Jfk Financial, Inc. Mortgage Lending & HMDA Data, 2012

In 2012, Jfk Financial, Inc. of Las Vegas, NV reported 1,805 mortgage applications totaling $335.3 million. The average application was for $185,763, and applicants reported an average income of $76,136. 27% of its applications resulted in an originated loan and 37% were denied. Its largest markets were Las Vegas-Paradise, NV (628), Los Angeles-Long Beach-Glendale, CA (144) and San Diego-Carlsbad-San Marcos, CA (78) (applications in parentheses).

Mortgage Company & Address Jfk Financial, Inc.
8985 S Eastern Ave #325
Las Vegas, NV 89123
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 1,805
Total Mortgage Loan Application Amount $335,304,000
Average Mortgage Loan Application Amount $185,763
Highest Mortgage Loan Application Amount $1,444,000
Average Applicant Income $76,136
Highest Applicant Income $1,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Jfk Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Jfk Financial, Inc. by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Nevada 628 $ 95,613,000 $ 152,250 $ 68,000
Los Angeles, California 144 $ 43,235,000 $ 300,243 $ 102,000
San Diego, California 78 $ 15,719,000 $ 201,525 $ 71,000
Orange, California 52 $ 13,382,000 $ 257,346 $ 106,000
Riverside, California 37 $ 6,983,000 $ 188,729 $ 89,000
Santa Clara, California 26 $ 7,153,000 $ 275,115 $ 89,000
Ventura, California 26 $ 6,559,000 $ 252,269 $ 134,000
Bernalillo, New Mexico 26 $ 4,439,000 $ 170,730 $ 55,000
San Bernardino, California 25 $ 3,813,000 $ 152,520 $ 70,000
Alameda, California 24 $ 6,430,000 $ 267,916 $ 96,000
Placer, California 24 $ 5,198,000 $ 216,583 $ 74,000
New Haven, Connecticut 23 $ 4,490,000 $ 195,217 $ 95,000
Fairfield, Connecticut 21 $ 5,371,000 $ 255,761 $ 122,000
Sacramento, California 20 $ 2,869,000 $ 143,450 $ 55,000
Fresno, California 19 $ 2,320,000 $ 122,105 $ 53,000
Contra Costa, California 18 $ 3,261,000 $ 181,166 $ 79,000
Hartford, Connecticut 18 $ 3,192,000 $ 177,333 $ 95,000
Kern, California 17 $ 2,566,000 $ 150,941 $ 81,000
San Mateo, California 16 $ 5,263,000 $ 328,937 $ 86,000
San Joaquin, California 15 $ 2,558,000 $ 170,533 $ 90,000
Middlesex, Connecticut 14 $ 2,940,000 $ 210,000 $ 97,000
Stanislaus, California 12 $ 1,291,000 $ 107,583 $ 61,000
Litchfield, Connecticut 11 $ 2,532,000 $ 230,181 $ 85,000
El Dorado, California 10 $ 2,143,000 $ 214,300 $ 75,000
Solano, California 10 $ 1,455,000 $ 145,500 $ 62,000
New London, Connecticut 10 $ 1,586,000 $ 158,600 $ 93,000
Tolland, Connecticut 9 $ 2,018,000 $ 224,222 $ 102,000
Clackamas, Oregon 9 $ 1,629,000 $ 181,000 $ 74,000
Multnomah, Oregon 9 $ 2,034,000 $ 226,000 $ 52,000
San Luis Obispo, California 8 $ 1,672,000 $ 209,000 $ 55,000
Washington, Oregon 8 $ 1,273,000 $ 159,125 $ 46,000
Marin, California 7 $ 2,554,000 $ 364,857 $ 147,000
Nye, Nevada 7 $ 482,000 $ 68,857 $ 38,000
Santa Fe, New Mexico 7 $ 1,199,000 $ 171,285 $ 108,000
Santa Cruz, California 6 $ 1,680,000 $ 280,000 $ 96,000
Sandoval, New Mexico 6 $ 920,000 $ 153,333 $ 105,000
Jackson, Oregon 6 $ 745,000 $ 124,166 $ 56,000
Marion, Oregon 6 $ 1,008,000 $ 168,000 $ 81,000
Humboldt, California 5 $ 741,000 $ 148,200 $ 50,000
Monterey, California 5 $ 1,525,000 $ 305,000 $ 85,000
San Francisco, California 5 $ 1,794,000 $ 358,800 $ 125,000
Shasta, California 5 $ 730,000 $ 146,000 $ 52,000
Yolo, California 5 $ 712,000 $ 142,400 $ 54,000
Butte, California 4 $ 698,000 $ 174,500 $ 66,000
Kings, California 4 $ 456,000 $ 114,000 $ 83,000
Santa Barbara, California 4 $ 1,287,000 $ 321,750 $ 135,000
Sonoma, California 4 $ 681,000 $ 170,250 $ 71,000
Dona Ana, New Mexico 4 $ 685,000 $ 171,250 $ 68,000
Grant, New Mexico 4 $ 1,020,000 $ 255,000 $ 88,000
San Juan, New Mexico 4 $ 624,000 $ 156,000 $ 72,000
Merced, California 3 $ 263,000 $ 87,666 $ 45,000
Nevada, California 3 $ 526,000 $ 175,333 $ 32,000
Plumas, California 3 $ 147,000 $ 49,000 $ 36,000
Tulare, California 3 $ 316,000 $ 105,333 $ 49,000
Taos, New Mexico 3 $ 864,000 $ 288,000 $ 74,000
Valencia, New Mexico 3 $ 465,000 $ 155,000 $ 75,000
Lane, Oregon 3 $ 406,000 $ 135,333 $ 55,000
Amador, California 2 $ 249,000 $ 124,500 $ 50,000
Calaveras, California 2 $ 177,000 $ 88,500 $ 37,000
Madera, California 2 $ 306,000 $ 153,000 $ 35,000
Siskiyou, California 2 $ 401,000 $ 200,500 $ 73,000
Tehama, California 2 $ 272,000 $ 136,000 $ 44,000
Yuba, California 2 $ 127,000 $ 63,500 $ 45,000
Windham, Connecticut 2 $ 275,000 $ 137,500 $ 107,000
Douglas, Nevada 2 $ 753,000 $ 376,500 $ 194,000
Washoe, Nevada 2 $ 504,000 $ 252,000 $ 52,000
San Miguel, New Mexico 2 $ 285,000 $ 142,500 $ 74,000
Columbia, Oregon 2 $ 364,000 $ 182,000 $ 67,000
Douglas, Oregon 2 $ 249,000 $ 124,500 $ 56,000
Tillamook, Oregon 2 $ 539,000 $ 269,500 $ 181,000
Yamhill, Oregon 2 $ 319,000 $ 159,500 $ 46,000
Pima, Arizona 1 $ 365,000 $ 365,000 $ 82,000
Del Norte, California 1 $ 200,000 $ 200,000 $ 210,000
Imperial, California 1 $ 80,000 $ 80,000 $ 41,000
Inyo, California 1 $ 75,000 $ 75,000 $ 133,000
Lassen, California 1 $ 42,000 $ 42,000 $ 19,000
Modoc, California 1 $ 62,000 $ 62,000 $ 37,000
Napa, California 1 $ 251,000 $ 251,000 $ 345,000
Sierra, California 1 $ 248,000 $ 248,000 $ 92,000
Tuolumne, California 1 $ 147,000 $ 147,000 $ 76,000
White Pine, Nevada 1 $ 198,000 $ 198,000 $ 132,000
Cibola, New Mexico 1 $ 110,000 $ 110,000 $ 56,000
Colfax, New Mexico 1 $ 137,000 $ 137,000 $ 72,000
Lincoln, New Mexico 1 $ 238,000 $ 238,000 $ 91,000
McKinley, New Mexico 1 $ 122,000 $ 122,000 $ 58,000
Otero, New Mexico 1 $ 231,000 $ 231,000 $ 260,000
Socorro, New Mexico 1 $ 127,000 $ 127,000 $ 33,000
Torrance, New Mexico 1 $ 174,000 $ 174,000 $ 42,000
Benton, Oregon 1 $ 130,000 $ 130,000 $ 235,000
Clatsop, Oregon 1 $ 170,000 $ 170,000 $ 22,000
Coos, Oregon 1 $ 138,000 $ 138,000 $ 31,000
Josephine, Oregon 1 $ 132,000 $ 132,000 $ 34,000
Lincoln, Oregon 1 $ 273,000 $ 273,000 $ 63,000
Linn, Oregon 1 $ 120,000 $ 120,000 $ 24,000
Morrow, Oregon 1 $ 151,000 $ 151,000 $ 74,000
Polk, Oregon 1 $ 204,000 $ 204,000 $ 72,000
Umatilla, Oregon 1 $ 122,000 $ 122,000 $ 100,000
Union, Oregon 1 $ 125,000 $ 125,000 $ 68,000
Wasco, Oregon 1 $ 106,000 $ 106,000 $ 24,000
Newport, Rhode Island 1 $ 166,000 $ 166,000 $ 35,000

Mortgage Loan Application Detail Totals for Jfk Financial, Inc. in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 963 $201,824,000 $209,000 $1,444,000 $85,000 $1,600,000
Home Purchase 842 $133,480,000 $158,000 $750,000 $66,000 $610,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,281 $253,350,000 $197,000 $1,444,000 $83,000 $1,600,000
Hispanic 363 $50,290,000 $138,000 $513,000 $46,000 $336,000
Asian 110 $21,663,000 $196,000 $690,000 $90,000 $1,000,000
Black or African American 40 $7,748,000 $193,000 $723,000 $80,000 $204,000
Native Hawaiian or Other Pacific Islander 9 $1,825,000 $202,000 $270,000 $94,000 $169,000
American Indian or Alaskan Native 1 $240,000 $240,000 $240,000 $134,000 $134,000
Not Provided 1 $188,000 $188,000 $188,000 $43,000 $43,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,084 $207,880,000 $191,000 $1,444,000 $86,000 $1,000,000
FHA-insured (Federal Housing Administration) 684 $119,543,000 $174,000 $729,000 $60,000 $1,600,000
VA-guaranteed (Veterans Administration) 37 $7,881,000 $213,000 $434,000 $76,000 $176,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 660 $126,822,000 $192,000 $690,000 $75,000 $1,000,000
Application Withdrawn By Applicant 647 $122,501,000 $189,000 $1,444,000 $79,000 $1,600,000
Loan Originated 494 $85,199,000 $172,000 $729,000 $73,000 $419,000
Application Approved But Not Accepted 4 $782,000 $195,000 $239,000 $82,000 $107,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 6 $1,525,000 $254,000 $475,000 $60,000 $96,000
Collateral 4 $535,000 $133,000 $261,000 $37,000 $58,000
Credit History 4 $722,000 $180,000 $252,000 $51,000 $63,000
Other 1 $559,000 $559,000 $559,000 $183,000 $183,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Jfk Financial, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Jfk Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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