Johnson Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Johnson Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Johnson Bank 555 Main Street Suite 490 Racine, WI 53403 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,400 |
| Total Mortgage Loan Application Amount | $2,028,676,000 |
| Average Mortgage Loan Application Amount | $149,333 |
| Highest Mortgage Loan Application Amount | $9,413,000 |
| Average Applicant Income | $110,333 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Johnson Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Johnson Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Johnson Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Johnson Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Johnson Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Johnson Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Racine County Wisconsin | 1,455 | $ 226,194,000 | $ 155,000 | $ 96,000 |
| Dane County Wisconsin | 1,291 | $ 287,093,000 | $ 222,000 | $ 138,000 |
| Kenosha County Wisconsin | 1,069 | $ 183,982,000 | $ 172,000 | $ 96,000 |
| Waukesha County Wisconsin | 792 | $ 199,629,000 | $ 252,000 | $ 133,000 |
| Rock County Wisconsin | 775 | $ 105,965,000 | $ 136,000 | $ 88,000 |
| Milwaukee County Wisconsin | 734 | $ 148,127,000 | $ 201,000 | $ 129,000 |
| Maricopa County Arizona | 480 | $ 174,463,000 | $ 363,000 | $ 215,000 |
| Sheboygan County Wisconsin | 378 | $ 59,985,000 | $ 158,000 | $ 98,000 |
| Sawyer County Wisconsin | 345 | $ 58,938,000 | $ 170,000 | $ 106,000 |
| Brown County Wisconsin | 330 | $ 59,844,000 | $ 181,000 | $ 102,000 |
| Barron County Wisconsin | 261 | $ 37,019,000 | $ 141,000 | $ 75,000 |
| Jefferson County Wisconsin | 246 | $ 35,653,000 | $ 144,000 | $ 79,000 |
| Washburn County Wisconsin | 229 | $ 34,102,000 | $ 148,000 | $ 87,000 |
| Outagamie County Wisconsin | 168 | $ 34,487,000 | $ 205,000 | $ 136,000 |
| Walworth County Wisconsin | 156 | $ 35,106,000 | $ 225,000 | $ 134,000 |
| Ozaukee County Wisconsin | 126 | $ 37,989,000 | $ 301,000 | $ 173,000 |
| Door County Wisconsin | 114 | $ 26,574,000 | $ 233,000 | $ 226,000 |
| Washington County Wisconsin | 102 | $ 22,203,000 | $ 217,000 | $ 125,000 |
| Winnebago County Wisconsin | 101 | $ 21,970,000 | $ 217,000 | $ 125,000 |
| Bayfield County Wisconsin | 60 | $ 8,977,000 | $ 149,000 | $ 120,000 |
| Cook County Illinois | 58 | $ 15,700,000 | $ 270,000 | $ 203,000 |
| Burnett County Wisconsin | 44 | $ 8,716,000 | $ 198,000 | $ 165,000 |
| Vilas County Wisconsin | 42 | $ 10,460,000 | $ 249,000 | $ 204,000 |
| Lake County Illinois | 39 | $ 9,652,000 | $ 247,000 | $ 185,000 |
| Columbia County Wisconsin | 37 | $ 6,142,000 | $ 166,000 | $ 94,000 |
| Waupaca County Wisconsin | 37 | $ 6,485,000 | $ 175,000 | $ 95,000 |
| Calumet County Wisconsin | 32 | $ 5,626,000 | $ 175,000 | $ 102,000 |
| Manitowoc County Wisconsin | 30 | $ 5,174,000 | $ 172,000 | $ 125,000 |
| Oconto County Wisconsin | 22 | $ 2,902,000 | $ 131,000 | $ 109,000 |
| Pinal County Arizona | 21 | $ 3,289,000 | $ 156,000 | $ 168,000 |
| Dodge County Wisconsin | 21 | $ 4,034,000 | $ 192,000 | $ 100,000 |
| Douglas County Wisconsin | 20 | $ 3,157,000 | $ 157,000 | $ 103,000 |
| Oneida County Wisconsin | 20 | $ 2,930,000 | $ 146,000 | $ 144,000 |
| Sauk County Wisconsin | 20 | $ 3,853,000 | $ 192,000 | $ 126,000 |
| Adams County Wisconsin | 19 | $ 3,518,000 | $ 185,000 | $ 133,000 |
| Eau Claire County Wisconsin | 19 | $ 3,359,000 | $ 176,000 | $ 107,000 |
| Pima County Arizona | 17 | $ 3,525,000 | $ 207,000 | $ 109,000 |
| Green County Wisconsin | 17 | $ 2,921,000 | $ 171,000 | $ 96,000 |
| Hennepin County Minnesota | 16 | $ 2,748,000 | $ 171,000 | $ 97,000 |
| Dunn County Wisconsin | 16 | $ 2,387,000 | $ 149,000 | $ 50,000 |
| Shawano County Wisconsin | 16 | $ 2,392,000 | $ 149,000 | $ 114,000 |
| Washington County Minnesota | 15 | $ 2,941,000 | $ 196,000 | $ 124,000 |
| Waushara County Wisconsin | 15 | $ 2,521,000 | $ 168,000 | $ 238,000 |
| St. Croix County Wisconsin | 14 | $ 3,526,000 | $ 251,000 | $ 144,000 |
| Coconino County Arizona | 12 | $ 5,142,000 | $ 428,000 | $ 491,000 |
| Chippewa County Wisconsin | 12 | $ 2,499,000 | $ 208,000 | $ 104,000 |
| Yavapai County Arizona | 10 | $ 3,815,000 | $ 381,000 | $ 126,000 |
| Forest County Wisconsin | 10 | $ 1,668,000 | $ 166,000 | $ 128,000 |
| Lincoln County Wisconsin | 10 | $ 1,599,000 | $ 159,000 | $ 162,000 |
| Navajo County Arizona | 9 | $ 2,482,000 | $ 275,000 | $ 324,000 |
| Langlade County Wisconsin | 9 | $ 1,818,000 | $ 202,000 | $ 154,000 |
| Marinette County Wisconsin | 9 | $ 1,701,000 | $ 189,000 | $ 115,000 |
| Marquette County Wisconsin | 9 | $ 1,262,000 | $ 140,000 | $ 94,000 |
| Fond du Lac County Wisconsin | 8 | $ 1,505,000 | $ 188,000 | $ 93,000 |
| Green Lake County Wisconsin | 8 | $ 1,834,000 | $ 229,000 | $ 240,000 |
| Marathon County Wisconsin | 8 | $ 2,083,000 | $ 260,000 | $ 230,000 |
| Polk County Wisconsin | 8 | $ 1,301,000 | $ 162,000 | $ 106,000 |
| Rusk County Wisconsin | 8 | $ 1,638,000 | $ 204,000 | $ 122,000 |
| Collier County Florida | 7 | $ 2,446,000 | $ 349,000 | $ 293,000 |
| McHenry County Illinois | 7 | $ 1,542,000 | $ 220,000 | $ 92,000 |
| Iowa County Wisconsin | 7 | $ 1,521,000 | $ 217,000 | $ 97,000 |
| Lee County Florida | 6 | $ 1,090,000 | $ 181,000 | $ 347,000 |
| Portage County Wisconsin | 6 | $ 911,000 | $ 151,000 | $ 71,000 |
| DuPage County Illinois | 5 | $ 1,363,000 | $ 272,000 | $ 119,000 |
| Dakota County Minnesota | 5 | $ 1,171,000 | $ 234,000 | $ 117,000 |
| San Diego County California | 4 | $ 2,070,000 | $ 517,000 | $ 673,000 |
| Juneau County Wisconsin | 4 | $ 818,000 | $ 204,000 | $ 227,000 |
| Kewaunee County Wisconsin | 4 | $ 918,000 | $ 229,000 | $ 102,000 |
| Orange County California | 3 | $ 3,861,000 | $ 1,287,000 | $ 2,216,000 |
| Eagle County Colorado | 3 | $ 3,311,000 | $ 1,103,000 | $ 581,000 |
| Garfield County Colorado | 3 | $ 816,000 | $ 272,000 | $ 146,000 |
| Broward County Florida | 3 | $ 1,059,000 | $ 353,000 | $ 378,000 |
| Will County Illinois | 3 | $ 892,000 | $ 297,000 | $ 270,000 |
| Clark County Nevada | 3 | $ 529,000 | $ 176,000 | $ 259,000 |
| Santa Fe County New Mexico | 3 | $ 1,093,000 | $ 364,000 | $ 236,000 |
| Summit County Utah | 3 | $ 502,000 | $ 167,000 | $ 593,000 |
| Menominee County Wisconsin | 3 | $ 480,000 | $ 160,000 | $ 156,000 |
| Price County Wisconsin | 3 | $ 411,000 | $ 137,000 | $ 225,000 |
| Cochise County Arizona | 2 | $ 253,000 | $ 126,000 | $ 130,000 |
| Gila County Arizona | 2 | $ 377,000 | $ 188,000 | $ 95,000 |
| Mohave County Arizona | 2 | $ 230,000 | $ 115,000 | $ 58,000 |
| Riverside County California | 2 | $ 746,000 | $ 373,000 | $ 391,000 |
| Archuleta County Colorado | 2 | $ 479,000 | $ 239,000 | $ 140,000 |
| Douglas County Colorado | 2 | $ 1,200,000 | $ 600,000 | $ 579,000 |
| Manatee County Florida | 2 | $ 880,000 | $ 440,000 | $ 274,000 |
| Pinellas County Florida | 2 | $ 1,551,000 | $ 775,000 | $ 1,215,000 |
| Polk County Florida | 2 | $ 230,000 | $ 115,000 | $ 120,000 |
| Sumter County Florida | 2 | $ 547,000 | $ 273,000 | $ 358,000 |
| Jo Daviess County Illinois | 2 | $ 553,000 | $ 276,000 | $ 838,000 |
| Winnebago County Illinois | 2 | $ 225,000 | $ 112,000 | $ 54,000 |
| Gogebic County Michigan | 2 | $ 265,000 | $ 132,000 | $ 176,000 |
| Menominee County Michigan | 2 | $ 180,000 | $ 90,000 | $ 104,000 |
| Anoka County Minnesota | 2 | $ 340,000 | $ 170,000 | $ 124,000 |
| Mower County Minnesota | 2 | $ 232,000 | $ 116,000 | $ 93,000 |
| Ramsey County Minnesota | 2 | $ 556,000 | $ 278,000 | $ 161,000 |
| Sandoval County New Mexico | 2 | $ 231,000 | $ 115,000 | $ 182,000 |
| Beaufort County South Carolina | 2 | $ 834,000 | $ 417,000 | $ 455,000 |
| Horry County South Carolina | 2 | $ 332,000 | $ 166,000 | $ 300,000 |
| Ashland County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 67,000 |
| Florence County Wisconsin | 2 | $ 168,000 | $ 84,000 | $ 93,000 |
| Iron County Wisconsin | 2 | $ 706,000 | $ 353,000 | $ 180,000 |
| Vernon County Wisconsin | 2 | $ 338,000 | $ 169,000 | $ 116,000 |
| Wood County Wisconsin | 2 | $ 196,000 | $ 98,000 | $ 126,000 |
| Apache County Arizona | 1 | $ 288,000 | $ 288,000 | $ 95,000 |
| Yuma County Arizona | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Alameda County California | 1 | $ 580,000 | $ 580,000 | $ 195,000 |
| Los Angeles County California | 1 | $ 1,900,000 | $ 1,900,000 | $ 436,000 |
| San Francisco County California | 1 | $ 266,000 | $ 266,000 | $ 137,000 |
| Custer County Colorado | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Denver County Colorado | 1 | $ 237,000 | $ 237,000 | $ 40,000 |
| Larimer County Colorado | 1 | $ 131,000 | $ 131,000 | $ 151,000 |
| Routt County Colorado | 1 | $ 393,000 | $ 393,000 | $ 462,000 |
| Indian River County Florida | 1 | $ 250,000 | $ 250,000 | $ 350,000 |
| Orange County Florida | 1 | $ 119,000 | $ 119,000 | $ 94,000 |
| Osceola County Florida | 1 | $ 282,000 | $ 282,000 | $ 379,000 |
| St. Johns County Florida | 1 | $ 256,000 | $ 256,000 | $ 151,000 |
| St. Lucie County Florida | 1 | $ 149,000 | $ 149,000 | $ 147,000 |
| Volusia County Florida | 1 | $ 417,000 | $ 417,000 | $ 225,000 |
| Boone County Illinois | 1 | $ 120,000 | $ 120,000 | $ 61,000 |
| Kane County Illinois | 1 | $ 320,000 | $ 320,000 | $ 100,000 |
| Knox County Illinois | 1 | $ 107,000 | $ 107,000 | $ 137,000 |
| Sangamon County Illinois | 1 | $ 157,000 | $ 157,000 | $ 50,000 |
| Whiteside County Illinois | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Baraga County Michigan | 1 | $ 142,000 | $ 142,000 | $ 281,000 |
| Iron County Michigan | 1 | $ 205,000 | $ 205,000 | $ 129,000 |
| Macomb County Michigan | 1 | $ 63,000 | $ 63,000 | $ 69,000 |
| Oakland County Michigan | 1 | $ 182,000 | $ 182,000 | $ 102,000 |
| Beltrami County Minnesota | 1 | $ 214,000 | $ 214,000 | $ 172,000 |
| Blue Earth County Minnesota | 1 | $ 108,000 | $ 108,000 | $ 183,000 |
| Carver County Minnesota | 1 | $ 403,000 | $ 403,000 | $ 153,000 |
| Chisago County Minnesota | 1 | $ 159,000 | $ 159,000 | $ 53,000 |
| Cottonwood County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Crow Wing County Minnesota | 1 | $ 121,000 | $ 121,000 | $ 39,000 |
| Dodge County Minnesota | 1 | $ 266,000 | $ 266,000 | $ 90,000 |
| Grant County Minnesota | 1 | $ 88,000 | $ 88,000 | $ 87,000 |
| Hubbard County Minnesota | 1 | $ 283,000 | $ 283,000 | $ 126,000 |
| Lake County Minnesota | 1 | $ 279,000 | $ 279,000 | $ 133,000 |
| Mille Lacs County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Nicollet County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 104,000 |
| Nobles County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 114,000 |
| Olmsted County Minnesota | 1 | $ 296,000 | $ 296,000 | $ 130,000 |
| Polk County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Sherburne County Minnesota | 1 | $ 252,000 | $ 252,000 | $ 344,000 |
| Wabasha County Minnesota | 1 | $ 293,000 | $ 293,000 | $ 164,000 |
| Douglas County Nevada | 1 | $ 369,000 | $ 369,000 | $ 144,000 |
| Georgetown County South Carolina | 1 | $ 257,000 | $ 257,000 | $ 205,000 |
| Salt Lake County Utah | 1 | $ 411,000 | $ 411,000 | $ 625,000 |
| Buffalo County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 25,000 |
| Clark County Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 209,000 |
| Grant County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 69,000 |
| Lafayette County Wisconsin | 1 | $ 187,000 | $ 187,000 | $ 118,000 |
| Monroe County Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 91,000 |
| Richland County Wisconsin | 1 | $ 71,000 | $ 71,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Johnson Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,789 | $1,502,546,000 | $192,000 | $9,413,000 | $120,000 | $6,000,000 |
| Home Purchase | 2,567 | $523,842,000 | $204,000 | $5,793,000 | $122,000 | $2,429,000 |
| Home Improvement | 44 | $2,288,000 | $52,000 | $417,000 | $89,000 | $604,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,837 | $1,887,546,000 | $191,000 | $3,000,000 | $119,000 | $2,920,000 |
| Hispanic | 164 | $26,351,000 | $160,000 | $1,500,000 | $128,000 | $6,000,000 |
| Asian | 140 | $33,678,000 | $240,000 | $1,432,000 | $191,000 | $1,957,000 |
| Not Provided | 131 | $39,201,000 | $299,000 | $1,655,000 | $183,000 | $1,498,000 |
| Black or African American | 85 | $14,669,000 | $172,000 | $640,000 | $90,000 | $475,000 |
| Not applicable | 16 | $21,706,000 | $1,356,000 | $9,413,000 | $0 | $0 |
| American Indian or Alaskan Native | 14 | $2,275,000 | $162,000 | $400,000 | $96,000 | $215,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,250,000 | $250,000 | $1,000,000 | $148,000 | $870,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,400 | $2,028,676,000 | $195,000 | $9,413,000 | $120,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,916 | $1,506,430,000 | $190,000 | $9,413,000 | $123,000 | $6,000,000 |
| Application Withdrawn By Applicant | 908 | $207,871,000 | $228,000 | $2,500,000 | $130,000 | $1,646,000 |
| Application Denied By Financial Institution | 694 | $150,363,000 | $216,000 | $2,928,000 | $99,000 | $1,633,000 |
| Application Approved But Not Accepted | 445 | $88,082,000 | $197,000 | $2,000,000 | $121,000 | $2,429,000 |
| Preapproval Denied by Financial Institution | 266 | $31,308,000 | $117,000 | $400,000 | $58,000 | $348,000 |
| File Closed For Incompleteness | 155 | $43,457,000 | $280,000 | $3,000,000 | $140,000 | $1,425,000 |
| Loan Purchased By The Institution | 16 | $1,165,000 | $72,000 | $170,000 | $32,000 | $96,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 359 | $50,014,000 | $139,000 | $1,450,000 | $74,000 | $536,000 |
| Debt-To-Income Ratio | 297 | $63,370,000 | $213,000 | $2,928,000 | $62,000 | $951,000 |
| Collateral | 210 | $49,756,000 | $236,000 | $1,500,000 | $142,000 | $1,633,000 |
| Other | 48 | $9,036,000 | $188,000 | $480,000 | $114,000 | $940,000 |
| Employment History | 26 | $3,995,000 | $153,000 | $943,000 | $63,000 | $521,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,444,000 | $203,000 | $800,000 | $87,000 | $388,000 |
| Unverifiable Information | 8 | $3,056,000 | $382,000 | $1,655,000 | $128,000 | $325,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Johnson Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Johnson Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.