Ladera Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Ladera Lending, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ladera Lending, Inc. 555 Corporate Drive Suite 215 Sacramento, CA 92694 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 3,075 |
| Total Mortgage Loan Application Amount | $848,685,000 |
| Average Mortgage Loan Application Amount | $407,500 |
| Highest Mortgage Loan Application Amount | $2,625,000 |
| Average Applicant Income | $159,000 |
| Highest Applicant Income | $1,148,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Ladera Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ladera Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Ladera Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ladera Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ladera Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ladera Lending, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 173 | $ 47,545,000 | $ 274,000 | $ 109,000 |
| Los Angeles County California | 161 | $ 55,975,000 | $ 347,000 | $ 136,000 |
| Riverside County California | 111 | $ 37,745,000 | $ 340,000 | $ 130,000 |
| Clark County Nevada | 105 | $ 27,235,000 | $ 259,000 | $ 95,000 |
| San Bernardino County California | 83 | $ 20,685,000 | $ 249,000 | $ 109,000 |
| San Diego County California | 83 | $ 31,365,000 | $ 377,000 | $ 138,000 |
| Orange County California | 63 | $ 28,835,000 | $ 457,000 | $ 162,000 |
| Palm Beach County Florida | 44 | $ 10,780,000 | $ 245,000 | $ 141,000 |
| Broward County Florida | 41 | $ 9,565,000 | $ 233,000 | $ 119,000 |
| Sacramento County California | 38 | $ 11,000,000 | $ 289,000 | $ 142,000 |
| Orange County Florida | 38 | $ 10,620,000 | $ 279,000 | $ 113,000 |
| Kern County California | 37 | $ 6,915,000 | $ 186,000 | $ 113,000 |
| Pima County Arizona | 35 | $ 7,295,000 | $ 208,000 | $ 97,000 |
| Miami-Dade County Florida | 35 | $ 6,075,000 | $ 173,000 | $ 103,000 |
| Pierce County Washington | 34 | $ 9,370,000 | $ 275,000 | $ 100,000 |
| King County Washington | 33 | $ 9,925,000 | $ 300,000 | $ 160,000 |
| San Joaquin County California | 29 | $ 7,155,000 | $ 246,000 | $ 112,000 |
| Mecklenburg County North Carolina | 29 | $ 7,445,000 | $ 256,000 | $ 95,000 |
| Duval County Florida | 28 | $ 6,390,000 | $ 228,000 | $ 90,000 |
| El Paso County Colorado | 26 | $ 7,340,000 | $ 282,000 | $ 111,000 |
| Pinal County Arizona | 25 | $ 5,975,000 | $ 239,000 | $ 101,000 |
| Washoe County Nevada | 25 | $ 7,025,000 | $ 281,000 | $ 105,000 |
| Hillsborough County Florida | 24 | $ 5,690,000 | $ 237,000 | $ 91,000 |
| Pasco County Florida | 24 | $ 5,350,000 | $ 222,000 | $ 87,000 |
| Fresno County California | 21 | $ 6,985,000 | $ 332,000 | $ 148,000 |
| Osceola County Florida | 21 | $ 6,285,000 | $ 299,000 | $ 100,000 |
| Brevard County Florida | 20 | $ 4,820,000 | $ 241,000 | $ 106,000 |
| Polk County Florida | 20 | $ 4,770,000 | $ 238,000 | $ 91,000 |
| Cook County Illinois | 20 | $ 4,480,000 | $ 224,000 | $ 88,000 |
| Snohomish County Washington | 20 | $ 6,370,000 | $ 318,000 | $ 133,000 |
| Pinellas County Florida | 19 | $ 3,845,000 | $ 202,000 | $ 108,000 |
| Volusia County Florida | 19 | $ 4,345,000 | $ 228,000 | $ 69,000 |
| Salt Lake County Utah | 19 | $ 4,555,000 | $ 239,000 | $ 91,000 |
| Stanislaus County California | 18 | $ 4,970,000 | $ 276,000 | $ 155,000 |
| Davidson County Tennessee | 18 | $ 4,480,000 | $ 248,000 | $ 97,000 |
| Shelby County Tennessee | 18 | $ 3,080,000 | $ 171,000 | $ 105,000 |
| Santa Clara County California | 17 | $ 6,295,000 | $ 370,000 | $ 142,000 |
| Rutherford County Tennessee | 17 | $ 4,355,000 | $ 256,000 | $ 91,000 |
| Middlesex County Massachusetts | 16 | $ 4,830,000 | $ 301,000 | $ 109,000 |
| Wake County North Carolina | 16 | $ 6,280,000 | $ 392,000 | $ 168,000 |
| Yavapai County Arizona | 15 | $ 4,285,000 | $ 285,000 | $ 85,000 |
| Alameda County California | 15 | $ 5,615,000 | $ 374,000 | $ 150,000 |
| Worcester County Massachusetts | 15 | $ 3,765,000 | $ 251,000 | $ 124,000 |
| Hamilton County Tennessee | 15 | $ 4,355,000 | $ 290,000 | $ 112,000 |
| Contra Costa County California | 14 | $ 3,590,000 | $ 256,000 | $ 105,000 |
| Lee County Florida | 14 | $ 3,770,000 | $ 269,000 | $ 108,000 |
| Marion County Oregon | 14 | $ 3,600,000 | $ 257,000 | $ 108,000 |
| Multnomah County Oregon | 14 | $ 4,310,000 | $ 307,000 | $ 120,000 |
| Spokane County Washington | 14 | $ 2,380,000 | $ 170,000 | $ 114,000 |
| Ventura County California | 13 | $ 8,115,000 | $ 624,000 | $ 196,000 |
| Douglas County Colorado | 13 | $ 3,915,000 | $ 301,000 | $ 198,000 |
| Lake County Florida | 13 | $ 2,925,000 | $ 225,000 | $ 88,000 |
| Marion County Florida | 13 | $ 2,315,000 | $ 178,000 | $ 69,000 |
| Clackamas County Oregon | 13 | $ 5,235,000 | $ 402,000 | $ 115,000 |
| Washington County Oregon | 13 | $ 2,625,000 | $ 201,000 | $ 104,000 |
| Denver County Colorado | 12 | $ 3,490,000 | $ 290,000 | $ 105,000 |
| Pueblo County Colorado | 12 | $ 2,730,000 | $ 227,000 | $ 79,000 |
| St. Lucie County Florida | 12 | $ 2,470,000 | $ 205,000 | $ 84,000 |
| Ada County Idaho | 12 | $ 2,400,000 | $ 200,000 | $ 83,000 |
| Plymouth County Massachusetts | 12 | $ 4,270,000 | $ 355,000 | $ 96,000 |
| Montgomery County Tennessee | 12 | $ 4,220,000 | $ 351,000 | $ 101,000 |
| Placer County California | 11 | $ 3,595,000 | $ 326,000 | $ 183,000 |
| Jefferson County Colorado | 11 | $ 3,085,000 | $ 280,000 | $ 144,000 |
| Weld County Colorado | 11 | $ 1,945,000 | $ 176,000 | $ 96,000 |
| Manatee County Florida | 11 | $ 2,425,000 | $ 220,000 | $ 103,000 |
| Sarasota County Florida | 11 | $ 2,005,000 | $ 182,000 | $ 80,000 |
| Seminole County Florida | 11 | $ 2,335,000 | $ 212,000 | $ 89,000 |
| Prince George's County Maryland | 11 | $ 3,525,000 | $ 320,000 | $ 114,000 |
| Lane County Oregon | 11 | $ 2,135,000 | $ 194,000 | $ 86,000 |
| Arapahoe County Colorado | 10 | $ 3,680,000 | $ 368,000 | $ 173,000 |
| Cumberland County North Carolina | 10 | $ 1,740,000 | $ 174,000 | $ 102,000 |
| Sumner County Tennessee | 10 | $ 2,680,000 | $ 268,000 | $ 109,000 |
| Clark County Washington | 10 | $ 2,250,000 | $ 225,000 | $ 83,000 |
| Shasta County California | 9 | $ 2,155,000 | $ 239,000 | $ 109,000 |
| Adams County Colorado | 9 | $ 2,405,000 | $ 267,000 | $ 96,000 |
| DuPage County Illinois | 9 | $ 2,415,000 | $ 268,000 | $ 107,000 |
| Durham County North Carolina | 9 | $ 2,165,000 | $ 240,000 | $ 85,000 |
| Deschutes County Oregon | 9 | $ 3,535,000 | $ 392,000 | $ 133,000 |
| Knox County Tennessee | 9 | $ 2,705,000 | $ 300,000 | $ 108,000 |
| Weber County Utah | 9 | $ 3,115,000 | $ 346,000 | $ 100,000 |
| Mohave County Arizona | 8 | $ 2,200,000 | $ 275,000 | $ 93,000 |
| Monterey County California | 8 | $ 2,130,000 | $ 266,000 | $ 61,000 |
| Bergen County New Jersey | 8 | $ 3,040,000 | $ 380,000 | $ 210,000 |
| York County South Carolina | 8 | $ 3,040,000 | $ 380,000 | $ 141,000 |
| Utah County Utah | 8 | $ 1,940,000 | $ 242,000 | $ 92,000 |
| Thurston County Washington | 8 | $ 2,210,000 | $ 276,000 | $ 124,000 |
| Yuma County Arizona | 7 | $ 995,000 | $ 142,000 | $ 74,000 |
| Santa Barbara County California | 7 | $ 1,445,000 | $ 206,000 | $ 229,000 |
| Tulare County California | 7 | $ 1,705,000 | $ 243,000 | $ 75,000 |
| Collier County Florida | 7 | $ 1,895,000 | $ 270,000 | $ 123,000 |
| Escambia County Florida | 7 | $ 1,135,000 | $ 162,000 | $ 116,000 |
| Flagler County Florida | 7 | $ 1,285,000 | $ 183,000 | $ 71,000 |
| Hernando County Florida | 7 | $ 1,415,000 | $ 202,000 | $ 78,000 |
| Okaloosa County Florida | 7 | $ 2,065,000 | $ 295,000 | $ 110,000 |
| Santa Rosa County Florida | 7 | $ 2,745,000 | $ 392,000 | $ 108,000 |
| St. Johns County Florida | 7 | $ 1,325,000 | $ 189,000 | $ 94,000 |
| Anne Arundel County Maryland | 7 | $ 1,925,000 | $ 275,000 | $ 168,000 |
| Bernalillo County New Mexico | 7 | $ 2,135,000 | $ 305,000 | $ 96,000 |
| Guilford County North Carolina | 7 | $ 1,515,000 | $ 216,000 | $ 86,000 |
| Coos County Oregon | 7 | $ 1,635,000 | $ 233,000 | $ 81,000 |
| Charleston County South Carolina | 7 | $ 2,695,000 | $ 385,000 | $ 116,000 |
| El Dorado County California | 6 | $ 2,180,000 | $ 363,000 | $ 157,000 |
| San Mateo County California | 6 | $ 3,990,000 | $ 665,000 | $ 133,000 |
| Solano County California | 6 | $ 2,330,000 | $ 388,000 | $ 141,000 |
| Sonoma County California | 6 | $ 1,200,000 | $ 200,000 | $ 122,000 |
| Montrose County Colorado | 6 | $ 1,630,000 | $ 271,000 | $ 77,000 |
| Clay County Florida | 6 | $ 1,260,000 | $ 210,000 | $ 95,000 |
| Martin County Florida | 6 | $ 1,380,000 | $ 230,000 | $ 91,000 |
| Bannock County Idaho | 6 | $ 1,300,000 | $ 216,000 | $ 114,000 |
| Canyon County Idaho | 6 | $ 1,180,000 | $ 196,000 | $ 60,000 |
| Bristol County Massachusetts | 6 | $ 1,370,000 | $ 228,000 | $ 104,000 |
| Essex County Massachusetts | 6 | $ 980,000 | $ 163,000 | $ 92,000 |
| Hampden County Massachusetts | 6 | $ 860,000 | $ 143,000 | $ 87,000 |
| Union County New Jersey | 6 | $ 2,260,000 | $ 376,000 | $ 230,000 |
| Forsyth County North Carolina | 6 | $ 1,260,000 | $ 210,000 | $ 97,000 |
| Gaston County North Carolina | 6 | $ 1,390,000 | $ 231,000 | $ 91,000 |
| Berkeley County South Carolina | 6 | $ 1,440,000 | $ 240,000 | $ 73,000 |
| Horry County South Carolina | 6 | $ 1,480,000 | $ 246,000 | $ 76,000 |
| Spartanburg County South Carolina | 6 | $ 1,330,000 | $ 221,000 | $ 76,000 |
| Butte County California | 5 | $ 1,285,000 | $ 257,000 | $ 121,000 |
| Santa Cruz County California | 5 | $ 2,345,000 | $ 469,000 | $ 221,000 |
| Tehama County California | 5 | $ 1,055,000 | $ 211,000 | $ 62,000 |
| Tuolumne County California | 5 | $ 1,435,000 | $ 287,000 | $ 155,000 |
| Bay County Florida | 5 | $ 1,005,000 | $ 201,000 | $ 93,000 |
| Charlotte County Florida | 5 | $ 1,025,000 | $ 205,000 | $ 67,000 |
| Citrus County Florida | 5 | $ 855,000 | $ 171,000 | $ 60,000 |
| Sumter County Florida | 5 | $ 1,295,000 | $ 259,000 | $ 69,000 |
| McHenry County Illinois | 5 | $ 1,195,000 | $ 239,000 | $ 97,000 |
| Will County Illinois | 5 | $ 815,000 | $ 163,000 | $ 77,000 |
| Suffolk County Massachusetts | 5 | $ 1,475,000 | $ 295,000 | $ 179,000 |
| Camden County New Jersey | 5 | $ 1,005,000 | $ 201,000 | $ 69,000 |
| Middlesex County New Jersey | 5 | $ 2,255,000 | $ 451,000 | $ 207,000 |
| Catawba County North Carolina | 5 | $ 1,315,000 | $ 263,000 | $ 110,000 |
| Davidson County North Carolina | 5 | $ 1,495,000 | $ 299,000 | $ 138,000 |
| Beaufort County South Carolina | 5 | $ 1,155,000 | $ 231,000 | $ 73,000 |
| Greenville County South Carolina | 5 | $ 775,000 | $ 155,000 | $ 102,000 |
| Washington County Tennessee | 5 | $ 1,365,000 | $ 273,000 | $ 96,000 |
| Chelan County Washington | 5 | $ 995,000 | $ 199,000 | $ 68,000 |
| Franklin County Washington | 5 | $ 995,000 | $ 199,000 | $ 99,000 |
| Grays Harbor County Washington | 5 | $ 775,000 | $ 155,000 | $ 110,000 |
| Whatcom County Washington | 5 | $ 1,405,000 | $ 281,000 | $ 65,000 |
| Yakima County Washington | 5 | $ 1,365,000 | $ 273,000 | $ 112,000 |
| Navajo County Arizona | 4 | $ 930,000 | $ 232,000 | $ 176,000 |
| Calaveras County California | 4 | $ 1,290,000 | $ 322,000 | $ 168,000 |
| Madera County California | 4 | $ 820,000 | $ 205,000 | $ 60,000 |
| Marin County California | 4 | $ 4,440,000 | $ 1,110,000 | $ 677,000 |
| Merced County California | 4 | $ 880,000 | $ 220,000 | $ 88,000 |
| Napa County California | 4 | $ 1,970,000 | $ 492,000 | $ 163,000 |
| Nevada County California | 4 | $ 950,000 | $ 237,000 | $ 99,000 |
| San Luis Obispo County California | 4 | $ 1,930,000 | $ 482,000 | $ 146,000 |
| Sutter County California | 4 | $ 1,820,000 | $ 455,000 | $ 214,000 |
| Yuba County California | 4 | $ 710,000 | $ 177,000 | $ 101,000 |
| Boulder County Colorado | 4 | $ 760,000 | $ 190,000 | $ 191,000 |
| Alachua County Florida | 4 | $ 1,030,000 | $ 257,000 | $ 136,000 |
| Indian River County Florida | 4 | $ 680,000 | $ 170,000 | $ 55,000 |
| Kootenai County Idaho | 4 | $ 1,470,000 | $ 367,000 | $ 86,000 |
| Barnstable County Massachusetts | 4 | $ 960,000 | $ 240,000 | $ 125,000 |
| Lyon County Nevada | 4 | $ 590,000 | $ 147,000 | $ 63,000 |
| Atlantic County New Jersey | 4 | $ 640,000 | $ 160,000 | $ 111,000 |
| Monmouth County New Jersey | 4 | $ 1,290,000 | $ 322,000 | $ 150,000 |
| Ocean County New Jersey | 4 | $ 1,160,000 | $ 290,000 | $ 178,000 |
| Passaic County New Jersey | 4 | $ 900,000 | $ 225,000 | $ 130,000 |
| Johnston County North Carolina | 4 | $ 970,000 | $ 242,000 | $ 76,000 |
| New Hanover County North Carolina | 4 | $ 1,320,000 | $ 330,000 | $ 166,000 |
| Union County North Carolina | 4 | $ 1,290,000 | $ 322,000 | $ 97,000 |
| Umatilla County Oregon | 4 | $ 650,000 | $ 162,000 | $ 60,000 |
| Aiken County South Carolina | 4 | $ 710,000 | $ 177,000 | $ 113,000 |
| Anderson County South Carolina | 4 | $ 820,000 | $ 205,000 | $ 68,000 |
| Richland County South Carolina | 4 | $ 490,000 | $ 122,000 | $ 98,000 |
| Blount County Tennessee | 4 | $ 640,000 | $ 160,000 | $ 110,000 |
| Fayette County Tennessee | 4 | $ 1,610,000 | $ 402,000 | $ 157,000 |
| Loudon County Tennessee | 4 | $ 1,530,000 | $ 382,000 | $ 129,000 |
| Putnam County Tennessee | 4 | $ 910,000 | $ 227,000 | $ 82,000 |
| Sevier County Tennessee | 4 | $ 1,750,000 | $ 437,000 | $ 67,000 |
| Sullivan County Tennessee | 4 | $ 1,040,000 | $ 260,000 | $ 77,000 |
| Williamson County Tennessee | 4 | $ 1,420,000 | $ 355,000 | $ 109,000 |
| Collin County Texas | 4 | $ 1,860,000 | $ 465,000 | $ 165,000 |
| Dallas County Texas | 4 | $ 1,640,000 | $ 410,000 | $ 90,000 |
| Tarrant County Texas | 4 | $ 1,480,000 | $ 370,000 | $ 159,000 |
| Davis County Utah | 4 | $ 1,200,000 | $ 300,000 | $ 108,000 |
| Washington County Utah | 4 | $ 1,580,000 | $ 395,000 | $ 147,000 |
| Benton County Washington | 4 | $ 300,000 | $ 75,000 | $ 92,000 |
| Island County Washington | 4 | $ 960,000 | $ 240,000 | $ 44,000 |
| Coconino County Arizona | 3 | $ 1,025,000 | $ 341,000 | $ 152,000 |
| Imperial County California | 3 | $ 475,000 | $ 158,000 | $ 87,000 |
| Kings County California | 3 | $ 315,000 | $ 105,000 | $ 106,000 |
| Lake County California | 3 | $ 925,000 | $ 308,000 | $ 106,000 |
| San Benito County California | 3 | $ 405,000 | $ 135,000 | $ 83,000 |
| Yolo County California | 3 | $ 545,000 | $ 181,000 | $ 87,000 |
| Chaffee County Colorado | 3 | $ 705,000 | $ 235,000 | $ 102,000 |
| Larimer County Colorado | 3 | $ 855,000 | $ 285,000 | $ 79,000 |
| Mesa County Colorado | 3 | $ 515,000 | $ 171,000 | $ 87,000 |
| Routt County Colorado | 3 | $ 865,000 | $ 288,000 | $ 137,000 |
| Highlands County Florida | 3 | $ 1,045,000 | $ 348,000 | $ 98,000 |
| Leon County Florida | 3 | $ 725,000 | $ 241,000 | $ 109,000 |
| Lake County Illinois | 3 | $ 695,000 | $ 231,000 | $ 84,000 |
| St. Clair County Illinois | 3 | $ 645,000 | $ 215,000 | $ 133,000 |
| Baltimore County Maryland | 3 | $ 935,000 | $ 311,000 | $ 163,000 |
| Baltimore City County Maryland | 3 | $ 545,000 | $ 181,000 | $ 271,000 |
| Norfolk County Massachusetts | 3 | $ 885,000 | $ 295,000 | $ 115,000 |
| Elko County Nevada | 3 | $ 925,000 | $ 308,000 | $ 141,000 |
| Mercer County New Jersey | 3 | $ 1,085,000 | $ 361,000 | $ 139,000 |
| Cabarrus County North Carolina | 3 | $ 1,005,000 | $ 335,000 | $ 83,000 |
| Northampton County North Carolina | 3 | $ 685,000 | $ 228,000 | $ 116,000 |
| Benton County Oregon | 3 | $ 515,000 | $ 171,000 | $ 71,000 |
| Clatsop County Oregon | 3 | $ 555,000 | $ 185,000 | $ 99,000 |
| Klamath County Oregon | 3 | $ 615,000 | $ 205,000 | $ 71,000 |
| Bucks County Pennsylvania | 3 | $ 1,315,000 | $ 438,000 | $ 173,000 |
| Dorchester County South Carolina | 3 | $ 445,000 | $ 148,000 | $ 49,000 |
| Florence County South Carolina | 3 | $ 735,000 | $ 245,000 | $ 154,000 |
| Lancaster County South Carolina | 3 | $ 545,000 | $ 181,000 | $ 117,000 |
| Laurens County South Carolina | 3 | $ 1,045,000 | $ 348,000 | $ 121,000 |
| Lexington County South Carolina | 3 | $ 675,000 | $ 225,000 | $ 132,000 |
| Bedford County Tennessee | 3 | $ 445,000 | $ 148,000 | $ 123,000 |
| Greene County Tennessee | 3 | $ 405,000 | $ 135,000 | $ 65,000 |
| Hamblen County Tennessee | 3 | $ 485,000 | $ 161,000 | $ 87,000 |
| Maury County Tennessee | 3 | $ 505,000 | $ 168,000 | $ 55,000 |
| Denton County Texas | 3 | $ 1,225,000 | $ 408,000 | $ 145,000 |
| Galveston County Texas | 3 | $ 905,000 | $ 301,000 | $ 127,000 |
| Harris County Texas | 3 | $ 885,000 | $ 295,000 | $ 112,000 |
| Cowlitz County Washington | 3 | $ 455,000 | $ 151,000 | $ 41,000 |
| Grant County Washington | 3 | $ 505,000 | $ 168,000 | $ 75,000 |
| Skagit County Washington | 3 | $ 735,000 | $ 245,000 | $ 193,000 |
| Walla Walla County Washington | 3 | $ 945,000 | $ 315,000 | $ 100,000 |
| Gila County Arizona | 2 | $ 200,000 | $ 100,000 | $ 28,000 |
| Amador County California | 2 | $ 1,240,000 | $ 620,000 | $ 175,000 |
| Lassen County California | 2 | $ 460,000 | $ 230,000 | $ 52,000 |
| Mono County California | 2 | $ 950,000 | $ 475,000 | $ 394,000 |
| Plumas County California | 2 | $ 400,000 | $ 200,000 | $ 42,000 |
| San Francisco County California | 2 | $ 890,000 | $ 445,000 | $ 216,000 |
| Siskiyou County California | 2 | $ 410,000 | $ 205,000 | $ 87,000 |
| Broomfield County Colorado | 2 | $ 190,000 | $ 95,000 | $ 83,000 |
| DeSoto County Florida | 2 | $ 350,000 | $ 175,000 | $ 91,000 |
| Gilchrist County Florida | 2 | $ 510,000 | $ 255,000 | $ 137,000 |
| Walton County Florida | 2 | $ 1,200,000 | $ 600,000 | $ 142,000 |
| Bingham County Idaho | 2 | $ 190,000 | $ 95,000 | $ 66,000 |
| Bonner County Idaho | 2 | $ 470,000 | $ 235,000 | $ 73,000 |
| Franklin County Idaho | 2 | $ 300,000 | $ 150,000 | $ 98,000 |
| Madison County Idaho | 2 | $ 500,000 | $ 250,000 | $ 108,000 |
| Nez Perce County Idaho | 2 | $ 280,000 | $ 140,000 | $ 78,000 |
| Payette County Idaho | 2 | $ 230,000 | $ 115,000 | $ 63,000 |
| Twin Falls County Idaho | 2 | $ 440,000 | $ 220,000 | $ 125,000 |
| Valley County Idaho | 2 | $ 430,000 | $ 215,000 | $ 72,000 |
| Washington County Idaho | 2 | $ 350,000 | $ 175,000 | $ 75,000 |
| Fayette County Illinois | 2 | $ 190,000 | $ 95,000 | $ 90,000 |
| Allegany County Maryland | 2 | $ 430,000 | $ 215,000 | $ 204,000 |
| Charles County Maryland | 2 | $ 560,000 | $ 280,000 | $ 114,000 |
| Montgomery County Maryland | 2 | $ 580,000 | $ 290,000 | $ 124,000 |
| Berkshire County Massachusetts | 2 | $ 300,000 | $ 150,000 | $ 48,000 |
| Hampshire County Massachusetts | 2 | $ 540,000 | $ 270,000 | $ 111,000 |
| Carson City County Nevada | 2 | $ 300,000 | $ 150,000 | $ 79,000 |
| Humboldt County Nevada | 2 | $ 300,000 | $ 150,000 | $ 117,000 |
| Nye County Nevada | 2 | $ 580,000 | $ 290,000 | $ 86,000 |
| Cumberland County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 114,000 |
| Essex County New Jersey | 2 | $ 1,070,000 | $ 535,000 | $ 181,000 |
| Hudson County New Jersey | 2 | $ 510,000 | $ 255,000 | $ 141,000 |
| Somerset County New Jersey | 2 | $ 680,000 | $ 340,000 | $ 139,000 |
| Sandoval County New Mexico | 2 | $ 290,000 | $ 145,000 | $ 59,000 |
| Buncombe County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 160,000 |
| Harnett County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 105,000 |
| Henderson County North Carolina | 2 | $ 1,960,000 | $ 980,000 | $ 249,000 |
| Iredell County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 78,000 |
| Onslow County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 109,000 |
| Rowan County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 69,000 |
| Vance County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 57,000 |
| Columbia County Oregon | 2 | $ 240,000 | $ 120,000 | $ 58,000 |
| Douglas County Oregon | 2 | $ 600,000 | $ 300,000 | $ 91,000 |
| Harney County Oregon | 2 | $ 490,000 | $ 245,000 | $ 83,000 |
| Jackson County Oregon | 2 | $ 340,000 | $ 170,000 | $ 80,000 |
| Josephine County Oregon | 2 | $ 320,000 | $ 160,000 | $ 88,000 |
| Lincoln County Oregon | 2 | $ 510,000 | $ 255,000 | $ 297,000 |
| Polk County Oregon | 2 | $ 490,000 | $ 245,000 | $ 93,000 |
| Wasco County Oregon | 2 | $ 290,000 | $ 145,000 | $ 92,000 |
| Yamhill County Oregon | 2 | $ 280,000 | $ 140,000 | $ 84,000 |
| Dauphin County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 71,000 |
| Monroe County Pennsylvania | 2 | $ 580,000 | $ 290,000 | $ 120,000 |
| Pickens County South Carolina | 2 | $ 320,000 | $ 160,000 | $ 74,000 |
| Bradley County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 68,000 |
| Campbell County Tennessee | 2 | $ 150,000 | $ 75,000 | $ 105,000 |
| Coffee County Tennessee | 2 | $ 580,000 | $ 290,000 | $ 79,000 |
| Hickman County Tennessee | 2 | $ 480,000 | $ 240,000 | $ 115,000 |
| Humphreys County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 52,000 |
| Jefferson County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 141,000 |
| Lincoln County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 56,000 |
| Madison County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 60,000 |
| Marshall County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 102,000 |
| Roane County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 53,000 |
| Wayne County Tennessee | 2 | $ 550,000 | $ 275,000 | $ 64,000 |
| White County Tennessee | 2 | $ 340,000 | $ 170,000 | $ 96,000 |
| Wilson County Tennessee | 2 | $ 640,000 | $ 320,000 | $ 117,000 |
| Bexar County Texas | 2 | $ 430,000 | $ 215,000 | $ 87,000 |
| Hays County Texas | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Smith County Texas | 2 | $ 420,000 | $ 210,000 | $ 113,000 |
| Travis County Texas | 2 | $ 700,000 | $ 350,000 | $ 188,000 |
| Williamson County Texas | 2 | $ 570,000 | $ 285,000 | $ 242,000 |
| Beaver County Utah | 2 | $ 610,000 | $ 305,000 | $ 84,000 |
| Box Elder County Utah | 2 | $ 480,000 | $ 240,000 | $ 84,000 |
| Cache County Utah | 2 | $ 1,230,000 | $ 615,000 | $ 183,000 |
| Sevier County Utah | 2 | $ 440,000 | $ 220,000 | $ 56,000 |
| Adams County Washington | 2 | $ 340,000 | $ 170,000 | $ 118,000 |
| Kitsap County Washington | 2 | $ 250,000 | $ 125,000 | $ 101,000 |
| Mason County Washington | 2 | $ 430,000 | $ 215,000 | $ 98,000 |
| Pacific County Washington | 2 | $ 330,000 | $ 165,000 | $ 75,000 |
| Cochise County Arizona | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Santa Cruz County Arizona | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Colusa County California | 1 | $ 475,000 | $ 475,000 | $ 203,000 |
| Del Norte County California | 1 | $ 305,000 | $ 305,000 | $ 81,000 |
| Humboldt County California | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Inyo County California | 1 | $ 925,000 | $ 925,000 | $ 389,000 |
| Clear Creek County Colorado | 1 | $ 85,000 | $ 85,000 | $ 142,000 |
| Custer County Colorado | 1 | $ 355,000 | $ 355,000 | $ 88,000 |
| Eagle County Colorado | 1 | $ 85,000 | $ 85,000 | $ 117,000 |
| Elbert County Colorado | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Garfield County Colorado | 1 | $ 635,000 | $ 635,000 | $ 139,000 |
| Gunnison County Colorado | 1 | $ 125,000 | $ 125,000 | $ 169,000 |
| Huerfano County Colorado | 1 | $ 205,000 | $ 205,000 | $ 197,000 |
| La Plata County Colorado | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Las Animas County Colorado | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Montezuma County Colorado | 1 | $ 355,000 | $ 355,000 | $ 91,000 |
| Rio Blanco County Colorado | 1 | $ 445,000 | $ 445,000 | $ 112,000 |
| Summit County Colorado | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Washington County Colorado | 1 | $ 245,000 | $ 245,000 | $ 51,000 |
| Columbia County Florida | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Franklin County Florida | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Gadsden County Florida | 1 | $ 125,000 | $ 125,000 | $ 117,000 |
| Hendry County Florida | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Jackson County Florida | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| Lafayette County Florida | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Nassau County Florida | 1 | $ 325,000 | $ 325,000 | $ 74,000 |
| Okeechobee County Florida | 1 | $ 215,000 | $ 215,000 | $ 141,000 |
| Taylor County Florida | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Wakulla County Florida | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| Blaine County Idaho | 1 | $ 105,000 | $ 105,000 | $ 140,000 |
| Caribou County Idaho | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| Cassia County Idaho | 1 | $ 285,000 | $ 285,000 | $ 57,000 |
| Custer County Idaho | 1 | $ 385,000 | $ 385,000 | $ 56,000 |
| Elmore County Idaho | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Gem County Idaho | 1 | $ 455,000 | $ 455,000 | $ 163,000 |
| Jefferson County Idaho | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Jerome County Idaho | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Latah County Idaho | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Lewis County Idaho | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Lincoln County Idaho | 1 | $ 255,000 | $ 255,000 | $ 280,000 |
| Power County Idaho | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Teton County Idaho | 1 | $ 105,000 | $ 105,000 | $ 196,000 |
| Champaign County Illinois | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Kane County Illinois | 1 | $ 355,000 | $ 355,000 | $ 120,000 |
| Madison County Illinois | 1 | $ 215,000 | $ 215,000 | $ 204,000 |
| Calvert County Maryland | 1 | $ 755,000 | $ 755,000 | $ 339,000 |
| Dorchester County Maryland | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Frederick County Maryland | 1 | $ 775,000 | $ 775,000 | $ 515,000 |
| Harford County Maryland | 1 | $ 75,000 | $ 75,000 | $ 119,000 |
| Dukes County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 180,000 |
| Benton County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Dakota County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 93,000 |
| Hennepin County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Ramsey County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Churchill County Nevada | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| White Pine County Nevada | 1 | $ 195,000 | $ 195,000 | $ 128,000 |
| Burlington County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Gloucester County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 192,000 |
| Hunterdon County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Morris County New Jersey | 1 | $ 655,000 | $ 655,000 | $ 157,000 |
| Warren County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 112,000 |
| Curry County New Mexico | 1 | $ 285,000 | $ 285,000 | $ 128,000 |
| Roosevelt County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Santa Fe County New Mexico | 1 | $ 375,000 | $ 375,000 | $ 70,000 |
| Alamance County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
| Avery County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Beaufort County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Brunswick County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Burke County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Carteret County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Chatham County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Columbus County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Craven County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Franklin County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 117,000 |
| Gates County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
| Haywood County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 242,000 |
| Hoke County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 230,000 |
| Jackson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 128,000 |
| Lee County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 172,000 |
| Macon County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Moore County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Nash County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 172,000 |
| Orange County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Pitt County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| Randolph County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Rockingham County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Sampson County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 161,000 |
| Scotland County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Surry County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Transylvania County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Watauga County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Wilson County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| Curry County Oregon | 1 | $ 245,000 | $ 245,000 | $ 161,000 |
| Jefferson County Oregon | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Linn County Oregon | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Tillamook County Oregon | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Allegheny County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| Delaware County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 43,000 |
| Lancaster County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Lehigh County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 295,000 |
| Philadelphia County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Wyoming County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| York County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 101,000 |
| Colleton County South Carolina | 1 | $ 655,000 | $ 655,000 | $ 236,000 |
| Greenwood County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| Kershaw County South Carolina | 1 | $ 435,000 | $ 435,000 | $ 100,000 |
| Orangeburg County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 33,000 |
| Saluda County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Anderson County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Benton County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Cannon County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 91,000 |
| Carroll County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Carter County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 137,000 |
| Cumberland County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| DeKalb County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Dickson County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 93,000 |
| Dyer County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Gibson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Hardin County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Hawkins County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 122,000 |
| Haywood County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 94,000 |
| Houston County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Jackson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Marion County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Meigs County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Polk County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Robertson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 192,000 |
| Sequatchie County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Smith County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Tipton County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 162,000 |
| Warren County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Weakley County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Angelina County Texas | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Bell County Texas | 1 | $ 455,000 | $ 455,000 | $ 134,000 |
| Comal County Texas | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| Fort Bend County Texas | 1 | $ 75,000 | $ 75,000 | $ 182,000 |
| Kendall County Texas | 1 | $ 135,000 | $ 135,000 | $ 134,000 |
| Matagorda County Texas | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Montgomery County Texas | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Victoria County Texas | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Wise County Texas | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Carbon County Utah | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Iron County Utah | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Sanpete County Utah | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Uintah County Utah | 1 | $ 295,000 | $ 295,000 | $ 77,000 |
| Clallam County Washington | 1 | $ 275,000 | $ 275,000 | $ 41,000 |
| Douglas County Washington | 1 | $ 305,000 | $ 305,000 | $ 211,000 |
| Jefferson County Washington | 1 | $ 735,000 | $ 735,000 | $ 106,000 |
| Kittitas County Washington | 1 | $ 205,000 | $ 205,000 | $ 143,000 |
| Lewis County Washington | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Lincoln County Washington | 1 | $ 325,000 | $ 325,000 | $ 147,000 |
| Pend Oreille County Washington | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Stevens County Washington | 1 | $ 335,000 | $ 335,000 | $ 121,000 |
| Lincoln County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Ladera Lending, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,882 | $740,960,000 | $257,000 | $1,605,000 | $109,000 | $1,085,000 |
| Home Purchase | 193 | $107,725,000 | $558,000 | $2,625,000 | $209,000 | $1,148,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,943 | $524,225,000 | $269,000 | $2,625,000 | $114,000 | $1,148,000 |
| Hispanic | 444 | $124,330,000 | $280,000 | $1,955,000 | $111,000 | $744,000 |
| Not Provided | 381 | $105,595,000 | $277,000 | $1,155,000 | $116,000 | $1,085,000 |
| Black or African American | 177 | $52,285,000 | $295,000 | $875,000 | $119,000 | $363,000 |
| Asian | 113 | $37,685,000 | $333,000 | $1,085,000 | $146,000 | $503,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,415,000 | $268,000 | $415,000 | $110,000 | $161,000 |
| American Indian or Alaskan Native | 8 | $2,150,000 | $268,000 | $725,000 | $105,000 | $236,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,839 | $440,575,000 | $239,000 | $1,645,000 | $121,000 | $1,085,000 |
| FHA-insured (Federal Housing Administration) | 882 | $267,010,000 | $302,000 | $1,955,000 | $100,000 | $744,000 |
| VA-guaranteed (Veterans Administration) | 354 | $141,100,000 | $398,000 | $2,625,000 | $118,000 | $1,148,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 2,048 | $538,270,000 | $262,000 | $1,955,000 | $112,000 | $1,148,000 |
| Loan Originated | 861 | $268,225,000 | $311,000 | $2,625,000 | $126,000 | $1,148,000 |
| Application Denied By Financial Institution | 154 | $39,190,000 | $254,000 | $755,000 | $98,000 | $286,000 |
| File Closed For Incompleteness | 7 | $1,235,000 | $176,000 | $275,000 | $69,000 | $108,000 |
| Application Approved But Not Accepted | 5 | $1,765,000 | $353,000 | $475,000 | $95,000 | $129,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,921 | $809,495,000 | $277,000 | $2,625,000 | $116,000 | $1,148,000 |
| Debt-To-Income Ratio | 45 | $12,545,000 | $278,000 | $755,000 | $85,000 | $221,000 |
| Collateral | 40 | $8,930,000 | $223,000 | $665,000 | $95,000 | $247,000 |
| Credit History | 24 | $6,750,000 | $281,000 | $535,000 | $109,000 | $286,000 |
| Other | 21 | $4,955,000 | $235,000 | $525,000 | $103,000 | $223,000 |
| Unverifiable Information | 10 | $3,150,000 | $315,000 | $645,000 | $126,000 | $246,000 |
| Employment History | 7 | $1,395,000 | $199,000 | $365,000 | $103,000 | $241,000 |
| Credit Application Incomplete | 6 | $1,350,000 | $225,000 | $405,000 | $115,000 | $178,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $115,000 | $115,000 | $115,000 | $42,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ladera Lending, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ladera Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.