Lending 3, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Lending 3, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lending 3, Inc. 17220 Newhope St. Suite 213 Fountain Valley, CA 92708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 3,089 |
| Total Mortgage Loan Application Amount | $973,795,000 |
| Average Mortgage Loan Application Amount | $311,200 |
| Highest Mortgage Loan Application Amount | $1,235,000 |
| Average Applicant Income | $47,400 |
| Highest Applicant Income | $680,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Lending 3, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lending 3, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Lending 3, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lending 3, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Lending 3, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lending 3, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 732 | $ 295,560,000 | $ 403,000 | $ 92,000 |
| Riverside County California | 380 | $ 126,390,000 | $ 332,000 | $ 83,000 |
| San Bernardino County California | 328 | $ 102,490,000 | $ 312,000 | $ 76,000 |
| Orange County California | 149 | $ 68,455,000 | $ 459,000 | $ 134,000 |
| Maricopa County Arizona | 77 | $ 18,565,000 | $ 241,000 | $ 33,000 |
| San Diego County California | 53 | $ 21,785,000 | $ 411,000 | $ 69,000 |
| Baltimore County Maryland | 35 | $ 8,455,000 | $ 241,000 | $ 78,000 |
| Kern County California | 34 | $ 7,630,000 | $ 224,000 | $ 55,000 |
| Prince George's County Maryland | 33 | $ 9,435,000 | $ 285,000 | $ 78,000 |
| Cook County Illinois | 30 | $ 6,730,000 | $ 224,000 | $ 64,000 |
| Ventura County California | 27 | $ 12,835,000 | $ 475,000 | $ 156,000 |
| Bexar County Texas | 26 | $ 5,500,000 | $ 211,000 | $ 33,000 |
| Tarrant County Texas | 26 | $ 5,920,000 | $ 227,000 | $ 38,000 |
| El Paso County Colorado | 24 | $ 7,260,000 | $ 302,000 | $ 8,000 |
| Henry County Georgia | 22 | $ 4,840,000 | $ 220,000 | $ 39,000 |
| Anne Arundel County Maryland | 22 | $ 5,920,000 | $ 269,000 | $ 45,000 |
| Sacramento County California | 20 | $ 7,630,000 | $ 381,000 | $ 95,000 |
| Adams County Colorado | 20 | $ 5,640,000 | $ 282,000 | $ 50,000 |
| Hillsborough County Florida | 20 | $ 4,900,000 | $ 245,000 | $ 34,000 |
| Gwinnett County Georgia | 20 | $ 5,170,000 | $ 258,000 | $ 52,000 |
| Mohave County Arizona | 19 | $ 4,035,000 | $ 212,000 | $ 52,000 |
| Baltimore City County Maryland | 19 | $ 3,655,000 | $ 192,000 | $ 47,000 |
| Pima County Arizona | 18 | $ 3,810,000 | $ 211,000 | $ 15,000 |
| Harris County Texas | 18 | $ 3,870,000 | $ 215,000 | $ 52,000 |
| Brevard County Florida | 17 | $ 3,315,000 | $ 195,000 | $ 24,000 |
| Volusia County Florida | 16 | $ 3,040,000 | $ 190,000 | $ 36,000 |
| Fulton County Georgia | 15 | $ 3,365,000 | $ 224,000 | $ 80,000 |
| Pinal County Arizona | 14 | $ 2,430,000 | $ 173,000 | $ 6,000 |
| Fresno County California | 14 | $ 3,160,000 | $ 225,000 | $ 89,000 |
| Duval County Florida | 14 | $ 2,660,000 | $ 190,000 | $ 5,000 |
| Polk County Florida | 14 | $ 2,590,000 | $ 185,000 | $ 33,000 |
| Dallas County Texas | 14 | $ 2,720,000 | $ 194,000 | $ 41,000 |
| Contra Costa County California | 13 | $ 5,305,000 | $ 408,000 | $ 59,000 |
| Okaloosa County Florida | 13 | $ 2,735,000 | $ 210,000 | $ 82,000 |
| Cobb County Georgia | 13 | $ 3,055,000 | $ 235,000 | $ 48,000 |
| Charles County Maryland | 13 | $ 4,245,000 | $ 326,000 | $ 64,000 |
| Yavapai County Arizona | 12 | $ 2,380,000 | $ 198,000 | $ 8,000 |
| Solano County California | 12 | $ 3,990,000 | $ 332,000 | $ 70,000 |
| Harford County Maryland | 12 | $ 3,030,000 | $ 252,000 | $ 70,000 |
| Wicomico County Maryland | 12 | $ 2,540,000 | $ 211,000 | $ 71,000 |
| DeKalb County Georgia | 11 | $ 2,375,000 | $ 215,000 | $ 52,000 |
| Paulding County Georgia | 11 | $ 1,975,000 | $ 179,000 | $ 79,000 |
| Orange County Florida | 10 | $ 2,550,000 | $ 255,000 | $ 30,000 |
| Frederick County Maryland | 10 | $ 3,310,000 | $ 331,000 | $ 61,000 |
| Clay County Florida | 9 | $ 2,175,000 | $ 241,000 | $ 0 |
| Pasco County Florida | 9 | $ 1,765,000 | $ 196,000 | $ 36,000 |
| Pinellas County Florida | 9 | $ 1,855,000 | $ 206,000 | $ 31,000 |
| Williamson County Texas | 9 | $ 2,645,000 | $ 293,000 | $ 46,000 |
| San Joaquin County California | 8 | $ 2,630,000 | $ 328,000 | $ 0 |
| Miami-Dade County Florida | 8 | $ 2,720,000 | $ 340,000 | $ 47,000 |
| St. Lucie County Florida | 8 | $ 1,810,000 | $ 226,000 | $ 19,000 |
| Columbia County Georgia | 8 | $ 1,520,000 | $ 190,000 | $ 14,000 |
| Carroll County Maryland | 8 | $ 2,160,000 | $ 270,000 | $ 39,000 |
| Bell County Texas | 8 | $ 1,220,000 | $ 152,000 | $ 0 |
| El Paso County Texas | 8 | $ 1,220,000 | $ 152,000 | $ 0 |
| Alameda County California | 7 | $ 3,045,000 | $ 435,000 | $ 130,000 |
| Tulare County California | 7 | $ 1,715,000 | $ 245,000 | $ 40,000 |
| Denver County Colorado | 7 | $ 3,065,000 | $ 437,000 | $ 81,000 |
| Lake County Florida | 7 | $ 1,225,000 | $ 175,000 | $ 69,000 |
| Marion County Florida | 7 | $ 1,125,000 | $ 160,000 | $ 9,000 |
| Palm Beach County Florida | 7 | $ 1,745,000 | $ 249,000 | $ 69,000 |
| Santa Rosa County Florida | 7 | $ 1,235,000 | $ 176,000 | $ 27,000 |
| DuPage County Illinois | 7 | $ 1,445,000 | $ 206,000 | $ 30,000 |
| Clackamas County Oregon | 7 | $ 2,005,000 | $ 286,000 | $ 0 |
| Washington County Oregon | 7 | $ 2,165,000 | $ 309,000 | $ 58,000 |
| Santa Barbara County California | 6 | $ 2,150,000 | $ 358,000 | $ 126,000 |
| Santa Clara County California | 6 | $ 3,000,000 | $ 500,000 | $ 89,000 |
| Arapahoe County Colorado | 6 | $ 2,020,000 | $ 336,000 | $ 64,000 |
| Manatee County Florida | 6 | $ 1,610,000 | $ 268,000 | $ 19,000 |
| St. Johns County Florida | 6 | $ 1,420,000 | $ 236,000 | $ 0 |
| Clayton County Georgia | 6 | $ 1,110,000 | $ 185,000 | $ 51,000 |
| Forsyth County Georgia | 6 | $ 1,570,000 | $ 261,000 | $ 60,000 |
| Liberty County Georgia | 6 | $ 1,050,000 | $ 175,000 | $ 20,000 |
| Richmond County Georgia | 6 | $ 1,060,000 | $ 176,000 | $ 38,000 |
| Montgomery County Maryland | 6 | $ 2,050,000 | $ 341,000 | $ 114,000 |
| St. Mary's County Maryland | 6 | $ 2,320,000 | $ 386,000 | $ 128,000 |
| Deschutes County Oregon | 6 | $ 1,330,000 | $ 221,000 | $ 0 |
| Klamath County Oregon | 6 | $ 1,080,000 | $ 180,000 | $ 7,000 |
| Multnomah County Oregon | 6 | $ 1,710,000 | $ 285,000 | $ 154,000 |
| Polk County Oregon | 6 | $ 1,410,000 | $ 235,000 | $ 33,000 |
| Collin County Texas | 6 | $ 1,680,000 | $ 280,000 | $ 75,000 |
| Ellis County Texas | 6 | $ 1,210,000 | $ 201,000 | $ 24,000 |
| Jefferson County Colorado | 5 | $ 1,895,000 | $ 379,000 | $ 58,000 |
| Pueblo County Colorado | 5 | $ 885,000 | $ 177,000 | $ 0 |
| Bay County Florida | 5 | $ 1,985,000 | $ 397,000 | $ 58,000 |
| Escambia County Florida | 5 | $ 865,000 | $ 173,000 | $ 0 |
| Lee County Florida | 5 | $ 815,000 | $ 163,000 | $ 13,000 |
| Douglas County Georgia | 5 | $ 1,165,000 | $ 233,000 | $ 37,000 |
| Muscogee County Georgia | 5 | $ 1,055,000 | $ 211,000 | $ 138,000 |
| Kane County Illinois | 5 | $ 995,000 | $ 199,000 | $ 59,000 |
| Washington County Maryland | 5 | $ 1,055,000 | $ 211,000 | $ 65,000 |
| Coos County Oregon | 5 | $ 925,000 | $ 185,000 | $ 15,000 |
| Linn County Oregon | 5 | $ 975,000 | $ 195,000 | $ 18,000 |
| Fort Bend County Texas | 5 | $ 1,115,000 | $ 223,000 | $ 24,000 |
| Guadalupe County Texas | 5 | $ 1,085,000 | $ 217,000 | $ 47,000 |
| Yuma County Arizona | 4 | $ 970,000 | $ 242,000 | $ 0 |
| Kings County California | 4 | $ 1,000,000 | $ 250,000 | $ 0 |
| Shasta County California | 4 | $ 890,000 | $ 222,000 | $ 45,000 |
| Weld County Colorado | 4 | $ 1,170,000 | $ 292,000 | $ 27,000 |
| Broward County Florida | 4 | $ 1,010,000 | $ 252,000 | $ 53,000 |
| Charlotte County Florida | 4 | $ 780,000 | $ 195,000 | $ 17,000 |
| Citrus County Florida | 4 | $ 600,000 | $ 150,000 | $ 0 |
| Hernando County Florida | 4 | $ 1,120,000 | $ 280,000 | $ 31,000 |
| Highlands County Florida | 4 | $ 570,000 | $ 142,000 | $ 0 |
| Sarasota County Florida | 4 | $ 770,000 | $ 192,000 | $ 0 |
| Seminole County Florida | 4 | $ 800,000 | $ 200,000 | $ 55,000 |
| Chatham County Georgia | 4 | $ 680,000 | $ 170,000 | $ 51,000 |
| Fayette County Georgia | 4 | $ 1,140,000 | $ 285,000 | $ 47,000 |
| Walker County Georgia | 4 | $ 770,000 | $ 192,000 | $ 0 |
| Will County Illinois | 4 | $ 770,000 | $ 192,000 | $ 33,000 |
| Howard County Maryland | 4 | $ 880,000 | $ 220,000 | $ 38,000 |
| Worcester County Maryland | 4 | $ 1,170,000 | $ 292,000 | $ 0 |
| Jackson County Oregon | 4 | $ 1,270,000 | $ 317,000 | $ 38,000 |
| Marion County Oregon | 4 | $ 990,000 | $ 247,000 | $ 57,000 |
| Umatilla County Oregon | 4 | $ 820,000 | $ 205,000 | $ 32,000 |
| Brazoria County Texas | 4 | $ 1,300,000 | $ 325,000 | $ 0 |
| Denton County Texas | 4 | $ 940,000 | $ 235,000 | $ 74,000 |
| Lubbock County Texas | 4 | $ 820,000 | $ 205,000 | $ 58,000 |
| Montgomery County Texas | 4 | $ 1,140,000 | $ 285,000 | $ 27,000 |
| Taylor County Texas | 4 | $ 920,000 | $ 230,000 | $ 0 |
| Travis County Texas | 4 | $ 830,000 | $ 207,000 | $ 26,000 |
| Cochise County Arizona | 3 | $ 585,000 | $ 195,000 | $ 22,000 |
| Navajo County Arizona | 3 | $ 405,000 | $ 135,000 | $ 22,000 |
| Butte County California | 3 | $ 865,000 | $ 288,000 | $ 206,000 |
| Lake County California | 3 | $ 825,000 | $ 275,000 | $ 54,000 |
| Madera County California | 3 | $ 885,000 | $ 295,000 | $ 64,000 |
| Merced County California | 3 | $ 795,000 | $ 265,000 | $ 49,000 |
| San Mateo County California | 3 | $ 1,455,000 | $ 485,000 | $ 140,000 |
| Tuolumne County California | 3 | $ 555,000 | $ 185,000 | $ 61,000 |
| Mesa County Colorado | 3 | $ 785,000 | $ 261,000 | $ 0 |
| Yuma County Colorado | 3 | $ 775,000 | $ 258,000 | $ 0 |
| Osceola County Florida | 3 | $ 815,000 | $ 271,000 | $ 66,000 |
| Bibb County Georgia | 3 | $ 595,000 | $ 198,000 | $ 33,000 |
| Cherokee County Georgia | 3 | $ 655,000 | $ 218,000 | $ 35,000 |
| Coweta County Georgia | 3 | $ 685,000 | $ 228,000 | $ 80,000 |
| Houston County Georgia | 3 | $ 565,000 | $ 188,000 | $ 0 |
| Walton County Georgia | 3 | $ 685,000 | $ 228,000 | $ 99,000 |
| St. Clair County Illinois | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Douglas County Oregon | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Yamhill County Oregon | 3 | $ 885,000 | $ 295,000 | $ 0 |
| Cameron County Texas | 3 | $ 555,000 | $ 185,000 | $ 47,000 |
| Galveston County Texas | 3 | $ 755,000 | $ 251,000 | $ 114,000 |
| Gregg County Texas | 3 | $ 415,000 | $ 138,000 | $ 0 |
| El Dorado County California | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Monterey County California | 2 | $ 920,000 | $ 460,000 | $ 89,000 |
| Napa County California | 2 | $ 890,000 | $ 445,000 | $ 122,000 |
| Placer County California | 2 | $ 1,160,000 | $ 580,000 | $ 0 |
| San Luis Obispo County California | 2 | $ 780,000 | $ 390,000 | $ 76,000 |
| Sonoma County California | 2 | $ 1,080,000 | $ 540,000 | $ 120,000 |
| Stanislaus County California | 2 | $ 800,000 | $ 400,000 | $ 0 |
| Douglas County Colorado | 2 | $ 1,020,000 | $ 510,000 | $ 179,000 |
| Elbert County Colorado | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Fremont County Colorado | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Larimer County Colorado | 2 | $ 780,000 | $ 390,000 | $ 0 |
| Montezuma County Colorado | 2 | $ 760,000 | $ 380,000 | $ 0 |
| Alachua County Florida | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Indian River County Florida | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Nassau County Florida | 2 | $ 300,000 | $ 150,000 | $ 16,000 |
| Sumter County Florida | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Walton County Florida | 2 | $ 420,000 | $ 210,000 | $ 66,000 |
| Barrow County Georgia | 2 | $ 400,000 | $ 200,000 | $ 76,000 |
| Camden County Georgia | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Decatur County Georgia | 2 | $ 400,000 | $ 200,000 | $ 45,000 |
| Dougherty County Georgia | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Lowndes County Georgia | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Rockdale County Georgia | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Boone County Illinois | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Lake County Illinois | 2 | $ 440,000 | $ 220,000 | $ 0 |
| McHenry County Illinois | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Rock Island County Illinois | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Caroline County Maryland | 2 | $ 490,000 | $ 245,000 | $ 137,000 |
| Kent County Maryland | 2 | $ 410,000 | $ 205,000 | $ 60,000 |
| Columbia County Oregon | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Harney County Oregon | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Lane County Oregon | 2 | $ 540,000 | $ 270,000 | $ 55,000 |
| Lincoln County Oregon | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Ector County Texas | 2 | $ 330,000 | $ 165,000 | $ 122,000 |
| Jefferson County Texas | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Nueces County Texas | 2 | $ 440,000 | $ 220,000 | $ 110,000 |
| Victoria County Texas | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Coconino County Arizona | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Gila County Arizona | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Santa Cruz County Arizona | 1 | $ 135,000 | $ 135,000 | $ 21,000 |
| Amador County California | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Del Norte County California | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Imperial County California | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Mendocino County California | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| Nevada County California | 1 | $ 335,000 | $ 335,000 | $ 0 |
| San Benito County California | 1 | $ 645,000 | $ 645,000 | $ 155,000 |
| Sutter County California | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Trinity County California | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Yolo County California | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Yuba County California | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Archuleta County Colorado | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Boulder County Colorado | 1 | $ 135,000 | $ 135,000 | $ 23,000 |
| Clear Creek County Colorado | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Delta County Colorado | 1 | $ 215,000 | $ 215,000 | $ 38,000 |
| Garfield County Colorado | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Gilpin County Colorado | 1 | $ 275,000 | $ 275,000 | $ 0 |
| La Plata County Colorado | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Logan County Colorado | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Montrose County Colorado | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Morgan County Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 675,000 | $ 675,000 | $ 36,000 |
| Rio Grande County Colorado | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Collier County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Columbia County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Flagler County Florida | 1 | $ 125,000 | $ 125,000 | $ 23,000 |
| Gulf County Florida | 1 | $ 405,000 | $ 405,000 | $ 87,000 |
| Leon County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Okeechobee County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Baldwin County Georgia | 1 | $ 235,000 | $ 235,000 | $ 134,000 |
| Bartow County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Berrien County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Carroll County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Clarke County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Dade County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Effingham County Georgia | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Fannin County Georgia | 1 | $ 395,000 | $ 395,000 | $ 225,000 |
| Gordon County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hall County Georgia | 1 | $ 335,000 | $ 335,000 | $ 135,000 |
| Harris County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Madison County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| McIntosh County Georgia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Morgan County Georgia | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Newton County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Oglethorpe County Georgia | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Peach County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Putnam County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Stephens County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Tift County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Towns County Georgia | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Troup County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Wayne County Georgia | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Whitfield County Georgia | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Worth County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Effingham County Illinois | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jefferson County Illinois | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Kendall County Illinois | 1 | $ 265,000 | $ 265,000 | $ 175,000 |
| Logan County Illinois | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Macon County Illinois | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Madison County Illinois | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Mason County Illinois | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Williamson County Illinois | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Calvert County Maryland | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Cecil County Maryland | 1 | $ 305,000 | $ 305,000 | $ 132,000 |
| Queen Anne's County Maryland | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Clatsop County Oregon | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Jefferson County Oregon | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Josephine County Oregon | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Austin County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Bandera County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Chambers County Texas | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Grayson County Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Grimes County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Hunt County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Hutchinson County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Jasper County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Marion County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Navarro County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Orange County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Parker County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Randall County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Rockwall County Texas | 1 | $ 385,000 | $ 385,000 | $ 0 |
| San Patricio County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Shelby County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Tom Green County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Van Zandt County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Washington County Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Wharton County Texas | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Wilson County Texas | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Zapata County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Weber County Utah | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Lending 3, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Applicable | 1,340 | $406,920,000 | $303,000 | $1,235,000 | $0 | $0 |
| Refinancing | 881 | $269,735,000 | $306,000 | $855,000 | $54,000 | $680,000 |
| Cash-out Refinancing | 480 | $150,080,000 | $312,000 | $885,000 | $84,000 | $521,000 |
| Home Purchase | 384 | $146,040,000 | $380,000 | $895,000 | $99,000 | $653,000 |
| Other Purpose | 4 | $1,020,000 | $255,000 | $405,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,100 | $319,810,000 | $290,000 | $1,235,000 | $67,000 | $160,000 |
| Hispanic | 725 | $249,435,000 | $344,000 | $895,000 | $78,000 | $680,000 |
| White | 574 | $167,040,000 | $291,000 | $795,000 | $52,000 | $537,000 |
| Not Provided | 361 | $136,015,000 | $376,000 | $885,000 | $96,000 | $521,000 |
| Black or African American | 236 | $65,330,000 | $276,000 | $735,000 | $54,000 | $450,000 |
| Asian | 80 | $31,510,000 | $393,000 | $765,000 | $108,000 | $344,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,700,000 | $337,000 | $535,000 | $106,000 | $299,000 |
| American Indian or Alaskan Native | 3 | $1,045,000 | $348,000 | $515,000 | $74,000 | $139,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,249 | $427,495,000 | $342,000 | $885,000 | $105,000 | $680,000 |
| VA-guaranteed (Veterans Administration) | 1,052 | $271,630,000 | $258,000 | $1,235,000 | $21,000 | $205,000 |
| FHA-insured (Federal Housing Administration) | 786 | $274,170,000 | $348,000 | $895,000 | $68,000 | $507,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $500,000 | $250,000 | $255,000 | $106,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,830 | $561,620,000 | $306,000 | $1,235,000 | $69,000 | $521,000 |
| Loan Originated | 798 | $270,650,000 | $339,000 | $885,000 | $77,000 | $450,000 |
| Application Withdrawn By Applicant | 413 | $124,955,000 | $302,000 | $855,000 | $64,000 | $680,000 |
| Application Denied By Financial Institution | 32 | $11,490,000 | $359,000 | $895,000 | $92,000 | $507,000 |
| File Closed For Incompleteness | 15 | $4,875,000 | $325,000 | $755,000 | $94,000 | $231,000 |
| Application Approved But Not Accepted | 1 | $205,000 | $205,000 | $205,000 | $68,000 | $68,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,057 | $962,305,000 | $314,000 | $1,235,000 | $72,000 | $680,000 |
| Debt-To-Income Ratio | 14 | $5,070,000 | $362,000 | $695,000 | $105,000 | $507,000 |
| Employment History | 5 | $1,495,000 | $299,000 | $495,000 | $65,000 | $84,000 |
| Unverifiable Information | 4 | $1,190,000 | $297,000 | $375,000 | $58,000 | $70,000 |
| Other | 3 | $1,745,000 | $581,000 | $895,000 | $122,000 | $159,000 |
| Credit History | 3 | $965,000 | $321,000 | $515,000 | $69,000 | $159,000 |
| Collateral | 2 | $510,000 | $255,000 | $345,000 | $89,000 | $119,000 |
| Mortgage Insurance Denied | 1 | $515,000 | $515,000 | $515,000 | $186,000 | $186,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lending 3, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lending 3, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.