Kinecta
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Kinecta 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Kinecta 1440 Rosecrans Ave Manhattan Beach, CA 90266 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,432 |
| Total Mortgage Loan Application Amount | $3,562,690,000 |
| Average Mortgage Loan Application Amount | $385,000 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $166,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Kinecta. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Kinecta's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Kinecta's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Kinecta serves its applicants.
Each category highlights the total number of mortgage applications processed by Kinecta, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Kinecta's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 3,285 | $ 1,360,051,000 | $ 414,000 | $ 172,000 |
| Orange County California | 2,157 | $ 964,394,000 | $ 447,000 | $ 196,000 |
| San Diego County California | 321 | $ 142,797,000 | $ 444,000 | $ 187,000 |
| Ventura County California | 236 | $ 99,129,000 | $ 420,000 | $ 147,000 |
| Contra Costa County California | 235 | $ 120,263,000 | $ 511,000 | $ 204,000 |
| Santa Clara County California | 197 | $ 111,721,000 | $ 567,000 | $ 182,000 |
| San Bernardino County California | 194 | $ 47,458,000 | $ 244,000 | $ 150,000 |
| Riverside County California | 173 | $ 50,441,000 | $ 291,000 | $ 143,000 |
| Alameda County California | 170 | $ 78,126,000 | $ 459,000 | $ 187,000 |
| Santa Barbara County California | 122 | $ 50,012,000 | $ 409,000 | $ 174,000 |
| San Mateo County California | 113 | $ 66,783,000 | $ 591,000 | $ 218,000 |
| San Francisco County California | 86 | $ 51,834,000 | $ 602,000 | $ 304,000 |
| Marin County California | 72 | $ 42,865,000 | $ 595,000 | $ 210,000 |
| Broward County Florida | 51 | $ 12,543,000 | $ 245,000 | $ 167,000 |
| Cook County Illinois | 40 | $ 11,006,000 | $ 275,000 | $ 118,000 |
| Sonoma County California | 31 | $ 13,281,000 | $ 428,000 | $ 218,000 |
| Lake County Illinois | 29 | $ 8,286,000 | $ 285,000 | $ 149,000 |
| DuPage County Illinois | 28 | $ 6,317,000 | $ 225,000 | $ 131,000 |
| Sacramento County California | 24 | $ 6,349,000 | $ 264,000 | $ 149,000 |
| Placer County California | 21 | $ 6,674,000 | $ 317,000 | $ 203,000 |
| San Luis Obispo County California | 16 | $ 7,052,000 | $ 440,000 | $ 162,000 |
| Kern County California | 15 | $ 4,422,000 | $ 294,000 | $ 100,000 |
| Worcester County Massachusetts | 15 | $ 3,760,000 | $ 250,000 | $ 112,000 |
| Mono County California | 14 | $ 5,742,000 | $ 410,000 | $ 355,000 |
| Palm Beach County Florida | 14 | $ 3,950,000 | $ 282,000 | $ 200,000 |
| Hennepin County Minnesota | 14 | $ 3,683,000 | $ 263,000 | $ 109,000 |
| Will County Illinois | 13 | $ 3,508,000 | $ 269,000 | $ 120,000 |
| El Dorado County California | 12 | $ 4,991,000 | $ 415,000 | $ 201,000 |
| Monterey County California | 10 | $ 8,624,000 | $ 862,000 | $ 324,000 |
| Miami-Dade County Florida | 9 | $ 2,672,000 | $ 296,000 | $ 146,000 |
| San Joaquin County California | 8 | $ 2,079,000 | $ 259,000 | $ 162,000 |
| Santa Cruz County California | 8 | $ 3,388,000 | $ 423,000 | $ 118,000 |
| Solano County California | 8 | $ 2,244,000 | $ 280,000 | $ 141,000 |
| McHenry County Illinois | 8 | $ 1,957,000 | $ 244,000 | $ 118,000 |
| Harris County Texas | 7 | $ 10,968,000 | $ 1,566,000 | $ 0 |
| King County Washington | 7 | $ 2,489,000 | $ 355,000 | $ 141,000 |
| Middlesex County Massachusetts | 6 | $ 1,452,000 | $ 242,000 | $ 149,000 |
| Humboldt County California | 5 | $ 1,136,000 | $ 227,000 | $ 123,000 |
| Napa County California | 5 | $ 2,744,000 | $ 548,000 | $ 143,000 |
| Nevada County California | 5 | $ 1,913,000 | $ 382,000 | $ 189,000 |
| Frederick County Maryland | 5 | $ 1,640,000 | $ 328,000 | $ 175,000 |
| Montgomery County Maryland | 5 | $ 1,949,000 | $ 389,000 | $ 144,000 |
| Fairfax County Virginia | 5 | $ 1,137,000 | $ 227,000 | $ 172,000 |
| Maricopa County Arizona | 4 | $ 1,331,000 | $ 332,000 | $ 131,000 |
| Butte County California | 4 | $ 708,000 | $ 177,000 | $ 79,000 |
| Calaveras County California | 4 | $ 1,296,000 | $ 324,000 | $ 187,000 |
| Fresno County California | 4 | $ 1,484,000 | $ 371,000 | $ 146,000 |
| Mendocino County California | 4 | $ 1,452,000 | $ 363,000 | $ 237,000 |
| Stanislaus County California | 4 | $ 1,980,000 | $ 495,000 | $ 180,000 |
| Mohave County Arizona | 3 | $ 530,000 | $ 176,000 | $ 99,000 |
| Tulare County California | 3 | $ 430,000 | $ 143,000 | $ 147,000 |
| Denver County Colorado | 3 | $ 759,000 | $ 253,000 | $ 104,000 |
| Monroe County Florida | 3 | $ 722,000 | $ 240,000 | $ 108,000 |
| Dakota County Minnesota | 3 | $ 497,000 | $ 165,000 | $ 88,000 |
| Scott County Minnesota | 3 | $ 853,000 | $ 284,000 | $ 120,000 |
| Clark County Nevada | 3 | $ 596,000 | $ 198,000 | $ 144,000 |
| Deschutes County Oregon | 3 | $ 1,018,000 | $ 339,000 | $ 308,000 |
| Loudoun County Virginia | 3 | $ 505,000 | $ 168,000 | $ 93,000 |
| Pima County Arizona | 2 | $ 710,000 | $ 355,000 | $ 90,000 |
| Madera County California | 2 | $ 820,000 | $ 410,000 | $ 214,000 |
| Siskiyou County California | 2 | $ 283,000 | $ 141,000 | $ 71,000 |
| Tuolumne County California | 2 | $ 496,000 | $ 248,000 | $ 110,000 |
| Arapahoe County Colorado | 2 | $ 341,000 | $ 170,000 | $ 97,000 |
| Boulder County Colorado | 2 | $ 762,000 | $ 381,000 | $ 250,000 |
| Jefferson County Colorado | 2 | $ 425,000 | $ 212,000 | $ 80,000 |
| District of Columbia County District Of Columbia | 2 | $ 833,000 | $ 416,000 | $ 156,000 |
| Prince George's County Maryland | 2 | $ 541,000 | $ 270,000 | $ 211,000 |
| Essex County Massachusetts | 2 | $ 373,000 | $ 186,000 | $ 61,000 |
| Clay County Minnesota | 2 | $ 187,000 | $ 93,000 | $ 79,000 |
| Ramsey County Minnesota | 2 | $ 551,000 | $ 275,000 | $ 105,000 |
| Washoe County Nevada | 2 | $ 290,000 | $ 145,000 | $ 70,000 |
| Lane County Oregon | 2 | $ 937,000 | $ 468,000 | $ 150,000 |
| Arlington County Virginia | 2 | $ 1,106,000 | $ 553,000 | $ 154,000 |
| Clark County Washington | 2 | $ 1,103,000 | $ 551,000 | $ 31,000 |
| Pierce County Washington | 2 | $ 3,462,000 | $ 1,731,000 | $ 132,000 |
| Snohomish County Washington | 2 | $ 525,000 | $ 262,000 | $ 69,000 |
| Santa Cruz County Arizona | 1 | $ 236,000 | $ 236,000 | $ 148,000 |
| Amador County California | 1 | $ 110,000 | $ 110,000 | $ 34,000 |
| Imperial County California | 1 | $ 64,000 | $ 64,000 | $ 19,000 |
| Inyo County California | 1 | $ 470,000 | $ 470,000 | $ 674,000 |
| Mariposa County California | 1 | $ 417,000 | $ 417,000 | $ 165,000 |
| Merced County California | 1 | $ 140,000 | $ 140,000 | $ 5,000 |
| Shasta County California | 1 | $ 164,000 | $ 164,000 | $ 157,000 |
| Yolo County California | 1 | $ 147,000 | $ 147,000 | $ 112,000 |
| Yuba County California | 1 | $ 244,000 | $ 244,000 | $ 103,000 |
| Douglas County Colorado | 1 | $ 676,000 | $ 676,000 | $ 90,000 |
| El Paso County Colorado | 1 | $ 300,000 | $ 300,000 | $ 68,000 |
| Larimer County Colorado | 1 | $ 202,000 | $ 202,000 | $ 65,000 |
| Pitkin County Colorado | 1 | $ 730,000 | $ 730,000 | $ 414,000 |
| San Miguel County Colorado | 1 | $ 311,000 | $ 311,000 | $ 90,000 |
| Weld County Colorado | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Brevard County Florida | 1 | $ 72,000 | $ 72,000 | $ 48,000 |
| Charlotte County Florida | 1 | $ 170,000 | $ 170,000 | $ 119,000 |
| Sarasota County Florida | 1 | $ 406,000 | $ 406,000 | $ 167,000 |
| Wakulla County Florida | 1 | $ 183,000 | $ 183,000 | $ 190,000 |
| Kauai County Hawaii | 1 | $ 1,300,000 | $ 1,300,000 | $ 654,000 |
| Kane County Illinois | 1 | $ 217,000 | $ 217,000 | $ 93,000 |
| Kendall County Illinois | 1 | $ 243,000 | $ 243,000 | $ 92,000 |
| McLean County Illinois | 1 | $ 160,000 | $ 160,000 | $ 92,000 |
| Lake County Indiana | 1 | $ 153,000 | $ 153,000 | $ 62,000 |
| Hampden County Massachusetts | 1 | $ 260,000 | $ 260,000 | $ 74,000 |
| Suffolk County Massachusetts | 1 | $ 220,000 | $ 220,000 | $ 70,000 |
| Berrien County Michigan | 1 | $ 798,000 | $ 798,000 | $ 350,000 |
| Washtenaw County Michigan | 1 | $ 244,000 | $ 244,000 | $ 137,000 |
| Anoka County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 97,000 |
| Benton County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 88,000 |
| Carver County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 250,000 |
| Le Sueur County Minnesota | 1 | $ 216,000 | $ 216,000 | $ 38,000 |
| Wright County Minnesota | 1 | $ 164,000 | $ 164,000 | $ 71,000 |
| Jefferson County Missouri | 1 | $ 228,000 | $ 228,000 | $ 87,000 |
| Grafton County New Hampshire | 1 | $ 216,000 | $ 216,000 | $ 57,000 |
| Knox County Ohio | 1 | $ 155,000 | $ 155,000 | $ 139,000 |
| Oklahoma County Oklahoma | 1 | $ 261,000 | $ 261,000 | $ 78,000 |
| Jackson County Oregon | 1 | $ 100,000 | $ 100,000 | $ 206,000 |
| Tillamook County Oregon | 1 | $ 122,000 | $ 122,000 | $ 63,000 |
| Washington County Oregon | 1 | $ 3,010,000 | $ 3,010,000 | $ 0 |
| Minnehaha County South Dakota | 1 | $ 114,000 | $ 114,000 | $ 26,000 |
| Jefferson County Texas | 1 | $ 2,663,000 | $ 2,663,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 820,000 | $ 820,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 250,000 | $ 250,000 | $ 108,000 |
| Frederick County Virginia | 1 | $ 207,000 | $ 207,000 | $ 145,000 |
| Prince William County Virginia | 1 | $ 135,000 | $ 135,000 | $ 150,000 |
| Lewis County Washington | 1 | $ 387,000 | $ 387,000 | $ 112,000 |
| St. Croix County Wisconsin | 1 | $ 301,000 | $ 301,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for Kinecta in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,487 | $2,706,692,000 | $417,000 | $5,000,000 | $175,000 | $9,999,000 |
| Home Purchase | 1,882 | $837,474,000 | $444,000 | $3,500,000 | $179,000 | $9,999,000 |
| Home Improvement | 63 | $18,524,000 | $294,000 | $728,000 | $145,000 | $1,217,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,959 | $2,168,710,000 | $437,000 | $4,000,000 | $193,000 | $9,999,000 |
| Not Provided | 1,869 | $778,898,000 | $416,000 | $3,010,000 | $164,000 | $1,541,000 |
| Asian | 849 | $333,492,000 | $392,000 | $1,830,000 | $154,000 | $1,101,000 |
| Hispanic | 519 | $167,028,000 | $321,000 | $1,615,000 | $121,000 | $1,851,000 |
| Black or African American | 171 | $51,094,000 | $298,000 | $1,058,000 | $109,000 | $572,000 |
| Native Hawaiian or Other Pacific Islander | 32 | $12,916,000 | $403,000 | $1,960,000 | $143,000 | $1,080,000 |
| Not applicable | 23 | $46,504,000 | $2,021,000 | $5,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 10 | $4,048,000 | $404,000 | $625,000 | $167,000 | $356,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,386 | $3,546,833,000 | $422,000 | $5,000,000 | $176,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 46 | $15,857,000 | $344,000 | $730,000 | $78,000 | $201,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,968 | $2,469,688,000 | $413,000 | $3,500,000 | $184,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,113 | $528,624,000 | $474,000 | $4,000,000 | $159,000 | $1,948,000 |
| Application Withdrawn By Applicant | 701 | $295,072,000 | $420,000 | $5,000,000 | $169,000 | $4,496,000 |
| Preapproval Denied by Financial Institution | 498 | $182,166,000 | $365,000 | $1,680,000 | $115,000 | $502,000 |
| Application Approved But Not Accepted | 136 | $65,313,000 | $480,000 | $3,500,000 | $233,000 | $9,999,000 |
| File Closed For Incompleteness | 16 | $21,827,000 | $1,364,000 | $4,700,000 | $80,000 | $393,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 435 | $170,537,000 | $392,000 | $3,500,000 | $137,000 | $1,091,000 |
| Debt-To-Income Ratio | 375 | $179,615,000 | $478,000 | $3,500,000 | $120,000 | $990,000 |
| Unverifiable Information | 297 | $119,968,000 | $403,000 | $2,800,000 | $141,000 | $1,031,000 |
| Collateral | 235 | $101,659,000 | $432,000 | $2,435,000 | $190,000 | $1,541,000 |
| Other | 108 | $52,206,000 | $483,000 | $4,000,000 | $216,000 | $1,948,000 |
| Credit History | 86 | $35,342,000 | $410,000 | $3,120,000 | $137,000 | $790,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $11,685,000 | $486,000 | $2,520,000 | $163,000 | $622,000 |
| Employment History | 20 | $8,358,000 | $417,000 | $1,159,000 | $118,000 | $437,000 |
| Mortgage Insurance Denied | 16 | $5,877,000 | $367,000 | $698,000 | $129,000 | $221,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Kinecta's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Kinecta's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.