Leader Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Leader Bank, National Association 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Leader Bank, National Association 141 Massachusetts Avenue Arlington, MA 02474 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,851 |
| Total Mortgage Loan Application Amount | $1,891,664,000 |
| Average Mortgage Loan Application Amount | $319,000 |
| Highest Mortgage Loan Application Amount | $1,650,000 |
| Average Applicant Income | $146,500 |
| Highest Applicant Income | $2,917,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Leader Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Leader Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Leader Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Leader Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Leader Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Leader Bank, National Association's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 2,367 | $ 786,509,000 | $ 332,000 | $ 153,000 |
| Norfolk County Massachusetts | 966 | $ 324,743,000 | $ 336,000 | $ 156,000 |
| Essex County Massachusetts | 601 | $ 183,405,000 | $ 305,000 | $ 139,000 |
| Suffolk County Massachusetts | 512 | $ 166,880,000 | $ 325,000 | $ 148,000 |
| Worcester County Massachusetts | 323 | $ 90,379,000 | $ 279,000 | $ 133,000 |
| Plymouth County Massachusetts | 282 | $ 93,336,000 | $ 330,000 | $ 151,000 |
| Bristol County Massachusetts | 129 | $ 36,433,000 | $ 282,000 | $ 132,000 |
| Barnstable County Massachusetts | 121 | $ 41,432,000 | $ 342,000 | $ 265,000 |
| Rockingham County New Hampshire | 106 | $ 28,943,000 | $ 273,000 | $ 118,000 |
| Hillsborough County New Hampshire | 84 | $ 20,987,000 | $ 249,000 | $ 128,000 |
| Providence County Rhode Island | 26 | $ 7,032,000 | $ 270,000 | $ 130,000 |
| Hartford County Connecticut | 21 | $ 6,693,000 | $ 318,000 | $ 254,000 |
| York County Maine | 21 | $ 6,114,000 | $ 291,000 | $ 181,000 |
| Fairfield County Connecticut | 17 | $ 9,110,000 | $ 535,000 | $ 210,000 |
| Carroll County New Hampshire | 15 | $ 3,624,000 | $ 241,000 | $ 188,000 |
| Washington County Rhode Island | 12 | $ 4,067,000 | $ 338,000 | $ 171,000 |
| Newport County Rhode Island | 11 | $ 4,142,000 | $ 376,000 | $ 135,000 |
| Grafton County New Hampshire | 9 | $ 2,407,000 | $ 267,000 | $ 302,000 |
| Dukes County Massachusetts | 8 | $ 2,659,000 | $ 332,000 | $ 254,000 |
| Hampshire County Massachusetts | 8 | $ 1,701,000 | $ 212,000 | $ 113,000 |
| Montgomery County Maryland | 7 | $ 3,674,000 | $ 524,000 | $ 168,000 |
| Berkshire County Massachusetts | 7 | $ 1,886,000 | $ 269,000 | $ 107,000 |
| Hampden County Massachusetts | 7 | $ 1,269,000 | $ 181,000 | $ 110,000 |
| Merrimack County New Hampshire | 7 | $ 1,968,000 | $ 281,000 | $ 153,000 |
| Windsor County Vermont | 7 | $ 1,260,000 | $ 180,000 | $ 172,000 |
| Fairfax County Virginia | 7 | $ 2,939,000 | $ 419,000 | $ 150,000 |
| Cumberland County Maine | 6 | $ 1,342,000 | $ 223,000 | $ 203,000 |
| Belknap County New Hampshire | 6 | $ 1,389,000 | $ 231,000 | $ 155,000 |
| Hudson County New Jersey | 6 | $ 2,585,000 | $ 430,000 | $ 170,000 |
| Kent County Rhode Island | 6 | $ 1,556,000 | $ 259,000 | $ 151,000 |
| Strafford County New Hampshire | 5 | $ 1,175,000 | $ 235,000 | $ 106,000 |
| Bennington County Vermont | 5 | $ 1,999,000 | $ 399,000 | $ 574,000 |
| Middlesex County Connecticut | 4 | $ 1,376,000 | $ 344,000 | $ 171,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,283,000 | $ 320,000 | $ 154,000 |
| Collier County Florida | 4 | $ 2,162,000 | $ 540,000 | $ 942,000 |
| Hancock County Maine | 4 | $ 946,000 | $ 236,000 | $ 154,000 |
| Oxford County Maine | 4 | $ 966,000 | $ 241,000 | $ 184,000 |
| Howard County Maryland | 4 | $ 1,971,000 | $ 492,000 | $ 149,000 |
| Montgomery County Pennsylvania | 4 | $ 1,894,000 | $ 473,000 | $ 418,000 |
| Bristol County Rhode Island | 4 | $ 1,241,000 | $ 310,000 | $ 151,000 |
| New London County Connecticut | 3 | $ 782,000 | $ 260,000 | $ 139,000 |
| Windham County Connecticut | 3 | $ 910,000 | $ 303,000 | $ 107,000 |
| Miami-Dade County Florida | 3 | $ 1,478,000 | $ 492,000 | $ 183,000 |
| Knox County Maine | 3 | $ 975,000 | $ 325,000 | $ 168,000 |
| Lincoln County Maine | 3 | $ 775,000 | $ 258,000 | $ 235,000 |
| Nassau County New York | 3 | $ 1,455,000 | $ 485,000 | $ 378,000 |
| Chittenden County Vermont | 3 | $ 1,088,000 | $ 362,000 | $ 185,000 |
| Alexandria County Virginia | 3 | $ 1,152,000 | $ 384,000 | $ 93,000 |
| Los Angeles County California | 2 | $ 1,272,000 | $ 636,000 | $ 350,000 |
| San Francisco County California | 2 | $ 1,407,000 | $ 703,000 | $ 321,000 |
| Jefferson County Colorado | 2 | $ 323,000 | $ 161,000 | $ 52,000 |
| New Haven County Connecticut | 2 | $ 515,000 | $ 257,000 | $ 183,000 |
| Anne Arundel County Maryland | 2 | $ 756,000 | $ 378,000 | $ 166,000 |
| Baltimore County Maryland | 2 | $ 657,000 | $ 328,000 | $ 230,000 |
| Nantucket County Massachusetts | 2 | $ 1,460,000 | $ 730,000 | $ 517,000 |
| Atlantic County New Jersey | 2 | $ 1,150,000 | $ 575,000 | $ 395,000 |
| Morris County New Jersey | 2 | $ 1,146,000 | $ 573,000 | $ 232,000 |
| New York County New York | 2 | $ 1,225,000 | $ 612,000 | $ 330,000 |
| Suffolk County New York | 2 | $ 754,000 | $ 377,000 | $ 299,000 |
| Iredell County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 121,000 |
| Rutland County Vermont | 2 | $ 396,000 | $ 198,000 | $ 80,000 |
| Maricopa County Arizona | 1 | $ 268,000 | $ 268,000 | $ 106,000 |
| Alameda County California | 1 | $ 417,000 | $ 417,000 | $ 405,000 |
| Orange County California | 1 | $ 415,000 | $ 415,000 | $ 168,000 |
| San Diego County California | 1 | $ 448,000 | $ 448,000 | $ 223,000 |
| Sonoma County California | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
| Ventura County California | 1 | $ 389,000 | $ 389,000 | $ 90,000 |
| Arapahoe County Colorado | 1 | $ 243,000 | $ 243,000 | $ 108,000 |
| Broomfield County Colorado | 1 | $ 310,000 | $ 310,000 | $ 135,000 |
| Douglas County Colorado | 1 | $ 373,000 | $ 373,000 | $ 102,000 |
| Broward County Florida | 1 | $ 200,000 | $ 200,000 | $ 110,000 |
| Lee County Florida | 1 | $ 280,000 | $ 280,000 | $ 210,000 |
| Osceola County Florida | 1 | $ 60,000 | $ 60,000 | $ 75,000 |
| Palm Beach County Florida | 1 | $ 310,000 | $ 310,000 | $ 824,000 |
| Pinellas County Florida | 1 | $ 169,000 | $ 169,000 | $ 104,000 |
| Polk County Florida | 1 | $ 255,000 | $ 255,000 | $ 119,000 |
| Fayette County Georgia | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Gwinnett County Georgia | 1 | $ 160,000 | $ 160,000 | $ 225,000 |
| Ware County Georgia | 1 | $ 77,000 | $ 77,000 | $ 86,000 |
| Cook County Illinois | 1 | $ 377,000 | $ 377,000 | $ 124,000 |
| Will County Illinois | 1 | $ 356,000 | $ 356,000 | $ 155,000 |
| Sagadahoc County Maine | 1 | $ 150,000 | $ 150,000 | $ 92,000 |
| Franklin County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Wayne County Michigan | 1 | $ 212,000 | $ 212,000 | $ 72,000 |
| Cheshire County New Hampshire | 1 | $ 415,000 | $ 415,000 | $ 300,000 |
| Sullivan County New Hampshire | 1 | $ 196,000 | $ 196,000 | $ 164,000 |
| Bergen County New Jersey | 1 | $ 350,000 | $ 350,000 | $ 1,707,000 |
| Essex County New Jersey | 1 | $ 384,000 | $ 384,000 | $ 118,000 |
| Middlesex County New Jersey | 1 | $ 406,000 | $ 406,000 | $ 74,000 |
| Passaic County New Jersey | 1 | $ 392,000 | $ 392,000 | $ 115,000 |
| Sussex County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 91,000 |
| Union County New Jersey | 1 | $ 440,000 | $ 440,000 | $ 207,000 |
| Dutchess County New York | 1 | $ 392,000 | $ 392,000 | $ 100,000 |
| Onondaga County New York | 1 | $ 200,000 | $ 200,000 | $ 137,000 |
| Putnam County New York | 1 | $ 236,000 | $ 236,000 | $ 49,000 |
| Queens County New York | 1 | $ 532,000 | $ 532,000 | $ 563,000 |
| Tompkins County New York | 1 | $ 320,000 | $ 320,000 | $ 117,000 |
| Durham County North Carolina | 1 | $ 340,000 | $ 340,000 | $ 168,000 |
| Onslow County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 104,000 |
| Wake County North Carolina | 1 | $ 410,000 | $ 410,000 | $ 300,000 |
| Union County Ohio | 1 | $ 618,000 | $ 618,000 | $ 366,000 |
| Chester County Pennsylvania | 1 | $ 244,000 | $ 244,000 | $ 258,000 |
| Dauphin County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 68,000 |
| Philadelphia County Pennsylvania | 1 | $ 360,000 | $ 360,000 | $ 100,000 |
| Charleston County South Carolina | 1 | $ 412,000 | $ 412,000 | $ 453,000 |
| Horry County South Carolina | 1 | $ 231,000 | $ 231,000 | $ 140,000 |
| Jasper County South Carolina | 1 | $ 278,000 | $ 278,000 | $ 96,000 |
| Lexington County South Carolina | 1 | $ 293,000 | $ 293,000 | $ 121,000 |
| Spartanburg County South Carolina | 1 | $ 252,000 | $ 252,000 | $ 171,000 |
| Fayette County Tennessee | 1 | $ 380,000 | $ 380,000 | $ 284,000 |
| Travis County Texas | 1 | $ 170,000 | $ 170,000 | $ 99,000 |
| Caledonia County Vermont | 1 | $ 208,000 | $ 208,000 | $ 53,000 |
| Windham County Vermont | 1 | $ 105,000 | $ 105,000 | $ 213,000 |
| Loudoun County Virginia | 1 | $ 415,000 | $ 415,000 | $ 219,000 |
| Spotsylvania County Virginia | 1 | $ 200,000 | $ 200,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for Leader Bank, National Association in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,707 | $1,532,632,000 | $325,000 | $1,650,000 | $159,000 | $2,917,000 |
| Home Purchase | 1,144 | $359,032,000 | $313,000 | $1,200,000 | $134,000 | $1,707,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,798 | $1,546,599,000 | $322,000 | $1,650,000 | $154,000 | $2,917,000 |
| Asian | 869 | $286,528,000 | $329,000 | $1,395,000 | $159,000 | $2,003,000 |
| Hispanic | 91 | $23,937,000 | $263,000 | $524,000 | $110,000 | $310,000 |
| Black or African American | 31 | $9,747,000 | $314,000 | $817,000 | $111,000 | $312,000 |
| Not Provided | 31 | $10,550,000 | $340,000 | $1,000,000 | $164,000 | $523,000 |
| American Indian or Alaskan Native | 14 | $5,344,000 | $381,000 | $850,000 | $186,000 | $1,034,000 |
| Not applicable | 13 | $7,753,000 | $596,000 | $1,420,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,206,000 | $301,000 | $524,000 | $155,000 | $197,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,350 | $1,735,363,000 | $324,000 | $1,650,000 | $160,000 | $2,917,000 |
| FHA-insured (Federal Housing Administration) | 470 | $146,952,000 | $312,000 | $695,000 | $91,000 | $450,000 |
| VA-guaranteed (Veterans Administration) | 30 | $9,236,000 | $307,000 | $436,000 | $79,000 | $169,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $113,000 | $113,000 | $113,000 | $54,000 | $54,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,916 | $1,580,708,000 | $321,000 | $1,650,000 | $153,000 | $2,003,000 |
| Application Denied By Financial Institution | 417 | $141,763,000 | $339,000 | $1,500,000 | $156,000 | $2,000,000 |
| Application Withdrawn By Applicant | 258 | $83,097,000 | $322,000 | $1,420,000 | $152,000 | $1,109,000 |
| File Closed For Incompleteness | 132 | $47,534,000 | $360,000 | $1,420,000 | $185,000 | $2,917,000 |
| Application Approved But Not Accepted | 100 | $31,229,000 | $312,000 | $975,000 | $138,000 | $658,000 |
| Loan Purchased By The Institution | 28 | $7,333,000 | $261,000 | $1,050,000 | $268,000 | $1,161,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 217 | $76,215,000 | $351,000 | $1,460,000 | $180,000 | $2,000,000 |
| Debt-To-Income Ratio | 98 | $31,363,000 | $320,000 | $1,500,000 | $92,000 | $330,000 |
| Unverifiable Information | 36 | $13,715,000 | $380,000 | $770,000 | $184,000 | $646,000 |
| Other | 29 | $8,548,000 | $294,000 | $470,000 | $163,000 | $486,000 |
| Employment History | 17 | $5,878,000 | $345,000 | $1,000,000 | $146,000 | $500,000 |
| Credit History | 11 | $3,575,000 | $325,000 | $592,000 | $238,000 | $1,389,000 |
| Credit Application Incomplete | 3 | $776,000 | $258,000 | $379,000 | $90,000 | $110,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $858,000 | $286,000 | $523,000 | $76,000 | $188,000 |
| Mortgage Insurance Denied | 3 | $835,000 | $278,000 | $328,000 | $78,000 | $112,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Leader Bank, National Association's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Leader Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.