Keystone Funding, Inc Mortgage Lending & HMDA Data, 2023
In 2023, Keystone Funding, Inc of Dover, DE reported 2,559 mortgage applications totaling $944.7 million, up 2% from 2022. The average application was for $369,161, and applicants reported an average income of $137,895. 72% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Montgomery County-Bucks County-Chester County, PA (323), Philadelphia, PA (203) and Tampa-St. Petersburg-Clearwater, FL (163) (applications in parentheses).
| Mortgage Company & Address | Keystone Funding, Inc 519 S Red Haven Ln Dover, DE 19901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2018 |
| Total Number of Mortgage Applications | 2,559 |
| Total Mortgage Loan Application Amount | $944,685,000 |
| Average Mortgage Loan Application Amount | $369,161 |
| Highest Mortgage Loan Application Amount | $1,145,000 |
| Average Applicant Income | $137,895 |
| Highest Applicant Income | $1,386,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Keystone Funding, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Castle, Delaware | 138 | $ 45,340,000 | $ 328,550 | $ 119,000 |
| Montgomery, Pennsylvania | 121 | $ 45,125,000 | $ 372,933 | $ 157,000 |
| Chester, Pennsylvania | 114 | $ 46,540,000 | $ 408,245 | $ 162,000 |
| Philadelphia, Pennsylvania | 109 | $ 33,215,000 | $ 304,724 | $ 124,000 |
| Kent, Delaware | 95 | $ 27,615,000 | $ 290,684 | $ 96,000 |
| Delaware, Pennsylvania | 94 | $ 30,430,000 | $ 323,723 | $ 136,000 |
| Bucks, Pennsylvania | 88 | $ 35,090,000 | $ 398,750 | $ 164,000 |
| Hillsborough, Florida | 63 | $ 25,295,000 | $ 401,507 | $ 153,000 |
| Sussex, Delaware | 42 | $ 13,990,000 | $ 333,095 | $ 128,000 |
| Pasco, Florida | 39 | $ 12,415,000 | $ 318,333 | $ 100,000 |
| Anne Arundel, Maryland | 38 | $ 16,570,000 | $ 436,052 | $ 155,000 |
| Pinellas, Florida | 37 | $ 12,455,000 | $ 336,621 | $ 158,000 |
| Middlesex, New Jersey | 36 | $ 17,160,000 | $ 476,666 | $ 171,000 |
| Burlington, New Jersey | 33 | $ 11,035,000 | $ 334,393 | $ 161,000 |
| Bergen, New Jersey | 32 | $ 15,340,000 | $ 479,375 | $ 169,000 |
| Camden, New Jersey | 31 | $ 10,795,000 | $ 348,225 | $ 178,000 |
| Union, New Jersey | 31 | $ 13,995,000 | $ 451,451 | $ 151,000 |
| Essex, New Jersey | 29 | $ 14,375,000 | $ 495,689 | $ 162,000 |
| Worcester, Massachusetts | 28 | $ 9,950,000 | $ 355,357 | $ 107,000 |
| Hillsborough, New Hampshire | 28 | $ 11,050,000 | $ 394,642 | $ 140,000 |
| Lee, Alabama | 27 | $ 9,285,000 | $ 343,888 | $ 120,000 |
| Hampden, Massachusetts | 27 | $ 7,365,000 | $ 272,777 | $ 74,000 |
| Somerset, New Jersey | 25 | $ 12,345,000 | $ 493,800 | $ 157,000 |
| Hernando, Florida | 24 | $ 5,680,000 | $ 236,666 | $ 100,000 |
| Lee, Florida | 24 | $ 9,160,000 | $ 381,666 | $ 156,000 |
| Duval, Florida | 23 | $ 8,115,000 | $ 352,826 | $ 121,000 |
| Barnstable, Massachusetts | 23 | $ 8,825,000 | $ 383,695 | $ 117,000 |
| Rockingham, New Hampshire | 22 | $ 9,410,000 | $ 427,727 | $ 151,000 |
| Cumberland, Pennsylvania | 22 | $ 6,850,000 | $ 311,363 | $ 183,000 |
| Morris, New Jersey | 20 | $ 9,830,000 | $ 491,500 | $ 187,000 |
| Palm Beach, Florida | 19 | $ 8,795,000 | $ 462,894 | $ 153,000 |
| Plymouth, Massachusetts | 18 | $ 8,980,000 | $ 498,888 | $ 142,000 |
| Hudson, New Jersey | 18 | $ 9,220,000 | $ 512,222 | $ 159,000 |
| Prince George's, Maryland | 17 | $ 8,325,000 | $ 489,705 | $ 160,000 |
| Berks, Pennsylvania | 17 | $ 4,485,000 | $ 263,823 | $ 104,000 |
| Polk, Florida | 16 | $ 4,920,000 | $ 307,500 | $ 95,000 |
| Chambers, Alabama | 15 | $ 3,205,000 | $ 213,666 | $ 85,000 |
| Baltimore, Maryland | 14 | $ 4,960,000 | $ 354,285 | $ 125,000 |
| Ocean, New Jersey | 14 | $ 5,900,000 | $ 421,428 | $ 169,000 |
| Bexar, Texas | 14 | $ 4,150,000 | $ 296,428 | $ 103,000 |
| New Haven, Connecticut | 13 | $ 4,315,000 | $ 331,923 | $ 111,000 |
| Marion, Florida | 13 | $ 3,685,000 | $ 283,461 | $ 108,000 |
| St. Johns, Florida | 13 | $ 4,275,000 | $ 328,846 | $ 126,000 |
| Middlesex, Massachusetts | 13 | $ 6,075,000 | $ 467,307 | $ 143,000 |
| Prince William, Virginia | 13 | $ 6,365,000 | $ 489,615 | $ 174,000 |
| Clay, Florida | 12 | $ 4,460,000 | $ 371,666 | $ 101,000 |
| Sarasota, Florida | 12 | $ 3,620,000 | $ 301,666 | $ 108,000 |
| Mercer, New Jersey | 12 | $ 4,670,000 | $ 389,166 | $ 154,000 |
| Virginia Beach, Virginia | 12 | $ 4,160,000 | $ 346,666 | $ 96,000 |
| St. Lucie, Florida | 11 | $ 3,495,000 | $ 317,727 | $ 101,000 |
| Houston, Georgia | 11 | $ 2,725,000 | $ 247,727 | $ 79,000 |
| Bristol, Massachusetts | 11 | $ 4,385,000 | $ 398,636 | $ 105,000 |
| Merrimack, New Hampshire | 11 | $ 3,965,000 | $ 360,454 | $ 130,000 |
| Gloucester, New Jersey | 11 | $ 4,835,000 | $ 439,545 | $ 217,000 |
| Lancaster, Pennsylvania | 11 | $ 3,695,000 | $ 335,909 | $ 126,000 |
| Harris, Texas | 11 | $ 3,355,000 | $ 305,000 | $ 118,000 |
| Maricopa, Arizona | 10 | $ 4,940,000 | $ 494,000 | $ 192,000 |
| Litchfield, Connecticut | 10 | $ 3,120,000 | $ 312,000 | $ 101,000 |
| Norfolk, Massachusetts | 10 | $ 4,880,000 | $ 488,000 | $ 143,000 |
| Fairfax, Virginia | 10 | $ 5,400,000 | $ 540,000 | $ 190,000 |
| Adams, Colorado | 9 | $ 3,865,000 | $ 429,444 | $ 101,000 |
| Nassau, Florida | 9 | $ 3,405,000 | $ 378,333 | $ 145,000 |
| Gwinnett, Georgia | 9 | $ 3,525,000 | $ 391,666 | $ 131,000 |
| Howard, Maryland | 9 | $ 4,215,000 | $ 468,333 | $ 137,000 |
| Lehigh, Pennsylvania | 9 | $ 2,605,000 | $ 289,444 | $ 108,000 |
| Monroe, Pennsylvania | 9 | $ 2,535,000 | $ 281,666 | $ 164,000 |
| Northampton, Pennsylvania | 9 | $ 2,515,000 | $ 279,444 | $ 143,000 |
| Carroll, Maryland | 8 | $ 3,470,000 | $ 433,750 | $ 161,000 |
| Cecil, Maryland | 8 | $ 2,400,000 | $ 300,000 | $ 102,000 |
| Essex, Massachusetts | 8 | $ 4,480,000 | $ 560,000 | $ 150,000 |
| Hunterdon, New Jersey | 8 | $ 2,680,000 | $ 335,000 | $ 131,000 |
| Allegheny, Pennsylvania | 8 | $ 2,200,000 | $ 275,000 | $ 154,000 |
| Loudoun, Virginia | 8 | $ 5,650,000 | $ 706,250 | $ 183,000 |
| Los Angeles, California | 7 | $ 4,955,000 | $ 707,857 | $ 204,000 |
| Santa Clara, California | 7 | $ 4,845,000 | $ 692,142 | $ 238,000 |
| Fairfield, Connecticut | 7 | $ 2,815,000 | $ 402,142 | $ 151,000 |
| Collier, Florida | 7 | $ 3,015,000 | $ 430,714 | $ 167,000 |
| Manatee, Florida | 7 | $ 3,045,000 | $ 435,000 | $ 174,000 |
| Orange, Florida | 7 | $ 2,835,000 | $ 405,000 | $ 115,000 |
| Volusia, Florida | 7 | $ 2,505,000 | $ 357,857 | $ 138,000 |
| Baltimore City, Maryland | 7 | $ 1,745,000 | $ 249,285 | $ 98,000 |
| Cape May, New Jersey | 7 | $ 2,165,000 | $ 309,285 | $ 144,000 |
| Passaic, New Jersey | 7 | $ 3,315,000 | $ 473,571 | $ 128,000 |
| Harnett, North Carolina | 7 | $ 2,675,000 | $ 382,142 | $ 136,000 |
| Wake, North Carolina | 7 | $ 2,875,000 | $ 410,714 | $ 150,000 |
| Alameda, California | 6 | $ 3,000,000 | $ 500,000 | $ 155,000 |
| Arapahoe, Colorado | 6 | $ 2,710,000 | $ 451,666 | $ 159,000 |
| Broward, Florida | 6 | $ 2,250,000 | $ 375,000 | $ 131,000 |
| Lake, Florida | 6 | $ 2,360,000 | $ 393,333 | $ 108,000 |
| Suffolk, Massachusetts | 6 | $ 3,680,000 | $ 613,333 | $ 169,000 |
| Warren, New Jersey | 6 | $ 1,970,000 | $ 328,333 | $ 109,000 |
| Cumberland, North Carolina | 6 | $ 1,480,000 | $ 246,666 | $ 85,000 |
| Linn, Oregon | 6 | $ 2,080,000 | $ 346,666 | $ 97,000 |
| Washington, Oregon | 6 | $ 2,910,000 | $ 485,000 | $ 153,000 |
| San Joaquin, California | 5 | $ 2,285,000 | $ 457,000 | $ 132,000 |
| District of Columbia, District Of Columbia | 5 | $ 2,545,000 | $ 509,000 | $ 201,000 |
| Charlotte, Florida | 5 | $ 1,815,000 | $ 363,000 | $ 118,000 |
| Martin, Florida | 5 | $ 1,945,000 | $ 389,000 | $ 198,000 |
| Belknap, New Hampshire | 5 | $ 1,685,000 | $ 337,000 | $ 83,000 |
| Atlantic, New Jersey | 5 | $ 1,465,000 | $ 293,000 | $ 157,000 |
| Guilford, North Carolina | 5 | $ 1,285,000 | $ 257,000 | $ 77,000 |
| Johnston, North Carolina | 5 | $ 1,875,000 | $ 375,000 | $ 138,000 |
| Lackawanna, Pennsylvania | 5 | $ 745,000 | $ 149,000 | $ 75,000 |
| Luzerne, Pennsylvania | 5 | $ 1,135,000 | $ 227,000 | $ 107,000 |
| York, Pennsylvania | 5 | $ 1,555,000 | $ 311,000 | $ 183,000 |
| El Paso, Texas | 5 | $ 1,635,000 | $ 327,000 | $ 174,000 |
| Henrico, Virginia | 5 | $ 1,355,000 | $ 271,000 | $ 83,000 |
| Stafford, Virginia | 5 | $ 2,545,000 | $ 509,000 | $ 177,000 |
| Hartford, Connecticut | 4 | $ 1,290,000 | $ 322,500 | $ 116,000 |
| Flagler, Florida | 4 | $ 1,140,000 | $ 285,000 | $ 152,000 |
| Osceola, Florida | 4 | $ 1,440,000 | $ 360,000 | $ 145,000 |
| Clayton, Georgia | 4 | $ 1,020,000 | $ 255,000 | $ 95,000 |
| Fulton, Georgia | 4 | $ 1,530,000 | $ 382,500 | $ 139,000 |
| Harford, Maryland | 4 | $ 1,600,000 | $ 400,000 | $ 143,000 |
| Washington, Maryland | 4 | $ 1,040,000 | $ 260,000 | $ 87,000 |
| Wicomico, Maryland | 4 | $ 990,000 | $ 247,500 | $ 72,000 |
| Monmouth, New Jersey | 4 | $ 1,800,000 | $ 450,000 | $ 158,000 |
| Sussex, New Jersey | 4 | $ 1,130,000 | $ 282,500 | $ 89,000 |
| Currituck, North Carolina | 4 | $ 2,080,000 | $ 520,000 | $ 120,000 |
| Multnomah, Oregon | 4 | $ 1,550,000 | $ 387,500 | $ 125,000 |
| Schuylkill, Pennsylvania | 4 | $ 600,000 | $ 150,000 | $ 82,000 |
| Fort Bend, Texas | 4 | $ 1,870,000 | $ 467,500 | $ 130,000 |
| Tarrant, Texas | 4 | $ 1,330,000 | $ 332,500 | $ 102,000 |
| Randolph, Alabama | 3 | $ 575,000 | $ 191,666 | $ 61,000 |
| Stanislaus, California | 3 | $ 1,195,000 | $ 398,333 | $ 187,000 |
| Weld, Colorado | 3 | $ 1,385,000 | $ 461,666 | $ 131,000 |
| Brevard, Florida | 3 | $ 685,000 | $ 228,333 | $ 104,000 |
| Indian River, Florida | 3 | $ 975,000 | $ 325,000 | $ 95,000 |
| Miami-Dade, Florida | 3 | $ 1,145,000 | $ 381,666 | $ 184,000 |
| Coweta, Georgia | 3 | $ 1,065,000 | $ 355,000 | $ 90,000 |
| DeKalb, Georgia | 3 | $ 1,135,000 | $ 378,333 | $ 40,000 |
| Hall, Georgia | 3 | $ 1,695,000 | $ 565,000 | $ 412,000 |
| Jones, Georgia | 3 | $ 515,000 | $ 171,666 | $ 67,000 |
| Newton, Georgia | 3 | $ 1,065,000 | $ 355,000 | $ 91,000 |
| York, Maine | 3 | $ 1,045,000 | $ 348,333 | $ 123,000 |
| Calvert, Maryland | 3 | $ 1,305,000 | $ 435,000 | $ 170,000 |
| Caroline, Maryland | 3 | $ 785,000 | $ 261,666 | $ 93,000 |
| Charles, Maryland | 3 | $ 1,535,000 | $ 511,666 | $ 109,000 |
| Montgomery, Maryland | 3 | $ 1,615,000 | $ 538,333 | $ 145,000 |
| Franklin, Massachusetts | 3 | $ 825,000 | $ 275,000 | $ 90,000 |
| Cheshire, New Hampshire | 3 | $ 815,000 | $ 271,666 | $ 82,000 |
| Grafton, New Hampshire | 3 | $ 1,085,000 | $ 361,666 | $ 127,000 |
| Cumberland, New Jersey | 3 | $ 785,000 | $ 261,666 | $ 112,000 |
| Salem, New Jersey | 3 | $ 725,000 | $ 241,666 | $ 91,000 |
| Chatham, North Carolina | 3 | $ 685,000 | $ 228,333 | $ 103,000 |
| Durham, North Carolina | 3 | $ 775,000 | $ 258,333 | $ 93,000 |
| Lee, North Carolina | 3 | $ 845,000 | $ 281,666 | $ 101,000 |
| Pasquotank, North Carolina | 3 | $ 995,000 | $ 331,666 | $ 76,000 |
| Randolph, North Carolina | 3 | $ 585,000 | $ 195,000 | $ 73,000 |
| Marion, Oregon | 3 | $ 1,145,000 | $ 381,666 | $ 131,000 |
| Yamhill, Oregon | 3 | $ 1,095,000 | $ 365,000 | $ 80,000 |
| Wayne, Pennsylvania | 3 | $ 1,585,000 | $ 528,333 | $ 613,000 |
| Brazoria, Texas | 3 | $ 885,000 | $ 295,000 | $ 115,000 |
| Webb, Texas | 3 | $ 725,000 | $ 241,666 | $ 127,000 |
| Chesapeake, Virginia | 3 | $ 1,275,000 | $ 425,000 | $ 146,000 |
| Fauquier, Virginia | 3 | $ 1,905,000 | $ 635,000 | $ 178,000 |
| Manassas, Virginia | 3 | $ 1,445,000 | $ 481,666 | $ 162,000 |
| Spotsylvania, Virginia | 3 | $ 875,000 | $ 291,666 | $ 91,000 |
| Kitsap, Washington | 3 | $ 1,475,000 | $ 491,666 | $ 301,000 |
| Jefferson, Alabama | 2 | $ 500,000 | $ 250,000 | $ 113,000 |
| Tallapoosa, Alabama | 2 | $ 370,000 | $ 185,000 | $ 71,000 |
| Pinal, Arizona | 2 | $ 640,000 | $ 320,000 | $ 84,000 |
| Monterey, California | 2 | $ 1,180,000 | $ 590,000 | $ 199,000 |
| Orange, California | 2 | $ 1,870,000 | $ 935,000 | $ 257,000 |
| Riverside, California | 2 | $ 1,120,000 | $ 560,000 | $ 87,000 |
| San Diego, California | 2 | $ 630,000 | $ 315,000 | $ 140,000 |
| Boulder, Colorado | 2 | $ 1,070,000 | $ 535,000 | $ 137,000 |
| Denver, Colorado | 2 | $ 1,060,000 | $ 530,000 | $ 204,000 |
| Summit, Colorado | 2 | $ 1,540,000 | $ 770,000 | $ 348,000 |
| Alachua, Florida | 2 | $ 1,070,000 | $ 535,000 | $ 140,000 |
| Seminole, Florida | 2 | $ 1,060,000 | $ 530,000 | $ 193,000 |
| Sumter, Florida | 2 | $ 1,180,000 | $ 590,000 | $ 768,000 |
| Walton, Florida | 2 | $ 890,000 | $ 445,000 | $ 164,000 |
| Floyd, Georgia | 2 | $ 480,000 | $ 240,000 | $ 57,000 |
| Harris, Georgia | 2 | $ 700,000 | $ 350,000 | $ 126,000 |
| Henry, Georgia | 2 | $ 690,000 | $ 345,000 | $ 147,000 |
| Peach, Georgia | 2 | $ 610,000 | $ 305,000 | $ 93,000 |
| Ware, Georgia | 2 | $ 370,000 | $ 185,000 | $ 84,000 |
| White, Georgia | 2 | $ 430,000 | $ 215,000 | $ 64,000 |
| Dorchester, Maryland | 2 | $ 600,000 | $ 300,000 | $ 151,000 |
| Frederick, Maryland | 2 | $ 590,000 | $ 295,000 | $ 131,000 |
| Queen Anne's, Maryland | 2 | $ 970,000 | $ 485,000 | $ 244,000 |
| Talbot, Maryland | 2 | $ 610,000 | $ 305,000 | $ 105,000 |
| Hampshire, Massachusetts | 2 | $ 550,000 | $ 275,000 | $ 72,000 |
| Strafford, New Hampshire | 2 | $ 660,000 | $ 330,000 | $ 144,000 |
| Cabarrus, North Carolina | 2 | $ 940,000 | $ 470,000 | $ 149,000 |
| Carteret, North Carolina | 2 | $ 760,000 | $ 380,000 | $ 173,000 |
| Forsyth, North Carolina | 2 | $ 490,000 | $ 245,000 | $ 124,000 |
| Franklin, North Carolina | 2 | $ 910,000 | $ 455,000 | $ 129,000 |
| Moore, North Carolina | 2 | $ 780,000 | $ 390,000 | $ 152,000 |
| Rockingham, North Carolina | 2 | $ 280,000 | $ 140,000 | $ 47,000 |
| Northumberland, Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 96,000 |
| Pike, Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 233,000 |
| Tioga, Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 59,000 |
| Spartanburg, South Carolina | 2 | $ 580,000 | $ 290,000 | $ 74,000 |
| Atascosa, Texas | 2 | $ 570,000 | $ 285,000 | $ 104,000 |
| Bell, Texas | 2 | $ 590,000 | $ 295,000 | $ 146,000 |
| Dallas, Texas | 2 | $ 500,000 | $ 250,000 | $ 111,000 |
| Gregg, Texas | 2 | $ 440,000 | $ 220,000 | $ 108,000 |
| Johnson, Texas | 2 | $ 530,000 | $ 265,000 | $ 87,000 |
| Kaufman, Texas | 2 | $ 580,000 | $ 290,000 | $ 79,000 |
| Montgomery, Texas | 2 | $ 540,000 | $ 270,000 | $ 87,000 |
| Louisa, Virginia | 2 | $ 700,000 | $ 350,000 | $ 109,000 |
| Montgomery, Virginia | 2 | $ 540,000 | $ 270,000 | $ 75,000 |
| Orange, Virginia | 2 | $ 530,000 | $ 265,000 | $ 111,000 |
| Roanoke, Virginia | 2 | $ 420,000 | $ 210,000 | $ 81,000 |
| Roanoke City, Virginia | 2 | $ 240,000 | $ 120,000 | $ 108,000 |
| Suffolk, Virginia | 2 | $ 540,000 | $ 270,000 | $ 79,000 |
| Pierce, Washington | 2 | $ 840,000 | $ 420,000 | $ 136,000 |
| Baldwin, Alabama | 1 | $ 655,000 | $ 655,000 | $ 1,153,000 |
| Coffee, Alabama | 1 | $ 365,000 | $ 365,000 | $ 68,000 |
| Mobile, Alabama | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| Russell, Alabama | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Tuscaloosa, Alabama | 1 | $ 375,000 | $ 375,000 | $ 135,000 |
| Pima, Arizona | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Contra Costa, California | 1 | $ 525,000 | $ 525,000 | $ 104,000 |
| Lake, California | 1 | $ 265,000 | $ 265,000 | $ 53,000 |
| Placer, California | 1 | $ 535,000 | $ 535,000 | $ 144,000 |
| San Benito, California | 1 | $ 695,000 | $ 695,000 | $ 134,000 |
| San Francisco, California | 1 | $ 535,000 | $ 535,000 | $ 129,000 |
| San Mateo, California | 1 | $ 1,145,000 | $ 1,145,000 | $ 248,000 |
| Santa Cruz, California | 1 | $ 535,000 | $ 535,000 | $ 162,000 |
| Tulare, California | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Douglas, Colorado | 1 | $ 515,000 | $ 515,000 | $ 217,000 |
| El Paso, Colorado | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Elbert, Colorado | 1 | $ 445,000 | $ 445,000 | $ 209,000 |
| Garfield, Colorado | 1 | $ 555,000 | $ 555,000 | $ 123,000 |
| Jefferson, Colorado | 1 | $ 465,000 | $ 465,000 | $ 130,000 |
| Larimer, Colorado | 1 | $ 415,000 | $ 415,000 | $ 91,000 |
| Mesa, Colorado | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Morgan, Colorado | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Yuma, Colorado | 1 | $ 445,000 | $ 445,000 | $ 82,000 |
| New London, Connecticut | 1 | $ 435,000 | $ 435,000 | $ 160,000 |
| Tolland, Connecticut | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Baker, Florida | 1 | $ 365,000 | $ 365,000 | $ 108,000 |
| Bay, Florida | 1 | $ 255,000 | $ 255,000 | $ 311,000 |
| Bradford, Florida | 1 | $ 195,000 | $ 195,000 | $ 153,000 |
| Citrus, Florida | 1 | $ 295,000 | $ 295,000 | $ 155,000 |
| DeSoto, Florida | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Dixie, Florida | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Escambia, Florida | 1 | $ 275,000 | $ 275,000 | $ 126,000 |
| Gilchrist, Florida | 1 | $ 295,000 | $ 295,000 | $ 83,000 |
| Gulf, Florida | 1 | $ 245,000 | $ 245,000 | $ 394,000 |
| Hendry, Florida | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
| Jackson, Florida | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Monroe, Florida | 1 | $ 455,000 | $ 455,000 | $ 154,000 |
| Okaloosa, Florida | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Santa Rosa, Florida | 1 | $ 565,000 | $ 565,000 | $ 140,000 |
| Baldwin, Georgia | 1 | $ 635,000 | $ 635,000 | $ 135,000 |
| Bartow, Georgia | 1 | $ 305,000 | $ 305,000 | $ 58,000 |
| Bryan, Georgia | 1 | $ 545,000 | $ 545,000 | $ 178,000 |
| Carroll, Georgia | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Cherokee, Georgia | 1 | $ 385,000 | $ 385,000 | $ 128,000 |
| Cobb, Georgia | 1 | $ 335,000 | $ 335,000 | $ 149,000 |
| Jackson, Georgia | 1 | $ 385,000 | $ 385,000 | $ 112,000 |
| Lumpkin, Georgia | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Muscogee, Georgia | 1 | $ 235,000 | $ 235,000 | $ 187,000 |
| Polk, Georgia | 1 | $ 145,000 | $ 145,000 | $ 221,000 |
| Rockdale, Georgia | 1 | $ 445,000 | $ 445,000 | $ 190,000 |
| Stephens, Georgia | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Troup, Georgia | 1 | $ 135,000 | $ 135,000 | $ 99,000 |
| Upson, Georgia | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Walton, Georgia | 1 | $ 305,000 | $ 305,000 | $ 203,000 |
| Cumberland, Maine | 1 | $ 305,000 | $ 305,000 | $ 142,000 |
| Penobscot, Maine | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Garrett, Maryland | 1 | $ 355,000 | $ 355,000 | $ 231,000 |
| Somerset, Maryland | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| St. Mary's, Maryland | 1 | $ 415,000 | $ 415,000 | $ 126,000 |
| Dukes, Massachusetts | 1 | $ 555,000 | $ 555,000 | $ 129,000 |
| Carroll, New Hampshire | 1 | $ 475,000 | $ 475,000 | $ 101,000 |
| Coos, New Hampshire | 1 | $ 165,000 | $ 165,000 | $ 160,000 |
| Alamance, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Brunswick, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Davidson, North Carolina | 1 | $ 335,000 | $ 335,000 | $ 168,000 |
| Davie, North Carolina | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Gaston, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Greene, North Carolina | 1 | $ 355,000 | $ 355,000 | $ 82,000 |
| Hoke, North Carolina | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Mecklenburg, North Carolina | 1 | $ 725,000 | $ 725,000 | $ 220,000 |
| Person, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 144,000 |
| Scotland, North Carolina | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| Union, North Carolina | 1 | $ 365,000 | $ 365,000 | $ 180,000 |
| Carbon, Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 152,000 |
| Clinton, Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 199,000 |
| Dauphin, Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 172,000 |
| Franklin, Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Lebanon, Pennsylvania | 1 | $ 435,000 | $ 435,000 | $ 119,000 |
| Snyder, Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 130,000 |
| Kent, Rhode Island | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Beaufort, South Carolina | 1 | $ 875,000 | $ 875,000 | $ 207,000 |
| Greenville, South Carolina | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Horry, South Carolina | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| York, South Carolina | 1 | $ 385,000 | $ 385,000 | $ 131,000 |
| Comal, Texas | 1 | $ 555,000 | $ 555,000 | $ 175,000 |
| Denton, Texas | 1 | $ 555,000 | $ 555,000 | $ 207,000 |
| Ellis, Texas | 1 | $ 495,000 | $ 495,000 | $ 137,000 |
| Fannin, Texas | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Floyd, Texas | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Galveston, Texas | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Lubbock, Texas | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Medina, Texas | 1 | $ 375,000 | $ 375,000 | $ 79,000 |
| Milam, Texas | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Morris, Texas | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Parker, Texas | 1 | $ 395,000 | $ 395,000 | $ 182,000 |
| Travis, Texas | 1 | $ 495,000 | $ 495,000 | $ 105,000 |
| Alexandria, Virginia | 1 | $ 715,000 | $ 715,000 | $ 211,000 |
| Caroline, Virginia | 1 | $ 435,000 | $ 435,000 | $ 110,000 |
| Chesterfield, Virginia | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| Colonial Heights, Virginia | 1 | $ 315,000 | $ 315,000 | $ 73,000 |
| Culpeper, Virginia | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| Franklin City, Virginia | 1 | $ 395,000 | $ 395,000 | $ 98,000 |
| Frederick, Virginia | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Hampton, Virginia | 1 | $ 405,000 | $ 405,000 | $ 127,000 |
| King and Queen, Virginia | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| King George, Virginia | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Lunenburg, Virginia | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
| Norfolk, Virginia | 1 | $ 485,000 | $ 485,000 | $ 316,000 |
| Poquoson, Virginia | 1 | $ 365,000 | $ 365,000 | $ 102,000 |
| Portsmouth, Virginia | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Richmond City, Virginia | 1 | $ 395,000 | $ 395,000 | $ 137,000 |
| Rockingham, Virginia | 1 | $ 485,000 | $ 485,000 | $ 193,000 |
| Salem, Virginia | 1 | $ 285,000 | $ 285,000 | $ 127,000 |
| Shenandoah, Virginia | 1 | $ 275,000 | $ 275,000 | $ 52,000 |
| Warren, Virginia | 1 | $ 365,000 | $ 365,000 | $ 73,000 |
| King, Washington | 1 | $ 365,000 | $ 365,000 | $ 83,000 |
| Thurston, Washington | 1 | $ 685,000 | $ 685,000 | $ 159,000 |
Mortgage Loan Application Detail Totals for Keystone Funding, Inc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,382 | $884,340,000 | $371,000 | $1,105,000 | $138,000 | $1,386,000 |
| Cash-out Refinancing | 124 | $41,650,000 | $335,000 | $865,000 | $134,000 | $956,000 |
| Refinancing | 51 | $18,355,000 | $359,000 | $1,145,000 | $141,000 | $621,000 |
| Other Purpose | 2 | $340,000 | $170,000 | $255,000 | $176,000 | $297,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,302 | $473,530,000 | $363,000 | $1,105,000 | $141,000 | $930,000 |
| Not Provided | 505 | $197,955,000 | $391,000 | $1,145,000 | $139,000 | $1,153,000 |
| Black or African American | 298 | $104,500,000 | $350,000 | $795,000 | $116,000 | $1,104,000 |
| Hispanic | 272 | $98,530,000 | $362,000 | $735,000 | $120,000 | $956,000 |
| Asian | 150 | $57,970,000 | $386,000 | $965,000 | $173,000 | $1,386,000 |
| American Indian or Alaskan Native | 11 | $3,675,000 | $334,000 | $605,000 | $108,000 | $191,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $640,000 | $320,000 | $355,000 | $105,000 | $119,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,337 | $509,375,000 | $380,000 | $1,145,000 | $162,000 | $1,386,000 |
| FHA-insured (Federal Housing Administration) | 913 | $322,105,000 | $352,000 | $1,105,000 | $110,000 | $956,000 |
| VA-guaranteed (Veterans Administration) | 254 | $99,630,000 | $392,000 | $985,000 | $120,000 | $521,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 55 | $13,575,000 | $246,000 | $415,000 | $83,000 | $126,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,854 | $683,170,000 | $368,000 | $1,105,000 | $139,000 | $1,386,000 |
| Application Approved But Not Accepted | 366 | $134,730,000 | $368,000 | $1,045,000 | $138,000 | $1,104,000 |
| Application Withdrawn By Applicant | 207 | $81,765,000 | $395,000 | $1,035,000 | $146,000 | $676,000 |
| Application Denied By Financial Institution | 132 | $45,020,000 | $341,000 | $1,145,000 | $103,000 | $521,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,427 | $899,665,000 | $370,000 | $1,105,000 | $139,000 | $1,386,000 |
| Debt-To-Income Ratio | 58 | $19,830,000 | $341,000 | $695,000 | $90,000 | $297,000 |
| Collateral | 21 | $5,195,000 | $247,000 | $525,000 | $98,000 | $156,000 |
| Credit History | 18 | $6,500,000 | $361,000 | $765,000 | $143,000 | $521,000 |
| Employment History | 10 | $3,390,000 | $339,000 | $445,000 | $80,000 | $146,000 |
| Other | 9 | $4,065,000 | $451,000 | $1,145,000 | $119,000 | $248,000 |
| Unverifiable Information | 8 | $3,500,000 | $437,000 | $595,000 | $108,000 | $213,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,315,000 | $330,000 | $725,000 | $135,000 | $396,000 |
| Credit Application Incomplete | 1 | $225,000 | $225,000 | $225,000 | $61,000 | $61,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Keystone Funding, Inc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Keystone Funding, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About