Liberty Savings Bank, F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Liberty Savings Bank, F.S.B. 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Savings Bank, F.S.B. 3435 Airborne Rd, Ste B Wilmington, OH 45177 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,613 |
| Total Mortgage Loan Application Amount | $451,038,000 |
| Average Mortgage Loan Application Amount | $113,333 |
| Highest Mortgage Loan Application Amount | $730,000 |
| Average Applicant Income | $75,333 |
| Highest Applicant Income | $3,406,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Liberty Savings Bank, F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Savings Bank, F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Liberty Savings Bank, F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Savings Bank, F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Savings Bank, F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Savings Bank, F.S.B.'s mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Ohio | 163 | $ 17,753,000 | $ 108,000 | $ 66,000 |
| Franklin County Ohio | 147 | $ 20,616,000 | $ 140,000 | $ 74,000 |
| Sarasota County Florida | 122 | $ 20,329,000 | $ 166,000 | $ 119,000 |
| Hamilton County Ohio | 110 | $ 15,142,000 | $ 137,000 | $ 72,000 |
| Pinellas County Florida | 104 | $ 18,421,000 | $ 177,000 | $ 155,000 |
| Arapahoe County Colorado | 94 | $ 19,309,000 | $ 205,000 | $ 125,000 |
| Denver County Colorado | 89 | $ 19,801,000 | $ 222,000 | $ 124,000 |
| Jefferson County Colorado | 78 | $ 16,957,000 | $ 217,000 | $ 117,000 |
| Douglas County Colorado | 75 | $ 18,974,000 | $ 252,000 | $ 102,000 |
| Manatee County Florida | 74 | $ 13,830,000 | $ 186,000 | $ 112,000 |
| Warren County Ohio | 73 | $ 13,848,000 | $ 189,000 | $ 115,000 |
| Grand County Colorado | 66 | $ 12,881,000 | $ 195,000 | $ 159,000 |
| Hillsborough County Florida | 56 | $ 9,072,000 | $ 162,000 | $ 114,000 |
| Boulder County Colorado | 54 | $ 15,604,000 | $ 288,000 | $ 141,000 |
| Butler County Ohio | 50 | $ 8,746,000 | $ 174,000 | $ 84,000 |
| Pasco County Florida | 49 | $ 7,608,000 | $ 155,000 | $ 83,000 |
| Beaufort County South Carolina | 41 | $ 8,371,000 | $ 204,000 | $ 124,000 |
| Adams County Colorado | 39 | $ 8,199,000 | $ 210,000 | $ 94,000 |
| Greene County Ohio | 39 | $ 5,875,000 | $ 150,000 | $ 111,000 |
| Clinton County Ohio | 35 | $ 3,599,000 | $ 102,000 | $ 53,000 |
| Hennepin County Minnesota | 33 | $ 6,666,000 | $ 202,000 | $ 91,000 |
| Highland County Ohio | 33 | $ 3,173,000 | $ 96,000 | $ 46,000 |
| Cuyahoga County Ohio | 32 | $ 5,200,000 | $ 162,000 | $ 78,000 |
| Summit County Colorado | 29 | $ 6,450,000 | $ 222,000 | $ 200,000 |
| Delaware County Ohio | 28 | $ 6,280,000 | $ 224,000 | $ 91,000 |
| Lee County Florida | 27 | $ 3,729,000 | $ 138,000 | $ 95,000 |
| El Paso County Colorado | 25 | $ 4,837,000 | $ 193,000 | $ 93,000 |
| Clermont County Ohio | 24 | $ 3,712,000 | $ 154,000 | $ 75,000 |
| Boone County Kentucky | 17 | $ 2,512,000 | $ 147,000 | $ 56,000 |
| Summit County Ohio | 17 | $ 2,644,000 | $ 155,000 | $ 70,000 |
| Duval County Florida | 16 | $ 3,585,000 | $ 224,000 | $ 100,000 |
| Anoka County Minnesota | 16 | $ 3,426,000 | $ 214,000 | $ 90,000 |
| Licking County Ohio | 16 | $ 2,439,000 | $ 152,000 | $ 96,000 |
| Lucas County Ohio | 16 | $ 1,871,000 | $ 116,000 | $ 59,000 |
| Allen County Indiana | 15 | $ 2,365,000 | $ 157,000 | $ 82,000 |
| Stark County Ohio | 15 | $ 1,762,000 | $ 117,000 | $ 55,000 |
| Clark County Ohio | 14 | $ 2,221,000 | $ 158,000 | $ 77,000 |
| Hernando County Florida | 13 | $ 1,063,000 | $ 81,000 | $ 56,000 |
| Kenton County Kentucky | 13 | $ 1,893,000 | $ 145,000 | $ 80,000 |
| Polk County Florida | 12 | $ 2,119,000 | $ 176,000 | $ 73,000 |
| Oakland County Michigan | 11 | $ 2,253,000 | $ 204,000 | $ 116,000 |
| Fairfield County Ohio | 11 | $ 1,889,000 | $ 171,000 | $ 63,000 |
| Broomfield County Colorado | 10 | $ 1,787,000 | $ 178,000 | $ 97,000 |
| Larimer County Colorado | 10 | $ 2,357,000 | $ 235,000 | $ 101,000 |
| Weld County Colorado | 10 | $ 2,062,000 | $ 206,000 | $ 78,000 |
| Charlotte County Florida | 10 | $ 1,279,000 | $ 127,000 | $ 122,000 |
| Volusia County Florida | 10 | $ 1,087,000 | $ 108,000 | $ 62,000 |
| Ramsey County Minnesota | 10 | $ 2,332,000 | $ 233,000 | $ 94,000 |
| Lorain County Ohio | 10 | $ 1,880,000 | $ 188,000 | $ 93,000 |
| Scioto County Ohio | 10 | $ 1,401,000 | $ 140,000 | $ 77,000 |
| St. Charles County Missouri | 9 | $ 1,361,000 | $ 151,000 | $ 73,000 |
| St. Louis County Missouri | 9 | $ 1,402,000 | $ 155,000 | $ 109,000 |
| Lake County Ohio | 9 | $ 1,028,000 | $ 114,000 | $ 78,000 |
| Winnebago County Illinois | 8 | $ 706,000 | $ 88,000 | $ 67,000 |
| Bernalillo County New Mexico | 8 | $ 1,338,000 | $ 167,000 | $ 84,000 |
| Miami County Ohio | 8 | $ 1,115,000 | $ 139,000 | $ 82,000 |
| Pickaway County Ohio | 8 | $ 1,290,000 | $ 161,000 | $ 72,000 |
| Collier County Florida | 7 | $ 1,069,000 | $ 152,000 | $ 120,000 |
| Leon County Florida | 7 | $ 1,102,000 | $ 157,000 | $ 83,000 |
| Osceola County Florida | 7 | $ 698,000 | $ 99,000 | $ 171,000 |
| Wayne County Michigan | 7 | $ 1,220,000 | $ 174,000 | $ 79,000 |
| Chisago County Minnesota | 7 | $ 1,301,000 | $ 185,000 | $ 60,000 |
| Washington County Minnesota | 7 | $ 1,871,000 | $ 267,000 | $ 115,000 |
| Mahoning County Ohio | 7 | $ 924,000 | $ 132,000 | $ 37,000 |
| Maricopa County Arizona | 6 | $ 1,346,000 | $ 224,000 | $ 169,000 |
| La Plata County Colorado | 6 | $ 1,306,000 | $ 217,000 | $ 118,000 |
| Campbell County Kentucky | 6 | $ 800,000 | $ 133,000 | $ 79,000 |
| Grant County Kentucky | 6 | $ 697,000 | $ 116,000 | $ 77,000 |
| Sherburne County Minnesota | 6 | $ 1,051,000 | $ 175,000 | $ 60,000 |
| Wright County Minnesota | 6 | $ 1,265,000 | $ 210,000 | $ 94,000 |
| Brown County Ohio | 6 | $ 797,000 | $ 132,000 | $ 40,000 |
| Elbert County Colorado | 5 | $ 1,348,000 | $ 269,000 | $ 117,000 |
| Alachua County Florida | 5 | $ 848,000 | $ 169,000 | $ 203,000 |
| Escambia County Florida | 5 | $ 1,368,000 | $ 273,000 | $ 212,000 |
| Santa Rosa County Florida | 5 | $ 875,000 | $ 175,000 | $ 84,000 |
| Peoria County Illinois | 5 | $ 473,000 | $ 94,000 | $ 140,000 |
| Kosciusko County Indiana | 5 | $ 933,000 | $ 186,000 | $ 75,000 |
| Linn County Iowa | 5 | $ 449,000 | $ 89,000 | $ 41,000 |
| Dakota County Minnesota | 5 | $ 874,000 | $ 174,000 | $ 67,000 |
| Fayette County Ohio | 5 | $ 383,000 | $ 76,000 | $ 78,000 |
| Logan County Ohio | 5 | $ 637,000 | $ 127,000 | $ 104,000 |
| Madison County Ohio | 5 | $ 857,000 | $ 171,000 | $ 58,000 |
| Medina County Ohio | 5 | $ 834,000 | $ 166,000 | $ 103,000 |
| Morrow County Ohio | 5 | $ 483,000 | $ 96,000 | $ 62,000 |
| Wood County Ohio | 5 | $ 861,000 | $ 172,000 | $ 100,000 |
| Shelby County Tennessee | 5 | $ 594,000 | $ 118,000 | $ 67,000 |
| Eagle County Colorado | 4 | $ 1,411,000 | $ 352,000 | $ 126,000 |
| Montezuma County Colorado | 4 | $ 683,000 | $ 170,000 | $ 83,000 |
| Brevard County Florida | 4 | $ 626,000 | $ 156,000 | $ 121,000 |
| Marion County Florida | 4 | $ 533,000 | $ 133,000 | $ 18,000 |
| Monroe County Florida | 4 | $ 1,205,000 | $ 301,000 | $ 176,000 |
| McHenry County Illinois | 4 | $ 1,099,000 | $ 274,000 | $ 117,000 |
| Livingston County Michigan | 4 | $ 761,000 | $ 190,000 | $ 97,000 |
| Carver County Minnesota | 4 | $ 825,000 | $ 206,000 | $ 92,000 |
| Adams County Ohio | 4 | $ 373,000 | $ 93,000 | $ 49,000 |
| Preble County Ohio | 4 | $ 387,000 | $ 96,000 | $ 53,000 |
| Richland County Ohio | 4 | $ 522,000 | $ 130,000 | $ 43,000 |
| Gilpin County Colorado | 3 | $ 505,000 | $ 168,000 | $ 53,000 |
| Palm Beach County Florida | 3 | $ 230,000 | $ 76,000 | $ 69,000 |
| Adams County Indiana | 3 | $ 613,000 | $ 204,000 | $ 70,000 |
| Dearborn County Indiana | 3 | $ 492,000 | $ 164,000 | $ 110,000 |
| Hamilton County Indiana | 3 | $ 567,000 | $ 189,000 | $ 123,000 |
| Marion County Indiana | 3 | $ 378,000 | $ 126,000 | $ 79,000 |
| Johnson County Kansas | 3 | $ 958,000 | $ 319,000 | $ 124,000 |
| Fayette County Kentucky | 3 | $ 550,000 | $ 183,000 | $ 73,000 |
| McLeod County Minnesota | 3 | $ 621,000 | $ 207,000 | $ 78,000 |
| Olmsted County Minnesota | 3 | $ 549,000 | $ 183,000 | $ 89,000 |
| Jackson County Missouri | 3 | $ 329,000 | $ 109,000 | $ 42,000 |
| Auglaize County Ohio | 3 | $ 209,000 | $ 69,000 | $ 47,000 |
| Geauga County Ohio | 3 | $ 489,000 | $ 163,000 | $ 88,000 |
| Hardin County Ohio | 3 | $ 310,000 | $ 103,000 | $ 55,000 |
| Mercer County Ohio | 3 | $ 263,000 | $ 87,000 | $ 35,000 |
| Ottawa County Ohio | 3 | $ 509,000 | $ 169,000 | $ 127,000 |
| Chester County Pennsylvania | 3 | $ 943,000 | $ 314,000 | $ 108,000 |
| Lehigh County Pennsylvania | 3 | $ 484,000 | $ 161,000 | $ 61,000 |
| Milwaukee County Wisconsin | 3 | $ 506,000 | $ 168,000 | $ 125,000 |
| Hinsdale County Colorado | 2 | $ 348,000 | $ 174,000 | $ 137,000 |
| Mesa County Colorado | 2 | $ 393,000 | $ 196,000 | $ 0 |
| Park County Colorado | 2 | $ 233,000 | $ 116,000 | $ 53,000 |
| Pueblo County Colorado | 2 | $ 185,000 | $ 92,000 | $ 101,000 |
| Citrus County Florida | 2 | $ 224,000 | $ 112,000 | $ 54,000 |
| Columbia County Florida | 2 | $ 525,000 | $ 262,000 | $ 105,000 |
| Flagler County Florida | 2 | $ 161,000 | $ 80,000 | $ 265,000 |
| Indian River County Florida | 2 | $ 690,000 | $ 345,000 | $ 171,000 |
| Levy County Florida | 2 | $ 605,000 | $ 302,000 | $ 296,000 |
| Martin County Florida | 2 | $ 402,000 | $ 201,000 | $ 50,000 |
| Seminole County Florida | 2 | $ 771,000 | $ 385,000 | $ 1,190,000 |
| St. Lucie County Florida | 2 | $ 341,000 | $ 170,000 | $ 78,000 |
| Fayette County Georgia | 2 | $ 171,000 | $ 85,000 | $ 181,000 |
| DuPage County Illinois | 2 | $ 260,000 | $ 130,000 | $ 44,000 |
| Fulton County Illinois | 2 | $ 152,000 | $ 76,000 | $ 71,000 |
| Kendall County Illinois | 2 | $ 342,000 | $ 171,000 | $ 71,000 |
| St. Clair County Illinois | 2 | $ 179,000 | $ 89,000 | $ 62,000 |
| Tazewell County Illinois | 2 | $ 164,000 | $ 82,000 | $ 63,000 |
| DeKalb County Indiana | 2 | $ 273,000 | $ 136,000 | $ 54,000 |
| Harrison County Kentucky | 2 | $ 174,000 | $ 87,000 | $ 18,000 |
| Pendleton County Kentucky | 2 | $ 392,000 | $ 196,000 | $ 80,000 |
| Macomb County Michigan | 2 | $ 470,000 | $ 235,000 | $ 22,000 |
| Washtenaw County Michigan | 2 | $ 490,000 | $ 245,000 | $ 120,000 |
| Dodge County Minnesota | 2 | $ 234,000 | $ 117,000 | $ 91,000 |
| Goodhue County Minnesota | 2 | $ 311,000 | $ 155,000 | $ 62,000 |
| Kanabec County Minnesota | 2 | $ 495,000 | $ 247,000 | $ 113,000 |
| Scott County Minnesota | 2 | $ 368,000 | $ 184,000 | $ 75,000 |
| Sandoval County New Mexico | 2 | $ 374,000 | $ 187,000 | $ 74,000 |
| Ashtabula County Ohio | 2 | $ 145,000 | $ 72,000 | $ 40,000 |
| Champaign County Ohio | 2 | $ 254,000 | $ 127,000 | $ 78,000 |
| Crawford County Ohio | 2 | $ 342,000 | $ 171,000 | $ 13,000 |
| Erie County Ohio | 2 | $ 252,000 | $ 126,000 | $ 48,000 |
| Knox County Ohio | 2 | $ 299,000 | $ 149,000 | $ 84,000 |
| Lawrence County Ohio | 2 | $ 230,000 | $ 115,000 | $ 63,000 |
| Muskingum County Ohio | 2 | $ 184,000 | $ 92,000 | $ 44,000 |
| Putnam County Ohio | 2 | $ 276,000 | $ 138,000 | $ 68,000 |
| Shelby County Ohio | 2 | $ 352,000 | $ 176,000 | $ 50,000 |
| Trumbull County Ohio | 2 | $ 281,000 | $ 140,000 | $ 50,000 |
| Union County Ohio | 2 | $ 353,000 | $ 176,000 | $ 85,000 |
| Jasper County South Carolina | 2 | $ 304,000 | $ 152,000 | $ 55,000 |
| Warren County Tennessee | 2 | $ 378,000 | $ 189,000 | $ 97,000 |
| Sacramento County California | 1 | $ 257,000 | $ 257,000 | $ 235,000 |
| Chaffee County Colorado | 1 | $ 96,000 | $ 96,000 | $ 29,000 |
| Clear Creek County Colorado | 1 | $ 337,000 | $ 337,000 | $ 58,000 |
| Jackson County Colorado | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Morgan County Colorado | 1 | $ 142,000 | $ 142,000 | $ 84,000 |
| Rio Grande County Colorado | 1 | $ 254,000 | $ 254,000 | $ 78,000 |
| Routt County Colorado | 1 | $ 333,000 | $ 333,000 | $ 94,000 |
| San Miguel County Colorado | 1 | $ 417,000 | $ 417,000 | $ 183,000 |
| Teller County Colorado | 1 | $ 88,000 | $ 88,000 | $ 78,000 |
| Bay County Florida | 1 | $ 110,000 | $ 110,000 | $ 46,000 |
| Broward County Florida | 1 | $ 253,000 | $ 253,000 | $ 220,000 |
| Clay County Florida | 1 | $ 78,000 | $ 78,000 | $ 62,000 |
| Miami-Dade County Florida | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Nassau County Florida | 1 | $ 121,000 | $ 121,000 | $ 236,000 |
| Okaloosa County Florida | 1 | $ 224,000 | $ 224,000 | $ 375,000 |
| Putnam County Florida | 1 | $ 345,000 | $ 345,000 | $ 119,000 |
| St. Johns County Florida | 1 | $ 417,000 | $ 417,000 | $ 162,000 |
| Berrien County Georgia | 1 | $ 142,000 | $ 142,000 | $ 32,000 |
| Bibb County Georgia | 1 | $ 149,000 | $ 149,000 | $ 29,000 |
| Cobb County Georgia | 1 | $ 184,000 | $ 184,000 | $ 175,000 |
| Coweta County Georgia | 1 | $ 192,000 | $ 192,000 | $ 208,000 |
| DeKalb County Georgia | 1 | $ 213,000 | $ 213,000 | $ 124,000 |
| Fulton County Georgia | 1 | $ 136,000 | $ 136,000 | $ 53,000 |
| Gwinnett County Georgia | 1 | $ 221,000 | $ 221,000 | $ 101,000 |
| Hall County Georgia | 1 | $ 274,000 | $ 274,000 | $ 105,000 |
| Adams County Illinois | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Boone County Illinois | 1 | $ 179,000 | $ 179,000 | $ 54,000 |
| Calhoun County Illinois | 1 | $ 132,000 | $ 132,000 | $ 52,000 |
| Clinton County Illinois | 1 | $ 75,000 | $ 75,000 | $ 194,000 |
| Cook County Illinois | 1 | $ 325,000 | $ 325,000 | $ 271,000 |
| Kane County Illinois | 1 | $ 293,000 | $ 293,000 | $ 116,000 |
| Knox County Illinois | 1 | $ 80,000 | $ 80,000 | $ 84,000 |
| Lee County Illinois | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Madison County Illinois | 1 | $ 66,000 | $ 66,000 | $ 38,000 |
| Monroe County Illinois | 1 | $ 80,000 | $ 80,000 | $ 83,000 |
| Union County Illinois | 1 | $ 142,000 | $ 142,000 | $ 76,000 |
| Delaware County Indiana | 1 | $ 162,000 | $ 162,000 | $ 75,000 |
| Huntington County Indiana | 1 | $ 240,000 | $ 240,000 | $ 118,000 |
| LaGrange County Indiana | 1 | $ 161,000 | $ 161,000 | $ 30,000 |
| Noble County Indiana | 1 | $ 176,000 | $ 176,000 | $ 135,000 |
| Owen County Indiana | 1 | $ 170,000 | $ 170,000 | $ 98,000 |
| Porter County Indiana | 1 | $ 113,000 | $ 113,000 | $ 54,000 |
| Randolph County Indiana | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
| Scott County Indiana | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 133,000 | $ 133,000 | $ 56,000 |
| Whitley County Indiana | 1 | $ 57,000 | $ 57,000 | $ 81,000 |
| Delaware County Iowa | 1 | $ 66,000 | $ 66,000 | $ 30,000 |
| Franklin County Iowa | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 184,000 | $ 184,000 | $ 98,000 |
| Bullitt County Kentucky | 1 | $ 143,000 | $ 143,000 | $ 55,000 |
| Lewis County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 26,000 |
| Madison County Kentucky | 1 | $ 169,000 | $ 169,000 | $ 47,000 |
| Owen County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Warren County Kentucky | 1 | $ 222,000 | $ 222,000 | $ 130,000 |
| Allegan County Michigan | 1 | $ 163,000 | $ 163,000 | $ 180,000 |
| Gogebic County Michigan | 1 | $ 73,000 | $ 73,000 | $ 25,000 |
| Lenawee County Michigan | 1 | $ 146,000 | $ 146,000 | $ 84,000 |
| Monroe County Michigan | 1 | $ 170,000 | $ 170,000 | $ 52,000 |
| Otsego County Michigan | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Becker County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 169,000 |
| Beltrami County Minnesota | 1 | $ 111,000 | $ 111,000 | $ 42,000 |
| Benton County Minnesota | 1 | $ 177,000 | $ 177,000 | $ 76,000 |
| Cook County Minnesota | 1 | $ 192,000 | $ 192,000 | $ 96,000 |
| Otter Tail County Minnesota | 1 | $ 308,000 | $ 308,000 | $ 195,000 |
| Rice County Minnesota | 1 | $ 203,000 | $ 203,000 | $ 75,000 |
| St. Louis County Minnesota | 1 | $ 252,000 | $ 252,000 | $ 93,000 |
| Steele County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 90,000 |
| Wadena County Minnesota | 1 | $ 131,000 | $ 131,000 | $ 99,000 |
| Cass County Missouri | 1 | $ 168,000 | $ 168,000 | $ 133,000 |
| Jefferson County Missouri | 1 | $ 47,000 | $ 47,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 316,000 | $ 316,000 | $ 213,000 |
| McKinley County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Taos County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 32,000 |
| Jefferson County New York | 1 | $ 69,000 | $ 69,000 | $ 64,000 |
| Onondaga County New York | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Ontario County New York | 1 | $ 359,000 | $ 359,000 | $ 74,000 |
| Davidson County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 50,000 |
| Onslow County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 368,000 |
| Pender County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 373,000 |
| Wake County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 360,000 |
| Allen County Ohio | 1 | $ 212,000 | $ 212,000 | $ 66,000 |
| Ashland County Ohio | 1 | $ 238,000 | $ 238,000 | $ 143,000 |
| Carroll County Ohio | 1 | $ 65,000 | $ 65,000 | $ 84,000 |
| Coshocton County Ohio | 1 | $ 157,000 | $ 157,000 | $ 39,000 |
| Darke County Ohio | 1 | $ 111,000 | $ 111,000 | $ 75,000 |
| Hancock County Ohio | 1 | $ 76,000 | $ 76,000 | $ 165,000 |
| Holmes County Ohio | 1 | $ 193,000 | $ 193,000 | $ 42,000 |
| Huron County Ohio | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Jackson County Ohio | 1 | $ 124,000 | $ 124,000 | $ 40,000 |
| Jefferson County Ohio | 1 | $ 53,000 | $ 53,000 | $ 45,000 |
| Paulding County Ohio | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Seneca County Ohio | 1 | $ 176,000 | $ 176,000 | $ 84,000 |
| Tuscarawas County Ohio | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Wyandot County Ohio | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Berks County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 49,000 |
| Erie County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 239,000 | $ 239,000 | $ 80,000 |
| Luzerne County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Montgomery County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Philadelphia County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Pike County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 97,000 |
| Schuylkill County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 41,000 |
| Warren County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 18,000 |
| Washington County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 137,000 |
| York County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 121,000 |
| Georgetown County South Carolina | 1 | $ 267,000 | $ 267,000 | $ 125,000 |
| Lee County South Carolina | 1 | $ 66,000 | $ 66,000 | $ 17,000 |
| Bradley County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Claiborne County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 32,000 |
| Davidson County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 36,000 |
| Knox County Tennessee | 1 | $ 286,000 | $ 286,000 | $ 104,000 |
| Loudon County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Maury County Tennessee | 1 | $ 220,000 | $ 220,000 | $ 42,000 |
| McNairy County Tennessee | 1 | $ 219,000 | $ 219,000 | $ 53,000 |
| Rutherford County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 100,000 |
| Washington County Tennessee | 1 | $ 331,000 | $ 331,000 | $ 96,000 |
| Williamson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 115,000 |
| Grimes County Texas | 1 | $ 61,000 | $ 61,000 | $ 12,000 |
| Salt Lake County Utah | 1 | $ 169,000 | $ 169,000 | $ 54,000 |
| Sanpete County Utah | 1 | $ 297,000 | $ 297,000 | $ 196,000 |
| Tooele County Utah | 1 | $ 266,000 | $ 266,000 | $ 77,000 |
| Utah County Utah | 1 | $ 139,000 | $ 139,000 | $ 67,000 |
| Washington County Utah | 1 | $ 158,000 | $ 158,000 | $ 37,000 |
| Weber County Utah | 1 | $ 190,000 | $ 190,000 | $ 58,000 |
| Fairfax County Virginia | 1 | $ 370,000 | $ 370,000 | $ 98,000 |
| Loudoun County Virginia | 1 | $ 107,000 | $ 107,000 | $ 28,000 |
| Prince William County Virginia | 1 | $ 141,000 | $ 141,000 | $ 90,000 |
| Fayette County West Virginia | 1 | $ 140,000 | $ 140,000 | $ 93,000 |
| Kanawha County West Virginia | 1 | $ 141,000 | $ 141,000 | $ 116,000 |
| Outagamie County Wisconsin | 1 | $ 340,000 | $ 340,000 | $ 123,000 |
| Pierce County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 137,000 |
| Racine County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 57,000 |
| Washington County Wisconsin | 1 | $ 273,000 | $ 273,000 | $ 48,000 |
| Fremont County Wyoming | 1 | $ 220,000 | $ 220,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Liberty Savings Bank, F.S.B. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,720 | $317,584,000 | $184,000 | $730,000 | $104,000 | $3,406,000 |
| Home Purchase | 891 | $133,439,000 | $149,000 | $548,000 | $90,000 | $1,031,000 |
| Home Improvement | 2 | $15,000 | $7,000 | $8,000 | $32,000 | $50,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,077 | $364,525,000 | $175,000 | $730,000 | $104,000 | $3,406,000 |
| Not Provided | 224 | $36,498,000 | $162,000 | $548,000 | $106,000 | $494,000 |
| Not applicable | 101 | $15,674,000 | $155,000 | $363,000 | $0 | $0 |
| Black or African American | 76 | $9,781,000 | $128,000 | $417,000 | $74,000 | $393,000 |
| Hispanic | 75 | $12,624,000 | $168,000 | $415,000 | $87,000 | $400,000 |
| Asian | 49 | $10,500,000 | $214,000 | $417,000 | $143,000 | $794,000 |
| American Indian or Alaskan Native | 9 | $1,209,000 | $134,000 | $304,000 | $54,000 | $123,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $227,000 | $113,000 | $159,000 | $48,000 | $67,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,145 | $386,238,000 | $180,000 | $730,000 | $110,000 | $3,406,000 |
| FHA-insured (Federal Housing Administration) | 458 | $63,728,000 | $139,000 | $384,000 | $47,000 | $376,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,072,000 | $107,000 | $162,000 | $47,000 | $113,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,623 | $287,466,000 | $177,000 | $730,000 | $110,000 | $2,782,000 |
| Application Denied By Financial Institution | 549 | $89,926,000 | $163,000 | $630,000 | $81,000 | $540,000 |
| Application Approved But Not Accepted | 198 | $35,027,000 | $176,000 | $426,000 | $101,000 | $409,000 |
| Application Withdrawn By Applicant | 115 | $18,953,000 | $164,000 | $417,000 | $120,000 | $3,406,000 |
| Loan Purchased By The Institution | 101 | $15,674,000 | $155,000 | $363,000 | $0 | $0 |
| File Closed For Incompleteness | 27 | $3,992,000 | $147,000 | $360,000 | $71,000 | $373,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 183 | $29,669,000 | $162,000 | $417,000 | $95,000 | $540,000 |
| Collateral | 127 | $22,093,000 | $173,000 | $630,000 | $98,000 | $400,000 |
| Debt-To-Income Ratio | 98 | $15,945,000 | $162,000 | $415,000 | $50,000 | $296,000 |
| Credit History | 85 | $12,546,000 | $147,000 | $417,000 | $66,000 | $200,000 |
| Unverifiable Information | 17 | $3,013,000 | $177,000 | $415,000 | $47,000 | $225,000 |
| Mortgage Insurance Denied | 16 | $2,929,000 | $183,000 | $277,000 | $107,000 | $358,000 |
| Employment History | 10 | $1,244,000 | $124,000 | $325,000 | $46,000 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,680,000 | $186,000 | $308,000 | $59,000 | $195,000 |
| Credit Application Incomplete | 4 | $807,000 | $201,000 | $247,000 | $111,000 | $190,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, F.S.B.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.