Lafayette Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Lafayette Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lafayette Federal Credit Union 2701 Tower Oaks Blvd., Rockville, MD 20852 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 524 |
| Total Mortgage Loan Application Amount | $85,710,000 |
| Average Mortgage Loan Application Amount | $217,000 |
| Highest Mortgage Loan Application Amount | $1,675,000 |
| Average Applicant Income | $150,333 |
| Highest Applicant Income | $1,754,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Lafayette Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lafayette Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Lafayette Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lafayette Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Lafayette Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lafayette Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 58 | $ 16,146,000 | $ 278,000 | $ 140,000 |
| Prince George's County Maryland | 53 | $ 5,715,000 | $ 107,000 | $ 110,000 |
| District of Columbia County District Of Columbia | 51 | $ 14,880,000 | $ 291,000 | $ 165,000 |
| Fairfax County Virginia | 37 | $ 6,743,000 | $ 182,000 | $ 175,000 |
| Arlington County Virginia | 21 | $ 4,550,000 | $ 216,000 | $ 167,000 |
| Prince William County Virginia | 17 | $ 1,976,000 | $ 116,000 | $ 161,000 |
| Anne Arundel County Maryland | 14 | $ 1,742,000 | $ 124,000 | $ 129,000 |
| Loudoun County Virginia | 14 | $ 2,583,000 | $ 184,000 | $ 163,000 |
| Baltimore County Maryland | 11 | $ 678,000 | $ 61,000 | $ 113,000 |
| Charles County Maryland | 11 | $ 649,000 | $ 59,000 | $ 96,000 |
| Howard County Maryland | 11 | $ 1,388,000 | $ 126,000 | $ 145,000 |
| Carroll County Maryland | 7 | $ 424,000 | $ 60,000 | $ 129,000 |
| Washington County Maryland | 7 | $ 422,000 | $ 60,000 | $ 83,000 |
| Baltimore City County Maryland | 5 | $ 144,000 | $ 28,000 | $ 127,000 |
| Calvert County Maryland | 5 | $ 535,000 | $ 107,000 | $ 157,000 |
| St. Mary's County Maryland | 5 | $ 191,000 | $ 38,000 | $ 168,000 |
| Hartford County Connecticut | 4 | $ 111,000 | $ 27,000 | $ 157,000 |
| Frederick County Maryland | 4 | $ 126,000 | $ 31,000 | $ 163,000 |
| Middlesex County Massachusetts | 4 | $ 516,000 | $ 129,000 | $ 167,000 |
| Hillsborough County New Hampshire | 4 | $ 139,000 | $ 34,000 | $ 115,000 |
| Alexandria County Virginia | 4 | $ 897,000 | $ 224,000 | $ 144,000 |
| King George County Virginia | 4 | $ 108,000 | $ 27,000 | $ 116,000 |
| Shenandoah County Virginia | 4 | $ 88,000 | $ 22,000 | $ 80,000 |
| Los Angeles County California | 3 | $ 2,443,000 | $ 814,000 | $ 162,000 |
| Duval County Florida | 3 | $ 203,000 | $ 67,000 | $ 93,000 |
| Pinellas County Florida | 3 | $ 732,000 | $ 244,000 | $ 168,000 |
| Harford County Maryland | 3 | $ 366,000 | $ 122,000 | $ 92,000 |
| Talbot County Maryland | 3 | $ 2,213,000 | $ 737,000 | $ 952,000 |
| Essex County Massachusetts | 3 | $ 111,000 | $ 37,000 | $ 187,000 |
| Merrimack County New Hampshire | 3 | $ 308,000 | $ 102,000 | $ 199,000 |
| Strafford County New Hampshire | 3 | $ 84,000 | $ 28,000 | $ 94,000 |
| Durham County North Carolina | 3 | $ 430,000 | $ 143,000 | $ 133,000 |
| Collin County Texas | 3 | $ 433,000 | $ 144,000 | $ 206,000 |
| Rockingham County Virginia | 3 | $ 83,000 | $ 27,000 | $ 79,000 |
| Spotsylvania County Virginia | 3 | $ 105,000 | $ 35,000 | $ 180,000 |
| Placer County California | 2 | $ 617,000 | $ 308,000 | $ 96,000 |
| Sacramento County California | 2 | $ 565,000 | $ 282,000 | $ 179,000 |
| Middlesex County Connecticut | 2 | $ 210,000 | $ 105,000 | $ 202,000 |
| New Haven County Connecticut | 2 | $ 50,000 | $ 25,000 | $ 117,000 |
| New London County Connecticut | 2 | $ 79,000 | $ 39,000 | $ 112,000 |
| New Castle County Delaware | 2 | $ 434,000 | $ 217,000 | $ 101,000 |
| Sussex County Delaware | 2 | $ 1,012,000 | $ 506,000 | $ 301,000 |
| Broward County Florida | 2 | $ 406,000 | $ 203,000 | $ 314,000 |
| Flagler County Florida | 2 | $ 52,000 | $ 26,000 | $ 65,000 |
| Miami-Dade County Florida | 2 | $ 294,000 | $ 147,000 | $ 171,000 |
| Osceola County Florida | 2 | $ 593,000 | $ 296,000 | $ 173,000 |
| Sarasota County Florida | 2 | $ 553,000 | $ 276,000 | $ 141,000 |
| St. Johns County Florida | 2 | $ 22,000 | $ 11,000 | $ 68,000 |
| Cecil County Maryland | 2 | $ 79,000 | $ 39,000 | $ 215,000 |
| Wicomico County Maryland | 2 | $ 167,000 | $ 83,000 | $ 49,000 |
| Bristol County Massachusetts | 2 | $ 48,000 | $ 24,000 | $ 102,000 |
| Norfolk County Massachusetts | 2 | $ 76,000 | $ 38,000 | $ 141,000 |
| Worcester County Massachusetts | 2 | $ 61,000 | $ 30,000 | $ 107,000 |
| Rockingham County New Hampshire | 2 | $ 53,000 | $ 26,000 | $ 119,000 |
| Kent County Rhode Island | 2 | $ 56,000 | $ 28,000 | $ 148,000 |
| Washington County Rhode Island | 2 | $ 52,000 | $ 26,000 | $ 129,000 |
| Lexington County South Carolina | 2 | $ 376,000 | $ 188,000 | $ 84,000 |
| Montgomery County Texas | 2 | $ 150,000 | $ 75,000 | $ 169,000 |
| Augusta County Virginia | 2 | $ 50,000 | $ 25,000 | $ 61,000 |
| Campbell County Virginia | 2 | $ 224,000 | $ 112,000 | $ 118,000 |
| Caroline County Virginia | 2 | $ 49,000 | $ 24,000 | $ 61,000 |
| Chesterfield County Virginia | 2 | $ 20,000 | $ 10,000 | $ 107,000 |
| Fauquier County Virginia | 2 | $ 100,000 | $ 50,000 | $ 162,000 |
| Frederick County Virginia | 2 | $ 55,000 | $ 27,000 | $ 119,000 |
| Fredericksburg County Virginia | 2 | $ 128,000 | $ 64,000 | $ 164,000 |
| Henrico County Virginia | 2 | $ 33,000 | $ 16,000 | $ 57,000 |
| Richmond City County Virginia | 2 | $ 383,000 | $ 191,000 | $ 57,000 |
| Salem County Virginia | 2 | $ 37,000 | $ 18,000 | $ 79,000 |
| Stafford County Virginia | 2 | $ 73,000 | $ 36,000 | $ 122,000 |
| Maricopa County Arizona | 1 | $ 125,000 | $ 125,000 | $ 165,000 |
| El Dorado County California | 1 | $ 92,000 | $ 92,000 | $ 211,000 |
| San Diego County California | 1 | $ 250,000 | $ 250,000 | $ 78,000 |
| Santa Clara County California | 1 | $ 90,000 | $ 90,000 | $ 93,000 |
| Fairfield County Connecticut | 1 | $ 33,000 | $ 33,000 | $ 108,000 |
| Litchfield County Connecticut | 1 | $ 29,000 | $ 29,000 | $ 334,000 |
| Tolland County Connecticut | 1 | $ 26,000 | $ 26,000 | $ 135,000 |
| Brevard County Florida | 1 | $ 240,000 | $ 240,000 | $ 220,000 |
| Charlotte County Florida | 1 | $ 35,000 | $ 35,000 | $ 232,000 |
| Clay County Florida | 1 | $ 14,000 | $ 14,000 | $ 105,000 |
| Collier County Florida | 1 | $ 200,000 | $ 200,000 | $ 117,000 |
| Hillsborough County Florida | 1 | $ 50,000 | $ 50,000 | $ 134,000 |
| Lee County Florida | 1 | $ 940,000 | $ 940,000 | $ 395,000 |
| Marion County Florida | 1 | $ 259,000 | $ 259,000 | $ 73,000 |
| Volusia County Florida | 1 | $ 13,000 | $ 13,000 | $ 20,000 |
| Wells County Indiana | 1 | $ 112,000 | $ 112,000 | $ 114,000 |
| Douglas County Kansas | 1 | $ 170,000 | $ 170,000 | $ 160,000 |
| York County Maine | 1 | $ 34,000 | $ 34,000 | $ 162,000 |
| Dorchester County Maryland | 1 | $ 84,000 | $ 84,000 | $ 170,000 |
| Queen Anne's County Maryland | 1 | $ 300,000 | $ 300,000 | $ 75,000 |
| Worcester County Maryland | 1 | $ 204,000 | $ 204,000 | $ 37,000 |
| Hampshire County Massachusetts | 1 | $ 304,000 | $ 304,000 | $ 256,000 |
| Plymouth County Massachusetts | 1 | $ 29,000 | $ 29,000 | $ 115,000 |
| Suffolk County Massachusetts | 1 | $ 41,000 | $ 41,000 | $ 225,000 |
| Macomb County Michigan | 1 | $ 46,000 | $ 46,000 | $ 140,000 |
| Muskegon County Michigan | 1 | $ 65,000 | $ 65,000 | $ 135,000 |
| Hennepin County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| DeSoto County Mississippi | 1 | $ 108,000 | $ 108,000 | $ 333,000 |
| Bergen County New Jersey | 1 | $ 23,000 | $ 23,000 | $ 166,000 |
| Camden County New Jersey | 1 | $ 224,000 | $ 224,000 | $ 131,000 |
| Cumberland County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 133,000 |
| Essex County New Jersey | 1 | $ 189,000 | $ 189,000 | $ 125,000 |
| Santa Fe County New Mexico | 1 | $ 300,000 | $ 300,000 | $ 142,000 |
| Dutchess County New York | 1 | $ 50,000 | $ 50,000 | $ 360,000 |
| Nassau County New York | 1 | $ 403,000 | $ 403,000 | $ 126,000 |
| Buncombe County North Carolina | 1 | $ 594,000 | $ 594,000 | $ 105,000 |
| Lincoln County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 145,000 |
| Wake County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 248,000 |
| Dauphin County Pennsylvania | 1 | $ 14,000 | $ 14,000 | $ 67,000 |
| Franklin County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 153,000 |
| Lancaster County Pennsylvania | 1 | $ 465,000 | $ 465,000 | $ 160,000 |
| Newport County Rhode Island | 1 | $ 240,000 | $ 240,000 | $ 150,000 |
| Beaufort County South Carolina | 1 | $ 156,000 | $ 156,000 | $ 313,000 |
| Charleston County South Carolina | 1 | $ 475,000 | $ 475,000 | $ 262,000 |
| Aransas County Texas | 1 | $ 260,000 | $ 260,000 | $ 53,000 |
| Jeff Davis County Texas | 1 | $ 146,000 | $ 146,000 | $ 161,000 |
| Smith County Texas | 1 | $ 160,000 | $ 160,000 | $ 30,000 |
| Williamson County Texas | 1 | $ 399,000 | $ 399,000 | $ 135,000 |
| Washington County Vermont | 1 | $ 287,000 | $ 287,000 | $ 148,000 |
| Alleghany County Virginia | 1 | $ 17,000 | $ 17,000 | $ 96,000 |
| Botetourt County Virginia | 1 | $ 9,000 | $ 9,000 | $ 85,000 |
| Clarke County Virginia | 1 | $ 18,000 | $ 18,000 | $ 97,000 |
| Fairfax City County Virginia | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| Falls Church County Virginia | 1 | $ 608,000 | $ 608,000 | $ 238,000 |
| Greene County Virginia | 1 | $ 12,000 | $ 12,000 | $ 134,000 |
| Hanover County Virginia | 1 | $ 11,000 | $ 11,000 | $ 26,000 |
| Lynchburg County Virginia | 1 | $ 31,000 | $ 31,000 | $ 139,000 |
| Montgomery County Virginia | 1 | $ 16,000 | $ 16,000 | $ 99,000 |
| Orange County Virginia | 1 | $ 150,000 | $ 150,000 | $ 93,000 |
| Page County Virginia | 1 | $ 26,000 | $ 26,000 | $ 54,000 |
| Prince George County Virginia | 1 | $ 50,000 | $ 50,000 | $ 161,000 |
| Roanoke County Virginia | 1 | $ 22,000 | $ 22,000 | $ 60,000 |
| Roanoke City County Virginia | 1 | $ 36,000 | $ 36,000 | $ 169,000 |
| Staunton County Virginia | 1 | $ 23,000 | $ 23,000 | $ 73,000 |
| Westmoreland County Virginia | 1 | $ 171,000 | $ 171,000 | $ 293,000 |
Mortgage Loan Application Detail Totals for Lafayette Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 276 | $8,966,000 | $32,000 | $145,000 | $135,000 | $476,000 |
| Home Purchase | 131 | $38,964,000 | $297,000 | $1,057,000 | $167,000 | $1,754,000 |
| Refinancing | 117 | $37,780,000 | $322,000 | $1,675,000 | $149,000 | $696,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 201 | $42,448,000 | $211,000 | $1,675,000 | $160,000 | $760,000 |
| Not Provided | 168 | $11,065,000 | $65,000 | $600,000 | $138,000 | $476,000 |
| Black or African American | 92 | $16,551,000 | $179,000 | $1,400,000 | $136,000 | $1,754,000 |
| Asian | 34 | $9,203,000 | $270,000 | $1,269,000 | $141,000 | $360,000 |
| Hispanic | 26 | $6,262,000 | $240,000 | $1,057,000 | $136,000 | $333,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $69,000 | $34,000 | $39,000 | $170,000 | $214,000 |
| American Indian or Alaskan Native | 1 | $112,000 | $112,000 | $112,000 | $114,000 | $114,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 521 | $85,088,000 | $163,000 | $1,675,000 | $146,000 | $1,754,000 |
| FHA-insured (Federal Housing Administration) | 2 | $465,000 | $232,000 | $285,000 | $53,000 | $71,000 |
| VA-guaranteed (Veterans Administration) | 1 | $157,000 | $157,000 | $157,000 | $195,000 | $195,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 332 | $55,771,000 | $167,000 | $1,675,000 | $158,000 | $760,000 |
| Application Approved But Not Accepted | 66 | $1,925,000 | $29,000 | $72,000 | $114,000 | $339,000 |
| Application Denied By Financial Institution | 48 | $9,248,000 | $192,000 | $1,269,000 | $113,000 | $375,000 |
| Application Withdrawn By Applicant | 44 | $9,728,000 | $221,000 | $808,000 | $135,000 | $342,000 |
| Preapproval Denied by Financial Institution | 17 | $3,712,000 | $218,000 | $435,000 | $175,000 | $1,754,000 |
| File Closed For Incompleteness | 15 | $4,733,000 | $315,000 | $636,000 | $126,000 | $262,000 |
| Preapproval Approved but not Accepted | 2 | $593,000 | $296,000 | $424,000 | $200,000 | $347,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 23 | $6,874,000 | $298,000 | $1,269,000 | $66,000 | $187,000 |
| Other | 18 | $631,000 | $35,000 | $50,000 | $132,000 | $300,000 |
| Credit History | 14 | $2,375,000 | $169,000 | $390,000 | $111,000 | $375,000 |
| Collateral | 5 | $1,690,000 | $338,000 | $1,200,000 | $168,000 | $370,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lafayette Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lafayette Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.