Keystone Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Keystone Funding, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Keystone Funding, Inc. 519 S Red Haven Ln Dover, DE 19901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2018 |
| Total Number of Mortgage Applications | 2,559 |
| Total Mortgage Loan Application Amount | $944,685,000 |
| Average Mortgage Loan Application Amount | $308,750 |
| Highest Mortgage Loan Application Amount | $1,145,000 |
| Average Applicant Income | $147,250 |
| Highest Applicant Income | $1,386,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Keystone Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Keystone Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Keystone Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Keystone Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Keystone Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Keystone Funding, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Castle County Delaware | 138 | $ 45,340,000 | $ 328,000 | $ 119,000 |
| Montgomery County Pennsylvania | 121 | $ 45,125,000 | $ 372,000 | $ 157,000 |
| Chester County Pennsylvania | 114 | $ 46,540,000 | $ 408,000 | $ 162,000 |
| Philadelphia County Pennsylvania | 109 | $ 33,215,000 | $ 304,000 | $ 124,000 |
| Kent County Delaware | 95 | $ 27,615,000 | $ 290,000 | $ 96,000 |
| Delaware County Pennsylvania | 94 | $ 30,430,000 | $ 323,000 | $ 136,000 |
| Bucks County Pennsylvania | 88 | $ 35,090,000 | $ 398,000 | $ 164,000 |
| Hillsborough County Florida | 63 | $ 25,295,000 | $ 401,000 | $ 153,000 |
| Sussex County Delaware | 42 | $ 13,990,000 | $ 333,000 | $ 128,000 |
| Pasco County Florida | 39 | $ 12,415,000 | $ 318,000 | $ 100,000 |
| Anne Arundel County Maryland | 38 | $ 16,570,000 | $ 436,000 | $ 155,000 |
| Pinellas County Florida | 37 | $ 12,455,000 | $ 336,000 | $ 158,000 |
| Middlesex County New Jersey | 36 | $ 17,160,000 | $ 476,000 | $ 171,000 |
| Burlington County New Jersey | 33 | $ 11,035,000 | $ 334,000 | $ 161,000 |
| Bergen County New Jersey | 32 | $ 15,340,000 | $ 479,000 | $ 169,000 |
| Camden County New Jersey | 31 | $ 10,795,000 | $ 348,000 | $ 178,000 |
| Union County New Jersey | 31 | $ 13,995,000 | $ 451,000 | $ 151,000 |
| Essex County New Jersey | 29 | $ 14,375,000 | $ 495,000 | $ 162,000 |
| Worcester County Massachusetts | 28 | $ 9,950,000 | $ 355,000 | $ 107,000 |
| Hillsborough County New Hampshire | 28 | $ 11,050,000 | $ 394,000 | $ 140,000 |
| Lee County Alabama | 27 | $ 9,285,000 | $ 343,000 | $ 120,000 |
| Hampden County Massachusetts | 27 | $ 7,365,000 | $ 272,000 | $ 74,000 |
| Somerset County New Jersey | 25 | $ 12,345,000 | $ 493,000 | $ 157,000 |
| Hernando County Florida | 24 | $ 5,680,000 | $ 236,000 | $ 100,000 |
| Lee County Florida | 24 | $ 9,160,000 | $ 381,000 | $ 156,000 |
| Duval County Florida | 23 | $ 8,115,000 | $ 352,000 | $ 121,000 |
| Barnstable County Massachusetts | 23 | $ 8,825,000 | $ 383,000 | $ 117,000 |
| Rockingham County New Hampshire | 22 | $ 9,410,000 | $ 427,000 | $ 151,000 |
| Cumberland County Pennsylvania | 22 | $ 6,850,000 | $ 311,000 | $ 183,000 |
| Morris County New Jersey | 20 | $ 9,830,000 | $ 491,000 | $ 187,000 |
| Palm Beach County Florida | 19 | $ 8,795,000 | $ 462,000 | $ 153,000 |
| Plymouth County Massachusetts | 18 | $ 8,980,000 | $ 498,000 | $ 142,000 |
| Hudson County New Jersey | 18 | $ 9,220,000 | $ 512,000 | $ 159,000 |
| Prince George's County Maryland | 17 | $ 8,325,000 | $ 489,000 | $ 160,000 |
| Berks County Pennsylvania | 17 | $ 4,485,000 | $ 263,000 | $ 104,000 |
| Polk County Florida | 16 | $ 4,920,000 | $ 307,000 | $ 95,000 |
| Chambers County Alabama | 15 | $ 3,205,000 | $ 213,000 | $ 85,000 |
| Baltimore County Maryland | 14 | $ 4,960,000 | $ 354,000 | $ 125,000 |
| Ocean County New Jersey | 14 | $ 5,900,000 | $ 421,000 | $ 169,000 |
| Bexar County Texas | 14 | $ 4,150,000 | $ 296,000 | $ 103,000 |
| New Haven County Connecticut | 13 | $ 4,315,000 | $ 331,000 | $ 111,000 |
| Marion County Florida | 13 | $ 3,685,000 | $ 283,000 | $ 108,000 |
| St. Johns County Florida | 13 | $ 4,275,000 | $ 328,000 | $ 126,000 |
| Middlesex County Massachusetts | 13 | $ 6,075,000 | $ 467,000 | $ 143,000 |
| Prince William County Virginia | 13 | $ 6,365,000 | $ 489,000 | $ 174,000 |
| Clay County Florida | 12 | $ 4,460,000 | $ 371,000 | $ 101,000 |
| Sarasota County Florida | 12 | $ 3,620,000 | $ 301,000 | $ 108,000 |
| Mercer County New Jersey | 12 | $ 4,670,000 | $ 389,000 | $ 154,000 |
| Virginia Beach County Virginia | 12 | $ 4,160,000 | $ 346,000 | $ 96,000 |
| St. Lucie County Florida | 11 | $ 3,495,000 | $ 317,000 | $ 101,000 |
| Houston County Georgia | 11 | $ 2,725,000 | $ 247,000 | $ 79,000 |
| Bristol County Massachusetts | 11 | $ 4,385,000 | $ 398,000 | $ 105,000 |
| Merrimack County New Hampshire | 11 | $ 3,965,000 | $ 360,000 | $ 130,000 |
| Gloucester County New Jersey | 11 | $ 4,835,000 | $ 439,000 | $ 217,000 |
| Lancaster County Pennsylvania | 11 | $ 3,695,000 | $ 335,000 | $ 126,000 |
| Harris County Texas | 11 | $ 3,355,000 | $ 305,000 | $ 118,000 |
| Maricopa County Arizona | 10 | $ 4,940,000 | $ 494,000 | $ 192,000 |
| Litchfield County Connecticut | 10 | $ 3,120,000 | $ 312,000 | $ 101,000 |
| Norfolk County Massachusetts | 10 | $ 4,880,000 | $ 488,000 | $ 143,000 |
| Fairfax County Virginia | 10 | $ 5,400,000 | $ 540,000 | $ 190,000 |
| Adams County Colorado | 9 | $ 3,865,000 | $ 429,000 | $ 101,000 |
| Nassau County Florida | 9 | $ 3,405,000 | $ 378,000 | $ 145,000 |
| Gwinnett County Georgia | 9 | $ 3,525,000 | $ 391,000 | $ 131,000 |
| Howard County Maryland | 9 | $ 4,215,000 | $ 468,000 | $ 137,000 |
| Lehigh County Pennsylvania | 9 | $ 2,605,000 | $ 289,000 | $ 108,000 |
| Monroe County Pennsylvania | 9 | $ 2,535,000 | $ 281,000 | $ 164,000 |
| Northampton County Pennsylvania | 9 | $ 2,515,000 | $ 279,000 | $ 143,000 |
| Carroll County Maryland | 8 | $ 3,470,000 | $ 433,000 | $ 161,000 |
| Cecil County Maryland | 8 | $ 2,400,000 | $ 300,000 | $ 102,000 |
| Essex County Massachusetts | 8 | $ 4,480,000 | $ 560,000 | $ 150,000 |
| Hunterdon County New Jersey | 8 | $ 2,680,000 | $ 335,000 | $ 131,000 |
| Allegheny County Pennsylvania | 8 | $ 2,200,000 | $ 275,000 | $ 154,000 |
| Loudoun County Virginia | 8 | $ 5,650,000 | $ 706,000 | $ 183,000 |
| Los Angeles County California | 7 | $ 4,955,000 | $ 707,000 | $ 204,000 |
| Santa Clara County California | 7 | $ 4,845,000 | $ 692,000 | $ 238,000 |
| Fairfield County Connecticut | 7 | $ 2,815,000 | $ 402,000 | $ 151,000 |
| Collier County Florida | 7 | $ 3,015,000 | $ 430,000 | $ 167,000 |
| Manatee County Florida | 7 | $ 3,045,000 | $ 435,000 | $ 174,000 |
| Orange County Florida | 7 | $ 2,835,000 | $ 405,000 | $ 115,000 |
| Volusia County Florida | 7 | $ 2,505,000 | $ 357,000 | $ 138,000 |
| Baltimore City County Maryland | 7 | $ 1,745,000 | $ 249,000 | $ 98,000 |
| Cape May County New Jersey | 7 | $ 2,165,000 | $ 309,000 | $ 144,000 |
| Passaic County New Jersey | 7 | $ 3,315,000 | $ 473,000 | $ 128,000 |
| Harnett County North Carolina | 7 | $ 2,675,000 | $ 382,000 | $ 136,000 |
| Wake County North Carolina | 7 | $ 2,875,000 | $ 410,000 | $ 150,000 |
| Alameda County California | 6 | $ 3,000,000 | $ 500,000 | $ 155,000 |
| Arapahoe County Colorado | 6 | $ 2,710,000 | $ 451,000 | $ 159,000 |
| Broward County Florida | 6 | $ 2,250,000 | $ 375,000 | $ 131,000 |
| Lake County Florida | 6 | $ 2,360,000 | $ 393,000 | $ 108,000 |
| Suffolk County Massachusetts | 6 | $ 3,680,000 | $ 613,000 | $ 169,000 |
| Warren County New Jersey | 6 | $ 1,970,000 | $ 328,000 | $ 109,000 |
| Cumberland County North Carolina | 6 | $ 1,480,000 | $ 246,000 | $ 85,000 |
| Linn County Oregon | 6 | $ 2,080,000 | $ 346,000 | $ 97,000 |
| Washington County Oregon | 6 | $ 2,910,000 | $ 485,000 | $ 153,000 |
| San Joaquin County California | 5 | $ 2,285,000 | $ 457,000 | $ 132,000 |
| District of Columbia County District Of Columbia | 5 | $ 2,545,000 | $ 509,000 | $ 201,000 |
| Charlotte County Florida | 5 | $ 1,815,000 | $ 363,000 | $ 118,000 |
| Martin County Florida | 5 | $ 1,945,000 | $ 389,000 | $ 198,000 |
| Belknap County New Hampshire | 5 | $ 1,685,000 | $ 337,000 | $ 83,000 |
| Atlantic County New Jersey | 5 | $ 1,465,000 | $ 293,000 | $ 157,000 |
| Guilford County North Carolina | 5 | $ 1,285,000 | $ 257,000 | $ 77,000 |
| Johnston County North Carolina | 5 | $ 1,875,000 | $ 375,000 | $ 138,000 |
| Lackawanna County Pennsylvania | 5 | $ 745,000 | $ 149,000 | $ 75,000 |
| Luzerne County Pennsylvania | 5 | $ 1,135,000 | $ 227,000 | $ 107,000 |
| York County Pennsylvania | 5 | $ 1,555,000 | $ 311,000 | $ 183,000 |
| El Paso County Texas | 5 | $ 1,635,000 | $ 327,000 | $ 174,000 |
| Henrico County Virginia | 5 | $ 1,355,000 | $ 271,000 | $ 83,000 |
| Stafford County Virginia | 5 | $ 2,545,000 | $ 509,000 | $ 177,000 |
| Hartford County Connecticut | 4 | $ 1,290,000 | $ 322,000 | $ 116,000 |
| Flagler County Florida | 4 | $ 1,140,000 | $ 285,000 | $ 152,000 |
| Osceola County Florida | 4 | $ 1,440,000 | $ 360,000 | $ 145,000 |
| Clayton County Georgia | 4 | $ 1,020,000 | $ 255,000 | $ 95,000 |
| Fulton County Georgia | 4 | $ 1,530,000 | $ 382,000 | $ 139,000 |
| Harford County Maryland | 4 | $ 1,600,000 | $ 400,000 | $ 143,000 |
| Washington County Maryland | 4 | $ 1,040,000 | $ 260,000 | $ 87,000 |
| Wicomico County Maryland | 4 | $ 990,000 | $ 247,000 | $ 72,000 |
| Monmouth County New Jersey | 4 | $ 1,800,000 | $ 450,000 | $ 158,000 |
| Sussex County New Jersey | 4 | $ 1,130,000 | $ 282,000 | $ 89,000 |
| Currituck County North Carolina | 4 | $ 2,080,000 | $ 520,000 | $ 120,000 |
| Multnomah County Oregon | 4 | $ 1,550,000 | $ 387,000 | $ 125,000 |
| Schuylkill County Pennsylvania | 4 | $ 600,000 | $ 150,000 | $ 82,000 |
| Fort Bend County Texas | 4 | $ 1,870,000 | $ 467,000 | $ 130,000 |
| Tarrant County Texas | 4 | $ 1,330,000 | $ 332,000 | $ 102,000 |
| Randolph County Alabama | 3 | $ 575,000 | $ 191,000 | $ 61,000 |
| Stanislaus County California | 3 | $ 1,195,000 | $ 398,000 | $ 187,000 |
| Weld County Colorado | 3 | $ 1,385,000 | $ 461,000 | $ 131,000 |
| Brevard County Florida | 3 | $ 685,000 | $ 228,000 | $ 104,000 |
| Indian River County Florida | 3 | $ 975,000 | $ 325,000 | $ 95,000 |
| Miami-Dade County Florida | 3 | $ 1,145,000 | $ 381,000 | $ 184,000 |
| Coweta County Georgia | 3 | $ 1,065,000 | $ 355,000 | $ 90,000 |
| DeKalb County Georgia | 3 | $ 1,135,000 | $ 378,000 | $ 40,000 |
| Hall County Georgia | 3 | $ 1,695,000 | $ 565,000 | $ 412,000 |
| Jones County Georgia | 3 | $ 515,000 | $ 171,000 | $ 67,000 |
| Newton County Georgia | 3 | $ 1,065,000 | $ 355,000 | $ 91,000 |
| York County Maine | 3 | $ 1,045,000 | $ 348,000 | $ 123,000 |
| Calvert County Maryland | 3 | $ 1,305,000 | $ 435,000 | $ 170,000 |
| Caroline County Maryland | 3 | $ 785,000 | $ 261,000 | $ 93,000 |
| Charles County Maryland | 3 | $ 1,535,000 | $ 511,000 | $ 109,000 |
| Montgomery County Maryland | 3 | $ 1,615,000 | $ 538,000 | $ 145,000 |
| Franklin County Massachusetts | 3 | $ 825,000 | $ 275,000 | $ 90,000 |
| Cheshire County New Hampshire | 3 | $ 815,000 | $ 271,000 | $ 82,000 |
| Grafton County New Hampshire | 3 | $ 1,085,000 | $ 361,000 | $ 127,000 |
| Cumberland County New Jersey | 3 | $ 785,000 | $ 261,000 | $ 112,000 |
| Salem County New Jersey | 3 | $ 725,000 | $ 241,000 | $ 91,000 |
| Chatham County North Carolina | 3 | $ 685,000 | $ 228,000 | $ 103,000 |
| Durham County North Carolina | 3 | $ 775,000 | $ 258,000 | $ 93,000 |
| Lee County North Carolina | 3 | $ 845,000 | $ 281,000 | $ 101,000 |
| Pasquotank County North Carolina | 3 | $ 995,000 | $ 331,000 | $ 76,000 |
| Randolph County North Carolina | 3 | $ 585,000 | $ 195,000 | $ 73,000 |
| Marion County Oregon | 3 | $ 1,145,000 | $ 381,000 | $ 131,000 |
| Yamhill County Oregon | 3 | $ 1,095,000 | $ 365,000 | $ 80,000 |
| Wayne County Pennsylvania | 3 | $ 1,585,000 | $ 528,000 | $ 613,000 |
| Brazoria County Texas | 3 | $ 885,000 | $ 295,000 | $ 115,000 |
| Webb County Texas | 3 | $ 725,000 | $ 241,000 | $ 127,000 |
| Chesapeake County Virginia | 3 | $ 1,275,000 | $ 425,000 | $ 146,000 |
| Fauquier County Virginia | 3 | $ 1,905,000 | $ 635,000 | $ 178,000 |
| Manassas County Virginia | 3 | $ 1,445,000 | $ 481,000 | $ 162,000 |
| Spotsylvania County Virginia | 3 | $ 875,000 | $ 291,000 | $ 91,000 |
| Kitsap County Washington | 3 | $ 1,475,000 | $ 491,000 | $ 301,000 |
| Jefferson County Alabama | 2 | $ 500,000 | $ 250,000 | $ 113,000 |
| Tallapoosa County Alabama | 2 | $ 370,000 | $ 185,000 | $ 71,000 |
| Pinal County Arizona | 2 | $ 640,000 | $ 320,000 | $ 84,000 |
| Monterey County California | 2 | $ 1,180,000 | $ 590,000 | $ 199,000 |
| Orange County California | 2 | $ 1,870,000 | $ 935,000 | $ 257,000 |
| Riverside County California | 2 | $ 1,120,000 | $ 560,000 | $ 87,000 |
| San Diego County California | 2 | $ 630,000 | $ 315,000 | $ 140,000 |
| Boulder County Colorado | 2 | $ 1,070,000 | $ 535,000 | $ 137,000 |
| Denver County Colorado | 2 | $ 1,060,000 | $ 530,000 | $ 204,000 |
| Summit County Colorado | 2 | $ 1,540,000 | $ 770,000 | $ 348,000 |
| Alachua County Florida | 2 | $ 1,070,000 | $ 535,000 | $ 140,000 |
| Seminole County Florida | 2 | $ 1,060,000 | $ 530,000 | $ 193,000 |
| Sumter County Florida | 2 | $ 1,180,000 | $ 590,000 | $ 768,000 |
| Walton County Florida | 2 | $ 890,000 | $ 445,000 | $ 164,000 |
| Floyd County Georgia | 2 | $ 480,000 | $ 240,000 | $ 57,000 |
| Harris County Georgia | 2 | $ 700,000 | $ 350,000 | $ 126,000 |
| Henry County Georgia | 2 | $ 690,000 | $ 345,000 | $ 147,000 |
| Peach County Georgia | 2 | $ 610,000 | $ 305,000 | $ 93,000 |
| Ware County Georgia | 2 | $ 370,000 | $ 185,000 | $ 84,000 |
| White County Georgia | 2 | $ 430,000 | $ 215,000 | $ 64,000 |
| Dorchester County Maryland | 2 | $ 600,000 | $ 300,000 | $ 151,000 |
| Frederick County Maryland | 2 | $ 590,000 | $ 295,000 | $ 131,000 |
| Queen Anne's County Maryland | 2 | $ 970,000 | $ 485,000 | $ 244,000 |
| Talbot County Maryland | 2 | $ 610,000 | $ 305,000 | $ 105,000 |
| Hampshire County Massachusetts | 2 | $ 550,000 | $ 275,000 | $ 72,000 |
| Strafford County New Hampshire | 2 | $ 660,000 | $ 330,000 | $ 144,000 |
| Cabarrus County North Carolina | 2 | $ 940,000 | $ 470,000 | $ 149,000 |
| Carteret County North Carolina | 2 | $ 760,000 | $ 380,000 | $ 173,000 |
| Forsyth County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 124,000 |
| Franklin County North Carolina | 2 | $ 910,000 | $ 455,000 | $ 129,000 |
| Moore County North Carolina | 2 | $ 780,000 | $ 390,000 | $ 152,000 |
| Rockingham County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 47,000 |
| Northumberland County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 96,000 |
| Pike County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 233,000 |
| Tioga County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 59,000 |
| Spartanburg County South Carolina | 2 | $ 580,000 | $ 290,000 | $ 74,000 |
| Atascosa County Texas | 2 | $ 570,000 | $ 285,000 | $ 104,000 |
| Bell County Texas | 2 | $ 590,000 | $ 295,000 | $ 146,000 |
| Dallas County Texas | 2 | $ 500,000 | $ 250,000 | $ 111,000 |
| Gregg County Texas | 2 | $ 440,000 | $ 220,000 | $ 108,000 |
| Johnson County Texas | 2 | $ 530,000 | $ 265,000 | $ 87,000 |
| Kaufman County Texas | 2 | $ 580,000 | $ 290,000 | $ 79,000 |
| Montgomery County Texas | 2 | $ 540,000 | $ 270,000 | $ 87,000 |
| Louisa County Virginia | 2 | $ 700,000 | $ 350,000 | $ 109,000 |
| Montgomery County Virginia | 2 | $ 540,000 | $ 270,000 | $ 75,000 |
| Orange County Virginia | 2 | $ 530,000 | $ 265,000 | $ 111,000 |
| Roanoke County Virginia | 2 | $ 420,000 | $ 210,000 | $ 81,000 |
| Roanoke City County Virginia | 2 | $ 240,000 | $ 120,000 | $ 108,000 |
| Suffolk County Virginia | 2 | $ 540,000 | $ 270,000 | $ 79,000 |
| Pierce County Washington | 2 | $ 840,000 | $ 420,000 | $ 136,000 |
| Baldwin County Alabama | 1 | $ 655,000 | $ 655,000 | $ 1,153,000 |
| Coffee County Alabama | 1 | $ 365,000 | $ 365,000 | $ 68,000 |
| Mobile County Alabama | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| Russell County Alabama | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Tuscaloosa County Alabama | 1 | $ 375,000 | $ 375,000 | $ 135,000 |
| Pima County Arizona | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Contra Costa County California | 1 | $ 525,000 | $ 525,000 | $ 104,000 |
| Lake County California | 1 | $ 265,000 | $ 265,000 | $ 53,000 |
| Placer County California | 1 | $ 535,000 | $ 535,000 | $ 144,000 |
| San Benito County California | 1 | $ 695,000 | $ 695,000 | $ 134,000 |
| San Francisco County California | 1 | $ 535,000 | $ 535,000 | $ 129,000 |
| San Mateo County California | 1 | $ 1,145,000 | $ 1,145,000 | $ 248,000 |
| Santa Cruz County California | 1 | $ 535,000 | $ 535,000 | $ 162,000 |
| Tulare County California | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Douglas County Colorado | 1 | $ 515,000 | $ 515,000 | $ 217,000 |
| El Paso County Colorado | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Elbert County Colorado | 1 | $ 445,000 | $ 445,000 | $ 209,000 |
| Garfield County Colorado | 1 | $ 555,000 | $ 555,000 | $ 123,000 |
| Jefferson County Colorado | 1 | $ 465,000 | $ 465,000 | $ 130,000 |
| Larimer County Colorado | 1 | $ 415,000 | $ 415,000 | $ 91,000 |
| Mesa County Colorado | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Morgan County Colorado | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Yuma County Colorado | 1 | $ 445,000 | $ 445,000 | $ 82,000 |
| New London County Connecticut | 1 | $ 435,000 | $ 435,000 | $ 160,000 |
| Tolland County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Baker County Florida | 1 | $ 365,000 | $ 365,000 | $ 108,000 |
| Bay County Florida | 1 | $ 255,000 | $ 255,000 | $ 311,000 |
| Bradford County Florida | 1 | $ 195,000 | $ 195,000 | $ 153,000 |
| Citrus County Florida | 1 | $ 295,000 | $ 295,000 | $ 155,000 |
| DeSoto County Florida | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Dixie County Florida | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Escambia County Florida | 1 | $ 275,000 | $ 275,000 | $ 126,000 |
| Gilchrist County Florida | 1 | $ 295,000 | $ 295,000 | $ 83,000 |
| Gulf County Florida | 1 | $ 245,000 | $ 245,000 | $ 394,000 |
| Hendry County Florida | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
| Jackson County Florida | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Monroe County Florida | 1 | $ 455,000 | $ 455,000 | $ 154,000 |
| Okaloosa County Florida | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Santa Rosa County Florida | 1 | $ 565,000 | $ 565,000 | $ 140,000 |
| Baldwin County Georgia | 1 | $ 635,000 | $ 635,000 | $ 135,000 |
| Bartow County Georgia | 1 | $ 305,000 | $ 305,000 | $ 58,000 |
| Bryan County Georgia | 1 | $ 545,000 | $ 545,000 | $ 178,000 |
| Carroll County Georgia | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Cherokee County Georgia | 1 | $ 385,000 | $ 385,000 | $ 128,000 |
| Cobb County Georgia | 1 | $ 335,000 | $ 335,000 | $ 149,000 |
| Jackson County Georgia | 1 | $ 385,000 | $ 385,000 | $ 112,000 |
| Lumpkin County Georgia | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Muscogee County Georgia | 1 | $ 235,000 | $ 235,000 | $ 187,000 |
| Polk County Georgia | 1 | $ 145,000 | $ 145,000 | $ 221,000 |
| Rockdale County Georgia | 1 | $ 445,000 | $ 445,000 | $ 190,000 |
| Stephens County Georgia | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Troup County Georgia | 1 | $ 135,000 | $ 135,000 | $ 99,000 |
| Upson County Georgia | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Walton County Georgia | 1 | $ 305,000 | $ 305,000 | $ 203,000 |
| Cumberland County Maine | 1 | $ 305,000 | $ 305,000 | $ 142,000 |
| Penobscot County Maine | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Garrett County Maryland | 1 | $ 355,000 | $ 355,000 | $ 231,000 |
| Somerset County Maryland | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| St. Mary's County Maryland | 1 | $ 415,000 | $ 415,000 | $ 126,000 |
| Dukes County Massachusetts | 1 | $ 555,000 | $ 555,000 | $ 129,000 |
| Carroll County New Hampshire | 1 | $ 475,000 | $ 475,000 | $ 101,000 |
| Coos County New Hampshire | 1 | $ 165,000 | $ 165,000 | $ 160,000 |
| Alamance County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Brunswick County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Davidson County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 168,000 |
| Davie County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Gaston County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Greene County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 82,000 |
| Hoke County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Mecklenburg County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 220,000 |
| Person County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 144,000 |
| Scotland County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| Union County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 180,000 |
| Carbon County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 152,000 |
| Clinton County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 199,000 |
| Dauphin County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 172,000 |
| Franklin County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Lebanon County Pennsylvania | 1 | $ 435,000 | $ 435,000 | $ 119,000 |
| Snyder County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 130,000 |
| Kent County Rhode Island | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Beaufort County South Carolina | 1 | $ 875,000 | $ 875,000 | $ 207,000 |
| Greenville County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Horry County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| York County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 131,000 |
| Comal County Texas | 1 | $ 555,000 | $ 555,000 | $ 175,000 |
| Denton County Texas | 1 | $ 555,000 | $ 555,000 | $ 207,000 |
| Ellis County Texas | 1 | $ 495,000 | $ 495,000 | $ 137,000 |
| Fannin County Texas | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Floyd County Texas | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Galveston County Texas | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Lubbock County Texas | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Medina County Texas | 1 | $ 375,000 | $ 375,000 | $ 79,000 |
| Milam County Texas | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Morris County Texas | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Parker County Texas | 1 | $ 395,000 | $ 395,000 | $ 182,000 |
| Travis County Texas | 1 | $ 495,000 | $ 495,000 | $ 105,000 |
| Alexandria County Virginia | 1 | $ 715,000 | $ 715,000 | $ 211,000 |
| Caroline County Virginia | 1 | $ 435,000 | $ 435,000 | $ 110,000 |
| Chesterfield County Virginia | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| Colonial Heights County Virginia | 1 | $ 315,000 | $ 315,000 | $ 73,000 |
| Culpeper County Virginia | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| Franklin City County Virginia | 1 | $ 395,000 | $ 395,000 | $ 98,000 |
| Frederick County Virginia | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Hampton County Virginia | 1 | $ 405,000 | $ 405,000 | $ 127,000 |
| King and Queen County Virginia | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| King George County Virginia | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Lunenburg County Virginia | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
| Norfolk County Virginia | 1 | $ 485,000 | $ 485,000 | $ 316,000 |
| Poquoson County Virginia | 1 | $ 365,000 | $ 365,000 | $ 102,000 |
| Portsmouth County Virginia | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Richmond City County Virginia | 1 | $ 395,000 | $ 395,000 | $ 137,000 |
| Rockingham County Virginia | 1 | $ 485,000 | $ 485,000 | $ 193,000 |
| Salem County Virginia | 1 | $ 285,000 | $ 285,000 | $ 127,000 |
| Shenandoah County Virginia | 1 | $ 275,000 | $ 275,000 | $ 52,000 |
| Warren County Virginia | 1 | $ 365,000 | $ 365,000 | $ 73,000 |
| King County Washington | 1 | $ 365,000 | $ 365,000 | $ 83,000 |
| Thurston County Washington | 1 | $ 685,000 | $ 685,000 | $ 159,000 |
Mortgage Loan Application Detail Totals for Keystone Funding, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,382 | $884,340,000 | $371,000 | $1,105,000 | $138,000 | $1,386,000 |
| Cash-out Refinancing | 124 | $41,650,000 | $335,000 | $865,000 | $134,000 | $956,000 |
| Refinancing | 51 | $18,355,000 | $359,000 | $1,145,000 | $141,000 | $621,000 |
| Other Purpose | 2 | $340,000 | $170,000 | $255,000 | $176,000 | $297,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,302 | $473,530,000 | $363,000 | $1,105,000 | $141,000 | $930,000 |
| Not Provided | 505 | $197,955,000 | $391,000 | $1,145,000 | $139,000 | $1,153,000 |
| Black or African American | 298 | $104,500,000 | $350,000 | $795,000 | $116,000 | $1,104,000 |
| Hispanic | 272 | $98,530,000 | $362,000 | $735,000 | $120,000 | $956,000 |
| Asian | 150 | $57,970,000 | $386,000 | $965,000 | $173,000 | $1,386,000 |
| American Indian or Alaskan Native | 11 | $3,675,000 | $334,000 | $605,000 | $108,000 | $191,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $640,000 | $320,000 | $355,000 | $105,000 | $119,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,337 | $509,375,000 | $380,000 | $1,145,000 | $162,000 | $1,386,000 |
| FHA-insured (Federal Housing Administration) | 913 | $322,105,000 | $352,000 | $1,105,000 | $110,000 | $956,000 |
| VA-guaranteed (Veterans Administration) | 254 | $99,630,000 | $392,000 | $985,000 | $120,000 | $521,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 55 | $13,575,000 | $246,000 | $415,000 | $83,000 | $126,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,854 | $683,170,000 | $368,000 | $1,105,000 | $139,000 | $1,386,000 |
| Application Approved But Not Accepted | 366 | $134,730,000 | $368,000 | $1,045,000 | $138,000 | $1,104,000 |
| Application Withdrawn By Applicant | 207 | $81,765,000 | $395,000 | $1,035,000 | $146,000 | $676,000 |
| Application Denied By Financial Institution | 132 | $45,020,000 | $341,000 | $1,145,000 | $103,000 | $521,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,427 | $899,665,000 | $370,000 | $1,105,000 | $139,000 | $1,386,000 |
| Debt-To-Income Ratio | 58 | $19,830,000 | $341,000 | $695,000 | $90,000 | $297,000 |
| Collateral | 21 | $5,195,000 | $247,000 | $525,000 | $98,000 | $156,000 |
| Credit History | 18 | $6,500,000 | $361,000 | $765,000 | $143,000 | $521,000 |
| Employment History | 10 | $3,390,000 | $339,000 | $445,000 | $80,000 | $146,000 |
| Other | 9 | $4,065,000 | $451,000 | $1,145,000 | $119,000 | $248,000 |
| Unverifiable Information | 8 | $3,500,000 | $437,000 | $595,000 | $108,000 | $213,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,315,000 | $330,000 | $725,000 | $135,000 | $396,000 |
| Credit Application Incomplete | 1 | $225,000 | $225,000 | $225,000 | $61,000 | $61,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Keystone Funding, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Keystone Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.