Ladera Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Ladera Lending, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ladera Lending, Inc. 555 Corporate Drive Suite 215 Sacramento, CA 92694 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 4,591 |
| Total Mortgage Loan Application Amount | $1,351,105,000 |
| Average Mortgage Loan Application Amount | $351,666 |
| Highest Mortgage Loan Application Amount | $19,005,000 |
| Average Applicant Income | $117,333 |
| Highest Applicant Income | $1,984,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Ladera Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ladera Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Ladera Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ladera Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ladera Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ladera Lending, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 463 | $ 170,315,000 | $ 367,000 | $ 130,000 |
| Riverside County California | 280 | $ 86,280,000 | $ 308,000 | $ 101,000 |
| Orange County California | 270 | $ 123,460,000 | $ 457,000 | $ 152,000 |
| Clark County Nevada | 230 | $ 57,010,000 | $ 247,000 | $ 85,000 |
| Maricopa County Arizona | 228 | $ 49,700,000 | $ 217,000 | $ 101,000 |
| San Bernardino County California | 210 | $ 56,320,000 | $ 268,000 | $ 95,000 |
| San Diego County California | 200 | $ 72,600,000 | $ 363,000 | $ 112,000 |
| Sacramento County California | 139 | $ 33,615,000 | $ 241,000 | $ 86,000 |
| Contra Costa County California | 88 | $ 34,300,000 | $ 389,000 | $ 131,000 |
| San Joaquin County California | 80 | $ 23,910,000 | $ 298,000 | $ 105,000 |
| Pierce County Washington | 77 | $ 16,555,000 | $ 215,000 | $ 87,000 |
| Alameda County California | 70 | $ 30,960,000 | $ 442,000 | $ 138,000 |
| King County Washington | 68 | $ 22,430,000 | $ 329,000 | $ 115,000 |
| Stanislaus County California | 60 | $ 13,790,000 | $ 229,000 | $ 88,000 |
| Fresno County California | 51 | $ 9,745,000 | $ 191,000 | $ 102,000 |
| Snohomish County Washington | 51 | $ 16,525,000 | $ 324,000 | $ 103,000 |
| Solano County California | 50 | $ 15,150,000 | $ 303,000 | $ 97,000 |
| Santa Clara County California | 49 | $ 26,095,000 | $ 532,000 | $ 145,000 |
| Ventura County California | 43 | $ 15,355,000 | $ 357,000 | $ 120,000 |
| Kern County California | 41 | $ 9,145,000 | $ 223,000 | $ 86,000 |
| Placer County California | 40 | $ 13,200,000 | $ 330,000 | $ 108,000 |
| Pima County Arizona | 36 | $ 7,730,000 | $ 214,000 | $ 67,000 |
| Washoe County Nevada | 35 | $ 10,065,000 | $ 287,000 | $ 93,000 |
| El Paso County Colorado | 34 | $ 6,700,000 | $ 197,000 | $ 75,000 |
| Merced County California | 32 | $ 8,670,000 | $ 270,000 | $ 93,000 |
| Arapahoe County Colorado | 32 | $ 8,150,000 | $ 254,000 | $ 91,000 |
| Miami-Dade County Florida | 32 | $ 6,660,000 | $ 208,000 | $ 101,000 |
| Monterey County California | 30 | $ 9,830,000 | $ 327,000 | $ 96,000 |
| Adams County Colorado | 28 | $ 6,840,000 | $ 244,000 | $ 80,000 |
| Clark County Washington | 28 | $ 8,110,000 | $ 289,000 | $ 77,000 |
| Jefferson County Colorado | 27 | $ 6,565,000 | $ 243,000 | $ 106,000 |
| Broward County Florida | 27 | $ 5,505,000 | $ 203,000 | $ 96,000 |
| Spokane County Washington | 26 | $ 6,540,000 | $ 251,000 | $ 149,000 |
| Pinal County Arizona | 25 | $ 3,865,000 | $ 154,000 | $ 69,000 |
| Weld County Colorado | 25 | $ 7,465,000 | $ 298,000 | $ 92,000 |
| El Dorado County California | 22 | $ 7,520,000 | $ 341,000 | $ 117,000 |
| Santa Barbara County California | 22 | $ 6,430,000 | $ 292,000 | $ 87,000 |
| Douglas County Colorado | 22 | $ 6,700,000 | $ 304,000 | $ 144,000 |
| Kitsap County Washington | 22 | $ 7,850,000 | $ 356,000 | $ 90,000 |
| Marion County Oregon | 21 | $ 4,355,000 | $ 207,000 | $ 84,000 |
| Harris County Texas | 21 | $ 3,965,000 | $ 188,000 | $ 122,000 |
| Denver County Colorado | 20 | $ 5,510,000 | $ 275,000 | $ 102,000 |
| San Luis Obispo County California | 19 | $ 6,085,000 | $ 320,000 | $ 123,000 |
| San Mateo County California | 19 | $ 9,885,000 | $ 520,000 | $ 118,000 |
| Sonoma County California | 19 | $ 7,325,000 | $ 385,000 | $ 111,000 |
| Brevard County Florida | 19 | $ 2,595,000 | $ 136,000 | $ 67,000 |
| Palm Beach County Florida | 19 | $ 4,295,000 | $ 226,000 | $ 114,000 |
| Multnomah County Oregon | 19 | $ 5,545,000 | $ 291,000 | $ 91,000 |
| Thurston County Washington | 19 | $ 4,475,000 | $ 235,000 | $ 74,000 |
| San Francisco County California | 18 | $ 10,220,000 | $ 567,000 | $ 145,000 |
| Pinellas County Florida | 17 | $ 2,975,000 | $ 175,000 | $ 80,000 |
| Polk County Florida | 16 | $ 2,570,000 | $ 160,000 | $ 112,000 |
| Whatcom County Washington | 16 | $ 4,110,000 | $ 256,000 | $ 97,000 |
| Yavapai County Arizona | 15 | $ 2,675,000 | $ 178,000 | $ 95,000 |
| Shasta County California | 15 | $ 2,815,000 | $ 187,000 | $ 87,000 |
| Prince George's County Maryland | 15 | $ 3,585,000 | $ 239,000 | $ 106,000 |
| Washington County Oregon | 15 | $ 4,705,000 | $ 313,000 | $ 103,000 |
| Collin County Texas | 15 | $ 2,715,000 | $ 181,000 | $ 104,000 |
| Dallas County Texas | 15 | $ 2,715,000 | $ 181,000 | $ 157,000 |
| Tarrant County Texas | 14 | $ 2,780,000 | $ 198,000 | $ 82,000 |
| Santa Cruz County California | 13 | $ 5,545,000 | $ 426,000 | $ 123,000 |
| Boulder County Colorado | 13 | $ 3,765,000 | $ 289,000 | $ 92,000 |
| Hillsborough County Florida | 13 | $ 2,055,000 | $ 158,000 | $ 97,000 |
| Orange County Florida | 13 | $ 3,145,000 | $ 241,000 | $ 101,000 |
| Montgomery County Maryland | 13 | $ 3,395,000 | $ 261,000 | $ 141,000 |
| Benton County Washington | 13 | $ 2,345,000 | $ 180,000 | $ 57,000 |
| Butte County California | 12 | $ 2,490,000 | $ 207,000 | $ 102,000 |
| Larimer County Colorado | 12 | $ 3,200,000 | $ 266,000 | $ 94,000 |
| Lyon County Nevada | 12 | $ 2,980,000 | $ 248,000 | $ 82,000 |
| Bergen County New Jersey | 12 | $ 3,970,000 | $ 330,000 | $ 113,000 |
| Essex County New Jersey | 12 | $ 3,000,000 | $ 250,000 | $ 136,000 |
| Middlesex County New Jersey | 12 | $ 2,340,000 | $ 195,000 | $ 155,000 |
| Clackamas County Oregon | 12 | $ 2,350,000 | $ 195,000 | $ 107,000 |
| Deschutes County Oregon | 12 | $ 3,300,000 | $ 275,000 | $ 102,000 |
| Lane County Oregon | 12 | $ 3,200,000 | $ 266,000 | $ 91,000 |
| Bexar County Texas | 12 | $ 20,560,000 | $ 1,713,000 | $ 142,000 |
| San Benito County California | 11 | $ 4,755,000 | $ 432,000 | $ 154,000 |
| Tulare County California | 11 | $ 2,285,000 | $ 207,000 | $ 93,000 |
| Yolo County California | 11 | $ 3,545,000 | $ 322,000 | $ 96,000 |
| Hudson County New Jersey | 11 | $ 2,885,000 | $ 262,000 | $ 122,000 |
| Jackson County Oregon | 11 | $ 3,315,000 | $ 301,000 | $ 125,000 |
| Lee County Florida | 10 | $ 1,610,000 | $ 161,000 | $ 77,000 |
| Suffolk County Massachusetts | 10 | $ 2,500,000 | $ 250,000 | $ 105,000 |
| Monmouth County New Jersey | 10 | $ 2,030,000 | $ 203,000 | $ 203,000 |
| Island County Washington | 10 | $ 2,560,000 | $ 256,000 | $ 89,000 |
| Madera County California | 9 | $ 2,275,000 | $ 252,000 | $ 97,000 |
| St. Lucie County Florida | 9 | $ 1,135,000 | $ 126,000 | $ 55,000 |
| Plymouth County Massachusetts | 9 | $ 2,645,000 | $ 293,000 | $ 97,000 |
| Yamhill County Oregon | 9 | $ 2,575,000 | $ 286,000 | $ 104,000 |
| Denton County Texas | 9 | $ 1,615,000 | $ 179,000 | $ 88,000 |
| Tehama County California | 8 | $ 1,250,000 | $ 156,000 | $ 95,000 |
| Duval County Florida | 8 | $ 1,310,000 | $ 163,000 | $ 89,000 |
| Anne Arundel County Maryland | 8 | $ 2,650,000 | $ 331,000 | $ 152,000 |
| Frederick County Maryland | 8 | $ 1,610,000 | $ 201,000 | $ 90,000 |
| Essex County Massachusetts | 8 | $ 1,980,000 | $ 247,000 | $ 91,000 |
| Ocean County New Jersey | 8 | $ 2,310,000 | $ 288,000 | $ 93,000 |
| Union County New Jersey | 8 | $ 1,240,000 | $ 155,000 | $ 83,000 |
| Williamson County Texas | 8 | $ 2,010,000 | $ 251,000 | $ 86,000 |
| Yakima County Washington | 8 | $ 1,350,000 | $ 168,000 | $ 75,000 |
| Kings County California | 7 | $ 1,675,000 | $ 239,000 | $ 83,000 |
| Lake County California | 7 | $ 1,295,000 | $ 185,000 | $ 71,000 |
| Nevada County California | 7 | $ 2,135,000 | $ 305,000 | $ 87,000 |
| Yuba County California | 7 | $ 1,375,000 | $ 196,000 | $ 74,000 |
| Lake County Florida | 7 | $ 1,465,000 | $ 209,000 | $ 89,000 |
| Middlesex County Massachusetts | 7 | $ 1,575,000 | $ 225,000 | $ 104,000 |
| Worcester County Massachusetts | 7 | $ 1,665,000 | $ 237,000 | $ 108,000 |
| Fort Bend County Texas | 7 | $ 1,275,000 | $ 182,000 | $ 89,000 |
| Marin County California | 6 | $ 3,030,000 | $ 505,000 | $ 155,000 |
| Napa County California | 6 | $ 2,350,000 | $ 391,000 | $ 163,000 |
| Sutter County California | 6 | $ 1,200,000 | $ 200,000 | $ 70,000 |
| Collier County Florida | 6 | $ 1,470,000 | $ 245,000 | $ 91,000 |
| Martin County Florida | 6 | $ 1,190,000 | $ 198,000 | $ 89,000 |
| Osceola County Florida | 6 | $ 1,070,000 | $ 178,000 | $ 71,000 |
| St. Johns County Florida | 6 | $ 940,000 | $ 156,000 | $ 142,000 |
| Nye County Nevada | 6 | $ 1,060,000 | $ 176,000 | $ 76,000 |
| Morris County New Jersey | 6 | $ 1,280,000 | $ 213,000 | $ 125,000 |
| Somerset County New Jersey | 6 | $ 1,490,000 | $ 248,000 | $ 150,000 |
| Linn County Oregon | 6 | $ 1,280,000 | $ 213,000 | $ 96,000 |
| Polk County Oregon | 6 | $ 1,320,000 | $ 220,000 | $ 66,000 |
| Travis County Texas | 6 | $ 1,020,000 | $ 170,000 | $ 91,000 |
| Cowlitz County Washington | 6 | $ 850,000 | $ 141,000 | $ 47,000 |
| Franklin County Washington | 6 | $ 860,000 | $ 143,000 | $ 71,000 |
| Grays Harbor County Washington | 6 | $ 1,250,000 | $ 208,000 | $ 96,000 |
| Skagit County Washington | 6 | $ 1,650,000 | $ 275,000 | $ 75,000 |
| Navajo County Arizona | 5 | $ 955,000 | $ 191,000 | $ 33,000 |
| Imperial County California | 5 | $ 925,000 | $ 185,000 | $ 67,000 |
| Tuolumne County California | 5 | $ 1,325,000 | $ 265,000 | $ 149,000 |
| Pueblo County Colorado | 5 | $ 465,000 | $ 93,000 | $ 68,000 |
| Pasco County Florida | 5 | $ 565,000 | $ 113,000 | $ 67,000 |
| Carroll County Maryland | 5 | $ 1,375,000 | $ 275,000 | $ 99,000 |
| Bristol County Massachusetts | 5 | $ 785,000 | $ 157,000 | $ 142,000 |
| Norfolk County Massachusetts | 5 | $ 1,115,000 | $ 223,000 | $ 74,000 |
| Burlington County New Jersey | 5 | $ 795,000 | $ 159,000 | $ 92,000 |
| Brazoria County Texas | 5 | $ 715,000 | $ 143,000 | $ 71,000 |
| Chelan County Washington | 5 | $ 935,000 | $ 187,000 | $ 92,000 |
| Pacific County Washington | 5 | $ 1,085,000 | $ 217,000 | $ 75,000 |
| Mohave County Arizona | 4 | $ 820,000 | $ 205,000 | $ 53,000 |
| Yuma County Arizona | 4 | $ 710,000 | $ 177,000 | $ 103,000 |
| Amador County California | 4 | $ 800,000 | $ 200,000 | $ 113,000 |
| Calaveras County California | 4 | $ 590,000 | $ 147,000 | $ 137,000 |
| Humboldt County California | 4 | $ 1,000,000 | $ 250,000 | $ 83,000 |
| Lassen County California | 4 | $ 650,000 | $ 162,000 | $ 124,000 |
| Alachua County Florida | 4 | $ 730,000 | $ 182,000 | $ 111,000 |
| Hernando County Florida | 4 | $ 630,000 | $ 157,000 | $ 86,000 |
| Manatee County Florida | 4 | $ 740,000 | $ 185,000 | $ 170,000 |
| Santa Rosa County Florida | 4 | $ 780,000 | $ 195,000 | $ 83,000 |
| Seminole County Florida | 4 | $ 480,000 | $ 120,000 | $ 55,000 |
| Volusia County Florida | 4 | $ 400,000 | $ 100,000 | $ 45,000 |
| Charles County Maryland | 4 | $ 1,120,000 | $ 280,000 | $ 117,000 |
| Queen Anne's County Maryland | 4 | $ 920,000 | $ 230,000 | $ 97,000 |
| Barnstable County Massachusetts | 4 | $ 1,270,000 | $ 317,000 | $ 132,000 |
| Carson City County Nevada | 4 | $ 1,320,000 | $ 330,000 | $ 127,000 |
| Cape May County New Jersey | 4 | $ 600,000 | $ 150,000 | $ 68,000 |
| Mercer County New Jersey | 4 | $ 470,000 | $ 117,000 | $ 72,000 |
| Douglas County Oregon | 4 | $ 660,000 | $ 165,000 | $ 50,000 |
| Kittitas County Washington | 4 | $ 970,000 | $ 242,000 | $ 140,000 |
| Okanogan County Washington | 4 | $ 920,000 | $ 230,000 | $ 51,000 |
| Cochise County Arizona | 3 | $ 575,000 | $ 191,000 | $ 110,000 |
| Santa Cruz County Arizona | 3 | $ 555,000 | $ 185,000 | $ 70,000 |
| Mono County California | 3 | $ 385,000 | $ 128,000 | $ 33,000 |
| Broomfield County Colorado | 3 | $ 925,000 | $ 308,000 | $ 98,000 |
| Mesa County Colorado | 3 | $ 665,000 | $ 221,000 | $ 66,000 |
| Montrose County Colorado | 3 | $ 585,000 | $ 195,000 | $ 87,000 |
| Citrus County Florida | 3 | $ 275,000 | $ 91,000 | $ 28,000 |
| Flagler County Florida | 3 | $ 455,000 | $ 151,000 | $ 88,000 |
| Monroe County Florida | 3 | $ 615,000 | $ 205,000 | $ 105,000 |
| Sarasota County Florida | 3 | $ 605,000 | $ 201,000 | $ 66,000 |
| Baltimore County Maryland | 3 | $ 635,000 | $ 211,000 | $ 45,000 |
| Calvert County Maryland | 3 | $ 775,000 | $ 258,000 | $ 40,000 |
| Harford County Maryland | 3 | $ 575,000 | $ 191,000 | $ 58,000 |
| St. Mary's County Maryland | 3 | $ 945,000 | $ 315,000 | $ 65,000 |
| Douglas County Nevada | 3 | $ 755,000 | $ 251,000 | $ 53,000 |
| Humboldt County Nevada | 3 | $ 655,000 | $ 218,000 | $ 109,000 |
| Atlantic County New Jersey | 3 | $ 245,000 | $ 81,000 | $ 75,000 |
| Gloucester County New Jersey | 3 | $ 445,000 | $ 148,000 | $ 88,000 |
| Passaic County New Jersey | 3 | $ 135,000 | $ 45,000 | $ 80,000 |
| Columbia County Oregon | 3 | $ 605,000 | $ 201,000 | $ 91,000 |
| Hidalgo County Texas | 3 | $ 325,000 | $ 108,000 | $ 126,000 |
| Kaufman County Texas | 3 | $ 415,000 | $ 138,000 | $ 58,000 |
| Asotin County Washington | 3 | $ 575,000 | $ 191,000 | $ 78,000 |
| Clallam County Washington | 3 | $ 855,000 | $ 285,000 | $ 151,000 |
| Douglas County Washington | 3 | $ 875,000 | $ 291,000 | $ 51,000 |
| Grant County Washington | 3 | $ 665,000 | $ 221,000 | $ 83,000 |
| Lewis County Washington | 3 | $ 765,000 | $ 255,000 | $ 62,000 |
| Coconino County Arizona | 2 | $ 670,000 | $ 335,000 | $ 88,000 |
| Glenn County California | 2 | $ 250,000 | $ 125,000 | $ 70,000 |
| Mariposa County California | 2 | $ 660,000 | $ 330,000 | $ 100,000 |
| Mendocino County California | 2 | $ 390,000 | $ 195,000 | $ 129,000 |
| Plumas County California | 2 | $ 540,000 | $ 270,000 | $ 179,000 |
| Archuleta County Colorado | 2 | $ 440,000 | $ 220,000 | $ 42,000 |
| Elbert County Colorado | 2 | $ 340,000 | $ 170,000 | $ 78,000 |
| La Plata County Colorado | 2 | $ 500,000 | $ 250,000 | $ 64,000 |
| Summit County Colorado | 2 | $ 410,000 | $ 205,000 | $ 44,000 |
| Clay County Florida | 2 | $ 500,000 | $ 250,000 | $ 107,000 |
| Escambia County Florida | 2 | $ 350,000 | $ 175,000 | $ 51,000 |
| Okaloosa County Florida | 2 | $ 280,000 | $ 140,000 | $ 32,000 |
| Elko County Nevada | 2 | $ 300,000 | $ 150,000 | $ 30,000 |
| Camden County New Jersey | 2 | $ 100,000 | $ 50,000 | $ 117,000 |
| Cumberland County New Jersey | 2 | $ 200,000 | $ 100,000 | $ 55,000 |
| Hunterdon County New Jersey | 2 | $ 320,000 | $ 160,000 | $ 172,000 |
| Cabarrus County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 71,000 |
| Mecklenburg County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 89,000 |
| Wake County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 215,000 |
| Watauga County North Carolina | 2 | $ 940,000 | $ 470,000 | $ 135,000 |
| Hood River County Oregon | 2 | $ 640,000 | $ 320,000 | $ 103,000 |
| Josephine County Oregon | 2 | $ 970,000 | $ 485,000 | $ 0 |
| Klamath County Oregon | 2 | $ 460,000 | $ 230,000 | $ 49,000 |
| Lincoln County Oregon | 2 | $ 480,000 | $ 240,000 | $ 49,000 |
| Umatilla County Oregon | 2 | $ 550,000 | $ 275,000 | $ 89,000 |
| Bastrop County Texas | 2 | $ 540,000 | $ 270,000 | $ 96,000 |
| Comal County Texas | 2 | $ 630,000 | $ 315,000 | $ 145,000 |
| Ellis County Texas | 2 | $ 270,000 | $ 135,000 | $ 54,000 |
| Galveston County Texas | 2 | $ 560,000 | $ 280,000 | $ 156,000 |
| Guadalupe County Texas | 2 | $ 480,000 | $ 240,000 | $ 135,000 |
| Harrison County Texas | 2 | $ 430,000 | $ 215,000 | $ 87,000 |
| Hays County Texas | 2 | $ 110,000 | $ 55,000 | $ 81,000 |
| Liberty County Texas | 2 | $ 310,000 | $ 155,000 | $ 103,000 |
| Montgomery County Texas | 2 | $ 300,000 | $ 150,000 | $ 173,000 |
| Nueces County Texas | 2 | $ 540,000 | $ 270,000 | $ 159,000 |
| Rockwall County Texas | 2 | $ 980,000 | $ 490,000 | $ 141,000 |
| Wise County Texas | 2 | $ 280,000 | $ 140,000 | $ 65,000 |
| Jefferson County Washington | 2 | $ 610,000 | $ 305,000 | $ 157,000 |
| Apache County Arizona | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Graham County Arizona | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Colusa County California | 1 | $ 295,000 | $ 295,000 | $ 294,000 |
| Modoc County California | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| Sierra County California | 1 | $ 55,000 | $ 55,000 | $ 118,000 |
| Siskiyou County California | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Trinity County California | 1 | $ 315,000 | $ 315,000 | $ 122,000 |
| Chaffee County Colorado | 1 | $ 375,000 | $ 375,000 | $ 99,000 |
| Eagle County Colorado | 1 | $ 385,000 | $ 385,000 | $ 95,000 |
| Fremont County Colorado | 1 | $ 295,000 | $ 295,000 | $ 187,000 |
| Grand County Colorado | 1 | $ 415,000 | $ 415,000 | $ 96,000 |
| Routt County Colorado | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Teller County Colorado | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| Charlotte County Florida | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Leon County Florida | 1 | $ 105,000 | $ 105,000 | $ 126,000 |
| Nassau County Florida | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Putnam County Florida | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Wakulla County Florida | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Walton County Florida | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Cecil County Maryland | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Kent County Maryland | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Wicomico County Maryland | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Franklin County Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Hampden County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Nantucket County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 330,000 |
| Storey County Nevada | 1 | $ 315,000 | $ 315,000 | $ 40,000 |
| Sussex County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| Warren County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Alexander County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| Chatham County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 145,000 |
| Guilford County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Iredell County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 134,000 |
| Union County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Wilkes County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 178,000 |
| Benton County Oregon | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Crook County Oregon | 1 | $ 405,000 | $ 405,000 | $ 152,000 |
| Curry County Oregon | 1 | $ 355,000 | $ 355,000 | $ 138,000 |
| Jefferson County Oregon | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Tillamook County Oregon | 1 | $ 315,000 | $ 315,000 | $ 55,000 |
| Davidson County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
| Knox County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 124,000 |
| Loudon County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 192,000 |
| Montgomery County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Putnam County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Williamson County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 99,000 |
| Wilson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Anderson County Texas | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Atascosa County Texas | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Callahan County Texas | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Chambers County Texas | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Ector County Texas | 1 | $ 315,000 | $ 315,000 | $ 150,000 |
| El Paso County Texas | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Erath County Texas | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Henderson County Texas | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Jefferson County Texas | 1 | $ 35,000 | $ 35,000 | $ 103,000 |
| Johnson County Texas | 1 | $ 35,000 | $ 35,000 | $ 127,000 |
| Midland County Texas | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Nacogdoches County Texas | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Palo Pinto County Texas | 1 | $ 45,000 | $ 45,000 | $ 154,000 |
| Adams County Washington | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Mason County Washington | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| Skamania County Washington | 1 | $ 195,000 | $ 195,000 | $ 37,000 |
| Walla Walla County Washington | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Ladera Lending, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 3,156 | $841,770,000 | $266,000 | $19,005,000 | $105,000 | $1,984,000 |
| Refinancing | 1,282 | $441,200,000 | $344,000 | $1,785,000 | $104,000 | $1,200,000 |
| Home Purchase | 153 | $68,135,000 | $445,000 | $4,805,000 | $143,000 | $987,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,890 | $880,280,000 | $304,000 | $19,005,000 | $112,000 | $1,984,000 |
| Hispanic | 731 | $198,395,000 | $271,000 | $1,805,000 | $95,000 | $892,000 |
| Not Provided | 418 | $109,830,000 | $262,000 | $1,735,000 | $95,000 | $891,000 |
| Black or African American | 271 | $69,395,000 | $256,000 | $755,000 | $86,000 | $287,000 |
| Asian | 235 | $80,015,000 | $340,000 | $2,305,000 | $118,000 | $384,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $6,980,000 | $268,000 | $555,000 | $93,000 | $180,000 |
| American Indian or Alaskan Native | 19 | $6,005,000 | $316,000 | $885,000 | $103,000 | $243,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,664 | $851,680,000 | $319,000 | $19,005,000 | $122,000 | $1,984,000 |
| FHA-insured (Federal Housing Administration) | 1,273 | $304,185,000 | $238,000 | $2,305,000 | $88,000 | $350,000 |
| VA-guaranteed (Veterans Administration) | 654 | $195,240,000 | $298,000 | $945,000 | $74,000 | $283,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,319 | $797,215,000 | $343,000 | $1,785,000 | $108,000 | $1,200,000 |
| Application Withdrawn By Applicant | 2,079 | $508,645,000 | $244,000 | $19,005,000 | $106,000 | $1,984,000 |
| Application Denied By Financial Institution | 152 | $33,790,000 | $222,000 | $1,235,000 | $89,000 | $435,000 |
| Application Approved But Not Accepted | 26 | $8,990,000 | $345,000 | $655,000 | $122,000 | $585,000 |
| File Closed For Incompleteness | 15 | $2,465,000 | $164,000 | $465,000 | $116,000 | $331,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,439 | $1,317,315,000 | $296,000 | $19,005,000 | $107,000 | $1,984,000 |
| Debt-To-Income Ratio | 133 | $29,455,000 | $221,000 | $1,235,000 | $91,000 | $435,000 |
| Collateral | 5 | $1,315,000 | $263,000 | $485,000 | $99,000 | $125,000 |
| Credit History | 4 | $1,310,000 | $327,000 | $695,000 | $84,000 | $121,000 |
| Unverifiable Information | 4 | $1,010,000 | $252,000 | $445,000 | $97,000 | $163,000 |
| Other | 3 | $445,000 | $148,000 | $335,000 | $56,000 | $96,000 |
| Employment History | 3 | $255,000 | $85,000 | $145,000 | $36,000 | $46,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ladera Lending, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ladera Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.