Liberty Financial Group, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Liberty Financial Group, Inc. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Financial Group, Inc. 205 108Th Ave Ne Ste. 270 Bellevue, WA 98004 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,543 |
| Total Mortgage Loan Application Amount | $364,320,000 |
| Average Mortgage Loan Application Amount | $200,307 |
| Highest Mortgage Loan Application Amount | $2,433,000 |
| Average Applicant Income | $140,269 |
| Highest Applicant Income | $1,318,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Liberty Financial Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Financial Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Liberty Financial Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Financial Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Financial Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Financial Group, Inc.'s mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 672 | $ 182,033,000 | $ 270,000 | $ 141,000 |
| Anchorage County Alaska | 147 | $ 29,564,000 | $ 201,000 | $ 88,000 |
| Snohomish County Washington | 134 | $ 27,823,000 | $ 207,000 | $ 87,000 |
| Pierce County Washington | 58 | $ 11,424,000 | $ 196,000 | $ 90,000 |
| Los Angeles County California | 56 | $ 16,630,000 | $ 296,000 | $ 128,000 |
| Clark County Nevada | 50 | $ 10,508,000 | $ 210,000 | $ 142,000 |
| Orange County California | 31 | $ 10,999,000 | $ 354,000 | $ 229,000 |
| Chelan County Washington | 28 | $ 2,988,000 | $ 106,000 | $ 63,000 |
| Kitsap County Washington | 27 | $ 6,398,000 | $ 236,000 | $ 109,000 |
| Riverside County California | 25 | $ 5,199,000 | $ 207,000 | $ 122,000 |
| Maricopa County Arizona | 22 | $ 2,868,000 | $ 130,000 | $ 87,000 |
| Clackamas County Oregon | 21 | $ 5,850,000 | $ 278,000 | $ 108,000 |
| Washington County Oregon | 21 | $ 4,242,000 | $ 202,000 | $ 101,000 |
| Multnomah County Oregon | 19 | $ 2,707,000 | $ 142,000 | $ 59,000 |
| San Bernardino County California | 17 | $ 3,724,000 | $ 219,000 | $ 78,000 |
| Clark County Washington | 17 | $ 2,449,000 | $ 144,000 | $ 102,000 |
| Marion County Oregon | 16 | $ 2,291,000 | $ 143,000 | $ 74,000 |
| San Diego County California | 13 | $ 3,744,000 | $ 288,000 | $ 110,000 |
| Whatcom County Washington | 12 | $ 2,196,000 | $ 183,000 | $ 166,000 |
| Douglas County Washington | 9 | $ 1,356,000 | $ 150,000 | $ 60,000 |
| Ada County Idaho | 8 | $ 1,284,000 | $ 160,000 | $ 56,000 |
| Yakima County Washington | 7 | $ 608,000 | $ 86,000 | $ 78,000 |
| Pima County Arizona | 6 | $ 1,166,000 | $ 194,000 | $ 125,000 |
| Alameda County California | 6 | $ 2,253,000 | $ 375,000 | $ 393,000 |
| Matanuska-Susitna County Alaska | 5 | $ 742,000 | $ 148,000 | $ 70,000 |
| Fresno County California | 5 | $ 889,000 | $ 177,000 | $ 80,000 |
| Santa Clara County California | 5 | $ 2,345,000 | $ 469,000 | $ 149,000 |
| Ventura County California | 5 | $ 1,657,000 | $ 331,000 | $ 132,000 |
| Grant County Washington | 5 | $ 344,000 | $ 68,000 | $ 61,000 |
| Mohave County Arizona | 4 | $ 280,000 | $ 70,000 | $ 67,000 |
| Contra Costa County California | 4 | $ 670,000 | $ 167,000 | $ 127,000 |
| Deschutes County Oregon | 4 | $ 1,060,000 | $ 265,000 | $ 112,000 |
| Island County Washington | 4 | $ 1,047,000 | $ 261,000 | $ 106,000 |
| Kern County California | 3 | $ 431,000 | $ 143,000 | $ 59,000 |
| Sacramento County California | 3 | $ 898,000 | $ 299,000 | $ 162,000 |
| Lane County Oregon | 3 | $ 348,000 | $ 116,000 | $ 58,000 |
| Yamhill County Oregon | 3 | $ 385,000 | $ 128,000 | $ 92,000 |
| Benton County Washington | 3 | $ 326,000 | $ 108,000 | $ 68,000 |
| Grays Harbor County Washington | 3 | $ 331,000 | $ 110,000 | $ 87,000 |
| Jefferson County Washington | 3 | $ 633,000 | $ 211,000 | $ 207,000 |
| Kittitas County Washington | 3 | $ 903,000 | $ 301,000 | $ 159,000 |
| Shelby County Alabama | 2 | $ 133,000 | $ 66,000 | $ 48,000 |
| Pueblo County Colorado | 2 | $ 137,000 | $ 68,000 | $ 46,000 |
| Blaine County Idaho | 2 | $ 330,000 | $ 165,000 | $ 265,000 |
| Canyon County Idaho | 2 | $ 300,000 | $ 150,000 | $ 90,000 |
| Kootenai County Idaho | 2 | $ 118,000 | $ 59,000 | $ 56,000 |
| Columbia County Oregon | 2 | $ 496,000 | $ 248,000 | $ 71,000 |
| Klamath County Oregon | 2 | $ 307,000 | $ 153,000 | $ 72,000 |
| Wasco County Oregon | 2 | $ 158,000 | $ 79,000 | $ 65,000 |
| Lewis County Washington | 2 | $ 179,000 | $ 89,000 | $ 69,000 |
| Mason County Washington | 2 | $ 642,000 | $ 321,000 | $ 66,000 |
| Okanogan County Washington | 2 | $ 69,000 | $ 34,000 | $ 144,000 |
| San Juan County Washington | 2 | $ 708,000 | $ 354,000 | $ 219,000 |
| Skagit County Washington | 2 | $ 399,000 | $ 199,000 | $ 81,000 |
| Pike County Alabama | 1 | $ 88,000 | $ 88,000 | $ 41,000 |
| North Slope County Alaska | 1 | $ 90,000 | $ 90,000 | $ 168,000 |
| Navajo County Arizona | 1 | $ 180,000 | $ 180,000 | $ 96,000 |
| Pinal County Arizona | 1 | $ 108,000 | $ 108,000 | $ 198,000 |
| Kings County California | 1 | $ 118,000 | $ 118,000 | $ 46,000 |
| Lake County California | 1 | $ 90,000 | $ 90,000 | $ 25,000 |
| Mendocino County California | 1 | $ 80,000 | $ 80,000 | $ 100,000 |
| Merced County California | 1 | $ 204,000 | $ 204,000 | $ 70,000 |
| Placer County California | 1 | $ 1,208,000 | $ 1,208,000 | $ 660,000 |
| San Luis Obispo County California | 1 | $ 366,000 | $ 366,000 | $ 88,000 |
| San Mateo County California | 1 | $ 263,000 | $ 263,000 | $ 102,000 |
| Stanislaus County California | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Adams County Colorado | 1 | $ 158,000 | $ 158,000 | $ 57,000 |
| Rio Grande County Colorado | 1 | $ 69,000 | $ 69,000 | $ 58,000 |
| Gwinnett County Georgia | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| Honolulu County Hawaii | 1 | $ 287,000 | $ 287,000 | $ 55,000 |
| Maui County Hawaii | 1 | $ 439,000 | $ 439,000 | $ 551,000 |
| Bonner County Idaho | 1 | $ 340,000 | $ 340,000 | $ 600,000 |
| Morgan County Indiana | 1 | $ 112,000 | $ 112,000 | $ 154,000 |
| St. Louis City County Missouri | 1 | $ 228,000 | $ 228,000 | $ 131,000 |
| Churchill County Nevada | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Coos County Oregon | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Crook County Oregon | 1 | $ 375,000 | $ 375,000 | $ 106,000 |
| Jackson County Oregon | 1 | $ 96,000 | $ 96,000 | $ 149,000 |
| Lincoln County Oregon | 1 | $ 159,000 | $ 159,000 | $ 240,000 |
| Tillamook County Oregon | 1 | $ 106,000 | $ 106,000 | $ 96,000 |
| Umatilla County Oregon | 1 | $ 171,000 | $ 171,000 | $ 102,000 |
| Loudoun County Virginia | 1 | $ 700,000 | $ 700,000 | $ 535,000 |
| Thurston County Washington | 1 | $ 33,000 | $ 33,000 | $ 25,000 |
| Uinta County Wyoming | 1 | $ 33,000 | $ 33,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for Liberty Financial Group, Inc. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 851 | $183,727,000 | $220,000 | $2,433,000 | $174,692 | $1,318,000 |
| Refinancing | 691 | $180,433,000 | $182,333 | $1,800,000 | $112,250 | $1,315,000 |
| Home Improvement | 1 | $160,000 | $160,000 | $160,000 | $29,000 | $29,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 713 | $165,414,000 | $180,333 | $1,215,000 | $115,750 | $1,315,000 |
| Not Provided | 595 | $143,690,000 | $170,800 | $2,433,000 | $114,300 | $1,318,000 |
| Asian | 147 | $32,324,000 | $218,833 | $1,705,000 | $151,833 | $1,140,000 |
| Hispanic | 32 | $6,984,000 | $249,200 | $581,000 | $102,800 | $180,000 |
| Black or African American | 25 | $7,540,000 | $328,833 | $1,287,000 | $199,500 | $535,000 |
| Not applicable | 22 | $6,486,000 | $259,333 | $950,000 | $120,000 | $326,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,531,000 | $221,000 | $364,000 | $112,500 | $159,000 |
| American Indian or Alaskan Native | 2 | $351,000 | $175,000 | $196,000 | $118,000 | $155,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,539 | $363,580,000 | $210,733 | $2,433,000 | $147,333 | $1,318,000 |
| FHA-insured (Federal Housing Administration) | 3 | $536,000 | $178,000 | $227,000 | $49,000 | $60,000 |
| VA-guaranteed (Veterans Administration) | 1 | $204,000 | $204,000 | $204,000 | $84,000 | $84,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,425 | $338,077,000 | $232,142 | $2,433,000 | $173,714 | $1,318,000 |
| Application Approved But Not Accepted | 54 | $10,618,000 | $172,000 | $530,000 | $82,500 | $275,000 |
| Application Withdrawn By Applicant | 54 | $12,762,000 | $159,222 | $650,000 | $89,666 | $1,315,000 |
| Application Denied By Financial Institution | 8 | $2,496,000 | $204,200 | $1,705,000 | $161,400 | $739,000 |
| File Closed For Incompleteness | 2 | $367,000 | $183,500 | $339,000 | $85,500 | $123,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $50,000 | $50,000 | $50,000 | $60,000 | $60,000 |
| Collateral | 1 | $90,000 | $90,000 | $90,000 | $168,000 | $168,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Financial Group, Inc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Financial Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.