Iserve Residential Lending Mortgage Lending & HMDA Data, 2023

In 2023, Iserve Residential Lending of San Diego, CA reported 843 mortgage applications totaling $274.6 million, down 34% from 2022. The average application was for $325,699, and applicants reported an average income of $117,333. 70% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (149), Atlanta-Sandy Springs-Roswell, GA (101) and Reno, NV (88) (applications in parentheses).

Mortgage Company & Address Iserve Residential Lending
10920 Via Frontera Suite 520
San Diego, CA 92127
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 843
Total Mortgage Loan Application Amount $274,565,000
Average Mortgage Loan Application Amount $325,699
Highest Mortgage Loan Application Amount $1,505,000
Average Applicant Income $117,333
Highest Applicant Income $1,558,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Iserve Residential Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Iserve Residential Lending by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Washoe, Nevada 86 $ 33,490,000 $ 389,418 $ 139,000
Rutherford, Tennessee 52 $ 19,170,000 $ 368,653 $ 125,000
Elko, Nevada 43 $ 13,745,000 $ 319,651 $ 107,000
Davidson, Tennessee 25 $ 7,745,000 $ 309,800 $ 105,000
Sumner, Tennessee 23 $ 6,685,000 $ 290,652 $ 82,000
Lyon, Nevada 20 $ 5,320,000 $ 266,000 $ 92,000
San Diego, California 19 $ 11,505,000 $ 605,526 $ 205,000
Knox, Tennessee 16 $ 5,390,000 $ 336,875 $ 130,000
Gwinnett, Georgia 15 $ 5,385,000 $ 359,000 $ 114,000
Jefferson, Alabama 14 $ 4,160,000 $ 297,142 $ 116,000
Hamilton, Tennessee 14 $ 4,430,000 $ 316,428 $ 131,000
Coffee, Tennessee 13 $ 2,945,000 $ 226,538 $ 71,000
Wilson, Tennessee 13 $ 4,765,000 $ 366,538 $ 104,000
Cobb, Georgia 12 $ 5,170,000 $ 430,833 $ 143,000
Montgomery, Tennessee 12 $ 3,690,000 $ 307,500 $ 112,000
Madison, Alabama 11 $ 3,665,000 $ 333,181 $ 123,000
Riverside, California 10 $ 4,930,000 $ 493,000 $ 147,000
Robertson, Tennessee 10 $ 3,080,000 $ 308,000 $ 104,000
DeKalb, Georgia 9 $ 3,145,000 $ 349,444 $ 110,000
Bedford, Tennessee 9 $ 2,535,000 $ 281,666 $ 87,000
Maury, Tennessee 9 $ 2,675,000 $ 297,222 $ 112,000
Shelby, Alabama 8 $ 2,690,000 $ 336,250 $ 119,000
Forsyth, Georgia 8 $ 3,960,000 $ 495,000 $ 143,000
Fulton, Georgia 8 $ 3,870,000 $ 483,750 $ 222,000
Chesapeake, Virginia 8 $ 2,710,000 $ 338,750 $ 125,000
Maricopa, Arizona 7 $ 2,505,000 $ 357,857 $ 103,000
Cherokee, Georgia 7 $ 2,625,000 $ 375,000 $ 151,000
Henry, Georgia 7 $ 2,345,000 $ 335,000 $ 130,000
Clark, Nevada 7 $ 2,215,000 $ 316,428 $ 111,000
Franklin, Tennessee 7 $ 1,315,000 $ 187,857 $ 87,000
Putnam, Tennessee 7 $ 1,235,000 $ 176,428 $ 79,000
Norfolk, Virginia 7 $ 1,705,000 $ 243,571 $ 79,000
Alameda, California 6 $ 2,100,000 $ 350,000 $ 93,000
Columbia, Georgia 6 $ 1,710,000 $ 285,000 $ 122,000
Carson City, Nevada 6 $ 2,190,000 $ 365,000 $ 107,000
Bradley, Tennessee 6 $ 1,440,000 $ 240,000 $ 80,000
DeKalb, Tennessee 6 $ 880,000 $ 146,666 $ 80,000
Macon, Tennessee 6 $ 1,190,000 $ 198,333 $ 96,000
Washington, Tennessee 6 $ 1,660,000 $ 276,666 $ 87,000
Newport News, Virginia 6 $ 1,350,000 $ 225,000 $ 76,000
Virginia Beach, Virginia 6 $ 1,880,000 $ 313,333 $ 93,000
San Bernardino, California 5 $ 2,165,000 $ 433,000 $ 119,000
Carroll, Georgia 5 $ 1,515,000 $ 303,000 $ 90,000
Blount, Tennessee 5 $ 1,265,000 $ 253,000 $ 75,000
Humphreys, Tennessee 5 $ 1,905,000 $ 381,000 $ 213,000
Hampton, Virginia 5 $ 955,000 $ 191,000 $ 76,000
Portsmouth, Virginia 5 $ 1,115,000 $ 223,000 $ 65,000
Los Angeles, California 4 $ 2,350,000 $ 587,500 $ 144,000
San Joaquin, California 4 $ 1,340,000 $ 335,000 $ 105,000
Barrow, Georgia 4 $ 1,140,000 $ 285,000 $ 87,000
Coweta, Georgia 4 $ 1,170,000 $ 292,500 $ 96,000
Gordon, Georgia 4 $ 1,090,000 $ 272,500 $ 122,000
Paulding, Georgia 4 $ 1,440,000 $ 360,000 $ 130,000
Lane, Oregon 4 $ 2,080,000 $ 520,000 $ 293,000
Anderson, Tennessee 4 $ 930,000 $ 232,500 $ 92,000
Carter, Tennessee 4 $ 1,250,000 $ 312,500 $ 117,000
Madison, Tennessee 4 $ 700,000 $ 175,000 $ 63,000
Marshall, Tennessee 4 $ 780,000 $ 195,000 $ 81,000
Sullivan, Tennessee 4 $ 1,650,000 $ 412,500 $ 162,000
Warren, Tennessee 4 $ 710,000 $ 177,500 $ 65,000
White, Tennessee 4 $ 950,000 $ 237,500 $ 82,000
Williamson, Tennessee 4 $ 3,270,000 $ 817,500 $ 191,000
Suffolk, Virginia 4 $ 1,040,000 $ 260,000 $ 84,000
Cullman, Alabama 3 $ 785,000 $ 261,666 $ 147,000
Walker, Alabama 3 $ 695,000 $ 231,666 $ 109,000
Mohave, Arizona 3 $ 425,000 $ 141,666 $ 42,000
Sacramento, California 3 $ 1,075,000 $ 358,333 $ 95,000
Orange, Florida 3 $ 585,000 $ 195,000 $ 264,000
Volusia, Florida 3 $ 895,000 $ 298,333 $ 150,000
Bartow, Georgia 3 $ 1,135,000 $ 378,333 $ 113,000
Catoosa, Georgia 3 $ 875,000 $ 291,666 $ 121,000
Floyd, Georgia 3 $ 855,000 $ 285,000 $ 129,000
Harris, Georgia 3 $ 955,000 $ 318,333 $ 101,000
Troup, Georgia 3 $ 735,000 $ 245,000 $ 88,000
Walton, Georgia 3 $ 1,015,000 $ 338,333 $ 91,000
Whitfield, Georgia 3 $ 1,115,000 $ 371,666 $ 221,000
Simpson, Kentucky 3 $ 1,035,000 $ 345,000 $ 101,000
Humboldt, Nevada 3 $ 875,000 $ 291,666 $ 88,000
Klamath, Oregon 3 $ 505,000 $ 168,333 $ 71,000
Cheatham, Tennessee 3 $ 825,000 $ 275,000 $ 182,000
Dickson, Tennessee 3 $ 905,000 $ 301,666 $ 57,000
Jefferson, Tennessee 3 $ 635,000 $ 211,666 $ 93,000
Sevier, Tennessee 3 $ 795,000 $ 265,000 $ 73,000
Colbert, Alabama 2 $ 480,000 $ 240,000 $ 87,000
Lauderdale, Alabama 2 $ 550,000 $ 275,000 $ 121,000
Talladega, Alabama 2 $ 420,000 $ 210,000 $ 77,000
Tuscaloosa, Alabama 2 $ 530,000 $ 265,000 $ 191,000
Lee, Florida 2 $ 860,000 $ 430,000 $ 906,000
Seminole, Florida 2 $ 440,000 $ 220,000 $ 127,000
Douglas, Georgia 2 $ 610,000 $ 305,000 $ 138,000
Houston, Georgia 2 $ 410,000 $ 205,000 $ 92,000
Jackson, Georgia 2 $ 500,000 $ 250,000 $ 92,000
Murray, Georgia 2 $ 500,000 $ 250,000 $ 75,000
Pike, Georgia 2 $ 640,000 $ 320,000 $ 94,000
Richmond, Georgia 2 $ 530,000 $ 265,000 $ 118,000
Walker, Georgia 2 $ 470,000 $ 235,000 $ 72,000
Logan, Kentucky 2 $ 340,000 $ 170,000 $ 42,000
Churchill, Nevada 2 $ 510,000 $ 255,000 $ 88,000
Storey, Nevada 2 $ 1,070,000 $ 535,000 $ 155,000
Douglas, Oregon 2 $ 570,000 $ 285,000 $ 120,000
Cumberland, Tennessee 2 $ 380,000 $ 190,000 $ 64,000
Hawkins, Tennessee 2 $ 570,000 $ 285,000 $ 103,000
Hickman, Tennessee 2 $ 660,000 $ 330,000 $ 96,000
McMinn, Tennessee 2 $ 470,000 $ 235,000 $ 87,000
McNairy, Tennessee 2 $ 250,000 $ 125,000 $ 91,000
Chesterfield, Virginia 2 $ 900,000 $ 450,000 $ 96,000
Page, Virginia 2 $ 240,000 $ 120,000 $ 56,000
Richmond City, Virginia 2 $ 190,000 $ 95,000 $ 68,000
Blount, Alabama 1 $ 225,000 $ 225,000 $ 131,000
Jackson, Alabama 1 $ 325,000 $ 325,000 $ 141,000
Marshall, Alabama 1 $ 195,000 $ 195,000 $ 61,000
Morgan, Alabama 1 $ 285,000 $ 285,000 $ 56,000
Randolph, Alabama 1 $ 275,000 $ 275,000 $ 91,000
Pinal, Arizona 1 $ 245,000 $ 245,000 $ 56,000
El Dorado, California 1 $ 645,000 $ 645,000 $ 254,000
Kern, California 1 $ 315,000 $ 315,000 $ 85,000
Lassen, California 1 $ 105,000 $ 105,000 $ 60,000
Orange, California 1 $ 205,000 $ 205,000 $ 73,000
Santa Barbara, California 1 $ 335,000 $ 335,000 $ 335,000
Solano, California 1 $ 785,000 $ 785,000 $ 306,000
Yolo, California 1 $ 365,000 $ 365,000 $ 72,000
Charlotte, Florida 1 $ 245,000 $ 245,000 $ 49,000
Collier, Florida 1 $ 325,000 $ 325,000 $ 326,000
Flagler, Florida 1 $ 375,000 $ 375,000 $ 229,000
Okaloosa, Florida 1 $ 345,000 $ 345,000 $ 0
Sarasota, Florida 1 $ 515,000 $ 515,000 $ 177,000
Banks, Georgia 1 $ 265,000 $ 265,000 $ 109,000
Bleckley, Georgia 1 $ 195,000 $ 195,000 $ 63,000
Clayton, Georgia 1 $ 245,000 $ 245,000 $ 75,000
Dade, Georgia 1 $ 195,000 $ 195,000 $ 42,000
Dawson, Georgia 1 $ 345,000 $ 345,000 $ 125,000
Dodge, Georgia 1 $ 195,000 $ 195,000 $ 64,000
Fayette, Georgia 1 $ 595,000 $ 595,000 $ 169,000
Habersham, Georgia 1 $ 335,000 $ 335,000 $ 84,000
Hall, Georgia 1 $ 285,000 $ 285,000 $ 126,000
Heard, Georgia 1 $ 225,000 $ 225,000 $ 115,000
Jasper, Georgia 1 $ 235,000 $ 235,000 $ 55,000
Laurens, Georgia 1 $ 285,000 $ 285,000 $ 159,000
Madison, Georgia 1 $ 265,000 $ 265,000 $ 69,000
Meriwether, Georgia 1 $ 465,000 $ 465,000 $ 349,000
Monroe, Georgia 1 $ 175,000 $ 175,000 $ 157,000
Newton, Georgia 1 $ 385,000 $ 385,000 $ 155,000
Oconee, Georgia 1 $ 245,000 $ 245,000 $ 77,000
Rockdale, Georgia 1 $ 315,000 $ 315,000 $ 32,000
White, Georgia 1 $ 295,000 $ 295,000 $ 89,000
Allen, Kentucky 1 $ 195,000 $ 195,000 $ 45,000
Barren, Kentucky 1 $ 265,000 $ 265,000 $ 49,000
Bourbon, Kentucky 1 $ 415,000 $ 415,000 $ 120,000
Nye, Nevada 1 $ 165,000 $ 165,000 $ 71,000
Pershing, Nevada 1 $ 305,000 $ 305,000 $ 70,000
Cherokee, North Carolina 1 $ 115,000 $ 115,000 $ 52,000
Clay, North Carolina 1 $ 125,000 $ 125,000 $ 62,000
Craven, North Carolina 1 $ 125,000 $ 125,000 $ 28,000
Currituck, North Carolina 1 $ 425,000 $ 425,000 $ 126,000
Haywood, North Carolina 1 $ 105,000 $ 105,000 $ 0
Pasquotank, North Carolina 1 $ 335,000 $ 335,000 $ 70,000
Perquimans, North Carolina 1 $ 415,000 $ 415,000 $ 128,000
Polk, Oregon 1 $ 255,000 $ 255,000 $ 41,000
Cannon, Tennessee 1 $ 195,000 $ 195,000 $ 87,000
Clay, Tennessee 1 $ 185,000 $ 185,000 $ 58,000
Crockett, Tennessee 1 $ 215,000 $ 215,000 $ 71,000
Fentress, Tennessee 1 $ 215,000 $ 215,000 $ 46,000
Gibson, Tennessee 1 $ 85,000 $ 85,000 $ 156,000
Giles, Tennessee 1 $ 215,000 $ 215,000 $ 61,000
Jackson, Tennessee 1 $ 115,000 $ 115,000 $ 36,000
Lewis, Tennessee 1 $ 105,000 $ 105,000 $ 116,000
Lincoln, Tennessee 1 $ 265,000 $ 265,000 $ 73,000
Loudon, Tennessee 1 $ 185,000 $ 185,000 $ 39,000
Meigs, Tennessee 1 $ 405,000 $ 405,000 $ 177,000
Moore, Tennessee 1 $ 145,000 $ 145,000 $ 105,000
Obion, Tennessee 1 $ 145,000 $ 145,000 $ 52,000
Shelby, Tennessee 1 $ 65,000 $ 65,000 $ 91,000
Alexandria, Virginia 1 $ 335,000 $ 335,000 $ 127,000
Dinwiddie, Virginia 1 $ 165,000 $ 165,000 $ 71,000
Franklin City, Virginia 1 $ 125,000 $ 125,000 $ 85,000
Gloucester, Virginia 1 $ 255,000 $ 255,000 $ 125,000
Isle of Wight, Virginia 1 $ 425,000 $ 425,000 $ 174,000

Mortgage Loan Application Detail Totals for Iserve Residential Lending in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 465 $155,665,000 $334,000 $1,505,000 $122,000 $1,558,000
Cash-out Refinancing 343 $108,315,000 $315,000 $725,000 $109,000 $420,000
Refinancing 35 $10,585,000 $302,000 $625,000 $137,000 $353,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 550 $176,500,000 $320,000 $1,505,000 $121,000 $1,558,000
Not Provided 111 $37,235,000 $335,000 $975,000 $114,000 $460,000
Black or African American 93 $29,015,000 $311,000 $785,000 $103,000 $306,000
Hispanic 61 $22,165,000 $363,000 $765,000 $107,000 $197,000
Asian 22 $8,160,000 $370,000 $965,000 $111,000 $289,000
American Indian or Alaskan Native 2 $390,000 $195,000 $315,000 $76,000 $82,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 444 $141,640,000 $319,000 $835,000 $103,000 $293,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 292 $94,800,000 $324,000 $1,505,000 $143,000 $1,558,000
VA-guaranteed (Veterans Administration) 92 $34,980,000 $380,000 $1,455,000 $112,000 $383,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $3,145,000 $209,000 $305,000 $79,000 $131,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 593 $192,795,000 $325,000 $1,455,000 $116,000 $628,000
Application Withdrawn By Applicant 171 $55,945,000 $327,000 $1,505,000 $120,000 $690,000
Application Denied By Financial Institution 40 $12,420,000 $310,000 $595,000 $81,000 $185,000
Application Approved But Not Accepted 39 $13,405,000 $343,000 $975,000 $162,000 $1,558,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 803 $262,145,000 $326,000 $1,505,000 $119,000 $1,558,000
Debt-To-Income Ratio 12 $4,070,000 $339,000 $585,000 $67,000 $146,000
Collateral 10 $2,780,000 $278,000 $395,000 $85,000 $131,000
Credit History 9 $2,805,000 $311,000 $595,000 $80,000 $123,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,110,000 $277,000 $445,000 $86,000 $185,000
Other 3 $985,000 $328,000 $425,000 $130,000 $162,000
Unverifiable Information 1 $385,000 $385,000 $385,000 $94,000 $94,000
Employment History 1 $285,000 $285,000 $285,000 $40,000 $40,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Iserve Residential Lending's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Iserve Residential Lending's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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