Lafayette Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Lafayette Federal Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lafayette Federal Credit Union 2701 Tower Oaks Blvd., Rockville, MD 20852 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 497 |
| Total Mortgage Loan Application Amount | $73,712,000 |
| Average Mortgage Loan Application Amount | $264,333 |
| Highest Mortgage Loan Application Amount | $2,200,000 |
| Average Applicant Income | $150,333 |
| Highest Applicant Income | $1,890,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Lafayette Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lafayette Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Lafayette Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lafayette Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Lafayette Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lafayette Federal Credit Union's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 77 | $ 15,537,000 | $ 201,000 | $ 113,000 |
| Prince George's County Maryland | 64 | $ 4,184,000 | $ 65,000 | $ 100,000 |
| Montgomery County Maryland | 56 | $ 15,127,000 | $ 270,000 | $ 161,000 |
| Fairfax County Virginia | 33 | $ 7,657,000 | $ 232,000 | $ 144,000 |
| Anne Arundel County Maryland | 19 | $ 1,500,000 | $ 78,000 | $ 111,000 |
| Baltimore County Maryland | 14 | $ 2,126,000 | $ 151,000 | $ 122,000 |
| Arlington County Virginia | 13 | $ 4,247,000 | $ 326,000 | $ 146,000 |
| Frederick County Maryland | 12 | $ 705,000 | $ 58,000 | $ 103,000 |
| Baltimore City County Maryland | 10 | $ 244,000 | $ 24,000 | $ 69,000 |
| Howard County Maryland | 9 | $ 474,000 | $ 52,000 | $ 135,000 |
| Stafford County Virginia | 9 | $ 511,000 | $ 56,000 | $ 133,000 |
| Roanoke City County Virginia | 8 | $ 171,000 | $ 21,000 | $ 42,000 |
| Carroll County Maryland | 7 | $ 920,000 | $ 131,000 | $ 123,000 |
| Charles County Maryland | 7 | $ 207,000 | $ 29,000 | $ 133,000 |
| Prince William County Virginia | 7 | $ 755,000 | $ 107,000 | $ 130,000 |
| Loudoun County Virginia | 6 | $ 1,173,000 | $ 195,000 | $ 210,000 |
| Cecil County Maryland | 5 | $ 176,000 | $ 35,000 | $ 102,000 |
| Lynchburg County Virginia | 5 | $ 78,000 | $ 15,000 | $ 63,000 |
| Spotsylvania County Virginia | 5 | $ 110,000 | $ 22,000 | $ 138,000 |
| Sussex County Delaware | 4 | $ 1,313,000 | $ 328,000 | $ 345,000 |
| Miami-Dade County Florida | 4 | $ 3,662,000 | $ 915,000 | $ 328,000 |
| Calvert County Maryland | 4 | $ 74,000 | $ 18,000 | $ 161,000 |
| Alexandria County Virginia | 4 | $ 1,760,000 | $ 440,000 | $ 207,000 |
| Augusta County Virginia | 4 | $ 76,000 | $ 19,000 | $ 86,000 |
| King George County Virginia | 4 | $ 99,000 | $ 24,000 | $ 116,000 |
| Warren County Virginia | 4 | $ 73,000 | $ 18,000 | $ 72,000 |
| Harford County Maryland | 3 | $ 90,000 | $ 30,000 | $ 144,000 |
| Campbell County Virginia | 3 | $ 31,000 | $ 10,000 | $ 70,000 |
| Culpeper County Virginia | 3 | $ 79,000 | $ 26,000 | $ 65,000 |
| Fluvanna County Virginia | 3 | $ 44,000 | $ 14,000 | $ 61,000 |
| Frederick County Virginia | 3 | $ 249,000 | $ 83,000 | $ 82,000 |
| Harrisonburg County Virginia | 3 | $ 39,000 | $ 13,000 | $ 93,000 |
| Roanoke County Virginia | 3 | $ 38,000 | $ 12,000 | $ 46,000 |
| Contra Costa County California | 2 | $ 914,000 | $ 457,000 | $ 159,000 |
| Mendocino County California | 2 | $ 358,000 | $ 179,000 | $ 181,000 |
| Broward County Florida | 2 | $ 92,000 | $ 46,000 | $ 108,000 |
| Washington County Maryland | 2 | $ 413,000 | $ 206,000 | $ 94,000 |
| Somerset County New Jersey | 2 | $ 917,000 | $ 458,000 | $ 560,000 |
| New Hanover County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 103,000 |
| Botetourt County Virginia | 2 | $ 33,000 | $ 16,000 | $ 87,000 |
| Chesterfield County Virginia | 2 | $ 61,000 | $ 30,000 | $ 89,000 |
| Fauquier County Virginia | 2 | $ 29,000 | $ 14,000 | $ 39,000 |
| Fredericksburg County Virginia | 2 | $ 35,000 | $ 17,000 | $ 97,000 |
| Galax County Virginia | 2 | $ 31,000 | $ 15,000 | $ 66,000 |
| Louisa County Virginia | 2 | $ 27,000 | $ 13,000 | $ 74,000 |
| Madison County Virginia | 2 | $ 32,000 | $ 16,000 | $ 62,000 |
| Montgomery County Virginia | 2 | $ 73,000 | $ 36,000 | $ 90,000 |
| Rockbridge County Virginia | 2 | $ 21,000 | $ 10,000 | $ 125,000 |
| Rockingham County Virginia | 2 | $ 55,000 | $ 27,000 | $ 49,000 |
| Shenandoah County Virginia | 2 | $ 23,000 | $ 11,000 | $ 37,000 |
| Winchester County Virginia | 2 | $ 37,000 | $ 18,000 | $ 42,000 |
| Maricopa County Arizona | 1 | $ 191,000 | $ 191,000 | $ 150,000 |
| Orange County California | 1 | $ 266,000 | $ 266,000 | $ 75,000 |
| Santa Barbara County California | 1 | $ 552,000 | $ 552,000 | $ 321,000 |
| Denver County Colorado | 1 | $ 266,000 | $ 266,000 | $ 187,000 |
| Fairfield County Connecticut | 1 | $ 26,000 | $ 26,000 | $ 241,000 |
| New Haven County Connecticut | 1 | $ 19,000 | $ 19,000 | $ 112,000 |
| New London County Connecticut | 1 | $ 14,000 | $ 14,000 | $ 38,000 |
| Duval County Florida | 1 | $ 250,000 | $ 250,000 | $ 219,000 |
| St. Lucie County Florida | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Fulton County Georgia | 1 | $ 900,000 | $ 900,000 | $ 894,000 |
| Queen Anne's County Maryland | 1 | $ 30,000 | $ 30,000 | $ 91,000 |
| Hampden County Massachusetts | 1 | $ 16,000 | $ 16,000 | $ 83,000 |
| Hampshire County Massachusetts | 1 | $ 271,000 | $ 271,000 | $ 154,000 |
| Middlesex County Massachusetts | 1 | $ 271,000 | $ 271,000 | $ 99,000 |
| Clark County Nevada | 1 | $ 133,000 | $ 133,000 | $ 23,000 |
| Hunterdon County New Jersey | 1 | $ 256,000 | $ 256,000 | $ 154,000 |
| Richmond County New York | 1 | $ 14,000 | $ 14,000 | $ 120,000 |
| Durham County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 95,000 |
| Haywood County North Carolina | 1 | $ 261,000 | $ 261,000 | $ 242,000 |
| Mecklenburg County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 135,000 |
| Orange County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 181,000 |
| Franklin County Ohio | 1 | $ 156,000 | $ 156,000 | $ 62,000 |
| Richland County South Carolina | 1 | $ 144,000 | $ 144,000 | $ 124,000 |
| Albemarle County Virginia | 1 | $ 15,000 | $ 15,000 | $ 94,000 |
| Alleghany County Virginia | 1 | $ 18,000 | $ 18,000 | $ 56,000 |
| Amherst County Virginia | 1 | $ 27,000 | $ 27,000 | $ 130,000 |
| Appomattox County Virginia | 1 | $ 38,000 | $ 38,000 | $ 74,000 |
| Bedford County Virginia | 1 | $ 16,000 | $ 16,000 | $ 32,000 |
| Bedford City County Virginia | 1 | $ 11,000 | $ 11,000 | $ 31,000 |
| Brunswick County Virginia | 1 | $ 14,000 | $ 14,000 | $ 175,000 |
| Fairfax City County Virginia | 1 | $ 399,000 | $ 399,000 | $ 166,000 |
| Franklin County Virginia | 1 | $ 13,000 | $ 13,000 | $ 23,000 |
| Greene County Virginia | 1 | $ 29,000 | $ 29,000 | $ 107,000 |
| Halifax County Virginia | 1 | $ 16,000 | $ 16,000 | $ 105,000 |
| Lexington County Virginia | 1 | $ 15,000 | $ 15,000 | $ 88,000 |
| Manassas County Virginia | 1 | $ 34,000 | $ 34,000 | $ 120,000 |
| Nelson County Virginia | 1 | $ 16,000 | $ 16,000 | $ 41,000 |
| New Kent County Virginia | 1 | $ 47,000 | $ 47,000 | $ 198,000 |
| Orange County Virginia | 1 | $ 20,000 | $ 20,000 | $ 126,000 |
| Page County Virginia | 1 | $ 6,000 | $ 6,000 | $ 45,000 |
| Pittsylvania County Virginia | 1 | $ 15,000 | $ 15,000 | $ 73,000 |
| Suffolk County Virginia | 1 | $ 3,000 | $ 3,000 | $ 43,000 |
| Tazewell County Virginia | 1 | $ 14,000 | $ 14,000 | $ 32,000 |
| Washington County Virginia | 1 | $ 16,000 | $ 16,000 | $ 52,000 |
| Westmoreland County Virginia | 1 | $ 17,000 | $ 17,000 | $ 83,000 |
| Jefferson County West Virginia | 1 | $ 594,000 | $ 594,000 | $ 446,000 |
Mortgage Loan Application Detail Totals for Lafayette Federal Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 326 | $7,421,000 | $22,000 | $50,000 | $97,000 | $319,000 |
| Home Purchase | 90 | $37,146,000 | $412,000 | $2,200,000 | $198,000 | $1,890,000 |
| Refinancing | 81 | $29,145,000 | $359,000 | $1,020,000 | $156,000 | $1,002,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 337 | $12,523,000 | $37,000 | $2,200,000 | $99,000 | $322,000 |
| White | 84 | $36,233,000 | $431,000 | $1,800,000 | $222,000 | $1,890,000 |
| Black or African American | 37 | $12,502,000 | $337,000 | $1,500,000 | $154,000 | $894,000 |
| Hispanic | 21 | $5,675,000 | $270,000 | $554,000 | $104,000 | $242,000 |
| Asian | 17 | $6,764,000 | $397,000 | $1,305,000 | $129,000 | $355,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $15,000 | $15,000 | $15,000 | $27,000 | $27,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 497 | $73,712,000 | $148,000 | $2,200,000 | $125,000 | $1,890,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 362 | $58,138,000 | $160,000 | $2,200,000 | $137,000 | $1,890,000 |
| Application Denied By Financial Institution | 72 | $6,458,000 | $89,000 | $394,000 | $67,000 | $237,000 |
| Application Approved But Not Accepted | 36 | $841,000 | $23,000 | $50,000 | $92,000 | $173,000 |
| Application Withdrawn By Applicant | 27 | $8,275,000 | $306,000 | $1,500,000 | $157,000 | $734,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 32 | $2,199,000 | $68,000 | $361,000 | $59,000 | $133,000 |
| Other | 16 | $179,000 | $11,000 | $33,000 | $59,000 | $127,000 |
| Debt-To-Income Ratio | 8 | $1,034,000 | $129,000 | $360,000 | $51,000 | $185,000 |
| Collateral | 2 | $488,000 | $244,000 | $385,000 | $167,000 | $200,000 |
| Credit Application Incomplete | 1 | $180,000 | $180,000 | $180,000 | $225,000 | $225,000 |
| Employment History | 1 | $120,000 | $120,000 | $120,000 | $71,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lafayette Federal Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lafayette Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.