Landmark National Bank Mortgage Lending & HMDA Data, 2013

In 2013, Landmark National Bank of Manhattan, KS reported 2,412 mortgage applications totaling $340.5 million, up 13% from 2012. The average application was for $141,164, and applicants reported an average income of $74,381. 75% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Topeka, KS (645), Kansas City, MO-KS (608) and Manhattan, KS (253) (applications in parentheses).

Mortgage Company & Address Landmark National Bank
701 Poyntz Ave
Manhattan, KS 66502
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,412
Total Mortgage Loan Application Amount $340,488,000
Average Mortgage Loan Application Amount $141,164
Highest Mortgage Loan Application Amount $1,567,000
Average Applicant Income $74,381
Highest Applicant Income $2,648,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Landmark National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Landmark National Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shawnee, Kansas 539 $ 76,700,000 $ 142,300 $ 70,000
Johnson, Kansas 352 $ 71,985,000 $ 204,502 $ 93,000
Barton, Kansas 161 $ 12,384,000 $ 76,919 $ 63,000
Riley, Kansas 159 $ 25,998,000 $ 163,509 $ 81,000
Douglas, Kansas 157 $ 25,832,000 $ 164,535 $ 94,000
Ford, Kansas 150 $ 15,373,000 $ 102,486 $ 64,000
Bourbon, Kansas 81 $ 7,187,000 $ 88,728 $ 62,000
Miami, Kansas 69 $ 9,378,000 $ 135,913 $ 63,000
Finney, Kansas 62 $ 7,370,000 $ 118,870 $ 63,000
Pottawatomie, Kansas 58 $ 9,504,000 $ 163,862 $ 82,000
Jackson, Missouri 54 $ 11,980,000 $ 221,851 $ 81,000
Osage, Kansas 49 $ 4,360,000 $ 88,979 $ 56,000
Allen, Kansas 47 $ 3,828,000 $ 81,446 $ 62,000
Crawford, Kansas 47 $ 4,350,000 $ 92,553 $ 66,000
Geary, Kansas 36 $ 4,200,000 $ 116,666 $ 50,000
Franklin, Kansas 31 $ 3,564,000 $ 114,967 $ 54,000
Linn, Kansas 22 $ 1,472,000 $ 66,909 $ 57,000
Wabaunsee, Kansas 22 $ 2,489,000 $ 113,136 $ 63,000
Wyandotte, Kansas 21 $ 3,379,000 $ 160,904 $ 55,000
Cass, Missouri 21 $ 3,471,000 $ 165,285 $ 100,000
Pawnee, Kansas 20 $ 1,540,000 $ 77,000 $ 68,000
Jackson, Kansas 19 $ 2,273,000 $ 119,631 $ 64,000
Leavenworth, Kansas 19 $ 3,456,000 $ 181,894 $ 86,000
Jefferson, Kansas 16 $ 2,031,000 $ 126,937 $ 68,000
Stafford, Kansas 13 $ 1,099,000 $ 84,538 $ 74,000
Clay, Missouri 12 $ 1,646,000 $ 137,166 $ 83,000
Gray, Kansas 10 $ 1,017,000 $ 101,700 $ 52,000
Dickinson, Kansas 9 $ 1,183,000 $ 131,444 $ 83,000
Sedgwick, Kansas 9 $ 1,468,000 $ 163,111 $ 72,000
Neosho, Kansas 8 $ 646,000 $ 80,750 $ 72,000
Meade, Kansas 7 $ 404,000 $ 57,714 $ 38,000
Anderson, Kansas 6 $ 452,000 $ 75,333 $ 48,000
Platte, Missouri 6 $ 1,251,000 $ 208,500 $ 75,000
Edwards, Kansas 5 $ 439,000 $ 87,800 $ 59,000
Lyon, Kansas 5 $ 209,000 $ 41,800 $ 51,000
Vernon, Missouri 5 $ 533,000 $ 106,600 $ 71,000
Pratt, Kansas 4 $ 474,000 $ 118,500 $ 57,000
Wake, North Carolina 4 $ 1,300,000 $ 325,000 $ 188,000
Cherokee, Kansas 3 $ 269,000 $ 89,666 $ 59,000
Clark, Kansas 3 $ 249,000 $ 83,000 $ 122,000
Rice, Kansas 3 $ 98,000 $ 32,666 $ 48,000
Rush, Kansas 3 $ 148,000 $ 49,333 $ 29,000
Saline, Kansas 3 $ 337,000 $ 112,333 $ 79,000
Woodson, Kansas 3 $ 197,000 $ 65,666 $ 32,000
Camden, Missouri 3 $ 636,000 $ 212,000 $ 322,000
Manatee, Florida 2 $ 234,000 $ 117,000 $ 86,000
Hodgeman, Kansas 2 $ 85,000 $ 42,500 $ 80,000
Labette, Kansas 2 $ 124,000 $ 62,000 $ 34,000
Marshall, Kansas 2 $ 347,000 $ 173,500 $ 111,000
Seward, Kansas 2 $ 153,000 $ 76,500 $ 46,000
Douglas, Nebraska 2 $ 440,000 $ 220,000 $ 332,000
Durham, North Carolina 2 $ 261,000 $ 130,500 $ 60,000
Mecklenburg, North Carolina 2 $ 831,000 $ 415,500 $ 167,000
Bell, Texas 2 $ 257,000 $ 128,500 $ 30,000
Harris, Texas 2 $ 282,000 $ 141,000 $ 72,000
Fairfax, Virginia 2 $ 1,262,000 $ 631,000 $ 220,000
Prince William, Virginia 2 $ 712,000 $ 356,000 $ 106,000
Dallas, Alabama 1 $ 132,000 $ 132,000 $ 68,000
Fayette, Alabama 1 $ 33,000 $ 33,000 $ 37,000
Anchorage, Alaska 1 $ 267,000 $ 267,000 $ 0
Benton, Arkansas 1 $ 92,000 $ 92,000 $ 34,000
Boone, Arkansas 1 $ 142,000 $ 142,000 $ 84,000
Chaffee, Colorado 1 $ 234,000 $ 234,000 $ 146,000
Douglas, Colorado 1 $ 101,000 $ 101,000 $ 77,000
El Paso, Colorado 1 $ 211,000 $ 211,000 $ 127,000
Broward, Florida 1 $ 15,000 $ 15,000 $ 80,000
Collier, Florida 1 $ 294,000 $ 294,000 $ 941,000
Duval, Florida 1 $ 180,000 $ 180,000 $ 96,000
Monroe, Florida 1 $ 354,000 $ 354,000 $ 181,000
Peoria, Illinois 1 $ 300,000 $ 300,000 $ 89,000
Atchison, Kansas 1 $ 50,000 $ 50,000 $ 43,000
Butler, Kansas 1 $ 83,000 $ 83,000 $ 68,000
Clay, Kansas 1 $ 2,000 $ 2,000 $ 24,000
Ellsworth, Kansas 1 $ 43,000 $ 43,000 $ 35,000
Grant, Kansas 1 $ 101,000 $ 101,000 $ 49,000
Hamilton, Kansas 1 $ 60,000 $ 60,000 $ 29,000
Kearny, Kansas 1 $ 35,000 $ 35,000 $ 44,000
Nemaha, Kansas 1 $ 156,000 $ 156,000 $ 125,000
Reno, Kansas 1 $ 58,000 $ 58,000 $ 80,000
Russell, Kansas 1 $ 151,000 $ 151,000 $ 85,000
Washington, Kansas 1 $ 183,000 $ 183,000 $ 87,000
Barry, Missouri 1 $ 100,000 $ 100,000 $ 45,000
Barton, Missouri 1 $ 54,000 $ 54,000 $ 25,000
Bates, Missouri 1 $ 185,000 $ 185,000 $ 128,000
Buchanan, Missouri 1 $ 229,000 $ 229,000 $ 135,000
Dallas, Missouri 1 $ 50,000 $ 50,000 $ 98,000
Grundy, Missouri 1 $ 184,000 $ 184,000 $ 52,000
Henry, Missouri 1 $ 71,000 $ 71,000 $ 58,000
Jasper, Missouri 1 $ 106,000 $ 106,000 $ 51,000
Johnson, Missouri 1 $ 170,000 $ 170,000 $ 82,000
Morgan, Missouri 1 $ 113,000 $ 113,000 $ 87,000
Stone, Missouri 1 $ 192,000 $ 192,000 $ 135,000
Sandoval, New Mexico 1 $ 272,000 $ 272,000 $ 43,000
Brunswick, North Carolina 1 $ 117,000 $ 117,000 $ 108,000
Cumberland, North Carolina 1 $ 144,000 $ 144,000 $ 0
Hoke, North Carolina 1 $ 161,000 $ 161,000 $ 0
Clark, Ohio 1 $ 147,000 $ 147,000 $ 54,000
Greene, Ohio 1 $ 135,000 $ 135,000 $ 137,000
Mercer, Ohio 1 $ 181,000 $ 181,000 $ 38,000
Logan, Oklahoma 1 $ 84,000 $ 84,000 $ 29,000
Tulsa, Oklahoma 1 $ 105,000 $ 105,000 $ 154,000
Washington, Oklahoma 1 $ 25,000 $ 25,000 $ 16,000
Beaufort, South Carolina 1 $ 118,000 $ 118,000 $ 36,000
Greenville, South Carolina 1 $ 138,000 $ 138,000 $ 68,000
Lexington, South Carolina 1 $ 145,000 $ 145,000 $ 82,000
Richland, South Carolina 1 $ 140,000 $ 140,000 $ 30,000
Montgomery, Tennessee 1 $ 180,000 $ 180,000 $ 0
Dallas, Texas 1 $ 417,000 $ 417,000 $ 152,000
El Paso, Texas 1 $ 101,000 $ 101,000 $ 0

Mortgage Loan Application Detail Totals for Landmark National Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,379 $202,576,000 $146,000 $950,000 $75,000 $2,648,000
Refinancing 880 $125,294,000 $142,000 $1,567,000 $74,000 $1,044,000
Home Improvement 153 $12,618,000 $82,000 $440,000 $71,000 $450,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 1,410 $204,563,000 $145,000 $993,000 $82,000 $2,648,000
White 788 $104,096,000 $132,000 $730,000 $71,000 $941,000
Hispanic 131 $13,104,000 $100,000 $348,000 $51,000 $277,000
Not applicable 44 $13,775,000 $313,000 $1,567,000 $7,000 $201,000
Black or African American 22 $3,568,000 $162,000 $417,000 $61,000 $233,000
Not Provided 14 $992,000 $70,000 $314,000 $43,000 $122,000
American Indian or Alaskan Native 3 $390,000 $130,000 $205,000 $59,000 $67,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,794 $255,770,000 $142,000 $1,567,000 $81,000 $2,648,000
FHA-insured (Federal Housing Administration) 331 $43,144,000 $130,000 $637,000 $58,000 $247,000
VA-guaranteed (Veterans Administration) 176 $30,558,000 $173,000 $417,000 $63,000 $270,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 111 $11,016,000 $99,000 $296,000 $44,000 $149,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,812 $264,183,000 $145,000 $1,567,000 $78,000 $2,648,000
Application Denied By Financial Institution 247 $26,950,000 $109,000 $464,000 $51,000 $233,000
Application Approved But Not Accepted 177 $23,182,000 $130,000 $399,000 $72,000 $400,000
Application Withdrawn By Applicant 158 $24,027,000 $152,000 $1,150,000 $71,000 $547,000
File Closed For Incompleteness 18 $2,146,000 $119,000 $271,000 $81,000 $300,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 127 $11,921,000 $93,000 $336,000 $46,000 $149,000
Debt-To-Income Ratio 70 $9,800,000 $140,000 $464,000 $52,000 $233,000
Collateral 17 $1,251,000 $73,000 $172,000 $75,000 $214,000
Other 11 $1,548,000 $140,000 $241,000 $69,000 $148,000
Employment History 9 $1,120,000 $124,000 $382,000 $65,000 $151,000
Insufficient Cash (Downpayment, Closing Cost) 7 $862,000 $123,000 $225,000 $57,000 $103,000
Credit Application Incomplete 4 $250,000 $62,000 $110,000 $49,000 $98,000
Unverifiable Information 1 $108,000 $108,000 $108,000 $21,000 $21,000
Mortgage Insurance Denied 1 $90,000 $90,000 $90,000 $36,000 $36,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Landmark National Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Landmark National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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