Lendsource Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Lendsource Inc 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lendsource Inc 12701 Whitewater Dr Ste 340 Minnetonka, MN 55343 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,662 |
| Total Mortgage Loan Application Amount | $339,901,000 |
| Average Mortgage Loan Application Amount | $118,055 |
| Highest Mortgage Loan Application Amount | $504,000 |
| Average Applicant Income | $54,055 |
| Highest Applicant Income | $648,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Lendsource Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lendsource Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Lendsource Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lendsource Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Lendsource Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lendsource Inc's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Michigan | 251 | $ 27,673,000 | $ 110,000 | $ 53,000 |
| Hennepin County Minnesota | 193 | $ 33,036,000 | $ 171,000 | $ 66,000 |
| Marion County Indiana | 161 | $ 13,277,000 | $ 82,000 | $ 53,000 |
| Hamilton County Ohio | 116 | $ 11,935,000 | $ 102,000 | $ 42,000 |
| Oakland County Michigan | 106 | $ 17,979,000 | $ 169,000 | $ 74,000 |
| Summit County Ohio | 92 | $ 9,686,000 | $ 105,000 | $ 51,000 |
| Ramsey County Minnesota | 88 | $ 13,744,000 | $ 156,000 | $ 63,000 |
| Macomb County Michigan | 68 | $ 10,782,000 | $ 158,000 | $ 71,000 |
| Stark County Ohio | 68 | $ 5,998,000 | $ 88,000 | $ 31,000 |
| Milwaukee County Wisconsin | 65 | $ 5,298,000 | $ 81,000 | $ 56,000 |
| Anoka County Minnesota | 62 | $ 10,725,000 | $ 172,000 | $ 70,000 |
| Dakota County Minnesota | 62 | $ 10,516,000 | $ 169,000 | $ 77,000 |
| Genesee County Michigan | 47 | $ 4,773,000 | $ 101,000 | $ 58,000 |
| Montgomery County Ohio | 47 | $ 3,902,000 | $ 83,000 | $ 55,000 |
| Franklin County Ohio | 43 | $ 4,278,000 | $ 99,000 | $ 51,000 |
| Butler County Ohio | 42 | $ 5,507,000 | $ 131,000 | $ 62,000 |
| Washtenaw County Michigan | 34 | $ 6,454,000 | $ 189,000 | $ 78,000 |
| Washington County Minnesota | 33 | $ 5,407,000 | $ 163,000 | $ 72,000 |
| Warren County Ohio | 33 | $ 4,249,000 | $ 128,000 | $ 54,000 |
| Cuyahoga County Ohio | 32 | $ 3,920,000 | $ 122,000 | $ 56,000 |
| Ingham County Michigan | 31 | $ 3,298,000 | $ 106,000 | $ 63,000 |
| Emmet County Michigan | 30 | $ 3,990,000 | $ 133,000 | $ 55,000 |
| Wright County Minnesota | 29 | $ 5,265,000 | $ 181,000 | $ 64,000 |
| Racine County Wisconsin | 28 | $ 2,334,000 | $ 83,000 | $ 43,000 |
| Mahoning County Ohio | 26 | $ 2,435,000 | $ 93,000 | $ 36,000 |
| Livingston County Michigan | 24 | $ 4,370,000 | $ 182,000 | $ 65,000 |
| Isanti County Minnesota | 24 | $ 3,660,000 | $ 152,000 | $ 54,000 |
| Clermont County Ohio | 22 | $ 2,462,000 | $ 111,000 | $ 80,000 |
| Charlevoix County Michigan | 21 | $ 2,623,000 | $ 124,000 | $ 51,000 |
| Portage County Ohio | 20 | $ 3,104,000 | $ 155,000 | $ 55,000 |
| Jackson County Michigan | 16 | $ 2,232,000 | $ 139,000 | $ 54,000 |
| Scott County Minnesota | 16 | $ 3,104,000 | $ 194,000 | $ 64,000 |
| Sherburne County Minnesota | 16 | $ 2,695,000 | $ 168,000 | $ 68,000 |
| Kenton County Kentucky | 14 | $ 1,333,000 | $ 95,000 | $ 50,000 |
| Lorain County Ohio | 13 | $ 1,194,000 | $ 91,000 | $ 72,000 |
| Hamilton County Indiana | 12 | $ 2,143,000 | $ 178,000 | $ 76,000 |
| Chisago County Minnesota | 12 | $ 2,050,000 | $ 170,000 | $ 60,000 |
| Crow Wing County Minnesota | 12 | $ 1,557,000 | $ 129,000 | $ 60,000 |
| Medina County Ohio | 12 | $ 2,168,000 | $ 180,000 | $ 61,000 |
| Denver County Colorado | 11 | $ 2,078,000 | $ 188,000 | $ 70,000 |
| Madison County Indiana | 11 | $ 921,000 | $ 83,000 | $ 58,000 |
| St. Clair County Michigan | 11 | $ 1,938,000 | $ 176,000 | $ 66,000 |
| Adams County Colorado | 10 | $ 1,910,000 | $ 191,000 | $ 61,000 |
| El Paso County Colorado | 10 | $ 1,627,000 | $ 162,000 | $ 66,000 |
| Shiawassee County Michigan | 10 | $ 1,113,000 | $ 111,000 | $ 51,000 |
| Carver County Minnesota | 10 | $ 2,055,000 | $ 205,000 | $ 64,000 |
| Wayne County Ohio | 10 | $ 1,152,000 | $ 115,000 | $ 50,000 |
| Grand Traverse County Michigan | 9 | $ 1,141,000 | $ 126,000 | $ 56,000 |
| Kent County Michigan | 9 | $ 918,000 | $ 102,000 | $ 51,000 |
| Trumbull County Ohio | 9 | $ 775,000 | $ 86,000 | $ 33,000 |
| Kenosha County Wisconsin | 9 | $ 1,049,000 | $ 116,000 | $ 44,000 |
| Arapahoe County Colorado | 8 | $ 1,320,000 | $ 165,000 | $ 50,000 |
| Jefferson County Colorado | 8 | $ 1,588,000 | $ 198,000 | $ 83,000 |
| Morgan County Indiana | 8 | $ 775,000 | $ 96,000 | $ 49,000 |
| Wexford County Michigan | 8 | $ 627,000 | $ 78,000 | $ 48,000 |
| Mower County Minnesota | 8 | $ 1,049,000 | $ 131,000 | $ 61,000 |
| Clark County Ohio | 8 | $ 492,000 | $ 61,000 | $ 33,000 |
| Lucas County Ohio | 8 | $ 715,000 | $ 89,000 | $ 92,000 |
| Boone County Indiana | 7 | $ 943,000 | $ 134,000 | $ 46,000 |
| Hendricks County Indiana | 7 | $ 1,186,000 | $ 169,000 | $ 83,000 |
| Campbell County Kentucky | 7 | $ 617,000 | $ 88,000 | $ 41,000 |
| Cheboygan County Michigan | 7 | $ 775,000 | $ 110,000 | $ 51,000 |
| Eaton County Michigan | 7 | $ 892,000 | $ 127,000 | $ 57,000 |
| Kalkaska County Michigan | 7 | $ 639,000 | $ 91,000 | $ 63,000 |
| Lenawee County Michigan | 7 | $ 798,000 | $ 114,000 | $ 57,000 |
| Monroe County Michigan | 7 | $ 1,073,000 | $ 153,000 | $ 66,000 |
| Columbiana County Ohio | 7 | $ 742,000 | $ 106,000 | $ 46,000 |
| Hancock County Indiana | 6 | $ 619,000 | $ 103,000 | $ 43,000 |
| Johnson County Indiana | 6 | $ 843,000 | $ 140,000 | $ 42,000 |
| Lake County Indiana | 6 | $ 478,000 | $ 79,000 | $ 65,000 |
| Antrim County Michigan | 6 | $ 624,000 | $ 104,000 | $ 87,000 |
| Missaukee County Michigan | 6 | $ 544,000 | $ 90,000 | $ 64,000 |
| Freeborn County Minnesota | 6 | $ 540,000 | $ 90,000 | $ 34,000 |
| McLeod County Minnesota | 6 | $ 943,000 | $ 157,000 | $ 66,000 |
| St. Louis County Minnesota | 6 | $ 769,000 | $ 128,000 | $ 54,000 |
| Clinton County Ohio | 6 | $ 664,000 | $ 110,000 | $ 48,000 |
| Geauga County Ohio | 6 | $ 1,524,000 | $ 254,000 | $ 101,000 |
| Greene County Ohio | 6 | $ 720,000 | $ 120,000 | $ 60,000 |
| Lake County Ohio | 6 | $ 1,047,000 | $ 174,000 | $ 75,000 |
| Miami County Ohio | 6 | $ 560,000 | $ 93,000 | $ 45,000 |
| Weld County Colorado | 5 | $ 898,000 | $ 179,000 | $ 56,000 |
| Dearborn County Indiana | 5 | $ 704,000 | $ 140,000 | $ 47,000 |
| Henry County Indiana | 5 | $ 418,000 | $ 83,000 | $ 41,000 |
| St. Joseph County Indiana | 5 | $ 288,000 | $ 57,000 | $ 30,000 |
| Boone County Kentucky | 5 | $ 774,000 | $ 154,000 | $ 59,000 |
| Calhoun County Michigan | 5 | $ 450,000 | $ 90,000 | $ 37,000 |
| Osceola County Michigan | 5 | $ 278,000 | $ 55,000 | $ 29,000 |
| Cass County Minnesota | 5 | $ 686,000 | $ 137,000 | $ 57,000 |
| Clinton County Indiana | 4 | $ 230,000 | $ 57,000 | $ 31,000 |
| Montgomery County Indiana | 4 | $ 348,000 | $ 87,000 | $ 79,000 |
| Gladwin County Michigan | 4 | $ 771,000 | $ 192,000 | $ 50,000 |
| Hillsdale County Michigan | 4 | $ 478,000 | $ 119,000 | $ 46,000 |
| Kalamazoo County Michigan | 4 | $ 604,000 | $ 151,000 | $ 61,000 |
| Lapeer County Michigan | 4 | $ 624,000 | $ 156,000 | $ 83,000 |
| Presque Isle County Michigan | 4 | $ 412,000 | $ 103,000 | $ 61,000 |
| Hubbard County Minnesota | 4 | $ 374,000 | $ 93,000 | $ 54,000 |
| Allen County Ohio | 4 | $ 316,000 | $ 79,000 | $ 38,000 |
| Brown County Ohio | 4 | $ 413,000 | $ 103,000 | $ 42,000 |
| Highland County Ohio | 4 | $ 432,000 | $ 108,000 | $ 40,000 |
| Ross County Ohio | 4 | $ 496,000 | $ 124,000 | $ 43,000 |
| Tuscarawas County Ohio | 4 | $ 272,000 | $ 68,000 | $ 27,000 |
| Dane County Wisconsin | 4 | $ 631,000 | $ 157,000 | $ 53,000 |
| Howard County Indiana | 3 | $ 435,000 | $ 145,000 | $ 57,000 |
| Owen County Indiana | 3 | $ 304,000 | $ 101,000 | $ 33,000 |
| Wayne County Indiana | 3 | $ 258,000 | $ 86,000 | $ 20,000 |
| Jefferson County Kentucky | 3 | $ 278,000 | $ 92,000 | $ 41,000 |
| Clinton County Michigan | 3 | $ 487,000 | $ 162,000 | $ 52,000 |
| Muskegon County Michigan | 3 | $ 292,000 | $ 97,000 | $ 39,000 |
| Roscommon County Michigan | 3 | $ 508,000 | $ 169,000 | $ 76,000 |
| Saginaw County Michigan | 3 | $ 240,000 | $ 80,000 | $ 60,000 |
| Kanabec County Minnesota | 3 | $ 334,000 | $ 111,000 | $ 43,000 |
| Mille Lacs County Minnesota | 3 | $ 505,000 | $ 168,000 | $ 61,000 |
| Otter Tail County Minnesota | 3 | $ 615,000 | $ 205,000 | $ 85,000 |
| Rice County Minnesota | 3 | $ 611,000 | $ 203,000 | $ 65,000 |
| Crawford County Ohio | 3 | $ 188,000 | $ 62,000 | $ 72,000 |
| Fairfield County Ohio | 3 | $ 278,000 | $ 92,000 | $ 35,000 |
| Hancock County Ohio | 3 | $ 196,000 | $ 65,000 | $ 36,000 |
| Licking County Ohio | 3 | $ 395,000 | $ 131,000 | $ 83,000 |
| Logan County Ohio | 3 | $ 335,000 | $ 111,000 | $ 48,000 |
| Burnett County Wisconsin | 3 | $ 187,000 | $ 62,000 | $ 26,000 |
| Sheboygan County Wisconsin | 3 | $ 332,000 | $ 110,000 | $ 42,000 |
| St. Croix County Wisconsin | 3 | $ 635,000 | $ 211,000 | $ 78,000 |
| Waukesha County Wisconsin | 3 | $ 695,000 | $ 231,000 | $ 87,000 |
| Pueblo County Colorado | 2 | $ 242,000 | $ 121,000 | $ 79,000 |
| Fayette County Indiana | 2 | $ 220,000 | $ 110,000 | $ 45,000 |
| Grant County Indiana | 2 | $ 106,000 | $ 53,000 | $ 65,000 |
| Monroe County Indiana | 2 | $ 386,000 | $ 193,000 | $ 75,000 |
| Orange County Indiana | 2 | $ 136,000 | $ 68,000 | $ 28,000 |
| Porter County Indiana | 2 | $ 157,000 | $ 78,000 | $ 62,000 |
| Putnam County Indiana | 2 | $ 207,000 | $ 103,000 | $ 35,000 |
| Shelby County Indiana | 2 | $ 249,000 | $ 124,000 | $ 45,000 |
| Wabash County Indiana | 2 | $ 148,000 | $ 74,000 | $ 47,000 |
| Allegan County Michigan | 2 | $ 284,000 | $ 142,000 | $ 57,000 |
| Benzie County Michigan | 2 | $ 249,000 | $ 124,000 | $ 50,000 |
| Berrien County Michigan | 2 | $ 156,000 | $ 78,000 | $ 23,000 |
| Chippewa County Michigan | 2 | $ 135,000 | $ 67,000 | $ 78,000 |
| Manistee County Michigan | 2 | $ 372,000 | $ 186,000 | $ 159,000 |
| Ottawa County Michigan | 2 | $ 247,000 | $ 123,000 | $ 23,000 |
| Sanilac County Michigan | 2 | $ 246,000 | $ 123,000 | $ 65,000 |
| Aitkin County Minnesota | 2 | $ 124,000 | $ 62,000 | $ 76,000 |
| Le Sueur County Minnesota | 2 | $ 521,000 | $ 260,000 | $ 132,000 |
| Morrison County Minnesota | 2 | $ 178,000 | $ 89,000 | $ 29,000 |
| Nicollet County Minnesota | 2 | $ 171,000 | $ 85,000 | $ 36,000 |
| Olmsted County Minnesota | 2 | $ 350,000 | $ 175,000 | $ 64,000 |
| Sibley County Minnesota | 2 | $ 310,000 | $ 155,000 | $ 119,000 |
| Steele County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 36,000 |
| Waseca County Minnesota | 2 | $ 148,000 | $ 74,000 | $ 38,000 |
| Ashtabula County Ohio | 2 | $ 172,000 | $ 86,000 | $ 22,000 |
| Darke County Ohio | 2 | $ 224,000 | $ 112,000 | $ 76,000 |
| Guernsey County Ohio | 2 | $ 82,000 | $ 41,000 | $ 20,000 |
| Madison County Ohio | 2 | $ 277,000 | $ 138,000 | $ 40,000 |
| Preble County Ohio | 2 | $ 337,000 | $ 168,000 | $ 90,000 |
| Seneca County Ohio | 2 | $ 146,000 | $ 73,000 | $ 30,000 |
| Shelby County Ohio | 2 | $ 124,000 | $ 62,000 | $ 69,000 |
| Columbia County Wisconsin | 2 | $ 287,000 | $ 143,000 | $ 42,000 |
| Douglas County Wisconsin | 2 | $ 279,000 | $ 139,000 | $ 44,000 |
| Eau Claire County Wisconsin | 2 | $ 135,000 | $ 67,000 | $ 35,000 |
| Oneida County Wisconsin | 2 | $ 215,000 | $ 107,000 | $ 53,000 |
| Pima County Arizona | 1 | $ 129,000 | $ 129,000 | $ 50,000 |
| Archuleta County Colorado | 1 | $ 172,000 | $ 172,000 | $ 132,000 |
| Boulder County Colorado | 1 | $ 365,000 | $ 365,000 | $ 248,000 |
| Douglas County Colorado | 1 | $ 332,000 | $ 332,000 | $ 146,000 |
| Eagle County Colorado | 1 | $ 280,000 | $ 280,000 | $ 59,000 |
| Huerfano County Colorado | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Lincoln County Colorado | 1 | $ 68,000 | $ 68,000 | $ 32,000 |
| Morgan County Colorado | 1 | $ 70,000 | $ 70,000 | $ 46,000 |
| Park County Colorado | 1 | $ 87,000 | $ 87,000 | $ 23,000 |
| Summit County Colorado | 1 | $ 305,000 | $ 305,000 | $ 61,000 |
| Adams County Indiana | 1 | $ 154,000 | $ 154,000 | $ 45,000 |
| Allen County Indiana | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Bartholomew County Indiana | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Clark County Indiana | 1 | $ 90,000 | $ 90,000 | $ 23,000 |
| Clay County Indiana | 1 | $ 104,000 | $ 104,000 | $ 40,000 |
| Decatur County Indiana | 1 | $ 117,000 | $ 117,000 | $ 102,000 |
| Delaware County Indiana | 1 | $ 101,000 | $ 101,000 | $ 54,000 |
| Floyd County Indiana | 1 | $ 126,000 | $ 126,000 | $ 52,000 |
| Fulton County Indiana | 1 | $ 64,000 | $ 64,000 | $ 23,000 |
| Jackson County Indiana | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| Jefferson County Indiana | 1 | $ 108,000 | $ 108,000 | $ 63,000 |
| Jennings County Indiana | 1 | $ 91,000 | $ 91,000 | $ 60,000 |
| Lawrence County Indiana | 1 | $ 83,000 | $ 83,000 | $ 49,000 |
| Miami County Indiana | 1 | $ 111,000 | $ 111,000 | $ 36,000 |
| Noble County Indiana | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Rush County Indiana | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Steuben County Indiana | 1 | $ 158,000 | $ 158,000 | $ 46,000 |
| Tippecanoe County Indiana | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Tipton County Indiana | 1 | $ 118,000 | $ 118,000 | $ 43,000 |
| Union County Indiana | 1 | $ 94,000 | $ 94,000 | $ 61,000 |
| Vermillion County Indiana | 1 | $ 51,000 | $ 51,000 | $ 24,000 |
| Fayette County Kentucky | 1 | $ 111,000 | $ 111,000 | $ 62,000 |
| Owen County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
| Pendleton County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Alcona County Michigan | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
| Barry County Michigan | 1 | $ 144,000 | $ 144,000 | $ 37,000 |
| Bay County Michigan | 1 | $ 143,000 | $ 143,000 | $ 43,000 |
| Clare County Michigan | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Crawford County Michigan | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Gratiot County Michigan | 1 | $ 131,000 | $ 131,000 | $ 78,000 |
| Huron County Michigan | 1 | $ 63,000 | $ 63,000 | $ 81,000 |
| Isabella County Michigan | 1 | $ 250,000 | $ 250,000 | $ 83,000 |
| Mackinac County Michigan | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Newaygo County Michigan | 1 | $ 170,000 | $ 170,000 | $ 92,000 |
| Becker County Minnesota | 1 | $ 67,000 | $ 67,000 | $ 32,000 |
| Benton County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Carlton County Minnesota | 1 | $ 77,000 | $ 77,000 | $ 32,000 |
| Dodge County Minnesota | 1 | $ 54,000 | $ 54,000 | $ 42,000 |
| Douglas County Minnesota | 1 | $ 86,000 | $ 86,000 | $ 37,000 |
| Faribault County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 54,000 |
| Goodhue County Minnesota | 1 | $ 49,000 | $ 49,000 | $ 17,000 |
| Itasca County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Lake County Minnesota | 1 | $ 76,000 | $ 76,000 | $ 29,000 |
| Nobles County Minnesota | 1 | $ 82,000 | $ 82,000 | $ 48,000 |
| Pennington County Minnesota | 1 | $ 63,000 | $ 63,000 | $ 44,000 |
| Polk County Minnesota | 1 | $ 36,000 | $ 36,000 | $ 27,000 |
| Renville County Minnesota | 1 | $ 48,000 | $ 48,000 | $ 108,000 |
| Stearns County Minnesota | 1 | $ 182,000 | $ 182,000 | $ 53,000 |
| Winona County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 51,000 |
| Yellow Medicine County Minnesota | 1 | $ 99,000 | $ 99,000 | $ 56,000 |
| Cass County North Dakota | 1 | $ 110,000 | $ 110,000 | $ 53,000 |
| Ransom County North Dakota | 1 | $ 70,000 | $ 70,000 | $ 40,000 |
| Athens County Ohio | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Delaware County Ohio | 1 | $ 99,000 | $ 99,000 | $ 31,000 |
| Harrison County Ohio | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Jefferson County Ohio | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Lawrence County Ohio | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Mercer County Ohio | 1 | $ 88,000 | $ 88,000 | $ 22,000 |
| Morgan County Ohio | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Ottawa County Ohio | 1 | $ 118,000 | $ 118,000 | $ 15,000 |
| Perry County Ohio | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Pike County Ohio | 1 | $ 157,000 | $ 157,000 | $ 27,000 |
| Richland County Ohio | 1 | $ 71,000 | $ 71,000 | $ 23,000 |
| Scioto County Ohio | 1 | $ 35,000 | $ 35,000 | $ 18,000 |
| Williams County Ohio | 1 | $ 76,000 | $ 76,000 | $ 38,000 |
| Creek County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Adams County Wisconsin | 1 | $ 57,000 | $ 57,000 | $ 30,000 |
| Barron County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Brown County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
| Chippewa County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 103,000 |
| Clark County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 59,000 |
| Fond du Lac County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Iowa County Wisconsin | 1 | $ 56,000 | $ 56,000 | $ 24,000 |
| Jefferson County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 59,000 |
| Kewaunee County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 43,000 |
| La Crosse County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 33,000 |
| Manitowoc County Wisconsin | 1 | $ 172,000 | $ 172,000 | $ 84,000 |
| Ozaukee County Wisconsin | 1 | $ 222,000 | $ 222,000 | $ 75,000 |
| Pierce County Wisconsin | 1 | $ 167,000 | $ 167,000 | $ 121,000 |
| Polk County Wisconsin | 1 | $ 323,000 | $ 323,000 | $ 99,000 |
| Rock County Wisconsin | 1 | $ 111,000 | $ 111,000 | $ 75,000 |
| Vernon County Wisconsin | 1 | $ 81,000 | $ 81,000 | $ 59,000 |
| Vilas County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 44,000 |
| Walworth County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Waupaca County Wisconsin | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| Winnebago County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Lendsource Inc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,676 | $217,783,000 | $122,100 | $504,000 | $53,800 | $425,000 |
| Home Purchase (one-to-four family) | 986 | $122,118,000 | $113,000 | $455,000 | $54,375 | $648,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,752 | $233,434,000 | $125,000 | $480,000 | $56,444 | $648,000 |
| Black | 450 | $45,814,000 | $111,833 | $440,000 | $51,333 | $313,000 |
| Information not provided by applicant in mail or telephone application | 247 | $31,899,000 | $121,333 | $504,000 | $50,555 | $505,000 |
| Hispanic | 131 | $17,543,000 | $116,833 | $360,000 | $49,833 | $180,000 |
| Asian or Pacific Islander | 41 | $6,305,000 | $146,166 | $315,000 | $91,166 | $222,000 |
| American Indian or Alaskan Native | 22 | $2,527,000 | $112,000 | $405,000 | $57,000 | $131,000 |
| Other | 19 | $2,379,000 | $139,500 | $200,000 | $59,166 | $132,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,662 | $339,901,000 | $117,500 | $504,000 | $52,500 | $648,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 970 | $117,412,000 | $116,875 | $504,000 | $50,125 | $648,000 |
| Loan Originated | 849 | $106,819,000 | $118,714 | $480,000 | $55,714 | $300,000 |
| Application Approved But Not Accepted | 503 | $62,845,000 | $122,500 | $478,000 | $56,500 | $310,000 |
| Application Withdrawn By Applicant | 207 | $30,896,000 | $132,222 | $455,000 | $61,777 | $425,000 |
| File Closed For Incompleteness | 133 | $21,929,000 | $167,166 | $440,000 | $70,833 | $313,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lendsource Inc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lendsource Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.