Lendmark Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Lendmark Financial Services 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lendmark Financial Services 223 W Nash St Wilson, NC 27893 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,434 |
| Total Mortgage Loan Application Amount | $87,979,000 |
| Average Mortgage Loan Application Amount | $60,666 |
| Highest Mortgage Loan Application Amount | $458,000 |
| Average Applicant Income | $50,333 |
| Highest Applicant Income | $636,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Lendmark Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lendmark Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Lendmark Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lendmark Financial Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Lendmark Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lendmark Financial Services's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Newton County Georgia | 54 | $ 2,552,000 | $ 47,000 | $ 43,000 |
| Baltimore City County Maryland | 37 | $ 1,596,000 | $ 43,000 | $ 57,000 |
| Jefferson County Kentucky | 32 | $ 2,412,000 | $ 75,000 | $ 53,000 |
| Walton County Georgia | 31 | $ 2,025,000 | $ 65,000 | $ 42,000 |
| Chatham County Georgia | 26 | $ 1,209,000 | $ 46,000 | $ 32,000 |
| Pulaski County Kentucky | 26 | $ 1,480,000 | $ 56,000 | $ 44,000 |
| Muhlenberg County Kentucky | 25 | $ 1,270,000 | $ 50,000 | $ 39,000 |
| Baltimore County Maryland | 23 | $ 1,326,000 | $ 57,000 | $ 55,000 |
| Bibb County Georgia | 22 | $ 1,699,000 | $ 77,000 | $ 41,000 |
| Hopkins County Kentucky | 22 | $ 897,000 | $ 40,000 | $ 43,000 |
| McCreary County Kentucky | 22 | $ 965,000 | $ 43,000 | $ 28,000 |
| Baldwin County Georgia | 21 | $ 1,120,000 | $ 53,000 | $ 35,000 |
| Camden County Georgia | 20 | $ 1,630,000 | $ 81,000 | $ 48,000 |
| Christian County Kentucky | 20 | $ 1,124,000 | $ 56,000 | $ 45,000 |
| Spartanburg County South Carolina | 19 | $ 1,302,000 | $ 68,000 | $ 42,000 |
| Whitfield County Georgia | 18 | $ 1,218,000 | $ 67,000 | $ 44,000 |
| Wayne County Kentucky | 18 | $ 942,000 | $ 52,000 | $ 37,000 |
| Prince George's County Maryland | 18 | $ 1,596,000 | $ 88,000 | $ 84,000 |
| Gwinnett County Georgia | 17 | $ 1,474,000 | $ 86,000 | $ 50,000 |
| Anne Arundel County Maryland | 17 | $ 1,070,000 | $ 62,000 | $ 66,000 |
| Gilmer County Georgia | 16 | $ 934,000 | $ 58,000 | $ 39,000 |
| Clay County Kentucky | 16 | $ 567,000 | $ 35,000 | $ 33,000 |
| Florence County South Carolina | 16 | $ 1,322,000 | $ 82,000 | $ 49,000 |
| DeKalb County Georgia | 15 | $ 1,862,000 | $ 124,000 | $ 77,000 |
| Caldwell County Kentucky | 14 | $ 569,000 | $ 40,000 | $ 40,000 |
| Grayson County Kentucky | 14 | $ 534,000 | $ 38,000 | $ 30,000 |
| Floyd County Kentucky | 13 | $ 693,000 | $ 53,000 | $ 35,000 |
| Graves County Kentucky | 13 | $ 674,000 | $ 51,000 | $ 47,000 |
| Carroll County Maryland | 13 | $ 1,622,000 | $ 124,000 | $ 83,000 |
| Johnson County Kentucky | 12 | $ 594,000 | $ 49,000 | $ 45,000 |
| Pike County Kentucky | 12 | $ 706,000 | $ 58,000 | $ 47,000 |
| Clayton County Georgia | 11 | $ 579,000 | $ 52,000 | $ 62,000 |
| Boyd County Kentucky | 11 | $ 478,000 | $ 43,000 | $ 46,000 |
| Knox County Kentucky | 11 | $ 398,000 | $ 36,000 | $ 24,000 |
| Russell County Kentucky | 11 | $ 390,000 | $ 35,000 | $ 29,000 |
| Russell County Alabama | 10 | $ 594,000 | $ 59,000 | $ 55,000 |
| Thomas County Georgia | 10 | $ 664,000 | $ 66,000 | $ 34,000 |
| McCracken County Kentucky | 10 | $ 529,000 | $ 52,000 | $ 51,000 |
| District of Columbia County District Of Columbia | 9 | $ 798,000 | $ 88,000 | $ 103,000 |
| Fannin County Georgia | 9 | $ 596,000 | $ 66,000 | $ 88,000 |
| Jasper County Georgia | 9 | $ 542,000 | $ 60,000 | $ 60,000 |
| Crittenden County Kentucky | 9 | $ 427,000 | $ 47,000 | $ 36,000 |
| Greenup County Kentucky | 9 | $ 578,000 | $ 64,000 | $ 61,000 |
| Carroll County Georgia | 8 | $ 541,000 | $ 67,000 | $ 46,000 |
| Greene County Georgia | 8 | $ 425,000 | $ 53,000 | $ 35,000 |
| Berkeley County South Carolina | 8 | $ 1,040,000 | $ 130,000 | $ 96,000 |
| Greenville County South Carolina | 8 | $ 421,000 | $ 52,000 | $ 68,000 |
| Richland County South Carolina | 8 | $ 266,000 | $ 33,000 | $ 42,000 |
| Lee County Alabama | 7 | $ 260,000 | $ 37,000 | $ 33,000 |
| Escambia County Florida | 7 | $ 378,000 | $ 54,000 | $ 41,000 |
| Coweta County Georgia | 7 | $ 451,000 | $ 64,000 | $ 57,000 |
| Crawford County Georgia | 7 | $ 310,000 | $ 44,000 | $ 43,000 |
| Douglas County Georgia | 7 | $ 454,000 | $ 64,000 | $ 52,000 |
| Fulton County Georgia | 7 | $ 505,000 | $ 72,000 | $ 37,000 |
| Liberty County Georgia | 7 | $ 60,000 | $ 8,000 | $ 0 |
| Morgan County Georgia | 7 | $ 667,000 | $ 95,000 | $ 37,000 |
| Paulding County Georgia | 7 | $ 517,000 | $ 73,000 | $ 41,000 |
| Daviess County Kentucky | 7 | $ 262,000 | $ 37,000 | $ 56,000 |
| Laurel County Kentucky | 7 | $ 546,000 | $ 78,000 | $ 33,000 |
| Lewis County Kentucky | 7 | $ 393,000 | $ 56,000 | $ 39,000 |
| Lyon County Kentucky | 7 | $ 465,000 | $ 66,000 | $ 43,000 |
| Blount County Tennessee | 7 | $ 157,000 | $ 22,000 | $ 63,000 |
| Knox County Tennessee | 7 | $ 215,000 | $ 30,000 | $ 51,000 |
| Montgomery County Tennessee | 7 | $ 177,000 | $ 25,000 | $ 62,000 |
| Charlton County Georgia | 6 | $ 240,000 | $ 40,000 | $ 44,000 |
| Glynn County Georgia | 6 | $ 426,000 | $ 71,000 | $ 149,000 |
| Gordon County Georgia | 6 | $ 524,000 | $ 87,000 | $ 49,000 |
| Murray County Georgia | 6 | $ 317,000 | $ 52,000 | $ 47,000 |
| Muscogee County Georgia | 6 | $ 490,000 | $ 81,000 | $ 54,000 |
| Lawrence County Kentucky | 6 | $ 362,000 | $ 60,000 | $ 39,000 |
| Letcher County Kentucky | 6 | $ 176,000 | $ 29,000 | $ 34,000 |
| Logan County Kentucky | 6 | $ 226,000 | $ 37,000 | $ 48,000 |
| Ohio County Kentucky | 6 | $ 412,000 | $ 68,000 | $ 40,000 |
| Harford County Maryland | 6 | $ 337,000 | $ 56,000 | $ 94,000 |
| Wicomico County Maryland | 6 | $ 738,000 | $ 123,000 | $ 58,000 |
| Hillsborough County Florida | 5 | $ 331,000 | $ 66,000 | $ 44,000 |
| Floyd County Georgia | 5 | $ 361,000 | $ 72,000 | $ 46,000 |
| Putnam County Georgia | 5 | $ 325,000 | $ 65,000 | $ 34,000 |
| Richmond County Georgia | 5 | $ 418,000 | $ 83,000 | $ 91,000 |
| Dorchester County Maryland | 5 | $ 467,000 | $ 93,000 | $ 62,000 |
| Lawrence County Ohio | 5 | $ 251,000 | $ 50,000 | $ 43,000 |
| Aiken County South Carolina | 5 | $ 173,000 | $ 34,000 | $ 29,000 |
| Pickens County South Carolina | 5 | $ 307,000 | $ 61,000 | $ 58,000 |
| Santa Rosa County Florida | 4 | $ 275,000 | $ 68,000 | $ 47,000 |
| Seminole County Florida | 4 | $ 534,000 | $ 133,000 | $ 100,000 |
| Bartow County Georgia | 4 | $ 358,000 | $ 89,000 | $ 39,000 |
| Brantley County Georgia | 4 | $ 152,000 | $ 38,000 | $ 37,000 |
| Catoosa County Georgia | 4 | $ 174,000 | $ 43,000 | $ 45,000 |
| Henry County Georgia | 4 | $ 440,000 | $ 110,000 | $ 64,000 |
| Houston County Georgia | 4 | $ 319,000 | $ 79,000 | $ 63,000 |
| Jackson County Georgia | 4 | $ 167,000 | $ 41,000 | $ 33,000 |
| Rockdale County Georgia | 4 | $ 446,000 | $ 111,000 | $ 61,000 |
| Wilkinson County Georgia | 4 | $ 224,000 | $ 56,000 | $ 74,000 |
| Adair County Kentucky | 4 | $ 179,000 | $ 44,000 | $ 35,000 |
| Boyle County Kentucky | 4 | $ 184,000 | $ 46,000 | $ 39,000 |
| Fayette County Kentucky | 4 | $ 217,000 | $ 54,000 | $ 43,000 |
| Fleming County Kentucky | 4 | $ 218,000 | $ 54,000 | $ 51,000 |
| Harlan County Kentucky | 4 | $ 239,000 | $ 59,000 | $ 39,000 |
| Lincoln County Kentucky | 4 | $ 150,000 | $ 37,000 | $ 34,000 |
| Martin County Kentucky | 4 | $ 112,000 | $ 28,000 | $ 32,000 |
| Whitley County Kentucky | 4 | $ 216,000 | $ 54,000 | $ 47,000 |
| Cecil County Maryland | 4 | $ 236,000 | $ 59,000 | $ 60,000 |
| Frederick County Maryland | 4 | $ 186,000 | $ 46,000 | $ 110,000 |
| Howard County Maryland | 4 | $ 151,000 | $ 37,000 | $ 83,000 |
| Washington County Maryland | 4 | $ 254,000 | $ 63,000 | $ 49,000 |
| Anderson County South Carolina | 4 | $ 268,000 | $ 67,000 | $ 54,000 |
| Charleston County South Carolina | 4 | $ 429,000 | $ 107,000 | $ 52,000 |
| Hamilton County Tennessee | 4 | $ 162,000 | $ 40,000 | $ 36,000 |
| Monroe County Tennessee | 4 | $ 152,000 | $ 38,000 | $ 31,000 |
| Loudoun County Virginia | 4 | $ 199,000 | $ 49,000 | $ 181,000 |
| Escambia County Alabama | 3 | $ 152,000 | $ 50,000 | $ 46,000 |
| Mobile County Alabama | 3 | $ 212,000 | $ 70,000 | $ 88,000 |
| Lake County Florida | 3 | $ 330,000 | $ 110,000 | $ 81,000 |
| Brooks County Georgia | 3 | $ 330,000 | $ 110,000 | $ 229,000 |
| Bryan County Georgia | 3 | $ 200,000 | $ 66,000 | $ 40,000 |
| Bulloch County Georgia | 3 | $ 145,000 | $ 48,000 | $ 38,000 |
| Cherokee County Georgia | 3 | $ 532,000 | $ 177,000 | $ 69,000 |
| Effingham County Georgia | 3 | $ 296,000 | $ 98,000 | $ 39,000 |
| Hall County Georgia | 3 | $ 399,000 | $ 133,000 | $ 65,000 |
| Hancock County Georgia | 3 | $ 168,000 | $ 56,000 | $ 34,000 |
| Lumpkin County Georgia | 3 | $ 118,000 | $ 39,000 | $ 53,000 |
| Macon County Georgia | 3 | $ 86,000 | $ 28,000 | $ 35,000 |
| Clark County Indiana | 3 | $ 290,000 | $ 96,000 | $ 57,000 |
| Casey County Kentucky | 3 | $ 196,000 | $ 65,000 | $ 36,000 |
| Livingston County Kentucky | 3 | $ 104,000 | $ 34,000 | $ 46,000 |
| Magoffin County Kentucky | 3 | $ 72,000 | $ 24,000 | $ 23,000 |
| Marshall County Kentucky | 3 | $ 202,000 | $ 67,000 | $ 28,000 |
| Mason County Kentucky | 3 | $ 106,000 | $ 35,000 | $ 31,000 |
| Mercer County Kentucky | 3 | $ 208,000 | $ 69,000 | $ 61,000 |
| Webster County Kentucky | 3 | $ 85,000 | $ 28,000 | $ 37,000 |
| Caroline County Maryland | 3 | $ 175,000 | $ 58,000 | $ 49,000 |
| Worcester County Maryland | 3 | $ 428,000 | $ 142,000 | $ 72,000 |
| Yadkin County North Carolina | 3 | $ 115,000 | $ 38,000 | $ 54,000 |
| Marion County Tennessee | 3 | $ 84,000 | $ 28,000 | $ 30,000 |
| Mingo County West Virginia | 3 | $ 243,000 | $ 81,000 | $ 33,000 |
| Chambers County Alabama | 2 | $ 87,000 | $ 43,000 | $ 44,000 |
| Clay County Florida | 2 | $ 305,000 | $ 152,000 | $ 96,000 |
| Hamilton County Florida | 2 | $ 124,000 | $ 62,000 | $ 46,000 |
| Hernando County Florida | 2 | $ 290,000 | $ 145,000 | $ 108,000 |
| Nassau County Florida | 2 | $ 57,000 | $ 28,000 | $ 49,000 |
| Orange County Florida | 2 | $ 229,000 | $ 114,000 | $ 103,000 |
| Walton County Florida | 2 | $ 193,000 | $ 96,000 | $ 39,000 |
| Barrow County Georgia | 2 | $ 166,000 | $ 83,000 | $ 58,000 |
| Cobb County Georgia | 2 | $ 272,000 | $ 136,000 | $ 52,000 |
| Colquitt County Georgia | 2 | $ 103,000 | $ 51,000 | $ 42,000 |
| Columbia County Georgia | 2 | $ 160,000 | $ 80,000 | $ 75,000 |
| Dougherty County Georgia | 2 | $ 251,000 | $ 125,000 | $ 34,000 |
| Fayette County Georgia | 2 | $ 550,000 | $ 275,000 | $ 218,000 |
| Grady County Georgia | 2 | $ 102,000 | $ 51,000 | $ 22,000 |
| Haralson County Georgia | 2 | $ 80,000 | $ 40,000 | $ 66,000 |
| Jones County Georgia | 2 | $ 188,000 | $ 94,000 | $ 43,000 |
| Madison County Georgia | 2 | $ 121,000 | $ 60,000 | $ 31,000 |
| Mitchell County Georgia | 2 | $ 84,000 | $ 42,000 | $ 35,000 |
| Monroe County Georgia | 2 | $ 168,000 | $ 84,000 | $ 45,000 |
| Troup County Georgia | 2 | $ 73,000 | $ 36,000 | $ 33,000 |
| Union County Georgia | 2 | $ 249,000 | $ 124,000 | $ 43,000 |
| Walker County Georgia | 2 | $ 123,000 | $ 61,000 | $ 55,000 |
| Ware County Georgia | 2 | $ 85,000 | $ 42,000 | $ 40,000 |
| Washington County Georgia | 2 | $ 45,000 | $ 22,000 | $ 50,000 |
| Allen County Kentucky | 2 | $ 74,000 | $ 37,000 | $ 32,000 |
| Bell County Kentucky | 2 | $ 40,000 | $ 20,000 | $ 39,000 |
| Clinton County Kentucky | 2 | $ 144,000 | $ 72,000 | $ 37,000 |
| Cumberland County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 25,000 |
| Garrard County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 53,000 |
| Hardin County Kentucky | 2 | $ 81,000 | $ 40,000 | $ 78,000 |
| Harrison County Kentucky | 2 | $ 84,000 | $ 42,000 | $ 36,000 |
| Jessamine County Kentucky | 2 | $ 424,000 | $ 212,000 | $ 79,000 |
| McLean County Kentucky | 2 | $ 74,000 | $ 37,000 | $ 39,000 |
| Nelson County Kentucky | 2 | $ 150,000 | $ 75,000 | $ 72,000 |
| Rowan County Kentucky | 2 | $ 141,000 | $ 70,000 | $ 45,000 |
| Trigg County Kentucky | 2 | $ 113,000 | $ 56,000 | $ 35,000 |
| Montgomery County Maryland | 2 | $ 126,000 | $ 63,000 | $ 78,000 |
| Queen Anne's County Maryland | 2 | $ 90,000 | $ 45,000 | $ 104,000 |
| St. Mary's County Maryland | 2 | $ 154,000 | $ 77,000 | $ 72,000 |
| Brunswick County North Carolina | 2 | $ 72,000 | $ 36,000 | $ 49,000 |
| Adams County Ohio | 2 | $ 107,000 | $ 53,000 | $ 49,000 |
| Brown County Ohio | 2 | $ 145,000 | $ 72,000 | $ 40,000 |
| Beaufort County South Carolina | 2 | $ 14,000 | $ 7,000 | $ 0 |
| Cherokee County South Carolina | 2 | $ 79,000 | $ 39,000 | $ 44,000 |
| Colleton County South Carolina | 2 | $ 130,000 | $ 65,000 | $ 30,000 |
| Darlington County South Carolina | 2 | $ 121,000 | $ 60,000 | $ 23,000 |
| Dorchester County South Carolina | 2 | $ 201,000 | $ 100,000 | $ 58,000 |
| Lexington County South Carolina | 2 | $ 92,000 | $ 46,000 | $ 54,000 |
| Campbell County Tennessee | 2 | $ 106,000 | $ 53,000 | $ 72,000 |
| Grainger County Tennessee | 2 | $ 68,000 | $ 34,000 | $ 72,000 |
| Loudon County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 79,000 |
| McMinn County Tennessee | 2 | $ 50,000 | $ 25,000 | $ 56,000 |
| Hampton County Virginia | 2 | $ 235,000 | $ 117,000 | $ 258,000 |
| Prince George County Virginia | 2 | $ 215,000 | $ 107,000 | $ 18,000 |
| Suffolk County Virginia | 2 | $ 60,000 | $ 30,000 | $ 79,000 |
| Virginia Beach County Virginia | 2 | $ 86,000 | $ 43,000 | $ 77,000 |
| Jefferson County West Virginia | 2 | $ 114,000 | $ 57,000 | $ 73,000 |
| Cherokee County Alabama | 1 | $ 107,000 | $ 107,000 | $ 31,000 |
| Chilton County Alabama | 1 | $ 48,000 | $ 48,000 | $ 58,000 |
| Jackson County Alabama | 1 | $ 54,000 | $ 54,000 | $ 62,000 |
| Broward County Florida | 1 | $ 32,000 | $ 32,000 | $ 44,000 |
| Citrus County Florida | 1 | $ 80,000 | $ 80,000 | $ 72,000 |
| Duval County Florida | 1 | $ 63,000 | $ 63,000 | $ 72,000 |
| Highlands County Florida | 1 | $ 93,000 | $ 93,000 | $ 57,000 |
| Leon County Florida | 1 | $ 56,000 | $ 56,000 | $ 50,000 |
| Marion County Florida | 1 | $ 97,000 | $ 97,000 | $ 81,000 |
| Pinellas County Florida | 1 | $ 145,000 | $ 145,000 | $ 122,000 |
| Suwannee County Florida | 1 | $ 90,000 | $ 90,000 | $ 55,000 |
| Taylor County Florida | 1 | $ 38,000 | $ 38,000 | $ 24,000 |
| Bacon County Georgia | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Ben Hill County Georgia | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Burke County Georgia | 1 | $ 20,000 | $ 20,000 | $ 30,000 |
| Chattooga County Georgia | 1 | $ 38,000 | $ 38,000 | $ 82,000 |
| Clarke County Georgia | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Coffee County Georgia | 1 | $ 20,000 | $ 20,000 | $ 13,000 |
| Dade County Georgia | 1 | $ 36,000 | $ 36,000 | $ 50,000 |
| Dawson County Georgia | 1 | $ 202,000 | $ 202,000 | $ 69,000 |
| Decatur County Georgia | 1 | $ 68,000 | $ 68,000 | $ 54,000 |
| Dooly County Georgia | 1 | $ 198,000 | $ 198,000 | $ 164,000 |
| Jefferson County Georgia | 1 | $ 38,000 | $ 38,000 | $ 16,000 |
| Lamar County Georgia | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Lowndes County Georgia | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Marion County Georgia | 1 | $ 82,000 | $ 82,000 | $ 44,000 |
| Meriwether County Georgia | 1 | $ 20,000 | $ 20,000 | $ 83,000 |
| Oconee County Georgia | 1 | $ 124,000 | $ 124,000 | $ 29,000 |
| Peach County Georgia | 1 | $ 20,000 | $ 20,000 | $ 36,000 |
| Pickens County Georgia | 1 | $ 70,000 | $ 70,000 | $ 16,000 |
| Pierce County Georgia | 1 | $ 47,000 | $ 47,000 | $ 42,000 |
| Pike County Georgia | 1 | $ 72,000 | $ 72,000 | $ 24,000 |
| Polk County Georgia | 1 | $ 36,000 | $ 36,000 | $ 75,000 |
| Pulaski County Georgia | 1 | $ 27,000 | $ 27,000 | $ 30,000 |
| Talbot County Georgia | 1 | $ 38,000 | $ 38,000 | $ 30,000 |
| Toombs County Georgia | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Twiggs County Georgia | 1 | $ 108,000 | $ 108,000 | $ 86,000 |
| Wayne County Georgia | 1 | $ 63,000 | $ 63,000 | $ 53,000 |
| White County Georgia | 1 | $ 132,000 | $ 132,000 | $ 79,000 |
| Jefferson County Indiana | 1 | $ 32,000 | $ 32,000 | $ 24,000 |
| Ballard County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 17,000 |
| Bullitt County Kentucky | 1 | $ 27,000 | $ 27,000 | $ 41,000 |
| Butler County Kentucky | 1 | $ 31,000 | $ 31,000 | $ 85,000 |
| Calloway County Kentucky | 1 | $ 42,000 | $ 42,000 | $ 39,000 |
| Carlisle County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 20,000 |
| Clark County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 34,000 |
| Elliott County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Henry County Kentucky | 1 | $ 27,000 | $ 27,000 | $ 54,000 |
| Hickman County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 67,000 |
| Jackson County Kentucky | 1 | $ 17,000 | $ 17,000 | $ 19,000 |
| Madison County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 80,000 |
| Monroe County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 22,000 |
| Montgomery County Kentucky | 1 | $ 18,000 | $ 18,000 | $ 26,000 |
| Nicholas County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 57,000 |
| Oldham County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 25,000 |
| Pendleton County Kentucky | 1 | $ 91,000 | $ 91,000 | $ 258,000 |
| Powell County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 25,000 |
| Shelby County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 77,000 |
| Spencer County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 17,000 |
| Todd County Kentucky | 1 | $ 66,000 | $ 66,000 | $ 25,000 |
| Warren County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 41,000 |
| Wolfe County Kentucky | 1 | $ 24,000 | $ 24,000 | $ 16,000 |
| Woodford County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 44,000 |
| Allegany County Maryland | 1 | $ 30,000 | $ 30,000 | $ 18,000 |
| Calvert County Maryland | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Charles County Maryland | 1 | $ 27,000 | $ 27,000 | $ 40,000 |
| Somerset County Maryland | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Talbot County Maryland | 1 | $ 29,000 | $ 29,000 | $ 80,000 |
| Beaufort County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Cherokee County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Cleveland County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 16,000 |
| Durham County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 125,000 |
| Edgecombe County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
| Forsyth County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 56,000 |
| Halifax County North Carolina | 1 | $ 33,000 | $ 33,000 | $ 20,000 |
| Lincoln County North Carolina | 1 | $ 28,000 | $ 28,000 | $ 120,000 |
| Pasquotank County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Perquimans County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| Polk County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 120,000 |
| Richmond County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 51,000 |
| Rutherford County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 49,000 |
| Wake County North Carolina | 1 | $ 237,000 | $ 237,000 | $ 50,000 |
| Wayne County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Scioto County Ohio | 1 | $ 24,000 | $ 24,000 | $ 30,000 |
| Greene County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 67,000 |
| Barnwell County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Calhoun County South Carolina | 1 | $ 33,000 | $ 33,000 | $ 130,000 |
| Chester County South Carolina | 1 | $ 67,000 | $ 67,000 | $ 42,000 |
| Clarendon County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
| Fairfield County South Carolina | 1 | $ 57,000 | $ 57,000 | $ 33,000 |
| Horry County South Carolina | 1 | $ 16,000 | $ 16,000 | $ 58,000 |
| Jasper County South Carolina | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 41,000 | $ 41,000 | $ 25,000 |
| Lancaster County South Carolina | 1 | $ 57,000 | $ 57,000 | $ 55,000 |
| Laurens County South Carolina | 1 | $ 17,000 | $ 17,000 | $ 58,000 |
| Sumter County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 30,000 |
| Union County South Carolina | 1 | $ 36,000 | $ 36,000 | $ 33,000 |
| York County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Anderson County Tennessee | 1 | $ 21,000 | $ 21,000 | $ 60,000 |
| Grundy County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 44,000 |
| Morgan County Tennessee | 1 | $ 34,000 | $ 34,000 | $ 55,000 |
| Polk County Tennessee | 1 | $ 28,000 | $ 28,000 | $ 18,000 |
| Robertson County Tennessee | 1 | $ 34,000 | $ 34,000 | $ 50,000 |
| Scott County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Sullivan County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 155,000 |
| Culpeper County Virginia | 1 | $ 22,000 | $ 22,000 | $ 40,000 |
| Dinwiddie County Virginia | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Hanover County Virginia | 1 | $ 20,000 | $ 20,000 | $ 30,000 |
| Henrico County Virginia | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| King George County Virginia | 1 | $ 72,000 | $ 72,000 | $ 100,000 |
| King William County Virginia | 1 | $ 20,000 | $ 20,000 | $ 109,000 |
| Lunenburg County Virginia | 1 | $ 32,000 | $ 32,000 | $ 14,000 |
| Norfolk County Virginia | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Page County Virginia | 1 | $ 124,000 | $ 124,000 | $ 49,000 |
| Rockingham County Virginia | 1 | $ 72,000 | $ 72,000 | $ 44,000 |
| Stafford County Virginia | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Preston County West Virginia | 1 | $ 20,000 | $ 20,000 | $ 84,000 |
| Raleigh County West Virginia | 1 | $ 24,000 | $ 24,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Lendmark Financial Services in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 565 | $43,381,000 | $76,000 | $458,000 | $50,000 | $258,000 |
| Home Improvement | 505 | $20,854,000 | $41,000 | $240,000 | $50,000 | $388,000 |
| Home Purchase | 364 | $23,744,000 | $65,000 | $350,000 | $51,000 | $636,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 901 | $53,795,000 | $59,000 | $350,000 | $51,000 | $516,000 |
| Black or African American | 330 | $22,056,000 | $66,000 | $320,000 | $53,000 | $636,000 |
| Not Provided | 134 | $8,677,000 | $64,000 | $458,000 | $55,000 | $388,000 |
| Not applicable | 34 | $554,000 | $16,000 | $65,000 | $0 | $0 |
| Hispanic | 22 | $1,137,000 | $51,000 | $134,000 | $44,000 | $91,000 |
| Asian | 6 | $1,009,000 | $168,000 | $276,000 | $73,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $461,000 | $92,000 | $200,000 | $55,000 | $100,000 |
| American Indian or Alaskan Native | 2 | $290,000 | $145,000 | $240,000 | $57,000 | $72,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,434 | $87,979,000 | $61,000 | $458,000 | $50,000 | $636,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 722 | $48,383,000 | $67,000 | $458,000 | $48,000 | $636,000 |
| Loan Originated | 405 | $22,360,000 | $55,000 | $260,000 | $56,000 | $516,000 |
| Application Approved But Not Accepted | 251 | $14,827,000 | $59,000 | $282,000 | $51,000 | $207,000 |
| Loan Purchased By The Institution | 34 | $554,000 | $16,000 | $65,000 | $0 | $0 |
| Application Withdrawn By Applicant | 22 | $1,855,000 | $84,000 | $270,000 | $78,000 | $388,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 355 | $22,564,000 | $63,000 | $458,000 | $49,000 | $636,000 |
| Collateral | 140 | $8,444,000 | $60,000 | $315,000 | $57,000 | $324,000 |
| Debt-To-Income Ratio | 135 | $11,540,000 | $85,000 | $347,000 | $36,000 | $122,000 |
| Other | 72 | $4,623,000 | $64,000 | $324,000 | $54,000 | $323,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $655,000 | $81,000 | $132,000 | $54,000 | $79,000 |
| Employment History | 7 | $365,000 | $52,000 | $98,000 | $42,000 | $65,000 |
| Unverifiable Information | 5 | $192,000 | $38,000 | $95,000 | $32,000 | $73,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lendmark Financial Services's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lendmark Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.