Johnson Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Johnson Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Johnson Bank 555 Main Street Suite 490 Racine, WI 53403 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,195 |
| Total Mortgage Loan Application Amount | $1,959,575,000 |
| Average Mortgage Loan Application Amount | $198,000 |
| Highest Mortgage Loan Application Amount | $10,405,000 |
| Average Applicant Income | $152,200 |
| Highest Applicant Income | $7,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Johnson Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Johnson Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Johnson Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Johnson Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Johnson Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Johnson Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kenosha County Wisconsin | 749 | $ 140,575,000 | $ 187,000 | $ 134,000 |
| Racine County Wisconsin | 720 | $ 124,990,000 | $ 173,000 | $ 112,000 |
| Rock County Wisconsin | 672 | $ 104,310,000 | $ 155,000 | $ 98,000 |
| Maricopa County Arizona | 650 | $ 276,650,000 | $ 425,000 | $ 229,000 |
| Milwaukee County Wisconsin | 644 | $ 142,030,000 | $ 220,000 | $ 178,000 |
| Dane County Wisconsin | 606 | $ 171,040,000 | $ 282,000 | $ 209,000 |
| Waukesha County Wisconsin | 516 | $ 142,550,000 | $ 276,000 | $ 189,000 |
| Brown County Wisconsin | 515 | $ 108,245,000 | $ 210,000 | $ 136,000 |
| Outagamie County Wisconsin | 242 | $ 54,810,000 | $ 226,000 | $ 143,000 |
| Sawyer County Wisconsin | 169 | $ 25,295,000 | $ 149,000 | $ 100,000 |
| Sheboygan County Wisconsin | 155 | $ 25,045,000 | $ 161,000 | $ 138,000 |
| Barron County Wisconsin | 153 | $ 30,205,000 | $ 197,000 | $ 101,000 |
| Jefferson County Wisconsin | 143 | $ 26,315,000 | $ 184,000 | $ 114,000 |
| Walworth County Wisconsin | 123 | $ 40,015,000 | $ 325,000 | $ 168,000 |
| Ozaukee County Wisconsin | 104 | $ 44,130,000 | $ 424,000 | $ 254,000 |
| Winnebago County Wisconsin | 98 | $ 24,760,000 | $ 252,000 | $ 165,000 |
| Washington County Wisconsin | 76 | $ 17,660,000 | $ 232,000 | $ 119,000 |
| Washburn County Wisconsin | 74 | $ 12,620,000 | $ 170,000 | $ 117,000 |
| Oconto County Wisconsin | 67 | $ 14,565,000 | $ 217,000 | $ 111,000 |
| Calumet County Wisconsin | 60 | $ 13,610,000 | $ 226,000 | $ 120,000 |
| Door County Wisconsin | 60 | $ 15,310,000 | $ 255,000 | $ 196,000 |
| Manitowoc County Wisconsin | 50 | $ 9,030,000 | $ 180,000 | $ 121,000 |
| Lake County Illinois | 36 | $ 8,480,000 | $ 235,000 | $ 147,000 |
| Bayfield County Wisconsin | 31 | $ 7,165,000 | $ 231,000 | $ 107,000 |
| Cook County Illinois | 29 | $ 10,275,000 | $ 354,000 | $ 192,000 |
| Columbia County Wisconsin | 25 | $ 6,665,000 | $ 266,000 | $ 187,000 |
| Oneida County Wisconsin | 22 | $ 6,450,000 | $ 293,000 | $ 248,000 |
| Pinal County Arizona | 20 | $ 6,170,000 | $ 308,000 | $ 94,000 |
| Dodge County Wisconsin | 20 | $ 3,390,000 | $ 169,000 | $ 152,000 |
| Green County Wisconsin | 20 | $ 3,770,000 | $ 188,000 | $ 135,000 |
| Marinette County Wisconsin | 18 | $ 4,650,000 | $ 258,000 | $ 126,000 |
| Burnett County Wisconsin | 17 | $ 2,815,000 | $ 165,000 | $ 122,000 |
| Waupaca County Wisconsin | 17 | $ 3,855,000 | $ 226,000 | $ 161,000 |
| Yavapai County Arizona | 16 | $ 6,010,000 | $ 375,000 | $ 177,000 |
| Vilas County Wisconsin | 16 | $ 4,110,000 | $ 256,000 | $ 288,000 |
| Kewaunee County Wisconsin | 15 | $ 3,425,000 | $ 228,000 | $ 84,000 |
| Sauk County Wisconsin | 15 | $ 3,715,000 | $ 247,000 | $ 184,000 |
| Navajo County Arizona | 14 | $ 3,110,000 | $ 222,000 | $ 162,000 |
| Shawano County Wisconsin | 14 | $ 2,500,000 | $ 178,000 | $ 78,000 |
| Mohave County Arizona | 12 | $ 3,780,000 | $ 315,000 | $ 159,000 |
| Adams County Wisconsin | 12 | $ 1,400,000 | $ 116,000 | $ 338,000 |
| Douglas County Wisconsin | 12 | $ 1,860,000 | $ 155,000 | $ 138,000 |
| Fond du Lac County Wisconsin | 12 | $ 6,820,000 | $ 568,000 | $ 110,000 |
| McHenry County Illinois | 11 | $ 1,975,000 | $ 179,000 | $ 86,000 |
| Dunn County Wisconsin | 11 | $ 1,255,000 | $ 114,000 | $ 85,000 |
| Coconino County Arizona | 10 | $ 4,870,000 | $ 487,000 | $ 324,000 |
| Lee County Florida | 10 | $ 2,040,000 | $ 204,000 | $ 203,000 |
| Pima County Arizona | 9 | $ 2,095,000 | $ 232,000 | $ 175,000 |
| Hennepin County Minnesota | 9 | $ 16,435,000 | $ 1,826,000 | $ 176,000 |
| Eau Claire County Wisconsin | 9 | $ 5,245,000 | $ 582,000 | $ 150,000 |
| Marathon County Wisconsin | 9 | $ 2,125,000 | $ 236,000 | $ 214,000 |
| Sarasota County Florida | 8 | $ 3,160,000 | $ 395,000 | $ 388,000 |
| Chippewa County Wisconsin | 8 | $ 1,470,000 | $ 183,000 | $ 91,000 |
| Gila County Arizona | 7 | $ 3,065,000 | $ 437,000 | $ 403,000 |
| Collier County Florida | 7 | $ 4,065,000 | $ 580,000 | $ 509,000 |
| Ramsey County Minnesota | 7 | $ 1,985,000 | $ 283,000 | $ 148,000 |
| St. Louis County Minnesota | 7 | $ 8,775,000 | $ 1,253,000 | $ 347,000 |
| Menominee County Wisconsin | 7 | $ 2,405,000 | $ 343,000 | $ 259,000 |
| Portage County Wisconsin | 6 | $ 10,170,000 | $ 1,695,000 | $ 271,000 |
| Price County Wisconsin | 6 | $ 1,140,000 | $ 190,000 | $ 152,000 |
| Washington County Minnesota | 5 | $ 1,465,000 | $ 293,000 | $ 225,000 |
| Florence County Wisconsin | 5 | $ 585,000 | $ 117,000 | $ 107,000 |
| Iowa County Wisconsin | 5 | $ 1,145,000 | $ 229,000 | $ 133,000 |
| Langlade County Wisconsin | 5 | $ 1,175,000 | $ 235,000 | $ 201,000 |
| St. Croix County Wisconsin | 5 | $ 945,000 | $ 189,000 | $ 135,000 |
| Waushara County Wisconsin | 5 | $ 1,105,000 | $ 221,000 | $ 87,000 |
| Pinellas County Florida | 4 | $ 1,110,000 | $ 277,000 | $ 427,000 |
| DuPage County Illinois | 4 | $ 810,000 | $ 202,000 | $ 373,000 |
| Kane County Illinois | 4 | $ 1,430,000 | $ 357,000 | $ 143,000 |
| Winnebago County Illinois | 4 | $ 490,000 | $ 122,000 | $ 160,000 |
| Grant County Wisconsin | 4 | $ 1,900,000 | $ 475,000 | $ 110,000 |
| Green Lake County Wisconsin | 4 | $ 550,000 | $ 137,000 | $ 213,000 |
| Rusk County Wisconsin | 4 | $ 690,000 | $ 172,000 | $ 79,000 |
| Dakota County Minnesota | 3 | $ 785,000 | $ 261,000 | $ 134,000 |
| Olmsted County Minnesota | 3 | $ 1,615,000 | $ 538,000 | $ 172,000 |
| Stearns County Minnesota | 3 | $ 985,000 | $ 328,000 | $ 236,000 |
| Buffalo County Wisconsin | 3 | $ 255,000 | $ 85,000 | $ 68,000 |
| Forest County Wisconsin | 3 | $ 945,000 | $ 315,000 | $ 273,000 |
| Juneau County Wisconsin | 3 | $ 885,000 | $ 295,000 | $ 169,000 |
| Polk County Wisconsin | 3 | $ 775,000 | $ 258,000 | $ 65,000 |
| Santa Cruz County Arizona | 2 | $ 210,000 | $ 105,000 | $ 30,000 |
| Brevard County Florida | 2 | $ 360,000 | $ 180,000 | $ 100,000 |
| Orange County Florida | 2 | $ 650,000 | $ 325,000 | $ 124,000 |
| Sumter County Florida | 2 | $ 610,000 | $ 305,000 | $ 282,000 |
| LaSalle County Illinois | 2 | $ 570,000 | $ 285,000 | $ 159,000 |
| Dickinson County Michigan | 2 | $ 190,000 | $ 95,000 | $ 149,000 |
| Anoka County Minnesota | 2 | $ 410,000 | $ 205,000 | $ 143,000 |
| Crow Wing County Minnesota | 2 | $ 290,000 | $ 145,000 | $ 49,000 |
| Ashland County Wisconsin | 2 | $ 440,000 | $ 220,000 | $ 400,000 |
| Iron County Wisconsin | 2 | $ 590,000 | $ 295,000 | $ 582,000 |
| Taylor County Wisconsin | 2 | $ 530,000 | $ 265,000 | $ 87,000 |
| Vernon County Wisconsin | 2 | $ 460,000 | $ 230,000 | $ 229,000 |
| Apache County Arizona | 1 | $ 205,000 | $ 205,000 | $ 169,000 |
| Yuma County Arizona | 1 | $ 275,000 | $ 275,000 | $ 224,000 |
| Arapahoe County Colorado | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| El Paso County Colorado | 1 | $ 115,000 | $ 115,000 | $ 154,000 |
| Garfield County Colorado | 1 | $ 245,000 | $ 245,000 | $ 158,000 |
| Larimer County Colorado | 1 | $ 455,000 | $ 455,000 | $ 308,000 |
| Summit County Colorado | 1 | $ 2,405,000 | $ 2,405,000 | $ 3,209,000 |
| Clay County Florida | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Hernando County Florida | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Hillsborough County Florida | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Nassau County Florida | 1 | $ 705,000 | $ 705,000 | $ 355,000 |
| St. Johns County Florida | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| Volusia County Florida | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Boone County Illinois | 1 | $ 85,000 | $ 85,000 | $ 201,000 |
| Peoria County Illinois | 1 | $ 745,000 | $ 745,000 | $ 928,000 |
| Baraga County Michigan | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| Berrien County Michigan | 1 | $ 215,000 | $ 215,000 | $ 475,000 |
| Charlevoix County Michigan | 1 | $ 1,255,000 | $ 1,255,000 | $ 745,000 |
| Clare County Michigan | 1 | $ 115,000 | $ 115,000 | $ 206,000 |
| Gogebic County Michigan | 1 | $ 55,000 | $ 55,000 | $ 130,000 |
| Iron County Michigan | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Leelanau County Michigan | 1 | $ 695,000 | $ 695,000 | $ 218,000 |
| Mason County Michigan | 1 | $ 685,000 | $ 685,000 | $ 307,000 |
| Montcalm County Michigan | 1 | $ 45,000 | $ 45,000 | $ 112,000 |
| Otsego County Michigan | 1 | $ 185,000 | $ 185,000 | $ 352,000 |
| Schoolcraft County Michigan | 1 | $ 185,000 | $ 185,000 | $ 305,000 |
| Mille Lacs County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Pine County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 137,000 |
| Scott County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Sherburne County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Wabasha County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 15,000 |
| Beaufort County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 166,000 |
| Summit County Utah | 1 | $ 755,000 | $ 755,000 | $ 400,000 |
| Jackson County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| La Crosse County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Lincoln County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 177,000 |
| Marquette County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Richland County Wisconsin | 1 | $ 415,000 | $ 415,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for Johnson Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,884 | $1,098,280,000 | $282,000 | $10,005,000 | $146,000 | $7,200,000 |
| Refinancing | 1,904 | $503,440,000 | $264,000 | $10,405,000 | $163,000 | $3,253,000 |
| Other Purpose | 1,071 | $106,995,000 | $99,000 | $1,175,000 | $160,000 | $4,336,000 |
| Cash-out Refinancing | 853 | $192,905,000 | $226,000 | $2,455,000 | $127,000 | $1,935,000 |
| Home Improvement | 483 | $57,955,000 | $119,000 | $4,725,000 | $165,000 | $2,478,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,204 | $1,674,610,000 | $232,000 | $3,105,000 | $155,000 | $7,200,000 |
| Hispanic | 416 | $76,570,000 | $184,000 | $1,505,000 | $89,000 | $2,366,000 |
| Asian | 214 | $60,570,000 | $283,000 | $2,405,000 | $154,000 | $1,086,000 |
| Black or African American | 162 | $28,350,000 | $175,000 | $2,005,000 | $94,000 | $975,000 |
| Not applicable | 88 | $89,890,000 | $1,021,000 | $10,405,000 | $112,000 | $240,000 |
| Not Provided | 81 | $23,495,000 | $290,000 | $1,405,000 | $154,000 | $1,035,000 |
| American Indian or Alaskan Native | 19 | $3,355,000 | $176,000 | $605,000 | $80,000 | $400,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,470,000 | $308,000 | $445,000 | $310,000 | $698,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,183 | $1,958,235,000 | $239,000 | $10,405,000 | $151,000 | $7,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,340,000 | $111,000 | $185,000 | $45,000 | $73,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,844 | $1,421,580,000 | $243,000 | $10,405,000 | $163,000 | $4,336,000 |
| Application Denied By Financial Institution | 674 | $123,340,000 | $182,000 | $2,405,000 | $105,000 | $2,258,000 |
| Preapproval Approved but not Accepted | 462 | $117,550,000 | $254,000 | $1,505,000 | $120,000 | $1,034,000 |
| Preapproval Denied by Financial Institution | 412 | $67,710,000 | $164,000 | $1,825,000 | $80,000 | $7,200,000 |
| Application Withdrawn By Applicant | 396 | $123,200,000 | $311,000 | $2,455,000 | $160,000 | $1,429,000 |
| Application Approved But Not Accepted | 339 | $84,095,000 | $248,000 | $2,765,000 | $135,000 | $724,000 |
| File Closed For Incompleteness | 68 | $22,100,000 | $325,000 | $1,505,000 | $199,000 | $2,456,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,109 | $1,768,525,000 | $248,000 | $10,405,000 | $159,000 | $4,336,000 |
| Credit History | 612 | $96,890,000 | $158,000 | $1,435,000 | $91,000 | $7,200,000 |
| Debt-To-Income Ratio | 273 | $52,885,000 | $193,000 | $1,205,000 | $65,000 | $384,000 |
| Collateral | 140 | $27,130,000 | $193,000 | $2,405,000 | $158,000 | $1,777,000 |
| Credit Application Incomplete | 17 | $3,095,000 | $182,000 | $445,000 | $80,000 | $317,000 |
| Other | 15 | $4,035,000 | $269,000 | $1,825,000 | $214,000 | $1,138,000 |
| Employment History | 15 | $3,465,000 | $231,000 | $1,195,000 | $100,000 | $446,000 |
| Unverifiable Information | 9 | $2,285,000 | $253,000 | $665,000 | $118,000 | $435,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,265,000 | $253,000 | $365,000 | $112,000 | $212,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Johnson Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Johnson Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.