Justice Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Justice Federal Credit Union 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Justice Federal Credit Union 5175 Parkstone Drive, Ste. 200 Chantilly, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 858 |
| Total Mortgage Loan Application Amount | $131,440,000 |
| Average Mortgage Loan Application Amount | $170,666 |
| Highest Mortgage Loan Application Amount | $1,075,000 |
| Average Applicant Income | $115,333 |
| Highest Applicant Income | $1,010,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Justice Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Justice Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Justice Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Justice Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Justice Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Justice Federal Credit Union's mortgage activity for 2010.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 306 | $ 40,434,000 | $ 129,666 | $ 115,333 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 42 | $ 5,699,000 | $ 135,000 | $ 152,000 |
| BALTIMORE-TOWSON, MD | 30 | $ 4,999,000 | $ 166,000 | $ 121,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 24 | $ 2,699,000 | $ 129,500 | $ 122,500 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 19 | $ 1,755,000 | $ 92,000 | $ 95,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 9 | $ 1,030,000 | $ 114,000 | $ 83,000 |
| NASSAU-SUFFOLK, NY | 9 | $ 1,211,000 | $ 134,000 | $ 145,000 |
| EDISON-NEW BRUNSWICK, NJ | 8 | $ 1,379,000 | $ 172,000 | $ 123,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 7 | $ 1,241,000 | $ 177,000 | $ 80,000 |
| NEWARK-UNION, NJ-PA | 7 | $ 847,000 | $ 117,000 | $ 88,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 6 | $ 777,000 | $ 129,000 | $ 88,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 6 | $ 196,000 | $ 32,000 | $ 84,000 |
| MORGANTOWN, WV | 5 | $ 599,000 | $ 119,000 | $ 151,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 4 | $ 808,000 | $ 202,000 | $ 107,000 |
| PHILADELPHIA, PA | 4 | $ 527,000 | $ 131,000 | $ 112,000 |
| RICHMOND, VA | 4 | $ 282,000 | $ 70,000 | $ 128,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 4 | $ 582,000 | $ 145,000 | $ 96,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 4 | $ 904,000 | $ 226,000 | $ 185,000 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 62,000 | $ 20,000 | $ 100,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 225,000 | $ 81,000 | $ 87,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 3 | $ 230,000 | $ 76,000 | $ 88,000 |
| PITTSBURGH, PA | 3 | $ 117,000 | $ 39,000 | $ 72,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3 | $ 534,000 | $ 178,000 | $ 427,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 13,000 | $ 6,000 | $ 35,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2 | $ 298,000 | $ 149,000 | $ 121,000 |
| DENVER-AURORA-BROOMFIELD, CO | 2 | $ 606,000 | $ 303,000 | $ 102,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 114,000 | $ 57,000 | $ 115,000 |
| HARRISONBURG, VA | 2 | $ 478,000 | $ 239,000 | $ 135,000 |
| INDIANAPOLIS-CARMEL, IN | 2 | $ 457,000 | $ 228,000 | $ 166,000 |
| JACKSONVILLE, FL | 2 | $ 400,000 | $ 200,000 | $ 159,000 |
| MOBILE, AL | 2 | $ 14,000 | $ 7,000 | $ 126,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2 | $ 370,000 | $ 185,000 | $ 75,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 2 | $ 335,000 | $ 167,000 | $ 72,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 2 | $ 30,000 | $ 15,000 | $ 62,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2 | $ 108,000 | $ 54,000 | $ 107,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 2 | $ 160,000 | $ 80,000 | $ 92,000 |
| PUNTA GORDA, FL | 2 | $ 127,000 | $ 63,000 | $ 92,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 2 | $ 161,000 | $ 80,000 | $ 122,000 |
| SAVANNAH, GA | 2 | $ 25,000 | $ 12,000 | $ 77,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2 | $ 252,000 | $ 126,000 | $ 118,000 |
| TUCSON, AZ | 2 | $ 330,000 | $ 165,000 | $ 38,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 20,000 | $ 20,000 | $ 123,000 |
| ALEXANDRIA, LA | 1 | $ 10,000 | $ 10,000 | $ 121,000 |
| ASHEVILLE, NC | 1 | $ 117,000 | $ 117,000 | $ 164,000 |
| BATON ROUGE, LA | 1 | $ 5,000 | $ 5,000 | $ 37,000 |
| BEND, OR | 1 | $ 129,000 | $ 129,000 | $ 108,000 |
| BOSTON-QUINCY, MA | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| BRUNSWICK, GA | 1 | $ 250,000 | $ 250,000 | $ 94,000 |
| BUFFALO-NIAGARA FALLS, NY | 1 | $ 237,000 | $ 237,000 | $ 253,000 |
| CAMDEN, NJ | 1 | $ 7,000 | $ 7,000 | $ 147,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 31,000 | $ 31,000 | $ 62,000 |
| CHARLESTON, WV | 1 | $ 5,000 | $ 5,000 | $ 47,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 1 | $ 8,000 | $ 8,000 | $ 64,000 |
| COLUMBUS, GA-AL | 1 | $ 6,000 | $ 6,000 | $ 86,000 |
| DALLAS-PLANO-IRVING, TX | 1 | $ 22,000 | $ 22,000 | $ 106,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 100,000 | $ 100,000 | $ 78,000 |
| GRAND JUNCTION, CO | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 158,000 | $ 158,000 | $ 104,000 |
| HINESVILLE-FORT STEWART, GA | 1 | $ 20,000 | $ 20,000 | $ 76,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| KINGSTON, NY | 1 | $ 152,000 | $ 152,000 | $ 53,000 |
| LAFAYETTE, LA | 1 | $ 9,000 | $ 9,000 | $ 135,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 375,000 | $ 375,000 | $ 216,000 |
| LAREDO, TX | 1 | $ 3,000 | $ 3,000 | $ 45,000 |
| LAS CRUCES, NM | 1 | $ 66,000 | $ 66,000 | $ 137,000 |
| LAS VEGAS-PARADISE, NV | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 25,000 | $ 25,000 | $ 125,000 |
| MEMPHIS, TN-MS-AR | 1 | $ 4,000 | $ 4,000 | $ 64,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 10,000 | $ 10,000 | $ 32,000 |
| MODESTO, CA | 1 | $ 45,000 | $ 45,000 | $ 219,000 |
| PEABODY, MA | 1 | $ 344,000 | $ 344,000 | $ 200,000 |
| PHOENIX-MESA-GLENDALE, AZ | 1 | $ 206,000 | $ 206,000 | $ 131,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1 | $ 330,000 | $ 330,000 | $ 150,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1 | $ 170,000 | $ 170,000 | $ 98,000 |
| RALEIGH-CARY, NC | 1 | $ 8,000 | $ 8,000 | $ 76,000 |
| ROCKY MOUNT, NC | 1 | $ 26,000 | $ 26,000 | $ 53,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 20,000 | $ 20,000 | $ 132,000 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 1 | $ 22,000 | $ 22,000 | $ 112,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1 | $ 150,000 | $ 150,000 | $ 195,000 |
| SPRINGFIELD, MA | 1 | $ 270,000 | $ 270,000 | $ 229,000 |
| ST. LOUIS, MO-IL | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1 | $ 202,000 | $ 202,000 | $ 61,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1 | $ 10,000 | $ 10,000 | $ 175,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 176,000 | $ 176,000 | $ 159,000 |
Mortgage Loan Application Detail Totals for Justice Federal Credit Union in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 354 | $8,404,000 | $23,000 | $290,000 | $102,000 | $1,010,000 |
| Refinancing | 273 | $64,446,000 | $236,000 | $1,075,000 | $136,000 | $451,000 |
| Home Purchase | 231 | $58,590,000 | $253,000 | $730,000 | $108,000 | $340,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 405 | $32,847,000 | $81,000 | $650,000 | $105,000 | $1,010,000 |
| White | 294 | $64,953,000 | $220,000 | $1,075,000 | $129,000 | $451,000 |
| Black or African American | 92 | $18,565,000 | $201,000 | $643,000 | $105,000 | $266,000 |
| Hispanic | 46 | $8,812,000 | $191,000 | $600,000 | $115,000 | $333,000 |
| Asian | 18 | $5,943,000 | $330,000 | $599,000 | $131,000 | $340,000 |
| American Indian or Alaskan Native | 2 | $220,000 | $110,000 | $170,000 | $85,000 | $85,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $100,000 | $100,000 | $100,000 | $102,000 | $102,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 858 | $131,440,000 | $153,000 | $1,075,000 | $114,000 | $1,010,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 313 | $32,009,000 | $102,000 | $590,000 | $116,000 | $1,010,000 |
| Application Denied By Financial Institution | 161 | $20,110,000 | $124,000 | $655,000 | $96,000 | $271,000 |
| File Closed For Incompleteness | 119 | $20,001,000 | $168,000 | $1,075,000 | $131,000 | $451,000 |
| Application Withdrawn By Applicant | 102 | $23,411,000 | $229,000 | $643,000 | $122,000 | $350,000 |
| Preapproval Approved but not Accepted | 60 | $17,853,000 | $297,000 | $730,000 | $120,000 | $255,000 |
| Application Approved But Not Accepted | 54 | $8,673,000 | $160,000 | $599,000 | $131,000 | $347,000 |
| Preapproval Denied by Financial Institution | 49 | $9,383,000 | $191,000 | $495,000 | $81,000 | $333,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 120 | $13,976,000 | $116,000 | $467,000 | $95,000 | $333,000 |
| Debt-To-Income Ratio | 50 | $8,233,000 | $164,000 | $502,000 | $70,000 | $171,000 |
| Collateral | 13 | $2,949,000 | $226,000 | $655,000 | $164,000 | $271,000 |
| Other | 12 | $1,250,000 | $104,000 | $398,000 | $92,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,093,000 | $156,000 | $356,000 | $67,000 | $153,000 |
| Mortgage Insurance Denied | 4 | $820,000 | $205,000 | $330,000 | $62,000 | $78,000 |
| Credit Application Incomplete | 2 | $371,000 | $185,000 | $221,000 | $69,000 | $72,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Justice Federal Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Justice Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.