Austin Capital Bank Ssb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Austin Capital Bank Ssb 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Austin Capital Bank Ssb 8100 Shoal Creek Blvd Austin, TX 78757 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2010 2009 |
| Total Number of Mortgage Applications | 1,596 |
| Total Mortgage Loan Application Amount | $479,570,000 |
| Average Mortgage Loan Application Amount | $295,333 |
| Highest Mortgage Loan Application Amount | $1,465,000 |
| Average Applicant Income | $115,000 |
| Highest Applicant Income | $1,140,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Austin Capital Bank Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Austin Capital Bank Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Austin Capital Bank Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Austin Capital Bank Ssb serves its applicants.
Each category highlights the total number of mortgage applications processed by Austin Capital Bank Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Austin Capital Bank Ssb's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Williamson County Texas | 75 | $ 28,285,000 | $ 377,000 | $ 145,000 |
| Travis County Texas | 72 | $ 29,630,000 | $ 411,000 | $ 165,000 |
| Bexar County Texas | 69 | $ 21,535,000 | $ 312,000 | $ 115,000 |
| Maricopa County Arizona | 63 | $ 20,095,000 | $ 318,000 | $ 79,000 |
| Hillsborough County Florida | 45 | $ 16,545,000 | $ 367,000 | $ 135,000 |
| Bell County Texas | 45 | $ 10,535,000 | $ 234,000 | $ 96,000 |
| Clark County Nevada | 41 | $ 13,615,000 | $ 332,000 | $ 109,000 |
| Caddo County Louisiana | 40 | $ 7,160,000 | $ 179,000 | $ 58,000 |
| Grays Harbor County Washington | 35 | $ 9,065,000 | $ 259,000 | $ 99,000 |
| Dallas County Texas | 31 | $ 10,205,000 | $ 329,000 | $ 107,000 |
| Davidson County Tennessee | 30 | $ 8,810,000 | $ 293,000 | $ 98,000 |
| Pierce County Washington | 29 | $ 13,665,000 | $ 471,000 | $ 105,000 |
| Hays County Texas | 28 | $ 11,130,000 | $ 397,000 | $ 135,000 |
| Tarrant County Texas | 28 | $ 7,560,000 | $ 270,000 | $ 108,000 |
| Bossier County Louisiana | 26 | $ 5,420,000 | $ 208,000 | $ 81,000 |
| Sumner County Tennessee | 25 | $ 8,205,000 | $ 328,000 | $ 115,000 |
| Kent County Michigan | 20 | $ 5,420,000 | $ 271,000 | $ 105,000 |
| Salt Lake County Utah | 18 | $ 5,910,000 | $ 328,000 | $ 155,000 |
| Comal County Texas | 17 | $ 8,005,000 | $ 470,000 | $ 205,000 |
| Harris County Texas | 16 | $ 4,830,000 | $ 301,000 | $ 130,000 |
| King County Washington | 14 | $ 8,420,000 | $ 601,000 | $ 179,000 |
| Fayette County Kentucky | 13 | $ 3,715,000 | $ 285,000 | $ 102,000 |
| Webster County Louisiana | 13 | $ 2,125,000 | $ 163,000 | $ 72,000 |
| Guadalupe County Texas | 13 | $ 3,775,000 | $ 290,000 | $ 94,000 |
| Oklahoma County Oklahoma | 12 | $ 2,710,000 | $ 225,000 | $ 110,000 |
| Thurston County Washington | 12 | $ 5,290,000 | $ 440,000 | $ 105,000 |
| Marion County Indiana | 11 | $ 1,085,000 | $ 98,000 | $ 78,000 |
| Montgomery County Tennessee | 11 | $ 2,385,000 | $ 216,000 | $ 108,000 |
| Utah County Utah | 11 | $ 4,625,000 | $ 420,000 | $ 112,000 |
| Robertson County Tennessee | 10 | $ 2,710,000 | $ 271,000 | $ 106,000 |
| Los Angeles County California | 9 | $ 3,725,000 | $ 413,000 | $ 224,000 |
| Wilson County Tennessee | 9 | $ 3,235,000 | $ 359,000 | $ 110,000 |
| Riverside County California | 8 | $ 3,210,000 | $ 401,000 | $ 201,000 |
| Burnet County Texas | 8 | $ 2,030,000 | $ 253,000 | $ 99,000 |
| Coryell County Texas | 8 | $ 1,010,000 | $ 126,000 | $ 58,000 |
| Denton County Texas | 8 | $ 2,960,000 | $ 370,000 | $ 175,000 |
| Galveston County Texas | 8 | $ 2,160,000 | $ 270,000 | $ 151,000 |
| McLennan County Texas | 8 | $ 2,480,000 | $ 310,000 | $ 89,000 |
| Montgomery County Texas | 8 | $ 2,810,000 | $ 351,000 | $ 165,000 |
| Nueces County Texas | 8 | $ 2,330,000 | $ 291,000 | $ 138,000 |
| Marion County Florida | 7 | $ 1,425,000 | $ 203,000 | $ 86,000 |
| Madison County Indiana | 7 | $ 845,000 | $ 120,000 | $ 74,000 |
| Collin County Texas | 7 | $ 2,155,000 | $ 307,000 | $ 123,000 |
| Mobile County Alabama | 6 | $ 450,000 | $ 75,000 | $ 100,000 |
| Adams County Colorado | 5 | $ 1,385,000 | $ 277,000 | $ 104,000 |
| Duval County Florida | 5 | $ 1,915,000 | $ 383,000 | $ 140,000 |
| Miami-Dade County Florida | 5 | $ 1,165,000 | $ 233,000 | $ 87,000 |
| Orange County Florida | 5 | $ 1,775,000 | $ 355,000 | $ 119,000 |
| Polk County Florida | 5 | $ 1,225,000 | $ 245,000 | $ 93,000 |
| Hancock County Indiana | 5 | $ 1,085,000 | $ 217,000 | $ 98,000 |
| Lincoln County Louisiana | 5 | $ 495,000 | $ 99,000 | $ 51,000 |
| Richland County South Carolina | 5 | $ 735,000 | $ 147,000 | $ 68,000 |
| York County South Carolina | 5 | $ 1,235,000 | $ 247,000 | $ 64,000 |
| Cameron County Texas | 5 | $ 1,185,000 | $ 237,000 | $ 77,000 |
| El Paso County Texas | 5 | $ 1,245,000 | $ 249,000 | $ 89,000 |
| Davis County Utah | 5 | $ 2,465,000 | $ 493,000 | $ 144,000 |
| Mohave County Arizona | 4 | $ 850,000 | $ 212,000 | $ 72,000 |
| Pinal County Arizona | 4 | $ 1,280,000 | $ 320,000 | $ 90,000 |
| Arapahoe County Colorado | 4 | $ 1,180,000 | $ 295,000 | $ 63,000 |
| Denver County Colorado | 4 | $ 1,620,000 | $ 405,000 | $ 76,000 |
| Manatee County Florida | 4 | $ 1,060,000 | $ 265,000 | $ 63,000 |
| Pasco County Florida | 4 | $ 1,080,000 | $ 270,000 | $ 87,000 |
| Fulton County Georgia | 4 | $ 1,030,000 | $ 257,000 | $ 70,000 |
| Cook County Illinois | 4 | $ 1,160,000 | $ 290,000 | $ 365,000 |
| De Soto County Louisiana | 4 | $ 930,000 | $ 232,000 | $ 95,000 |
| Macomb County Michigan | 4 | $ 600,000 | $ 150,000 | $ 71,000 |
| Monroe County Pennsylvania | 4 | $ 1,000,000 | $ 250,000 | $ 117,000 |
| Aiken County South Carolina | 4 | $ 1,330,000 | $ 332,000 | $ 62,000 |
| Bastrop County Texas | 4 | $ 1,550,000 | $ 387,000 | $ 113,000 |
| Fort Bend County Texas | 4 | $ 1,050,000 | $ 262,000 | $ 109,000 |
| Hidalgo County Texas | 4 | $ 780,000 | $ 195,000 | $ 79,000 |
| Johnson County Texas | 4 | $ 1,290,000 | $ 322,000 | $ 116,000 |
| Kaufman County Texas | 4 | $ 1,190,000 | $ 297,000 | $ 81,000 |
| Medina County Texas | 4 | $ 750,000 | $ 187,000 | $ 85,000 |
| Weber County Utah | 4 | $ 910,000 | $ 227,000 | $ 77,000 |
| Mason County Washington | 4 | $ 1,410,000 | $ 352,000 | $ 253,000 |
| Snohomish County Washington | 4 | $ 2,350,000 | $ 587,000 | $ 163,000 |
| Jefferson County Alabama | 3 | $ 635,000 | $ 211,000 | $ 51,000 |
| Montgomery County Alabama | 3 | $ 235,000 | $ 78,000 | $ 96,000 |
| Yavapai County Arizona | 3 | $ 1,015,000 | $ 338,000 | $ 89,000 |
| Fresno County California | 3 | $ 505,000 | $ 168,000 | $ 359,000 |
| Kern County California | 3 | $ 815,000 | $ 271,000 | $ 198,000 |
| Sacramento County California | 3 | $ 1,225,000 | $ 408,000 | $ 124,000 |
| San Bernardino County California | 3 | $ 1,045,000 | $ 348,000 | $ 123,000 |
| San Diego County California | 3 | $ 1,065,000 | $ 355,000 | $ 287,000 |
| Escambia County Florida | 3 | $ 775,000 | $ 258,000 | $ 62,000 |
| Pinellas County Florida | 3 | $ 1,045,000 | $ 348,000 | $ 109,000 |
| Richmond County Georgia | 3 | $ 555,000 | $ 185,000 | $ 44,000 |
| Scott County Kentucky | 3 | $ 785,000 | $ 261,000 | $ 104,000 |
| Allegan County Michigan | 3 | $ 905,000 | $ 301,000 | $ 85,000 |
| Montcalm County Michigan | 3 | $ 405,000 | $ 135,000 | $ 39,000 |
| Union County New Jersey | 3 | $ 1,315,000 | $ 438,000 | $ 225,000 |
| Wilson County North Carolina | 3 | $ 325,000 | $ 108,000 | $ 51,000 |
| Cleveland County Oklahoma | 3 | $ 575,000 | $ 191,000 | $ 75,000 |
| McCurtain County Oklahoma | 3 | $ 1,565,000 | $ 521,000 | $ 303,000 |
| Chester County Pennsylvania | 3 | $ 765,000 | $ 255,000 | $ 89,000 |
| Philadelphia County Pennsylvania | 3 | $ 595,000 | $ 198,000 | $ 66,000 |
| Blount County Tennessee | 3 | $ 645,000 | $ 215,000 | $ 75,000 |
| Dickson County Tennessee | 3 | $ 815,000 | $ 271,000 | $ 73,000 |
| Hamilton County Tennessee | 3 | $ 655,000 | $ 218,000 | $ 125,000 |
| Rutherford County Tennessee | 3 | $ 795,000 | $ 265,000 | $ 101,000 |
| Williamson County Tennessee | 3 | $ 1,055,000 | $ 351,000 | $ 99,000 |
| Atascosa County Texas | 3 | $ 615,000 | $ 205,000 | $ 62,000 |
| Bowie County Texas | 3 | $ 505,000 | $ 168,000 | $ 51,000 |
| Caldwell County Texas | 3 | $ 665,000 | $ 221,000 | $ 114,000 |
| Ellis County Texas | 3 | $ 1,085,000 | $ 361,000 | $ 110,000 |
| Grayson County Texas | 3 | $ 595,000 | $ 198,000 | $ 58,000 |
| Hill County Texas | 3 | $ 875,000 | $ 291,000 | $ 95,000 |
| Pecos County Texas | 3 | $ 605,000 | $ 201,000 | $ 79,000 |
| San Patricio County Texas | 3 | $ 975,000 | $ 325,000 | $ 54,000 |
| Walker County Texas | 3 | $ 685,000 | $ 228,000 | $ 115,000 |
| Wise County Texas | 3 | $ 1,015,000 | $ 338,000 | $ 158,000 |
| Fairfax County Virginia | 3 | $ 1,005,000 | $ 335,000 | $ 93,000 |
| Prince William County Virginia | 3 | $ 1,285,000 | $ 428,000 | $ 298,000 |
| Dallas County Alabama | 2 | $ 210,000 | $ 105,000 | $ 31,000 |
| Madison County Alabama | 2 | $ 540,000 | $ 270,000 | $ 250,000 |
| Marion County Alabama | 2 | $ 130,000 | $ 65,000 | $ 57,000 |
| Russell County Alabama | 2 | $ 330,000 | $ 165,000 | $ 69,000 |
| Shelby County Alabama | 2 | $ 1,190,000 | $ 595,000 | $ 286,000 |
| Benton County Arkansas | 2 | $ 720,000 | $ 360,000 | $ 105,000 |
| Hempstead County Arkansas | 2 | $ 100,000 | $ 50,000 | $ 29,000 |
| Alameda County California | 2 | $ 600,000 | $ 300,000 | $ 206,000 |
| Orange County California | 2 | $ 950,000 | $ 475,000 | $ 261,000 |
| Solano County California | 2 | $ 720,000 | $ 360,000 | $ 107,000 |
| Weld County Colorado | 2 | $ 580,000 | $ 290,000 | $ 85,000 |
| Hartford County Connecticut | 2 | $ 290,000 | $ 145,000 | $ 66,000 |
| New Haven County Connecticut | 2 | $ 390,000 | $ 195,000 | $ 60,000 |
| District of Columbia County District Of Columbia | 2 | $ 340,000 | $ 170,000 | $ 37,000 |
| Citrus County Florida | 2 | $ 380,000 | $ 190,000 | $ 48,000 |
| Lake County Florida | 2 | $ 670,000 | $ 335,000 | $ 76,000 |
| Lee County Florida | 2 | $ 800,000 | $ 400,000 | $ 128,000 |
| Okaloosa County Florida | 2 | $ 770,000 | $ 385,000 | $ 88,000 |
| Sarasota County Florida | 2 | $ 680,000 | $ 340,000 | $ 103,000 |
| Cherokee County Georgia | 2 | $ 850,000 | $ 425,000 | $ 127,000 |
| Fannin County Georgia | 2 | $ 410,000 | $ 205,000 | $ 70,000 |
| Fayette County Georgia | 2 | $ 520,000 | $ 260,000 | $ 95,000 |
| Hall County Georgia | 2 | $ 500,000 | $ 250,000 | $ 147,000 |
| Laurens County Georgia | 2 | $ 390,000 | $ 195,000 | $ 130,000 |
| Polk County Georgia | 2 | $ 640,000 | $ 320,000 | $ 75,000 |
| Lake County Illinois | 2 | $ 290,000 | $ 145,000 | $ 72,000 |
| Morgan County Indiana | 2 | $ 280,000 | $ 140,000 | $ 62,000 |
| St. Joseph County Indiana | 2 | $ 260,000 | $ 130,000 | $ 60,000 |
| White County Indiana | 2 | $ 160,000 | $ 80,000 | $ 35,000 |
| Polk County Iowa | 2 | $ 240,000 | $ 120,000 | $ 39,000 |
| Barren County Kentucky | 2 | $ 360,000 | $ 180,000 | $ 43,000 |
| Franklin County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 56,000 |
| Jefferson County Kentucky | 2 | $ 550,000 | $ 275,000 | $ 111,000 |
| Warren County Kentucky | 2 | $ 710,000 | $ 355,000 | $ 85,000 |
| Ascension County Louisiana | 2 | $ 850,000 | $ 425,000 | $ 62,000 |
| Bienville County Louisiana | 2 | $ 390,000 | $ 195,000 | $ 61,000 |
| Livingston County Louisiana | 2 | $ 330,000 | $ 165,000 | $ 59,000 |
| Androscoggin County Maine | 2 | $ 370,000 | $ 185,000 | $ 65,000 |
| Baltimore County Maryland | 2 | $ 410,000 | $ 205,000 | $ 68,000 |
| Essex County Massachusetts | 2 | $ 2,190,000 | $ 1,095,000 | $ 305,000 |
| Barry County Michigan | 2 | $ 200,000 | $ 100,000 | $ 70,000 |
| Ionia County Michigan | 2 | $ 390,000 | $ 195,000 | $ 63,000 |
| Isabella County Michigan | 2 | $ 220,000 | $ 110,000 | $ 191,000 |
| Kalamazoo County Michigan | 2 | $ 400,000 | $ 200,000 | $ 76,000 |
| Midland County Michigan | 2 | $ 250,000 | $ 125,000 | $ 56,000 |
| Muskegon County Michigan | 2 | $ 590,000 | $ 295,000 | $ 87,000 |
| Newaygo County Michigan | 2 | $ 410,000 | $ 205,000 | $ 46,000 |
| Grenada County Mississippi | 2 | $ 290,000 | $ 145,000 | $ 55,000 |
| Harrison County Mississippi | 2 | $ 610,000 | $ 305,000 | $ 130,000 |
| Colfax County New Mexico | 2 | $ 1,130,000 | $ 565,000 | $ 186,000 |
| Rowan County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 70,000 |
| Stanly County North Carolina | 2 | $ 900,000 | $ 450,000 | $ 159,000 |
| Wake County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 88,000 |
| Cuyahoga County Ohio | 2 | $ 400,000 | $ 200,000 | $ 241,000 |
| Pottawatomie County Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 41,000 |
| Clackamas County Oregon | 2 | $ 420,000 | $ 210,000 | $ 114,000 |
| Tillamook County Oregon | 2 | $ 1,070,000 | $ 535,000 | $ 120,000 |
| Montgomery County Pennsylvania | 2 | $ 700,000 | $ 350,000 | $ 174,000 |
| Northumberland County Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 53,000 |
| Washington County Pennsylvania | 2 | $ 560,000 | $ 280,000 | $ 54,000 |
| Lancaster County South Carolina | 2 | $ 390,000 | $ 195,000 | $ 64,000 |
| Spartanburg County South Carolina | 2 | $ 190,000 | $ 95,000 | $ 60,000 |
| Cheatham County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 39,000 |
| Crockett County Tennessee | 2 | $ 160,000 | $ 80,000 | $ 66,000 |
| Maury County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 197,000 |
| Putnam County Tennessee | 2 | $ 740,000 | $ 370,000 | $ 65,000 |
| Sevier County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 57,000 |
| Brazoria County Texas | 2 | $ 600,000 | $ 300,000 | $ 67,000 |
| Chambers County Texas | 2 | $ 630,000 | $ 315,000 | $ 117,000 |
| Gillespie County Texas | 2 | $ 660,000 | $ 330,000 | $ 184,000 |
| Liberty County Texas | 2 | $ 480,000 | $ 240,000 | $ 106,000 |
| Parker County Texas | 2 | $ 700,000 | $ 350,000 | $ 142,000 |
| Rockwall County Texas | 2 | $ 680,000 | $ 340,000 | $ 111,000 |
| Wilson County Texas | 2 | $ 700,000 | $ 350,000 | $ 162,000 |
| Chesapeake County Virginia | 2 | $ 640,000 | $ 320,000 | $ 104,000 |
| Pittsylvania County Virginia | 2 | $ 340,000 | $ 170,000 | $ 135,000 |
| Suffolk County Virginia | 2 | $ 1,040,000 | $ 520,000 | $ 247,000 |
| Walla Walla County Washington | 2 | $ 1,230,000 | $ 615,000 | $ 232,000 |
| Baldwin County Alabama | 1 | $ 105,000 | $ 105,000 | $ 17,000 |
| Chilton County Alabama | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Clarke County Alabama | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Coffee County Alabama | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
| Conecuh County Alabama | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Etowah County Alabama | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Hale County Alabama | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Lowndes County Alabama | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| St. Clair County Alabama | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Talladega County Alabama | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Wilcox County Alabama | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Pima County Arizona | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Yuma County Arizona | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Boone County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Faulkner County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Garland County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Miller County Arkansas | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| Polk County Arkansas | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| Pope County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Pulaski County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Saline County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 161,000 |
| El Dorado County California | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Mendocino County California | 1 | $ 285,000 | $ 285,000 | $ 152,000 |
| Merced County California | 1 | $ 345,000 | $ 345,000 | $ 195,000 |
| Placer County California | 1 | $ 535,000 | $ 535,000 | $ 128,000 |
| San Joaquin County California | 1 | $ 545,000 | $ 545,000 | $ 223,000 |
| Stanislaus County California | 1 | $ 295,000 | $ 295,000 | $ 92,000 |
| Tulare County California | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Douglas County Colorado | 1 | $ 785,000 | $ 785,000 | $ 255,000 |
| El Paso County Colorado | 1 | $ 325,000 | $ 325,000 | $ 72,000 |
| Jefferson County Colorado | 1 | $ 465,000 | $ 465,000 | $ 89,000 |
| Fairfield County Connecticut | 1 | $ 695,000 | $ 695,000 | $ 244,000 |
| New Castle County Delaware | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Broward County Florida | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Charlotte County Florida | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Clay County Florida | 1 | $ 715,000 | $ 715,000 | $ 187,000 |
| Collier County Florida | 1 | $ 595,000 | $ 595,000 | $ 129,000 |
| Madison County Florida | 1 | $ 335,000 | $ 335,000 | $ 130,000 |
| Nassau County Florida | 1 | $ 295,000 | $ 295,000 | $ 57,000 |
| Osceola County Florida | 1 | $ 525,000 | $ 525,000 | $ 108,000 |
| Santa Rosa County Florida | 1 | $ 235,000 | $ 235,000 | $ 42,000 |
| Seminole County Florida | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| St. Johns County Florida | 1 | $ 345,000 | $ 345,000 | $ 97,000 |
| Bartow County Georgia | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Camden County Georgia | 1 | $ 225,000 | $ 225,000 | $ 107,000 |
| Clayton County Georgia | 1 | $ 325,000 | $ 325,000 | $ 73,000 |
| Cobb County Georgia | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Columbia County Georgia | 1 | $ 385,000 | $ 385,000 | $ 80,000 |
| Dawson County Georgia | 1 | $ 645,000 | $ 645,000 | $ 496,000 |
| Gilmer County Georgia | 1 | $ 295,000 | $ 295,000 | $ 190,000 |
| Gwinnett County Georgia | 1 | $ 585,000 | $ 585,000 | $ 249,000 |
| Muscogee County Georgia | 1 | $ 335,000 | $ 335,000 | $ 77,000 |
| Thomas County Georgia | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Johnson County Illinois | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Winnebago County Illinois | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Delaware County Indiana | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Hamilton County Indiana | 1 | $ 145,000 | $ 145,000 | $ 104,000 |
| Johnson County Indiana | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Rush County Indiana | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Linn County Iowa | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Reno County Kansas | 1 | $ 85,000 | $ 85,000 | $ 153,000 |
| Sedgwick County Kansas | 1 | $ 125,000 | $ 125,000 | $ 141,000 |
| Hardin County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 130,000 |
| Jessamine County Kentucky | 1 | $ 605,000 | $ 605,000 | $ 137,000 |
| Madison County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Mercer County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Nicholas County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Woodford County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 132,000 |
| Claiborne County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| East Baton Rouge County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Jackson County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Jefferson County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Lafayette County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| Lafourche County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 123,000 |
| Orleans County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 237,000 |
| St. Martin County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Tangipahoa County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Terrebonne County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Cumberland County Maine | 1 | $ 795,000 | $ 795,000 | $ 179,000 |
| Hancock County Maine | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Somerset County Maine | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Baltimore City County Maryland | 1 | $ 445,000 | $ 445,000 | $ 160,000 |
| Charles County Maryland | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| St. Mary's County Maryland | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Hampden County Massachusetts | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Middlesex County Massachusetts | 1 | $ 465,000 | $ 465,000 | $ 191,000 |
| Norfolk County Massachusetts | 1 | $ 625,000 | $ 625,000 | $ 150,000 |
| Chippewa County Michigan | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Livingston County Michigan | 1 | $ 425,000 | $ 425,000 | $ 173,000 |
| Oakland County Michigan | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| Ramsey County Minnesota | 1 | $ 515,000 | $ 515,000 | $ 279,000 |
| DeSoto County Mississippi | 1 | $ 425,000 | $ 425,000 | $ 145,000 |
| Greene County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 17,000 |
| Jackson County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 17,000 |
| Lamar County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Cape Girardeau County Missouri | 1 | $ 75,000 | $ 75,000 | $ 160,000 |
| Cass County Missouri | 1 | $ 335,000 | $ 335,000 | $ 61,000 |
| Henry County Missouri | 1 | $ 205,000 | $ 205,000 | $ 145,000 |
| Jackson County Missouri | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| Jasper County Missouri | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Lawrence County Missouri | 1 | $ 265,000 | $ 265,000 | $ 47,000 |
| Gallatin County Montana | 1 | $ 1,465,000 | $ 1,465,000 | $ 310,000 |
| Lake County Montana | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Madison County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 180,000 |
| Sarpy County Nebraska | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Cheshire County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Bergen County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 141,000 |
| Camden County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
| Essex County New Jersey | 1 | $ 685,000 | $ 685,000 | $ 237,000 |
| Mercer County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Passaic County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Curry County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Sandoval County New Mexico | 1 | $ 485,000 | $ 485,000 | $ 224,000 |
| Cleveland County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Cumberland County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Davie County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Durham County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 246,000 |
| Forsyth County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Franklin County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Gates County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Granville County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 86,000 |
| Harnett County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Johnston County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 189,000 |
| Mecklenburg County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 41,000 |
| Moore County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Nash County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Onslow County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Pasquotank County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| Rutherford County North Carolina | 1 | $ 785,000 | $ 785,000 | $ 343,000 |
| Franklin County Ohio | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Geauga County Ohio | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Carter County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 136,000 |
| Comanche County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Grady County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| McClain County Oklahoma | 1 | $ 375,000 | $ 375,000 | $ 84,000 |
| Sequoyah County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| Tulsa County Oklahoma | 1 | $ 335,000 | $ 335,000 | $ 83,000 |
| Wagoner County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 35,000 |
| Columbia County Oregon | 1 | $ 645,000 | $ 645,000 | $ 170,000 |
| Multnomah County Oregon | 1 | $ 375,000 | $ 375,000 | $ 116,000 |
| Allegheny County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Bucks County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| York County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 275,000 |
| Chester County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Georgetown County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 124,000 |
| McCormick County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Anderson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| Chester County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 109,000 |
| Claiborne County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| DeKalb County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Fayette County Tennessee | 1 | $ 675,000 | $ 675,000 | $ 190,000 |
| Hancock County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Hardeman County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Henry County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Hickman County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 109,000 |
| Jefferson County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 121,000 |
| Knox County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Macon County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 54,000 |
| Marion County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 218,000 |
| Monroe County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Shelby County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 80,000 |
| Smith County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Sullivan County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Washington County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Wayne County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 57,000 |
| Anderson County Texas | 1 | $ 185,000 | $ 185,000 | $ 186,000 |
| Angelina County Texas | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Aransas County Texas | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| Bandera County Texas | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Blanco County Texas | 1 | $ 315,000 | $ 315,000 | $ 32,000 |
| Falls County Texas | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Fannin County Texas | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Frio County Texas | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Gonzales County Texas | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Harrison County Texas | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Houston County Texas | 1 | $ 355,000 | $ 355,000 | $ 147,000 |
| Hunt County Texas | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Jim Wells County Texas | 1 | $ 445,000 | $ 445,000 | $ 150,000 |
| Kendall County Texas | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
| Lampasas County Texas | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Live Oak County Texas | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Lubbock County Texas | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| Madison County Texas | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Morris County Texas | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Nacogdoches County Texas | 1 | $ 235,000 | $ 235,000 | $ 242,000 |
| Taylor County Texas | 1 | $ 345,000 | $ 345,000 | $ 180,000 |
| Uvalde County Texas | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Tooele County Utah | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Washington County Utah | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Culpeper County Virginia | 1 | $ 305,000 | $ 305,000 | $ 102,000 |
| Hampton County Virginia | 1 | $ 285,000 | $ 285,000 | $ 53,000 |
| Roanoke City County Virginia | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Clallam County Washington | 1 | $ 755,000 | $ 755,000 | $ 264,000 |
| Clark County Washington | 1 | $ 465,000 | $ 465,000 | $ 146,000 |
| Cowlitz County Washington | 1 | $ 385,000 | $ 385,000 | $ 97,000 |
| Franklin County Washington | 1 | $ 265,000 | $ 265,000 | $ 122,000 |
| Island County Washington | 1 | $ 155,000 | $ 155,000 | $ 118,000 |
| Spokane County Washington | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Whatcom County Washington | 1 | $ 215,000 | $ 215,000 | $ 124,000 |
| Jefferson County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 132,000 |
| Monongalia County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 135,000 |
| Wood County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
Mortgage Loan Application Detail Totals for Austin Capital Bank Ssb in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,268 | $385,150,000 | $303,000 | $1,465,000 | $111,000 | $977,000 |
| Cash-out Refinancing | 261 | $74,435,000 | $285,000 | $1,205,000 | $116,000 | $1,140,000 |
| Refinancing | 67 | $19,985,000 | $298,000 | $1,065,000 | $118,000 | $410,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 928 | $285,510,000 | $307,000 | $1,465,000 | $117,000 | $821,000 |
| Hispanic | 275 | $79,375,000 | $288,000 | $825,000 | $105,000 | $977,000 |
| Black or African American | 189 | $49,885,000 | $263,000 | $1,045,000 | $87,000 | $275,000 |
| Not Provided | 134 | $40,090,000 | $299,000 | $825,000 | $120,000 | $815,000 |
| Asian | 53 | $18,505,000 | $349,000 | $1,445,000 | $146,000 | $1,140,000 |
| American Indian or Alaskan Native | 12 | $4,010,000 | $334,000 | $885,000 | $112,000 | $287,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $700,000 | $350,000 | $355,000 | $86,000 | $100,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,058 | $319,720,000 | $302,000 | $1,465,000 | $126,000 | $1,140,000 |
| FHA-insured (Federal Housing Administration) | 325 | $82,715,000 | $254,000 | $655,000 | $78,000 | $295,000 |
| VA-guaranteed (Veterans Administration) | 173 | $70,085,000 | $405,000 | $1,045,000 | $108,000 | $352,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 40 | $7,050,000 | $176,000 | $345,000 | $59,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 903 | $280,485,000 | $310,000 | $1,465,000 | $113,000 | $815,000 |
| Application Withdrawn By Applicant | 456 | $133,710,000 | $293,000 | $1,445,000 | $110,000 | $1,140,000 |
| Application Denied By Financial Institution | 105 | $26,565,000 | $253,000 | $855,000 | $86,000 | $429,000 |
| Loan Purchased By The Institution | 85 | $24,215,000 | $284,000 | $595,000 | $151,000 | $977,000 |
| File Closed For Incompleteness | 34 | $11,080,000 | $325,000 | $775,000 | $112,000 | $362,000 |
| Preapproval Approved but not Accepted | 5 | $1,105,000 | $221,000 | $355,000 | $113,000 | $225,000 |
| Preapproval Denied by Financial Institution | 4 | $1,090,000 | $272,000 | $405,000 | $60,000 | $90,000 |
| Application Approved But Not Accepted | 4 | $1,320,000 | $330,000 | $495,000 | $87,000 | $111,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,487 | $451,915,000 | $303,000 | $1,465,000 | $114,000 | $1,140,000 |
| Debt-To-Income Ratio | 44 | $12,180,000 | $276,000 | $855,000 | $67,000 | $350,000 |
| Other | 31 | $7,415,000 | $239,000 | $585,000 | $80,000 | $230,000 |
| Credit History | 18 | $5,270,000 | $292,000 | $725,000 | $95,000 | $297,000 |
| Collateral | 11 | $1,885,000 | $171,000 | $375,000 | $171,000 | $429,000 |
| Employment History | 4 | $600,000 | $150,000 | $205,000 | $49,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $305,000 | $305,000 | $305,000 | $64,000 | $64,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Austin Capital Bank Ssb's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Austin Capital Bank Ssb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.