Austin Capital Bank Ssb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Austin Capital Bank Ssb 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Austin Capital Bank Ssb 8100 Shoal Creek Blvd Austin, TX 78757 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2010 2009 |
| Total Number of Mortgage Applications | 2,663 |
| Total Mortgage Loan Application Amount | $676,175,000 |
| Average Mortgage Loan Application Amount | $195,200 |
| Highest Mortgage Loan Application Amount | $1,125,000 |
| Average Applicant Income | $117,000 |
| Highest Applicant Income | $1,758,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Austin Capital Bank Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Austin Capital Bank Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Austin Capital Bank Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Austin Capital Bank Ssb serves its applicants.
Each category highlights the total number of mortgage applications processed by Austin Capital Bank Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Austin Capital Bank Ssb's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| AUSTIN-ROUND ROCK, TX | 521 | $ 143,725,000 | $ 275,000 | $ 131,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 183 | $ 45,645,000 | $ 249,000 | $ 93,000 |
| NA (OUTSIDE OF MSA/MD) | 172 | $ 31,020,000 | $ 188,125 | $ 90,437 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 140 | $ 37,750,000 | $ 269,000 | $ 117,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 126 | $ 28,680,000 | $ 227,000 | $ 83,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 124 | $ 26,930,000 | $ 217,000 | $ 113,000 |
| DALLAS-PLANO-IRVING, TX | 101 | $ 23,495,000 | $ 232,000 | $ 96,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 94 | $ 25,140,000 | $ 267,000 | $ 93,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 82 | $ 35,450,000 | $ 432,000 | $ 163,000 |
| GRAND RAPIDS-WYOMING, MI | 64 | $ 11,700,000 | $ 182,000 | $ 70,000 |
| KILLEEN-TEMPLE, TX | 59 | $ 10,945,000 | $ 185,000 | $ 90,000 |
| FORT WORTH-ARLINGTON, TX | 52 | $ 10,950,000 | $ 210,000 | $ 97,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 49 | $ 15,055,000 | $ 307,000 | $ 86,000 |
| COLORADO SPRINGS, CO | 48 | $ 16,030,000 | $ 333,000 | $ 102,000 |
| DENVER-AURORA-LAKEWOOD, CO | 46 | $ 14,580,000 | $ 316,000 | $ 101,000 |
| CHICAGO-NAPERVILLE, IL | 41 | $ 9,895,000 | $ 241,000 | $ 107,000 |
| PROVO-OREM, UT | 38 | $ 11,410,000 | $ 300,000 | $ 100,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 33 | $ 5,695,000 | $ 172,000 | $ 77,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 29 | $ 8,675,000 | $ 299,000 | $ 129,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 29 | $ 4,035,000 | $ 139,000 | $ 50,000 |
| JACKSONVILLE, FL | 22 | $ 5,670,000 | $ 257,000 | $ 99,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 19 | $ 4,445,000 | $ 233,000 | $ 126,000 |
| OGDEN-CLEARFIELD, UT | 17 | $ 3,915,000 | $ 230,000 | $ 81,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 17 | $ 3,045,000 | $ 179,000 | $ 73,000 |
| MEMPHIS, TN-MS-AR | 16 | $ 2,100,000 | $ 142,000 | $ 50,500 |
| SALT LAKE CITY, UT | 16 | $ 5,050,000 | $ 315,000 | $ 125,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 14 | $ 3,480,000 | $ 248,000 | $ 128,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 14 | $ 3,060,000 | $ 218,000 | $ 91,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 14 | $ 4,900,000 | $ 362,500 | $ 137,000 |
| TACOMA-LAKEWOOD, WA | 14 | $ 5,560,000 | $ 397,000 | $ 96,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 13 | $ 4,325,000 | $ 333,333 | $ 134,000 |
| YORK-HANOVER, PA | 13 | $ 2,185,000 | $ 168,000 | $ 62,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 12 | $ 4,160,000 | $ 346,000 | $ 106,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 11 | $ 2,385,000 | $ 216,000 | $ 109,000 |
| BIRMINGHAM-HOOVER, AL | 9 | $ 1,835,000 | $ 203,000 | $ 68,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 9 | $ 2,135,000 | $ 237,000 | $ 93,000 |
| JACKSON, MS | 9 | $ 1,185,000 | $ 131,000 | $ 60,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 9 | $ 1,925,000 | $ 213,000 | $ 81,000 |
| BROWNSVILLE-HARLINGEN, TX | 8 | $ 1,280,000 | $ 160,000 | $ 108,000 |
| ELGIN, IL | 8 | $ 1,740,000 | $ 217,000 | $ 94,000 |
| HARRISBURG-CARLISLE, PA | 8 | $ 1,730,000 | $ 216,000 | $ 125,000 |
| LAKELAND-WINTER HAVEN, FL | 8 | $ 1,920,000 | $ 240,000 | $ 80,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 7 | $ 1,615,000 | $ 230,000 | $ 85,000 |
| RALEIGH, NC | 7 | $ 1,825,000 | $ 260,000 | $ 130,000 |
| BAKERSFIELD, CA | 6 | $ 1,650,000 | $ 275,000 | $ 70,000 |
| GARY, IN | 6 | $ 1,370,000 | $ 228,000 | $ 109,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 6 | $ 3,070,000 | $ 511,000 | $ 155,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 6 | $ 1,440,000 | $ 240,000 | $ 89,000 |
| SAN DIEGO-CARLSBAD, CA | 6 | $ 2,670,000 | $ 445,000 | $ 126,000 |
| STOCKTON-LODI, CA | 6 | $ 1,950,000 | $ 325,000 | $ 63,000 |
| WINSTON-SALEM, NC | 6 | $ 1,240,000 | $ 206,000 | $ 85,000 |
| CAMDEN, NJ | 5 | $ 1,915,000 | $ 383,000 | $ 149,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 5 | $ 1,195,000 | $ 239,000 | $ 27,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 5 | $ 1,095,000 | $ 219,000 | $ 90,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 5 | $ 945,000 | $ 210,000 | $ 97,500 |
| NEW ORLEANS-METAIRIE, LA | 5 | $ 1,025,000 | $ 205,000 | $ 91,000 |
| NEWARK, NJ-PA | 5 | $ 1,585,000 | $ 317,000 | $ 160,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 5 | $ 2,145,000 | $ 429,000 | $ 184,000 |
| PUNTA GORDA, FL | 5 | $ 655,000 | $ 131,000 | $ 54,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 4 | $ 1,370,000 | $ 342,000 | $ 136,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 4 | $ 950,000 | $ 237,000 | $ 109,000 |
| FLINT, MI | 4 | $ 490,000 | $ 122,000 | $ 61,000 |
| GAINESVILLE, GA | 4 | $ 750,000 | $ 187,000 | $ 63,000 |
| MOBILE, AL | 4 | $ 900,000 | $ 225,000 | $ 77,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 4 | $ 1,080,000 | $ 270,000 | $ 66,000 |
| SHERMAN-DENISON, TX | 4 | $ 890,000 | $ 222,000 | $ 49,000 |
| SPRINGFIELD, MA | 4 | $ 770,000 | $ 192,000 | $ 87,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 4 | $ 1,170,000 | $ 292,000 | $ 118,000 |
| WILMINGTON, NC | 4 | $ 1,400,000 | $ 350,000 | $ 154,000 |
| YUBA CITY, CA | 4 | $ 990,000 | $ 247,000 | $ 57,000 |
| AKRON, OH | 3 | $ 435,000 | $ 145,000 | $ 44,000 |
| ALBANY, OR | 3 | $ 695,000 | $ 231,000 | $ 38,000 |
| ASHEVILLE, NC | 3 | $ 1,185,000 | $ 395,000 | $ 232,000 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 495,000 | $ 165,000 | $ 92,000 |
| BOISE CITY, ID | 3 | $ 805,000 | $ 268,000 | $ 59,000 |
| BREMERTON-SILVERDALE, WA | 3 | $ 855,000 | $ 285,000 | $ 121,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3 | $ 1,545,000 | $ 515,000 | $ 135,000 |
| CHICO, CA | 3 | $ 935,000 | $ 311,000 | $ 421,000 |
| CORPUS CHRISTI, TX | 3 | $ 565,000 | $ 188,000 | $ 107,000 |
| EUGENE, OR | 3 | $ 705,000 | $ 235,000 | $ 115,000 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 655,000 | $ 218,000 | $ 28,000 |
| KNOXVILLE, TN | 3 | $ 935,000 | $ 311,000 | $ 75,000 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 655,000 | $ 218,000 | $ 109,000 |
| MIDLAND, TX | 3 | $ 805,000 | $ 268,000 | $ 93,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 3 | $ 695,000 | $ 231,000 | $ 93,000 |
| MONTGOMERY, AL | 3 | $ 455,000 | $ 151,000 | $ 97,000 |
| NEW BERN, NC | 3 | $ 525,000 | $ 175,000 | $ 61,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 735,000 | $ 245,000 | $ 327,000 |
| SAVANNAH, GA | 3 | $ 715,000 | $ 238,000 | $ 67,000 |
| SPOKANE-SPOKANE VALLEY, WA | 3 | $ 645,000 | $ 215,000 | $ 108,000 |
| URBAN HONOLULU, HI | 3 | $ 2,445,000 | $ 815,000 | $ 105,000 |
| ALBUQUERQUE, NM | 2 | $ 930,000 | $ 465,000 | $ 217,000 |
| AUBURN-OPELIKA, AL | 2 | $ 410,000 | $ 205,000 | $ 72,000 |
| BEND-REDMOND, OR | 2 | $ 650,000 | $ 325,000 | $ 213,000 |
| BOSTON, MA | 2 | $ 870,000 | $ 435,000 | $ 132,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 330,000 | $ 165,000 | $ 33,000 |
| CHATTANOOGA, TN-GA | 2 | $ 490,000 | $ 245,000 | $ 98,000 |
| COEUR D'ALENE, ID | 2 | $ 600,000 | $ 300,000 | $ 80,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 410,000 | $ 205,000 | $ 55,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 500,000 | $ 250,000 | $ 263,000 |
| EL CENTRO, CA | 2 | $ 530,000 | $ 265,000 | $ 118,000 |
| EL PASO, TX | 2 | $ 360,000 | $ 180,000 | $ 87,000 |
| FORT COLLINS, CO | 2 | $ 540,000 | $ 270,000 | $ 46,000 |
| GAINESVILLE, FL | 2 | $ 390,000 | $ 195,000 | $ 230,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 2 | $ 300,000 | $ 150,000 | $ 44,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 520,000 | $ 260,000 | $ 348,000 |
| HATTIESBURG, MS | 2 | $ 390,000 | $ 195,000 | $ 70,000 |
| KANSAS CITY, MO-KS | 2 | $ 470,000 | $ 235,000 | $ 68,000 |
| LINCOLN, NE | 2 | $ 250,000 | $ 125,000 | $ 115,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 240,000 | $ 120,000 | $ 72,000 |
| MEDFORD, OR | 2 | $ 510,000 | $ 255,000 | $ 86,000 |
| MONROE, MI | 2 | $ 290,000 | $ 145,000 | $ 72,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 2 | $ 660,000 | $ 330,000 | $ 195,000 |
| OKLAHOMA CITY, OK | 2 | $ 380,000 | $ 190,000 | $ 62,000 |
| OLYMPIA-TUMWATER, WA | 2 | $ 490,000 | $ 245,000 | $ 69,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 360,000 | $ 180,000 | $ 74,000 |
| PHILADELPHIA, PA | 2 | $ 190,000 | $ 95,000 | $ 59,000 |
| PORTLAND-SOUTH PORTLAND, ME | 2 | $ 370,000 | $ 185,000 | $ 73,000 |
| PUEBLO, CO | 2 | $ 270,000 | $ 135,000 | $ 52,000 |
| READING, PA | 2 | $ 500,000 | $ 250,000 | $ 84,000 |
| RENO, NV | 2 | $ 570,000 | $ 285,000 | $ 178,000 |
| SALEM, OR | 2 | $ 510,000 | $ 255,000 | $ 97,000 |
| SANTA FE, NM | 2 | $ 930,000 | $ 465,000 | $ 50,000 |
| SANTA ROSA, CA | 2 | $ 1,070,000 | $ 535,000 | $ 302,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 200,000 | $ 100,000 | $ 59,000 |
| WACO, TX | 2 | $ 410,000 | $ 205,000 | $ 79,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 2 | $ 920,000 | $ 460,000 | $ 135,000 |
| WICHITA FALLS, TX | 2 | $ 440,000 | $ 220,000 | $ 107,000 |
| ABILENE, TX | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| AMARILLO, TX | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1 | $ 455,000 | $ 455,000 | $ 141,000 |
| BECKLEY, WV | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| BELLINGHAM, WA | 1 | $ 325,000 | $ 325,000 | $ 119,000 |
| BOULDER, CO | 1 | $ 335,000 | $ 335,000 | $ 70,000 |
| BURLINGTON, NC | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 215,000 | $ 215,000 | $ 171,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 305,000 | $ 305,000 | $ 129,000 |
| CHEYENNE, WY | 1 | $ 205,000 | $ 205,000 | $ 245,000 |
| CLARKSVILLE, TN-KY | 1 | $ 325,000 | $ 325,000 | $ 159,000 |
| CLEVELAND-ELYRIA, OH | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| COLUMBIA, SC | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| COLUMBUS, OH | 1 | $ 145,000 | $ 145,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 215,000 | $ 215,000 | $ 0 |
| DALTON, GA | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| DOVER, DE | 1 | $ 175,000 | $ 175,000 | $ 170,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
| FLAGSTAFF, AZ | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| FRESNO, CA | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| GADSDEN, AL | 1 | $ 405,000 | $ 405,000 | $ 67,000 |
| GOLDSBORO, NC | 1 | $ 95,000 | $ 95,000 | $ 19,000 |
| GRANTS PASS, OR | 1 | $ 405,000 | $ 405,000 | $ 67,000 |
| GREELEY, CO | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| GREENVILLE, NC | 1 | $ 285,000 | $ 285,000 | $ 179,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 305,000 | $ 305,000 | $ 102,000 |
| HANFORD-CORCORAN, CA | 1 | $ 295,000 | $ 295,000 | $ 0 |
| HINESVILLE, GA | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| IOWA CITY, IA | 1 | $ 215,000 | $ 215,000 | $ 228,000 |
| JACKSONVILLE, NC | 1 | $ 185,000 | $ 185,000 | $ 148,000 |
| JEFFERSON CITY, MO | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 305,000 | $ 305,000 | $ 138,000 |
| KANKAKEE, IL | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| LAKE CHARLES, LA | 1 | $ 125,000 | $ 125,000 | $ 139,000 |
| LANCASTER, PA | 1 | $ 315,000 | $ 315,000 | $ 76,000 |
| LAREDO, TX | 1 | $ 105,000 | $ 105,000 | $ 19,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 375,000 | $ 375,000 | $ 316,000 |
| LONGVIEW, TX | 1 | $ 105,000 | $ 105,000 | $ 17,000 |
| LUBBOCK, TX | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| MADISON, WI | 1 | $ 375,000 | $ 375,000 | $ 122,000 |
| MANHATTAN, KS | 1 | $ 205,000 | $ 205,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| MISSOULA, MT | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| MODESTO, CA | 1 | $ 435,000 | $ 435,000 | $ 156,000 |
| MORGANTOWN, WV | 1 | $ 245,000 | $ 245,000 | $ 166,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 375,000 | $ 375,000 | $ 0 |
| MUSKEGON, MI | 1 | $ 175,000 | $ 175,000 | $ 0 |
| NAPA, CA | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 65,000 | $ 65,000 | $ 534,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1 | $ 525,000 | $ 525,000 | $ 157,000 |
| OCEAN CITY, NJ | 1 | $ 195,000 | $ 195,000 | $ 212,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 475,000 | $ 475,000 | $ 64,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| RACINE, WI | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| RICHMOND, VA | 1 | $ 245,000 | $ 245,000 | $ 40,000 |
| ROANOKE, VA | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| ROCKY MOUNT, NC | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| SALISBURY, MD-DE | 1 | $ 295,000 | $ 295,000 | $ 154,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 375,000 | $ 375,000 | $ 0 |
| SPARTANBURG, SC | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| ST. GEORGE, UT | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| ST. LOUIS, MO-IL | 1 | $ 175,000 | $ 175,000 | $ 248,000 |
| TEXARKANA, TX-AR | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| TUSCALOOSA, AL | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 345,000 | $ 345,000 | $ 71,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1 | $ 355,000 | $ 355,000 | $ 96,000 |
| WARNER ROBINS, GA | 1 | $ 105,000 | $ 105,000 | $ 19,000 |
| WENATCHEE, WA | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| WINCHESTER, VA-WV | 1 | $ 385,000 | $ 385,000 | $ 179,000 |
Mortgage Loan Application Detail Totals for Austin Capital Bank Ssb in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,357 | $331,445,000 | $244,000 | $1,115,000 | $96,000 | $1,758,000 |
| Refinancing | 905 | $243,555,000 | $269,000 | $745,000 | $120,000 | $600,000 |
| Cash-out Refinancing | 399 | $100,965,000 | $253,000 | $1,125,000 | $115,000 | $1,758,000 |
| Home Improvement | 1 | $5,000 | $5,000 | $5,000 | $44,000 | $44,000 |
| Not Applicable | 1 | $205,000 | $205,000 | $205,000 | $210,000 | $210,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,386 | $356,870,000 | $257,000 | $1,125,000 | $111,000 | $1,758,000 |
| Not Provided | 567 | $141,705,000 | $249,000 | $975,000 | $112,000 | $1,158,000 |
| Hispanic | 388 | $94,050,000 | $242,000 | $745,000 | $89,000 | $452,000 |
| Asian | 169 | $45,785,000 | $270,000 | $735,000 | $117,000 | $534,000 |
| Black or African American | 136 | $32,510,000 | $239,000 | $755,000 | $84,000 | $387,000 |
| American Indian or Alaskan Native | 7 | $1,865,000 | $266,000 | $415,000 | $123,000 | $227,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,285,000 | $457,000 | $675,000 | $79,000 | $100,000 |
| Not applicable | 1 | $135,000 | $135,000 | $135,000 | $25,000 | $25,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,844 | $474,030,000 | $257,000 | $1,125,000 | $120,000 | $1,758,000 |
| FHA-insured (Federal Housing Administration) | 445 | $96,465,000 | $216,000 | $545,000 | $70,000 | $307,000 |
| VA-guaranteed (Veterans Administration) | 312 | $94,730,000 | $303,000 | $1,115,000 | $83,000 | $268,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 62 | $10,950,000 | $176,000 | $445,000 | $54,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,627 | $425,885,000 | $261,000 | $1,115,000 | $110,000 | $1,758,000 |
| Application Withdrawn By Applicant | 786 | $194,060,000 | $246,000 | $1,125,000 | $107,000 | $1,758,000 |
| Application Denied By Financial Institution | 232 | $51,560,000 | $222,000 | $745,000 | $86,000 | $1,560,000 |
| File Closed For Incompleteness | 9 | $1,745,000 | $193,000 | $315,000 | $75,000 | $146,000 |
| Application Approved But Not Accepted | 6 | $2,020,000 | $336,000 | $505,000 | $69,000 | $110,000 |
| Loan Purchased By The Institution | 3 | $905,000 | $301,000 | $465,000 | $93,000 | $114,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,431 | $624,615,000 | $256,000 | $1,125,000 | $109,000 | $1,758,000 |
| Credit History | 79 | $15,945,000 | $201,000 | $575,000 | $108,000 | $1,560,000 |
| Debt-To-Income Ratio | 79 | $19,645,000 | $248,000 | $745,000 | $76,000 | $387,000 |
| Collateral | 38 | $8,560,000 | $225,000 | $405,000 | $74,000 | $183,000 |
| Other | 12 | $2,580,000 | $215,000 | $515,000 | $88,000 | $301,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,010,000 | $201,000 | $315,000 | $80,000 | $139,000 |
| Unverifiable Information | 8 | $1,590,000 | $198,000 | $255,000 | $55,000 | $84,000 |
| Credit Application Incomplete | 3 | $865,000 | $288,000 | $525,000 | $109,000 | $167,000 |
| Employment History | 3 | $365,000 | $121,000 | $155,000 | $52,000 | $82,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Austin Capital Bank Ssb's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Austin Capital Bank Ssb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.