Lending 3, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Lending 3, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lending 3, Inc. 17220 Newhope St. Suite 213 Fountain Valley, CA 92708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 1,431 |
| Total Mortgage Loan Application Amount | $424,905,000 |
| Average Mortgage Loan Application Amount | $289,000 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $53,200 |
| Highest Applicant Income | $1,791,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Lending 3, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lending 3, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Lending 3, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lending 3, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Lending 3, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lending 3, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 267 | $ 106,645,000 | $ 399,000 | $ 92,000 |
| Riverside County California | 128 | $ 41,270,000 | $ 322,000 | $ 77,000 |
| San Bernardino County California | 120 | $ 34,220,000 | $ 285,000 | $ 74,000 |
| Maricopa County Arizona | 58 | $ 14,530,000 | $ 250,000 | $ 23,000 |
| Orange County California | 42 | $ 17,950,000 | $ 427,000 | $ 135,000 |
| El Paso County Colorado | 28 | $ 7,500,000 | $ 267,000 | $ 52,000 |
| Kern County California | 25 | $ 5,875,000 | $ 235,000 | $ 60,000 |
| Pima County Arizona | 18 | $ 3,550,000 | $ 197,000 | $ 38,000 |
| San Diego County California | 18 | $ 7,410,000 | $ 411,000 | $ 61,000 |
| Henry County Georgia | 17 | $ 3,515,000 | $ 206,000 | $ 30,000 |
| Baltimore County Maryland | 17 | $ 3,855,000 | $ 226,000 | $ 75,000 |
| Sacramento County California | 16 | $ 4,630,000 | $ 289,000 | $ 41,000 |
| Cook County Illinois | 16 | $ 2,640,000 | $ 165,000 | $ 83,000 |
| Baltimore City County Maryland | 13 | $ 1,865,000 | $ 143,000 | $ 55,000 |
| Arapahoe County Colorado | 12 | $ 4,180,000 | $ 348,000 | $ 98,000 |
| Miami-Dade County Florida | 12 | $ 3,400,000 | $ 283,000 | $ 70,000 |
| Orange County Florida | 12 | $ 3,780,000 | $ 315,000 | $ 167,000 |
| Prince George's County Maryland | 12 | $ 3,130,000 | $ 260,000 | $ 60,000 |
| Harris County Texas | 12 | $ 2,110,000 | $ 175,000 | $ 46,000 |
| Broward County Florida | 11 | $ 2,925,000 | $ 265,000 | $ 25,000 |
| Polk County Florida | 11 | $ 2,315,000 | $ 210,000 | $ 35,000 |
| Volusia County Florida | 11 | $ 2,175,000 | $ 197,000 | $ 29,000 |
| Contra Costa County California | 10 | $ 5,480,000 | $ 548,000 | $ 70,000 |
| Fresno County California | 10 | $ 1,990,000 | $ 199,000 | $ 55,000 |
| Fulton County Georgia | 10 | $ 2,260,000 | $ 226,000 | $ 31,000 |
| Gwinnett County Georgia | 10 | $ 2,800,000 | $ 280,000 | $ 0 |
| Pinal County Arizona | 9 | $ 1,855,000 | $ 206,000 | $ 18,000 |
| San Joaquin County California | 9 | $ 2,705,000 | $ 300,000 | $ 56,000 |
| Clayton County Georgia | 9 | $ 1,515,000 | $ 168,000 | $ 32,000 |
| Cobb County Georgia | 9 | $ 1,705,000 | $ 189,000 | $ 29,000 |
| Duval County Florida | 8 | $ 1,430,000 | $ 178,000 | $ 46,000 |
| Hillsborough County Florida | 8 | $ 2,310,000 | $ 288,000 | $ 47,000 |
| Osceola County Florida | 8 | $ 1,860,000 | $ 232,000 | $ 110,000 |
| Seminole County Florida | 7 | $ 1,565,000 | $ 223,000 | $ 0 |
| Yavapai County Arizona | 6 | $ 1,470,000 | $ 245,000 | $ 61,000 |
| Tulare County California | 6 | $ 1,180,000 | $ 196,000 | $ 17,000 |
| Weld County Colorado | 6 | $ 1,540,000 | $ 256,000 | $ 0 |
| Pasco County Florida | 6 | $ 1,070,000 | $ 178,000 | $ 25,000 |
| St. Lucie County Florida | 6 | $ 940,000 | $ 156,000 | $ 50,000 |
| DeKalb County Georgia | 6 | $ 1,370,000 | $ 228,000 | $ 36,000 |
| Liberty County Georgia | 6 | $ 1,190,000 | $ 198,000 | $ 41,000 |
| Will County Illinois | 6 | $ 1,400,000 | $ 233,000 | $ 24,000 |
| Anne Arundel County Maryland | 6 | $ 1,630,000 | $ 271,000 | $ 34,000 |
| Clackamas County Oregon | 6 | $ 1,990,000 | $ 331,000 | $ 0 |
| Boulder County Colorado | 5 | $ 1,595,000 | $ 319,000 | $ 7,000 |
| Lake County Florida | 5 | $ 905,000 | $ 181,000 | $ 0 |
| Okaloosa County Florida | 5 | $ 1,055,000 | $ 211,000 | $ 61,000 |
| Santa Rosa County Florida | 5 | $ 1,365,000 | $ 273,000 | $ 60,000 |
| Douglas County Georgia | 5 | $ 1,015,000 | $ 203,000 | $ 40,000 |
| Muscogee County Georgia | 5 | $ 785,000 | $ 157,000 | $ 46,000 |
| Jackson County Oregon | 5 | $ 1,035,000 | $ 207,000 | $ 0 |
| Marion County Oregon | 5 | $ 1,205,000 | $ 241,000 | $ 66,000 |
| Multnomah County Oregon | 5 | $ 1,635,000 | $ 327,000 | $ 29,000 |
| Bexar County Texas | 5 | $ 935,000 | $ 187,000 | $ 99,000 |
| Tarrant County Texas | 5 | $ 5,505,000 | $ 1,101,000 | $ 920,000 |
| Navajo County Arizona | 4 | $ 980,000 | $ 245,000 | $ 50,000 |
| Alameda County California | 4 | $ 2,100,000 | $ 525,000 | $ 89,000 |
| Ventura County California | 4 | $ 2,390,000 | $ 597,000 | $ 182,000 |
| Adams County Colorado | 4 | $ 1,260,000 | $ 315,000 | $ 0 |
| Pueblo County Colorado | 4 | $ 930,000 | $ 232,000 | $ 23,000 |
| Flagler County Florida | 4 | $ 880,000 | $ 220,000 | $ 11,000 |
| Hernando County Florida | 4 | $ 650,000 | $ 162,000 | $ 37,000 |
| Indian River County Florida | 4 | $ 1,110,000 | $ 277,000 | $ 25,000 |
| Marion County Florida | 4 | $ 810,000 | $ 202,000 | $ 0 |
| Sarasota County Florida | 4 | $ 680,000 | $ 170,000 | $ 53,000 |
| Columbia County Georgia | 4 | $ 860,000 | $ 215,000 | $ 90,000 |
| Coweta County Georgia | 4 | $ 970,000 | $ 242,000 | $ 46,000 |
| Paulding County Georgia | 4 | $ 830,000 | $ 207,000 | $ 77,000 |
| Richmond County Georgia | 4 | $ 900,000 | $ 225,000 | $ 0 |
| Rockdale County Georgia | 4 | $ 610,000 | $ 152,000 | $ 41,000 |
| Frederick County Maryland | 4 | $ 1,090,000 | $ 272,000 | $ 72,000 |
| Harford County Maryland | 4 | $ 960,000 | $ 240,000 | $ 0 |
| Queen Anne's County Maryland | 4 | $ 2,070,000 | $ 517,000 | $ 124,000 |
| Wicomico County Maryland | 4 | $ 830,000 | $ 207,000 | $ 53,000 |
| Douglas County Oregon | 4 | $ 720,000 | $ 180,000 | $ 51,000 |
| Linn County Oregon | 4 | $ 1,000,000 | $ 250,000 | $ 23,000 |
| Washington County Oregon | 4 | $ 1,350,000 | $ 337,000 | $ 42,000 |
| Travis County Texas | 4 | $ 630,000 | $ 157,000 | $ 82,000 |
| Mohave County Arizona | 3 | $ 745,000 | $ 248,000 | $ 0 |
| Kings County California | 3 | $ 755,000 | $ 251,000 | $ 89,000 |
| Solano County California | 3 | $ 1,205,000 | $ 401,000 | $ 88,000 |
| Stanislaus County California | 3 | $ 935,000 | $ 311,000 | $ 0 |
| Douglas County Colorado | 3 | $ 825,000 | $ 275,000 | $ 78,000 |
| Larimer County Colorado | 3 | $ 1,065,000 | $ 355,000 | $ 25,000 |
| Brevard County Florida | 3 | $ 595,000 | $ 198,000 | $ 0 |
| Citrus County Florida | 3 | $ 505,000 | $ 168,000 | $ 0 |
| Clay County Florida | 3 | $ 555,000 | $ 185,000 | $ 53,000 |
| Escambia County Florida | 3 | $ 555,000 | $ 185,000 | $ 22,000 |
| Lee County Florida | 3 | $ 685,000 | $ 228,000 | $ 90,000 |
| Palm Beach County Florida | 3 | $ 665,000 | $ 221,000 | $ 0 |
| Pinellas County Florida | 3 | $ 695,000 | $ 231,000 | $ 73,000 |
| Calvert County Maryland | 3 | $ 1,115,000 | $ 371,000 | $ 0 |
| Charles County Maryland | 3 | $ 965,000 | $ 321,000 | $ 42,000 |
| St. Mary's County Maryland | 3 | $ 855,000 | $ 285,000 | $ 0 |
| Washington County Maryland | 3 | $ 715,000 | $ 238,000 | $ 56,000 |
| Deschutes County Oregon | 3 | $ 805,000 | $ 268,000 | $ 26,000 |
| Jefferson County Oregon | 3 | $ 655,000 | $ 218,000 | $ 29,000 |
| Lane County Oregon | 3 | $ 755,000 | $ 251,000 | $ 31,000 |
| Polk County Oregon | 3 | $ 625,000 | $ 208,000 | $ 43,000 |
| Guadalupe County Texas | 3 | $ 785,000 | $ 261,000 | $ 118,000 |
| Yuma County Arizona | 2 | $ 260,000 | $ 130,000 | $ 15,000 |
| El Dorado County California | 2 | $ 510,000 | $ 255,000 | $ 70,000 |
| Madera County California | 2 | $ 540,000 | $ 270,000 | $ 39,000 |
| Merced County California | 2 | $ 390,000 | $ 195,000 | $ 48,000 |
| Santa Barbara County California | 2 | $ 890,000 | $ 445,000 | $ 120,000 |
| Santa Clara County California | 2 | $ 780,000 | $ 390,000 | $ 165,000 |
| Shasta County California | 2 | $ 460,000 | $ 230,000 | $ 88,000 |
| Sonoma County California | 2 | $ 900,000 | $ 450,000 | $ 0 |
| Denver County Colorado | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Fremont County Colorado | 2 | $ 720,000 | $ 360,000 | $ 0 |
| Jefferson County Colorado | 2 | $ 890,000 | $ 445,000 | $ 47,000 |
| Teller County Colorado | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Charlotte County Florida | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Manatee County Florida | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Martin County Florida | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Nassau County Florida | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Putnam County Florida | 2 | $ 340,000 | $ 170,000 | $ 0 |
| St. Johns County Florida | 2 | $ 1,060,000 | $ 530,000 | $ 69,000 |
| Baldwin County Georgia | 2 | $ 440,000 | $ 220,000 | $ 24,000 |
| Barrow County Georgia | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Bartow County Georgia | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Carroll County Georgia | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Cherokee County Georgia | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Fayette County Georgia | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Floyd County Georgia | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Glynn County Georgia | 2 | $ 450,000 | $ 225,000 | $ 69,000 |
| Hall County Georgia | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Harris County Georgia | 2 | $ 500,000 | $ 250,000 | $ 93,000 |
| Houston County Georgia | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Walker County Georgia | 2 | $ 360,000 | $ 180,000 | $ 48,000 |
| Boone County Illinois | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Kane County Illinois | 2 | $ 310,000 | $ 155,000 | $ 54,000 |
| McHenry County Illinois | 2 | $ 390,000 | $ 195,000 | $ 0 |
| St. Clair County Illinois | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Carroll County Maryland | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Dorchester County Maryland | 2 | $ 270,000 | $ 135,000 | $ 22,000 |
| Montgomery County Maryland | 2 | $ 1,150,000 | $ 575,000 | $ 206,000 |
| Worcester County Maryland | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Clatsop County Oregon | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Harney County Oregon | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Umatilla County Oregon | 2 | $ 370,000 | $ 185,000 | $ 0 |
| El Paso County Texas | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Ellis County Texas | 2 | $ 370,000 | $ 185,000 | $ 13,000 |
| Wilson County Texas | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Cochise County Arizona | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Gila County Arizona | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Amador County California | 1 | $ 285,000 | $ 285,000 | $ 45,000 |
| Calaveras County California | 1 | $ 315,000 | $ 315,000 | $ 60,000 |
| Imperial County California | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Lassen County California | 1 | $ 265,000 | $ 265,000 | $ 131,000 |
| Marin County California | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Monterey County California | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Napa County California | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Nevada County California | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Placer County California | 1 | $ 395,000 | $ 395,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 315,000 | $ 315,000 | $ 0 |
| San Mateo County California | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Tuolumne County California | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Yuba County California | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Elbert County Colorado | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Gilpin County Colorado | 1 | $ 275,000 | $ 275,000 | $ 0 |
| La Plata County Colorado | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Mesa County Colorado | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Yuma County Colorado | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Bay County Florida | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Gadsden County Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Highlands County Florida | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Okeechobee County Florida | 1 | $ 135,000 | $ 135,000 | $ 161,000 |
| Sumter County Florida | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Walton County Florida | 1 | $ 225,000 | $ 225,000 | $ 38,000 |
| Berrien County Georgia | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| Bibb County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Camden County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Chatham County Georgia | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Clarke County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Emanuel County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Gordon County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Haralson County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Jackson County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lanier County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Long County Georgia | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| McIntosh County Georgia | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Morgan County Georgia | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Spalding County Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Union County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Walton County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| DeKalb County Illinois | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Franklin County Illinois | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Jefferson County Illinois | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Kankakee County Illinois | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lake County Illinois | 1 | $ 985,000 | $ 985,000 | $ 0 |
| Macon County Illinois | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Madison County Illinois | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Peoria County Illinois | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| Winnebago County Illinois | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Allegany County Maryland | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Caroline County Maryland | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Cecil County Maryland | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Kent County Maryland | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Baker County Oregon | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Columbia County Oregon | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Coos County Oregon | 1 | $ 235,000 | $ 235,000 | $ 51,000 |
| Curry County Oregon | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Josephine County Oregon | 1 | $ 575,000 | $ 575,000 | $ 191,000 |
| Klamath County Oregon | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Wasco County Oregon | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Yamhill County Oregon | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Atascosa County Texas | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Bastrop County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Denton County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Galveston County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hays County Texas | 1 | $ 215,000 | $ 215,000 | $ 35,000 |
| Jefferson County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Kaufman County Texas | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| Nueces County Texas | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Trinity County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Williamson County Texas | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Zapata County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Weber County Utah | 1 | $ 315,000 | $ 315,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for Lending 3, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Applicable | 731 | $217,225,000 | $297,000 | $1,195,000 | $56,000 | $58,000 |
| Cash-out Refinancing | 310 | $88,090,000 | $284,000 | $1,205,000 | $75,000 | $372,000 |
| Refinancing | 205 | $57,045,000 | $278,000 | $855,000 | $27,000 | $537,000 |
| Home Purchase | 168 | $58,490,000 | $348,000 | $3,005,000 | $108,000 | $1,791,000 |
| Other Purpose | 17 | $4,055,000 | $238,000 | $475,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 572 | $152,310,000 | $266,000 | $3,005,000 | $60,000 | $1,791,000 |
| Hispanic | 315 | $101,145,000 | $321,000 | $685,000 | $66,000 | $195,000 |
| Not Provided | 228 | $81,080,000 | $355,000 | $1,685,000 | $98,000 | $873,000 |
| Black or African American | 205 | $54,515,000 | $265,000 | $845,000 | $55,000 | $180,000 |
| Not applicable | 76 | $22,430,000 | $295,000 | $1,195,000 | $54,000 | $54,000 |
| Asian | 31 | $11,725,000 | $378,000 | $715,000 | $123,000 | $372,000 |
| American Indian or Alaskan Native | 2 | $800,000 | $400,000 | $405,000 | $141,000 | $159,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $900,000 | $450,000 | $695,000 | $155,000 | $155,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 683 | $175,215,000 | $256,000 | $915,000 | $42,000 | $276,000 |
| FHA-insured (Federal Housing Administration) | 397 | $129,365,000 | $325,000 | $885,000 | $68,000 | $206,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 350 | $119,980,000 | $342,000 | $3,005,000 | $115,000 | $1,791,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $345,000 | $345,000 | $345,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 874 | $259,470,000 | $296,000 | $1,195,000 | $71,000 | $265,000 |
| Loan Originated | 377 | $108,565,000 | $287,000 | $845,000 | $59,000 | $537,000 |
| Application Withdrawn By Applicant | 139 | $44,645,000 | $321,000 | $3,005,000 | $89,000 | $1,791,000 |
| Application Denied By Financial Institution | 22 | $6,820,000 | $310,000 | $855,000 | $60,000 | $127,000 |
| File Closed For Incompleteness | 15 | $4,155,000 | $277,000 | $545,000 | $73,000 | $127,000 |
| Application Approved But Not Accepted | 4 | $1,250,000 | $312,000 | $495,000 | $58,000 | $108,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,409 | $418,085,000 | $296,000 | $3,005,000 | $68,000 | $1,791,000 |
| Other | 7 | $1,915,000 | $273,000 | $535,000 | $34,000 | $115,000 |
| Debt-To-Income Ratio | 7 | $2,925,000 | $417,000 | $855,000 | $79,000 | $127,000 |
| Unverifiable Information | 3 | $1,095,000 | $365,000 | $545,000 | $82,000 | $126,000 |
| Credit History | 3 | $605,000 | $201,000 | $235,000 | $55,000 | $75,000 |
| Collateral | 2 | $280,000 | $140,000 | $175,000 | $58,000 | $69,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lending 3, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lending 3, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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