Lending 3, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Lending 3, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lending 3, Inc. 17220 Newhope St. Suite 213 Fountain Valley, CA 92708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 943 |
| Total Mortgage Loan Application Amount | $418,725,000 |
| Average Mortgage Loan Application Amount | $445,000 |
| Highest Mortgage Loan Application Amount | $2,455,000 |
| Average Applicant Income | $130,750 |
| Highest Applicant Income | $5,507,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Lending 3, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lending 3, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Lending 3, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lending 3, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Lending 3, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lending 3, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 212 | $ 122,890,000 | $ 579,000 | $ 190,000 |
| San Bernardino County California | 162 | $ 69,440,000 | $ 428,000 | $ 221,000 |
| Riverside County California | 134 | $ 65,600,000 | $ 489,000 | $ 142,000 |
| Orange County California | 27 | $ 18,245,000 | $ 675,000 | $ 213,000 |
| Kern County California | 14 | $ 4,060,000 | $ 290,000 | $ 113,000 |
| Fresno County California | 13 | $ 5,175,000 | $ 398,000 | $ 99,000 |
| Stanislaus County California | 13 | $ 4,385,000 | $ 337,000 | $ 86,000 |
| Maricopa County Arizona | 10 | $ 3,060,000 | $ 306,000 | $ 92,000 |
| San Joaquin County California | 8 | $ 4,490,000 | $ 561,000 | $ 234,000 |
| Miami-Dade County Florida | 8 | $ 3,430,000 | $ 428,000 | $ 132,000 |
| Merced County California | 7 | $ 2,905,000 | $ 415,000 | $ 91,000 |
| Baltimore County Maryland | 7 | $ 3,025,000 | $ 432,000 | $ 0 |
| Wayne County Michigan | 7 | $ 1,435,000 | $ 205,000 | $ 73,000 |
| Contra Costa County California | 6 | $ 3,390,000 | $ 565,000 | $ 0 |
| Sacramento County California | 6 | $ 2,690,000 | $ 448,000 | $ 114,000 |
| San Diego County California | 6 | $ 3,620,000 | $ 603,000 | $ 260,000 |
| Hillsborough County Florida | 6 | $ 2,030,000 | $ 338,000 | $ 78,000 |
| Orange County Florida | 6 | $ 1,760,000 | $ 293,000 | $ 83,000 |
| Polk County Florida | 6 | $ 1,660,000 | $ 276,000 | $ 120,000 |
| Prince George's County Maryland | 6 | $ 2,640,000 | $ 440,000 | $ 38,000 |
| Ventura County California | 5 | $ 2,905,000 | $ 581,000 | $ 147,000 |
| Broward County Florida | 5 | $ 1,985,000 | $ 397,000 | $ 102,000 |
| Duval County Florida | 5 | $ 1,315,000 | $ 263,000 | $ 67,000 |
| Pinellas County Florida | 5 | $ 1,655,000 | $ 331,000 | $ 81,000 |
| Clayton County Georgia | 5 | $ 1,365,000 | $ 273,000 | $ 71,000 |
| Henry County Georgia | 5 | $ 1,775,000 | $ 355,000 | $ 0 |
| Cook County Illinois | 5 | $ 1,215,000 | $ 243,000 | $ 60,000 |
| Madison County Alabama | 4 | $ 1,020,000 | $ 255,000 | $ 127,000 |
| Alameda County California | 4 | $ 3,010,000 | $ 752,000 | $ 459,000 |
| Kings County California | 4 | $ 1,440,000 | $ 360,000 | $ 86,000 |
| Santa Clara County California | 4 | $ 2,880,000 | $ 720,000 | $ 0 |
| Brevard County Florida | 4 | $ 1,100,000 | $ 275,000 | $ 73,000 |
| Richmond County Georgia | 4 | $ 640,000 | $ 160,000 | $ 55,000 |
| Franklin County Ohio | 4 | $ 1,070,000 | $ 267,000 | $ 64,000 |
| Rutherford County Tennessee | 4 | $ 1,410,000 | $ 352,000 | $ 111,000 |
| Jefferson County Alabama | 3 | $ 685,000 | $ 228,000 | $ 125,000 |
| Mobile County Alabama | 3 | $ 485,000 | $ 161,000 | $ 0 |
| Mohave County Arizona | 3 | $ 715,000 | $ 238,000 | $ 0 |
| Pima County Arizona | 3 | $ 665,000 | $ 221,000 | $ 0 |
| Pinal County Arizona | 3 | $ 785,000 | $ 261,000 | $ 0 |
| Placer County California | 3 | $ 1,565,000 | $ 521,000 | $ 106,000 |
| Citrus County Florida | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Clay County Florida | 3 | $ 745,000 | $ 248,000 | $ 0 |
| Lee County Florida | 3 | $ 975,000 | $ 325,000 | $ 54,000 |
| Houston County Georgia | 3 | $ 685,000 | $ 228,000 | $ 0 |
| Muscogee County Georgia | 3 | $ 715,000 | $ 238,000 | $ 68,000 |
| Lake County Illinois | 3 | $ 1,345,000 | $ 448,000 | $ 116,000 |
| Baltimore City County Maryland | 3 | $ 835,000 | $ 278,000 | $ 111,000 |
| Harford County Maryland | 3 | $ 735,000 | $ 245,000 | $ 76,000 |
| Cuyahoga County Ohio | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Harris County Texas | 3 | $ 755,000 | $ 251,000 | $ 214,000 |
| Lubbock County Texas | 3 | $ 305,000 | $ 101,000 | $ 42,000 |
| Washington County Arkansas | 2 | $ 740,000 | $ 370,000 | $ 0 |
| White County Arkansas | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Madera County California | 2 | $ 870,000 | $ 435,000 | $ 95,000 |
| Santa Cruz County California | 2 | $ 1,270,000 | $ 635,000 | $ 142,000 |
| Solano County California | 2 | $ 930,000 | $ 465,000 | $ 0 |
| Adams County Colorado | 2 | $ 850,000 | $ 425,000 | $ 0 |
| El Paso County Colorado | 2 | $ 780,000 | $ 390,000 | $ 0 |
| Seminole County Florida | 2 | $ 690,000 | $ 345,000 | $ 0 |
| St. Lucie County Florida | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Bartow County Georgia | 2 | $ 610,000 | $ 305,000 | $ 144,000 |
| Chatham County Georgia | 2 | $ 370,000 | $ 185,000 | $ 112,000 |
| Cobb County Georgia | 2 | $ 650,000 | $ 325,000 | $ 35,000 |
| DeKalb County Georgia | 2 | $ 660,000 | $ 330,000 | $ 138,000 |
| Douglas County Georgia | 2 | $ 750,000 | $ 375,000 | $ 96,000 |
| Gwinnett County Georgia | 2 | $ 850,000 | $ 425,000 | $ 458,000 |
| Walton County Georgia | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Wicomico County Maryland | 2 | $ 530,000 | $ 265,000 | $ 121,000 |
| Klamath County Oregon | 2 | $ 810,000 | $ 405,000 | $ 43,000 |
| Montgomery County Pennsylvania | 2 | $ 2,310,000 | $ 1,155,000 | $ 0 |
| York County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 84,000 |
| Hamilton County Tennessee | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Montgomery County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Wilson County Tennessee | 2 | $ 980,000 | $ 490,000 | $ 0 |
| Brazoria County Texas | 2 | $ 460,000 | $ 230,000 | $ 92,000 |
| Dallas County Texas | 2 | $ 1,020,000 | $ 510,000 | $ 0 |
| Calhoun County Alabama | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Cullman County Alabama | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Houston County Alabama | 1 | $ 425,000 | $ 425,000 | $ 159,000 |
| Limestone County Alabama | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Morgan County Alabama | 1 | $ 705,000 | $ 705,000 | $ 202,000 |
| Russell County Alabama | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Shelby County Alabama | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Benton County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Garland County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Hot Spring County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Saline County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Scott County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Humboldt County California | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Monterey County California | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Nevada County California | 1 | $ 595,000 | $ 595,000 | $ 0 |
| San Benito County California | 1 | $ 695,000 | $ 695,000 | $ 157,000 |
| San Mateo County California | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Shasta County California | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
| Sutter County California | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Tulare County California | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Douglas County Colorado | 1 | $ 635,000 | $ 635,000 | $ 159,000 |
| Mesa County Colorado | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 175,000 | $ 175,000 | $ 33,000 |
| Weld County Colorado | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Baker County Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Charlotte County Florida | 1 | $ 275,000 | $ 275,000 | $ 0 |
| DeSoto County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Dixie County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Escambia County Florida | 1 | $ 195,000 | $ 195,000 | $ 33,000 |
| Flagler County Florida | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Hendry County Florida | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Leon County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Marion County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Osceola County Florida | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Pasco County Florida | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Putnam County Florida | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Sarasota County Florida | 1 | $ 455,000 | $ 455,000 | $ 0 |
| St. Johns County Florida | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Walton County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Appling County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Bryan County Georgia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Floyd County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Fulton County Georgia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Harris County Georgia | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Jackson County Georgia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Liberty County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Monroe County Georgia | 1 | $ 475,000 | $ 475,000 | $ 134,000 |
| Pickens County Georgia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Polk County Georgia | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Rockdale County Georgia | 1 | $ 275,000 | $ 275,000 | $ 45,000 |
| Spalding County Georgia | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Tift County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Bonneville County Idaho | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Canyon County Idaho | 1 | $ 385,000 | $ 385,000 | $ 78,000 |
| Champaign County Illinois | 1 | $ 265,000 | $ 265,000 | $ 143,000 |
| Kane County Illinois | 1 | $ 385,000 | $ 385,000 | $ 0 |
| McHenry County Illinois | 1 | $ 375,000 | $ 375,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Will County Illinois | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Allegany County Maryland | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Charles County Maryland | 1 | $ 615,000 | $ 615,000 | $ 65,000 |
| Howard County Maryland | 1 | $ 515,000 | $ 515,000 | $ 96,000 |
| Montgomery County Maryland | 1 | $ 265,000 | $ 265,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Genesee County Michigan | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Macomb County Michigan | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Montcalm County Michigan | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Oakland County Michigan | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Clark County Nevada | 1 | $ 475,000 | $ 475,000 | $ 222,000 |
| Butler County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Clermont County Ohio | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Delaware County Ohio | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Greene County Ohio | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Lucas County Ohio | 1 | $ 345,000 | $ 345,000 | $ 102,000 |
| Muskingum County Ohio | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Summit County Ohio | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Warren County Ohio | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Wood County Ohio | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Baker County Oregon | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Douglas County Oregon | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Jefferson County Oregon | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Marion County Oregon | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Delaware County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
| Anderson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Benton County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 0 |
| DeKalb County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hickman County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Knox County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Maury County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 150,000 |
| Sumner County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Trousdale County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Washington County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Coryell County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Denton County Texas | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Galveston County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Johnson County Texas | 1 | $ 535,000 | $ 535,000 | $ 180,000 |
| Montgomery County Texas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Tarrant County Texas | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Wilson County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
Mortgage Loan Application Detail Totals for Lending 3, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Applicable | 506 | $212,590,000 | $420,000 | $2,455,000 | $0 | $0 |
| Home Purchase | 278 | $141,110,000 | $507,000 | $1,435,000 | $156,000 | $1,224,000 |
| Cash-out Refinancing | 120 | $47,040,000 | $392,000 | $1,305,000 | $158,000 | $5,507,000 |
| Refinancing | 39 | $17,985,000 | $461,000 | $985,000 | $209,000 | $1,907,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 567 | $240,005,000 | $423,000 | $2,455,000 | $0 | $0 |
| Hispanic | 132 | $62,590,000 | $474,000 | $1,145,000 | $171,000 | $5,507,000 |
| Not Provided | 115 | $58,065,000 | $504,000 | $1,435,000 | $167,000 | $1,907,000 |
| White | 74 | $33,230,000 | $449,000 | $985,000 | $131,000 | $600,000 |
| Black or African American | 40 | $16,150,000 | $403,000 | $965,000 | $164,000 | $1,122,000 |
| Asian | 13 | $7,475,000 | $575,000 | $935,000 | $161,000 | $232,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 424 | $192,140,000 | $453,000 | $1,105,000 | $122,000 | $280,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 303 | $147,805,000 | $487,000 | $2,455,000 | $247,000 | $5,507,000 |
| VA-guaranteed (Veterans Administration) | 216 | $78,780,000 | $364,000 | $1,735,000 | $91,000 | $202,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 567 | $240,005,000 | $423,000 | $2,455,000 | $0 | $0 |
| Application Withdrawn By Applicant | 261 | $130,425,000 | $499,000 | $1,435,000 | $170,000 | $5,507,000 |
| Loan Originated | 55 | $23,295,000 | $423,000 | $965,000 | $127,000 | $996,000 |
| Application Approved But Not Accepted | 31 | $13,055,000 | $421,000 | $835,000 | $127,000 | $500,000 |
| Application Denied By Financial Institution | 16 | $7,000,000 | $437,000 | $905,000 | $241,000 | $1,907,000 |
| File Closed For Incompleteness | 13 | $4,945,000 | $380,000 | $725,000 | $99,000 | $192,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 927 | $411,725,000 | $444,000 | $2,455,000 | $157,000 | $5,507,000 |
| Other | 5 | $2,195,000 | $439,000 | $775,000 | $128,000 | $182,000 |
| Credit History | 4 | $1,770,000 | $442,000 | $905,000 | $541,000 | $1,907,000 |
| Debt-To-Income Ratio | 4 | $2,020,000 | $505,000 | $605,000 | $144,000 | $222,000 |
| Employment History | 1 | $455,000 | $455,000 | $455,000 | $214,000 | $214,000 |
| Unverifiable Information | 1 | $305,000 | $305,000 | $305,000 | $195,000 | $195,000 |
| Collateral | 1 | $255,000 | $255,000 | $255,000 | $68,000 | $68,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lending 3, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lending 3, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.