Jefferson Financial Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Jefferson Financial Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Jefferson Financial Federal Credit Union 7701 Airline Dr Metairie, LA 70003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 394 |
| Total Mortgage Loan Application Amount | $75,180,000 |
| Average Mortgage Loan Application Amount | $147,000 |
| Highest Mortgage Loan Application Amount | $885,000 |
| Average Applicant Income | $102,200 |
| Highest Applicant Income | $744,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Jefferson Financial Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Jefferson Financial Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Jefferson Financial Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Jefferson Financial Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Jefferson Financial Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Jefferson Financial Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Louisiana | 114 | $ 22,240,000 | $ 195,000 | $ 108,000 |
| St. Tammany County Louisiana | 38 | $ 10,530,000 | $ 277,000 | $ 162,000 |
| Orleans County Louisiana | 36 | $ 10,790,000 | $ 299,000 | $ 139,000 |
| St. Charles County Louisiana | 12 | $ 1,850,000 | $ 154,000 | $ 79,000 |
| Tangipahoa County Louisiana | 11 | $ 2,675,000 | $ 243,000 | $ 113,000 |
| East Baton Rouge County Louisiana | 8 | $ 1,170,000 | $ 146,000 | $ 85,000 |
| Livingston County Louisiana | 5 | $ 1,455,000 | $ 291,000 | $ 119,000 |
| Union County Arkansas | 4 | $ 500,000 | $ 125,000 | $ 0 |
| Volusia County Florida | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Ascension County Louisiana | 4 | $ 800,000 | $ 200,000 | $ 76,000 |
| St. Bernard County Louisiana | 4 | $ 670,000 | $ 167,000 | $ 92,000 |
| Harrison County Texas | 4 | $ 570,000 | $ 142,000 | $ 0 |
| Miller County Arkansas | 3 | $ 355,000 | $ 118,000 | $ 0 |
| Hancock County Mississippi | 3 | $ 575,000 | $ 191,000 | $ 187,000 |
| Harrison County Mississippi | 3 | $ 765,000 | $ 255,000 | $ 76,000 |
| Tulsa County Oklahoma | 3 | $ 435,000 | $ 145,000 | $ 108,000 |
| Broward County Florida | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Marion County Florida | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Nassau County Florida | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Putnam County Florida | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Cook County Illinois | 2 | $ 490,000 | $ 245,000 | $ 167,000 |
| Johnson County Indiana | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Acadia County Louisiana | 2 | $ 140,000 | $ 70,000 | $ 72,000 |
| Calcasieu County Louisiana | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Cameron County Louisiana | 2 | $ 610,000 | $ 305,000 | $ 146,000 |
| Lafourche County Louisiana | 2 | $ 400,000 | $ 200,000 | $ 69,000 |
| Plaquemines County Louisiana | 2 | $ 500,000 | $ 250,000 | $ 163,000 |
| Rapides County Louisiana | 2 | $ 370,000 | $ 185,000 | $ 0 |
| St. John the Baptist County Louisiana | 2 | $ 330,000 | $ 165,000 | $ 65,000 |
| Terrebonne County Louisiana | 2 | $ 910,000 | $ 455,000 | $ 151,000 |
| Greene County Missouri | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Muskogee County Oklahoma | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Horry County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Denton County Texas | 2 | $ 290,000 | $ 145,000 | $ 191,000 |
| Guadalupe County Texas | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Crenshaw County Alabama | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Cullman County Alabama | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Dallas County Alabama | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Boone County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Conway County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Crawford County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Faulkner County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Washington County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 159,000 |
| Boulder County Colorado | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Larimer County Colorado | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Bradford County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Columbia County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lake County Florida | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Levy County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Madison County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Manatee County Florida | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Orange County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Pinellas County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Polk County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sumter County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Suwannee County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Taylor County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Coffee County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Crawford County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Douglas County Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Jasper County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Ada County Idaho | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Canyon County Idaho | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Franklin County Idaho | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 195,000 | $ 195,000 | $ 0 |
| DeKalb County Indiana | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Cowley County Kansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Pottawatomie County Kansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Claiborne County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 0 |
| De Soto County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Jackson County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Red River County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Richland County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| St. Landry County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Webster County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Iron County Michigan | 1 | $ 145,000 | $ 145,000 | $ 424,000 |
| Kent County Michigan | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Macomb County Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Oakland County Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Shiawassee County Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Nicollet County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Amite County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| Jasper County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Monroe County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Pontotoc County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 15,000 | $ 15,000 | $ 0 |
| New Madrid County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Albany County New York | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Cattaraugus County New York | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Duplin County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lenoir County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Martin County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Stanly County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Craig County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Hughes County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lincoln County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 0 |
| McClain County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Okmulgee County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Pottawatomie County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Stephens County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 0 |
| York County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Blount County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Coryell County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Dallas County Texas | 1 | $ 855,000 | $ 855,000 | $ 600,000 |
| Ellis County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Fannin County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Gaines County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hays County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| La Salle County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lee County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Montgomery County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Nacogdoches County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Pecos County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Rusk County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Sabine County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Smith County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Swisher County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Upshur County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Victoria County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Williamson County Texas | 1 | $ 335,000 | $ 335,000 | $ 158,000 |
| Kenosha County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 0 |
| St. Croix County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Natrona County Wyoming | 1 | $ 45,000 | $ 45,000 | $ 0 |
Mortgage Loan Application Detail Totals for Jefferson Financial Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 236 | $44,940,000 | $190,000 | $805,000 | $149,000 | $744,000 |
| Cash-out Refinancing | 105 | $21,125,000 | $201,000 | $885,000 | $111,000 | $486,000 |
| Refinancing | 44 | $8,500,000 | $193,000 | $855,000 | $94,000 | $600,000 |
| Other Purpose | 8 | $530,000 | $66,000 | $125,000 | $112,000 | $361,000 |
| Home Improvement | 1 | $85,000 | $85,000 | $85,000 | $45,000 | $45,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 168 | $42,530,000 | $253,000 | $885,000 | $133,000 | $744,000 |
| Not applicable | 137 | $16,255,000 | $118,000 | $345,000 | $0 | $0 |
| Black or African American | 43 | $7,315,000 | $170,000 | $855,000 | $97,000 | $600,000 |
| Hispanic | 21 | $5,285,000 | $251,000 | $535,000 | $130,000 | $660,000 |
| Not Provided | 15 | $2,505,000 | $167,000 | $365,000 | $84,000 | $353,000 |
| American Indian or Alaskan Native | 3 | $465,000 | $155,000 | $175,000 | $53,000 | $71,000 |
| Asian | 3 | $285,000 | $95,000 | $195,000 | $171,000 | $422,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $45,000 | $45,000 | $45,000 | $23,000 | $23,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 394 | $75,180,000 | $190,000 | $885,000 | $123,000 | $744,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 153 | $38,635,000 | $252,000 | $695,000 | $135,000 | $490,000 |
| Loan Purchased By The Institution | 137 | $16,255,000 | $118,000 | $345,000 | $0 | $0 |
| Application Denied By Financial Institution | 47 | $9,535,000 | $202,000 | $885,000 | $104,000 | $600,000 |
| Application Withdrawn By Applicant | 35 | $6,815,000 | $194,000 | $575,000 | $118,000 | $744,000 |
| File Closed For Incompleteness | 20 | $3,460,000 | $173,000 | $805,000 | $68,000 | $340,000 |
| Application Approved But Not Accepted | 2 | $480,000 | $240,000 | $285,000 | $255,000 | $257,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 347 | $65,645,000 | $189,000 | $805,000 | $127,000 | $744,000 |
| Debt-To-Income Ratio | 25 | $5,125,000 | $205,000 | $885,000 | $76,000 | $240,000 |
| Credit History | 12 | $2,570,000 | $214,000 | $855,000 | $114,000 | $600,000 |
| Collateral | 7 | $1,595,000 | $227,000 | $365,000 | $169,000 | $360,000 |
| Unverifiable Information | 2 | $100,000 | $50,000 | $65,000 | $22,000 | $44,000 |
| Other | 1 | $145,000 | $145,000 | $145,000 | $424,000 | $424,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Jefferson Financial Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Jefferson Financial Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.