Justice Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Justice Federal Credit Union 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Justice Federal Credit Union 5175 Parkstone Drive, Ste. 200 Chantilly, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 649 |
| Total Mortgage Loan Application Amount | $80,406,000 |
| Average Mortgage Loan Application Amount | $162,333 |
| Highest Mortgage Loan Application Amount | $1,050,000 |
| Average Applicant Income | $110,666 |
| Highest Applicant Income | $620,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Justice Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Justice Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Justice Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Justice Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Justice Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Justice Federal Credit Union's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 84 | $ 10,293,000 | $ 122,000 | $ 100,000 |
| Fairfax County Virginia | 59 | $ 5,781,000 | $ 97,000 | $ 170,000 |
| Harrison County West Virginia | 39 | $ 2,497,000 | $ 64,000 | $ 87,000 |
| District of Columbia County District Of Columbia | 31 | $ 4,253,000 | $ 137,000 | $ 118,000 |
| Prince William County Virginia | 28 | $ 3,319,000 | $ 118,000 | $ 125,000 |
| Stafford County Virginia | 27 | $ 2,608,000 | $ 96,000 | $ 125,000 |
| Montgomery County Maryland | 23 | $ 2,552,000 | $ 110,000 | $ 117,000 |
| Spotsylvania County Virginia | 21 | $ 1,649,000 | $ 78,000 | $ 92,000 |
| Charles County Maryland | 16 | $ 1,496,000 | $ 93,000 | $ 112,000 |
| Los Angeles County California | 13 | $ 829,000 | $ 63,000 | $ 76,000 |
| Marion County West Virginia | 13 | $ 828,000 | $ 63,000 | $ 76,000 |
| Anne Arundel County Maryland | 11 | $ 1,407,000 | $ 127,000 | $ 135,000 |
| Arlington County Virginia | 10 | $ 2,059,000 | $ 205,000 | $ 150,000 |
| Frederick County Maryland | 8 | $ 375,000 | $ 46,000 | $ 112,000 |
| Queens County New York | 8 | $ 1,097,000 | $ 137,000 | $ 90,000 |
| Alexandria County Virginia | 8 | $ 863,000 | $ 107,000 | $ 125,000 |
| Broward County Florida | 7 | $ 1,235,000 | $ 176,000 | $ 122,000 |
| Calvert County Maryland | 7 | $ 687,000 | $ 98,000 | $ 191,000 |
| Baltimore County Maryland | 6 | $ 270,000 | $ 45,000 | $ 95,000 |
| San Diego County California | 5 | $ 557,000 | $ 111,000 | $ 94,000 |
| Miami-Dade County Florida | 4 | $ 519,000 | $ 129,000 | $ 91,000 |
| Howard County Maryland | 4 | $ 259,000 | $ 64,000 | $ 153,000 |
| Nassau County New York | 4 | $ 750,000 | $ 187,000 | $ 109,000 |
| Barbour County West Virginia | 4 | $ 189,000 | $ 47,000 | $ 71,000 |
| Lewis County West Virginia | 4 | $ 608,000 | $ 152,000 | $ 138,000 |
| Riverside County California | 3 | $ 417,000 | $ 139,000 | $ 133,000 |
| Fairfield County Connecticut | 3 | $ 240,000 | $ 80,000 | $ 139,000 |
| Carroll County Maryland | 3 | $ 392,000 | $ 130,000 | $ 67,000 |
| Washington County Maryland | 3 | $ 177,000 | $ 59,000 | $ 107,000 |
| Monmouth County New Jersey | 3 | $ 644,000 | $ 214,000 | $ 111,000 |
| Ocean County New Jersey | 3 | $ 382,000 | $ 127,000 | $ 81,000 |
| Kings County New York | 3 | $ 245,000 | $ 81,000 | $ 150,000 |
| Dallas County Texas | 3 | $ 120,000 | $ 40,000 | $ 89,000 |
| Harris County Texas | 3 | $ 243,000 | $ 81,000 | $ 74,000 |
| Loudoun County Virginia | 3 | $ 162,000 | $ 54,000 | $ 221,000 |
| Orange County Virginia | 3 | $ 229,000 | $ 76,000 | $ 71,000 |
| Jefferson County West Virginia | 3 | $ 100,000 | $ 33,000 | $ 68,000 |
| Randolph County West Virginia | 3 | $ 245,000 | $ 81,000 | $ 105,000 |
| Kern County California | 2 | $ 259,000 | $ 129,000 | $ 85,000 |
| San Bernardino County California | 2 | $ 80,000 | $ 40,000 | $ 84,000 |
| Boulder County Colorado | 2 | $ 319,000 | $ 159,000 | $ 165,000 |
| Hartford County Connecticut | 2 | $ 130,000 | $ 65,000 | $ 124,000 |
| Lake County Florida | 2 | $ 60,000 | $ 30,000 | $ 53,000 |
| Lee County Florida | 2 | $ 517,000 | $ 258,000 | $ 90,000 |
| Leon County Florida | 2 | $ 325,000 | $ 162,000 | $ 86,000 |
| Cobb County Georgia | 2 | $ 279,000 | $ 139,000 | $ 170,000 |
| Essex County New Jersey | 2 | $ 150,000 | $ 75,000 | $ 67,000 |
| Hudson County New Jersey | 2 | $ 291,000 | $ 145,000 | $ 86,000 |
| Bernalillo County New Mexico | 2 | $ 448,000 | $ 224,000 | $ 123,000 |
| Fauquier County Virginia | 2 | $ 267,000 | $ 133,000 | $ 135,000 |
| Doddridge County West Virginia | 2 | $ 91,000 | $ 45,000 | $ 77,000 |
| Preston County West Virginia | 2 | $ 359,000 | $ 179,000 | $ 85,000 |
| Upshur County West Virginia | 2 | $ 146,000 | $ 73,000 | $ 94,000 |
| Limestone County Alabama | 1 | $ 520,000 | $ 520,000 | $ 223,000 |
| Pima County Arizona | 1 | $ 417,000 | $ 417,000 | $ 235,000 |
| Collier County Florida | 1 | $ 250,000 | $ 250,000 | $ 325,000 |
| Hillsborough County Florida | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
| Okaloosa County Florida | 1 | $ 250,000 | $ 250,000 | $ 108,000 |
| Orange County Florida | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Palm Beach County Florida | 1 | $ 132,000 | $ 132,000 | $ 24,000 |
| Santa Rosa County Florida | 1 | $ 19,000 | $ 19,000 | $ 98,000 |
| Seminole County Florida | 1 | $ 200,000 | $ 200,000 | $ 72,000 |
| Cherokee County Georgia | 1 | $ 120,000 | $ 120,000 | $ 81,000 |
| Fulton County Georgia | 1 | $ 352,000 | $ 352,000 | $ 140,000 |
| Gwinnett County Georgia | 1 | $ 145,000 | $ 145,000 | $ 140,000 |
| Hancock County Illinois | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
| Tazewell County Illinois | 1 | $ 47,000 | $ 47,000 | $ 94,000 |
| Marion County Indiana | 1 | $ 160,000 | $ 160,000 | $ 85,000 |
| Harlan County Kentucky | 1 | $ 118,000 | $ 118,000 | $ 44,000 |
| Whitley County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 44,000 |
| Jefferson County Louisiana | 1 | $ 132,000 | $ 132,000 | $ 61,000 |
| St. Tammany County Louisiana | 1 | $ 228,000 | $ 228,000 | $ 117,000 |
| Baltimore City County Maryland | 1 | $ 14,000 | $ 14,000 | $ 68,000 |
| Kent County Maryland | 1 | $ 438,000 | $ 438,000 | $ 162,000 |
| St. Mary's County Maryland | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Bristol County Massachusetts | 1 | $ 33,000 | $ 33,000 | $ 82,000 |
| Hampden County Massachusetts | 1 | $ 280,000 | $ 280,000 | $ 94,000 |
| Middlesex County Massachusetts | 1 | $ 127,000 | $ 127,000 | $ 100,000 |
| Jackson County Missouri | 1 | $ 295,000 | $ 295,000 | $ 99,000 |
| St. Louis County Missouri | 1 | $ 241,000 | $ 241,000 | $ 61,000 |
| Clark County Nevada | 1 | $ 92,000 | $ 92,000 | $ 140,000 |
| Hillsborough County New Hampshire | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Rockingham County New Hampshire | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Atlantic County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 130,000 |
| Union County New Jersey | 1 | $ 330,000 | $ 330,000 | $ 107,000 |
| Dona Ana County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Cayuga County New York | 1 | $ 112,000 | $ 112,000 | $ 137,000 |
| Madison County New York | 1 | $ 27,000 | $ 27,000 | $ 110,000 |
| Putnam County New York | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| Saratoga County New York | 1 | $ 50,000 | $ 50,000 | $ 135,000 |
| St. Lawrence County New York | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Suffolk County New York | 1 | $ 30,000 | $ 30,000 | $ 100,000 |
| Mecklenburg County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 76,000 |
| Nash County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 47,000 |
| Richmond County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 65,000 |
| Wake County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 105,000 |
| Franklin County Ohio | 1 | $ 36,000 | $ 36,000 | $ 50,000 |
| Wayne County Ohio | 1 | $ 128,000 | $ 128,000 | $ 72,000 |
| Delaware County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 161,000 |
| Montgomery County Pennsylvania | 1 | $ 24,000 | $ 24,000 | $ 284,000 |
| Northampton County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| Philadelphia County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Wayne County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 98,000 |
| Westmoreland County Pennsylvania | 1 | $ 26,000 | $ 26,000 | $ 114,000 |
| Allendale County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Horry County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 155,000 |
| Marlboro County South Carolina | 1 | $ 73,000 | $ 73,000 | $ 67,000 |
| Richland County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 333,000 |
| Shelby County Tennessee | 1 | $ 297,000 | $ 297,000 | $ 96,000 |
| Bexar County Texas | 1 | $ 146,000 | $ 146,000 | $ 54,000 |
| Jefferson County Texas | 1 | $ 93,000 | $ 93,000 | $ 49,000 |
| Parker County Texas | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Travis County Texas | 1 | $ 10,000 | $ 10,000 | $ 126,000 |
| Wharton County Texas | 1 | $ 30,000 | $ 30,000 | $ 67,000 |
| Culpeper County Virginia | 1 | $ 10,000 | $ 10,000 | $ 115,000 |
| Danville County Virginia | 1 | $ 133,000 | $ 133,000 | $ 155,000 |
| Fluvanna County Virginia | 1 | $ 239,000 | $ 239,000 | $ 134,000 |
| King George County Virginia | 1 | $ 294,000 | $ 294,000 | $ 150,000 |
| Virginia Beach County Virginia | 1 | $ 120,000 | $ 120,000 | $ 117,000 |
| Berkeley County West Virginia | 1 | $ 33,000 | $ 33,000 | $ 52,000 |
| Monongalia County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 130,000 |
| Taylor County West Virginia | 1 | $ 28,000 | $ 28,000 | $ 114,000 |
| Dane County Wisconsin | 1 | $ 198,000 | $ 198,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Justice Federal Credit Union in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 380 | $22,805,000 | $60,000 | $250,000 | $115,000 | $572,000 |
| Refinancing | 135 | $26,928,000 | $199,000 | $1,050,000 | $118,000 | $620,000 |
| Home Purchase | 134 | $30,673,000 | $228,000 | $550,000 | $99,000 | $352,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 374 | $48,651,000 | $130,000 | $1,050,000 | $111,000 | $620,000 |
| White | 172 | $18,822,000 | $109,000 | $485,000 | $116,000 | $344,000 |
| Black or African American | 80 | $9,781,000 | $122,000 | $414,000 | $113,000 | $476,000 |
| Hispanic | 11 | $1,585,000 | $144,000 | $280,000 | $71,000 | $121,000 |
| Asian | 9 | $1,030,000 | $114,000 | $520,000 | $133,000 | $214,000 |
| American Indian or Alaskan Native | 3 | $537,000 | $179,000 | $263,000 | $70,000 | $72,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 649 | $80,406,000 | $123,000 | $1,050,000 | $112,000 | $620,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 496 | $48,724,000 | $98,000 | $520,000 | $116,000 | $620,000 |
| Application Denied By Financial Institution | 32 | $8,172,000 | $255,000 | $1,050,000 | $87,000 | $205,000 |
| Application Withdrawn By Applicant | 32 | $6,153,000 | $192,000 | $564,000 | $113,000 | $386,000 |
| File Closed For Incompleteness | 30 | $3,785,000 | $126,000 | $520,000 | $114,000 | $344,000 |
| Preapproval Approved but not Accepted | 27 | $8,136,000 | $301,000 | $550,000 | $104,000 | $223,000 |
| Application Approved But Not Accepted | 23 | $3,767,000 | $163,000 | $450,000 | $93,000 | $235,000 |
| Preapproval Denied by Financial Institution | 9 | $1,669,000 | $185,000 | $360,000 | $61,000 | $122,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 17 | $4,084,000 | $240,000 | $373,000 | $89,000 | $205,000 |
| Debt-To-Income Ratio | 12 | $2,371,000 | $197,000 | $350,000 | $47,000 | $80,000 |
| Collateral | 4 | $1,097,000 | $274,000 | $405,000 | $106,000 | $140,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $190,000 | $190,000 | $190,000 | $86,000 | $86,000 |
| Unverifiable Information | 1 | $1,050,000 | $1,050,000 | $1,050,000 | $185,000 | $185,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Justice Federal Credit Union's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Justice Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.