Austin Capital Bank Ssb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Austin Capital Bank Ssb 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Austin Capital Bank Ssb 8100 Shoal Creek Blvd Austin, TX 78757 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2010 2009 |
| Total Number of Mortgage Applications | 2,663 |
| Total Mortgage Loan Application Amount | $676,175,000 |
| Average Mortgage Loan Application Amount | $195,200 |
| Highest Mortgage Loan Application Amount | $1,125,000 |
| Average Applicant Income | $117,000 |
| Highest Applicant Income | $1,758,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Austin Capital Bank Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Austin Capital Bank Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Austin Capital Bank Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Austin Capital Bank Ssb serves its applicants.
Each category highlights the total number of mortgage applications processed by Austin Capital Bank Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Austin Capital Bank Ssb's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Williamson County Texas | 237 | $ 61,175,000 | $ 258,000 | $ 126,000 |
| Travis County Texas | 234 | $ 69,080,000 | $ 295,000 | $ 137,000 |
| Bexar County Texas | 120 | $ 27,610,000 | $ 230,000 | $ 93,000 |
| Maricopa County Arizona | 112 | $ 25,690,000 | $ 229,000 | $ 81,000 |
| Clark County Nevada | 94 | $ 25,140,000 | $ 267,000 | $ 93,000 |
| Hillsborough County Florida | 92 | $ 25,810,000 | $ 280,000 | $ 122,000 |
| Harris County Texas | 74 | $ 15,500,000 | $ 209,000 | $ 123,000 |
| King County Washington | 72 | $ 31,430,000 | $ 436,000 | $ 165,000 |
| Bell County Texas | 53 | $ 9,465,000 | $ 178,000 | $ 90,000 |
| El Paso County Colorado | 48 | $ 16,030,000 | $ 333,000 | $ 102,000 |
| Dallas County Texas | 45 | $ 8,595,000 | $ 191,000 | $ 77,000 |
| Sacramento County California | 44 | $ 13,040,000 | $ 296,000 | $ 84,000 |
| Tarrant County Texas | 44 | $ 9,190,000 | $ 208,000 | $ 97,000 |
| Hays County Texas | 37 | $ 10,095,000 | $ 272,000 | $ 130,000 |
| Utah County Utah | 37 | $ 11,185,000 | $ 302,000 | $ 101,000 |
| Ottawa County Michigan | 36 | $ 7,330,000 | $ 203,000 | $ 81,000 |
| Pinellas County Florida | 34 | $ 8,450,000 | $ 248,000 | $ 104,000 |
| Kent County Michigan | 27 | $ 4,135,000 | $ 153,000 | $ 57,000 |
| Collin County Texas | 25 | $ 7,195,000 | $ 287,000 | $ 119,000 |
| Comal County Texas | 22 | $ 6,330,000 | $ 287,000 | $ 89,000 |
| Guadalupe County Texas | 22 | $ 4,780,000 | $ 217,000 | $ 82,000 |
| Denton County Texas | 20 | $ 5,220,000 | $ 261,000 | $ 118,000 |
| Galveston County Texas | 20 | $ 4,150,000 | $ 207,000 | $ 93,000 |
| Cook County Illinois | 19 | $ 4,645,000 | $ 244,000 | $ 115,000 |
| Adams County Colorado | 17 | $ 4,985,000 | $ 293,000 | $ 63,000 |
| Harrison County Mississippi | 15 | $ 2,105,000 | $ 140,000 | $ 43,000 |
| Pinal County Arizona | 14 | $ 2,990,000 | $ 213,000 | $ 104,000 |
| Denver County Colorado | 14 | $ 4,490,000 | $ 320,000 | $ 158,000 |
| Montgomery County Texas | 14 | $ 3,300,000 | $ 235,000 | $ 117,000 |
| Salt Lake County Utah | 14 | $ 4,780,000 | $ 341,000 | $ 125,000 |
| Pierce County Washington | 14 | $ 5,560,000 | $ 397,000 | $ 96,000 |
| Jackson County Mississippi | 13 | $ 1,765,000 | $ 135,000 | $ 59,000 |
| York County Pennsylvania | 13 | $ 2,185,000 | $ 168,000 | $ 62,000 |
| Bastrop County Texas | 13 | $ 3,375,000 | $ 259,000 | $ 101,000 |
| Arapahoe County Colorado | 12 | $ 4,020,000 | $ 335,000 | $ 74,000 |
| Broward County Florida | 12 | $ 4,160,000 | $ 346,000 | $ 106,000 |
| Pasco County Florida | 12 | $ 2,990,000 | $ 249,000 | $ 119,000 |
| Lapeer County Michigan | 12 | $ 2,050,000 | $ 170,000 | $ 63,000 |
| Duval County Florida | 11 | $ 2,715,000 | $ 246,000 | $ 98,000 |
| Lake County Illinois | 11 | $ 2,385,000 | $ 216,000 | $ 109,000 |
| Hancock County Indiana | 10 | $ 2,200,000 | $ 220,000 | $ 93,000 |
| Marion County Indiana | 10 | $ 1,300,000 | $ 130,000 | $ 53,000 |
| Snohomish County Washington | 10 | $ 4,020,000 | $ 402,000 | $ 146,000 |
| Miami-Dade County Florida | 9 | $ 1,925,000 | $ 213,000 | $ 81,000 |
| McHenry County Illinois | 9 | $ 1,885,000 | $ 209,000 | $ 88,000 |
| Polk County Florida | 8 | $ 1,920,000 | $ 240,000 | $ 80,000 |
| Sarasota County Florida | 8 | $ 2,050,000 | $ 256,000 | $ 93,000 |
| Cameron County Texas | 8 | $ 1,280,000 | $ 160,000 | $ 108,000 |
| Fort Bend County Texas | 8 | $ 2,260,000 | $ 282,000 | $ 112,000 |
| Howard County Texas | 8 | $ 1,550,000 | $ 193,000 | $ 72,000 |
| Weber County Utah | 8 | $ 1,450,000 | $ 181,000 | $ 58,000 |
| Fulton County Georgia | 7 | $ 2,275,000 | $ 325,000 | $ 185,000 |
| Kane County Illinois | 7 | $ 1,615,000 | $ 230,000 | $ 97,000 |
| Will County Illinois | 7 | $ 1,925,000 | $ 275,000 | $ 107,000 |
| Sumner County Tennessee | 7 | $ 1,435,000 | $ 205,000 | $ 200,000 |
| Davis County Utah | 7 | $ 2,155,000 | $ 307,000 | $ 105,000 |
| Kern County California | 6 | $ 1,650,000 | $ 275,000 | $ 70,000 |
| Los Angeles County California | 6 | $ 3,070,000 | $ 511,000 | $ 155,000 |
| San Diego County California | 6 | $ 2,670,000 | $ 445,000 | $ 126,000 |
| San Joaquin County California | 6 | $ 1,950,000 | $ 325,000 | $ 63,000 |
| Manatee County Florida | 6 | $ 1,430,000 | $ 238,000 | $ 174,000 |
| Orange County Florida | 6 | $ 1,080,000 | $ 180,000 | $ 65,000 |
| Forsyth County Georgia | 6 | $ 1,630,000 | $ 271,000 | $ 128,000 |
| DuPage County Illinois | 6 | $ 1,440,000 | $ 240,000 | $ 113,000 |
| DeSoto County Mississippi | 6 | $ 780,000 | $ 130,000 | $ 58,000 |
| Brazoria County Texas | 6 | $ 1,420,000 | $ 236,000 | $ 83,000 |
| Burnet County Texas | 6 | $ 1,260,000 | $ 210,000 | $ 160,000 |
| Kendall County Texas | 6 | $ 2,340,000 | $ 390,000 | $ 112,000 |
| Wilson County Texas | 6 | $ 2,310,000 | $ 385,000 | $ 127,000 |
| Mohave County Arizona | 5 | $ 1,095,000 | $ 219,000 | $ 90,000 |
| Charlotte County Florida | 5 | $ 655,000 | $ 131,000 | $ 54,000 |
| Clay County Florida | 5 | $ 905,000 | $ 181,000 | $ 95,000 |
| Escambia County Florida | 5 | $ 1,155,000 | $ 231,000 | $ 75,000 |
| Volusia County Florida | 5 | $ 1,195,000 | $ 239,000 | $ 27,000 |
| Gwinnett County Georgia | 5 | $ 2,075,000 | $ 415,000 | $ 141,000 |
| Lake County Indiana | 5 | $ 1,045,000 | $ 209,000 | $ 113,000 |
| Shelby County Indiana | 5 | $ 685,000 | $ 137,000 | $ 64,000 |
| Prince George's County Maryland | 5 | $ 1,225,000 | $ 245,000 | $ 83,000 |
| Hinds County Mississippi | 5 | $ 595,000 | $ 119,000 | $ 37,000 |
| Multnomah County Oregon | 5 | $ 1,385,000 | $ 277,000 | $ 99,000 |
| Ellis County Texas | 5 | $ 1,225,000 | $ 245,000 | $ 61,000 |
| Hunt County Texas | 5 | $ 1,095,000 | $ 219,000 | $ 106,000 |
| San Jacinto County Texas | 5 | $ 885,000 | $ 177,000 | $ 131,000 |
| Mobile County Alabama | 4 | $ 900,000 | $ 225,000 | $ 77,000 |
| Shelby County Alabama | 4 | $ 820,000 | $ 205,000 | $ 69,000 |
| Fairfield County Connecticut | 4 | $ 1,370,000 | $ 342,000 | $ 136,000 |
| Seminole County Florida | 4 | $ 1,220,000 | $ 305,000 | $ 142,000 |
| St. Johns County Florida | 4 | $ 1,210,000 | $ 302,000 | $ 145,000 |
| Hall County Georgia | 4 | $ 750,000 | $ 187,000 | $ 63,000 |
| Rush County Indiana | 4 | $ 700,000 | $ 175,000 | $ 103,000 |
| Barry County Michigan | 4 | $ 680,000 | $ 170,000 | $ 49,000 |
| Genesee County Michigan | 4 | $ 490,000 | $ 122,000 | $ 61,000 |
| Wayne County Michigan | 4 | $ 950,000 | $ 237,000 | $ 109,000 |
| Marshall County Mississippi | 4 | $ 750,000 | $ 187,000 | $ 61,000 |
| Rankin County Mississippi | 4 | $ 590,000 | $ 147,000 | $ 90,000 |
| Tate County Mississippi | 4 | $ 240,000 | $ 60,000 | $ 40,000 |
| Forsyth County North Carolina | 4 | $ 770,000 | $ 192,000 | $ 89,000 |
| Wake County North Carolina | 4 | $ 1,130,000 | $ 282,000 | $ 183,000 |
| Chester County Pennsylvania | 4 | $ 900,000 | $ 225,000 | $ 107,000 |
| Cumberland County Pennsylvania | 4 | $ 1,090,000 | $ 272,000 | $ 179,000 |
| Dauphin County Pennsylvania | 4 | $ 640,000 | $ 160,000 | $ 70,000 |
| Horry County South Carolina | 4 | $ 700,000 | $ 175,000 | $ 85,000 |
| Grayson County Texas | 4 | $ 890,000 | $ 222,000 | $ 49,000 |
| Lampasas County Texas | 4 | $ 1,220,000 | $ 305,000 | $ 114,000 |
| Medina County Texas | 4 | $ 1,440,000 | $ 360,000 | $ 111,000 |
| Parker County Texas | 4 | $ 920,000 | $ 230,000 | $ 106,000 |
| Polk County Texas | 4 | $ 550,000 | $ 137,000 | $ 60,000 |
| Loudoun County Virginia | 4 | $ 1,790,000 | $ 447,000 | $ 149,000 |
| Mason County Washington | 4 | $ 870,000 | $ 217,000 | $ 110,000 |
| Alameda County California | 3 | $ 1,025,000 | $ 341,000 | $ 164,000 |
| Butte County California | 3 | $ 935,000 | $ 311,000 | $ 421,000 |
| Placer County California | 3 | $ 1,105,000 | $ 368,000 | $ 93,000 |
| Riverside County California | 3 | $ 935,000 | $ 311,000 | $ 70,000 |
| Lake County Florida | 3 | $ 645,000 | $ 215,000 | $ 96,000 |
| Jackson County Georgia | 3 | $ 355,000 | $ 118,000 | $ 41,000 |
| Honolulu County Hawaii | 3 | $ 2,445,000 | $ 815,000 | $ 105,000 |
| Hendricks County Indiana | 3 | $ 575,000 | $ 191,000 | $ 80,000 |
| St. Tammany County Louisiana | 3 | $ 465,000 | $ 155,000 | $ 49,000 |
| Frederick County Maryland | 3 | $ 835,000 | $ 278,000 | $ 157,000 |
| Middlesex County Massachusetts | 3 | $ 1,545,000 | $ 515,000 | $ 135,000 |
| Allegan County Michigan | 3 | $ 695,000 | $ 231,000 | $ 208,000 |
| Berrien County Michigan | 3 | $ 735,000 | $ 245,000 | $ 327,000 |
| Lee County Mississippi | 3 | $ 595,000 | $ 198,000 | $ 44,000 |
| Camden County New Jersey | 3 | $ 1,665,000 | $ 555,000 | $ 150,000 |
| Sussex County New Jersey | 3 | $ 835,000 | $ 278,000 | $ 122,000 |
| Mecklenburg County North Carolina | 3 | $ 1,185,000 | $ 395,000 | $ 161,000 |
| New Hanover County North Carolina | 3 | $ 1,055,000 | $ 351,000 | $ 127,000 |
| Union County North Carolina | 3 | $ 575,000 | $ 191,000 | $ 69,000 |
| Clackamas County Oregon | 3 | $ 915,000 | $ 305,000 | $ 96,000 |
| Lane County Oregon | 3 | $ 705,000 | $ 235,000 | $ 115,000 |
| Linn County Oregon | 3 | $ 695,000 | $ 231,000 | $ 38,000 |
| Cheatham County Tennessee | 3 | $ 675,000 | $ 225,000 | $ 81,000 |
| Davidson County Tennessee | 3 | $ 575,000 | $ 191,000 | $ 79,000 |
| Robertson County Tennessee | 3 | $ 785,000 | $ 261,000 | $ 36,000 |
| Sevier County Tennessee | 3 | $ 715,000 | $ 238,000 | $ 105,000 |
| Hidalgo County Texas | 3 | $ 655,000 | $ 218,000 | $ 109,000 |
| Llano County Texas | 3 | $ 395,000 | $ 131,000 | $ 42,000 |
| Matagorda County Texas | 3 | $ 865,000 | $ 288,000 | $ 1,758,000 |
| Midland County Texas | 3 | $ 805,000 | $ 268,000 | $ 93,000 |
| Mitchell County Texas | 3 | $ 405,000 | $ 135,000 | $ 73,000 |
| Nueces County Texas | 3 | $ 565,000 | $ 188,000 | $ 107,000 |
| Van Zandt County Texas | 3 | $ 635,000 | $ 211,000 | $ 76,000 |
| Kitsap County Washington | 3 | $ 855,000 | $ 285,000 | $ 121,000 |
| Baldwin County Alabama | 2 | $ 500,000 | $ 250,000 | $ 263,000 |
| Blount County Alabama | 2 | $ 470,000 | $ 235,000 | $ 59,000 |
| Jefferson County Alabama | 2 | $ 320,000 | $ 160,000 | $ 73,000 |
| Lee County Alabama | 2 | $ 410,000 | $ 205,000 | $ 72,000 |
| Montgomery County Alabama | 2 | $ 280,000 | $ 140,000 | $ 95,000 |
| Pulaski County Arkansas | 2 | $ 240,000 | $ 120,000 | $ 72,000 |
| Contra Costa County California | 2 | $ 1,120,000 | $ 560,000 | $ 215,000 |
| Imperial County California | 2 | $ 530,000 | $ 265,000 | $ 118,000 |
| Sonoma County California | 2 | $ 1,070,000 | $ 535,000 | $ 302,000 |
| Sutter County California | 2 | $ 520,000 | $ 260,000 | $ 60,000 |
| Yuba County California | 2 | $ 470,000 | $ 235,000 | $ 54,000 |
| Jefferson County Colorado | 2 | $ 720,000 | $ 360,000 | $ 209,000 |
| Larimer County Colorado | 2 | $ 540,000 | $ 270,000 | $ 46,000 |
| Logan County Colorado | 2 | $ 350,000 | $ 175,000 | $ 47,000 |
| Pueblo County Colorado | 2 | $ 270,000 | $ 135,000 | $ 52,000 |
| Alachua County Florida | 2 | $ 390,000 | $ 195,000 | $ 230,000 |
| Collier County Florida | 2 | $ 660,000 | $ 330,000 | $ 195,000 |
| Hernando County Florida | 2 | $ 500,000 | $ 250,000 | $ 30,000 |
| Lee County Florida | 2 | $ 330,000 | $ 165,000 | $ 33,000 |
| Nassau County Florida | 2 | $ 840,000 | $ 420,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 920,000 | $ 460,000 | $ 135,000 |
| Santa Rosa County Florida | 2 | $ 460,000 | $ 230,000 | $ 110,000 |
| Chatham County Georgia | 2 | $ 500,000 | $ 250,000 | $ 82,000 |
| Cobb County Georgia | 2 | $ 830,000 | $ 415,000 | $ 192,000 |
| Henry County Georgia | 2 | $ 460,000 | $ 230,000 | $ 72,000 |
| Walton County Georgia | 2 | $ 390,000 | $ 195,000 | $ 49,000 |
| Hawaii County Hawaii | 2 | $ 370,000 | $ 185,000 | $ 51,000 |
| Kootenai County Idaho | 2 | $ 600,000 | $ 300,000 | $ 80,000 |
| Hamilton County Indiana | 2 | $ 740,000 | $ 370,000 | $ 106,000 |
| Madison County Indiana | 2 | $ 100,000 | $ 50,000 | $ 26,000 |
| Orleans County Louisiana | 2 | $ 560,000 | $ 280,000 | $ 154,000 |
| York County Maine | 2 | $ 370,000 | $ 185,000 | $ 73,000 |
| Dorchester County Maryland | 2 | $ 310,000 | $ 155,000 | $ 109,000 |
| Franklin County Massachusetts | 2 | $ 350,000 | $ 175,000 | $ 98,000 |
| Hampden County Massachusetts | 2 | $ 420,000 | $ 210,000 | $ 76,000 |
| Mecosta County Michigan | 2 | $ 220,000 | $ 110,000 | $ 40,000 |
| Monroe County Michigan | 2 | $ 290,000 | $ 145,000 | $ 72,000 |
| Oakland County Michigan | 2 | $ 630,000 | $ 315,000 | $ 146,000 |
| Otsego County Michigan | 2 | $ 500,000 | $ 250,000 | $ 131,000 |
| St. Clair County Michigan | 2 | $ 150,000 | $ 75,000 | $ 31,000 |
| Tuscola County Michigan | 2 | $ 390,000 | $ 195,000 | $ 60,000 |
| Van Buren County Michigan | 2 | $ 110,000 | $ 55,000 | $ 31,000 |
| Ramsey County Minnesota | 2 | $ 520,000 | $ 260,000 | $ 103,000 |
| Amite County Mississippi | 2 | $ 330,000 | $ 165,000 | $ 50,000 |
| Grenada County Mississippi | 2 | $ 290,000 | $ 145,000 | $ 47,000 |
| Jones County Mississippi | 2 | $ 260,000 | $ 130,000 | $ 50,000 |
| Panola County Mississippi | 2 | $ 410,000 | $ 205,000 | $ 52,000 |
| Scott County Mississippi | 2 | $ 240,000 | $ 120,000 | $ 51,000 |
| Tippah County Mississippi | 2 | $ 260,000 | $ 130,000 | $ 52,000 |
| Union County Mississippi | 2 | $ 360,000 | $ 180,000 | $ 98,000 |
| Douglas County Nebraska | 2 | $ 360,000 | $ 180,000 | $ 74,000 |
| Lancaster County Nebraska | 2 | $ 250,000 | $ 125,000 | $ 115,000 |
| Washoe County Nevada | 2 | $ 570,000 | $ 285,000 | $ 178,000 |
| Gloucester County New Jersey | 2 | $ 250,000 | $ 125,000 | $ 149,000 |
| Sandoval County New Mexico | 2 | $ 930,000 | $ 465,000 | $ 217,000 |
| Santa Fe County New Mexico | 2 | $ 930,000 | $ 465,000 | $ 50,000 |
| Catawba County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 28,000 |
| Cleveland County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 44,000 |
| Davidson County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 77,000 |
| Haywood County North Carolina | 2 | $ 910,000 | $ 455,000 | $ 320,000 |
| Johnston County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 56,000 |
| Jones County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 75,000 |
| Moore County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 53,000 |
| Summit County Ohio | 2 | $ 340,000 | $ 170,000 | $ 48,000 |
| Columbia County Oregon | 2 | $ 880,000 | $ 440,000 | $ 136,000 |
| Deschutes County Oregon | 2 | $ 650,000 | $ 325,000 | $ 213,000 |
| Jackson County Oregon | 2 | $ 510,000 | $ 255,000 | $ 86,000 |
| Washington County Oregon | 2 | $ 960,000 | $ 480,000 | $ 98,000 |
| Berks County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 84,000 |
| Montgomery County Pennsylvania | 2 | $ 540,000 | $ 270,000 | $ 54,000 |
| Philadelphia County Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 59,000 |
| Hamilton County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 98,000 |
| Knox County Tennessee | 2 | $ 570,000 | $ 285,000 | $ 67,000 |
| Bandera County Texas | 2 | $ 480,000 | $ 240,000 | $ 68,000 |
| Bee County Texas | 2 | $ 270,000 | $ 135,000 | $ 76,000 |
| Blanco County Texas | 2 | $ 430,000 | $ 215,000 | $ 76,000 |
| Brazos County Texas | 2 | $ 410,000 | $ 205,000 | $ 55,000 |
| Coryell County Texas | 2 | $ 260,000 | $ 130,000 | $ 42,000 |
| El Paso County Texas | 2 | $ 360,000 | $ 180,000 | $ 87,000 |
| Henderson County Texas | 2 | $ 290,000 | $ 145,000 | $ 91,000 |
| Johnson County Texas | 2 | $ 400,000 | $ 200,000 | $ 24,000 |
| McLennan County Texas | 2 | $ 410,000 | $ 205,000 | $ 79,000 |
| Orange County Texas | 2 | $ 360,000 | $ 180,000 | $ 93,000 |
| Waller County Texas | 2 | $ 300,000 | $ 150,000 | $ 63,000 |
| Wichita County Texas | 2 | $ 440,000 | $ 220,000 | $ 107,000 |
| Wise County Texas | 2 | $ 440,000 | $ 220,000 | $ 108,000 |
| Box Elder County Utah | 2 | $ 310,000 | $ 155,000 | $ 89,000 |
| Summit County Utah | 2 | $ 730,000 | $ 365,000 | $ 149,000 |
| Tooele County Utah | 2 | $ 270,000 | $ 135,000 | $ 125,000 |
| Clark County Washington | 2 | $ 760,000 | $ 380,000 | $ 170,000 |
| Spokane County Washington | 2 | $ 440,000 | $ 220,000 | $ 73,000 |
| Thurston County Washington | 2 | $ 490,000 | $ 245,000 | $ 69,000 |
| Chambers County Alabama | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Chilton County Alabama | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Elmore County Alabama | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Etowah County Alabama | 1 | $ 405,000 | $ 405,000 | $ 67,000 |
| Macon County Alabama | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Marion County Alabama | 1 | $ 275,000 | $ 275,000 | $ 55,000 |
| Randolph County Alabama | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Tuscaloosa County Alabama | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Coconino County Arizona | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| La Paz County Arizona | 1 | $ 405,000 | $ 405,000 | $ 87,000 |
| Washington County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
| El Dorado County California | 1 | $ 495,000 | $ 495,000 | $ 137,000 |
| Fresno County California | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Kings County California | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Lake County California | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Napa County California | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Orange County California | 1 | $ 455,000 | $ 455,000 | $ 141,000 |
| Plumas County California | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| San Bernardino County California | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Santa Barbara County California | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Siskiyou County California | 1 | $ 425,000 | $ 425,000 | $ 181,000 |
| Solano County California | 1 | $ 345,000 | $ 345,000 | $ 71,000 |
| Stanislaus County California | 1 | $ 435,000 | $ 435,000 | $ 156,000 |
| Ventura County California | 1 | $ 475,000 | $ 475,000 | $ 64,000 |
| Yolo County California | 1 | $ 415,000 | $ 415,000 | $ 116,000 |
| Alamosa County Colorado | 1 | $ 185,000 | $ 185,000 | $ 30,000 |
| Boulder County Colorado | 1 | $ 335,000 | $ 335,000 | $ 70,000 |
| Douglas County Colorado | 1 | $ 365,000 | $ 365,000 | $ 61,000 |
| Weld County Colorado | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Hartford County Connecticut | 1 | $ 195,000 | $ 195,000 | $ 534,000 |
| Middlesex County Connecticut | 1 | $ 325,000 | $ 325,000 | $ 163,000 |
| New Haven County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 534,000 |
| Kent County Delaware | 1 | $ 175,000 | $ 175,000 | $ 170,000 |
| New Castle County Delaware | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Sussex County Delaware | 1 | $ 295,000 | $ 295,000 | $ 154,000 |
| Brevard County Florida | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| Okaloosa County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Osceola County Florida | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Putnam County Florida | 1 | $ 115,000 | $ 115,000 | $ 22,000 |
| Camden County Georgia | 1 | $ 295,000 | $ 295,000 | $ 163,000 |
| Carroll County Georgia | 1 | $ 195,000 | $ 195,000 | $ 113,000 |
| Clayton County Georgia | 1 | $ 145,000 | $ 145,000 | $ 27,000 |
| DeKalb County Georgia | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Effingham County Georgia | 1 | $ 215,000 | $ 215,000 | $ 37,000 |
| Fayette County Georgia | 1 | $ 365,000 | $ 365,000 | $ 68,000 |
| Habersham County Georgia | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Houston County Georgia | 1 | $ 105,000 | $ 105,000 | $ 19,000 |
| Liberty County Georgia | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Newton County Georgia | 1 | $ 155,000 | $ 155,000 | $ 28,000 |
| Putnam County Georgia | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Tattnall County Georgia | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Washington County Georgia | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Whitfield County Georgia | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Ada County Idaho | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Bear Lake County Idaho | 1 | $ 335,000 | $ 335,000 | $ 468,000 |
| Gem County Idaho | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
| Latah County Idaho | 1 | $ 295,000 | $ 295,000 | $ 99,000 |
| Owyhee County Idaho | 1 | $ 285,000 | $ 285,000 | $ 57,000 |
| Kankakee County Illinois | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Kendall County Illinois | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Saline County Illinois | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| St. Clair County Illinois | 1 | $ 175,000 | $ 175,000 | $ 248,000 |
| Johnson County Indiana | 1 | $ 95,000 | $ 95,000 | $ 277,000 |
| Porter County Indiana | 1 | $ 325,000 | $ 325,000 | $ 87,000 |
| Appanoose County Iowa | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Johnson County Iowa | 1 | $ 215,000 | $ 215,000 | $ 228,000 |
| Clay County Kansas | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Johnson County Kansas | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Riley County Kansas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Madison County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Woodford County Kentucky | 1 | $ 375,000 | $ 375,000 | $ 316,000 |
| Calcasieu County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 139,000 |
| Franklin County Maine | 1 | $ 65,000 | $ 65,000 | $ 118,000 |
| Charles County Maryland | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 335,000 | $ 335,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 215,000 | $ 215,000 | $ 171,000 |
| Washington County Maryland | 1 | $ 305,000 | $ 305,000 | $ 102,000 |
| Norfolk County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 107,000 |
| Plymouth County Massachusetts | 1 | $ 515,000 | $ 515,000 | $ 158,000 |
| Clare County Michigan | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Ionia County Michigan | 1 | $ 235,000 | $ 235,000 | $ 47,000 |
| Kalamazoo County Michigan | 1 | $ 305,000 | $ 305,000 | $ 138,000 |
| Livingston County Michigan | 1 | $ 215,000 | $ 215,000 | $ 144,000 |
| Muskegon County Michigan | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Oceana County Michigan | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Choctaw County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Forrest County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Franklin County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Hancock County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Humphreys County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 22,000 |
| Lafayette County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Lamar County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Monroe County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Pike County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Tunica County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Warren County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Cass County Missouri | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Cole County Missouri | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Douglas County Missouri | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Missoula County Montana | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Ravalli County Montana | 1 | $ 295,000 | $ 295,000 | $ 114,000 |
| Gage County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Elko County Nevada | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Strafford County New Hampshire | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Cape May County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 212,000 |
| Hudson County New Jersey | 1 | $ 525,000 | $ 525,000 | $ 157,000 |
| Morris County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 158,000 |
| Union County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 276,000 |
| Warren County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Alamance County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Anson County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Brunswick County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Caldwell County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Chowan County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Craven County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Franklin County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Gaston County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Guilford County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Henderson County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 57,000 |
| Mitchell County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Nash County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Onslow County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 148,000 |
| Pasquotank County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Pender County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 235,000 |
| Pitt County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 179,000 |
| Richmond County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Rowan County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Surry County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Warren County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Wayne County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 19,000 |
| Wilkes County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Wilson County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Yancey County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 67,000 |
| Franklin County Ohio | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Medina County Ohio | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Portage County Ohio | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Scioto County Ohio | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Canadian County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Grady County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Stephens County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Washita County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Douglas County Oregon | 1 | $ 245,000 | $ 245,000 | $ 277,000 |
| Josephine County Oregon | 1 | $ 405,000 | $ 405,000 | $ 67,000 |
| Marion County Oregon | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Polk County Oregon | 1 | $ 345,000 | $ 345,000 | $ 104,000 |
| Franklin County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Lackawanna County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Lancaster County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 76,000 |
| Luzerne County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Anderson County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Berkeley County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 129,000 |
| Cherokee County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Greenville County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Lexington County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Orangeburg County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Spartanburg County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Blount County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 84,000 |
| Hardin County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| McNairy County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Monroe County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Rutherford County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Shelby County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Stewart County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 159,000 |
| Sullivan County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Williamson County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 301,000 |
| Wilson County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 57,000 |
| Atascosa County Texas | 1 | $ 355,000 | $ 355,000 | $ 123,000 |
| Bowie County Texas | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Concho County Texas | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Gillespie County Texas | 1 | $ 295,000 | $ 295,000 | $ 238,000 |
| Harrison County Texas | 1 | $ 105,000 | $ 105,000 | $ 17,000 |
| Hood County Texas | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| Jefferson County Texas | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Kaufman County Texas | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Kerr County Texas | 1 | $ 365,000 | $ 365,000 | $ 75,000 |
| Lavaca County Texas | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Lee County Texas | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Limestone County Texas | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Lubbock County Texas | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Mason County Texas | 1 | $ 395,000 | $ 395,000 | $ 137,000 |
| Nolan County Texas | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Panola County Texas | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Randall County Texas | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Taylor County Texas | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Trinity County Texas | 1 | $ 155,000 | $ 155,000 | $ 131,000 |
| Webb County Texas | 1 | $ 105,000 | $ 105,000 | $ 19,000 |
| Wood County Texas | 1 | $ 95,000 | $ 95,000 | $ 95,000 |
| Juab County Utah | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Uintah County Utah | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Washington County Utah | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Chesapeake County Virginia | 1 | $ 355,000 | $ 355,000 | $ 96,000 |
| Fairfax County Virginia | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Franklin County Virginia | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Frederick County Virginia | 1 | $ 385,000 | $ 385,000 | $ 179,000 |
| Prince William County Virginia | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Sussex County Virginia | 1 | $ 245,000 | $ 245,000 | $ 40,000 |
| Tazewell County Virginia | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Clallam County Washington | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Douglas County Washington | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Grays Harbor County Washington | 1 | $ 375,000 | $ 375,000 | $ 277,000 |
| Jefferson County Washington | 1 | $ 355,000 | $ 355,000 | $ 63,000 |
| Pacific County Washington | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Pend Oreille County Washington | 1 | $ 285,000 | $ 285,000 | $ 101,000 |
| Skagit County Washington | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Stevens County Washington | 1 | $ 205,000 | $ 205,000 | $ 177,000 |
| Whatcom County Washington | 1 | $ 325,000 | $ 325,000 | $ 119,000 |
| Jefferson County West Virginia | 1 | $ 335,000 | $ 335,000 | $ 186,000 |
| Monongalia County West Virginia | 1 | $ 245,000 | $ 245,000 | $ 166,000 |
| Raleigh County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Dane County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 122,000 |
| Manitowoc County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 104,000 |
| Milwaukee County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Racine County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Laramie County Wyoming | 1 | $ 205,000 | $ 205,000 | $ 245,000 |
Mortgage Loan Application Detail Totals for Austin Capital Bank Ssb in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,357 | $331,445,000 | $244,000 | $1,115,000 | $96,000 | $1,758,000 |
| Refinancing | 905 | $243,555,000 | $269,000 | $745,000 | $120,000 | $600,000 |
| Cash-out Refinancing | 399 | $100,965,000 | $253,000 | $1,125,000 | $115,000 | $1,758,000 |
| Home Improvement | 1 | $5,000 | $5,000 | $5,000 | $44,000 | $44,000 |
| Not Applicable | 1 | $205,000 | $205,000 | $205,000 | $210,000 | $210,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,386 | $356,870,000 | $257,000 | $1,125,000 | $111,000 | $1,758,000 |
| Not Provided | 567 | $141,705,000 | $249,000 | $975,000 | $112,000 | $1,158,000 |
| Hispanic | 388 | $94,050,000 | $242,000 | $745,000 | $89,000 | $452,000 |
| Asian | 169 | $45,785,000 | $270,000 | $735,000 | $117,000 | $534,000 |
| Black or African American | 136 | $32,510,000 | $239,000 | $755,000 | $84,000 | $387,000 |
| American Indian or Alaskan Native | 7 | $1,865,000 | $266,000 | $415,000 | $123,000 | $227,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,285,000 | $457,000 | $675,000 | $79,000 | $100,000 |
| Not applicable | 1 | $135,000 | $135,000 | $135,000 | $25,000 | $25,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,844 | $474,030,000 | $257,000 | $1,125,000 | $120,000 | $1,758,000 |
| FHA-insured (Federal Housing Administration) | 445 | $96,465,000 | $216,000 | $545,000 | $70,000 | $307,000 |
| VA-guaranteed (Veterans Administration) | 312 | $94,730,000 | $303,000 | $1,115,000 | $83,000 | $268,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 62 | $10,950,000 | $176,000 | $445,000 | $54,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,627 | $425,885,000 | $261,000 | $1,115,000 | $110,000 | $1,758,000 |
| Application Withdrawn By Applicant | 786 | $194,060,000 | $246,000 | $1,125,000 | $107,000 | $1,758,000 |
| Application Denied By Financial Institution | 232 | $51,560,000 | $222,000 | $745,000 | $86,000 | $1,560,000 |
| File Closed For Incompleteness | 9 | $1,745,000 | $193,000 | $315,000 | $75,000 | $146,000 |
| Application Approved But Not Accepted | 6 | $2,020,000 | $336,000 | $505,000 | $69,000 | $110,000 |
| Loan Purchased By The Institution | 3 | $905,000 | $301,000 | $465,000 | $93,000 | $114,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,431 | $624,615,000 | $256,000 | $1,125,000 | $109,000 | $1,758,000 |
| Credit History | 79 | $15,945,000 | $201,000 | $575,000 | $108,000 | $1,560,000 |
| Debt-To-Income Ratio | 79 | $19,645,000 | $248,000 | $745,000 | $76,000 | $387,000 |
| Collateral | 38 | $8,560,000 | $225,000 | $405,000 | $74,000 | $183,000 |
| Other | 12 | $2,580,000 | $215,000 | $515,000 | $88,000 | $301,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,010,000 | $201,000 | $315,000 | $80,000 | $139,000 |
| Unverifiable Information | 8 | $1,590,000 | $198,000 | $255,000 | $55,000 | $84,000 |
| Credit Application Incomplete | 3 | $865,000 | $288,000 | $525,000 | $109,000 | $167,000 |
| Employment History | 3 | $365,000 | $121,000 | $155,000 | $52,000 | $82,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Austin Capital Bank Ssb's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Austin Capital Bank Ssb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.