Jmj Financial Group
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Jmj Financial Group 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Jmj Financial Group 26800 Aliso Viejo Parkway Ste 200 Aliso Viejo, CA 92656 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 3,402 |
| Total Mortgage Loan Application Amount | $1,615,850,000 |
| Average Mortgage Loan Application Amount | $459,333 |
| Highest Mortgage Loan Application Amount | $6,205,000 |
| Average Applicant Income | $143,000 |
| Highest Applicant Income | $2,277,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Jmj Financial Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Jmj Financial Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Jmj Financial Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Jmj Financial Group serves its applicants.
Each category highlights the total number of mortgage applications processed by Jmj Financial Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Jmj Financial Group's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 989 | $ 488,625,000 | $ 494,000 | $ 137,000 |
| Orange County California | 598 | $ 341,540,000 | $ 571,000 | $ 182,000 |
| San Diego County California | 543 | $ 292,865,000 | $ 539,000 | $ 154,000 |
| Riverside County California | 353 | $ 142,445,000 | $ 403,000 | $ 125,000 |
| San Bernardino County California | 280 | $ 106,880,000 | $ 381,000 | $ 128,000 |
| Ada County Idaho | 72 | $ 30,180,000 | $ 419,000 | $ 130,000 |
| Kern County California | 43 | $ 10,695,000 | $ 248,000 | $ 100,000 |
| Ventura County California | 40 | $ 20,310,000 | $ 507,000 | $ 136,000 |
| Mohave County Arizona | 29 | $ 11,015,000 | $ 379,000 | $ 268,000 |
| Utah County Utah | 27 | $ 9,885,000 | $ 366,000 | $ 94,000 |
| Clark County Nevada | 25 | $ 8,045,000 | $ 321,000 | $ 71,000 |
| Canyon County Idaho | 24 | $ 8,640,000 | $ 360,000 | $ 91,000 |
| Maricopa County Arizona | 19 | $ 5,675,000 | $ 298,000 | $ 101,000 |
| Alameda County California | 16 | $ 9,400,000 | $ 587,000 | $ 179,000 |
| San Joaquin County California | 16 | $ 6,270,000 | $ 391,000 | $ 119,000 |
| Stanislaus County California | 15 | $ 4,765,000 | $ 317,000 | $ 87,000 |
| Maui County Hawaii | 14 | $ 7,660,000 | $ 547,000 | $ 181,000 |
| Contra Costa County California | 12 | $ 5,920,000 | $ 493,000 | $ 131,000 |
| Sacramento County California | 10 | $ 4,110,000 | $ 411,000 | $ 106,000 |
| Pinal County Arizona | 9 | $ 2,535,000 | $ 281,000 | $ 135,000 |
| Kootenai County Idaho | 9 | $ 3,305,000 | $ 367,000 | $ 98,000 |
| Bexar County Texas | 9 | $ 2,395,000 | $ 266,000 | $ 99,000 |
| Fresno County California | 8 | $ 2,930,000 | $ 366,000 | $ 161,000 |
| Multnomah County Oregon | 7 | $ 2,765,000 | $ 395,000 | $ 146,000 |
| Honolulu County Hawaii | 6 | $ 3,450,000 | $ 575,000 | $ 320,000 |
| Tarrant County Texas | 6 | $ 1,700,000 | $ 283,000 | $ 225,000 |
| Salt Lake County Utah | 6 | $ 2,500,000 | $ 416,000 | $ 120,000 |
| Merced County California | 5 | $ 1,395,000 | $ 279,000 | $ 54,000 |
| Monterey County California | 5 | $ 2,475,000 | $ 495,000 | $ 142,000 |
| Collin County Texas | 5 | $ 1,665,000 | $ 333,000 | $ 194,000 |
| King County Washington | 5 | $ 3,125,000 | $ 625,000 | $ 219,000 |
| Yavapai County Arizona | 4 | $ 1,130,000 | $ 282,000 | $ 64,000 |
| Placer County California | 4 | $ 1,760,000 | $ 440,000 | $ 105,000 |
| San Mateo County California | 4 | $ 2,370,000 | $ 592,000 | $ 191,000 |
| Santa Barbara County California | 4 | $ 1,360,000 | $ 340,000 | $ 138,000 |
| Shasta County California | 4 | $ 1,120,000 | $ 280,000 | $ 71,000 |
| Marion County Florida | 4 | $ 840,000 | $ 210,000 | $ 108,000 |
| Madison County Idaho | 4 | $ 1,500,000 | $ 375,000 | $ 207,000 |
| Washington County Utah | 4 | $ 1,480,000 | $ 370,000 | $ 133,000 |
| Santa Clara County California | 3 | $ 1,635,000 | $ 545,000 | $ 197,000 |
| Tulare County California | 3 | $ 975,000 | $ 325,000 | $ 83,000 |
| Orange County Florida | 3 | $ 405,000 | $ 135,000 | $ 196,000 |
| Pasco County Florida | 3 | $ 445,000 | $ 148,000 | $ 110,000 |
| Hawaii County Hawaii | 3 | $ 1,375,000 | $ 458,000 | $ 348,000 |
| Gem County Idaho | 3 | $ 1,095,000 | $ 365,000 | $ 54,000 |
| Mecklenburg County North Carolina | 3 | $ 875,000 | $ 291,000 | $ 106,000 |
| Williamson County Tennessee | 3 | $ 2,185,000 | $ 728,000 | $ 109,000 |
| Denton County Texas | 3 | $ 1,025,000 | $ 341,000 | $ 198,000 |
| Spokane County Washington | 3 | $ 925,000 | $ 308,000 | $ 128,000 |
| Cochise County Arizona | 2 | $ 390,000 | $ 195,000 | $ 86,000 |
| Butte County California | 2 | $ 670,000 | $ 335,000 | $ 228,000 |
| Imperial County California | 2 | $ 510,000 | $ 255,000 | $ 229,000 |
| Madera County California | 2 | $ 740,000 | $ 370,000 | $ 71,000 |
| Mono County California | 2 | $ 970,000 | $ 485,000 | $ 120,000 |
| San Luis Obispo County California | 2 | $ 900,000 | $ 450,000 | $ 172,000 |
| Solano County California | 2 | $ 920,000 | $ 460,000 | $ 133,000 |
| Tuolumne County California | 2 | $ 510,000 | $ 255,000 | $ 85,000 |
| Arapahoe County Colorado | 2 | $ 710,000 | $ 355,000 | $ 69,000 |
| Escambia County Florida | 2 | $ 830,000 | $ 415,000 | $ 129,000 |
| Lee County Florida | 2 | $ 760,000 | $ 380,000 | $ 139,000 |
| Wake County North Carolina | 2 | $ 670,000 | $ 335,000 | $ 81,000 |
| Deschutes County Oregon | 2 | $ 610,000 | $ 305,000 | $ 76,000 |
| Shelby County Tennessee | 2 | $ 630,000 | $ 315,000 | $ 257,000 |
| Brazos County Texas | 2 | $ 710,000 | $ 355,000 | $ 318,000 |
| Erath County Texas | 2 | $ 780,000 | $ 390,000 | $ 163,000 |
| Harris County Texas | 2 | $ 620,000 | $ 310,000 | $ 73,000 |
| Davis County Utah | 2 | $ 970,000 | $ 485,000 | $ 228,000 |
| Pierce County Washington | 2 | $ 980,000 | $ 490,000 | $ 122,000 |
| Snohomish County Washington | 2 | $ 1,010,000 | $ 505,000 | $ 320,000 |
| Gila County Arizona | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Pima County Arizona | 1 | $ 305,000 | $ 305,000 | $ 147,000 |
| Yuma County Arizona | 1 | $ 225,000 | $ 225,000 | $ 131,000 |
| Amador County California | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Del Norte County California | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Humboldt County California | 1 | $ 385,000 | $ 385,000 | $ 86,000 |
| Marin County California | 1 | $ 585,000 | $ 585,000 | $ 229,000 |
| Napa County California | 1 | $ 545,000 | $ 545,000 | $ 118,000 |
| Nevada County California | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| San Francisco County California | 1 | $ 655,000 | $ 655,000 | $ 133,000 |
| Sonoma County California | 1 | $ 705,000 | $ 705,000 | $ 141,000 |
| Tehama County California | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Yolo County California | 1 | $ 255,000 | $ 255,000 | $ 653,000 |
| Douglas County Colorado | 1 | $ 445,000 | $ 445,000 | $ 120,000 |
| El Paso County Colorado | 1 | $ 135,000 | $ 135,000 | $ 193,000 |
| Brevard County Florida | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Broward County Florida | 1 | $ 795,000 | $ 795,000 | $ 167,000 |
| Miami-Dade County Florida | 1 | $ 485,000 | $ 485,000 | $ 155,000 |
| Okaloosa County Florida | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Palm Beach County Florida | 1 | $ 335,000 | $ 335,000 | $ 95,000 |
| Seminole County Florida | 1 | $ 345,000 | $ 345,000 | $ 64,000 |
| Kauai County Hawaii | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Bingham County Idaho | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Blaine County Idaho | 1 | $ 245,000 | $ 245,000 | $ 177,000 |
| Bonneville County Idaho | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Valley County Idaho | 1 | $ 515,000 | $ 515,000 | $ 280,000 |
| Gallatin County Montana | 1 | $ 845,000 | $ 845,000 | $ 758,000 |
| Mineral County Montana | 1 | $ 115,000 | $ 115,000 | $ 152,000 |
| Sarpy County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 311,000 |
| Cumberland County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 97,000 |
| Forsyth County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 221,000 |
| Guilford County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 92,000 |
| Baker County Oregon | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Columbia County Oregon | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| Coos County Oregon | 1 | $ 345,000 | $ 345,000 | $ 328,000 |
| Douglas County Oregon | 1 | $ 335,000 | $ 335,000 | $ 97,000 |
| Washington County Oregon | 1 | $ 315,000 | $ 315,000 | $ 126,000 |
| Cumberland County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 114,000 |
| Davidson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
| Grainger County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 107,000 |
| Madison County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| Atascosa County Texas | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Comal County Texas | 1 | $ 325,000 | $ 325,000 | $ 143,000 |
| Dallas County Texas | 1 | $ 295,000 | $ 295,000 | $ 55,000 |
| Duval County Texas | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Hays County Texas | 1 | $ 335,000 | $ 335,000 | $ 143,000 |
| Hunt County Texas | 1 | $ 545,000 | $ 545,000 | $ 310,000 |
| Kaufman County Texas | 1 | $ 405,000 | $ 405,000 | $ 130,000 |
| Montgomery County Texas | 1 | $ 545,000 | $ 545,000 | $ 282,000 |
| Parker County Texas | 1 | $ 405,000 | $ 405,000 | $ 200,000 |
| Taylor County Texas | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Upshur County Texas | 1 | $ 465,000 | $ 465,000 | $ 167,000 |
| Summit County Utah | 1 | $ 595,000 | $ 595,000 | $ 155,000 |
| Clark County Washington | 1 | $ 365,000 | $ 365,000 | $ 75,000 |
| Grays Harbor County Washington | 1 | $ 445,000 | $ 445,000 | $ 412,000 |
| Kitsap County Washington | 1 | $ 405,000 | $ 405,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Jmj Financial Group in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,651 | $871,655,000 | $527,000 | $6,205,000 | $151,000 | $1,613,000 |
| Refinancing | 1,036 | $437,450,000 | $422,000 | $1,805,000 | $146,000 | $2,277,000 |
| Cash-out Refinancing | 715 | $306,745,000 | $429,000 | $1,495,000 | $132,000 | $1,718,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,888 | $907,440,000 | $480,000 | $6,205,000 | $146,000 | $2,277,000 |
| White | 988 | $472,330,000 | $478,000 | $2,365,000 | $150,000 | $1,471,000 |
| Hispanic | 324 | $133,490,000 | $412,000 | $1,105,000 | $124,000 | $1,048,000 |
| Asian | 144 | $72,850,000 | $505,000 | $1,015,000 | $168,000 | $1,613,000 |
| Black or African American | 45 | $23,335,000 | $518,000 | $1,165,000 | $137,000 | $409,000 |
| American Indian or Alaskan Native | 7 | $3,635,000 | $519,000 | $1,505,000 | $118,000 | $372,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,345,000 | $448,000 | $685,000 | $109,000 | $154,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,969 | $1,399,295,000 | $471,000 | $6,205,000 | $152,000 | $2,277,000 |
| FHA-insured (Federal Housing Administration) | 248 | $119,660,000 | $482,000 | $1,015,000 | $103,000 | $311,000 |
| VA-guaranteed (Veterans Administration) | 185 | $96,895,000 | $523,000 | $1,475,000 | $93,000 | $1,620,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,664 | $1,256,460,000 | $471,000 | $2,395,000 | $146,000 | $2,277,000 |
| Application Withdrawn By Applicant | 667 | $330,875,000 | $496,000 | $6,205,000 | $145,000 | $1,620,000 |
| Application Denied By Financial Institution | 49 | $20,225,000 | $412,000 | $1,205,000 | $127,000 | $574,000 |
| File Closed For Incompleteness | 21 | $7,765,000 | $369,000 | $855,000 | $134,000 | $373,000 |
| Application Approved But Not Accepted | 1 | $525,000 | $525,000 | $525,000 | $105,000 | $105,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,353 | $1,595,625,000 | $475,000 | $6,205,000 | $146,000 | $2,277,000 |
| Debt-To-Income Ratio | 29 | $11,915,000 | $410,000 | $1,205,000 | $103,000 | $574,000 |
| Collateral | 13 | $6,005,000 | $461,000 | $1,125,000 | $198,000 | $370,000 |
| Credit History | 7 | $2,305,000 | $329,000 | $615,000 | $93,000 | $171,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Jmj Financial Group's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Jmj Financial Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.