Liberty Financial Group, Inc. Mortgage Lending & HMDA Data, 2004
In 2004, Liberty Financial Group, Inc. of Bellevue, WA reported 1,543 mortgage applications totaling $364.3 million, down 38% from 2003. The average application was for $236,111, and applicants reported an average income of $111,629. 92% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (806), Anchorage, AK (152) and Portland-Vancouver-Beaverton, OR-WA (66) (applications in parentheses).
| Mortgage Company & Address | Liberty Financial Group, Inc. 205 108th Ave Ne Ste. 270 Bellevue, WA 98004 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,543 |
| Total Mortgage Loan Application Amount | $364,320,000 |
| Average Mortgage Loan Application Amount | $236,111 |
| Highest Mortgage Loan Application Amount | $2,433,000 |
| Average Applicant Income | $111,629 |
| Highest Applicant Income | $1,318,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Liberty Financial Group, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Seattle-Bellevue-Everett, WA | 806 | $ 209,856,000 | $ 260,367 | $ 121,000 |
| Anchorage, AK | 152 | $ 30,306,000 | $ 199,381 | $ 84,000 |
| Portland-Vancouver-Beaverton, OR-WA | 66 | $ 13,680,000 | $ 207,272 | $ 87,000 |
| Tacoma, WA | 58 | $ 11,424,000 | $ 196,965 | $ 90,000 |
| Los Angeles-Long Beach-Glendale, CA | 56 | $ 16,630,000 | $ 296,964 | $ 128,000 |
| Las Vegas-Paradise, NV | 50 | $ 10,508,000 | $ 210,160 | $ 142,000 |
| Riverside-San Bernardino-Ontario, CA | 42 | $ 8,923,000 | $ 212,452 | $ 103,000 |
| Wenatchee, WA | 37 | $ 4,344,000 | $ 117,405 | $ 62,000 |
| Santa Ana-Anaheim-Irvine, CA | 31 | $ 10,999,000 | $ 354,806 | $ 229,000 |
| Bremerton-Silverdale, WA | 27 | $ 6,398,000 | $ 236,962 | $ 109,000 |
| Phoenix-Mesa-Scottsdale, AZ | 23 | $ 2,976,000 | $ 129,391 | $ 103,000 |
| Salem, OR | 16 | $ 2,291,000 | $ 143,187 | $ 74,000 |
| San Diego-Carlsbad-San Marcos, CA | 13 | $ 3,744,000 | $ 288,000 | $ 110,000 |
| Bellingham, WA | 12 | $ 2,196,000 | $ 183,000 | $ 166,000 |
| Boise City-Nampa, ID | 10 | $ 1,584,000 | $ 158,400 | $ 67,000 |
| Oakland-Fremont-Hayward, CA | 10 | $ 2,923,000 | $ 292,300 | $ 326,000 |
| Yakima, WA | 7 | $ 608,000 | $ 86,857 | $ 78,000 |
| Tucson, AZ | 6 | $ 1,166,000 | $ 194,333 | $ 125,000 |
| Fresno, CA | 5 | $ 889,000 | $ 177,800 | $ 80,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 1,657,000 | $ 331,400 | $ 132,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 2,345,000 | $ 469,000 | $ 149,000 |
| Bend, OR | 4 | $ 1,060,000 | $ 265,000 | $ 112,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 4 | $ 2,106,000 | $ 526,500 | $ 328,000 |
| Bakersfield, CA | 3 | $ 431,000 | $ 143,666 | $ 59,000 |
| Eugene-Springfield, OR | 3 | $ 348,000 | $ 116,000 | $ 58,000 |
| Kennewick-Richland-Pasco, WA | 3 | $ 326,000 | $ 108,666 | $ 68,000 |
| Birmingham-Hoover, AL | 2 | $ 133,000 | $ 66,500 | $ 48,000 |
| Coeur D'Alene, ID | 2 | $ 118,000 | $ 59,000 | $ 56,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 399,000 | $ 199,500 | $ 81,000 |
| Pueblo, CO | 2 | $ 137,000 | $ 68,500 | $ 46,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| Denver-Aurora, CO | 1 | $ 158,000 | $ 158,000 | $ 57,000 |
| Hanford-Corcoran, CA | 1 | $ 118,000 | $ 118,000 | $ 46,000 |
| Honolulu, HI | 1 | $ 287,000 | $ 287,000 | $ 55,000 |
| Indianapolis, IN | 1 | $ 112,000 | $ 112,000 | $ 154,000 |
| Medford, OR | 1 | $ 96,000 | $ 96,000 | $ 149,000 |
| Merced, CA | 1 | $ 204,000 | $ 204,000 | $ 70,000 |
| Modesto, CA | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Olympia, WA | 1 | $ 33,000 | $ 33,000 | $ 25,000 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 263,000 | $ 263,000 | $ 102,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 366,000 | $ 366,000 | $ 88,000 |
| St. Louis, MO-IL | 1 | $ 228,000 | $ 228,000 | $ 131,000 |
Mortgage Loan Application Detail Totals for Liberty Financial Group, Inc. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 851 | $183,727,000 | $220,000 | $2,433,000 | $174,692 | $1,318,000 |
| Refinancing | 691 | $180,433,000 | $182,333 | $1,800,000 | $112,250 | $1,315,000 |
| Home Improvement | 1 | $160,000 | $160,000 | $160,000 | $29,000 | $29,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 713 | $165,414,000 | $180,333 | $1,215,000 | $115,750 | $1,315,000 |
| Not Provided | 595 | $143,690,000 | $170,800 | $2,433,000 | $114,300 | $1,318,000 |
| Asian | 147 | $32,324,000 | $218,833 | $1,705,000 | $151,833 | $1,140,000 |
| Hispanic | 32 | $6,984,000 | $249,200 | $581,000 | $102,800 | $180,000 |
| Black or African American | 25 | $7,540,000 | $328,833 | $1,287,000 | $199,500 | $535,000 |
| Not applicable | 22 | $6,486,000 | $259,333 | $950,000 | $120,000 | $326,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,531,000 | $221,000 | $364,000 | $112,500 | $159,000 |
| American Indian or Alaskan Native | 2 | $351,000 | $175,000 | $196,000 | $118,000 | $155,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,539 | $363,580,000 | $210,733 | $2,433,000 | $147,333 | $1,318,000 |
| FHA-insured (Federal Housing Administration) | 3 | $536,000 | $178,000 | $227,000 | $49,000 | $60,000 |
| VA-guaranteed (Veterans Administration) | 1 | $204,000 | $204,000 | $204,000 | $84,000 | $84,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,425 | $338,077,000 | $232,142 | $2,433,000 | $173,714 | $1,318,000 |
| Application Approved But Not Accepted | 54 | $10,618,000 | $172,000 | $530,000 | $82,500 | $275,000 |
| Application Withdrawn By Applicant | 54 | $12,762,000 | $159,222 | $650,000 | $89,666 | $1,315,000 |
| Application Denied By Financial Institution | 8 | $2,496,000 | $204,200 | $1,705,000 | $161,400 | $739,000 |
| File Closed For Incompleteness | 2 | $367,000 | $183,500 | $339,000 | $85,500 | $123,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $50,000 | $50,000 | $50,000 | $60,000 | $60,000 |
| Collateral | 1 | $90,000 | $90,000 | $90,000 | $168,000 | $168,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Financial Group, Inc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Financial Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About