Ladera Lending, Inc. Mortgage Lending & HMDA Data, 2019
In 2019, Ladera Lending, Inc. of Ladera Ranch, CA reported 4,591 mortgage applications totaling $1.4 billion, up 34% from 2018. The average application was for $294,294, and applicants reported an average income of $105,987. 51% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (490), Los Angeles-Long Beach-Glendale, CA (463) and Anaheim-Santa Ana-Irvine, CA (270) (applications in parentheses).
| Mortgage Company & Address | Ladera Lending, Inc. 555 Corporate Drive Suite 215 Ladera Ranch, CA 92694 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 4,591 |
| Total Mortgage Loan Application Amount | $1,351,105,000 |
| Average Mortgage Loan Application Amount | $294,294 |
| Highest Mortgage Loan Application Amount | $19,005,000 |
| Average Applicant Income | $105,987 |
| Highest Applicant Income | $1,984,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ladera Lending, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 463 | $ 170,315,000 | $ 367,850 | $ 130,000 |
| Riverside, California | 280 | $ 86,280,000 | $ 308,142 | $ 101,000 |
| Orange, California | 270 | $ 123,460,000 | $ 457,259 | $ 152,000 |
| Clark, Nevada | 230 | $ 57,010,000 | $ 247,869 | $ 85,000 |
| Maricopa, Arizona | 228 | $ 49,700,000 | $ 217,982 | $ 101,000 |
| San Bernardino, California | 210 | $ 56,320,000 | $ 268,190 | $ 95,000 |
| San Diego, California | 200 | $ 72,600,000 | $ 363,000 | $ 112,000 |
| Sacramento, California | 139 | $ 33,615,000 | $ 241,834 | $ 86,000 |
| Contra Costa, California | 88 | $ 34,300,000 | $ 389,772 | $ 131,000 |
| San Joaquin, California | 80 | $ 23,910,000 | $ 298,875 | $ 105,000 |
| Pierce, Washington | 77 | $ 16,555,000 | $ 215,000 | $ 87,000 |
| Alameda, California | 70 | $ 30,960,000 | $ 442,285 | $ 138,000 |
| King, Washington | 68 | $ 22,430,000 | $ 329,852 | $ 115,000 |
| Stanislaus, California | 60 | $ 13,790,000 | $ 229,833 | $ 88,000 |
| Fresno, California | 51 | $ 9,745,000 | $ 191,078 | $ 102,000 |
| Snohomish, Washington | 51 | $ 16,525,000 | $ 324,019 | $ 103,000 |
| Solano, California | 50 | $ 15,150,000 | $ 303,000 | $ 97,000 |
| Santa Clara, California | 49 | $ 26,095,000 | $ 532,551 | $ 145,000 |
| Ventura, California | 43 | $ 15,355,000 | $ 357,093 | $ 120,000 |
| Kern, California | 41 | $ 9,145,000 | $ 223,048 | $ 86,000 |
| Placer, California | 40 | $ 13,200,000 | $ 330,000 | $ 108,000 |
| Pima, Arizona | 36 | $ 7,730,000 | $ 214,722 | $ 67,000 |
| Washoe, Nevada | 35 | $ 10,065,000 | $ 287,571 | $ 93,000 |
| El Paso, Colorado | 34 | $ 6,700,000 | $ 197,058 | $ 75,000 |
| Merced, California | 32 | $ 8,670,000 | $ 270,937 | $ 93,000 |
| Arapahoe, Colorado | 32 | $ 8,150,000 | $ 254,687 | $ 91,000 |
| Miami-Dade, Florida | 32 | $ 6,660,000 | $ 208,125 | $ 101,000 |
| Monterey, California | 30 | $ 9,830,000 | $ 327,666 | $ 96,000 |
| Adams, Colorado | 28 | $ 6,840,000 | $ 244,285 | $ 80,000 |
| Clark, Washington | 28 | $ 8,110,000 | $ 289,642 | $ 77,000 |
| Jefferson, Colorado | 27 | $ 6,565,000 | $ 243,148 | $ 106,000 |
| Broward, Florida | 27 | $ 5,505,000 | $ 203,888 | $ 96,000 |
| Spokane, Washington | 26 | $ 6,540,000 | $ 251,538 | $ 149,000 |
| Pinal, Arizona | 25 | $ 3,865,000 | $ 154,600 | $ 69,000 |
| Weld, Colorado | 25 | $ 7,465,000 | $ 298,600 | $ 92,000 |
| El Dorado, California | 22 | $ 7,520,000 | $ 341,818 | $ 117,000 |
| Santa Barbara, California | 22 | $ 6,430,000 | $ 292,272 | $ 87,000 |
| Douglas, Colorado | 22 | $ 6,700,000 | $ 304,545 | $ 144,000 |
| Kitsap, Washington | 22 | $ 7,850,000 | $ 356,818 | $ 90,000 |
| Marion, Oregon | 21 | $ 4,355,000 | $ 207,380 | $ 84,000 |
| Harris, Texas | 21 | $ 3,965,000 | $ 188,809 | $ 122,000 |
| Denver, Colorado | 20 | $ 5,510,000 | $ 275,500 | $ 102,000 |
| San Luis Obispo, California | 19 | $ 6,085,000 | $ 320,263 | $ 123,000 |
| San Mateo, California | 19 | $ 9,885,000 | $ 520,263 | $ 118,000 |
| Sonoma, California | 19 | $ 7,325,000 | $ 385,526 | $ 111,000 |
| Brevard, Florida | 19 | $ 2,595,000 | $ 136,578 | $ 67,000 |
| Palm Beach, Florida | 19 | $ 4,295,000 | $ 226,052 | $ 114,000 |
| Multnomah, Oregon | 19 | $ 5,545,000 | $ 291,842 | $ 91,000 |
| Thurston, Washington | 19 | $ 4,475,000 | $ 235,526 | $ 74,000 |
| San Francisco, California | 18 | $ 10,220,000 | $ 567,777 | $ 145,000 |
| Pinellas, Florida | 17 | $ 2,975,000 | $ 175,000 | $ 80,000 |
| Polk, Florida | 16 | $ 2,570,000 | $ 160,625 | $ 112,000 |
| Whatcom, Washington | 16 | $ 4,110,000 | $ 256,875 | $ 97,000 |
| Yavapai, Arizona | 15 | $ 2,675,000 | $ 178,333 | $ 95,000 |
| Shasta, California | 15 | $ 2,815,000 | $ 187,666 | $ 87,000 |
| Prince George's, Maryland | 15 | $ 3,585,000 | $ 239,000 | $ 106,000 |
| Washington, Oregon | 15 | $ 4,705,000 | $ 313,666 | $ 103,000 |
| Collin, Texas | 15 | $ 2,715,000 | $ 181,000 | $ 104,000 |
| Dallas, Texas | 15 | $ 2,715,000 | $ 181,000 | $ 157,000 |
| Tarrant, Texas | 14 | $ 2,780,000 | $ 198,571 | $ 82,000 |
| Santa Cruz, California | 13 | $ 5,545,000 | $ 426,538 | $ 123,000 |
| Boulder, Colorado | 13 | $ 3,765,000 | $ 289,615 | $ 92,000 |
| Hillsborough, Florida | 13 | $ 2,055,000 | $ 158,076 | $ 97,000 |
| Orange, Florida | 13 | $ 3,145,000 | $ 241,923 | $ 101,000 |
| Montgomery, Maryland | 13 | $ 3,395,000 | $ 261,153 | $ 141,000 |
| Benton, Washington | 13 | $ 2,345,000 | $ 180,384 | $ 57,000 |
| Butte, California | 12 | $ 2,490,000 | $ 207,500 | $ 102,000 |
| Larimer, Colorado | 12 | $ 3,200,000 | $ 266,666 | $ 94,000 |
| Lyon, Nevada | 12 | $ 2,980,000 | $ 248,333 | $ 82,000 |
| Bergen, New Jersey | 12 | $ 3,970,000 | $ 330,833 | $ 113,000 |
| Essex, New Jersey | 12 | $ 3,000,000 | $ 250,000 | $ 136,000 |
| Middlesex, New Jersey | 12 | $ 2,340,000 | $ 195,000 | $ 155,000 |
| Clackamas, Oregon | 12 | $ 2,350,000 | $ 195,833 | $ 107,000 |
| Deschutes, Oregon | 12 | $ 3,300,000 | $ 275,000 | $ 102,000 |
| Lane, Oregon | 12 | $ 3,200,000 | $ 266,666 | $ 91,000 |
| Bexar, Texas | 12 | $ 20,560,000 | $ 1,713,333 | $ 142,000 |
| San Benito, California | 11 | $ 4,755,000 | $ 432,272 | $ 154,000 |
| Tulare, California | 11 | $ 2,285,000 | $ 207,727 | $ 93,000 |
| Yolo, California | 11 | $ 3,545,000 | $ 322,272 | $ 96,000 |
| Hudson, New Jersey | 11 | $ 2,885,000 | $ 262,272 | $ 122,000 |
| Jackson, Oregon | 11 | $ 3,315,000 | $ 301,363 | $ 125,000 |
| Lee, Florida | 10 | $ 1,610,000 | $ 161,000 | $ 77,000 |
| Suffolk, Massachusetts | 10 | $ 2,500,000 | $ 250,000 | $ 105,000 |
| Monmouth, New Jersey | 10 | $ 2,030,000 | $ 203,000 | $ 203,000 |
| Island, Washington | 10 | $ 2,560,000 | $ 256,000 | $ 89,000 |
| Madera, California | 9 | $ 2,275,000 | $ 252,777 | $ 97,000 |
| St. Lucie, Florida | 9 | $ 1,135,000 | $ 126,111 | $ 55,000 |
| Plymouth, Massachusetts | 9 | $ 2,645,000 | $ 293,888 | $ 97,000 |
| Yamhill, Oregon | 9 | $ 2,575,000 | $ 286,111 | $ 104,000 |
| Denton, Texas | 9 | $ 1,615,000 | $ 179,444 | $ 88,000 |
| Tehama, California | 8 | $ 1,250,000 | $ 156,250 | $ 95,000 |
| Duval, Florida | 8 | $ 1,310,000 | $ 163,750 | $ 89,000 |
| Anne Arundel, Maryland | 8 | $ 2,650,000 | $ 331,250 | $ 152,000 |
| Frederick, Maryland | 8 | $ 1,610,000 | $ 201,250 | $ 90,000 |
| Essex, Massachusetts | 8 | $ 1,980,000 | $ 247,500 | $ 91,000 |
| Ocean, New Jersey | 8 | $ 2,310,000 | $ 288,750 | $ 93,000 |
| Union, New Jersey | 8 | $ 1,240,000 | $ 155,000 | $ 83,000 |
| Williamson, Texas | 8 | $ 2,010,000 | $ 251,250 | $ 86,000 |
| Yakima, Washington | 8 | $ 1,350,000 | $ 168,750 | $ 75,000 |
| Kings, California | 7 | $ 1,675,000 | $ 239,285 | $ 83,000 |
| Lake, California | 7 | $ 1,295,000 | $ 185,000 | $ 71,000 |
| Nevada, California | 7 | $ 2,135,000 | $ 305,000 | $ 87,000 |
| Yuba, California | 7 | $ 1,375,000 | $ 196,428 | $ 74,000 |
| Lake, Florida | 7 | $ 1,465,000 | $ 209,285 | $ 89,000 |
| Middlesex, Massachusetts | 7 | $ 1,575,000 | $ 225,000 | $ 104,000 |
| Worcester, Massachusetts | 7 | $ 1,665,000 | $ 237,857 | $ 108,000 |
| Fort Bend, Texas | 7 | $ 1,275,000 | $ 182,142 | $ 89,000 |
| Marin, California | 6 | $ 3,030,000 | $ 505,000 | $ 155,000 |
| Napa, California | 6 | $ 2,350,000 | $ 391,666 | $ 163,000 |
| Sutter, California | 6 | $ 1,200,000 | $ 200,000 | $ 70,000 |
| Collier, Florida | 6 | $ 1,470,000 | $ 245,000 | $ 91,000 |
| Martin, Florida | 6 | $ 1,190,000 | $ 198,333 | $ 89,000 |
| Osceola, Florida | 6 | $ 1,070,000 | $ 178,333 | $ 71,000 |
| St. Johns, Florida | 6 | $ 940,000 | $ 156,666 | $ 142,000 |
| Nye, Nevada | 6 | $ 1,060,000 | $ 176,666 | $ 76,000 |
| Morris, New Jersey | 6 | $ 1,280,000 | $ 213,333 | $ 125,000 |
| Somerset, New Jersey | 6 | $ 1,490,000 | $ 248,333 | $ 150,000 |
| Linn, Oregon | 6 | $ 1,280,000 | $ 213,333 | $ 96,000 |
| Polk, Oregon | 6 | $ 1,320,000 | $ 220,000 | $ 66,000 |
| Travis, Texas | 6 | $ 1,020,000 | $ 170,000 | $ 91,000 |
| Cowlitz, Washington | 6 | $ 850,000 | $ 141,666 | $ 47,000 |
| Franklin, Washington | 6 | $ 860,000 | $ 143,333 | $ 71,000 |
| Grays Harbor, Washington | 6 | $ 1,250,000 | $ 208,333 | $ 96,000 |
| Skagit, Washington | 6 | $ 1,650,000 | $ 275,000 | $ 75,000 |
| Navajo, Arizona | 5 | $ 955,000 | $ 191,000 | $ 33,000 |
| Imperial, California | 5 | $ 925,000 | $ 185,000 | $ 67,000 |
| Tuolumne, California | 5 | $ 1,325,000 | $ 265,000 | $ 149,000 |
| Pueblo, Colorado | 5 | $ 465,000 | $ 93,000 | $ 68,000 |
| Pasco, Florida | 5 | $ 565,000 | $ 113,000 | $ 67,000 |
| Carroll, Maryland | 5 | $ 1,375,000 | $ 275,000 | $ 99,000 |
| Bristol, Massachusetts | 5 | $ 785,000 | $ 157,000 | $ 142,000 |
| Norfolk, Massachusetts | 5 | $ 1,115,000 | $ 223,000 | $ 74,000 |
| Burlington, New Jersey | 5 | $ 795,000 | $ 159,000 | $ 92,000 |
| Brazoria, Texas | 5 | $ 715,000 | $ 143,000 | $ 71,000 |
| Chelan, Washington | 5 | $ 935,000 | $ 187,000 | $ 92,000 |
| Pacific, Washington | 5 | $ 1,085,000 | $ 217,000 | $ 75,000 |
| Mohave, Arizona | 4 | $ 820,000 | $ 205,000 | $ 53,000 |
| Yuma, Arizona | 4 | $ 710,000 | $ 177,500 | $ 103,000 |
| Amador, California | 4 | $ 800,000 | $ 200,000 | $ 113,000 |
| Calaveras, California | 4 | $ 590,000 | $ 147,500 | $ 137,000 |
| Humboldt, California | 4 | $ 1,000,000 | $ 250,000 | $ 83,000 |
| Lassen, California | 4 | $ 650,000 | $ 162,500 | $ 124,000 |
| Alachua, Florida | 4 | $ 730,000 | $ 182,500 | $ 111,000 |
| Hernando, Florida | 4 | $ 630,000 | $ 157,500 | $ 86,000 |
| Manatee, Florida | 4 | $ 740,000 | $ 185,000 | $ 170,000 |
| Santa Rosa, Florida | 4 | $ 780,000 | $ 195,000 | $ 83,000 |
| Seminole, Florida | 4 | $ 480,000 | $ 120,000 | $ 55,000 |
| Volusia, Florida | 4 | $ 400,000 | $ 100,000 | $ 45,000 |
| Charles, Maryland | 4 | $ 1,120,000 | $ 280,000 | $ 117,000 |
| Queen Anne's, Maryland | 4 | $ 920,000 | $ 230,000 | $ 97,000 |
| Barnstable, Massachusetts | 4 | $ 1,270,000 | $ 317,500 | $ 132,000 |
| Carson City, Nevada | 4 | $ 1,320,000 | $ 330,000 | $ 127,000 |
| Cape May, New Jersey | 4 | $ 600,000 | $ 150,000 | $ 68,000 |
| Mercer, New Jersey | 4 | $ 470,000 | $ 117,500 | $ 72,000 |
| Douglas, Oregon | 4 | $ 660,000 | $ 165,000 | $ 50,000 |
| Kittitas, Washington | 4 | $ 970,000 | $ 242,500 | $ 140,000 |
| Okanogan, Washington | 4 | $ 920,000 | $ 230,000 | $ 51,000 |
| Cochise, Arizona | 3 | $ 575,000 | $ 191,666 | $ 110,000 |
| Santa Cruz, Arizona | 3 | $ 555,000 | $ 185,000 | $ 70,000 |
| Mono, California | 3 | $ 385,000 | $ 128,333 | $ 33,000 |
| Broomfield, Colorado | 3 | $ 925,000 | $ 308,333 | $ 98,000 |
| Mesa, Colorado | 3 | $ 665,000 | $ 221,666 | $ 66,000 |
| Montrose, Colorado | 3 | $ 585,000 | $ 195,000 | $ 87,000 |
| Citrus, Florida | 3 | $ 275,000 | $ 91,666 | $ 28,000 |
| Flagler, Florida | 3 | $ 455,000 | $ 151,666 | $ 88,000 |
| Monroe, Florida | 3 | $ 615,000 | $ 205,000 | $ 105,000 |
| Sarasota, Florida | 3 | $ 605,000 | $ 201,666 | $ 66,000 |
| Baltimore, Maryland | 3 | $ 635,000 | $ 211,666 | $ 45,000 |
| Calvert, Maryland | 3 | $ 775,000 | $ 258,333 | $ 40,000 |
| Harford, Maryland | 3 | $ 575,000 | $ 191,666 | $ 58,000 |
| St. Mary's, Maryland | 3 | $ 945,000 | $ 315,000 | $ 65,000 |
| Douglas, Nevada | 3 | $ 755,000 | $ 251,666 | $ 53,000 |
| Humboldt, Nevada | 3 | $ 655,000 | $ 218,333 | $ 109,000 |
| Atlantic, New Jersey | 3 | $ 245,000 | $ 81,666 | $ 75,000 |
| Gloucester, New Jersey | 3 | $ 445,000 | $ 148,333 | $ 88,000 |
| Passaic, New Jersey | 3 | $ 135,000 | $ 45,000 | $ 80,000 |
| Columbia, Oregon | 3 | $ 605,000 | $ 201,666 | $ 91,000 |
| Hidalgo, Texas | 3 | $ 325,000 | $ 108,333 | $ 126,000 |
| Kaufman, Texas | 3 | $ 415,000 | $ 138,333 | $ 58,000 |
| Asotin, Washington | 3 | $ 575,000 | $ 191,666 | $ 78,000 |
| Clallam, Washington | 3 | $ 855,000 | $ 285,000 | $ 151,000 |
| Douglas, Washington | 3 | $ 875,000 | $ 291,666 | $ 51,000 |
| Grant, Washington | 3 | $ 665,000 | $ 221,666 | $ 83,000 |
| Lewis, Washington | 3 | $ 765,000 | $ 255,000 | $ 62,000 |
| Coconino, Arizona | 2 | $ 670,000 | $ 335,000 | $ 88,000 |
| Glenn, California | 2 | $ 250,000 | $ 125,000 | $ 70,000 |
| Mariposa, California | 2 | $ 660,000 | $ 330,000 | $ 100,000 |
| Mendocino, California | 2 | $ 390,000 | $ 195,000 | $ 129,000 |
| Plumas, California | 2 | $ 540,000 | $ 270,000 | $ 179,000 |
| Archuleta, Colorado | 2 | $ 440,000 | $ 220,000 | $ 42,000 |
| Elbert, Colorado | 2 | $ 340,000 | $ 170,000 | $ 78,000 |
| La Plata, Colorado | 2 | $ 500,000 | $ 250,000 | $ 64,000 |
| Summit, Colorado | 2 | $ 410,000 | $ 205,000 | $ 44,000 |
| Clay, Florida | 2 | $ 500,000 | $ 250,000 | $ 107,000 |
| Escambia, Florida | 2 | $ 350,000 | $ 175,000 | $ 51,000 |
| Okaloosa, Florida | 2 | $ 280,000 | $ 140,000 | $ 32,000 |
| Elko, Nevada | 2 | $ 300,000 | $ 150,000 | $ 30,000 |
| Camden, New Jersey | 2 | $ 100,000 | $ 50,000 | $ 117,000 |
| Cumberland, New Jersey | 2 | $ 200,000 | $ 100,000 | $ 55,000 |
| Hunterdon, New Jersey | 2 | $ 320,000 | $ 160,000 | $ 172,000 |
| Cabarrus, North Carolina | 2 | $ 300,000 | $ 150,000 | $ 71,000 |
| Mecklenburg, North Carolina | 2 | $ 380,000 | $ 190,000 | $ 89,000 |
| Wake, North Carolina | 2 | $ 720,000 | $ 360,000 | $ 215,000 |
| Watauga, North Carolina | 2 | $ 940,000 | $ 470,000 | $ 135,000 |
| Hood River, Oregon | 2 | $ 640,000 | $ 320,000 | $ 103,000 |
| Josephine, Oregon | 2 | $ 970,000 | $ 485,000 | $ 0 |
| Klamath, Oregon | 2 | $ 460,000 | $ 230,000 | $ 49,000 |
| Lincoln, Oregon | 2 | $ 480,000 | $ 240,000 | $ 49,000 |
| Umatilla, Oregon | 2 | $ 550,000 | $ 275,000 | $ 89,000 |
| Bastrop, Texas | 2 | $ 540,000 | $ 270,000 | $ 96,000 |
| Comal, Texas | 2 | $ 630,000 | $ 315,000 | $ 145,000 |
| Ellis, Texas | 2 | $ 270,000 | $ 135,000 | $ 54,000 |
| Galveston, Texas | 2 | $ 560,000 | $ 280,000 | $ 156,000 |
| Guadalupe, Texas | 2 | $ 480,000 | $ 240,000 | $ 135,000 |
| Harrison, Texas | 2 | $ 430,000 | $ 215,000 | $ 87,000 |
| Hays, Texas | 2 | $ 110,000 | $ 55,000 | $ 81,000 |
| Liberty, Texas | 2 | $ 310,000 | $ 155,000 | $ 103,000 |
| Montgomery, Texas | 2 | $ 300,000 | $ 150,000 | $ 173,000 |
| Nueces, Texas | 2 | $ 540,000 | $ 270,000 | $ 159,000 |
| Rockwall, Texas | 2 | $ 980,000 | $ 490,000 | $ 141,000 |
| Wise, Texas | 2 | $ 280,000 | $ 140,000 | $ 65,000 |
| Jefferson, Washington | 2 | $ 610,000 | $ 305,000 | $ 157,000 |
| Apache, Arizona | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Graham, Arizona | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Colusa, California | 1 | $ 295,000 | $ 295,000 | $ 294,000 |
| Modoc, California | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| Sierra, California | 1 | $ 55,000 | $ 55,000 | $ 118,000 |
| Siskiyou, California | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Trinity, California | 1 | $ 315,000 | $ 315,000 | $ 122,000 |
| Chaffee, Colorado | 1 | $ 375,000 | $ 375,000 | $ 99,000 |
| Eagle, Colorado | 1 | $ 385,000 | $ 385,000 | $ 95,000 |
| Fremont, Colorado | 1 | $ 295,000 | $ 295,000 | $ 187,000 |
| Grand, Colorado | 1 | $ 415,000 | $ 415,000 | $ 96,000 |
| Routt, Colorado | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Teller, Colorado | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| Charlotte, Florida | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Leon, Florida | 1 | $ 105,000 | $ 105,000 | $ 126,000 |
| Nassau, Florida | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Putnam, Florida | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Wakulla, Florida | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Walton, Florida | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Cecil, Maryland | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Kent, Maryland | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Wicomico, Maryland | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Franklin, Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Hampden, Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Nantucket, Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 330,000 |
| Storey, Nevada | 1 | $ 315,000 | $ 315,000 | $ 40,000 |
| Sussex, New Jersey | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| Warren, New Jersey | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Alexander, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| Chatham, North Carolina | 1 | $ 385,000 | $ 385,000 | $ 145,000 |
| Guilford, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Iredell, North Carolina | 1 | $ 285,000 | $ 285,000 | $ 134,000 |
| Union, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Wilkes, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 178,000 |
| Benton, Oregon | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Crook, Oregon | 1 | $ 405,000 | $ 405,000 | $ 152,000 |
| Curry, Oregon | 1 | $ 355,000 | $ 355,000 | $ 138,000 |
| Jefferson, Oregon | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Tillamook, Oregon | 1 | $ 315,000 | $ 315,000 | $ 55,000 |
| Davidson, Tennessee | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
| Knox, Tennessee | 1 | $ 365,000 | $ 365,000 | $ 124,000 |
| Loudon, Tennessee | 1 | $ 395,000 | $ 395,000 | $ 192,000 |
| Montgomery, Tennessee | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Putnam, Tennessee | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Williamson, Tennessee | 1 | $ 65,000 | $ 65,000 | $ 99,000 |
| Wilson, Tennessee | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Anderson, Texas | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Atascosa, Texas | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Callahan, Texas | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Chambers, Texas | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Ector, Texas | 1 | $ 315,000 | $ 315,000 | $ 150,000 |
| El Paso, Texas | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Erath, Texas | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Henderson, Texas | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Jefferson, Texas | 1 | $ 35,000 | $ 35,000 | $ 103,000 |
| Johnson, Texas | 1 | $ 35,000 | $ 35,000 | $ 127,000 |
| Midland, Texas | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Nacogdoches, Texas | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Palo Pinto, Texas | 1 | $ 45,000 | $ 45,000 | $ 154,000 |
| Adams, Washington | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Mason, Washington | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| Skamania, Washington | 1 | $ 195,000 | $ 195,000 | $ 37,000 |
| Walla Walla, Washington | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Ladera Lending, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 3,156 | $841,770,000 | $266,000 | $19,005,000 | $105,000 | $1,984,000 |
| Refinancing | 1,282 | $441,200,000 | $344,000 | $1,785,000 | $104,000 | $1,200,000 |
| Home Purchase | 153 | $68,135,000 | $445,000 | $4,805,000 | $143,000 | $987,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,890 | $880,280,000 | $304,000 | $19,005,000 | $112,000 | $1,984,000 |
| Hispanic | 731 | $198,395,000 | $271,000 | $1,805,000 | $95,000 | $892,000 |
| Not Provided | 418 | $109,830,000 | $262,000 | $1,735,000 | $95,000 | $891,000 |
| Black or African American | 271 | $69,395,000 | $256,000 | $755,000 | $86,000 | $287,000 |
| Asian | 235 | $80,015,000 | $340,000 | $2,305,000 | $118,000 | $384,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $6,980,000 | $268,000 | $555,000 | $93,000 | $180,000 |
| American Indian or Alaskan Native | 19 | $6,005,000 | $316,000 | $885,000 | $103,000 | $243,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,664 | $851,680,000 | $319,000 | $19,005,000 | $122,000 | $1,984,000 |
| FHA-insured (Federal Housing Administration) | 1,273 | $304,185,000 | $238,000 | $2,305,000 | $88,000 | $350,000 |
| VA-guaranteed (Veterans Administration) | 654 | $195,240,000 | $298,000 | $945,000 | $74,000 | $283,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,319 | $797,215,000 | $343,000 | $1,785,000 | $108,000 | $1,200,000 |
| Application Withdrawn By Applicant | 2,079 | $508,645,000 | $244,000 | $19,005,000 | $106,000 | $1,984,000 |
| Application Denied By Financial Institution | 152 | $33,790,000 | $222,000 | $1,235,000 | $89,000 | $435,000 |
| Application Approved But Not Accepted | 26 | $8,990,000 | $345,000 | $655,000 | $122,000 | $585,000 |
| File Closed For Incompleteness | 15 | $2,465,000 | $164,000 | $465,000 | $116,000 | $331,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,439 | $1,317,315,000 | $296,000 | $19,005,000 | $107,000 | $1,984,000 |
| Debt-To-Income Ratio | 133 | $29,455,000 | $221,000 | $1,235,000 | $91,000 | $435,000 |
| Collateral | 5 | $1,315,000 | $263,000 | $485,000 | $99,000 | $125,000 |
| Credit History | 4 | $1,310,000 | $327,000 | $695,000 | $84,000 | $121,000 |
| Unverifiable Information | 4 | $1,010,000 | $252,000 | $445,000 | $97,000 | $163,000 |
| Other | 3 | $445,000 | $148,000 | $335,000 | $56,000 | $96,000 |
| Employment History | 3 | $255,000 | $85,000 | $145,000 | $36,000 | $46,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ladera Lending, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ladera Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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