Justice Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Justice Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Justice Federal Credit Union 5175 Parkstone Drive, Ste. 200 Chantilly, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,590 |
| Total Mortgage Loan Application Amount | $320,890,000 |
| Average Mortgage Loan Application Amount | $167,400 |
| Highest Mortgage Loan Application Amount | $1,275,000 |
| Average Applicant Income | $141,200 |
| Highest Applicant Income | $1,411,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Justice Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Justice Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Justice Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Justice Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Justice Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Justice Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 75 | $ 10,835,000 | $ 144,000 | $ 155,000 |
| Fairfax County Virginia | 52 | $ 9,690,000 | $ 186,000 | $ 191,000 |
| Loudoun County Virginia | 38 | $ 7,670,000 | $ 201,000 | $ 208,000 |
| Montgomery County Maryland | 31 | $ 6,275,000 | $ 202,000 | $ 223,000 |
| Prince William County Virginia | 31 | $ 5,205,000 | $ 167,000 | $ 149,000 |
| Los Angeles County California | 30 | $ 4,630,000 | $ 154,000 | $ 150,000 |
| District of Columbia County District Of Columbia | 25 | $ 5,535,000 | $ 221,000 | $ 194,000 |
| Stafford County Virginia | 25 | $ 3,605,000 | $ 144,000 | $ 166,000 |
| Anne Arundel County Maryland | 23 | $ 3,415,000 | $ 148,000 | $ 165,000 |
| Broward County Florida | 21 | $ 3,305,000 | $ 157,000 | $ 126,000 |
| Charles County Maryland | 21 | $ 2,665,000 | $ 126,000 | $ 143,000 |
| Harrison County West Virginia | 19 | $ 2,525,000 | $ 132,000 | $ 115,000 |
| Baltimore County Maryland | 15 | $ 2,965,000 | $ 197,000 | $ 143,000 |
| Marion County West Virginia | 15 | $ 1,555,000 | $ 103,000 | $ 85,000 |
| Riverside County California | 13 | $ 2,295,000 | $ 176,000 | $ 153,000 |
| Miami-Dade County Florida | 13 | $ 2,535,000 | $ 195,000 | $ 225,000 |
| Cook County Illinois | 12 | $ 2,180,000 | $ 181,000 | $ 211,000 |
| Harris County Texas | 12 | $ 2,850,000 | $ 237,000 | $ 132,000 |
| Alexandria County Virginia | 12 | $ 2,800,000 | $ 233,000 | $ 162,000 |
| San Diego County California | 11 | $ 2,185,000 | $ 198,000 | $ 177,000 |
| Tarrant County Texas | 11 | $ 1,955,000 | $ 177,000 | $ 168,000 |
| Arlington County Virginia | 11 | $ 1,835,000 | $ 166,000 | $ 219,000 |
| Spotsylvania County Virginia | 10 | $ 1,330,000 | $ 133,000 | $ 163,000 |
| Palm Beach County Florida | 9 | $ 1,515,000 | $ 168,000 | $ 229,000 |
| St. Johns County Florida | 8 | $ 960,000 | $ 120,000 | $ 218,000 |
| Frederick County Maryland | 8 | $ 1,330,000 | $ 166,000 | $ 303,000 |
| Manatee County Florida | 7 | $ 1,045,000 | $ 149,000 | $ 214,000 |
| Volusia County Florida | 7 | $ 735,000 | $ 105,000 | $ 147,000 |
| DeKalb County Georgia | 7 | $ 1,035,000 | $ 147,000 | $ 148,000 |
| Contra Costa County California | 6 | $ 1,390,000 | $ 231,000 | $ 181,000 |
| Pinellas County Florida | 6 | $ 890,000 | $ 148,000 | $ 81,000 |
| Polk County Florida | 6 | $ 450,000 | $ 75,000 | $ 53,000 |
| Baltimore City County Maryland | 6 | $ 1,670,000 | $ 278,000 | $ 140,000 |
| Calvert County Maryland | 6 | $ 1,440,000 | $ 240,000 | $ 172,000 |
| Buncombe County North Carolina | 6 | $ 1,300,000 | $ 216,000 | $ 137,000 |
| Denton County Texas | 6 | $ 1,180,000 | $ 196,000 | $ 166,000 |
| Berkeley County West Virginia | 6 | $ 1,420,000 | $ 236,000 | $ 144,000 |
| Monongalia County West Virginia | 6 | $ 1,390,000 | $ 231,000 | $ 117,000 |
| Fairfield County Connecticut | 5 | $ 365,000 | $ 73,000 | $ 215,000 |
| Brevard County Florida | 5 | $ 675,000 | $ 135,000 | $ 112,000 |
| Hillsborough County Florida | 5 | $ 705,000 | $ 141,000 | $ 116,000 |
| Orange County Florida | 5 | $ 1,435,000 | $ 287,000 | $ 147,000 |
| Bergen County New Jersey | 5 | $ 745,000 | $ 149,000 | $ 178,000 |
| Nassau County New York | 5 | $ 785,000 | $ 157,000 | $ 109,000 |
| Wake County North Carolina | 5 | $ 565,000 | $ 113,000 | $ 101,000 |
| Horry County South Carolina | 5 | $ 675,000 | $ 135,000 | $ 132,000 |
| Bowie County Texas | 5 | $ 625,000 | $ 125,000 | $ 0 |
| Hardin County Texas | 5 | $ 595,000 | $ 119,000 | $ 0 |
| Travis County Texas | 5 | $ 725,000 | $ 145,000 | $ 137,000 |
| Autauga County Alabama | 4 | $ 410,000 | $ 102,000 | $ 0 |
| Cullman County Alabama | 4 | $ 350,000 | $ 87,000 | $ 0 |
| San Bernardino County California | 4 | $ 530,000 | $ 132,000 | $ 120,000 |
| Duval County Florida | 4 | $ 700,000 | $ 175,000 | $ 120,000 |
| Leon County Florida | 4 | $ 440,000 | $ 110,000 | $ 137,000 |
| Carroll County Georgia | 4 | $ 490,000 | $ 122,000 | $ 116,000 |
| Cherokee County Georgia | 4 | $ 290,000 | $ 72,000 | $ 367,000 |
| Howard County Maryland | 4 | $ 690,000 | $ 172,000 | $ 209,000 |
| Queens County New York | 4 | $ 560,000 | $ 140,000 | $ 157,000 |
| Suffolk County New York | 4 | $ 780,000 | $ 195,000 | $ 126,000 |
| Brunswick County North Carolina | 4 | $ 440,000 | $ 110,000 | $ 162,000 |
| Bexar County Texas | 4 | $ 690,000 | $ 172,000 | $ 105,000 |
| Johnson County Texas | 4 | $ 300,000 | $ 75,000 | $ 72,000 |
| Montgomery County Texas | 4 | $ 740,000 | $ 185,000 | $ 139,000 |
| Chesterfield County Virginia | 4 | $ 1,160,000 | $ 290,000 | $ 129,000 |
| Fredericksburg County Virginia | 4 | $ 220,000 | $ 55,000 | $ 152,000 |
| Taylor County West Virginia | 4 | $ 360,000 | $ 90,000 | $ 135,000 |
| Bibb County Alabama | 3 | $ 395,000 | $ 131,000 | $ 0 |
| Chilton County Alabama | 3 | $ 275,000 | $ 91,000 | $ 0 |
| Limestone County Alabama | 3 | $ 835,000 | $ 278,000 | $ 117,000 |
| Madison County Alabama | 3 | $ 755,000 | $ 251,000 | $ 183,000 |
| Shelby County Alabama | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Tuscaloosa County Alabama | 3 | $ 315,000 | $ 105,000 | $ 0 |
| New Haven County Connecticut | 3 | $ 515,000 | $ 171,000 | $ 127,000 |
| Sussex County Delaware | 3 | $ 1,485,000 | $ 495,000 | $ 323,000 |
| Clay County Florida | 3 | $ 605,000 | $ 201,000 | $ 60,000 |
| Columbia County Florida | 3 | $ 505,000 | $ 168,000 | $ 0 |
| Suwannee County Florida | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Chatham County Georgia | 3 | $ 245,000 | $ 81,000 | $ 495,000 |
| Coweta County Georgia | 3 | $ 475,000 | $ 158,000 | $ 171,000 |
| Worcester County Massachusetts | 3 | $ 155,000 | $ 51,000 | $ 90,000 |
| Jones County Mississippi | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Hunterdon County New Jersey | 3 | $ 235,000 | $ 78,000 | $ 387,000 |
| Union County North Carolina | 3 | $ 145,000 | $ 48,000 | $ 106,000 |
| Cuyahoga County Ohio | 3 | $ 685,000 | $ 228,000 | $ 102,000 |
| Franklin County Ohio | 3 | $ 485,000 | $ 161,000 | $ 135,000 |
| Hamilton County Ohio | 3 | $ 445,000 | $ 148,000 | $ 159,000 |
| Delaware County Pennsylvania | 3 | $ 295,000 | $ 98,000 | $ 88,000 |
| Liberty County Texas | 3 | $ 545,000 | $ 181,000 | $ 0 |
| Wilson County Texas | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Clarke County Virginia | 3 | $ 315,000 | $ 105,000 | $ 170,000 |
| Fauquier County Virginia | 3 | $ 285,000 | $ 95,000 | $ 206,000 |
| Frederick County Virginia | 3 | $ 205,000 | $ 68,000 | $ 92,000 |
| Henrico County Virginia | 3 | $ 235,000 | $ 78,000 | $ 133,000 |
| King George County Virginia | 3 | $ 285,000 | $ 95,000 | $ 168,000 |
| Lancaster County Virginia | 3 | $ 575,000 | $ 191,000 | $ 168,000 |
| Louisa County Virginia | 3 | $ 595,000 | $ 198,000 | $ 122,000 |
| Warren County Virginia | 3 | $ 375,000 | $ 125,000 | $ 181,000 |
| Jefferson County West Virginia | 3 | $ 1,125,000 | $ 375,000 | $ 238,000 |
| Baldwin County Alabama | 2 | $ 270,000 | $ 135,000 | $ 128,000 |
| Cherokee County Alabama | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Clay County Alabama | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Cleburne County Alabama | 2 | $ 270,000 | $ 135,000 | $ 0 |
| DeKalb County Alabama | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Elmore County Alabama | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Mobile County Alabama | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Morgan County Alabama | 2 | $ 500,000 | $ 250,000 | $ 123,000 |
| St. Clair County Alabama | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Talladega County Alabama | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Fresno County California | 2 | $ 120,000 | $ 60,000 | $ 104,000 |
| Monterey County California | 2 | $ 340,000 | $ 170,000 | $ 176,000 |
| Orange County California | 2 | $ 280,000 | $ 140,000 | $ 150,000 |
| Solano County California | 2 | $ 360,000 | $ 180,000 | $ 179,000 |
| Hartford County Connecticut | 2 | $ 750,000 | $ 375,000 | $ 215,000 |
| Middlesex County Connecticut | 2 | $ 520,000 | $ 260,000 | $ 253,000 |
| Calhoun County Florida | 2 | $ 220,000 | $ 110,000 | $ 70,000 |
| Citrus County Florida | 2 | $ 240,000 | $ 120,000 | $ 85,000 |
| Hernando County Florida | 2 | $ 170,000 | $ 85,000 | $ 100,000 |
| Lake County Florida | 2 | $ 600,000 | $ 300,000 | $ 141,000 |
| Lee County Florida | 2 | $ 190,000 | $ 95,000 | $ 55,000 |
| Santa Rosa County Florida | 2 | $ 660,000 | $ 330,000 | $ 177,000 |
| St. Lucie County Florida | 2 | $ 130,000 | $ 65,000 | $ 94,000 |
| Butts County Georgia | 2 | $ 90,000 | $ 45,000 | $ 58,000 |
| Decatur County Georgia | 2 | $ 210,000 | $ 105,000 | $ 86,000 |
| Forsyth County Georgia | 2 | $ 80,000 | $ 40,000 | $ 161,000 |
| Fulton County Georgia | 2 | $ 380,000 | $ 190,000 | $ 81,000 |
| Greene County Georgia | 2 | $ 220,000 | $ 110,000 | $ 124,000 |
| Gwinnett County Georgia | 2 | $ 220,000 | $ 110,000 | $ 106,000 |
| Henry County Georgia | 2 | $ 130,000 | $ 65,000 | $ 52,000 |
| Monroe County Georgia | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| Paulding County Georgia | 2 | $ 260,000 | $ 130,000 | $ 117,000 |
| Rockdale County Georgia | 2 | $ 80,000 | $ 40,000 | $ 66,000 |
| DuPage County Illinois | 2 | $ 250,000 | $ 125,000 | $ 149,000 |
| Will County Illinois | 2 | $ 210,000 | $ 105,000 | $ 151,000 |
| Johnson County Kansas | 2 | $ 630,000 | $ 315,000 | $ 121,000 |
| East Baton Rouge County Louisiana | 2 | $ 470,000 | $ 235,000 | $ 92,000 |
| Lafourche County Louisiana | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Barnstable County Massachusetts | 2 | $ 360,000 | $ 180,000 | $ 356,000 |
| Jasper County Mississippi | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Lamar County Mississippi | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Atlantic County New Jersey | 2 | $ 310,000 | $ 155,000 | $ 128,000 |
| Burlington County New Jersey | 2 | $ 250,000 | $ 125,000 | $ 80,000 |
| Camden County New Jersey | 2 | $ 450,000 | $ 225,000 | $ 131,000 |
| Essex County New Jersey | 2 | $ 170,000 | $ 85,000 | $ 235,000 |
| Middlesex County New Jersey | 2 | $ 360,000 | $ 180,000 | $ 106,000 |
| Monmouth County New Jersey | 2 | $ 350,000 | $ 175,000 | $ 231,000 |
| Sussex County New Jersey | 2 | $ 970,000 | $ 485,000 | $ 300,000 |
| Union County New Jersey | 2 | $ 220,000 | $ 110,000 | $ 115,000 |
| Bronx County New York | 2 | $ 570,000 | $ 285,000 | $ 86,000 |
| Erie County New York | 2 | $ 430,000 | $ 215,000 | $ 124,000 |
| Kings County New York | 2 | $ 140,000 | $ 70,000 | $ 743,000 |
| Richmond County New York | 2 | $ 130,000 | $ 65,000 | $ 137,000 |
| Saratoga County New York | 2 | $ 170,000 | $ 85,000 | $ 119,000 |
| Steuben County New York | 2 | $ 180,000 | $ 90,000 | $ 146,000 |
| Westchester County New York | 2 | $ 370,000 | $ 185,000 | $ 229,000 |
| Durham County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 135,000 |
| Henderson County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 151,000 |
| Moore County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 135,000 |
| Clackamas County Oregon | 2 | $ 290,000 | $ 145,000 | $ 80,000 |
| Allegheny County Pennsylvania | 2 | $ 550,000 | $ 275,000 | $ 161,000 |
| Chester County Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 450,000 |
| Montgomery County Pennsylvania | 2 | $ 600,000 | $ 300,000 | $ 131,000 |
| Charleston County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 84,000 |
| Florence County South Carolina | 2 | $ 440,000 | $ 220,000 | $ 75,000 |
| Bell County Texas | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Brazoria County Texas | 2 | $ 30,000 | $ 15,000 | $ 90,000 |
| Cass County Texas | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Dallas County Texas | 2 | $ 90,000 | $ 45,000 | $ 63,000 |
| El Paso County Texas | 2 | $ 120,000 | $ 60,000 | $ 89,000 |
| Ellis County Texas | 2 | $ 260,000 | $ 130,000 | $ 150,000 |
| Fort Bend County Texas | 2 | $ 370,000 | $ 185,000 | $ 279,000 |
| Grimes County Texas | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Hunt County Texas | 2 | $ 250,000 | $ 125,000 | $ 0 |
| McLennan County Texas | 2 | $ 290,000 | $ 145,000 | $ 64,000 |
| Midland County Texas | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Nueces County Texas | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Panola County Texas | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Rusk County Texas | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Smith County Texas | 2 | $ 190,000 | $ 95,000 | $ 107,000 |
| Tyler County Texas | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Van Zandt County Texas | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Culpeper County Virginia | 2 | $ 410,000 | $ 205,000 | $ 219,000 |
| Hampton County Virginia | 2 | $ 210,000 | $ 105,000 | $ 120,000 |
| Hanover County Virginia | 2 | $ 110,000 | $ 55,000 | $ 123,000 |
| Lexington County Virginia | 2 | $ 90,000 | $ 45,000 | $ 337,000 |
| New Kent County Virginia | 2 | $ 340,000 | $ 170,000 | $ 115,000 |
| Gilmer County West Virginia | 2 | $ 180,000 | $ 90,000 | $ 77,000 |
| Lewis County West Virginia | 2 | $ 290,000 | $ 145,000 | $ 120,000 |
| Monroe County West Virginia | 2 | $ 250,000 | $ 125,000 | $ 105,000 |
| Upshur County West Virginia | 2 | $ 300,000 | $ 150,000 | $ 80,000 |
| Dallas County Alabama | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Etowah County Alabama | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Fayette County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Geneva County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Greene County Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lamar County Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lee County Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Walker County Alabama | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Washington County Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Winston County Alabama | 1 | $ 205,000 | $ 205,000 | $ 330,000 |
| Maricopa County Arizona | 1 | $ 255,000 | $ 255,000 | $ 121,000 |
| Crittenden County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 108,000 |
| Faulkner County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Marion County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 132,000 |
| St. Francis County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Union County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Alameda County California | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Kern County California | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Sacramento County California | 1 | $ 255,000 | $ 255,000 | $ 136,000 |
| San Joaquin County California | 1 | $ 85,000 | $ 85,000 | $ 120,000 |
| Santa Clara County California | 1 | $ 105,000 | $ 105,000 | $ 296,000 |
| Tulare County California | 1 | $ 55,000 | $ 55,000 | $ 123,000 |
| Ventura County California | 1 | $ 255,000 | $ 255,000 | $ 336,000 |
| Litchfield County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 99,000 |
| New London County Connecticut | 1 | $ 365,000 | $ 365,000 | $ 162,000 |
| New Castle County Delaware | 1 | $ 495,000 | $ 495,000 | $ 324,000 |
| Alachua County Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Bay County Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Collier County Florida | 1 | $ 205,000 | $ 205,000 | $ 236,000 |
| Dixie County Florida | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Escambia County Florida | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Gadsden County Florida | 1 | $ 65,000 | $ 65,000 | $ 172,000 |
| Jackson County Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Marion County Florida | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Martin County Florida | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Nassau County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Sarasota County Florida | 1 | $ 325,000 | $ 325,000 | $ 102,000 |
| Seminole County Florida | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Walton County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Ben Hill County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Bulloch County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Cobb County Georgia | 1 | $ 585,000 | $ 585,000 | $ 170,000 |
| Colquitt County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Columbia County Georgia | 1 | $ 165,000 | $ 165,000 | $ 130,000 |
| Dougherty County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Douglas County Georgia | 1 | $ 405,000 | $ 405,000 | $ 116,000 |
| Emanuel County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Fannin County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Fayette County Georgia | 1 | $ 15,000 | $ 15,000 | $ 117,000 |
| Gilmer County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Grady County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Habersham County Georgia | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Houston County Georgia | 1 | $ 205,000 | $ 205,000 | $ 260,000 |
| Jackson County Georgia | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Lamar County Georgia | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Mitchell County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Newton County Georgia | 1 | $ 115,000 | $ 115,000 | $ 147,000 |
| Polk County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Pulaski County Georgia | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Putnam County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Union County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Johnson County Illinois | 1 | $ 125,000 | $ 125,000 | $ 187,000 |
| McHenry County Illinois | 1 | $ 85,000 | $ 85,000 | $ 306,000 |
| Winnebago County Illinois | 1 | $ 45,000 | $ 45,000 | $ 107,000 |
| Clark County Indiana | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Lake County Indiana | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Black Hawk County Iowa | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Osage County Kansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Floyd County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Lawrence County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Calcasieu County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Grant County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Livingston County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Rapides County Louisiana | 1 | $ 515,000 | $ 515,000 | $ 275,000 |
| St. Helena County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Terrebonne County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Hancock County Maine | 1 | $ 295,000 | $ 295,000 | $ 93,000 |
| Carroll County Maryland | 1 | $ 495,000 | $ 495,000 | $ 151,000 |
| Harford County Maryland | 1 | $ 125,000 | $ 125,000 | $ 190,000 |
| Washington County Maryland | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Berkshire County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Hampshire County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Norfolk County Massachusetts | 1 | $ 435,000 | $ 435,000 | $ 168,000 |
| Plymouth County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Berrien County Michigan | 1 | $ 285,000 | $ 285,000 | $ 271,000 |
| Eaton County Michigan | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Isabella County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Wayne County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Clarke County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lauderdale County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Leake County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lee County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Neshoba County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Perry County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Pontotoc County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Prentiss County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Simpson County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Wayne County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Webster County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Yalobusha County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Greene County Missouri | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Jackson County Missouri | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Macon County Missouri | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| St. Louis City County Missouri | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Clark County Nevada | 1 | $ 415,000 | $ 415,000 | $ 72,000 |
| Cape May County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| Cumberland County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Hudson County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 123,000 |
| Morris County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Ocean County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 128,000 |
| Dutchess County New York | 1 | $ 185,000 | $ 185,000 | $ 174,000 |
| Niagara County New York | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Orange County New York | 1 | $ 25,000 | $ 25,000 | $ 132,000 |
| Oswego County New York | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Otsego County New York | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Sullivan County New York | 1 | $ 45,000 | $ 45,000 | $ 110,000 |
| Wayne County New York | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 151,000 |
| Cumberland County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Gaston County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Gates County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Granville County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 29,000 |
| Guilford County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 118,000 |
| Lincoln County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 118,000 |
| Mecklenburg County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
| Onslow County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Pender County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 98,000 |
| Pitt County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 149,000 |
| Scotland County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 157,000 |
| Transylvania County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Warren County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 164,000 |
| Greene County Ohio | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lucas County Ohio | 1 | $ 555,000 | $ 555,000 | $ 179,000 |
| Montgomery County Ohio | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| Atoka County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Choctaw County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 0 |
| McCurtain County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Pottawatomie County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Rogers County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Sequoyah County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jackson County Oregon | 1 | $ 415,000 | $ 415,000 | $ 111,000 |
| Bucks County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Butler County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Centre County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Clearfield County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| Fayette County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| Lackawanna County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 118,000 |
| Lancaster County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Monroe County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 136,000 |
| Pike County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Schuylkill County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| York County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 143,000 |
| Beaufort County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 200,000 |
| Darlington County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Dorchester County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 187,000 |
| Lexington County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Saluda County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Blount County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 36,000 |
| Marion County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Anderson County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Angelina County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Atascosa County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Bastrop County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Brazos County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Burleson County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Callahan County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Camp County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Collin County Texas | 1 | $ 105,000 | $ 105,000 | $ 240,000 |
| DeWitt County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Ector County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Erath County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Fannin County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Hays County Texas | 1 | $ 435,000 | $ 435,000 | $ 85,000 |
| Hidalgo County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hill County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hood County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Jefferson County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Kaufman County Texas | 1 | $ 75,000 | $ 75,000 | $ 138,000 |
| Kleberg County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lamb County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lavaca County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| McCulloch County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Medina County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Morris County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Nacogdoches County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Polk County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Shelby County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Trinity County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Walker County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Waller County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Ward County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Williamson County Texas | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| Wise County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Young County Texas | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Davis County Utah | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Fairfax City County Virginia | 1 | $ 55,000 | $ 55,000 | $ 158,000 |
| Fluvanna County Virginia | 1 | $ 45,000 | $ 45,000 | $ 152,000 |
| Manassas Park County Virginia | 1 | $ 255,000 | $ 255,000 | $ 138,000 |
| Mathews County Virginia | 1 | $ 105,000 | $ 105,000 | $ 136,000 |
| Orange County Virginia | 1 | $ 265,000 | $ 265,000 | $ 156,000 |
| Portsmouth County Virginia | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Prince George County Virginia | 1 | $ 105,000 | $ 105,000 | $ 193,000 |
| Roanoke City County Virginia | 1 | $ 435,000 | $ 435,000 | $ 246,000 |
| Russell County Virginia | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Shenandoah County Virginia | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| King County Washington | 1 | $ 615,000 | $ 615,000 | $ 221,000 |
| Whatcom County Washington | 1 | $ 605,000 | $ 605,000 | $ 160,000 |
| Barbour County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 112,000 |
| Braxton County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Hancock County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Preston County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 168,000 |
| Randolph County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 186,000 |
| Tucker County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Jefferson County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Polk County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 0 |
Mortgage Loan Application Detail Totals for Justice Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 808 | $224,550,000 | $277,000 | $1,275,000 | $138,000 | $1,023,000 |
| Home Improvement | 449 | $45,945,000 | $102,000 | $255,000 | $175,000 | $1,411,000 |
| Other Purpose | 185 | $15,865,000 | $85,000 | $255,000 | $155,000 | $1,200,000 |
| Refinancing | 142 | $33,710,000 | $237,000 | $955,000 | $144,000 | $1,116,000 |
| Cash-out Refinancing | 6 | $820,000 | $136,000 | $255,000 | $94,000 | $151,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 598 | $131,650,000 | $220,000 | $975,000 | $164,000 | $1,116,000 |
| Not Provided | 285 | $58,095,000 | $203,000 | $1,275,000 | $162,000 | $1,411,000 |
| Black or African American | 264 | $55,890,000 | $211,000 | $1,205,000 | $127,000 | $1,356,000 |
| Not applicable | 252 | $30,350,000 | $120,000 | $285,000 | $0 | $0 |
| Hispanic | 109 | $25,975,000 | $238,000 | $945,000 | $143,000 | $660,000 |
| Asian | 57 | $11,535,000 | $202,000 | $855,000 | $149,000 | $600,000 |
| American Indian or Alaskan Native | 12 | $3,790,000 | $315,000 | $805,000 | $132,000 | $246,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $845,000 | $281,000 | $385,000 | $130,000 | $206,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,590 | $320,890,000 | $201,000 | $1,275,000 | $153,000 | $1,411,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 605 | $109,275,000 | $180,000 | $1,275,000 | $164,000 | $1,116,000 |
| Preapproval Approved but not Accepted | 300 | $110,770,000 | $369,000 | $1,205,000 | $135,000 | $1,023,000 |
| Loan Purchased By The Institution | 252 | $30,350,000 | $120,000 | $285,000 | $0 | $0 |
| Application Withdrawn By Applicant | 219 | $22,345,000 | $102,000 | $545,000 | $177,000 | $1,411,000 |
| Application Denied By Financial Institution | 99 | $13,095,000 | $132,000 | $605,000 | $118,000 | $660,000 |
| Application Approved But Not Accepted | 73 | $23,415,000 | $320,000 | $955,000 | $141,000 | $370,000 |
| Preapproval Denied by Financial Institution | 41 | $11,525,000 | $281,000 | $605,000 | $102,000 | $675,000 |
| File Closed For Incompleteness | 1 | $115,000 | $115,000 | $115,000 | $162,000 | $162,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,450 | $296,270,000 | $204,000 | $1,275,000 | $158,000 | $1,411,000 |
| Credit History | 76 | $9,800,000 | $128,000 | $575,000 | $119,000 | $675,000 |
| Debt-To-Income Ratio | 49 | $11,595,000 | $236,000 | $605,000 | $94,000 | $268,000 |
| Collateral | 10 | $2,300,000 | $230,000 | $535,000 | $176,000 | $425,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $160,000 | $80,000 | $85,000 | $51,000 | $71,000 |
| Other | 1 | $255,000 | $255,000 | $255,000 | $182,000 | $182,000 |
| Unverifiable Information | 1 | $255,000 | $255,000 | $255,000 | $71,000 | $71,000 |
| Employment History | 1 | $255,000 | $255,000 | $255,000 | $52,000 | $52,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Justice Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Justice Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.