Bank Of New Hampshire
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Bank Of New Hampshire 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of New Hampshire 62 Pleasant St Laconia, NH 03246 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,114 |
| Total Mortgage Loan Application Amount | $443,040,000 |
| Average Mortgage Loan Application Amount | $315,600 |
| Highest Mortgage Loan Application Amount | $37,205,000 |
| Average Applicant Income | $174,000 |
| Highest Applicant Income | $7,648,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Bank Of New Hampshire. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of New Hampshire's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Bank Of New Hampshire's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of New Hampshire serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of New Hampshire, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of New Hampshire's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Belknap County New Hampshire | 247 | $ 71,395,000 | $ 289,000 | $ 185,000 |
| Carroll County New Hampshire | 173 | $ 49,665,000 | $ 287,000 | $ 188,000 |
| Grafton County New Hampshire | 148 | $ 28,650,000 | $ 193,000 | $ 165,000 |
| Strafford County New Hampshire | 113 | $ 27,815,000 | $ 246,000 | $ 97,000 |
| Hillsborough County New Hampshire | 97 | $ 69,435,000 | $ 715,000 | $ 176,000 |
| Merrimack County New Hampshire | 84 | $ 58,190,000 | $ 692,000 | $ 115,000 |
| Rockingham County New Hampshire | 79 | $ 20,225,000 | $ 256,000 | $ 123,000 |
| Coos County New Hampshire | 48 | $ 9,060,000 | $ 188,000 | $ 121,000 |
| York County Maine | 19 | $ 6,435,000 | $ 338,000 | $ 156,000 |
| Sullivan County New Hampshire | 19 | $ 2,565,000 | $ 135,000 | $ 65,000 |
| Cheshire County New Hampshire | 12 | $ 2,140,000 | $ 178,000 | $ 165,000 |
| Middlesex County Massachusetts | 11 | $ 16,055,000 | $ 1,459,000 | $ 142,000 |
| Oxford County Maine | 7 | $ 1,415,000 | $ 202,000 | $ 56,000 |
| Androscoggin County Maine | 5 | $ 1,045,000 | $ 209,000 | $ 105,000 |
| Suffolk County Massachusetts | 4 | $ 6,600,000 | $ 1,650,000 | $ 358,000 |
| Dukes County Massachusetts | 3 | $ 20,735,000 | $ 6,911,000 | $ 3,911,000 |
| Essex County Massachusetts | 3 | $ 1,485,000 | $ 495,000 | $ 168,000 |
| Essex County Vermont | 3 | $ 535,000 | $ 178,000 | $ 135,000 |
| Franklin County Maine | 2 | $ 330,000 | $ 165,000 | $ 108,000 |
| Waldo County Maine | 2 | $ 510,000 | $ 255,000 | $ 125,000 |
| Barnstable County Massachusetts | 2 | $ 560,000 | $ 280,000 | $ 177,000 |
| Norfolk County Massachusetts | 2 | $ 1,090,000 | $ 545,000 | $ 185,000 |
| Plymouth County Massachusetts | 2 | $ 610,000 | $ 305,000 | $ 104,000 |
| Worcester County Massachusetts | 2 | $ 620,000 | $ 310,000 | $ 107,000 |
| Kent County Rhode Island | 2 | $ 24,720,000 | $ 12,360,000 | $ 0 |
| Caledonia County Vermont | 2 | $ 390,000 | $ 195,000 | $ 81,000 |
| Rutland County Vermont | 2 | $ 1,110,000 | $ 555,000 | $ 180,000 |
| Windham County Vermont | 2 | $ 340,000 | $ 170,000 | $ 320,000 |
| Fairfield County Connecticut | 1 | $ 1,005,000 | $ 1,005,000 | $ 558,000 |
| Brevard County Florida | 1 | $ 175,000 | $ 175,000 | $ 142,000 |
| Collier County Florida | 1 | $ 605,000 | $ 605,000 | $ 205,000 |
| Flagler County Florida | 1 | $ 195,000 | $ 195,000 | $ 158,000 |
| Lee County Florida | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| Palm Beach County Florida | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Sarasota County Florida | 1 | $ 885,000 | $ 885,000 | $ 331,000 |
| Sumter County Florida | 1 | $ 265,000 | $ 265,000 | $ 403,000 |
| Kennebec County Maine | 1 | $ 2,725,000 | $ 2,725,000 | $ 0 |
| Penobscot County Maine | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Piscataquis County Maine | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Berkshire County Massachusetts | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Bristol County Massachusetts | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| Franklin County Massachusetts | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Hampden County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 135,000 |
| New Hanover County North Carolina | 1 | $ 2,315,000 | $ 2,315,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 9,735,000 | $ 9,735,000 | $ 0 |
| Lamoille County Vermont | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Orleans County Vermont | 1 | $ 165,000 | $ 165,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank Of New Hampshire in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 520 | $228,300,000 | $439,000 | $37,205,000 | $167,000 | $7,648,000 |
| Refinancing | 269 | $140,585,000 | $522,000 | $35,365,000 | $160,000 | $4,604,000 |
| Cash-out Refinancing | 261 | $61,975,000 | $237,000 | $1,655,000 | $147,000 | $4,624,000 |
| Other Purpose | 34 | $6,460,000 | $190,000 | $565,000 | $287,000 | $3,435,000 |
| Home Improvement | 30 | $5,720,000 | $190,000 | $2,005,000 | $109,000 | $326,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 847 | $208,055,000 | $245,000 | $7,375,000 | $146,000 | $4,604,000 |
| Not Provided | 118 | $39,210,000 | $332,000 | $7,505,000 | $271,000 | $7,648,000 |
| Not applicable | 93 | $180,145,000 | $1,937,000 | $37,205,000 | $0 | $0 |
| Asian | 22 | $6,570,000 | $298,000 | $1,005,000 | $214,000 | $673,000 |
| Hispanic | 15 | $3,745,000 | $249,000 | $425,000 | $106,000 | $223,000 |
| American Indian or Alaskan Native | 11 | $3,615,000 | $328,000 | $1,365,000 | $212,000 | $900,000 |
| Black or African American | 5 | $1,085,000 | $217,000 | $365,000 | $163,000 | $272,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $85,000 | $85,000 | $85,000 | $125,000 | $125,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,084 | $434,790,000 | $401,000 | $37,205,000 | $165,000 | $7,648,000 |
| VA-guaranteed (Veterans Administration) | 23 | $6,815,000 | $296,000 | $645,000 | $94,000 | $237,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,435,000 | $205,000 | $275,000 | $65,000 | $88,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 774 | $323,050,000 | $417,000 | $35,365,000 | $172,000 | $7,648,000 |
| Application Withdrawn By Applicant | 186 | $88,450,000 | $475,000 | $37,205,000 | $172,000 | $4,604,000 |
| Application Denied By Financial Institution | 133 | $26,695,000 | $200,000 | $1,045,000 | $97,000 | $694,000 |
| File Closed For Incompleteness | 16 | $3,400,000 | $212,000 | $505,000 | $127,000 | $361,000 |
| Application Approved But Not Accepted | 5 | $1,445,000 | $289,000 | $605,000 | $396,000 | $640,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 981 | $416,345,000 | $424,000 | $37,205,000 | $172,000 | $7,648,000 |
| Debt-To-Income Ratio | 58 | $13,360,000 | $230,000 | $1,045,000 | $78,000 | $694,000 |
| Credit History | 50 | $7,550,000 | $151,000 | $355,000 | $103,000 | $508,000 |
| Collateral | 12 | $2,730,000 | $227,000 | $525,000 | $106,000 | $273,000 |
| Other | 7 | $1,255,000 | $179,000 | $265,000 | $204,000 | $497,000 |
| Credit Application Incomplete | 4 | $920,000 | $230,000 | $325,000 | $102,000 | $149,000 |
| Unverifiable Information | 1 | $555,000 | $555,000 | $555,000 | $0 | $0 |
| Employment History | 1 | $325,000 | $325,000 | $325,000 | $35,000 | $35,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of New Hampshire's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of New Hampshire's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Hampshire, download the full spreadsheet
with aggregated HMDA statistics today.