Justice Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Justice Federal Credit Union 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Justice Federal Credit Union 5175 Parkstone Drive, Ste. 200 Chantilly, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 858 |
| Total Mortgage Loan Application Amount | $131,440,000 |
| Average Mortgage Loan Application Amount | $170,666 |
| Highest Mortgage Loan Application Amount | $1,075,000 |
| Average Applicant Income | $115,333 |
| Highest Applicant Income | $1,010,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Justice Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Justice Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Justice Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Justice Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Justice Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Justice Federal Credit Union's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 83 | $ 5,656,000 | $ 68,000 | $ 89,000 |
| District of Columbia County District Of Columbia | 65 | $ 8,931,000 | $ 137,000 | $ 103,000 |
| Fairfax County Virginia | 37 | $ 9,037,000 | $ 244,000 | $ 164,000 |
| Montgomery County Maryland | 34 | $ 4,458,000 | $ 131,000 | $ 166,000 |
| Prince William County Virginia | 27 | $ 4,108,000 | $ 152,000 | $ 134,000 |
| Harrison County West Virginia | 22 | $ 2,489,000 | $ 113,000 | $ 105,000 |
| Charles County Maryland | 19 | $ 997,000 | $ 52,000 | $ 123,000 |
| Arlington County Virginia | 19 | $ 5,088,000 | $ 267,000 | $ 175,000 |
| Harris County Texas | 14 | $ 1,026,000 | $ 73,000 | $ 88,000 |
| Spotsylvania County Virginia | 13 | $ 1,068,000 | $ 82,000 | $ 109,000 |
| Anne Arundel County Maryland | 10 | $ 1,127,000 | $ 112,000 | $ 133,000 |
| Calvert County Maryland | 10 | $ 417,000 | $ 41,000 | $ 84,000 |
| Alexandria County Virginia | 10 | $ 1,504,000 | $ 150,000 | $ 129,000 |
| Loudoun County Virginia | 10 | $ 1,370,000 | $ 137,000 | $ 143,000 |
| Miami-Dade County Florida | 9 | $ 1,030,000 | $ 114,000 | $ 83,000 |
| Stafford County Virginia | 9 | $ 1,254,000 | $ 139,000 | $ 151,000 |
| Marion County West Virginia | 9 | $ 520,000 | $ 57,000 | $ 95,000 |
| Baltimore County Maryland | 8 | $ 1,103,000 | $ 137,000 | $ 119,000 |
| Frederick County Maryland | 8 | $ 1,241,000 | $ 155,000 | $ 92,000 |
| Broward County Florida | 7 | $ 1,241,000 | $ 177,000 | $ 80,000 |
| Los Angeles County California | 6 | $ 777,000 | $ 129,000 | $ 88,000 |
| Howard County Maryland | 6 | $ 1,196,000 | $ 199,000 | $ 140,000 |
| Cumberland County New Jersey | 6 | $ 196,000 | $ 32,000 | $ 84,000 |
| Nassau County New York | 6 | $ 1,021,000 | $ 170,000 | $ 129,000 |
| Kings County New York | 5 | $ 83,000 | $ 16,000 | $ 45,000 |
| Queens County New York | 5 | $ 1,051,000 | $ 210,000 | $ 114,000 |
| San Diego County California | 4 | $ 904,000 | $ 226,000 | $ 185,000 |
| Bergen County New Jersey | 4 | $ 624,000 | $ 156,000 | $ 134,000 |
| Doddridge County West Virginia | 4 | $ 169,000 | $ 42,000 | $ 66,000 |
| Carroll County Maryland | 3 | $ 1,115,000 | $ 371,000 | $ 99,000 |
| Monmouth County New Jersey | 3 | $ 731,000 | $ 243,000 | $ 135,000 |
| Bronx County New York | 3 | $ 30,000 | $ 10,000 | $ 76,000 |
| Suffolk County New York | 3 | $ 190,000 | $ 63,000 | $ 178,000 |
| Jefferson County Texas | 3 | $ 62,000 | $ 20,000 | $ 100,000 |
| Montgomery County Texas | 3 | $ 664,000 | $ 221,000 | $ 141,000 |
| Virginia Beach County Virginia | 3 | $ 534,000 | $ 178,000 | $ 427,000 |
| Barbour County West Virginia | 3 | $ 88,000 | $ 29,000 | $ 73,000 |
| Preston County West Virginia | 3 | $ 315,000 | $ 105,000 | $ 102,000 |
| Taylor County West Virginia | 3 | $ 290,000 | $ 96,000 | $ 94,000 |
| Jefferson County Alabama | 2 | $ 13,000 | $ 6,000 | $ 35,000 |
| Mobile County Alabama | 2 | $ 14,000 | $ 7,000 | $ 126,000 |
| Pima County Arizona | 2 | $ 330,000 | $ 165,000 | $ 38,000 |
| St. Francis County Arkansas | 2 | $ 26,000 | $ 13,000 | $ 65,000 |
| Riverside County California | 2 | $ 359,000 | $ 179,000 | $ 107,000 |
| San Bernardino County California | 2 | $ 223,000 | $ 111,000 | $ 86,000 |
| Brevard County Florida | 2 | $ 108,000 | $ 54,000 | $ 107,000 |
| Charlotte County Florida | 2 | $ 127,000 | $ 63,000 | $ 92,000 |
| Manatee County Florida | 2 | $ 205,000 | $ 102,000 | $ 84,000 |
| Chatham County Georgia | 2 | $ 25,000 | $ 12,000 | $ 77,000 |
| Gwinnett County Georgia | 2 | $ 633,000 | $ 316,000 | $ 137,000 |
| Queen Anne's County Maryland | 2 | $ 415,000 | $ 207,000 | $ 84,000 |
| St. Mary's County Maryland | 2 | $ 148,000 | $ 74,000 | $ 49,000 |
| Middlesex County Massachusetts | 2 | $ 298,000 | $ 149,000 | $ 121,000 |
| Essex County New Jersey | 2 | $ 211,000 | $ 105,000 | $ 67,000 |
| Hudson County New Jersey | 2 | $ 371,000 | $ 185,000 | $ 142,000 |
| Middlesex County New Jersey | 2 | $ 48,000 | $ 24,000 | $ 77,000 |
| Somerset County New Jersey | 2 | $ 320,000 | $ 160,000 | $ 162,000 |
| Putnam County New York | 2 | $ 120,000 | $ 60,000 | $ 279,000 |
| Richmond County New York | 2 | $ 415,000 | $ 207,000 | $ 120,000 |
| Allegheny County Pennsylvania | 2 | $ 97,000 | $ 48,000 | $ 72,000 |
| Dinwiddie County Virginia | 2 | $ 38,000 | $ 19,000 | $ 52,000 |
| Fauquier County Virginia | 2 | $ 955,000 | $ 477,000 | $ 230,000 |
| Berkeley County West Virginia | 2 | $ 125,000 | $ 62,000 | $ 70,000 |
| Greenbrier County West Virginia | 2 | $ 271,000 | $ 135,000 | $ 105,000 |
| Lewis County West Virginia | 2 | $ 86,000 | $ 43,000 | $ 80,000 |
| Monongalia County West Virginia | 2 | $ 284,000 | $ 142,000 | $ 224,000 |
| Raleigh County West Virginia | 2 | $ 261,000 | $ 130,000 | $ 112,000 |
| Tyler County West Virginia | 2 | $ 170,000 | $ 85,000 | $ 65,000 |
| Upshur County West Virginia | 2 | $ 426,000 | $ 213,000 | $ 141,000 |
| Wood County West Virginia | 2 | $ 160,000 | $ 80,000 | $ 92,000 |
| Baldwin County Alabama | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Maricopa County Arizona | 1 | $ 206,000 | $ 206,000 | $ 131,000 |
| Santa Clara County California | 1 | $ 20,000 | $ 20,000 | $ 132,000 |
| Stanislaus County California | 1 | $ 45,000 | $ 45,000 | $ 219,000 |
| Broomfield County Colorado | 1 | $ 294,000 | $ 294,000 | $ 110,000 |
| Douglas County Colorado | 1 | $ 312,000 | $ 312,000 | $ 95,000 |
| Mesa County Colorado | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Fairfield County Connecticut | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Duval County Florida | 1 | $ 350,000 | $ 350,000 | $ 300,000 |
| Hernando County Florida | 1 | $ 97,000 | $ 97,000 | $ 63,000 |
| Lake County Florida | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Lee County Florida | 1 | $ 31,000 | $ 31,000 | $ 62,000 |
| Osceola County Florida | 1 | $ 20,000 | $ 20,000 | $ 76,000 |
| Palm Beach County Florida | 1 | $ 10,000 | $ 10,000 | $ 175,000 |
| Pasco County Florida | 1 | $ 155,000 | $ 155,000 | $ 173,000 |
| Polk County Florida | 1 | $ 375,000 | $ 375,000 | $ 216,000 |
| Sarasota County Florida | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| St. Johns County Florida | 1 | $ 50,000 | $ 50,000 | $ 19,000 |
| Clayton County Georgia | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Cobb County Georgia | 1 | $ 150,000 | $ 150,000 | $ 120,000 |
| Glynn County Georgia | 1 | $ 250,000 | $ 250,000 | $ 94,000 |
| Jackson County Georgia | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Liberty County Georgia | 1 | $ 20,000 | $ 20,000 | $ 76,000 |
| Muscogee County Georgia | 1 | $ 6,000 | $ 6,000 | $ 86,000 |
| Wayne County Georgia | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| White County Georgia | 1 | $ 417,000 | $ 417,000 | $ 107,000 |
| Bond County Illinois | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
| Cook County Illinois | 1 | $ 8,000 | $ 8,000 | $ 64,000 |
| Hamilton County Indiana | 1 | $ 417,000 | $ 417,000 | $ 201,000 |
| Johnson County Indiana | 1 | $ 40,000 | $ 40,000 | $ 132,000 |
| Fayette County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 125,000 |
| Jefferson County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Lafayette County Louisiana | 1 | $ 9,000 | $ 9,000 | $ 135,000 |
| Rapides County Louisiana | 1 | $ 10,000 | $ 10,000 | $ 121,000 |
| St. Helena County Louisiana | 1 | $ 5,000 | $ 5,000 | $ 37,000 |
| St. Tammany County Louisiana | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| Cumberland County Maine | 1 | $ 330,000 | $ 330,000 | $ 150,000 |
| Baltimore City County Maryland | 1 | $ 43,000 | $ 43,000 | $ 44,000 |
| Washington County Maryland | 1 | $ 100,000 | $ 100,000 | $ 104,000 |
| Worcester County Maryland | 1 | $ 312,000 | $ 312,000 | $ 77,000 |
| Essex County Massachusetts | 1 | $ 344,000 | $ 344,000 | $ 200,000 |
| Hampden County Massachusetts | 1 | $ 270,000 | $ 270,000 | $ 229,000 |
| Suffolk County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Chippewa County Michigan | 1 | $ 199,000 | $ 199,000 | $ 201,000 |
| Oakland County Michigan | 1 | $ 202,000 | $ 202,000 | $ 61,000 |
| Van Buren County Michigan | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Lafayette County Mississippi | 1 | $ 147,000 | $ 147,000 | $ 101,000 |
| Lowndes County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 77,000 |
| Barton County Missouri | 1 | $ 133,000 | $ 133,000 | $ 49,000 |
| Clark County Nevada | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| Carroll County New Hampshire | 1 | $ 173,000 | $ 173,000 | $ 229,000 |
| Burlington County New Jersey | 1 | $ 7,000 | $ 7,000 | $ 147,000 |
| Hunterdon County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 112,000 |
| Morris County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 167,000 |
| Ocean County New Jersey | 1 | $ 280,000 | $ 280,000 | $ 99,000 |
| Sussex County New Jersey | 1 | $ 8,000 | $ 8,000 | $ 124,000 |
| Union County New Jersey | 1 | $ 86,000 | $ 86,000 | $ 77,000 |
| Curry County New Mexico | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Dona Ana County New Mexico | 1 | $ 66,000 | $ 66,000 | $ 137,000 |
| Erie County New York | 1 | $ 237,000 | $ 237,000 | $ 253,000 |
| Genesee County New York | 1 | $ 7,000 | $ 7,000 | $ 119,000 |
| Orange County New York | 1 | $ 170,000 | $ 170,000 | $ 98,000 |
| Saratoga County New York | 1 | $ 20,000 | $ 20,000 | $ 123,000 |
| St. Lawrence County New York | 1 | $ 30,000 | $ 30,000 | $ 42,000 |
| Ulster County New York | 1 | $ 152,000 | $ 152,000 | $ 53,000 |
| Westchester County New York | 1 | $ 5,000 | $ 5,000 | $ 125,000 |
| Buncombe County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 164,000 |
| Chatham County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 78,000 |
| Moore County North Carolina | 1 | $ 16,000 | $ 16,000 | $ 125,000 |
| Nash County North Carolina | 1 | $ 26,000 | $ 26,000 | $ 53,000 |
| Vance County North Carolina | 1 | $ 2,000 | $ 2,000 | $ 72,000 |
| Wake County North Carolina | 1 | $ 8,000 | $ 8,000 | $ 76,000 |
| Columbiana County Ohio | 1 | $ 50,000 | $ 50,000 | $ 91,000 |
| Lawrence County Ohio | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| Mahoning County Ohio | 1 | $ 176,000 | $ 176,000 | $ 159,000 |
| Deschutes County Oregon | 1 | $ 129,000 | $ 129,000 | $ 108,000 |
| Beaver County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 73,000 |
| Bucks County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 81,000 |
| Cumberland County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 104,000 |
| Delaware County Pennsylvania | 1 | $ 178,000 | $ 178,000 | $ 146,000 |
| Franklin County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 192,000 |
| Montgomery County Pennsylvania | 1 | $ 191,000 | $ 191,000 | $ 162,000 |
| Philadelphia County Pennsylvania | 1 | $ 8,000 | $ 8,000 | $ 62,000 |
| Pike County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 75,000 |
| Schuylkill County Pennsylvania | 1 | $ 192,000 | $ 192,000 | $ 110,000 |
| San Juan County Puerto Rico | 1 | $ 22,000 | $ 22,000 | $ 112,000 |
| Beaufort County South Carolina | 1 | $ 407,000 | $ 407,000 | $ 235,000 |
| Marlboro County South Carolina | 1 | $ 139,000 | $ 139,000 | $ 85,000 |
| Davidson County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Shelby County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 64,000 |
| Williamson County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 85,000 |
| Austin County Texas | 1 | $ 60,000 | $ 60,000 | $ 88,000 |
| Bexar County Texas | 1 | $ 139,000 | $ 139,000 | $ 117,000 |
| Collin County Texas | 1 | $ 22,000 | $ 22,000 | $ 106,000 |
| Comal County Texas | 1 | $ 22,000 | $ 22,000 | $ 127,000 |
| Dimmit County Texas | 1 | $ 5,000 | $ 5,000 | $ 113,000 |
| Fort Bend County Texas | 1 | $ 5,000 | $ 5,000 | $ 58,000 |
| Johnson County Texas | 1 | $ 5,000 | $ 5,000 | $ 125,000 |
| Webb County Texas | 1 | $ 3,000 | $ 3,000 | $ 45,000 |
| Wise County Texas | 1 | $ 109,000 | $ 109,000 | $ 105,000 |
| Caroline County Virginia | 1 | $ 238,000 | $ 238,000 | $ 313,000 |
| Culpeper County Virginia | 1 | $ 31,000 | $ 31,000 | $ 84,000 |
| Fredericksburg County Virginia | 1 | $ 9,000 | $ 9,000 | $ 85,000 |
| Harrisonburg County Virginia | 1 | $ 323,000 | $ 323,000 | $ 208,000 |
| Manassas County Virginia | 1 | $ 40,000 | $ 40,000 | $ 115,000 |
| Mecklenburg County Virginia | 1 | $ 52,000 | $ 52,000 | $ 63,000 |
| Northumberland County Virginia | 1 | $ 358,000 | $ 358,000 | $ 118,000 |
| Petersburg County Virginia | 1 | $ 6,000 | $ 6,000 | $ 98,000 |
| Rockingham County Virginia | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Tazewell County Virginia | 1 | $ 163,000 | $ 163,000 | $ 47,000 |
| Westmoreland County Virginia | 1 | $ 255,000 | $ 255,000 | $ 178,000 |
| King County Washington | 1 | $ 150,000 | $ 150,000 | $ 195,000 |
| Clay County West Virginia | 1 | $ 5,000 | $ 5,000 | $ 47,000 |
| Nicholas County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Randolph County West Virginia | 1 | $ 13,000 | $ 13,000 | $ 95,000 |
| Ritchie County West Virginia | 1 | $ 208,000 | $ 208,000 | $ 48,000 |
| Webster County West Virginia | 1 | $ 74,000 | $ 74,000 | $ 89,000 |
| Milwaukee County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for Justice Federal Credit Union in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 354 | $8,404,000 | $23,000 | $290,000 | $102,000 | $1,010,000 |
| Refinancing | 273 | $64,446,000 | $236,000 | $1,075,000 | $136,000 | $451,000 |
| Home Purchase | 231 | $58,590,000 | $253,000 | $730,000 | $108,000 | $340,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 405 | $32,847,000 | $81,000 | $650,000 | $105,000 | $1,010,000 |
| White | 294 | $64,953,000 | $220,000 | $1,075,000 | $129,000 | $451,000 |
| Black or African American | 92 | $18,565,000 | $201,000 | $643,000 | $105,000 | $266,000 |
| Hispanic | 46 | $8,812,000 | $191,000 | $600,000 | $115,000 | $333,000 |
| Asian | 18 | $5,943,000 | $330,000 | $599,000 | $131,000 | $340,000 |
| American Indian or Alaskan Native | 2 | $220,000 | $110,000 | $170,000 | $85,000 | $85,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $100,000 | $100,000 | $100,000 | $102,000 | $102,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 858 | $131,440,000 | $153,000 | $1,075,000 | $114,000 | $1,010,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 313 | $32,009,000 | $102,000 | $590,000 | $116,000 | $1,010,000 |
| Application Denied By Financial Institution | 161 | $20,110,000 | $124,000 | $655,000 | $96,000 | $271,000 |
| File Closed For Incompleteness | 119 | $20,001,000 | $168,000 | $1,075,000 | $131,000 | $451,000 |
| Application Withdrawn By Applicant | 102 | $23,411,000 | $229,000 | $643,000 | $122,000 | $350,000 |
| Preapproval Approved but not Accepted | 60 | $17,853,000 | $297,000 | $730,000 | $120,000 | $255,000 |
| Application Approved But Not Accepted | 54 | $8,673,000 | $160,000 | $599,000 | $131,000 | $347,000 |
| Preapproval Denied by Financial Institution | 49 | $9,383,000 | $191,000 | $495,000 | $81,000 | $333,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 120 | $13,976,000 | $116,000 | $467,000 | $95,000 | $333,000 |
| Debt-To-Income Ratio | 50 | $8,233,000 | $164,000 | $502,000 | $70,000 | $171,000 |
| Collateral | 13 | $2,949,000 | $226,000 | $655,000 | $164,000 | $271,000 |
| Other | 12 | $1,250,000 | $104,000 | $398,000 | $92,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,093,000 | $156,000 | $356,000 | $67,000 | $153,000 |
| Mortgage Insurance Denied | 4 | $820,000 | $205,000 | $330,000 | $62,000 | $78,000 |
| Credit Application Incomplete | 2 | $371,000 | $185,000 | $221,000 | $69,000 | $72,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Justice Federal Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Justice Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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