Landmark Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Landmark Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Landmark Bank Po Box 1867 Columbia, MO 65201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 |
| Total Number of Mortgage Applications | 2,689 |
| Total Mortgage Loan Application Amount | $560,655,000 |
| Average Mortgage Loan Application Amount | $158,200 |
| Highest Mortgage Loan Application Amount | $12,005,000 |
| Average Applicant Income | $102,000 |
| Highest Applicant Income | $2,944,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Landmark Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Landmark Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Landmark Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Landmark Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Landmark Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Landmark Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Boone County Missouri | 730 | $ 163,840,000 | $ 224,000 | $ 135,000 |
| Grayson County Texas | 352 | $ 66,540,000 | $ 189,000 | $ 104,000 |
| Collin County Texas | 308 | $ 92,480,000 | $ 300,000 | $ 151,000 |
| Howell County Missouri | 202 | $ 20,960,000 | $ 103,000 | $ 57,000 |
| Texas County Missouri | 151 | $ 13,305,000 | $ 88,000 | $ 58,000 |
| Denton County Texas | 114 | $ 37,860,000 | $ 332,000 | $ 152,000 |
| Shannon County Missouri | 54 | $ 6,460,000 | $ 119,000 | $ 78,000 |
| Cole County Missouri | 51 | $ 7,605,000 | $ 149,000 | $ 72,000 |
| Marshall County Oklahoma | 49 | $ 5,875,000 | $ 119,000 | $ 83,000 |
| Carter County Oklahoma | 47 | $ 6,185,000 | $ 131,000 | $ 84,000 |
| Cooke County Texas | 46 | $ 10,160,000 | $ 220,000 | $ 176,000 |
| Dallas County Texas | 44 | $ 17,040,000 | $ 387,000 | $ 204,000 |
| Bryan County Oklahoma | 42 | $ 8,730,000 | $ 207,000 | $ 109,000 |
| Callaway County Missouri | 38 | $ 6,790,000 | $ 178,000 | $ 77,000 |
| Pontotoc County Oklahoma | 37 | $ 5,195,000 | $ 140,000 | $ 85,000 |
| Johnston County Oklahoma | 36 | $ 3,210,000 | $ 89,000 | $ 107,000 |
| Murray County Oklahoma | 33 | $ 3,695,000 | $ 111,000 | $ 87,000 |
| Fannin County Texas | 24 | $ 5,400,000 | $ 225,000 | $ 149,000 |
| Tarrant County Texas | 23 | $ 7,805,000 | $ 339,000 | $ 199,000 |
| Wright County Missouri | 21 | $ 2,265,000 | $ 107,000 | $ 55,000 |
| Garvin County Oklahoma | 19 | $ 1,775,000 | $ 93,000 | $ 98,000 |
| Moniteau County Missouri | 18 | $ 2,500,000 | $ 138,000 | $ 63,000 |
| Camden County Missouri | 16 | $ 2,670,000 | $ 166,000 | $ 107,000 |
| Cooper County Missouri | 13 | $ 2,155,000 | $ 165,000 | $ 109,000 |
| Jackson County Missouri | 10 | $ 1,970,000 | $ 197,000 | $ 105,000 |
| Douglas County Missouri | 8 | $ 1,080,000 | $ 135,000 | $ 66,000 |
| Greene County Missouri | 7 | $ 1,705,000 | $ 243,000 | $ 177,000 |
| Morgan County Missouri | 6 | $ 890,000 | $ 148,000 | $ 81,000 |
| Harris County Texas | 6 | $ 1,850,000 | $ 308,000 | $ 102,000 |
| Hunt County Texas | 6 | $ 1,610,000 | $ 268,000 | $ 170,000 |
| Rockwall County Texas | 6 | $ 1,680,000 | $ 280,000 | $ 114,000 |
| Wise County Texas | 6 | $ 1,080,000 | $ 180,000 | $ 101,000 |
| Howard County Missouri | 5 | $ 875,000 | $ 175,000 | $ 234,000 |
| Ozark County Missouri | 5 | $ 545,000 | $ 109,000 | $ 52,000 |
| Love County Oklahoma | 5 | $ 465,000 | $ 93,000 | $ 49,000 |
| Christian County Missouri | 4 | $ 370,000 | $ 92,000 | $ 72,000 |
| Laclede County Missouri | 4 | $ 420,000 | $ 105,000 | $ 68,000 |
| Parker County Texas | 4 | $ 1,290,000 | $ 322,000 | $ 118,000 |
| Baxter County Arkansas | 3 | $ 195,000 | $ 65,000 | $ 131,000 |
| Johnson County Kansas | 3 | $ 1,045,000 | $ 348,000 | $ 127,000 |
| Audrain County Missouri | 3 | $ 395,000 | $ 131,000 | $ 99,000 |
| Randolph County Missouri | 3 | $ 295,000 | $ 98,000 | $ 40,000 |
| St. Charles County Missouri | 3 | $ 795,000 | $ 265,000 | $ 115,000 |
| Stone County Missouri | 3 | $ 625,000 | $ 208,000 | $ 305,000 |
| Webster County Missouri | 3 | $ 385,000 | $ 128,000 | $ 45,000 |
| Oklahoma County Oklahoma | 3 | $ 375,000 | $ 125,000 | $ 67,000 |
| Montgomery County Texas | 3 | $ 665,000 | $ 221,000 | $ 137,000 |
| Maricopa County Arizona | 2 | $ 870,000 | $ 435,000 | $ 185,000 |
| Denver County Colorado | 2 | $ 1,400,000 | $ 700,000 | $ 1,593,000 |
| Palm Beach County Florida | 2 | $ 740,000 | $ 370,000 | $ 287,000 |
| Hinds County Mississippi | 2 | $ 360,000 | $ 180,000 | $ 155,000 |
| Cass County Missouri | 2 | $ 490,000 | $ 245,000 | $ 86,000 |
| Dent County Missouri | 2 | $ 130,000 | $ 65,000 | $ 50,000 |
| Jasper County Missouri | 2 | $ 610,000 | $ 305,000 | $ 136,000 |
| Miller County Missouri | 2 | $ 250,000 | $ 125,000 | $ 55,000 |
| Oregon County Missouri | 2 | $ 180,000 | $ 90,000 | $ 76,000 |
| Osage County Missouri | 2 | $ 210,000 | $ 105,000 | $ 40,000 |
| Pettis County Missouri | 2 | $ 130,000 | $ 65,000 | $ 74,000 |
| St. Louis City County Missouri | 2 | $ 280,000 | $ 140,000 | $ 184,000 |
| Hunterdon County New Jersey | 2 | $ 920,000 | $ 460,000 | $ 322,000 |
| Choctaw County Oklahoma | 2 | $ 200,000 | $ 100,000 | $ 103,000 |
| Coal County Oklahoma | 2 | $ 320,000 | $ 160,000 | $ 177,000 |
| McClain County Oklahoma | 2 | $ 160,000 | $ 80,000 | $ 115,000 |
| Payne County Oklahoma | 2 | $ 12,110,000 | $ 6,055,000 | $ 160,000 |
| Pottawatomie County Oklahoma | 2 | $ 340,000 | $ 170,000 | $ 70,000 |
| Tulsa County Oklahoma | 2 | $ 290,000 | $ 145,000 | $ 100,000 |
| Jackson County Oregon | 2 | $ 510,000 | $ 255,000 | $ 276,000 |
| Williamson County Tennessee | 2 | $ 1,510,000 | $ 755,000 | $ 172,000 |
| Bexar County Texas | 2 | $ 440,000 | $ 220,000 | $ 127,000 |
| Lamar County Texas | 2 | $ 110,000 | $ 55,000 | $ 77,000 |
| Montague County Texas | 2 | $ 380,000 | $ 190,000 | $ 70,000 |
| Williamson County Texas | 2 | $ 800,000 | $ 400,000 | $ 125,000 |
| Benton County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 157,000 |
| Izard County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Marion County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Sharp County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Stone County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Adams County Colorado | 1 | $ 315,000 | $ 315,000 | $ 242,000 |
| Arapahoe County Colorado | 1 | $ 175,000 | $ 175,000 | $ 0 |
| El Paso County Colorado | 1 | $ 265,000 | $ 265,000 | $ 151,000 |
| Jefferson County Colorado | 1 | $ 485,000 | $ 485,000 | $ 234,000 |
| Lake County Colorado | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Mesa County Colorado | 1 | $ 225,000 | $ 225,000 | $ 156,000 |
| Collier County Florida | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Duval County Florida | 1 | $ 445,000 | $ 445,000 | $ 271,000 |
| Manatee County Florida | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Volusia County Florida | 1 | $ 415,000 | $ 415,000 | $ 220,000 |
| Camden County Georgia | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Fayette County Georgia | 1 | $ 205,000 | $ 205,000 | $ 225,000 |
| Cook County Illinois | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Fulton County Illinois | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Madison County Illinois | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Madison County Indiana | 1 | $ 2,755,000 | $ 2,755,000 | $ 0 |
| Leavenworth County Kansas | 1 | $ 325,000 | $ 325,000 | $ 137,000 |
| Sedgwick County Kansas | 1 | $ 405,000 | $ 405,000 | $ 325,000 |
| Carver County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 133,000 |
| Clay County Missouri | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Clinton County Missouri | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Gasconade County Missouri | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Johnson County Missouri | 1 | $ 405,000 | $ 405,000 | $ 331,000 |
| Lawrence County Missouri | 1 | $ 135,000 | $ 135,000 | $ 163,000 |
| Livingston County Missouri | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Montgomery County Missouri | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Phelps County Missouri | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Platte County Missouri | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Saline County Missouri | 1 | $ 435,000 | $ 435,000 | $ 60,000 |
| Warren County Missouri | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Lancaster County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Essex County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 212,000 |
| Taos County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Queens County New York | 1 | $ 685,000 | $ 685,000 | $ 175,000 |
| Westchester County New York | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Pender County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 360,000 |
| Stutsman County North Dakota | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Atoka County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Beckham County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 152,000 |
| Grady County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Jefferson County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Pushmataha County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Blount County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Aransas County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Burnet County Texas | 1 | $ 485,000 | $ 485,000 | $ 250,000 |
| Ellis County Texas | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Johnson County Texas | 1 | $ 95,000 | $ 95,000 | $ 102,000 |
| Kaufman County Texas | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| McLennan County Texas | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Red River County Texas | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| San Jacinto County Texas | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Taylor County Texas | 1 | $ 125,000 | $ 125,000 | $ 136,000 |
| Van Zandt County Texas | 1 | $ 255,000 | $ 255,000 | $ 57,000 |
| Wichita County Texas | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Young County Texas | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Salt Lake County Utah | 1 | $ 215,000 | $ 215,000 | $ 2,034,000 |
| Washington County Virginia | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Landmark Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,325 | $285,325,000 | $215,000 | $12,005,000 | $116,000 | $2,944,000 |
| Refinancing | 691 | $168,855,000 | $244,000 | $1,325,000 | $135,000 | $2,034,000 |
| Cash-out Refinancing | 547 | $96,465,000 | $176,000 | $1,175,000 | $109,000 | $1,321,000 |
| Other Purpose | 71 | $6,135,000 | $86,000 | $565,000 | $71,000 | $360,000 |
| Home Improvement | 55 | $3,875,000 | $70,000 | $405,000 | $79,000 | $319,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,133 | $416,475,000 | $195,000 | $1,625,000 | $113,000 | $2,034,000 |
| Not Provided | 178 | $42,210,000 | $237,000 | $1,155,000 | $136,000 | $682,000 |
| Not applicable | 92 | $32,610,000 | $354,000 | $12,005,000 | $0 | $0 |
| Asian | 87 | $25,895,000 | $297,000 | $695,000 | $145,000 | $337,000 |
| Hispanic | 85 | $18,155,000 | $213,000 | $475,000 | $134,000 | $1,512,000 |
| American Indian or Alaskan Native | 38 | $5,070,000 | $133,000 | $345,000 | $76,000 | $196,000 |
| Black or African American | 35 | $7,855,000 | $224,000 | $915,000 | $185,000 | $2,944,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $465,000 | $93,000 | $165,000 | $288,000 | $456,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,578 | $537,010,000 | $208,000 | $12,005,000 | $119,000 | $2,944,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 53 | $6,945,000 | $131,000 | $265,000 | $49,000 | $98,000 |
| VA-guaranteed (Veterans Administration) | 49 | $14,545,000 | $296,000 | $815,000 | $116,000 | $392,000 |
| FHA-insured (Federal Housing Administration) | 9 | $2,155,000 | $239,000 | $395,000 | $93,000 | $205,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,904 | $409,390,000 | $215,000 | $12,005,000 | $122,000 | $2,944,000 |
| Application Withdrawn By Applicant | 458 | $97,470,000 | $212,000 | $1,325,000 | $129,000 | $2,034,000 |
| Application Denied By Financial Institution | 303 | $48,195,000 | $159,000 | $1,005,000 | $74,000 | $1,188,000 |
| File Closed For Incompleteness | 15 | $3,325,000 | $221,000 | $865,000 | $99,000 | $434,000 |
| Application Approved But Not Accepted | 9 | $2,275,000 | $252,000 | $565,000 | $105,000 | $192,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,386 | $512,460,000 | $214,000 | $12,005,000 | $123,000 | $2,944,000 |
| Credit History | 111 | $15,165,000 | $136,000 | $805,000 | $83,000 | $1,188,000 |
| Debt-To-Income Ratio | 104 | $19,080,000 | $183,000 | $465,000 | $64,000 | $360,000 |
| Collateral | 52 | $6,460,000 | $124,000 | $905,000 | $71,000 | $392,000 |
| Unverifiable Information | 14 | $3,600,000 | $257,000 | $1,005,000 | $67,000 | $384,000 |
| Credit Application Incomplete | 7 | $1,195,000 | $170,000 | $345,000 | $67,000 | $87,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,375,000 | $196,000 | $305,000 | $92,000 | $229,000 |
| Employment History | 4 | $360,000 | $90,000 | $145,000 | $62,000 | $176,000 |
| Other | 3 | $865,000 | $288,000 | $445,000 | $155,000 | $271,000 |
| Mortgage Insurance Denied | 1 | $95,000 | $95,000 | $95,000 | $101,000 | $101,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Landmark Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Landmark Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.