Lending 3, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Lending 3, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lending 3, Inc. 17220 Newhope St. Suite 213 Fountain Valley, CA 92708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 1,431 |
| Total Mortgage Loan Application Amount | $424,905,000 |
| Average Mortgage Loan Application Amount | $289,000 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $53,200 |
| Highest Applicant Income | $1,791,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Lending 3, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lending 3, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Lending 3, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lending 3, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Lending 3, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lending 3, Inc.'s mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 267 | $ 106,645,000 | $ 399,000 | $ 92,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 248 | $ 75,490,000 | $ 304,000 | $ 75,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 92 | $ 19,390,000 | $ 210,000 | $ 34,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 67 | $ 16,385,000 | $ 244,000 | $ 23,000 |
| NA (OUTSIDE OF MSA/MD) | 51 | $ 11,235,000 | $ 219,888 | $ 32,666 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 46 | $ 11,040,000 | $ 240,000 | $ 62,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 42 | $ 17,950,000 | $ 427,000 | $ 135,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 32 | $ 8,110,000 | $ 253,000 | $ 115,000 |
| COLORADO SPRINGS, CO | 30 | $ 8,050,000 | $ 268,000 | $ 52,000 |
| BAKERSFIELD, CA | 25 | $ 5,875,000 | $ 235,000 | $ 60,000 |
| DENVER-AURORA-LAKEWOOD, CO | 25 | $ 8,125,000 | $ 325,000 | $ 63,000 |
| CHICAGO-NAPERVILLE, IL | 24 | $ 4,430,000 | $ 184,000 | $ 61,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 21 | $ 4,725,000 | $ 225,000 | $ 40,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 19 | $ 5,535,000 | $ 291,000 | $ 44,000 |
| SAN DIEGO-CARLSBAD, CA | 18 | $ 7,410,000 | $ 411,000 | $ 61,000 |
| TUCSON, AZ | 18 | $ 3,550,000 | $ 197,000 | $ 38,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 18 | $ 5,210,000 | $ 289,000 | $ 47,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 17 | $ 5,275,000 | $ 310,000 | $ 32,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 15 | $ 3,055,000 | $ 203,000 | $ 26,000 |
| JACKSONVILLE, FL | 15 | $ 3,475,000 | $ 231,000 | $ 47,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 14 | $ 2,380,000 | $ 170,000 | $ 46,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 14 | $ 7,580,000 | $ 541,000 | $ 79,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 12 | $ 3,400,000 | $ 283,000 | $ 70,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 11 | $ 2,925,000 | $ 265,000 | $ 25,000 |
| LAKELAND-WINTER HAVEN, FL | 11 | $ 2,315,000 | $ 210,000 | $ 35,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 11 | $ 2,755,000 | $ 250,000 | $ 88,000 |
| FRESNO, CA | 10 | $ 1,990,000 | $ 199,000 | $ 55,000 |
| STOCKTON-LODI, CA | 9 | $ 2,705,000 | $ 300,000 | $ 56,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 8 | $ 1,760,000 | $ 220,000 | $ 90,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 8 | $ 1,920,000 | $ 240,000 | $ 31,000 |
| PORT ST. LUCIE, FL | 8 | $ 1,650,000 | $ 206,000 | $ 50,000 |
| SALEM, OR | 8 | $ 1,830,000 | $ 228,000 | $ 56,000 |
| AUSTIN-ROUND ROCK, TX | 7 | $ 1,395,000 | $ 199,000 | $ 39,000 |
| COLUMBUS, GA-AL | 7 | $ 1,285,000 | $ 183,000 | $ 58,000 |
| HINESVILLE, GA | 7 | $ 1,435,000 | $ 205,000 | $ 49,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 6 | $ 1,280,000 | $ 213,000 | $ 57,000 |
| GREELEY, CO | 6 | $ 1,540,000 | $ 256,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 6 | $ 1,250,000 | $ 208,000 | $ 35,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 6 | $ 1,470,000 | $ 245,000 | $ 61,000 |
| SALISBURY, MD-DE | 6 | $ 1,400,000 | $ 233,000 | $ 26,000 |
| VISALIA-PORTERVILLE, CA | 6 | $ 1,180,000 | $ 196,000 | $ 17,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 6 | $ 2,240,000 | $ 373,000 | $ 116,000 |
| BOULDER, CO | 5 | $ 1,595,000 | $ 319,000 | $ 7,000 |
| FORT WORTH-ARLINGTON, TX | 5 | $ 5,505,000 | $ 1,101,000 | $ 920,000 |
| MEDFORD, OR | 5 | $ 1,035,000 | $ 207,000 | $ 0 |
| ALBANY, OR | 4 | $ 1,000,000 | $ 250,000 | $ 23,000 |
| DALLAS-PLANO-IRVING, TX | 4 | $ 720,000 | $ 180,000 | $ 31,000 |
| OCALA, FL | 4 | $ 810,000 | $ 202,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 2,390,000 | $ 597,000 | $ 182,000 |
| PUEBLO, CO | 4 | $ 930,000 | $ 232,000 | $ 23,000 |
| SEBASTIAN-VERO BEACH, FL | 4 | $ 1,110,000 | $ 277,000 | $ 25,000 |
| BEND-REDMOND, OR | 3 | $ 805,000 | $ 268,000 | $ 26,000 |
| BRUNSWICK, GA | 3 | $ 735,000 | $ 245,000 | $ 83,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 3 | $ 855,000 | $ 285,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 3 | $ 685,000 | $ 228,000 | $ 90,000 |
| ELGIN, IL | 3 | $ 455,000 | $ 151,000 | $ 54,000 |
| EUGENE, OR | 3 | $ 755,000 | $ 251,000 | $ 31,000 |
| FORT COLLINS, CO | 3 | $ 1,065,000 | $ 355,000 | $ 25,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 715,000 | $ 238,000 | $ 56,000 |
| HANFORD-CORCORAN, CA | 3 | $ 755,000 | $ 251,000 | $ 89,000 |
| HOMOSASSA SPRINGS, FL | 3 | $ 505,000 | $ 168,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 3 | $ 745,000 | $ 248,000 | $ 0 |
| MODESTO, CA | 3 | $ 935,000 | $ 311,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 595,000 | $ 198,000 | $ 0 |
| ROCKFORD, IL | 3 | $ 705,000 | $ 235,000 | $ 0 |
| ST. LOUIS, MO-IL | 3 | $ 435,000 | $ 145,000 | $ 29,000 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 1,205,000 | $ 401,000 | $ 88,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 3 | $ 665,000 | $ 221,000 | $ 0 |
| CHATTANOOGA, TN-GA | 2 | $ 360,000 | $ 180,000 | $ 48,000 |
| EL PASO, TX | 2 | $ 330,000 | $ 165,000 | $ 0 |
| GAINESVILLE, GA | 2 | $ 370,000 | $ 185,000 | $ 0 |
| MADERA, CA | 2 | $ 540,000 | $ 270,000 | $ 39,000 |
| MERCED, CA | 2 | $ 390,000 | $ 195,000 | $ 48,000 |
| PUNTA GORDA, FL | 2 | $ 580,000 | $ 290,000 | $ 0 |
| REDDING, CA | 2 | $ 460,000 | $ 230,000 | $ 88,000 |
| ROME, GA | 2 | $ 220,000 | $ 110,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2 | $ 780,000 | $ 390,000 | $ 165,000 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 890,000 | $ 445,000 | $ 120,000 |
| SANTA ROSA, CA | 2 | $ 900,000 | $ 450,000 | $ 0 |
| WARNER ROBINS, GA | 2 | $ 280,000 | $ 140,000 | $ 0 |
| YUMA, AZ | 2 | $ 260,000 | $ 130,000 | $ 15,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 235,000 | $ 235,000 | $ 0 |
| CORPUS CHRISTI, TX | 1 | $ 405,000 | $ 405,000 | $ 0 |
| CUMBERLAND, MD-WV | 1 | $ 185,000 | $ 185,000 | $ 0 |
| DECATUR, IL | 1 | $ 155,000 | $ 155,000 | $ 0 |
| EL CENTRO, CA | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| GRAND JUNCTION, CO | 1 | $ 265,000 | $ 265,000 | $ 0 |
| GRANTS PASS, OR | 1 | $ 575,000 | $ 575,000 | $ 191,000 |
| KANKAKEE, IL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 985,000 | $ 985,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| NAPA, CA | 1 | $ 445,000 | $ 445,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 1 | $ 315,000 | $ 315,000 | $ 104,000 |
| PANAMA CITY, FL | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| PEORIA, IL | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| SALINAS, CA | 1 | $ 435,000 | $ 435,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 715,000 | $ 715,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 315,000 | $ 315,000 | $ 0 |
| SAN RAFAEL, CA | 1 | $ 625,000 | $ 625,000 | $ 0 |
| SAVANNAH, GA | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| SEBRING, FL | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| TALLAHASSEE, FL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| THE VILLAGES, FL | 1 | $ 355,000 | $ 355,000 | $ 0 |
| VALDOSTA, GA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 1 | $ 305,000 | $ 305,000 | $ 0 |
| YUBA CITY, CA | 1 | $ 275,000 | $ 275,000 | $ 0 |
Mortgage Loan Application Detail Totals for Lending 3, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Applicable | 731 | $217,225,000 | $297,000 | $1,195,000 | $56,000 | $58,000 |
| Cash-out Refinancing | 310 | $88,090,000 | $284,000 | $1,205,000 | $75,000 | $372,000 |
| Refinancing | 205 | $57,045,000 | $278,000 | $855,000 | $27,000 | $537,000 |
| Home Purchase | 168 | $58,490,000 | $348,000 | $3,005,000 | $108,000 | $1,791,000 |
| Other Purpose | 17 | $4,055,000 | $238,000 | $475,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 572 | $152,310,000 | $266,000 | $3,005,000 | $60,000 | $1,791,000 |
| Hispanic | 315 | $101,145,000 | $321,000 | $685,000 | $66,000 | $195,000 |
| Not Provided | 228 | $81,080,000 | $355,000 | $1,685,000 | $98,000 | $873,000 |
| Black or African American | 205 | $54,515,000 | $265,000 | $845,000 | $55,000 | $180,000 |
| Not applicable | 76 | $22,430,000 | $295,000 | $1,195,000 | $54,000 | $54,000 |
| Asian | 31 | $11,725,000 | $378,000 | $715,000 | $123,000 | $372,000 |
| American Indian or Alaskan Native | 2 | $800,000 | $400,000 | $405,000 | $141,000 | $159,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $900,000 | $450,000 | $695,000 | $155,000 | $155,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 683 | $175,215,000 | $256,000 | $915,000 | $42,000 | $276,000 |
| FHA-insured (Federal Housing Administration) | 397 | $129,365,000 | $325,000 | $885,000 | $68,000 | $206,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 350 | $119,980,000 | $342,000 | $3,005,000 | $115,000 | $1,791,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $345,000 | $345,000 | $345,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 874 | $259,470,000 | $296,000 | $1,195,000 | $71,000 | $265,000 |
| Loan Originated | 377 | $108,565,000 | $287,000 | $845,000 | $59,000 | $537,000 |
| Application Withdrawn By Applicant | 139 | $44,645,000 | $321,000 | $3,005,000 | $89,000 | $1,791,000 |
| Application Denied By Financial Institution | 22 | $6,820,000 | $310,000 | $855,000 | $60,000 | $127,000 |
| File Closed For Incompleteness | 15 | $4,155,000 | $277,000 | $545,000 | $73,000 | $127,000 |
| Application Approved But Not Accepted | 4 | $1,250,000 | $312,000 | $495,000 | $58,000 | $108,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,409 | $418,085,000 | $296,000 | $3,005,000 | $68,000 | $1,791,000 |
| Other | 7 | $1,915,000 | $273,000 | $535,000 | $34,000 | $115,000 |
| Debt-To-Income Ratio | 7 | $2,925,000 | $417,000 | $855,000 | $79,000 | $127,000 |
| Unverifiable Information | 3 | $1,095,000 | $365,000 | $545,000 | $82,000 | $126,000 |
| Credit History | 3 | $605,000 | $201,000 | $235,000 | $55,000 | $75,000 |
| Collateral | 2 | $280,000 | $140,000 | $175,000 | $58,000 | $69,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lending 3, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lending 3, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.