Kleinbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Kleinbank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Kleinbank 301 Chestnut St Chaska, MN 55318 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,056 |
| Total Mortgage Loan Application Amount | $507,009,000 |
| Average Mortgage Loan Application Amount | $165,482 |
| Highest Mortgage Loan Application Amount | $4,500,000 |
| Average Applicant Income | $106,862 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Kleinbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Kleinbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Kleinbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Kleinbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Kleinbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Kleinbank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 370 | $ 86,159,000 | $ 232,000 | $ 116,000 |
| Carver County Minnesota | 332 | $ 57,058,000 | $ 171,000 | $ 71,000 |
| Wright County Minnesota | 317 | $ 48,414,000 | $ 152,000 | $ 66,000 |
| Stearns County Minnesota | 182 | $ 26,053,000 | $ 143,000 | $ 97,000 |
| Larimer County Colorado | 170 | $ 31,366,000 | $ 184,000 | $ 79,000 |
| Anoka County Minnesota | 147 | $ 26,274,000 | $ 178,000 | $ 92,000 |
| Ramsey County Minnesota | 136 | $ 22,939,000 | $ 168,000 | $ 78,000 |
| Scott County Minnesota | 111 | $ 19,205,000 | $ 173,000 | $ 84,000 |
| Sherburne County Minnesota | 111 | $ 17,721,000 | $ 159,000 | $ 57,000 |
| St. Louis County Minnesota | 111 | $ 14,210,000 | $ 128,000 | $ 61,000 |
| Dakota County Minnesota | 101 | $ 17,341,000 | $ 171,000 | $ 60,000 |
| Chippewa County Minnesota | 66 | $ 3,161,000 | $ 47,000 | $ 50,000 |
| Washington County Minnesota | 66 | $ 11,449,000 | $ 173,000 | $ 70,000 |
| Carlton County Minnesota | 59 | $ 7,900,000 | $ 133,000 | $ 51,000 |
| McLeod County Minnesota | 48 | $ 5,957,000 | $ 124,000 | $ 60,000 |
| Otter Tail County Minnesota | 41 | $ 3,215,000 | $ 78,000 | $ 47,000 |
| Lac qui Parle County Minnesota | 38 | $ 1,232,000 | $ 32,000 | $ 52,000 |
| Isanti County Minnesota | 36 | $ 5,963,000 | $ 165,000 | $ 65,000 |
| Weld County Colorado | 31 | $ 5,769,000 | $ 186,000 | $ 65,000 |
| Sibley County Minnesota | 30 | $ 3,748,000 | $ 124,000 | $ 48,000 |
| Meeker County Minnesota | 29 | $ 5,057,000 | $ 174,000 | $ 60,000 |
| Crow Wing County Minnesota | 28 | $ 5,249,000 | $ 187,000 | $ 105,000 |
| Todd County Minnesota | 23 | $ 3,832,000 | $ 166,000 | $ 60,000 |
| Chisago County Minnesota | 22 | $ 4,465,000 | $ 202,000 | $ 101,000 |
| Le Sueur County Minnesota | 21 | $ 3,520,000 | $ 167,000 | $ 87,000 |
| Pine County Minnesota | 21 | $ 3,611,000 | $ 171,000 | $ 72,000 |
| Rice County Minnesota | 18 | $ 4,164,000 | $ 231,000 | $ 99,000 |
| Ward County North Dakota | 18 | $ 1,755,000 | $ 97,000 | $ 59,000 |
| Aitkin County Minnesota | 15 | $ 3,355,000 | $ 223,000 | $ 167,000 |
| Olmsted County Minnesota | 13 | $ 2,138,000 | $ 164,000 | $ 61,000 |
| Lake County Minnesota | 12 | $ 1,436,000 | $ 119,000 | $ 31,000 |
| Mille Lacs County Minnesota | 12 | $ 2,073,000 | $ 172,000 | $ 65,000 |
| Lyon County Minnesota | 11 | $ 801,000 | $ 72,000 | $ 57,000 |
| Stevens County Minnesota | 11 | $ 1,319,000 | $ 119,000 | $ 94,000 |
| St. Croix County Wisconsin | 11 | $ 1,854,000 | $ 168,000 | $ 57,000 |
| Blue Earth County Minnesota | 10 | $ 1,093,000 | $ 109,000 | $ 27,000 |
| Itasca County Minnesota | 10 | $ 1,623,000 | $ 162,000 | $ 71,000 |
| Morrison County Minnesota | 10 | $ 1,050,000 | $ 105,000 | $ 53,000 |
| Douglas County Minnesota | 9 | $ 1,276,000 | $ 141,000 | $ 41,000 |
| Kandiyohi County Minnesota | 9 | $ 1,508,000 | $ 167,000 | $ 66,000 |
| Benton County Minnesota | 8 | $ 1,251,000 | $ 156,000 | $ 40,000 |
| Goodhue County Minnesota | 8 | $ 1,896,000 | $ 237,000 | $ 57,000 |
| Yellow Medicine County Minnesota | 8 | $ 428,000 | $ 53,000 | $ 45,000 |
| Douglas County Wisconsin | 8 | $ 885,000 | $ 110,000 | $ 55,000 |
| Pierce County Wisconsin | 8 | $ 1,318,000 | $ 164,000 | $ 91,000 |
| Denver County Colorado | 7 | $ 1,408,000 | $ 201,000 | $ 81,000 |
| Steele County Minnesota | 7 | $ 909,000 | $ 129,000 | $ 41,000 |
| Burnett County Wisconsin | 7 | $ 822,000 | $ 117,000 | $ 69,000 |
| Pope County Minnesota | 6 | $ 1,094,000 | $ 182,000 | $ 67,000 |
| Arapahoe County Colorado | 5 | $ 856,000 | $ 171,000 | $ 47,000 |
| Jefferson County Colorado | 5 | $ 813,000 | $ 162,000 | $ 110,000 |
| Swift County Minnesota | 5 | $ 201,000 | $ 40,000 | $ 37,000 |
| Wadena County Minnesota | 5 | $ 487,000 | $ 97,000 | $ 66,000 |
| Cass County Minnesota | 4 | $ 765,000 | $ 191,000 | $ 130,000 |
| Clay County Minnesota | 4 | $ 701,000 | $ 175,000 | $ 69,000 |
| Dodge County Minnesota | 4 | $ 672,000 | $ 168,000 | $ 68,000 |
| Kanabec County Minnesota | 4 | $ 466,000 | $ 116,000 | $ 68,000 |
| Waseca County Minnesota | 4 | $ 370,000 | $ 92,000 | $ 32,000 |
| Brookings County South Dakota | 4 | $ 568,000 | $ 142,000 | $ 48,000 |
| Maricopa County Arizona | 3 | $ 697,000 | $ 232,000 | $ 152,000 |
| Summit County Colorado | 3 | $ 430,000 | $ 143,000 | $ 195,000 |
| Wabasha County Minnesota | 3 | $ 464,000 | $ 154,000 | $ 224,000 |
| Winona County Minnesota | 3 | $ 319,000 | $ 106,000 | $ 36,000 |
| Burleigh County North Dakota | 3 | $ 268,000 | $ 89,000 | $ 106,000 |
| Cass County North Dakota | 3 | $ 477,000 | $ 159,000 | $ 94,000 |
| Washburn County Wisconsin | 3 | $ 948,000 | $ 316,000 | $ 69,000 |
| Adams County Colorado | 2 | $ 396,000 | $ 198,000 | $ 30,000 |
| Boulder County Colorado | 2 | $ 323,000 | $ 161,000 | $ 132,000 |
| Douglas County Colorado | 2 | $ 313,000 | $ 156,000 | $ 158,000 |
| El Paso County Colorado | 2 | $ 221,000 | $ 110,000 | $ 107,000 |
| Elbert County Colorado | 2 | $ 472,000 | $ 236,000 | $ 60,000 |
| Morgan County Colorado | 2 | $ 109,000 | $ 54,000 | $ 23,000 |
| Manatee County Florida | 2 | $ 260,000 | $ 130,000 | $ 93,000 |
| Bremer County Iowa | 2 | $ 425,000 | $ 212,000 | $ 299,000 |
| Linn County Iowa | 2 | $ 45,000 | $ 22,000 | $ 55,000 |
| Becker County Minnesota | 2 | $ 423,000 | $ 211,000 | $ 69,000 |
| Beltrami County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 78,000 |
| Freeborn County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| Grant County Minnesota | 2 | $ 84,000 | $ 42,000 | $ 38,000 |
| Hubbard County Minnesota | 2 | $ 275,000 | $ 137,000 | $ 67,000 |
| McHenry County North Dakota | 2 | $ 65,000 | $ 32,000 | $ 69,000 |
| Barron County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 110,000 |
| La Crosse County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 57,000 |
| Oneida County Wisconsin | 2 | $ 179,000 | $ 89,000 | $ 83,000 |
| Sawyer County Wisconsin | 2 | $ 641,000 | $ 320,000 | $ 144,000 |
| Sacramento County California | 1 | $ 183,000 | $ 183,000 | $ 45,000 |
| San Joaquin County California | 1 | $ 427,000 | $ 427,000 | $ 168,000 |
| Tulare County California | 1 | $ 162,000 | $ 162,000 | $ 28,000 |
| Grand County Colorado | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| Pitkin County Colorado | 1 | $ 4,500,000 | $ 4,500,000 | $ 1,764,000 |
| Collier County Florida | 1 | $ 340,000 | $ 340,000 | $ 204,000 |
| Lee County Florida | 1 | $ 316,000 | $ 316,000 | $ 132,000 |
| Orange County Florida | 1 | $ 126,000 | $ 126,000 | $ 59,000 |
| Polk County Florida | 1 | $ 59,000 | $ 59,000 | $ 33,000 |
| Allamakee County Iowa | 1 | $ 150,000 | $ 150,000 | $ 140,000 |
| Black Hawk County Iowa | 1 | $ 81,000 | $ 81,000 | $ 33,000 |
| Suffolk County Massachusetts | 1 | $ 580,000 | $ 580,000 | $ 700,000 |
| Brown County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 55,000 |
| Clearwater County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Cook County Minnesota | 1 | $ 352,000 | $ 352,000 | $ 553,000 |
| Lincoln County Minnesota | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
| Mahnomen County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Pipestone County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Redwood County Minnesota | 1 | $ 92,000 | $ 92,000 | $ 32,000 |
| Wilkin County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 52,000 |
| Boone County Missouri | 1 | $ 176,000 | $ 176,000 | $ 76,000 |
| Douglas County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 103,000 |
| Grand Forks County North Dakota | 1 | $ 91,000 | $ 91,000 | $ 30,000 |
| Ramsey County North Dakota | 1 | $ 220,000 | $ 220,000 | $ 87,000 |
| Dauphin County Pennsylvania | 1 | $ 8,000 | $ 8,000 | $ 60,000 |
| Galveston County Texas | 1 | $ 198,000 | $ 198,000 | $ 121,000 |
| Windsor County Vermont | 1 | $ 360,000 | $ 360,000 | $ 73,000 |
| Henrico County Virginia | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Calumet County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 52,000 |
| Columbia County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 57,000 |
| Dane County Wisconsin | 1 | $ 187,000 | $ 187,000 | $ 80,000 |
| Jefferson County Wisconsin | 1 | $ 312,000 | $ 312,000 | $ 93,000 |
| Milwaukee County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 66,000 |
| Polk County Wisconsin | 1 | $ 192,000 | $ 192,000 | $ 46,000 |
| Racine County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 96,000 |
| Sauk County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 43,000 |
| Waukesha County Wisconsin | 1 | $ 608,000 | $ 608,000 | $ 253,000 |
| Teton County Wyoming | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Kleinbank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,498 | $255,574,000 | $147,500 | $1,120,000 | $78,083 | $1,200,000 |
| Home Purchase | 1,377 | $246,568,000 | $199,666 | $4,500,000 | $136,133 | $1,800,000 |
| Home Improvement | 181 | $4,867,000 | $17,000 | $353,000 | $60,000 | $360,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,776 | $452,948,000 | $202,437 | $4,500,000 | $127,125 | $1,800,000 |
| Not Provided | 125 | $17,768,000 | $85,000 | $584,000 | $50,375 | $442,000 |
| Asian | 58 | $11,815,000 | $209,333 | $1,120,000 | $169,666 | $516,000 |
| Not applicable | 44 | $10,897,000 | $249,333 | $897,000 | $0 | $0 |
| Hispanic | 29 | $5,929,000 | $136,750 | $1,000,000 | $54,500 | $378,000 |
| Black or African American | 21 | $7,362,000 | $350,000 | $4,000,000 | $189,000 | $1,800,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $215,000 | $107,500 | $156,000 | $96,500 | $97,000 |
| American Indian or Alaskan Native | 1 | $75,000 | $75,000 | $75,000 | $38,000 | $38,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,919 | $486,510,000 | $182,888 | $4,500,000 | $120,055 | $1,800,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 78 | $11,148,000 | $195,500 | $307,000 | $46,000 | $88,000 |
| FHA-insured (Federal Housing Administration) | 52 | $8,269,000 | $159,000 | $229,000 | $48,500 | $126,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,082,000 | $152,666 | $245,000 | $46,666 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,361 | $386,445,000 | $222,461 | $4,500,000 | $144,076 | $1,800,000 |
| Application Withdrawn By Applicant | 284 | $56,492,000 | $139,555 | $4,000,000 | $59,666 | $1,800,000 |
| Application Denied By Financial Institution | 212 | $31,868,000 | $89,285 | $1,120,000 | $61,285 | $480,000 |
| File Closed For Incompleteness | 105 | $17,763,000 | $191,166 | $1,120,000 | $126,833 | $1,176,000 |
| Application Approved But Not Accepted | 67 | $10,428,000 | $115,600 | $485,000 | $65,400 | $628,000 |
| Preapproval Approved but not Accepted | 19 | $2,948,000 | $162,000 | $247,000 | $65,400 | $170,000 |
| Preapproval Denied by Financial Institution | 6 | $626,000 | $104,000 | $232,000 | $46,000 | $90,000 |
| Loan Purchased By The Institution | 2 | $439,000 | $219,500 | $321,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Kleinbank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Kleinbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.