Leader Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Leader Bank, National Association 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Leader Bank, National Association
141 Massachusetts Avenue
Arlington, MA 02474
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,784
Total Mortgage Loan Application Amount $2,418,930,000
Average Mortgage Loan Application Amount $496,400
Highest Mortgage Loan Application Amount $26,255,000
Average Applicant Income $239,200
Highest Applicant Income $3,968,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Leader Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Leader Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Leader Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Leader Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Leader Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Leader Bank, National Association's mortgage activity for 2023.

Mortgage Loan Application Totals for Leader Bank, National Association by Metropolitan Area in 2023

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1,705 $ 927,875,000 $ 544,000 $ 256,000
BOSTON, MA 1,338 $ 733,040,000 $ 547,000 $ 225,000
WORCESTER, MA-CT 421 $ 183,185,000 $ 342,000 $ 139,000
NA (OUTSIDE OF MSA/MD) 236 $ 126,570,000 $ 356,181 $ 211,227
PROVIDENCE-WARWICK, RI-MA 217 $ 81,075,000 $ 373,000 $ 175,500
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 134 $ 41,010,000 $ 306,000 $ 173,000
BARNSTABLE TOWN, MA 130 $ 62,860,000 $ 483,000 $ 279,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 58 $ 26,290,000 $ 453,000 $ 230,000
MANCHESTER-NASHUA, NH 57 $ 21,065,000 $ 369,000 $ 168,000
SPRINGFIELD, MA 45 $ 39,665,000 $ 881,000 $ 131,000
DALLAS-PLANO-IRVING, TX 19 $ 7,475,000 $ 393,000 $ 220,000
NEW HAVEN-MILFORD, CT 14 $ 5,000,000 $ 357,000 $ 254,000
PORTLAND-SOUTH PORTLAND, ME 13 $ 6,095,000 $ 468,000 $ 258,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 12 $ 5,120,000 $ 426,000 $ 219,000
BRIDGEPORT-STAMFORD-NORWALK, CT 10 $ 3,650,000 $ 365,000 $ 249,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 10 $ 4,450,000 $ 276,000 $ 173,500
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 10 $ 5,430,000 $ 543,000 $ 249,000
JACKSONVILLE, FL 10 $ 3,010,000 $ 301,000 $ 152,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 10 $ 5,790,000 $ 579,000 $ 578,500
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 10 $ 5,990,000 $ 599,000 $ 294,000
CHARLESTON-NORTH CHARLESTON, SC 9 $ 4,035,000 $ 448,000 $ 178,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 9 $ 3,005,000 $ 333,000 $ 160,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 9 $ 3,435,000 $ 381,000 $ 296,000
RALEIGH, NC 9 $ 2,785,000 $ 309,000 $ 135,000
DENVER-AURORA-LAKEWOOD, CO 8 $ 4,470,000 $ 558,000 $ 198,000
NEW ORLEANS-METAIRIE, LA 8 $ 2,800,000 $ 350,000 $ 213,000
NORTH PORT-SARASOTA-BRADENTON, FL 8 $ 2,990,000 $ 373,000 $ 207,000
CAPE CORAL-FORT MYERS, FL 7 $ 2,605,000 $ 372,000 $ 264,000
CHICAGO-NAPERVILLE, IL 7 $ 2,045,000 $ 292,000 $ 206,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 7 $ 3,595,000 $ 546,333 $ 216,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 6 $ 1,710,000 $ 285,000 $ 160,000
CINCINNATI, OH-KY-IN 6 $ 1,240,000 $ 206,000 $ 138,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 6 $ 2,130,000 $ 355,000 $ 185,000
NEW YORK-NEWARK, NY 6 $ 3,170,000 $ 528,000 $ 195,000
NORWICH-NEW LONDON, CT 6 $ 2,040,000 $ 340,000 $ 334,000
ORLANDO-KISSIMMEE-SANFORD, FL 6 $ 2,600,000 $ 433,000 $ 256,000
PHOENIX-MESA-SCOTTSDALE, AZ 6 $ 2,810,000 $ 468,000 $ 187,000
DURHAM-CHAPEL HILL, NC 5 $ 1,925,000 $ 385,000 $ 211,000
FORT WORTH-ARLINGTON, TX 5 $ 2,895,000 $ 579,000 $ 258,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 5 $ 2,275,000 $ 455,000 $ 208,000
MIAMI-MIAMI BEACH-KENDALL, FL 5 $ 1,845,000 $ 369,000 $ 390,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 5 $ 3,065,000 $ 613,000 $ 392,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 5 $ 1,425,000 $ 243,500 $ 214,500
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 5 $ 1,065,000 $ 213,000 $ 204,000
SALT LAKE CITY, UT 5 $ 2,935,000 $ 587,000 $ 275,000
ALBANY-SCHENECTADY-TROY, NY 4 $ 880,000 $ 220,000 $ 139,000
BURLINGTON-SOUTH BURLINGTON, VT 4 $ 1,520,000 $ 380,000 $ 240,000
COLUMBUS, OH 4 $ 1,580,000 $ 395,000 $ 358,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 4 $ 3,440,000 $ 860,000 $ 244,000
NEWARK, NJ-PA 4 $ 3,750,000 $ 937,000 $ 381,000
SAN DIEGO-CARLSBAD, CA 4 $ 2,730,000 $ 682,000 $ 205,000
WARREN-TROY-FARMINGTON HILLS, MI 4 $ 1,300,000 $ 325,000 $ 138,000
AUSTIN-ROUND ROCK, TX 3 $ 2,005,000 $ 668,000 $ 279,000
LYNCHBURG, VA 3 $ 645,000 $ 215,000 $ 93,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 3 $ 845,000 $ 255,000 $ 149,500
PALM BAY-MELBOURNE-TITUSVILLE, FL 3 $ 805,000 $ 268,000 $ 122,000
PITTSBURGH, PA 3 $ 595,000 $ 198,000 $ 107,000
PITTSFIELD, MA 3 $ 545,000 $ 181,000 $ 175,000
SEATTLE-BELLEVUE-EVERETT, WA 3 $ 2,655,000 $ 885,000 $ 265,000
ST. LOUIS, MO-IL 3 $ 745,000 $ 248,000 $ 140,000
SYRACUSE, NY 3 $ 605,000 $ 201,000 $ 131,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 2 $ 620,000 $ 310,000 $ 142,000
ANAHEIM-SANTA ANA-IRVINE, CA 2 $ 420,000 $ 210,000 $ 306,000
ASHEVILLE, NC 2 $ 490,000 $ 245,000 $ 107,000
BANGOR, ME 2 $ 410,000 $ 205,000 $ 120,000
CAMDEN, NJ 2 $ 640,000 $ 320,000 $ 174,000
CLEVELAND-ELYRIA, OH 2 $ 430,000 $ 215,000 $ 129,000
COLUMBIA, SC 2 $ 200,000 $ 100,000 $ 116,000
DAYTON-SPRINGFIELD-KETTERING, OH 2 $ 230,000 $ 115,000 $ 114,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 2 $ 1,020,000 $ 510,000 $ 201,000
FORT SMITH, AR-OK 2 $ 220,000 $ 110,000 $ 150,000
GREENSBORO-HIGH POINT, NC 2 $ 530,000 $ 265,000 $ 68,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 2 $ 940,000 $ 470,000 $ 182,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 2 $ 390,000 $ 195,000 $ 97,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 2 $ 570,000 $ 285,000 $ 66,000
LAKELAND-WINTER HAVEN, FL 2 $ 680,000 $ 340,000 $ 112,000
LAS VEGAS-HENDERSON-PARADISE, NV 2 $ 990,000 $ 495,000 $ 313,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 2 $ 450,000 $ 225,000 $ 72,000
OKLAHOMA CITY, OK 2 $ 1,340,000 $ 670,000 $ 264,000
PHILADELPHIA, PA 2 $ 610,000 $ 305,000 $ 107,000
RENO, NV 2 $ 700,000 $ 350,000 $ 216,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 2 $ 930,000 $ 465,000 $ 415,000
SAN ANTONIO-NEW BRAUNFELS, TX 2 $ 880,000 $ 440,000 $ 181,000
SANTA ROSA, CA 2 $ 1,080,000 $ 540,000 $ 90,000
SCRANTON--WILKES-BARRE--HAZLETON, PA 2 $ 150,000 $ 75,000 $ 166,000
SEBASTIAN-VERO BEACH, FL 2 $ 820,000 $ 410,000 $ 271,000
WASHINGTON-BALTIMORE-ARLINGTON, DC 2 $ 890,000 $ 445,000 $ 216,000
WILMINGTON, DE-MD-NJ 2 $ 390,000 $ 195,000 $ 151,000
AMARILLO, TX 1 $ 85,000 $ 85,000 $ 12,000
AUBURN-OPELIKA, AL 1 $ 115,000 $ 115,000 $ 170,000
BALTIMORE-COLUMBIA-TOWSON, MD 1 $ 585,000 $ 585,000 $ 257,000
BEND-REDMOND, OR 1 $ 795,000 $ 795,000 $ 236,000
BIRMINGHAM-HOOVER, AL 1 $ 515,000 $ 515,000 $ 220,000
BOULDER, CO 1 $ 875,000 $ 875,000 $ 339,000
BREMERTON-SILVERDALE, WA 1 $ 1,215,000 $ 1,215,000 $ 971,000
BRUNSWICK, GA 1 $ 175,000 $ 175,000 $ 146,000
CEDAR RAPIDS, IA 1 $ 105,000 $ 105,000 $ 72,000
CHARLOTTESVILLE, VA 1 $ 505,000 $ 505,000 $ 225,000
CHATTANOOGA, TN-GA 1 $ 495,000 $ 495,000 $ 174,000
CUMBERLAND, MD-WV 1 $ 135,000 $ 135,000 $ 37,000
DETROIT-DEARBORN-LIVONIA, MI 1 $ 305,000 $ 305,000 $ 164,000
DUBUQUE, IA 1 $ 65,000 $ 65,000 $ 96,000
ERIE, PA 1 $ 185,000 $ 185,000 $ 95,000
EUGENE, OR 1 $ 265,000 $ 265,000 $ 71,000
FAYETTEVILLE, NC 1 $ 155,000 $ 155,000 $ 35,000
FLORENCE, SC 1 $ 245,000 $ 245,000 $ 72,000
FORT COLLINS, CO 1 $ 255,000 $ 255,000 $ 153,000
FORT WAYNE, IN 1 $ 385,000 $ 385,000 $ 140,000
GRAND JUNCTION, CO 1 $ 255,000 $ 255,000 $ 164,000
GREENVILLE, NC 1 $ 125,000 $ 125,000 $ 150,000
HARRISBURG-CARLISLE, PA 1 $ 155,000 $ 155,000 $ 219,000
JOHNSON CITY, TN 1 $ 245,000 $ 245,000 $ 88,000
KANSAS CITY, MO-KS 1 $ 225,000 $ 225,000 $ 72,000
KNOXVILLE, TN 1 $ 285,000 $ 285,000 $ 120,000
LANSING-EAST LANSING, MI 1 $ 345,000 $ 345,000 $ 132,000
LEWISTON-AUBURN, ME 1 $ 245,000 $ 245,000 $ 67,000
MEMPHIS, TN-MS-AR 1 $ 315,000 $ 315,000 $ 200,000
OAKLAND-HAYWARD-BERKELEY, CA 1 $ 645,000 $ 645,000 $ 353,000
OCALA, FL 1 $ 205,000 $ 205,000 $ 105,000
OGDEN-CLEARFIELD, UT 1 $ 855,000 $ 855,000 $ 556,000
OMAHA-COUNCIL BLUFFS, NE-IA 1 $ 45,000 $ 45,000 $ 68,000
PENSACOLA-FERRY PASS-BRENT, FL 1 $ 175,000 $ 175,000 $ 160,000
PUEBLO, CO 1 $ 305,000 $ 305,000 $ 94,000
PUNTA GORDA, FL 1 $ 335,000 $ 335,000 $ 158,000
RACINE, WI 1 $ 165,000 $ 165,000 $ 135,000
ROANOKE, VA 1 $ 145,000 $ 145,000 $ 55,000
ROCHESTER, MN 1 $ 475,000 $ 475,000 $ 163,000
ROCHESTER, NY 1 $ 195,000 $ 195,000 $ 102,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 1 $ 595,000 $ 595,000 $ 171,000
SANTA CRUZ-WATSONVILLE, CA 1 $ 605,000 $ 605,000 $ 235,000
SANTA FE, NM 1 $ 635,000 $ 635,000 $ 313,000
SHEBOYGAN, WI 1 $ 615,000 $ 615,000 $ 258,000
SIERRA VISTA-DOUGLAS, AZ 1 $ 235,000 $ 235,000 $ 60,000
SIOUX FALLS, SD 1 $ 205,000 $ 205,000 $ 56,000
TALLAHASSEE, FL 1 $ 95,000 $ 95,000 $ 148,000
THE VILLAGES, FL 1 $ 225,000 $ 225,000 $ 48,000
TRENTON, NJ 1 $ 335,000 $ 335,000 $ 100,000
TUSCALOOSA, AL 1 $ 235,000 $ 235,000 $ 100,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 225,000 $ 225,000 $ 58,000
WICHITA, KS 1 $ 105,000 $ 105,000 $ 258,000
WINSTON-SALEM, NC 1 $ 415,000 $ 415,000 $ 122,000

Mortgage Loan Application Detail Totals for Leader Bank, National Association in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,840 $2,121,320,000 $552,000 $26,255,000 $223,000 $3,800,000
Other Purpose 601 $113,915,000 $189,000 $1,505,000 $245,000 $3,968,000
Cash-out Refinancing 210 $99,770,000 $475,000 $7,005,000 $293,000 $2,121,000
Refinancing 75 $46,125,000 $615,000 $13,005,000 $212,000 $2,555,000
Home Improvement 58 $37,800,000 $651,000 $22,705,000 $223,000 $1,260,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,874 $1,363,750,000 $474,000 $2,995,000 $228,000 $3,968,000
Not Provided 826 $375,840,000 $455,000 $3,505,000 $255,000 $3,800,000
Asian 742 $393,440,000 $530,000 $2,105,000 $218,000 $1,300,000
Hispanic 156 $69,400,000 $444,000 $1,245,000 $201,000 $873,000
Black or African American 116 $48,340,000 $416,000 $1,315,000 $167,000 $825,000
Not applicable 62 $165,690,000 $2,672,000 $26,255,000 $0 $0
American Indian or Alaskan Native 8 $2,470,000 $308,000 $455,000 $141,000 $225,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,620 $2,334,510,000 $505,000 $26,255,000 $231,000 $3,968,000
FHA-insured (Federal Housing Administration) 115 $59,715,000 $519,000 $1,075,000 $164,000 $501,000
VA-guaranteed (Veterans Administration) 49 $24,705,000 $504,000 $1,105,000 $154,000 $417,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,811 $1,905,085,000 $499,000 $22,705,000 $229,000 $3,800,000
Application Withdrawn By Applicant 611 $306,215,000 $501,000 $2,055,000 $242,000 $3,968,000
Application Denied By Financial Institution 122 $44,530,000 $365,000 $1,925,000 $165,000 $761,000
Application Approved But Not Accepted 107 $77,455,000 $723,000 $26,255,000 $223,000 $1,398,000
Preapproval Approved but not Accepted 104 $74,120,000 $712,000 $2,085,000 $232,000 $772,000
File Closed For Incompleteness 26 $10,040,000 $386,000 $755,000 $152,000 $555,000
Loan Purchased By The Institution 3 $1,485,000 $495,000 $615,000 $148,000 $203,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,662 $2,374,400,000 $509,000 $26,255,000 $230,000 $3,968,000
Debt-To-Income Ratio 48 $16,380,000 $341,000 $1,925,000 $147,000 $761,000
Collateral 43 $15,865,000 $368,000 $1,075,000 $173,000 $383,000
Credit History 12 $2,020,000 $168,000 $535,000 $117,000 $255,000
Other 10 $4,570,000 $457,000 $985,000 $238,000 $557,000
Employment History 5 $3,605,000 $721,000 $1,545,000 $234,000 $420,000
Unverifiable Information 3 $1,695,000 $565,000 $735,000 $191,000 $271,000
Insufficient Cash (Downpayment, Closing Cost) 1 $395,000 $395,000 $395,000 $117,000 $117,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Leader Bank, National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Leader Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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