Level One Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Level One Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Level One Bank 32991 Hamilton Court Farmington Hills, MI 48334 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 3,118 |
| Total Mortgage Loan Application Amount | $917,490,000 |
| Average Mortgage Loan Application Amount | $324,000 |
| Highest Mortgage Loan Application Amount | $14,255,000 |
| Average Applicant Income | $168,800 |
| Highest Applicant Income | $2,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Level One Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Level One Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Level One Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Level One Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Level One Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Level One Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 812 | $ 289,700,000 | $ 356,000 | $ 177,000 |
| Washtenaw County Michigan | 652 | $ 199,980,000 | $ 306,000 | $ 170,000 |
| Wayne County Michigan | 596 | $ 152,430,000 | $ 255,000 | $ 135,000 |
| Livingston County Michigan | 236 | $ 60,050,000 | $ 254,000 | $ 134,000 |
| Macomb County Michigan | 128 | $ 25,400,000 | $ 198,000 | $ 119,000 |
| Jackson County Michigan | 65 | $ 16,895,000 | $ 259,000 | $ 85,000 |
| Kent County Michigan | 59 | $ 16,125,000 | $ 273,000 | $ 108,000 |
| Monroe County Michigan | 35 | $ 7,195,000 | $ 205,000 | $ 95,000 |
| Lenawee County Michigan | 32 | $ 6,810,000 | $ 212,000 | $ 116,000 |
| Ottawa County Michigan | 32 | $ 13,430,000 | $ 419,000 | $ 98,000 |
| Genesee County Michigan | 23 | $ 3,585,000 | $ 155,000 | $ 96,000 |
| Ingham County Michigan | 22 | $ 4,600,000 | $ 209,000 | $ 125,000 |
| Cook County Illinois | 13 | $ 3,835,000 | $ 295,000 | $ 251,000 |
| Lapeer County Michigan | 13 | $ 3,105,000 | $ 238,000 | $ 131,000 |
| St. Clair County Michigan | 12 | $ 2,910,000 | $ 242,000 | $ 253,000 |
| Emmet County Michigan | 10 | $ 2,710,000 | $ 271,000 | $ 219,000 |
| Kalamazoo County Michigan | 9 | $ 2,695,000 | $ 299,000 | $ 138,000 |
| Otsego County Michigan | 9 | $ 1,715,000 | $ 190,000 | $ 169,000 |
| Ionia County Michigan | 8 | $ 1,620,000 | $ 202,000 | $ 71,000 |
| Maricopa County Arizona | 7 | $ 2,495,000 | $ 356,000 | $ 151,000 |
| Collier County Florida | 7 | $ 3,915,000 | $ 559,000 | $ 239,000 |
| Hillsdale County Michigan | 7 | $ 1,045,000 | $ 149,000 | $ 84,000 |
| Leelanau County Michigan | 7 | $ 1,875,000 | $ 267,000 | $ 293,000 |
| Garfield County Colorado | 6 | $ 1,530,000 | $ 255,000 | $ 496,000 |
| Huron County Michigan | 6 | $ 1,210,000 | $ 201,000 | $ 183,000 |
| Roscommon County Michigan | 6 | $ 1,120,000 | $ 186,000 | $ 111,000 |
| Lucas County Ohio | 6 | $ 1,400,000 | $ 233,000 | $ 99,000 |
| Los Angeles County California | 5 | $ 1,495,000 | $ 299,000 | $ 176,000 |
| Lee County Florida | 5 | $ 1,625,000 | $ 325,000 | $ 200,000 |
| Miami-Dade County Florida | 5 | $ 4,545,000 | $ 909,000 | $ 556,000 |
| Sarasota County Florida | 5 | $ 1,355,000 | $ 271,000 | $ 180,000 |
| Antrim County Michigan | 5 | $ 775,000 | $ 155,000 | $ 82,000 |
| Barry County Michigan | 5 | $ 1,425,000 | $ 285,000 | $ 195,000 |
| Berrien County Michigan | 5 | $ 1,385,000 | $ 277,000 | $ 128,000 |
| Clinton County Michigan | 5 | $ 845,000 | $ 169,000 | $ 87,000 |
| Ogemaw County Michigan | 5 | $ 805,000 | $ 161,000 | $ 224,000 |
| Jefferson County Colorado | 4 | $ 1,450,000 | $ 362,000 | $ 114,000 |
| Hillsborough County Florida | 4 | $ 1,220,000 | $ 305,000 | $ 140,000 |
| Branch County Michigan | 4 | $ 650,000 | $ 162,000 | $ 71,000 |
| Crawford County Michigan | 4 | $ 1,090,000 | $ 272,000 | $ 136,000 |
| Grand Traverse County Michigan | 4 | $ 1,740,000 | $ 435,000 | $ 205,000 |
| Sanilac County Michigan | 4 | $ 1,290,000 | $ 322,000 | $ 274,000 |
| Shiawassee County Michigan | 4 | $ 840,000 | $ 210,000 | $ 109,000 |
| Jackson County Missouri | 4 | $ 110,000 | $ 27,000 | $ 190,000 |
| San Diego County California | 3 | $ 1,125,000 | $ 375,000 | $ 239,000 |
| Santa Clara County California | 3 | $ 1,145,000 | $ 381,000 | $ 116,000 |
| El Paso County Colorado | 3 | $ 955,000 | $ 318,000 | $ 116,000 |
| Pinellas County Florida | 3 | $ 725,000 | $ 241,000 | $ 79,000 |
| Alcona County Michigan | 3 | $ 615,000 | $ 205,000 | $ 68,000 |
| Allegan County Michigan | 3 | $ 1,095,000 | $ 365,000 | $ 170,000 |
| Calhoun County Michigan | 3 | $ 645,000 | $ 215,000 | $ 197,000 |
| Chippewa County Michigan | 3 | $ 625,000 | $ 208,000 | $ 226,000 |
| Eaton County Michigan | 3 | $ 365,000 | $ 121,000 | $ 52,000 |
| Midland County Michigan | 3 | $ 695,000 | $ 231,000 | $ 245,000 |
| Newaygo County Michigan | 3 | $ 675,000 | $ 225,000 | $ 131,000 |
| Saginaw County Michigan | 3 | $ 505,000 | $ 168,000 | $ 108,000 |
| Allegheny County Pennsylvania | 3 | $ 565,000 | $ 188,000 | $ 219,000 |
| Harris County Texas | 3 | $ 515,000 | $ 171,000 | $ 90,000 |
| Pima County Arizona | 2 | $ 330,000 | $ 165,000 | $ 128,000 |
| Riverside County California | 2 | $ 890,000 | $ 445,000 | $ 221,000 |
| San Mateo County California | 2 | $ 800,000 | $ 400,000 | $ 553,000 |
| Solano County California | 2 | $ 430,000 | $ 215,000 | $ 195,000 |
| Pitkin County Colorado | 2 | $ 970,000 | $ 485,000 | $ 500,000 |
| Hartford County Connecticut | 2 | $ 270,000 | $ 135,000 | $ 69,000 |
| Charlotte County Florida | 2 | $ 350,000 | $ 175,000 | $ 156,000 |
| Orange County Florida | 2 | $ 570,000 | $ 285,000 | $ 157,000 |
| Seminole County Florida | 2 | $ 720,000 | $ 360,000 | $ 109,000 |
| Volusia County Florida | 2 | $ 330,000 | $ 165,000 | $ 192,000 |
| Bartow County Georgia | 2 | $ 360,000 | $ 180,000 | $ 78,000 |
| Cherokee County Georgia | 2 | $ 390,000 | $ 195,000 | $ 61,000 |
| Lake County Illinois | 2 | $ 440,000 | $ 220,000 | $ 120,000 |
| Jefferson County Kentucky | 2 | $ 570,000 | $ 285,000 | $ 115,000 |
| Bay County Michigan | 2 | $ 220,000 | $ 110,000 | $ 138,000 |
| Benzie County Michigan | 2 | $ 690,000 | $ 345,000 | $ 162,000 |
| Charlevoix County Michigan | 2 | $ 660,000 | $ 330,000 | $ 236,000 |
| Cheboygan County Michigan | 2 | $ 700,000 | $ 350,000 | $ 279,000 |
| Gladwin County Michigan | 2 | $ 350,000 | $ 175,000 | $ 167,000 |
| Iosco County Michigan | 2 | $ 400,000 | $ 200,000 | $ 187,000 |
| Isabella County Michigan | 2 | $ 6,510,000 | $ 3,255,000 | $ 72,000 |
| Kalkaska County Michigan | 2 | $ 750,000 | $ 375,000 | $ 171,000 |
| Mackinac County Michigan | 2 | $ 580,000 | $ 290,000 | $ 210,000 |
| Mecosta County Michigan | 2 | $ 260,000 | $ 130,000 | $ 197,000 |
| Montmorency County Michigan | 2 | $ 280,000 | $ 140,000 | $ 191,000 |
| Muskegon County Michigan | 2 | $ 370,000 | $ 185,000 | $ 99,000 |
| St. Charles County Missouri | 2 | $ 400,000 | $ 200,000 | $ 115,000 |
| Clark County Nevada | 2 | $ 270,000 | $ 135,000 | $ 43,000 |
| Chatham County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 206,000 |
| Mecklenburg County North Carolina | 2 | $ 970,000 | $ 485,000 | $ 201,000 |
| Cuyahoga County Ohio | 2 | $ 330,000 | $ 165,000 | $ 92,000 |
| Sandusky County Ohio | 2 | $ 390,000 | $ 195,000 | $ 171,000 |
| Baldwin County Alabama | 1 | $ 225,000 | $ 225,000 | $ 34,000 |
| Jefferson County Alabama | 1 | $ 485,000 | $ 485,000 | $ 198,000 |
| Pinal County Arizona | 1 | $ 275,000 | $ 275,000 | $ 172,000 |
| Benton County Arkansas | 1 | $ 415,000 | $ 415,000 | $ 185,000 |
| Contra Costa County California | 1 | $ 495,000 | $ 495,000 | $ 245,000 |
| Marin County California | 1 | $ 465,000 | $ 465,000 | $ 147,000 |
| Placer County California | 1 | $ 515,000 | $ 515,000 | $ 192,000 |
| Sacramento County California | 1 | $ 295,000 | $ 295,000 | $ 142,000 |
| Adams County Colorado | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Boulder County Colorado | 1 | $ 365,000 | $ 365,000 | $ 220,000 |
| Gunnison County Colorado | 1 | $ 405,000 | $ 405,000 | $ 219,000 |
| Summit County Colorado | 1 | $ 385,000 | $ 385,000 | $ 434,000 |
| Fairfield County Connecticut | 1 | $ 365,000 | $ 365,000 | $ 208,000 |
| New Haven County Connecticut | 1 | $ 265,000 | $ 265,000 | $ 76,000 |
| District of Columbia County District Of Columbia | 1 | $ 485,000 | $ 485,000 | $ 150,000 |
| Bay County Florida | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Broward County Florida | 1 | $ 335,000 | $ 335,000 | $ 138,000 |
| Citrus County Florida | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Manatee County Florida | 1 | $ 355,000 | $ 355,000 | $ 164,000 |
| Martin County Florida | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Monroe County Florida | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| Palm Beach County Florida | 1 | $ 245,000 | $ 245,000 | $ 157,000 |
| Santa Rosa County Florida | 1 | $ 455,000 | $ 455,000 | $ 338,000 |
| St. Johns County Florida | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| St. Lucie County Florida | 1 | $ 505,000 | $ 505,000 | $ 546,000 |
| Fannin County Georgia | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| Fulton County Georgia | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Paulding County Georgia | 1 | $ 465,000 | $ 465,000 | $ 156,000 |
| Rockdale County Georgia | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| DuPage County Illinois | 1 | $ 205,000 | $ 205,000 | $ 175,000 |
| Winnebago County Illinois | 1 | $ 175,000 | $ 175,000 | $ 166,000 |
| Hamilton County Indiana | 1 | $ 185,000 | $ 185,000 | $ 234,000 |
| Lake County Indiana | 1 | $ 255,000 | $ 255,000 | $ 156,000 |
| Steuben County Indiana | 1 | $ 315,000 | $ 315,000 | $ 185,000 |
| Tippecanoe County Indiana | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Vanderburgh County Indiana | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| Vigo County Indiana | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Monroe County Iowa | 1 | $ 365,000 | $ 365,000 | $ 446,000 |
| Johnson County Kansas | 1 | $ 425,000 | $ 425,000 | $ 100,000 |
| Fayette County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Anne Arundel County Maryland | 1 | $ 235,000 | $ 235,000 | $ 137,000 |
| Baltimore County Maryland | 1 | $ 475,000 | $ 475,000 | $ 196,000 |
| Baltimore City County Maryland | 1 | $ 285,000 | $ 285,000 | $ 140,000 |
| Montgomery County Maryland | 1 | $ 475,000 | $ 475,000 | $ 204,000 |
| Norfolk County Massachusetts | 1 | $ 495,000 | $ 495,000 | $ 310,000 |
| Worcester County Massachusetts | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Clare County Michigan | 1 | $ 35,000 | $ 35,000 | $ 18,000 |
| Houghton County Michigan | 1 | $ 595,000 | $ 595,000 | $ 853,000 |
| Lake County Michigan | 1 | $ 515,000 | $ 515,000 | $ 611,000 |
| Mason County Michigan | 1 | $ 225,000 | $ 225,000 | $ 142,000 |
| Osceola County Michigan | 1 | $ 415,000 | $ 415,000 | $ 227,000 |
| Wexford County Michigan | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| Rankin County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Taney County Missouri | 1 | $ 155,000 | $ 155,000 | $ 211,000 |
| Bergen County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 326,000 |
| Somerset County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 174,000 |
| Kings County New York | 1 | $ 455,000 | $ 455,000 | $ 157,000 |
| Durham County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 145,000 |
| Moore County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 422,000 |
| Clark County Ohio | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Franklin County Ohio | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Hamilton County Ohio | 1 | $ 335,000 | $ 335,000 | $ 257,000 |
| Lake County Ohio | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Warren County Ohio | 1 | $ 405,000 | $ 405,000 | $ 325,000 |
| Tulsa County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 239,000 |
| Deschutes County Oregon | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Butler County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 107,000 |
| Chester County Pennsylvania | 1 | $ 785,000 | $ 785,000 | $ 158,000 |
| Lancaster County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Kent County Rhode Island | 1 | $ 335,000 | $ 335,000 | $ 80,000 |
| Aiken County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Beaufort County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 41,000 |
| Horry County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Richland County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| Davidson County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 234,000 |
| Marshall County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Williamson County Tennessee | 1 | $ 565,000 | $ 565,000 | $ 936,000 |
| Collin County Texas | 1 | $ 495,000 | $ 495,000 | $ 123,000 |
| Dallas County Texas | 1 | $ 125,000 | $ 125,000 | $ 135,000 |
| Smith County Texas | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Tarrant County Texas | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
| Travis County Texas | 1 | $ 325,000 | $ 325,000 | $ 128,000 |
| Williamson County Texas | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| Bedford County Virginia | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Fairfax County Virginia | 1 | $ 355,000 | $ 355,000 | $ 287,000 |
| Hanover County Virginia | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| King County Washington | 1 | $ 745,000 | $ 745,000 | $ 162,000 |
| Dane County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 237,000 |
Mortgage Loan Application Detail Totals for Level One Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,558 | $454,430,000 | $291,000 | $14,205,000 | $159,000 | $1,942,000 |
| Home Purchase | 966 | $288,550,000 | $298,000 | $14,255,000 | $146,000 | $2,413,000 |
| Cash-out Refinancing | 520 | $148,920,000 | $286,000 | $2,245,000 | $155,000 | $2,500,000 |
| Other Purpose | 45 | $11,095,000 | $246,000 | $2,405,000 | $180,000 | $1,377,000 |
| Home Improvement | 29 | $14,495,000 | $499,000 | $2,005,000 | $204,000 | $1,144,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,605 | $724,355,000 | $278,000 | $3,005,000 | $157,000 | $2,413,000 |
| Not Provided | 183 | $45,865,000 | $250,000 | $795,000 | $131,000 | $450,000 |
| Asian | 158 | $52,270,000 | $330,000 | $2,005,000 | $156,000 | $752,000 |
| Black or African American | 84 | $16,840,000 | $200,000 | $1,385,000 | $134,000 | $2,500,000 |
| Hispanic | 60 | $16,760,000 | $279,000 | $2,005,000 | $186,000 | $1,747,000 |
| Not applicable | 23 | $60,015,000 | $2,609,000 | $14,255,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $435,000 | $145,000 | $235,000 | $59,000 | $72,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $950,000 | $475,000 | $475,000 | $263,000 | $263,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,052 | $905,630,000 | $296,000 | $14,255,000 | $157,000 | $2,500,000 |
| FHA-insured (Federal Housing Administration) | 65 | $11,705,000 | $180,000 | $335,000 | $69,000 | $285,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $155,000 | $155,000 | $155,000 | $78,000 | $78,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,621 | $775,775,000 | $295,000 | $14,255,000 | $156,000 | $2,500,000 |
| Application Withdrawn By Applicant | 212 | $58,430,000 | $275,000 | $1,615,000 | $151,000 | $934,000 |
| Application Approved But Not Accepted | 131 | $42,595,000 | $325,000 | $2,205,000 | $158,000 | $1,054,000 |
| Application Denied By Financial Institution | 65 | $16,165,000 | $248,000 | $805,000 | $132,000 | $2,413,000 |
| File Closed For Incompleteness | 60 | $18,130,000 | $302,000 | $1,025,000 | $155,000 | $752,000 |
| Preapproval Approved but not Accepted | 25 | $5,595,000 | $223,000 | $635,000 | $110,000 | $499,000 |
| Preapproval Denied by Financial Institution | 3 | $585,000 | $195,000 | $245,000 | $57,000 | $81,000 |
| Loan Purchased By The Institution | 1 | $215,000 | $215,000 | $215,000 | $86,000 | $86,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,050 | $900,740,000 | $295,000 | $14,255,000 | $156,000 | $2,500,000 |
| Debt-To-Income Ratio | 34 | $8,850,000 | $260,000 | $805,000 | $82,000 | $242,000 |
| Collateral | 13 | $2,495,000 | $191,000 | $445,000 | $92,000 | $330,000 |
| Credit History | 11 | $3,085,000 | $280,000 | $515,000 | $100,000 | $221,000 |
| Other | 5 | $895,000 | $179,000 | $255,000 | $577,000 | $2,413,000 |
| Unverifiable Information | 2 | $760,000 | $380,000 | $515,000 | $151,000 | $248,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $550,000 | $275,000 | $515,000 | $135,000 | $175,000 |
| Employment History | 1 | $115,000 | $115,000 | $115,000 | $48,000 | $48,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Level One Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Level One Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.