Justice Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Justice Federal Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Justice Federal Credit Union 5175 Parkstone Drive, Ste. 200 Chantilly, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,343 |
| Total Mortgage Loan Application Amount | $227,092,000 |
| Average Mortgage Loan Application Amount | $167,666 |
| Highest Mortgage Loan Application Amount | $965,000 |
| Average Applicant Income | $123,333 |
| Highest Applicant Income | $2,916,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Justice Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Justice Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Justice Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Justice Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Justice Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Justice Federal Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 96 | $ 7,996,000 | $ 83,000 | $ 103,000 |
| District of Columbia County District Of Columbia | 48 | $ 8,322,000 | $ 173,000 | $ 127,000 |
| Fairfax County Virginia | 41 | $ 11,182,000 | $ 272,000 | $ 164,000 |
| Harrison County West Virginia | 37 | $ 3,159,000 | $ 85,000 | $ 104,000 |
| Montgomery County Maryland | 30 | $ 10,752,000 | $ 358,000 | $ 181,000 |
| Stafford County Virginia | 22 | $ 2,128,000 | $ 96,000 | $ 141,000 |
| Prince William County Virginia | 21 | $ 2,775,000 | $ 132,000 | $ 147,000 |
| Los Angeles County California | 19 | $ 3,970,000 | $ 208,000 | $ 130,000 |
| Broward County Florida | 19 | $ 1,716,000 | $ 90,000 | $ 93,000 |
| Charles County Maryland | 16 | $ 945,000 | $ 59,000 | $ 136,000 |
| Loudoun County Virginia | 15 | $ 3,747,000 | $ 249,000 | $ 165,000 |
| Marion County West Virginia | 14 | $ 1,184,000 | $ 84,000 | $ 98,000 |
| Anne Arundel County Maryland | 13 | $ 2,388,000 | $ 183,000 | $ 132,000 |
| Harris County Texas | 13 | $ 1,163,000 | $ 89,000 | $ 101,000 |
| Arlington County Virginia | 13 | $ 4,318,000 | $ 332,000 | $ 170,000 |
| Cook County Illinois | 12 | $ 850,000 | $ 70,000 | $ 65,000 |
| Spotsylvania County Virginia | 11 | $ 1,233,000 | $ 112,000 | $ 97,000 |
| San Diego County California | 10 | $ 2,565,000 | $ 256,000 | $ 129,000 |
| Miami-Dade County Florida | 8 | $ 1,829,000 | $ 228,000 | $ 149,000 |
| Fulton County Georgia | 8 | $ 1,137,000 | $ 142,000 | $ 153,000 |
| Will County Illinois | 8 | $ 340,000 | $ 42,000 | $ 151,000 |
| Baltimore County Maryland | 8 | $ 551,000 | $ 68,000 | $ 100,000 |
| Queens County New York | 8 | $ 2,018,000 | $ 252,000 | $ 128,000 |
| Alexandria County Virginia | 8 | $ 1,947,000 | $ 243,000 | $ 169,000 |
| Maricopa County Arizona | 7 | $ 1,691,000 | $ 241,000 | $ 109,000 |
| Fort Bend County Texas | 7 | $ 1,705,000 | $ 243,000 | $ 140,000 |
| Hillsborough County Florida | 6 | $ 869,000 | $ 144,000 | $ 126,000 |
| Henry County Georgia | 6 | $ 503,000 | $ 83,000 | $ 80,000 |
| Baltimore City County Maryland | 6 | $ 323,000 | $ 53,000 | $ 115,000 |
| Nassau County New York | 6 | $ 792,000 | $ 132,000 | $ 99,000 |
| Monongalia County West Virginia | 6 | $ 1,051,000 | $ 175,000 | $ 91,000 |
| Taylor County West Virginia | 6 | $ 1,017,000 | $ 169,000 | $ 111,000 |
| Pima County Arizona | 5 | $ 631,000 | $ 126,000 | $ 112,000 |
| Citrus County Florida | 5 | $ 373,000 | $ 74,000 | $ 40,000 |
| Columbia County Florida | 5 | $ 322,000 | $ 64,000 | $ 81,000 |
| Pinellas County Florida | 5 | $ 153,000 | $ 30,000 | $ 66,000 |
| Suwannee County Florida | 5 | $ 342,000 | $ 68,000 | $ 51,000 |
| Clark County Nevada | 5 | $ 427,000 | $ 85,000 | $ 105,000 |
| Berkeley County West Virginia | 5 | $ 1,042,000 | $ 208,000 | $ 126,000 |
| Brevard County Florida | 4 | $ 347,000 | $ 86,000 | $ 57,000 |
| Hernando County Florida | 4 | $ 297,000 | $ 74,000 | $ 80,000 |
| Lee County Florida | 4 | $ 215,000 | $ 53,000 | $ 72,000 |
| Marion County Florida | 4 | $ 194,000 | $ 48,000 | $ 72,000 |
| Pasco County Florida | 4 | $ 134,000 | $ 33,000 | $ 61,000 |
| Sarasota County Florida | 4 | $ 638,000 | $ 159,000 | $ 162,000 |
| Lake County Illinois | 4 | $ 1,618,000 | $ 404,000 | $ 216,000 |
| Calvert County Maryland | 4 | $ 747,000 | $ 186,000 | $ 169,000 |
| Frederick County Maryland | 4 | $ 341,000 | $ 85,000 | $ 154,000 |
| Rockland County New York | 4 | $ 240,000 | $ 60,000 | $ 116,000 |
| Fayette County Pennsylvania | 4 | $ 735,000 | $ 183,000 | $ 114,000 |
| Smith County Texas | 4 | $ 327,000 | $ 81,000 | $ 53,000 |
| Orange County California | 3 | $ 318,000 | $ 106,000 | $ 132,000 |
| Sonoma County California | 3 | $ 622,000 | $ 207,000 | $ 143,000 |
| Sussex County Delaware | 3 | $ 768,000 | $ 256,000 | $ 202,000 |
| Charlotte County Florida | 3 | $ 110,000 | $ 36,000 | $ 24,000 |
| Hamilton County Florida | 3 | $ 209,000 | $ 69,000 | $ 113,000 |
| Madison County Florida | 3 | $ 204,000 | $ 68,000 | $ 34,000 |
| Palm Beach County Florida | 3 | $ 551,000 | $ 183,000 | $ 166,000 |
| Polk County Florida | 3 | $ 58,000 | $ 19,000 | $ 78,000 |
| Seminole County Florida | 3 | $ 339,000 | $ 113,000 | $ 490,000 |
| Plymouth County Massachusetts | 3 | $ 270,000 | $ 90,000 | $ 80,000 |
| Burlington County New Jersey | 3 | $ 565,000 | $ 188,000 | $ 46,000 |
| Cape May County New Jersey | 3 | $ 1,051,000 | $ 350,000 | $ 201,000 |
| Middlesex County New Jersey | 3 | $ 68,000 | $ 22,000 | $ 72,000 |
| Bronx County New York | 3 | $ 1,382,000 | $ 460,000 | $ 132,000 |
| Westchester County New York | 3 | $ 537,000 | $ 179,000 | $ 198,000 |
| Bexar County Texas | 3 | $ 351,000 | $ 117,000 | $ 87,000 |
| Denton County Texas | 3 | $ 269,000 | $ 89,000 | $ 159,000 |
| Webb County Texas | 3 | $ 107,000 | $ 35,000 | $ 119,000 |
| Henrico County Virginia | 3 | $ 669,000 | $ 223,000 | $ 186,000 |
| Orange County Virginia | 3 | $ 420,000 | $ 140,000 | $ 34,000 |
| Pulaski County Arkansas | 2 | $ 20,000 | $ 10,000 | $ 71,000 |
| Contra Costa County California | 2 | $ 335,000 | $ 167,000 | $ 183,000 |
| Fresno County California | 2 | $ 416,000 | $ 208,000 | $ 160,000 |
| Merced County California | 2 | $ 246,000 | $ 123,000 | $ 85,000 |
| Monterey County California | 2 | $ 110,000 | $ 55,000 | $ 170,000 |
| San Francisco County California | 2 | $ 633,000 | $ 316,000 | $ 133,000 |
| Boulder County Colorado | 2 | $ 612,000 | $ 306,000 | $ 218,000 |
| Fairfield County Connecticut | 2 | $ 120,000 | $ 60,000 | $ 164,000 |
| New Haven County Connecticut | 2 | $ 204,000 | $ 102,000 | $ 177,000 |
| Clay County Florida | 2 | $ 142,000 | $ 71,000 | $ 52,000 |
| Manatee County Florida | 2 | $ 250,000 | $ 125,000 | $ 64,000 |
| Nassau County Florida | 2 | $ 165,000 | $ 82,000 | $ 36,000 |
| Sumter County Florida | 2 | $ 270,000 | $ 135,000 | $ 78,000 |
| Washington County Florida | 2 | $ 91,000 | $ 45,000 | $ 55,000 |
| Cherokee County Georgia | 2 | $ 85,000 | $ 42,000 | $ 122,000 |
| Forsyth County Georgia | 2 | $ 437,000 | $ 218,000 | $ 90,000 |
| Murray County Georgia | 2 | $ 154,000 | $ 77,000 | $ 67,000 |
| Paulding County Georgia | 2 | $ 122,000 | $ 61,000 | $ 81,000 |
| Talbot County Georgia | 2 | $ 16,000 | $ 8,000 | $ 96,000 |
| Wayne County Georgia | 2 | $ 12,000 | $ 6,000 | $ 56,000 |
| Honolulu County Hawaii | 2 | $ 6,000 | $ 3,000 | $ 60,000 |
| Jackson County Illinois | 2 | $ 4,000 | $ 2,000 | $ 61,000 |
| Hamilton County Indiana | 2 | $ 520,000 | $ 260,000 | $ 199,000 |
| Jefferson County Kentucky | 2 | $ 45,000 | $ 22,000 | $ 124,000 |
| Johnson County Kentucky | 2 | $ 30,000 | $ 15,000 | $ 48,000 |
| Howard County Maryland | 2 | $ 540,000 | $ 270,000 | $ 128,000 |
| Middlesex County Massachusetts | 2 | $ 360,000 | $ 180,000 | $ 111,000 |
| Oakland County Michigan | 2 | $ 343,000 | $ 171,000 | $ 154,000 |
| Wayne County Michigan | 2 | $ 25,000 | $ 12,000 | $ 98,000 |
| Hinds County Mississippi | 2 | $ 77,000 | $ 38,000 | $ 34,000 |
| Madison County Mississippi | 2 | $ 19,000 | $ 9,000 | $ 66,000 |
| Essex County New Jersey | 2 | $ 224,000 | $ 112,000 | $ 122,000 |
| Mercer County New Jersey | 2 | $ 225,000 | $ 112,000 | $ 77,000 |
| Monmouth County New Jersey | 2 | $ 295,000 | $ 147,000 | $ 369,000 |
| Kings County New York | 2 | $ 610,000 | $ 305,000 | $ 114,000 |
| Richmond County New York | 2 | $ 818,000 | $ 409,000 | $ 143,000 |
| Brunswick County North Carolina | 2 | $ 573,000 | $ 286,000 | $ 191,000 |
| Buncombe County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 191,000 |
| Gaston County North Carolina | 2 | $ 349,000 | $ 174,000 | $ 261,000 |
| Chester County Pennsylvania | 2 | $ 45,000 | $ 22,000 | $ 220,000 |
| Franklin County Pennsylvania | 2 | $ 737,000 | $ 368,000 | $ 160,000 |
| Wayne County Pennsylvania | 2 | $ 345,000 | $ 172,000 | $ 63,000 |
| Sullivan County Tennessee | 2 | $ 33,000 | $ 16,000 | $ 56,000 |
| Bastrop County Texas | 2 | $ 91,000 | $ 45,000 | $ 28,000 |
| Brazoria County Texas | 2 | $ 141,000 | $ 70,000 | $ 82,000 |
| Hood County Texas | 2 | $ 138,000 | $ 69,000 | $ 73,000 |
| Kaufman County Texas | 2 | $ 99,000 | $ 49,000 | $ 40,000 |
| Midland County Texas | 2 | $ 131,000 | $ 65,000 | $ 50,000 |
| Newton County Texas | 2 | $ 101,000 | $ 50,000 | $ 68,000 |
| Tarrant County Texas | 2 | $ 314,000 | $ 157,000 | $ 119,000 |
| Walker County Texas | 2 | $ 287,000 | $ 143,000 | $ 103,000 |
| Waller County Texas | 2 | $ 280,000 | $ 140,000 | $ 67,000 |
| Wilson County Texas | 2 | $ 93,000 | $ 46,000 | $ 83,000 |
| Chesapeake County Virginia | 2 | $ 560,000 | $ 280,000 | $ 148,000 |
| Fauquier County Virginia | 2 | $ 577,000 | $ 288,000 | $ 171,000 |
| Frederick County Virginia | 2 | $ 182,000 | $ 91,000 | $ 136,000 |
| Barbour County West Virginia | 2 | $ 270,000 | $ 135,000 | $ 105,000 |
| Lewis County West Virginia | 2 | $ 12,000 | $ 6,000 | $ 83,000 |
| Preston County West Virginia | 2 | $ 258,000 | $ 129,000 | $ 116,000 |
| Randolph County West Virginia | 2 | $ 254,000 | $ 127,000 | $ 117,000 |
| Calhoun County Alabama | 1 | $ 8,000 | $ 8,000 | $ 80,000 |
| Jefferson County Alabama | 1 | $ 266,000 | $ 266,000 | $ 75,000 |
| Madison County Alabama | 1 | $ 10,000 | $ 10,000 | $ 120,000 |
| Poinsett County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 112,000 |
| St. Francis County Arkansas | 1 | $ 7,000 | $ 7,000 | $ 48,000 |
| Placer County California | 1 | $ 250,000 | $ 250,000 | $ 134,000 |
| Riverside County California | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Sacramento County California | 1 | $ 30,000 | $ 30,000 | $ 180,000 |
| San Bernardino County California | 1 | $ 10,000 | $ 10,000 | $ 103,000 |
| San Mateo County California | 1 | $ 467,000 | $ 467,000 | $ 125,000 |
| Santa Barbara County California | 1 | $ 140,000 | $ 140,000 | $ 251,000 |
| Ventura County California | 1 | $ 417,000 | $ 417,000 | $ 225,000 |
| Yolo County California | 1 | $ 210,000 | $ 210,000 | $ 84,000 |
| Adams County Colorado | 1 | $ 250,000 | $ 250,000 | $ 93,000 |
| El Paso County Colorado | 1 | $ 276,000 | $ 276,000 | $ 52,000 |
| Larimer County Colorado | 1 | $ 341,000 | $ 341,000 | $ 189,000 |
| Kent County Delaware | 1 | $ 3,000 | $ 3,000 | $ 29,000 |
| Bay County Florida | 1 | $ 70,000 | $ 70,000 | $ 73,000 |
| Bradford County Florida | 1 | $ 69,000 | $ 69,000 | $ 40,000 |
| Calhoun County Florida | 1 | $ 36,000 | $ 36,000 | $ 14,000 |
| DeSoto County Florida | 1 | $ 100,000 | $ 100,000 | $ 76,000 |
| Duval County Florida | 1 | $ 32,000 | $ 32,000 | $ 66,000 |
| Gilchrist County Florida | 1 | $ 111,000 | $ 111,000 | $ 67,000 |
| Gulf County Florida | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Lake County Florida | 1 | $ 83,000 | $ 83,000 | $ 49,000 |
| Levy County Florida | 1 | $ 14,000 | $ 14,000 | $ 54,000 |
| Martin County Florida | 1 | $ 102,000 | $ 102,000 | $ 138,000 |
| Okaloosa County Florida | 1 | $ 52,000 | $ 52,000 | $ 106,000 |
| Okeechobee County Florida | 1 | $ 83,000 | $ 83,000 | $ 49,000 |
| Putnam County Florida | 1 | $ 62,000 | $ 62,000 | $ 46,000 |
| Taylor County Florida | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| Volusia County Florida | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Bacon County Georgia | 1 | $ 37,000 | $ 37,000 | $ 89,000 |
| Brantley County Georgia | 1 | $ 42,000 | $ 42,000 | $ 25,000 |
| Burke County Georgia | 1 | $ 57,000 | $ 57,000 | $ 64,000 |
| Chatham County Georgia | 1 | $ 319,000 | $ 319,000 | $ 169,000 |
| Clayton County Georgia | 1 | $ 6,000 | $ 6,000 | $ 79,000 |
| Cobb County Georgia | 1 | $ 325,000 | $ 325,000 | $ 101,000 |
| Columbia County Georgia | 1 | $ 12,000 | $ 12,000 | $ 158,000 |
| Crawford County Georgia | 1 | $ 93,000 | $ 93,000 | $ 71,000 |
| Dawson County Georgia | 1 | $ 64,000 | $ 64,000 | $ 132,000 |
| DeKalb County Georgia | 1 | $ 32,000 | $ 32,000 | $ 108,000 |
| Dougherty County Georgia | 1 | $ 107,000 | $ 107,000 | $ 61,000 |
| Fannin County Georgia | 1 | $ 60,000 | $ 60,000 | $ 83,000 |
| Gilmer County Georgia | 1 | $ 14,000 | $ 14,000 | $ 105,000 |
| Gordon County Georgia | 1 | $ 73,000 | $ 73,000 | $ 49,000 |
| Greene County Georgia | 1 | $ 17,000 | $ 17,000 | $ 63,000 |
| Gwinnett County Georgia | 1 | $ 5,000 | $ 5,000 | $ 90,000 |
| Irwin County Georgia | 1 | $ 76,000 | $ 76,000 | $ 60,000 |
| Lamar County Georgia | 1 | $ 10,000 | $ 10,000 | $ 72,000 |
| Lowndes County Georgia | 1 | $ 46,000 | $ 46,000 | $ 28,000 |
| Meriwether County Georgia | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Monroe County Georgia | 1 | $ 72,000 | $ 72,000 | $ 144,000 |
| Pike County Georgia | 1 | $ 14,000 | $ 14,000 | $ 28,000 |
| Putnam County Georgia | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Toombs County Georgia | 1 | $ 112,000 | $ 112,000 | $ 112,000 |
| Towns County Georgia | 1 | $ 6,000 | $ 6,000 | $ 108,000 |
| Worth County Georgia | 1 | $ 11,000 | $ 11,000 | $ 19,000 |
| Maui County Hawaii | 1 | $ 60,000 | $ 60,000 | $ 192,000 |
| Kane County Illinois | 1 | $ 10,000 | $ 10,000 | $ 110,000 |
| Kendall County Illinois | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Winnebago County Illinois | 1 | $ 18,000 | $ 18,000 | $ 113,000 |
| Woodford County Illinois | 1 | $ 179,000 | $ 179,000 | $ 132,000 |
| Floyd County Indiana | 1 | $ 159,000 | $ 159,000 | $ 100,000 |
| Johnson County Kansas | 1 | $ 344,000 | $ 344,000 | $ 189,000 |
| Bossier County Louisiana | 1 | $ 10,000 | $ 10,000 | $ 113,000 |
| Lafourche County Louisiana | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| Orleans County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 129,000 |
| St. James County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 84,000 |
| St. Tammany County Louisiana | 1 | $ 220,000 | $ 220,000 | $ 157,000 |
| Lincoln County Maine | 1 | $ 375,000 | $ 375,000 | $ 160,000 |
| Harford County Maryland | 1 | $ 89,000 | $ 89,000 | $ 163,000 |
| St. Mary's County Maryland | 1 | $ 10,000 | $ 10,000 | $ 165,000 |
| Wicomico County Maryland | 1 | $ 84,000 | $ 84,000 | $ 159,000 |
| Worcester County Maryland | 1 | $ 331,000 | $ 331,000 | $ 282,000 |
| Norfolk County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 252,000 |
| Suffolk County Massachusetts | 1 | $ 428,000 | $ 428,000 | $ 75,000 |
| Hennepin County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 220,000 |
| Olmsted County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 59,000 |
| Waseca County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 66,000 |
| Attala County Mississippi | 1 | $ 29,000 | $ 29,000 | $ 65,000 |
| Holmes County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 65,000 |
| Sunflower County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 5,000 |
| Yazoo County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 62,000 |
| Roosevelt County Montana | 1 | $ 5,000 | $ 5,000 | $ 85,000 |
| Atlantic County New Jersey | 1 | $ 10,000 | $ 10,000 | $ 73,000 |
| Bergen County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 126,000 |
| Hudson County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 64,000 |
| Passaic County New Jersey | 1 | $ 375,000 | $ 375,000 | $ 312,000 |
| Somerset County New Jersey | 1 | $ 380,000 | $ 380,000 | $ 131,000 |
| Union County New Jersey | 1 | $ 95,000 | $ 95,000 | $ 314,000 |
| Albany County New York | 1 | $ 146,000 | $ 146,000 | $ 149,000 |
| Erie County New York | 1 | $ 15,000 | $ 15,000 | $ 95,000 |
| Monroe County New York | 1 | $ 236,000 | $ 236,000 | $ 131,000 |
| Rensselaer County New York | 1 | $ 283,000 | $ 283,000 | $ 160,000 |
| St. Lawrence County New York | 1 | $ 158,000 | $ 158,000 | $ 75,000 |
| Suffolk County New York | 1 | $ 4,000 | $ 4,000 | $ 187,000 |
| Durham County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 52,000 |
| Guilford County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 92,000 |
| Halifax County North Carolina | 1 | $ 2,000 | $ 2,000 | $ 46,000 |
| Jackson County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 254,000 |
| Johnston County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 134,000 |
| Macon County North Carolina | 1 | $ 13,000 | $ 13,000 | $ 39,000 |
| Mecklenburg County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 81,000 |
| Nash County North Carolina | 1 | $ 26,000 | $ 26,000 | $ 53,000 |
| New Hanover County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 104,000 |
| Orange County North Carolina | 1 | $ 360,000 | $ 360,000 | $ 162,000 |
| Pender County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 163,000 |
| Scotland County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 127,000 |
| Union County North Carolina | 1 | $ 277,000 | $ 277,000 | $ 147,000 |
| Wake County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 113,000 |
| Delaware County Ohio | 1 | $ 25,000 | $ 25,000 | $ 161,000 |
| Franklin County Ohio | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Hamilton County Ohio | 1 | $ 158,000 | $ 158,000 | $ 53,000 |
| Lake County Ohio | 1 | $ 22,000 | $ 22,000 | $ 143,000 |
| Stark County Ohio | 1 | $ 20,000 | $ 20,000 | $ 82,000 |
| Clackamas County Oregon | 1 | $ 396,000 | $ 396,000 | $ 246,000 |
| Jackson County Oregon | 1 | $ 200,000 | $ 200,000 | $ 78,000 |
| Multnomah County Oregon | 1 | $ 309,000 | $ 309,000 | $ 77,000 |
| Allegheny County Pennsylvania | 1 | $ 213,000 | $ 213,000 | $ 104,000 |
| Dauphin County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 156,000 |
| Erie County Pennsylvania | 1 | $ 266,000 | $ 266,000 | $ 82,000 |
| Greene County Pennsylvania | 1 | $ 28,000 | $ 28,000 | $ 44,000 |
| Lycoming County Pennsylvania | 1 | $ 3,000 | $ 3,000 | $ 86,000 |
| Perry County Pennsylvania | 1 | $ 174,000 | $ 174,000 | $ 143,000 |
| Pike County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Somerset County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 71,000 |
| Westmoreland County Pennsylvania | 1 | $ 664,000 | $ 664,000 | $ 293,000 |
| Toa Alta County Puerto Rico | 1 | $ 7,000 | $ 7,000 | $ 57,000 |
| Trujillo Alto County Puerto Rico | 1 | $ 14,000 | $ 14,000 | $ 48,000 |
| Aiken County South Carolina | 1 | $ 4,000 | $ 4,000 | $ 75,000 |
| Berkeley County South Carolina | 1 | $ 171,000 | $ 171,000 | $ 110,000 |
| Lancaster County South Carolina | 1 | $ 320,000 | $ 320,000 | $ 178,000 |
| Laurens County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 35,000 |
| Spartanburg County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Williamsburg County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 58,000 |
| Davidson County Tennessee | 1 | $ 270,000 | $ 270,000 | $ 130,000 |
| Johnson County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 122,000 |
| McMinn County Tennessee | 1 | $ 3,000 | $ 3,000 | $ 64,000 |
| Atascosa County Texas | 1 | $ 67,000 | $ 67,000 | $ 135,000 |
| Austin County Texas | 1 | $ 58,000 | $ 58,000 | $ 72,000 |
| Bell County Texas | 1 | $ 1,000 | $ 1,000 | $ 26,000 |
| Brazos County Texas | 1 | $ 36,000 | $ 36,000 | $ 49,000 |
| Burnet County Texas | 1 | $ 51,000 | $ 51,000 | $ 38,000 |
| Chambers County Texas | 1 | $ 113,000 | $ 113,000 | $ 144,000 |
| Cherokee County Texas | 1 | $ 52,000 | $ 52,000 | $ 21,000 |
| Colorado County Texas | 1 | $ 28,000 | $ 28,000 | $ 60,000 |
| Comanche County Texas | 1 | $ 91,000 | $ 91,000 | $ 173,000 |
| Dallam County Texas | 1 | $ 112,000 | $ 112,000 | $ 72,000 |
| Dallas County Texas | 1 | $ 8,000 | $ 8,000 | $ 113,000 |
| Falls County Texas | 1 | $ 44,000 | $ 44,000 | $ 35,000 |
| Freestone County Texas | 1 | $ 52,000 | $ 52,000 | $ 37,000 |
| Gaines County Texas | 1 | $ 64,000 | $ 64,000 | $ 86,000 |
| Galveston County Texas | 1 | $ 64,000 | $ 64,000 | $ 70,000 |
| Hidalgo County Texas | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Hopkins County Texas | 1 | $ 10,000 | $ 10,000 | $ 47,000 |
| Hudspeth County Texas | 1 | $ 34,000 | $ 34,000 | $ 54,000 |
| Jasper County Texas | 1 | $ 62,000 | $ 62,000 | $ 68,000 |
| Jefferson County Texas | 1 | $ 42,000 | $ 42,000 | $ 26,000 |
| Jim Wells County Texas | 1 | $ 28,000 | $ 28,000 | $ 127,000 |
| Johnson County Texas | 1 | $ 51,000 | $ 51,000 | $ 57,000 |
| Karnes County Texas | 1 | $ 77,000 | $ 77,000 | $ 88,000 |
| Kerr County Texas | 1 | $ 93,000 | $ 93,000 | $ 85,000 |
| Liberty County Texas | 1 | $ 48,000 | $ 48,000 | $ 62,000 |
| McLennan County Texas | 1 | $ 70,000 | $ 70,000 | $ 75,000 |
| Montgomery County Texas | 1 | $ 4,000 | $ 4,000 | $ 15,000 |
| Navarro County Texas | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Nueces County Texas | 1 | $ 51,000 | $ 51,000 | $ 50,000 |
| Orange County Texas | 1 | $ 63,000 | $ 63,000 | $ 99,000 |
| Rockwall County Texas | 1 | $ 300,000 | $ 300,000 | $ 170,000 |
| Taylor County Texas | 1 | $ 69,000 | $ 69,000 | $ 42,000 |
| Titus County Texas | 1 | $ 25,000 | $ 25,000 | $ 101,000 |
| Van Zandt County Texas | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Winkler County Texas | 1 | $ 46,000 | $ 46,000 | $ 42,000 |
| Salt Lake County Utah | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Summit County Utah | 1 | $ 267,000 | $ 267,000 | $ 267,000 |
| Caroline County Virginia | 1 | $ 251,000 | $ 251,000 | $ 107,000 |
| Chesterfield County Virginia | 1 | $ 6,000 | $ 6,000 | $ 99,000 |
| Fairfax City County Virginia | 1 | $ 360,000 | $ 360,000 | $ 93,000 |
| Fredericksburg County Virginia | 1 | $ 30,000 | $ 30,000 | $ 90,000 |
| Hanover County Virginia | 1 | $ 262,000 | $ 262,000 | $ 181,000 |
| James City County Virginia | 1 | $ 200,000 | $ 200,000 | $ 110,000 |
| King George County Virginia | 1 | $ 168,000 | $ 168,000 | $ 108,000 |
| Lancaster County Virginia | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Manassas County Virginia | 1 | $ 11,000 | $ 11,000 | $ 30,000 |
| Northumberland County Virginia | 1 | $ 227,000 | $ 227,000 | $ 236,000 |
| Richmond City County Virginia | 1 | $ 1,000 | $ 1,000 | $ 65,000 |
| Salem County Virginia | 1 | $ 5,000 | $ 5,000 | $ 73,000 |
| Suffolk County Virginia | 1 | $ 300,000 | $ 300,000 | $ 471,000 |
| Winchester County Virginia | 1 | $ 164,000 | $ 164,000 | $ 92,000 |
| Clark County Washington | 1 | $ 290,000 | $ 290,000 | $ 169,000 |
| King County Washington | 1 | $ 1,000 | $ 1,000 | $ 127,000 |
| Snohomish County Washington | 1 | $ 5,000 | $ 5,000 | $ 90,000 |
| Whatcom County Washington | 1 | $ 300,000 | $ 300,000 | $ 116,000 |
| Doddridge County West Virginia | 1 | $ 4,000 | $ 4,000 | $ 52,000 |
| Greenbrier County West Virginia | 1 | $ 3,000 | $ 3,000 | $ 52,000 |
| Hampshire County West Virginia | 1 | $ 128,000 | $ 128,000 | $ 120,000 |
| Marshall County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 159,000 |
| Putnam County West Virginia | 1 | $ 326,000 | $ 326,000 | $ 108,000 |
| Raleigh County West Virginia | 1 | $ 66,000 | $ 66,000 | $ 88,000 |
| Tucker County West Virginia | 1 | $ 184,000 | $ 184,000 | $ 233,000 |
| Upshur County West Virginia | 1 | $ 10,000 | $ 10,000 | $ 56,000 |
| Wood County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 171,000 |
| Wyoming County West Virginia | 1 | $ 3,000 | $ 3,000 | $ 49,000 |
| Juneau County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 117,000 |
| Ozaukee County Wisconsin | 1 | $ 5,000 | $ 5,000 | $ 65,000 |
| Washington County Wisconsin | 1 | $ 16,000 | $ 16,000 | $ 38,000 |
| Waukesha County Wisconsin | 1 | $ 201,000 | $ 201,000 | $ 59,000 |
| Big Horn County Wyoming | 1 | $ 4,000 | $ 4,000 | $ 129,000 |
Mortgage Loan Application Detail Totals for Justice Federal Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 608 | $132,935,000 | $218,000 | $860,000 | $116,000 | $2,916,000 |
| Home Improvement | 413 | $10,418,000 | $25,000 | $250,000 | $108,000 | $470,000 |
| Refinancing | 322 | $83,739,000 | $260,000 | $965,000 | $146,000 | $1,330,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 671 | $110,925,000 | $165,000 | $965,000 | $119,000 | $1,810,000 |
| Not Provided | 270 | $52,631,000 | $194,000 | $700,000 | $140,000 | $2,916,000 |
| Black or African American | 254 | $33,112,000 | $130,000 | $869,000 | $105,000 | $523,000 |
| Hispanic | 104 | $17,887,000 | $171,000 | $572,000 | $102,000 | $375,000 |
| Asian | 31 | $8,968,000 | $289,000 | $860,000 | $168,000 | $1,330,000 |
| American Indian or Alaskan Native | 11 | $3,068,000 | $278,000 | $800,000 | $120,000 | $263,000 |
| Native Hawaiin or Other Pacific Islander | 2 | $501,000 | $250,000 | $341,000 | $105,000 | $154,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,343 | $227,092,000 | $169,000 | $965,000 | $121,000 | $2,916,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 390 | $49,412,000 | $126,000 | $860,000 | $126,000 | $450,000 |
| Application Withdrawn By Applicant | 186 | $30,982,000 | $166,000 | $664,000 | $126,000 | $471,000 |
| Preapproval Approved but not Accepted | 160 | $49,043,000 | $306,000 | $800,000 | $149,000 | $1,810,000 |
| Preapproval Denied by Financial Institution | 159 | $35,244,000 | $221,000 | $700,000 | $110,000 | $2,916,000 |
| Application Denied By Financial Institution | 142 | $21,475,000 | $151,000 | $965,000 | $117,000 | $1,330,000 |
| Loan Purchased By The Institution | 138 | $8,895,000 | $64,000 | $192,000 | $64,000 | $173,000 |
| File Closed For Incompleteness | 108 | $13,408,000 | $124,000 | $550,000 | $118,000 | $316,000 |
| Application Approved But Not Accepted | 60 | $18,633,000 | $310,000 | $869,000 | $159,000 | $523,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 150 | $25,408,000 | $169,000 | $554,000 | $128,000 | $2,916,000 |
| Debt-To-Income Ratio | 94 | $21,835,000 | $232,000 | $965,000 | $92,000 | $280,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 32 | $6,607,000 | $206,000 | $495,000 | $94,000 | $198,000 |
| Other | 11 | $295,000 | $26,000 | $63,000 | $119,000 | $232,000 |
| Employment History | 5 | $1,144,000 | $228,000 | $495,000 | $103,000 | $241,000 |
| Collateral | 5 | $634,000 | $126,000 | $184,000 | $188,000 | $251,000 |
| Mortgage Insurance Denied | 2 | $398,000 | $199,000 | $298,000 | $102,000 | $140,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Justice Federal Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Justice Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.