Lendmark Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Lendmark Financial Services 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Lendmark Financial Services
223 W Nash St
Wilson, NC 27893
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 473
Total Mortgage Loan Application Amount $16,359,000
Average Mortgage Loan Application Amount $42,333
Highest Mortgage Loan Application Amount $318,000
Average Applicant Income $52,000
Highest Applicant Income $253,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Lendmark Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lendmark Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2010 breaks down Lendmark Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lendmark Financial Services serves its applicants.

Each category highlights the total number of mortgage applications processed by Lendmark Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lendmark Financial Services's mortgage activity for 2010.

Mortgage Loan Application Totals for Lendmark Financial Services by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Chatham County Georgia 29 $ 265,000 $ 9,000 $ 15,000
Baltimore County Maryland 18 $ 599,000 $ 33,000 $ 72,000
Baltimore City County Maryland 17 $ 571,000 $ 33,000 $ 55,000
Richland County South Carolina 12 $ 414,000 $ 34,000 $ 61,000
Anne Arundel County Maryland 11 $ 553,000 $ 50,000 $ 69,000
Prince George's County Maryland 11 $ 498,000 $ 45,000 $ 90,000
Newton County Georgia 10 $ 583,000 $ 58,000 $ 41,000
Carroll County Maryland 10 $ 647,000 $ 64,000 $ 65,000
McCreary County Kentucky 9 $ 434,000 $ 48,000 $ 46,000
Pulaski County Kentucky 9 $ 183,000 $ 20,000 $ 51,000
Liberty County Georgia 8 $ 70,000 $ 8,000 $ 0
Jefferson County Kentucky 8 $ 153,000 $ 19,000 $ 73,000
Russell County Kentucky 7 $ 203,000 $ 29,000 $ 39,000
Blount County Tennessee 7 $ 181,000 $ 25,000 $ 75,000
Marion County Tennessee 7 $ 181,000 $ 25,000 $ 42,000
Baldwin County Georgia 6 $ 180,000 $ 30,000 $ 41,000
Bryan County Georgia 6 $ 35,000 $ 5,000 $ 0
Whitfield County Georgia 6 $ 166,000 $ 27,000 $ 55,000
Camden County Georgia 5 $ 181,000 $ 36,000 $ 54,000
Murray County Georgia 5 $ 135,000 $ 27,000 $ 43,000
Muscogee County Georgia 5 $ 247,000 $ 49,000 $ 63,000
Paulding County Georgia 5 $ 147,000 $ 29,000 $ 75,000
Lexington County South Carolina 5 $ 190,000 $ 38,000 $ 44,000
Montgomery County Tennessee 5 $ 190,000 $ 38,000 $ 49,000
Brooks County Georgia 4 $ 172,000 $ 43,000 $ 44,000
DeKalb County Georgia 4 $ 178,000 $ 44,000 $ 83,000
Glynn County Georgia 4 $ 153,000 $ 38,000 $ 51,000
Long County Georgia 4 $ 31,000 $ 7,000 $ 0
Caldwell County Kentucky 4 $ 113,000 $ 28,000 $ 28,000
Laurel County Kentucky 4 $ 179,000 $ 44,000 $ 65,000
Muhlenberg County Kentucky 4 $ 238,000 $ 59,000 $ 36,000
Harford County Maryland 4 $ 96,000 $ 24,000 $ 64,000
Knox County Tennessee 4 $ 117,000 $ 29,000 $ 61,000
Russell County Alabama 3 $ 73,000 $ 24,000 $ 32,000
Bibb County Georgia 3 $ 70,000 $ 23,000 $ 56,000
Henry County Georgia 3 $ 121,000 $ 40,000 $ 66,000
Houston County Georgia 3 $ 74,000 $ 24,000 $ 63,000
Rockdale County Georgia 3 $ 97,000 $ 32,000 $ 91,000
Tattnall County Georgia 3 $ 27,000 $ 9,000 $ 0
Walton County Georgia 3 $ 140,000 $ 46,000 $ 46,000
Knox County Kentucky 3 $ 93,000 $ 31,000 $ 42,000
Dorchester County Maryland 3 $ 190,000 $ 63,000 $ 74,000
Howard County Maryland 3 $ 109,000 $ 36,000 $ 132,000
Montgomery County Maryland 3 $ 115,000 $ 38,000 $ 62,000
Charleston County South Carolina 3 $ 79,000 $ 26,000 $ 64,000
Chambers County Alabama 2 $ 42,000 $ 21,000 $ 53,000
DeSoto County Florida 2 $ 160,000 $ 80,000 $ 46,000
Duval County Florida 2 $ 83,000 $ 41,000 $ 79,000
Okaloosa County Florida 2 $ 78,000 $ 39,000 $ 48,000
Putnam County Florida 2 $ 91,000 $ 45,000 $ 77,000
Volusia County Florida 2 $ 204,000 $ 102,000 $ 74,000
Bartow County Georgia 2 $ 64,000 $ 32,000 $ 39,000
Bulloch County Georgia 2 $ 21,000 $ 10,000 $ 0
Carroll County Georgia 2 $ 81,000 $ 40,000 $ 45,000
Charlton County Georgia 2 $ 59,000 $ 29,000 $ 34,000
Douglas County Georgia 2 $ 85,000 $ 42,000 $ 156,000
Floyd County Georgia 2 $ 60,000 $ 30,000 $ 28,000
Grady County Georgia 2 $ 77,000 $ 38,000 $ 34,000
Gwinnett County Georgia 2 $ 52,000 $ 26,000 $ 68,000
Haralson County Georgia 2 $ 87,000 $ 43,000 $ 46,000
Harris County Georgia 2 $ 60,000 $ 30,000 $ 51,000
Jasper County Georgia 2 $ 79,000 $ 39,000 $ 100,000
Richmond County Georgia 2 $ 60,000 $ 30,000 $ 33,000
Thomas County Georgia 2 $ 34,000 $ 17,000 $ 42,000
Tift County Georgia 2 $ 61,000 $ 30,000 $ 26,000
Ware County Georgia 2 $ 52,000 $ 26,000 $ 45,000
Boyd County Kentucky 2 $ 50,000 $ 25,000 $ 57,000
Christian County Kentucky 2 $ 34,000 $ 17,000 $ 38,000
Fayette County Kentucky 2 $ 67,000 $ 33,000 $ 106,000
Graves County Kentucky 2 $ 112,000 $ 56,000 $ 63,000
Hardin County Kentucky 2 $ 54,000 $ 27,000 $ 72,000
Lincoln County Kentucky 2 $ 45,000 $ 22,000 $ 46,000
Lyon County Kentucky 2 $ 65,000 $ 32,000 $ 107,000
Warren County Kentucky 2 $ 75,000 $ 37,000 $ 27,000
Caroline County Maryland 2 $ 373,000 $ 186,000 $ 84,000
Frederick County Maryland 2 $ 139,000 $ 69,000 $ 84,000
Somerset County Maryland 2 $ 49,000 $ 24,000 $ 44,000
St. Mary's County Maryland 2 $ 69,000 $ 34,000 $ 103,000
Talbot County Maryland 2 $ 64,000 $ 32,000 $ 49,000
Polk County North Carolina 2 $ 100,000 $ 50,000 $ 58,000
Aiken County South Carolina 2 $ 40,000 $ 20,000 $ 9,000
Berkeley County South Carolina 2 $ 121,000 $ 60,000 $ 35,000
Darlington County South Carolina 2 $ 136,000 $ 68,000 $ 59,000
Florence County South Carolina 2 $ 43,000 $ 21,000 $ 65,000
Hampton County South Carolina 2 $ 59,000 $ 29,000 $ 21,000
Jasper County South Carolina 2 $ 22,000 $ 11,000 $ 0
Lancaster County South Carolina 2 $ 72,000 $ 36,000 $ 51,000
McMinn County Tennessee 2 $ 57,000 $ 28,000 $ 69,000
Scott County Tennessee 2 $ 49,000 $ 24,000 $ 40,000
Fairfax County Virginia 2 $ 49,000 $ 24,000 $ 64,000
Mobile County Alabama 1 $ 21,000 $ 21,000 $ 38,000
Kent County Delaware 1 $ 31,000 $ 31,000 $ 82,000
Sussex County Delaware 1 $ 50,000 $ 50,000 $ 58,000
Lake County Florida 1 $ 100,000 $ 100,000 $ 76,000
Madison County Florida 1 $ 15,000 $ 15,000 $ 22,000
Nassau County Florida 1 $ 15,000 $ 15,000 $ 68,000
Orange County Florida 1 $ 79,000 $ 79,000 $ 52,000
Osceola County Florida 1 $ 31,000 $ 31,000 $ 60,000
Pasco County Florida 1 $ 33,000 $ 33,000 $ 67,000
Polk County Florida 1 $ 17,000 $ 17,000 $ 29,000
Santa Rosa County Florida 1 $ 36,000 $ 36,000 $ 93,000
Berrien County Georgia 1 $ 17,000 $ 17,000 $ 68,000
Butts County Georgia 1 $ 17,000 $ 17,000 $ 60,000
Candler County Georgia 1 $ 13,000 $ 13,000 $ 0
Chattooga County Georgia 1 $ 68,000 $ 68,000 $ 21,000
Cherokee County Georgia 1 $ 51,000 $ 51,000 $ 42,000
Clayton County Georgia 1 $ 27,000 $ 27,000 $ 42,000
Cobb County Georgia 1 $ 125,000 $ 125,000 $ 52,000
Colquitt County Georgia 1 $ 25,000 $ 25,000 $ 44,000
Cook County Georgia 1 $ 50,000 $ 50,000 $ 30,000
Coweta County Georgia 1 $ 157,000 $ 157,000 $ 66,000
Dougherty County Georgia 1 $ 22,000 $ 22,000 $ 35,000
Effingham County Georgia 1 $ 9,000 $ 9,000 $ 0
Evans County Georgia 1 $ 7,000 $ 7,000 $ 0
Gilmer County Georgia 1 $ 34,000 $ 34,000 $ 66,000
Gordon County Georgia 1 $ 36,000 $ 36,000 $ 53,000
Hancock County Georgia 1 $ 30,000 $ 30,000 $ 33,000
Jones County Georgia 1 $ 30,000 $ 30,000 $ 44,000
Lee County Georgia 1 $ 35,000 $ 35,000 $ 85,000
Lumpkin County Georgia 1 $ 43,000 $ 43,000 $ 107,000
Marion County Georgia 1 $ 20,000 $ 20,000 $ 48,000
Mitchell County Georgia 1 $ 32,000 $ 32,000 $ 39,000
Morgan County Georgia 1 $ 15,000 $ 15,000 $ 20,000
Oconee County Georgia 1 $ 76,000 $ 76,000 $ 29,000
Polk County Georgia 1 $ 20,000 $ 20,000 $ 35,000
Toombs County Georgia 1 $ 20,000 $ 20,000 $ 60,000
Twiggs County Georgia 1 $ 17,000 $ 17,000 $ 38,000
Wilkinson County Georgia 1 $ 21,000 $ 21,000 $ 94,000
Adair County Kentucky 1 $ 54,000 $ 54,000 $ 45,000
Boyle County Kentucky 1 $ 35,000 $ 35,000 $ 40,000
Bracken County Kentucky 1 $ 21,000 $ 21,000 $ 72,000
Breckinridge County Kentucky 1 $ 20,000 $ 20,000 $ 18,000
Clinton County Kentucky 1 $ 38,000 $ 38,000 $ 51,000
Crittenden County Kentucky 1 $ 17,000 $ 17,000 $ 36,000
Daviess County Kentucky 1 $ 21,000 $ 21,000 $ 46,000
Floyd County Kentucky 1 $ 27,000 $ 27,000 $ 56,000
Grayson County Kentucky 1 $ 48,000 $ 48,000 $ 46,000
Greenup County Kentucky 1 $ 21,000 $ 21,000 $ 42,000
Hopkins County Kentucky 1 $ 17,000 $ 17,000 $ 116,000
Jessamine County Kentucky 1 $ 62,000 $ 62,000 $ 78,000
Lawrence County Kentucky 1 $ 19,000 $ 19,000 $ 55,000
Logan County Kentucky 1 $ 20,000 $ 20,000 $ 58,000
Marshall County Kentucky 1 $ 24,000 $ 24,000 $ 38,000
Martin County Kentucky 1 $ 50,000 $ 50,000 $ 29,000
McCracken County Kentucky 1 $ 31,000 $ 31,000 $ 82,000
Pike County Kentucky 1 $ 43,000 $ 43,000 $ 36,000
Shelby County Kentucky 1 $ 50,000 $ 50,000 $ 97,000
Wayne County Kentucky 1 $ 89,000 $ 89,000 $ 23,000
Whitley County Kentucky 1 $ 67,000 $ 67,000 $ 23,000
Calvert County Maryland 1 $ 30,000 $ 30,000 $ 87,000
Cecil County Maryland 1 $ 52,000 $ 52,000 $ 96,000
Charles County Maryland 1 $ 50,000 $ 50,000 $ 89,000
Queen Anne's County Maryland 1 $ 20,000 $ 20,000 $ 90,000
Washington County Maryland 1 $ 30,000 $ 30,000 $ 88,000
Wicomico County Maryland 1 $ 38,000 $ 38,000 $ 74,000
Worcester County Maryland 1 $ 23,000 $ 23,000 $ 94,000
Cabarrus County North Carolina 1 $ 22,000 $ 22,000 $ 25,000
Franklin County North Carolina 1 $ 50,000 $ 50,000 $ 102,000
Pitt County North Carolina 1 $ 31,000 $ 31,000 $ 43,000
Lawrence County Ohio 1 $ 64,000 $ 64,000 $ 32,000
Anderson County South Carolina 1 $ 60,000 $ 60,000 $ 67,000
Beaufort County South Carolina 1 $ 16,000 $ 16,000 $ 0
Fairfield County South Carolina 1 $ 26,000 $ 26,000 $ 38,000
Greenville County South Carolina 1 $ 20,000 $ 20,000 $ 70,000
Kershaw County South Carolina 1 $ 46,000 $ 46,000 $ 69,000
Marlboro County South Carolina 1 $ 15,000 $ 15,000 $ 25,000
Pickens County South Carolina 1 $ 34,000 $ 34,000 $ 79,000
Spartanburg County South Carolina 1 $ 45,000 $ 45,000 $ 50,000
Campbell County Tennessee 1 $ 15,000 $ 15,000 $ 41,000
Davidson County Tennessee 1 $ 32,000 $ 32,000 $ 150,000
Greene County Tennessee 1 $ 40,000 $ 40,000 $ 51,000
Rhea County Tennessee 1 $ 24,000 $ 24,000 $ 71,000
Accomack County Virginia 1 $ 15,000 $ 15,000 $ 68,000
Alexandria County Virginia 1 $ 29,000 $ 29,000 $ 80,000
Caroline County Virginia 1 $ 50,000 $ 50,000 $ 37,000
Charlottesville County Virginia 1 $ 70,000 $ 70,000 $ 65,000
Chesapeake County Virginia 1 $ 25,000 $ 25,000 $ 120,000
Fauquier County Virginia 1 $ 73,000 $ 73,000 $ 60,000
Norfolk County Virginia 1 $ 40,000 $ 40,000 $ 171,000
Nottoway County Virginia 1 $ 50,000 $ 50,000 $ 40,000

Mortgage Loan Application Detail Totals for Lendmark Financial Services in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 292 $8,245,000 $28,000 $140,000 $56,000 $217,000
Refinancing 134 $5,266,000 $39,000 $318,000 $43,000 $130,000
Home Purchase 47 $2,848,000 $60,000 $157,000 $57,000 $253,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 248 $9,711,000 $39,000 $162,000 $58,000 $253,000
Black or African American 117 $4,371,000 $37,000 $318,000 $62,000 $210,000
Not applicable 55 $417,000 $7,000 $17,000 $0 $0
Not Provided 41 $1,431,000 $34,000 $130,000 $59,000 $134,000
Hispanic 8 $301,000 $37,000 $80,000 $61,000 $105,000
Asian 3 $96,000 $32,000 $59,000 $77,000 $134,000
Native Hawaiian or Other Pacific Islander 1 $32,000 $32,000 $32,000 $72,000 $72,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 473 $16,359,000 $34,000 $318,000 $53,000 $253,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 171 $6,572,000 $38,000 $318,000 $55,000 $210,000
Loan Originated 160 $5,292,000 $33,000 $145,000 $63,000 $210,000
Application Approved But Not Accepted 83 $3,933,000 $47,000 $162,000 $59,000 $217,000
Loan Purchased By The Institution 55 $417,000 $7,000 $17,000 $0 $0
Application Withdrawn By Applicant 4 $145,000 $36,000 $56,000 $90,000 $253,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Lendmark Financial Services's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Lendmark Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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