Leader Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Leader Bank, National Association 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Leader Bank, National Association 141 Massachusetts Avenue Arlington, MA 02474 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,784 |
| Total Mortgage Loan Application Amount | $2,418,930,000 |
| Average Mortgage Loan Application Amount | $496,400 |
| Highest Mortgage Loan Application Amount | $26,255,000 |
| Average Applicant Income | $239,200 |
| Highest Applicant Income | $3,968,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Leader Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Leader Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Leader Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Leader Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Leader Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Leader Bank, National Association's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 1,369 | $ 765,605,000 | $ 559,000 | $ 259,000 |
| Norfolk County Massachusetts | 602 | $ 314,170,000 | $ 521,000 | $ 226,000 |
| Suffolk County Massachusetts | 486 | $ 306,980,000 | $ 631,000 | $ 224,000 |
| Worcester County Massachusetts | 416 | $ 181,950,000 | $ 437,000 | $ 170,000 |
| Essex County Massachusetts | 336 | $ 162,270,000 | $ 482,000 | $ 245,000 |
| Plymouth County Massachusetts | 250 | $ 111,890,000 | $ 447,000 | $ 222,000 |
| Bristol County Massachusetts | 132 | $ 49,440,000 | $ 374,000 | $ 167,000 |
| Barnstable County Massachusetts | 130 | $ 62,860,000 | $ 483,000 | $ 279,000 |
| Hartford County Connecticut | 122 | $ 37,590,000 | $ 308,000 | $ 176,000 |
| Providence County Rhode Island | 59 | $ 20,005,000 | $ 339,000 | $ 149,000 |
| Hillsborough County New Hampshire | 57 | $ 21,065,000 | $ 369,000 | $ 168,000 |
| Rockingham County New Hampshire | 51 | $ 22,505,000 | $ 441,000 | $ 229,000 |
| Hampden County Massachusetts | 30 | $ 9,070,000 | $ 302,000 | $ 124,000 |
| Grafton County New Hampshire | 17 | $ 5,705,000 | $ 335,000 | $ 286,000 |
| New Haven County Connecticut | 14 | $ 5,000,000 | $ 357,000 | $ 254,000 |
| Fairfield County Connecticut | 10 | $ 3,650,000 | $ 365,000 | $ 249,000 |
| Tolland County Connecticut | 10 | $ 3,070,000 | $ 307,000 | $ 138,000 |
| Broward County Florida | 10 | $ 5,430,000 | $ 543,000 | $ 249,000 |
| Palm Beach County Florida | 10 | $ 5,990,000 | $ 599,000 | $ 294,000 |
| Hampshire County Massachusetts | 10 | $ 29,050,000 | $ 2,905,000 | $ 145,000 |
| Carroll County New Hampshire | 10 | $ 3,060,000 | $ 306,000 | $ 312,000 |
| Litchfield County Connecticut | 9 | $ 2,695,000 | $ 299,000 | $ 117,000 |
| Collier County Florida | 9 | $ 3,435,000 | $ 381,000 | $ 296,000 |
| Belknap County New Hampshire | 9 | $ 2,985,000 | $ 331,000 | $ 194,000 |
| Merrimack County New Hampshire | 9 | $ 2,585,000 | $ 287,000 | $ 233,000 |
| Dukes County Massachusetts | 8 | $ 7,080,000 | $ 885,000 | $ 668,000 |
| Bristol County Rhode Island | 8 | $ 3,570,000 | $ 446,000 | $ 182,000 |
| Lee County Florida | 7 | $ 2,605,000 | $ 372,000 | $ 264,000 |
| Pinellas County Florida | 7 | $ 2,415,000 | $ 345,000 | $ 146,000 |
| Cumberland County Maine | 7 | $ 3,635,000 | $ 519,000 | $ 248,000 |
| Strafford County New Hampshire | 7 | $ 3,785,000 | $ 540,000 | $ 245,000 |
| New London County Connecticut | 6 | $ 2,040,000 | $ 340,000 | $ 334,000 |
| Orange County Florida | 6 | $ 2,600,000 | $ 433,000 | $ 256,000 |
| Sarasota County Florida | 6 | $ 2,190,000 | $ 365,000 | $ 227,000 |
| Oxford County Maine | 6 | $ 3,750,000 | $ 625,000 | $ 519,000 |
| York County Maine | 6 | $ 2,460,000 | $ 410,000 | $ 269,000 |
| Wake County North Carolina | 6 | $ 2,320,000 | $ 386,000 | $ 157,000 |
| Kent County Rhode Island | 6 | $ 2,660,000 | $ 443,000 | $ 281,000 |
| Newport County Rhode Island | 6 | $ 2,650,000 | $ 441,000 | $ 380,000 |
| Washington County Rhode Island | 6 | $ 2,750,000 | $ 458,000 | $ 234,000 |
| Dallas County Texas | 6 | $ 1,720,000 | $ 286,000 | $ 254,000 |
| Denton County Texas | 6 | $ 2,690,000 | $ 448,000 | $ 214,000 |
| Rutland County Vermont | 6 | $ 1,120,000 | $ 186,000 | $ 193,000 |
| Maricopa County Arizona | 5 | $ 2,545,000 | $ 509,000 | $ 205,000 |
| Los Angeles County California | 5 | $ 2,275,000 | $ 455,000 | $ 208,000 |
| Riverside County California | 5 | $ 1,065,000 | $ 213,000 | $ 204,000 |
| Windham County Connecticut | 5 | $ 1,235,000 | $ 247,000 | $ 108,000 |
| Miami-Dade County Florida | 5 | $ 1,845,000 | $ 369,000 | $ 390,000 |
| St. Johns County Florida | 5 | $ 1,735,000 | $ 347,000 | $ 195,000 |
| Franklin County Massachusetts | 5 | $ 1,545,000 | $ 309,000 | $ 149,000 |
| Mecklenburg County North Carolina | 5 | $ 3,275,000 | $ 655,000 | $ 292,000 |
| Charleston County South Carolina | 5 | $ 2,695,000 | $ 539,000 | $ 216,000 |
| Collin County Texas | 5 | $ 2,545,000 | $ 509,000 | $ 157,000 |
| Salt Lake County Utah | 5 | $ 2,935,000 | $ 587,000 | $ 275,000 |
| Windsor County Vermont | 5 | $ 1,655,000 | $ 331,000 | $ 288,000 |
| San Diego County California | 4 | $ 2,730,000 | $ 682,000 | $ 205,000 |
| DuPage County Illinois | 4 | $ 1,210,000 | $ 302,000 | $ 227,000 |
| Kennebec County Maine | 4 | $ 1,240,000 | $ 310,000 | $ 244,000 |
| Oakland County Michigan | 4 | $ 1,300,000 | $ 325,000 | $ 138,000 |
| Durham County North Carolina | 4 | $ 1,310,000 | $ 327,000 | $ 189,000 |
| Hamilton County Ohio | 4 | $ 930,000 | $ 232,000 | $ 88,000 |
| Multnomah County Oregon | 4 | $ 1,250,000 | $ 312,000 | $ 301,000 |
| Galveston County Texas | 4 | $ 1,400,000 | $ 350,000 | $ 186,000 |
| Harris County Texas | 4 | $ 1,060,000 | $ 265,000 | $ 107,000 |
| Tarrant County Texas | 4 | $ 1,690,000 | $ 422,000 | $ 213,000 |
| Denver County Colorado | 3 | $ 1,965,000 | $ 655,000 | $ 233,000 |
| Jefferson County Colorado | 3 | $ 1,685,000 | $ 561,000 | $ 182,000 |
| Brevard County Florida | 3 | $ 805,000 | $ 268,000 | $ 122,000 |
| Duval County Florida | 3 | $ 905,000 | $ 301,000 | $ 76,000 |
| Hillsborough County Florida | 3 | $ 2,245,000 | $ 748,000 | $ 410,000 |
| Fulton County Georgia | 3 | $ 735,000 | $ 245,000 | $ 142,000 |
| Cook County Illinois | 3 | $ 835,000 | $ 278,000 | $ 178,000 |
| Orleans County Louisiana | 3 | $ 1,665,000 | $ 555,000 | $ 359,000 |
| St. Tammany County Louisiana | 3 | $ 935,000 | $ 311,000 | $ 130,000 |
| Berkshire County Massachusetts | 3 | $ 545,000 | $ 181,000 | $ 175,000 |
| Hennepin County Minnesota | 3 | $ 1,305,000 | $ 435,000 | $ 233,000 |
| Cheshire County New Hampshire | 3 | $ 895,000 | $ 298,000 | $ 218,000 |
| Sullivan County New Hampshire | 3 | $ 845,000 | $ 281,000 | $ 301,000 |
| Bergen County New Jersey | 3 | $ 2,205,000 | $ 735,000 | $ 325,000 |
| Somerset County New Jersey | 3 | $ 1,625,000 | $ 541,000 | $ 198,000 |
| Onondaga County New York | 3 | $ 605,000 | $ 201,000 | $ 131,000 |
| Suffolk County New York | 3 | $ 2,475,000 | $ 825,000 | $ 543,000 |
| Franklin County Ohio | 3 | $ 1,245,000 | $ 415,000 | $ 428,000 |
| Chittenden County Vermont | 3 | $ 1,085,000 | $ 361,000 | $ 233,000 |
| Orange County California | 2 | $ 420,000 | $ 210,000 | $ 306,000 |
| Sonoma County California | 2 | $ 1,080,000 | $ 540,000 | $ 90,000 |
| Middlesex County Connecticut | 2 | $ 350,000 | $ 175,000 | $ 166,000 |
| Indian River County Florida | 2 | $ 820,000 | $ 410,000 | $ 271,000 |
| Manatee County Florida | 2 | $ 800,000 | $ 400,000 | $ 149,000 |
| Polk County Florida | 2 | $ 680,000 | $ 340,000 | $ 112,000 |
| Volusia County Florida | 2 | $ 1,020,000 | $ 510,000 | $ 201,000 |
| Jefferson County Louisiana | 2 | $ 200,000 | $ 100,000 | $ 118,000 |
| Franklin County Maine | 2 | $ 950,000 | $ 475,000 | $ 281,000 |
| Penobscot County Maine | 2 | $ 410,000 | $ 205,000 | $ 120,000 |
| Nantucket County Massachusetts | 2 | $ 3,890,000 | $ 1,945,000 | $ 298,000 |
| St. Louis County Missouri | 2 | $ 390,000 | $ 195,000 | $ 117,000 |
| Clark County Nevada | 2 | $ 990,000 | $ 495,000 | $ 313,000 |
| Washoe County Nevada | 2 | $ 700,000 | $ 350,000 | $ 216,000 |
| Coos County New Hampshire | 2 | $ 850,000 | $ 425,000 | $ 428,000 |
| Essex County New Jersey | 2 | $ 2,610,000 | $ 1,305,000 | $ 489,000 |
| Hudson County New Jersey | 2 | $ 1,090,000 | $ 545,000 | $ 300,000 |
| Middlesex County New Jersey | 2 | $ 1,140,000 | $ 570,000 | $ 206,000 |
| Nassau County New York | 2 | $ 590,000 | $ 295,000 | $ 167,000 |
| Rensselaer County New York | 2 | $ 470,000 | $ 235,000 | $ 167,000 |
| Saratoga County New York | 2 | $ 410,000 | $ 205,000 | $ 111,000 |
| Franklin County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 75,000 |
| Guilford County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 68,000 |
| Iredell County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 163,000 |
| Union County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 128,000 |
| Ashtabula County Ohio | 2 | $ 170,000 | $ 85,000 | $ 136,000 |
| Cuyahoga County Ohio | 2 | $ 430,000 | $ 215,000 | $ 129,000 |
| Sequoyah County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 150,000 |
| Allegheny County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 83,000 |
| Luzerne County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 166,000 |
| Montgomery County Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 72,000 |
| Philadelphia County Pennsylvania | 2 | $ 610,000 | $ 305,000 | $ 107,000 |
| Beaufort County South Carolina | 2 | $ 940,000 | $ 470,000 | $ 182,000 |
| Berkeley County South Carolina | 2 | $ 630,000 | $ 315,000 | $ 111,000 |
| Dorchester County South Carolina | 2 | $ 710,000 | $ 355,000 | $ 150,000 |
| Horry County South Carolina | 2 | $ 670,000 | $ 335,000 | $ 203,000 |
| Williamson County Tennessee | 2 | $ 2,220,000 | $ 1,110,000 | $ 309,000 |
| Bexar County Texas | 2 | $ 880,000 | $ 440,000 | $ 181,000 |
| Travis County Texas | 2 | $ 1,360,000 | $ 680,000 | $ 256,000 |
| Bennington County Vermont | 2 | $ 1,440,000 | $ 720,000 | $ 531,000 |
| Washington County Vermont | 2 | $ 640,000 | $ 320,000 | $ 600,000 |
| Windham County Vermont | 2 | $ 490,000 | $ 245,000 | $ 122,000 |
| Fairfax County Virginia | 2 | $ 1,100,000 | $ 550,000 | $ 243,000 |
| King County Washington | 2 | $ 2,080,000 | $ 1,040,000 | $ 341,000 |
| Lee County Alabama | 1 | $ 115,000 | $ 115,000 | $ 170,000 |
| Shelby County Alabama | 1 | $ 515,000 | $ 515,000 | $ 220,000 |
| Tuscaloosa County Alabama | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Cochise County Arizona | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Pinal County Arizona | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| Izard County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 228,000 |
| Alameda County California | 1 | $ 645,000 | $ 645,000 | $ 353,000 |
| Placer County California | 1 | $ 725,000 | $ 725,000 | $ 500,000 |
| Sacramento County California | 1 | $ 205,000 | $ 205,000 | $ 331,000 |
| San Mateo County California | 1 | $ 595,000 | $ 595,000 | $ 171,000 |
| Santa Cruz County California | 1 | $ 605,000 | $ 605,000 | $ 235,000 |
| Tuolumne County California | 1 | $ 265,000 | $ 265,000 | $ 261,000 |
| Adams County Colorado | 1 | $ 355,000 | $ 355,000 | $ 185,000 |
| Arapahoe County Colorado | 1 | $ 465,000 | $ 465,000 | $ 160,000 |
| Boulder County Colorado | 1 | $ 875,000 | $ 875,000 | $ 339,000 |
| Chaffee County Colorado | 1 | $ 725,000 | $ 725,000 | $ 416,000 |
| Eagle County Colorado | 1 | $ 2,005,000 | $ 2,005,000 | $ 659,000 |
| Garfield County Colorado | 1 | $ 735,000 | $ 735,000 | $ 314,000 |
| Larimer County Colorado | 1 | $ 255,000 | $ 255,000 | $ 153,000 |
| Mesa County Colorado | 1 | $ 255,000 | $ 255,000 | $ 164,000 |
| Pueblo County Colorado | 1 | $ 305,000 | $ 305,000 | $ 94,000 |
| New Castle County Delaware | 1 | $ 345,000 | $ 345,000 | $ 150,000 |
| District of Columbia County District Of Columbia | 1 | $ 1,095,000 | $ 1,095,000 | $ 410,000 |
| Charlotte County Florida | 1 | $ 335,000 | $ 335,000 | $ 158,000 |
| Clay County Florida | 1 | $ 95,000 | $ 95,000 | $ 114,000 |
| Hernando County Florida | 1 | $ 235,000 | $ 235,000 | $ 285,000 |
| Leon County Florida | 1 | $ 95,000 | $ 95,000 | $ 148,000 |
| Marion County Florida | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Monroe County Florida | 1 | $ 285,000 | $ 285,000 | $ 129,000 |
| Nassau County Florida | 1 | $ 275,000 | $ 275,000 | $ 209,000 |
| Pasco County Florida | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Santa Rosa County Florida | 1 | $ 175,000 | $ 175,000 | $ 160,000 |
| Sumter County Florida | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Cherokee County Georgia | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| DeKalb County Georgia | 1 | $ 725,000 | $ 725,000 | $ 152,000 |
| Heard County Georgia | 1 | $ 55,000 | $ 55,000 | $ 291,000 |
| McIntosh County Georgia | 1 | $ 175,000 | $ 175,000 | $ 146,000 |
| Madison County Indiana | 1 | $ 275,000 | $ 275,000 | $ 137,000 |
| Marion County Indiana | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Whitley County Indiana | 1 | $ 385,000 | $ 385,000 | $ 140,000 |
| Dubuque County Iowa | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Linn County Iowa | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Butler County Kansas | 1 | $ 105,000 | $ 105,000 | $ 258,000 |
| Kenton County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 165,000 |
| Androscoggin County Maine | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Knox County Maine | 1 | $ 205,000 | $ 205,000 | $ 179,000 |
| Waldo County Maine | 1 | $ 235,000 | $ 235,000 | $ 257,000 |
| Washington County Maine | 1 | $ 225,000 | $ 225,000 | $ 242,000 |
| Baltimore City County Maryland | 1 | $ 585,000 | $ 585,000 | $ 257,000 |
| Frederick County Maryland | 1 | $ 505,000 | $ 505,000 | $ 244,000 |
| Montgomery County Maryland | 1 | $ 385,000 | $ 385,000 | $ 188,000 |
| Prince George's County Maryland | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Allegan County Michigan | 1 | $ 385,000 | $ 385,000 | $ 208,000 |
| Clinton County Michigan | 1 | $ 345,000 | $ 345,000 | $ 132,000 |
| St. Joseph County Michigan | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Wayne County Michigan | 1 | $ 305,000 | $ 305,000 | $ 164,000 |
| Dakota County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 249,000 |
| Itasca County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 118,000 |
| Olmsted County Minnesota | 1 | $ 475,000 | $ 475,000 | $ 163,000 |
| Washington County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Wright County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 107,000 |
| Platte County Missouri | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| St. Louis City County Missouri | 1 | $ 355,000 | $ 355,000 | $ 185,000 |
| Douglas County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Camden County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 220,000 |
| Gloucester County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| Hunterdon County New Jersey | 1 | $ 595,000 | $ 595,000 | $ 363,000 |
| Mercer County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Monmouth County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 167,000 |
| Morris County New Jersey | 1 | $ 545,000 | $ 545,000 | $ 183,000 |
| Salem County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 152,000 |
| Curry County New Mexico | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Santa Fe County New Mexico | 1 | $ 635,000 | $ 635,000 | $ 313,000 |
| Columbia County New York | 1 | $ 535,000 | $ 535,000 | $ 126,000 |
| Greene County New York | 1 | $ 295,000 | $ 295,000 | $ 145,000 |
| Kings County New York | 1 | $ 605,000 | $ 605,000 | $ 280,000 |
| Monroe County New York | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
| New York County New York | 1 | $ 455,000 | $ 455,000 | $ 3,330,000 |
| Queens County New York | 1 | $ 355,000 | $ 355,000 | $ 131,000 |
| Rockland County New York | 1 | $ 275,000 | $ 275,000 | $ 121,000 |
| Westchester County New York | 1 | $ 805,000 | $ 805,000 | $ 349,000 |
| Brunswick County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Buncombe County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Cumberland County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Forsyth County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 122,000 |
| Haywood County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 124,000 |
| Johnston County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 122,000 |
| Moore County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Orange County North Carolina | 1 | $ 615,000 | $ 615,000 | $ 299,000 |
| Pitt County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 150,000 |
| Ashland County Ohio | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Clermont County Ohio | 1 | $ 105,000 | $ 105,000 | $ 206,000 |
| Delaware County Ohio | 1 | $ 335,000 | $ 335,000 | $ 148,000 |
| Greene County Ohio | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Montgomery County Ohio | 1 | $ 95,000 | $ 95,000 | $ 182,000 |
| Cleveland County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 203,000 |
| Jackson County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 163,000 |
| Oklahoma County Oklahoma | 1 | $ 1,205,000 | $ 1,205,000 | $ 326,000 |
| Deschutes County Oregon | 1 | $ 795,000 | $ 795,000 | $ 236,000 |
| Lane County Oregon | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Dauphin County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 219,000 |
| Erie County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Lehigh County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 115,000 |
| Northampton County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 169,000 |
| Westmoreland County Pennsylvania | 1 | $ 435,000 | $ 435,000 | $ 155,000 |
| Florence County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Kershaw County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Richland County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 156,000 |
| York County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 120,000 |
| Day County South Dakota | 1 | $ 305,000 | $ 305,000 | $ 142,000 |
| Minnehaha County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Carter County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Davidson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| Hamilton County Tennessee | 1 | $ 495,000 | $ 495,000 | $ 174,000 |
| Loudon County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Overton County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 153,000 |
| Sevier County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 255,000 |
| Shelby County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 200,000 |
| Sullivan County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Wilson County Tennessee | 1 | $ 945,000 | $ 945,000 | $ 228,000 |
| Ellis County Texas | 1 | $ 65,000 | $ 65,000 | $ 165,000 |
| Fort Bend County Texas | 1 | $ 545,000 | $ 545,000 | $ 266,000 |
| Henderson County Texas | 1 | $ 445,000 | $ 445,000 | $ 232,000 |
| Potter County Texas | 1 | $ 85,000 | $ 85,000 | $ 12,000 |
| Rockwall County Texas | 1 | $ 455,000 | $ 455,000 | $ 417,000 |
| San Jacinto County Texas | 1 | $ 405,000 | $ 405,000 | $ 243,000 |
| Wharton County Texas | 1 | $ 15,000 | $ 15,000 | $ 100,000 |
| Williamson County Texas | 1 | $ 645,000 | $ 645,000 | $ 324,000 |
| Wise County Texas | 1 | $ 1,205,000 | $ 1,205,000 | $ 438,000 |
| Davis County Utah | 1 | $ 855,000 | $ 855,000 | $ 556,000 |
| Essex County Vermont | 1 | $ 275,000 | $ 275,000 | $ 232,000 |
| Franklin County Vermont | 1 | $ 435,000 | $ 435,000 | $ 262,000 |
| Lamoille County Vermont | 1 | $ 725,000 | $ 725,000 | $ 555,000 |
| Albemarle County Virginia | 1 | $ 505,000 | $ 505,000 | $ 225,000 |
| Alexandria County Virginia | 1 | $ 605,000 | $ 605,000 | $ 141,000 |
| Amherst County Virginia | 1 | $ 305,000 | $ 305,000 | $ 68,000 |
| Arlington County Virginia | 1 | $ 565,000 | $ 565,000 | $ 127,000 |
| Bedford County Virginia | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Campbell County Virginia | 1 | $ 75,000 | $ 75,000 | $ 127,000 |
| Roanoke City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Warren County Virginia | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Washington County Virginia | 1 | $ 405,000 | $ 405,000 | $ 77,000 |
| Williamsburg County Virginia | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Clark County Washington | 1 | $ 175,000 | $ 175,000 | $ 128,000 |
| Kitsap County Washington | 1 | $ 1,215,000 | $ 1,215,000 | $ 971,000 |
| Snohomish County Washington | 1 | $ 575,000 | $ 575,000 | $ 114,000 |
| Mineral County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Crawford County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 147,000 |
| Racine County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 135,000 |
| Sheboygan County Wisconsin | 1 | $ 615,000 | $ 615,000 | $ 258,000 |
| Sheridan County Wyoming | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Sublette County Wyoming | 1 | $ 435,000 | $ 435,000 | $ 137,000 |
Mortgage Loan Application Detail Totals for Leader Bank, National Association in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,840 | $2,121,320,000 | $552,000 | $26,255,000 | $223,000 | $3,800,000 |
| Other Purpose | 601 | $113,915,000 | $189,000 | $1,505,000 | $245,000 | $3,968,000 |
| Cash-out Refinancing | 210 | $99,770,000 | $475,000 | $7,005,000 | $293,000 | $2,121,000 |
| Refinancing | 75 | $46,125,000 | $615,000 | $13,005,000 | $212,000 | $2,555,000 |
| Home Improvement | 58 | $37,800,000 | $651,000 | $22,705,000 | $223,000 | $1,260,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,874 | $1,363,750,000 | $474,000 | $2,995,000 | $228,000 | $3,968,000 |
| Not Provided | 826 | $375,840,000 | $455,000 | $3,505,000 | $255,000 | $3,800,000 |
| Asian | 742 | $393,440,000 | $530,000 | $2,105,000 | $218,000 | $1,300,000 |
| Hispanic | 156 | $69,400,000 | $444,000 | $1,245,000 | $201,000 | $873,000 |
| Black or African American | 116 | $48,340,000 | $416,000 | $1,315,000 | $167,000 | $825,000 |
| Not applicable | 62 | $165,690,000 | $2,672,000 | $26,255,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $2,470,000 | $308,000 | $455,000 | $141,000 | $225,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,620 | $2,334,510,000 | $505,000 | $26,255,000 | $231,000 | $3,968,000 |
| FHA-insured (Federal Housing Administration) | 115 | $59,715,000 | $519,000 | $1,075,000 | $164,000 | $501,000 |
| VA-guaranteed (Veterans Administration) | 49 | $24,705,000 | $504,000 | $1,105,000 | $154,000 | $417,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,811 | $1,905,085,000 | $499,000 | $22,705,000 | $229,000 | $3,800,000 |
| Application Withdrawn By Applicant | 611 | $306,215,000 | $501,000 | $2,055,000 | $242,000 | $3,968,000 |
| Application Denied By Financial Institution | 122 | $44,530,000 | $365,000 | $1,925,000 | $165,000 | $761,000 |
| Application Approved But Not Accepted | 107 | $77,455,000 | $723,000 | $26,255,000 | $223,000 | $1,398,000 |
| Preapproval Approved but not Accepted | 104 | $74,120,000 | $712,000 | $2,085,000 | $232,000 | $772,000 |
| File Closed For Incompleteness | 26 | $10,040,000 | $386,000 | $755,000 | $152,000 | $555,000 |
| Loan Purchased By The Institution | 3 | $1,485,000 | $495,000 | $615,000 | $148,000 | $203,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,662 | $2,374,400,000 | $509,000 | $26,255,000 | $230,000 | $3,968,000 |
| Debt-To-Income Ratio | 48 | $16,380,000 | $341,000 | $1,925,000 | $147,000 | $761,000 |
| Collateral | 43 | $15,865,000 | $368,000 | $1,075,000 | $173,000 | $383,000 |
| Credit History | 12 | $2,020,000 | $168,000 | $535,000 | $117,000 | $255,000 |
| Other | 10 | $4,570,000 | $457,000 | $985,000 | $238,000 | $557,000 |
| Employment History | 5 | $3,605,000 | $721,000 | $1,545,000 | $234,000 | $420,000 |
| Unverifiable Information | 3 | $1,695,000 | $565,000 | $735,000 | $191,000 | $271,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $395,000 | $395,000 | $395,000 | $117,000 | $117,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Leader Bank, National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Leader Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.