Landmark Community Bank Mortgage Lending & HMDA Data, 2016

In 2016, Landmark Community Bank of Pittston, PA reported 449 mortgage applications totaling $26.7 million, up 541% from 2015. The average application was for $59,563, and applicants reported an average income of $57,596. 18% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Scranton--Wilkes-Barre--Hazleton, PA (85), Baltimore-Columbia-Towson, MD (26) and Salisbury, MD-DE (18) (applications in parentheses).

Mortgage Company & Address Landmark Community Bank
2 S Main Street
Pittston, PA 18640
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 449
Total Mortgage Loan Application Amount $26,744,000
Average Mortgage Loan Application Amount $59,563
Highest Mortgage Loan Application Amount $750,000
Average Applicant Income $57,596
Highest Applicant Income $691,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Landmark Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Landmark Community Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Luzerne, Pennsylvania 72 $ 9,999,000 $ 138,875 $ 88,000
Sussex, Delaware 12 $ 485,000 $ 40,416 $ 51,000
Lackawanna, Pennsylvania 12 $ 1,242,000 $ 103,500 $ 128,000
Anne Arundel, Maryland 11 $ 485,000 $ 44,090 $ 55,000
Chester, Pennsylvania 9 $ 623,000 $ 69,222 $ 46,000
York, Pennsylvania 9 $ 236,000 $ 26,222 $ 65,000
Kent, Delaware 8 $ 220,000 $ 27,500 $ 44,000
New Castle, Delaware 7 $ 118,000 $ 16,857 $ 46,000
Clinton, New York 7 $ 328,000 $ 46,857 $ 34,000
Lancaster, Pennsylvania 7 $ 199,000 $ 28,428 $ 48,000
Baltimore, Maryland 6 $ 265,000 $ 44,166 $ 54,000
Sullivan, New York 6 $ 246,000 $ 41,000 $ 54,000
Schuylkill, Pennsylvania 6 $ 470,000 $ 78,333 $ 39,000
Howard, Maryland 5 $ 149,000 $ 29,800 $ 70,000
Oswego, New York 5 $ 406,000 $ 81,200 $ 50,000
Saratoga, New York 5 $ 150,000 $ 30,000 $ 49,000
Franklin, Ohio 5 $ 56,000 $ 11,200 $ 38,000
Portage, Ohio 5 $ 304,000 $ 60,800 $ 66,000
Monroe, Pennsylvania 5 $ 299,000 $ 59,800 $ 55,000
Wicomico, Maryland 4 $ 137,000 $ 34,250 $ 44,000
Cayuga, New York 4 $ 234,000 $ 58,500 $ 55,000
St. Lawrence, New York 4 $ 182,000 $ 45,500 $ 42,000
Tioga, New York 4 $ 176,000 $ 44,000 $ 46,000
Berks, Pennsylvania 4 $ 127,000 $ 31,750 $ 47,000
Susquehanna, Pennsylvania 4 $ 567,000 $ 141,750 $ 69,000
McCreary, Kentucky 3 $ 64,000 $ 21,333 $ 25,000
Harford, Maryland 3 $ 122,000 $ 40,666 $ 50,000
Oneida, New York 3 $ 232,000 $ 77,333 $ 36,000
Tompkins, New York 3 $ 43,000 $ 14,333 $ 36,000
Jefferson, Ohio 3 $ 179,000 $ 59,666 $ 63,000
Perry, Ohio 3 $ 184,000 $ 61,333 $ 48,000
Tuscarawas, Ohio 3 $ 43,000 $ 14,333 $ 26,000
Wayne, Ohio 3 $ 29,000 $ 9,666 $ 54,000
Bradford, Pennsylvania 3 $ 102,000 $ 34,000 $ 41,000
Butler, Pennsylvania 3 $ 224,000 $ 74,666 $ 57,000
Tazewell, Virginia 3 $ 83,000 $ 27,666 $ 37,000
Floyd, Kentucky 2 $ 112,000 $ 56,000 $ 63,000
Grant, Kentucky 2 $ 49,000 $ 24,500 $ 42,000
Pike, Kentucky 2 $ 89,000 $ 44,500 $ 46,000
Wayne, Kentucky 2 $ 58,000 $ 29,000 $ 30,000
Whitley, Kentucky 2 $ 82,000 $ 41,000 $ 36,000
Dorchester, Maryland 2 $ 97,000 $ 48,500 $ 29,000
Washington, Maryland 2 $ 44,000 $ 22,000 $ 61,000
Broome, New York 2 $ 179,000 $ 89,500 $ 54,000
Cattaraugus, New York 2 $ 44,000 $ 22,000 $ 33,000
Chenango, New York 2 $ 173,000 $ 86,500 $ 56,000
Essex, New York 2 $ 21,000 $ 10,500 $ 38,000
Jefferson, New York 2 $ 39,000 $ 19,500 $ 30,000
Livingston, New York 2 $ 160,000 $ 80,000 $ 70,000
Otsego, New York 2 $ 102,000 $ 51,000 $ 45,000
Schoharie, New York 2 $ 102,000 $ 51,000 $ 60,000
Ulster, New York 2 $ 49,000 $ 24,500 $ 72,000
Holmes, Ohio 2 $ 57,000 $ 28,500 $ 22,000
Licking, Ohio 2 $ 33,000 $ 16,500 $ 68,000
Wood, Ohio 2 $ 29,000 $ 14,500 $ 36,000
Allegheny, Pennsylvania 2 $ 97,000 $ 48,500 $ 66,000
Bedford, Pennsylvania 2 $ 70,000 $ 35,000 $ 44,000
Bucks, Pennsylvania 2 $ 26,000 $ 13,000 $ 45,000
Cambria, Pennsylvania 2 $ 22,000 $ 11,000 $ 34,000
Clearfield, Pennsylvania 2 $ 128,000 $ 64,000 $ 27,000
Dauphin, Pennsylvania 2 $ 8,000 $ 4,000 $ 55,000
Erie, Pennsylvania 2 $ 44,000 $ 22,000 $ 29,000
Franklin, Pennsylvania 2 $ 37,000 $ 18,500 $ 44,000
Indiana, Pennsylvania 2 $ 169,000 $ 84,500 $ 38,000
Lawrence, Pennsylvania 2 $ 134,000 $ 67,000 $ 30,000
Westmoreland, Pennsylvania 2 $ 75,000 $ 37,500 $ 57,000
Bedford, Virginia 2 $ 67,000 $ 33,500 $ 32,000
Stafford, Virginia 2 $ 84,000 $ 42,000 $ 49,000
Berkeley, West Virginia 2 $ 67,000 $ 33,500 $ 29,000
Randolph, West Virginia 2 $ 79,000 $ 39,500 $ 21,000
St. Clair, Illinois 1 $ 5,000 $ 5,000 $ 33,000
Bartholomew, Indiana 1 $ 29,000 $ 29,000 $ 40,000
Blackford, Indiana 1 $ 16,000 $ 16,000 $ 31,000
Dearborn, Indiana 1 $ 4,000 $ 4,000 $ 25,000
Henry, Indiana 1 $ 14,000 $ 14,000 $ 35,000
Martin, Indiana 1 $ 78,000 $ 78,000 $ 31,000
Ripley, Indiana 1 $ 31,000 $ 31,000 $ 27,000
Vanderburgh, Indiana 1 $ 24,000 $ 24,000 $ 18,000
Bell, Kentucky 1 $ 23,000 $ 23,000 $ 34,000
Bullitt, Kentucky 1 $ 24,000 $ 24,000 $ 34,000
Daviess, Kentucky 1 $ 62,000 $ 62,000 $ 32,000
Gallatin, Kentucky 1 $ 45,000 $ 45,000 $ 50,000
Henderson, Kentucky 1 $ 41,000 $ 41,000 $ 60,000
Johnson, Kentucky 1 $ 40,000 $ 40,000 $ 41,000
Laurel, Kentucky 1 $ 31,000 $ 31,000 $ 161,000
Leslie, Kentucky 1 $ 35,000 $ 35,000 $ 55,000
Letcher, Kentucky 1 $ 36,000 $ 36,000 $ 43,000
Madison, Kentucky 1 $ 42,000 $ 42,000 $ 52,000
Marion, Kentucky 1 $ 26,000 $ 26,000 $ 28,000
Meade, Kentucky 1 $ 47,000 $ 47,000 $ 53,000
Pendleton, Kentucky 1 $ 66,000 $ 66,000 $ 53,000
Perry, Kentucky 1 $ 28,000 $ 28,000 $ 53,000
Pulaski, Kentucky 1 $ 23,000 $ 23,000 $ 31,000
Rockcastle, Kentucky 1 $ 21,000 $ 21,000 $ 42,000
Shelby, Kentucky 1 $ 37,000 $ 37,000 $ 48,000
Cumberland, Maine 1 $ 10,000 $ 10,000 $ 68,000
Knox, Maine 1 $ 15,000 $ 15,000 $ 53,000
Lincoln, Maine 1 $ 11,000 $ 11,000 $ 220,000
Penobscot, Maine 1 $ 4,000 $ 4,000 $ 25,000
Piscataquis, Maine 1 $ 50,000 $ 50,000 $ 39,000
Somerset, Maine 1 $ 83,000 $ 83,000 $ 80,000
Waldo, Maine 1 $ 81,000 $ 81,000 $ 55,000
Caroline, Maryland 1 $ 58,000 $ 58,000 $ 43,000
Cecil, Maryland 1 $ 21,000 $ 21,000 $ 44,000
Prince George's, Maryland 1 $ 40,000 $ 40,000 $ 30,000
Queen Anne's, Maryland 1 $ 29,000 $ 29,000 $ 54,000
Somerset, Maryland 1 $ 53,000 $ 53,000 $ 35,000
St. Mary's, Maryland 1 $ 43,000 $ 43,000 $ 51,000
Worcester, Maryland 1 $ 82,000 $ 82,000 $ 55,000
Bay, Michigan 1 $ 31,000 $ 31,000 $ 53,000
Kent, Michigan 1 $ 7,000 $ 7,000 $ 52,000
St. Joseph, Michigan 1 $ 63,000 $ 63,000 $ 64,000
Washtenaw, Michigan 1 $ 9,000 $ 9,000 $ 26,000
Carroll, New Hampshire 1 $ 53,000 $ 53,000 $ 54,000
Salem, New Jersey 1 $ 35,000 $ 35,000 $ 44,000
Allegany, New York 1 $ 25,000 $ 25,000 $ 33,000
Delaware, New York 1 $ 73,000 $ 73,000 $ 30,000
Franklin, New York 1 $ 49,000 $ 49,000 $ 58,000
Fulton, New York 1 $ 47,000 $ 47,000 $ 63,000
Niagara, New York 1 $ 54,000 $ 54,000 $ 35,000
Onondaga, New York 1 $ 101,000 $ 101,000 $ 84,000
Rensselaer, New York 1 $ 16,000 $ 16,000 $ 55,000
Schuyler, New York 1 $ 80,000 $ 80,000 $ 50,000
Steuben, New York 1 $ 40,000 $ 40,000 $ 60,000
Warren, New York 1 $ 33,000 $ 33,000 $ 25,000
Washington, New York 1 $ 41,000 $ 41,000 $ 25,000
Wayne, New York 1 $ 21,000 $ 21,000 $ 28,000
Auglaize, Ohio 1 $ 5,000 $ 5,000 $ 24,000
Brown, Ohio 1 $ 60,000 $ 60,000 $ 76,000
Carroll, Ohio 1 $ 86,000 $ 86,000 $ 39,000
Columbiana, Ohio 1 $ 53,000 $ 53,000 $ 47,000
Coshocton, Ohio 1 $ 77,000 $ 77,000 $ 41,000
Fairfield, Ohio 1 $ 6,000 $ 6,000 $ 30,000
Greene, Ohio 1 $ 3,000 $ 3,000 $ 12,000
Hancock, Ohio 1 $ 18,000 $ 18,000 $ 34,000
Hocking, Ohio 1 $ 11,000 $ 11,000 $ 28,000
Knox, Ohio 1 $ 8,000 $ 8,000 $ 32,000
Logan, Ohio 1 $ 25,000 $ 25,000 $ 68,000
Mahoning, Ohio 1 $ 159,000 $ 159,000 $ 64,000
Morrow, Ohio 1 $ 28,000 $ 28,000 $ 39,000
Richland, Ohio 1 $ 14,000 $ 14,000 $ 28,000
Sandusky, Ohio 1 $ 52,000 $ 52,000 $ 32,000
Shelby, Ohio 1 $ 63,000 $ 63,000 $ 56,000
Summit, Ohio 1 $ 45,000 $ 45,000 $ 54,000
Union, Ohio 1 $ 26,000 $ 26,000 $ 87,000
Adams, Pennsylvania 1 $ 6,000 $ 6,000 $ 33,000
Armstrong, Pennsylvania 1 $ 15,000 $ 15,000 $ 79,000
Beaver, Pennsylvania 1 $ 64,000 $ 64,000 $ 43,000
Blair, Pennsylvania 1 $ 6,000 $ 6,000 $ 11,000
Carbon, Pennsylvania 1 $ 125,000 $ 125,000 $ 61,000
Centre, Pennsylvania 1 $ 69,000 $ 69,000 $ 50,000
Columbia, Pennsylvania 1 $ 260,000 $ 260,000 $ 57,000
Crawford, Pennsylvania 1 $ 30,000 $ 30,000 $ 26,000
Cumberland, Pennsylvania 1 $ 6,000 $ 6,000 $ 37,000
Fayette, Pennsylvania 1 $ 79,000 $ 79,000 $ 65,000
Forest, Pennsylvania 1 $ 45,000 $ 45,000 $ 106,000
Huntingdon, Pennsylvania 1 $ 93,000 $ 93,000 $ 24,000
Lebanon, Pennsylvania 1 $ 12,000 $ 12,000 $ 55,000
Northampton, Pennsylvania 1 $ 36,000 $ 36,000 $ 51,000
Perry, Pennsylvania 1 $ 7,000 $ 7,000 $ 39,000
Somerset, Pennsylvania 1 $ 15,000 $ 15,000 $ 17,000
Union, Pennsylvania 1 $ 50,000 $ 50,000 $ 110,000
Washington, Pennsylvania 1 $ 139,000 $ 139,000 $ 49,000
Wyoming, Pennsylvania 1 $ 97,000 $ 97,000 $ 146,000
Scott, Tennessee 1 $ 30,000 $ 30,000 $ 30,000
Accomack, Virginia 1 $ 83,000 $ 83,000 $ 58,000
Augusta, Virginia 1 $ 81,000 $ 81,000 $ 54,000
Buchanan, Virginia 1 $ 35,000 $ 35,000 $ 35,000
Dickenson, Virginia 1 $ 23,000 $ 23,000 $ 35,000
Floyd, Virginia 1 $ 85,000 $ 85,000 $ 62,000
Franklin, Virginia 1 $ 36,000 $ 36,000 $ 22,000
Frederick, Virginia 1 $ 18,000 $ 18,000 $ 179,000
Isle of Wight, Virginia 1 $ 27,000 $ 27,000 $ 35,000
King George, Virginia 1 $ 7,000 $ 7,000 $ 31,000
Manassas, Virginia 1 $ 36,000 $ 36,000 $ 41,000
Montgomery, Virginia 1 $ 27,000 $ 27,000 $ 28,000
Northampton, Virginia 1 $ 24,000 $ 24,000 $ 427,000
Pulaski, Virginia 1 $ 72,000 $ 72,000 $ 28,000
Rockingham, Virginia 1 $ 5,000 $ 5,000 $ 28,000
Shenandoah, Virginia 1 $ 25,000 $ 25,000 $ 38,000
Spotsylvania, Virginia 1 $ 14,000 $ 14,000 $ 33,000
Virginia Beach, Virginia 1 $ 34,000 $ 34,000 $ 40,000
Boone, West Virginia 1 $ 38,000 $ 38,000 $ 27,000
Brooke, West Virginia 1 $ 38,000 $ 38,000 $ 49,000
Hampshire, West Virginia 1 $ 26,000 $ 26,000 $ 48,000
Mercer, West Virginia 1 $ 27,000 $ 27,000 $ 66,000
Pleasants, West Virginia 1 $ 5,000 $ 5,000 $ 81,000
Putnam, West Virginia 1 $ 52,000 $ 52,000 $ 61,000
Raleigh, West Virginia 1 $ 78,000 $ 78,000 $ 57,000
Taylor, West Virginia 1 $ 51,000 $ 51,000 $ 53,000
Wood, West Virginia 1 $ 27,000 $ 27,000 $ 26,000
Wyoming, West Virginia 1 $ 27,000 $ 27,000 $ 97,000

Mortgage Loan Application Detail Totals for Landmark Community Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 408 $21,816,000 $53,000 $750,000 $54,000 $691,000
Refinancing 31 $4,301,000 $138,000 $428,000 $99,000 $320,000
Home Improvement 10 $627,000 $62,000 $115,000 $76,000 $522,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 406 $22,558,000 $55,000 $750,000 $60,000 $691,000
Not applicable 20 $2,812,000 $140,000 $428,000 $0 $0
Black or African American 8 $448,000 $56,000 $108,000 $86,000 $427,000
Hispanic 7 $380,000 $54,000 $93,000 $53,000 $126,000
American Indian or Alaskan Native 5 $182,000 $36,000 $54,000 $56,000 $106,000
Asian 3 $364,000 $121,000 $174,000 $55,000 $81,000
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 449 $26,744,000 $59,000 $750,000 $57,000 $691,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 361 $14,178,000 $39,000 $189,000 $48,000 $427,000
Loan Originated 80 $11,544,000 $144,000 $750,000 $103,000 $691,000
Application Denied By Financial Institution 3 $303,000 $101,000 $169,000 $22,000 $68,000
Application Withdrawn By Applicant 3 $589,000 $196,000 $330,000 $11,000 $35,000
Application Approved But Not Accepted 2 $130,000 $65,000 $100,000 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Landmark Community Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Landmark Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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