Jefferson Financial Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Jefferson Financial Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Jefferson Financial Federal Credit Union 7701 Airline Dr Metairie, LA 70003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 739 |
| Total Mortgage Loan Application Amount | $103,075,000 |
| Average Mortgage Loan Application Amount | $126,750 |
| Highest Mortgage Loan Application Amount | $2,245,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $1,551,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Jefferson Financial Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Jefferson Financial Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Jefferson Financial Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Jefferson Financial Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Jefferson Financial Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Jefferson Financial Federal Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Louisiana | 140 | $ 20,810,000 | $ 148,000 | $ 84,000 |
| Orleans County Louisiana | 34 | $ 8,030,000 | $ 236,000 | $ 220,000 |
| Los Angeles County California | 27 | $ 3,415,000 | $ 126,000 | $ 70,000 |
| Santa Clara County California | 25 | $ 5,455,000 | $ 218,000 | $ 113,000 |
| San Diego County California | 19 | $ 3,015,000 | $ 158,000 | $ 104,000 |
| St. Charles County Louisiana | 16 | $ 2,960,000 | $ 185,000 | $ 109,000 |
| Orange County California | 14 | $ 2,310,000 | $ 165,000 | $ 113,000 |
| St. Tammany County Louisiana | 13 | $ 4,625,000 | $ 355,000 | $ 208,000 |
| San Bernardino County California | 12 | $ 1,160,000 | $ 96,000 | $ 100,000 |
| Livingston County Louisiana | 10 | $ 1,920,000 | $ 192,000 | $ 97,000 |
| East Baton Rouge County Louisiana | 9 | $ 1,605,000 | $ 178,000 | $ 165,000 |
| Riverside County California | 8 | $ 630,000 | $ 78,000 | $ 62,000 |
| Tangipahoa County Louisiana | 8 | $ 820,000 | $ 102,000 | $ 90,000 |
| Alameda County California | 6 | $ 1,300,000 | $ 216,000 | $ 115,000 |
| Sonoma County California | 6 | $ 900,000 | $ 150,000 | $ 80,000 |
| Calcasieu County Louisiana | 6 | $ 510,000 | $ 85,000 | $ 94,000 |
| Lafourche County Louisiana | 6 | $ 990,000 | $ 165,000 | $ 85,000 |
| St. John the Baptist County Louisiana | 5 | $ 735,000 | $ 147,000 | $ 77,000 |
| Maricopa County Arizona | 4 | $ 290,000 | $ 72,000 | $ 78,000 |
| Stanislaus County California | 4 | $ 270,000 | $ 67,000 | $ 57,000 |
| Creek County Oklahoma | 4 | $ 520,000 | $ 130,000 | $ 117,000 |
| Washington County Oregon | 4 | $ 300,000 | $ 75,000 | $ 59,000 |
| Pima County Arizona | 3 | $ 245,000 | $ 81,000 | $ 76,000 |
| Saline County Arkansas | 3 | $ 295,000 | $ 98,000 | $ 51,000 |
| Marion County Florida | 3 | $ 335,000 | $ 111,000 | $ 86,000 |
| Pasco County Florida | 3 | $ 335,000 | $ 111,000 | $ 89,000 |
| Deschutes County Oregon | 3 | $ 315,000 | $ 105,000 | $ 58,000 |
| Douglas County Oregon | 3 | $ 205,000 | $ 68,000 | $ 46,000 |
| Marion County Oregon | 3 | $ 245,000 | $ 81,000 | $ 54,000 |
| Horry County South Carolina | 3 | $ 355,000 | $ 118,000 | $ 60,000 |
| Harris County Texas | 3 | $ 455,000 | $ 151,000 | $ 62,000 |
| Montgomery County Texas | 3 | $ 395,000 | $ 131,000 | $ 59,000 |
| Autauga County Alabama | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| Chambers County Alabama | 2 | $ 290,000 | $ 145,000 | $ 103,000 |
| Dallas County Alabama | 2 | $ 200,000 | $ 100,000 | $ 32,000 |
| Walker County Alabama | 2 | $ 260,000 | $ 130,000 | $ 90,000 |
| Pinal County Arizona | 2 | $ 140,000 | $ 70,000 | $ 84,000 |
| Yavapai County Arizona | 2 | $ 130,000 | $ 65,000 | $ 96,000 |
| Little River County Arkansas | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
| Pulaski County Arkansas | 2 | $ 190,000 | $ 95,000 | $ 80,000 |
| Sacramento County California | 2 | $ 230,000 | $ 115,000 | $ 72,000 |
| San Joaquin County California | 2 | $ 260,000 | $ 130,000 | $ 57,000 |
| San Mateo County California | 2 | $ 380,000 | $ 190,000 | $ 109,000 |
| Shasta County California | 2 | $ 130,000 | $ 65,000 | $ 75,000 |
| Solano County California | 2 | $ 220,000 | $ 110,000 | $ 70,000 |
| Charlotte County Florida | 2 | $ 150,000 | $ 75,000 | $ 68,000 |
| Citrus County Florida | 2 | $ 230,000 | $ 115,000 | $ 227,000 |
| Duval County Florida | 2 | $ 270,000 | $ 135,000 | $ 61,000 |
| Levy County Florida | 2 | $ 280,000 | $ 140,000 | $ 87,000 |
| Laurens County Georgia | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| Ware County Georgia | 2 | $ 210,000 | $ 105,000 | $ 52,000 |
| Allen County Louisiana | 2 | $ 200,000 | $ 100,000 | $ 66,000 |
| Ascension County Louisiana | 2 | $ 480,000 | $ 240,000 | $ 111,000 |
| Avoyelles County Louisiana | 2 | $ 240,000 | $ 120,000 | $ 113,000 |
| Caddo County Louisiana | 2 | $ 180,000 | $ 90,000 | $ 84,000 |
| Evangeline County Louisiana | 2 | $ 110,000 | $ 55,000 | $ 93,000 |
| Grant County Louisiana | 2 | $ 210,000 | $ 105,000 | $ 57,000 |
| La Salle County Louisiana | 2 | $ 220,000 | $ 110,000 | $ 90,000 |
| Lafayette County Louisiana | 2 | $ 330,000 | $ 165,000 | $ 167,000 |
| Rapides County Louisiana | 2 | $ 130,000 | $ 65,000 | $ 60,000 |
| St. Helena County Louisiana | 2 | $ 90,000 | $ 45,000 | $ 31,000 |
| Washington County Louisiana | 2 | $ 200,000 | $ 100,000 | $ 126,000 |
| Bernalillo County New Mexico | 2 | $ 130,000 | $ 65,000 | $ 59,000 |
| Delaware County Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 86,000 |
| McClain County Oklahoma | 2 | $ 190,000 | $ 95,000 | $ 63,000 |
| Rogers County Oklahoma | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
| Wagoner County Oklahoma | 2 | $ 110,000 | $ 55,000 | $ 105,000 |
| Clackamas County Oregon | 2 | $ 200,000 | $ 100,000 | $ 64,000 |
| Linn County Oregon | 2 | $ 230,000 | $ 115,000 | $ 44,000 |
| Multnomah County Oregon | 2 | $ 290,000 | $ 145,000 | $ 105,000 |
| Berkeley County South Carolina | 2 | $ 240,000 | $ 120,000 | $ 67,000 |
| Lexington County South Carolina | 2 | $ 190,000 | $ 95,000 | $ 68,000 |
| Brazoria County Texas | 2 | $ 450,000 | $ 225,000 | $ 129,000 |
| Fort Bend County Texas | 2 | $ 390,000 | $ 195,000 | $ 208,000 |
| Douglas County Washington | 2 | $ 210,000 | $ 105,000 | $ 70,000 |
| Baldwin County Alabama | 1 | $ 95,000 | $ 95,000 | $ 18,000 |
| Blount County Alabama | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Cherokee County Alabama | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Clay County Alabama | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Cleburne County Alabama | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Coffee County Alabama | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Cullman County Alabama | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Elmore County Alabama | 1 | $ 105,000 | $ 105,000 | $ 132,000 |
| Henry County Alabama | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Houston County Alabama | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Jefferson County Alabama | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Lamar County Alabama | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Marshall County Alabama | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Mobile County Alabama | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| Pickens County Alabama | 1 | $ 95,000 | $ 95,000 | $ 105,000 |
| Randolph County Alabama | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Shelby County Alabama | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| St. Clair County Alabama | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| Winston County Alabama | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Mohave County Arizona | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Navajo County Arizona | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Clark County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 93,000 |
| Garland County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Independence County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Lonoke County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Montgomery County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Ouachita County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Phillips County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Stone County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Union County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Van Buren County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 116,000 |
| White County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Yell County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 131,000 |
| Contra Costa County California | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Marin County California | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Napa County California | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Santa Cruz County California | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Sutter County California | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Ventura County California | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Mesa County Colorado | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| Saguache County Colorado | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Alachua County Florida | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Baker County Florida | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Bay County Florida | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Clay County Florida | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Columbia County Florida | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Dixie County Florida | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Gadsden County Florida | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Hernando County Florida | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Hillsborough County Florida | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Liberty County Florida | 1 | $ 115,000 | $ 115,000 | $ 98,000 |
| Okaloosa County Florida | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Okeechobee County Florida | 1 | $ 85,000 | $ 85,000 | $ 156,000 |
| Sarasota County Florida | 1 | $ 65,000 | $ 65,000 | $ 139,000 |
| Seminole County Florida | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Suwannee County Florida | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| Walton County Florida | 1 | $ 1,125,000 | $ 1,125,000 | $ 0 |
| Berrien County Georgia | 1 | $ 115,000 | $ 115,000 | $ 136,000 |
| Brantley County Georgia | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Catoosa County Georgia | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Cook County Georgia | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Coweta County Georgia | 1 | $ 185,000 | $ 185,000 | $ 111,000 |
| Crisp County Georgia | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Dawson County Georgia | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
| Dodge County Georgia | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Effingham County Georgia | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Fannin County Georgia | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Fulton County Georgia | 1 | $ 165,000 | $ 165,000 | $ 559,000 |
| Grady County Georgia | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Putnam County Georgia | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Toombs County Georgia | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Acadia County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Assumption County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Beauregard County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 86,000 |
| Concordia County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| De Soto County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Iberia County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Jackson County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Jefferson Davis County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Ouachita County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 124,000 |
| Plaquemines County Louisiana | 1 | $ 405,000 | $ 405,000 | $ 109,000 |
| Pointe Coupee County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Red River County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Sabine County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| St. Bernard County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| St. Martin County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Terrebonne County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Union County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Adams County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Claiborne County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Clarke County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Franklin County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Harrison County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Jones County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Lamar County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Lee County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Madison County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Neshoba County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 132,000 |
| Newton County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Pearl River County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 152,000 |
| Pike County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Simpson County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Sunflower County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Tippah County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Tishomingo County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 107,000 |
| Winston County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Jackson County Missouri | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Curry County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Dona Ana County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Eddy County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 168,000 |
| Columbus County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Greene County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Lenoir County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Caddo County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Custer County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 141,000 |
| Grady County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Logan County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Nowata County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 123,000 |
| Osage County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Payne County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Pontotoc County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Stephens County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Clatsop County Oregon | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Jackson County Oregon | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Jefferson County Oregon | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Klamath County Oregon | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Lane County Oregon | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Malheur County Oregon | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Yamhill County Oregon | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Aiken County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Beaufort County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
| Colleton County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Kershaw County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| Lee County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Oconee County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Giles County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Maury County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| McNairy County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Roane County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Sumner County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| White County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Williamson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Andrews County Texas | 1 | $ 155,000 | $ 155,000 | $ 109,000 |
| Angelina County Texas | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Bowie County Texas | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Cass County Texas | 1 | $ 145,000 | $ 145,000 | $ 116,000 |
| Collin County Texas | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Coryell County Texas | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Grayson County Texas | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Jasper County Texas | 1 | $ 125,000 | $ 125,000 | $ 148,000 |
| Liberty County Texas | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Midland County Texas | 1 | $ 245,000 | $ 245,000 | $ 207,000 |
| Orange County Texas | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Polk County Texas | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Rains County Texas | 1 | $ 175,000 | $ 175,000 | $ 126,000 |
| Randall County Texas | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Upshur County Texas | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| Wilson County Texas | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Cache County Utah | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Davis County Utah | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Weber County Utah | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| King County Washington | 1 | $ 175,000 | $ 175,000 | $ 132,000 |
| Snohomish County Washington | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Spokane County Washington | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Thurston County Washington | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Jefferson Financial Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 554 | $73,820,000 | $133,000 | $1,295,000 | $89,000 | $884,000 |
| Refinancing | 170 | $27,230,000 | $160,000 | $2,245,000 | $107,000 | $1,551,000 |
| Cash-out Refinancing | 14 | $1,950,000 | $139,000 | $235,000 | $65,000 | $174,000 |
| Other Purpose | 1 | $75,000 | $75,000 | $75,000 | $51,000 | $51,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 541 | $74,905,000 | $138,000 | $2,245,000 | $93,000 | $1,551,000 |
| Hispanic | 71 | $9,985,000 | $140,000 | $455,000 | $84,000 | $213,000 |
| Black or African American | 66 | $7,710,000 | $116,000 | $575,000 | $84,000 | $417,000 |
| Not Provided | 32 | $3,820,000 | $119,000 | $245,000 | $84,000 | $207,000 |
| Asian | 22 | $5,780,000 | $262,000 | $1,295,000 | $132,000 | $480,000 |
| American Indian or Alaskan Native | 5 | $585,000 | $117,000 | $135,000 | $69,000 | $92,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 739 | $103,075,000 | $139,000 | $2,245,000 | $92,000 | $1,551,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 301 | $44,065,000 | $146,000 | $1,295,000 | $103,000 | $1,239,000 |
| Application Approved But Not Accepted | 204 | $27,310,000 | $133,000 | $1,125,000 | $85,000 | $288,000 |
| Application Denied By Financial Institution | 190 | $22,430,000 | $118,000 | $465,000 | $69,000 | $426,000 |
| Application Withdrawn By Applicant | 44 | $9,270,000 | $210,000 | $2,245,000 | $153,000 | $1,551,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 549 | $80,645,000 | $146,000 | $2,245,000 | $101,000 | $1,551,000 |
| Debt-To-Income Ratio | 96 | $10,870,000 | $113,000 | $345,000 | $53,000 | $170,000 |
| Credit History | 65 | $7,725,000 | $118,000 | $345,000 | $75,000 | $170,000 |
| Other | 12 | $1,730,000 | $144,000 | $465,000 | $126,000 | $426,000 |
| Collateral | 8 | $1,370,000 | $171,000 | $455,000 | $112,000 | $190,000 |
| Employment History | 6 | $520,000 | $86,000 | $145,000 | $76,000 | $115,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $215,000 | $71,000 | $145,000 | $75,000 | $143,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Jefferson Financial Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Jefferson Financial Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.