Liberty Savings Bank, F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Liberty Savings Bank, F.S.B. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Savings Bank, F.S.B. 3435 Airborne Rd, Ste B Wilmington, OH 45177 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,918 |
| Total Mortgage Loan Application Amount | $530,464,000 |
| Average Mortgage Loan Application Amount | $166,000 |
| Highest Mortgage Loan Application Amount | $953,000 |
| Average Applicant Income | $106,000 |
| Highest Applicant Income | $1,601,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Liberty Savings Bank, F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Savings Bank, F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Liberty Savings Bank, F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Savings Bank, F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Savings Bank, F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Savings Bank, F.S.B.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pinellas County Florida | 119 | $ 19,723,000 | $ 165,000 | $ 109,000 |
| Sarasota County Florida | 118 | $ 19,376,000 | $ 164,000 | $ 87,000 |
| Douglas County Colorado | 114 | $ 28,577,000 | $ 250,000 | $ 119,000 |
| Arapahoe County Colorado | 108 | $ 22,275,000 | $ 206,000 | $ 110,000 |
| Franklin County Ohio | 108 | $ 14,954,000 | $ 138,000 | $ 64,000 |
| Denver County Colorado | 100 | $ 24,553,000 | $ 245,000 | $ 116,000 |
| Jefferson County Colorado | 92 | $ 22,402,000 | $ 243,000 | $ 96,000 |
| Hamilton County Ohio | 90 | $ 13,627,000 | $ 151,000 | $ 86,000 |
| Hennepin County Minnesota | 89 | $ 19,691,000 | $ 221,000 | $ 100,000 |
| Warren County Ohio | 74 | $ 14,568,000 | $ 196,000 | $ 111,000 |
| Manatee County Florida | 71 | $ 12,621,000 | $ 177,000 | $ 83,000 |
| Butler County Ohio | 66 | $ 12,470,000 | $ 188,000 | $ 83,000 |
| Montgomery County Ohio | 65 | $ 8,991,000 | $ 138,000 | $ 82,000 |
| Hillsborough County Florida | 62 | $ 12,726,000 | $ 205,000 | $ 93,000 |
| Anoka County Minnesota | 56 | $ 10,900,000 | $ 194,000 | $ 103,000 |
| Pasco County Florida | 52 | $ 6,946,000 | $ 133,000 | $ 80,000 |
| Boulder County Colorado | 51 | $ 14,515,000 | $ 284,000 | $ 135,000 |
| Adams County Colorado | 43 | $ 7,326,000 | $ 170,000 | $ 89,000 |
| Ramsey County Minnesota | 43 | $ 7,949,000 | $ 184,000 | $ 84,000 |
| Stark County Ohio | 43 | $ 5,395,000 | $ 125,000 | $ 71,000 |
| Grand County Colorado | 42 | $ 8,999,000 | $ 214,000 | $ 136,000 |
| Dakota County Minnesota | 42 | $ 9,123,000 | $ 217,000 | $ 94,000 |
| Lucas County Ohio | 39 | $ 6,425,000 | $ 164,000 | $ 91,000 |
| Cuyahoga County Ohio | 36 | $ 5,365,000 | $ 149,000 | $ 86,000 |
| Clermont County Ohio | 29 | $ 4,963,000 | $ 171,000 | $ 74,000 |
| Greene County Ohio | 28 | $ 5,358,000 | $ 191,000 | $ 143,000 |
| El Paso County Colorado | 27 | $ 5,188,000 | $ 192,000 | $ 106,000 |
| Summit County Colorado | 26 | $ 5,760,000 | $ 221,000 | $ 145,000 |
| Allen County Indiana | 26 | $ 4,509,000 | $ 173,000 | $ 79,000 |
| Summit County Ohio | 25 | $ 3,254,000 | $ 130,000 | $ 54,000 |
| Boone County Kentucky | 22 | $ 3,285,000 | $ 149,000 | $ 60,000 |
| Oakland County Michigan | 22 | $ 3,660,000 | $ 166,000 | $ 106,000 |
| Wood County Ohio | 21 | $ 4,044,000 | $ 192,000 | $ 109,000 |
| Weld County Colorado | 20 | $ 3,428,000 | $ 171,000 | $ 74,000 |
| Washington County Minnesota | 20 | $ 4,048,000 | $ 202,000 | $ 86,000 |
| Scott County Minnesota | 18 | $ 4,454,000 | $ 247,000 | $ 106,000 |
| Lee County Florida | 17 | $ 2,341,000 | $ 137,000 | $ 142,000 |
| Clinton County Ohio | 17 | $ 1,602,000 | $ 94,000 | $ 40,000 |
| Licking County Ohio | 17 | $ 2,410,000 | $ 141,000 | $ 56,000 |
| Beaufort County South Carolina | 17 | $ 3,134,000 | $ 184,000 | $ 72,000 |
| Palm Beach County Florida | 16 | $ 3,483,000 | $ 217,000 | $ 155,000 |
| Lorain County Ohio | 16 | $ 2,338,000 | $ 146,000 | $ 42,000 |
| Medina County Ohio | 16 | $ 2,825,000 | $ 176,000 | $ 93,000 |
| Winnebago County Illinois | 14 | $ 1,245,000 | $ 88,000 | $ 70,000 |
| Kenton County Kentucky | 14 | $ 1,969,000 | $ 140,000 | $ 73,000 |
| Macomb County Michigan | 14 | $ 2,049,000 | $ 146,000 | $ 77,000 |
| Delaware County Ohio | 14 | $ 3,664,000 | $ 261,000 | $ 102,000 |
| Fairfield County Ohio | 14 | $ 2,209,000 | $ 157,000 | $ 80,000 |
| Broomfield County Colorado | 13 | $ 3,170,000 | $ 243,000 | $ 120,000 |
| Marion County Indiana | 13 | $ 1,049,000 | $ 80,000 | $ 161,000 |
| Wayne County Michigan | 12 | $ 1,625,000 | $ 135,000 | $ 72,000 |
| Sherburne County Minnesota | 12 | $ 2,300,000 | $ 191,000 | $ 83,000 |
| Clark County Ohio | 12 | $ 1,762,000 | $ 146,000 | $ 83,000 |
| Wake County North Carolina | 11 | $ 2,573,000 | $ 233,000 | $ 100,000 |
| Larimer County Colorado | 10 | $ 2,463,000 | $ 246,000 | $ 113,000 |
| Duval County Florida | 10 | $ 1,868,000 | $ 186,000 | $ 113,000 |
| Hernando County Florida | 10 | $ 892,000 | $ 89,000 | $ 69,000 |
| Miami County Ohio | 10 | $ 1,510,000 | $ 151,000 | $ 36,000 |
| Richland County Ohio | 10 | $ 1,123,000 | $ 112,000 | $ 44,000 |
| Charlotte County Florida | 9 | $ 1,056,000 | $ 117,000 | $ 90,000 |
| Orange County Florida | 9 | $ 1,663,000 | $ 184,000 | $ 144,000 |
| Osceola County Florida | 9 | $ 938,000 | $ 104,000 | $ 195,000 |
| Alachua County Florida | 8 | $ 1,206,000 | $ 150,000 | $ 260,000 |
| Kosciusko County Indiana | 8 | $ 1,160,000 | $ 145,000 | $ 88,000 |
| Wright County Minnesota | 8 | $ 1,955,000 | $ 244,000 | $ 175,000 |
| St. Charles County Missouri | 8 | $ 1,191,000 | $ 148,000 | $ 135,000 |
| St. Louis County Missouri | 8 | $ 1,176,000 | $ 147,000 | $ 101,000 |
| Allen County Ohio | 8 | $ 694,000 | $ 86,000 | $ 51,000 |
| Highland County Ohio | 8 | $ 1,211,000 | $ 151,000 | $ 88,000 |
| Carver County Minnesota | 7 | $ 1,846,000 | $ 263,000 | $ 103,000 |
| Stearns County Minnesota | 7 | $ 1,458,000 | $ 208,000 | $ 101,000 |
| Brown County Ohio | 7 | $ 938,000 | $ 134,000 | $ 49,000 |
| Mahoning County Ohio | 7 | $ 721,000 | $ 103,000 | $ 60,000 |
| Collier County Florida | 6 | $ 1,157,000 | $ 192,000 | $ 135,000 |
| Volusia County Florida | 6 | $ 864,000 | $ 144,000 | $ 156,000 |
| St. Clair County Illinois | 6 | $ 645,000 | $ 107,000 | $ 87,000 |
| Campbell County Kentucky | 6 | $ 803,000 | $ 133,000 | $ 85,000 |
| Chisago County Minnesota | 6 | $ 1,558,000 | $ 259,000 | $ 126,000 |
| Rice County Minnesota | 6 | $ 1,145,000 | $ 190,000 | $ 54,000 |
| Lake County Ohio | 6 | $ 698,000 | $ 116,000 | $ 36,000 |
| Logan County Ohio | 6 | $ 820,000 | $ 136,000 | $ 57,000 |
| Pickaway County Ohio | 6 | $ 871,000 | $ 145,000 | $ 58,000 |
| Portage County Ohio | 6 | $ 895,000 | $ 149,000 | $ 49,000 |
| Elbert County Colorado | 5 | $ 990,000 | $ 198,000 | $ 70,000 |
| La Plata County Colorado | 5 | $ 1,386,000 | $ 277,000 | $ 189,000 |
| St. Johns County Florida | 5 | $ 804,000 | $ 160,000 | $ 142,000 |
| Kendall County Illinois | 5 | $ 619,000 | $ 123,000 | $ 65,000 |
| Tazewell County Illinois | 5 | $ 625,000 | $ 125,000 | $ 89,000 |
| Dearborn County Indiana | 5 | $ 679,000 | $ 135,000 | $ 51,000 |
| Noble County Indiana | 5 | $ 647,000 | $ 129,000 | $ 81,000 |
| Johnson County Kansas | 5 | $ 943,000 | $ 188,000 | $ 122,000 |
| Crow Wing County Minnesota | 5 | $ 1,006,000 | $ 201,000 | $ 70,000 |
| Bernalillo County New Mexico | 5 | $ 676,000 | $ 135,000 | $ 60,000 |
| Madison County Ohio | 5 | $ 769,000 | $ 153,000 | $ 15,000 |
| Clear Creek County Colorado | 4 | $ 930,000 | $ 232,000 | $ 108,000 |
| Eagle County Colorado | 4 | $ 1,051,000 | $ 262,000 | $ 129,000 |
| Fremont County Colorado | 4 | $ 618,000 | $ 154,000 | $ 35,000 |
| Mesa County Colorado | 4 | $ 647,000 | $ 161,000 | $ 48,000 |
| Escambia County Florida | 4 | $ 903,000 | $ 225,000 | $ 108,000 |
| Leon County Florida | 4 | $ 765,000 | $ 191,000 | $ 49,000 |
| Polk County Florida | 4 | $ 434,000 | $ 108,000 | $ 71,000 |
| Jefferson County Missouri | 4 | $ 631,000 | $ 157,000 | $ 94,000 |
| St. Louis City County Missouri | 4 | $ 499,000 | $ 124,000 | $ 41,000 |
| Champaign County Ohio | 4 | $ 489,000 | $ 122,000 | $ 56,000 |
| Geauga County Ohio | 4 | $ 856,000 | $ 214,000 | $ 66,000 |
| Preble County Ohio | 4 | $ 519,000 | $ 129,000 | $ 73,000 |
| Erie County Pennsylvania | 4 | $ 423,000 | $ 105,000 | $ 48,000 |
| Lehigh County Pennsylvania | 4 | $ 1,009,000 | $ 252,000 | $ 125,000 |
| Shelby County Tennessee | 4 | $ 436,000 | $ 109,000 | $ 142,000 |
| Pima County Arizona | 3 | $ 504,000 | $ 168,000 | $ 35,000 |
| Pueblo County Colorado | 3 | $ 658,000 | $ 219,000 | $ 78,000 |
| Broward County Florida | 3 | $ 558,000 | $ 186,000 | $ 84,000 |
| Flagler County Florida | 3 | $ 420,000 | $ 140,000 | $ 87,000 |
| Miami-Dade County Florida | 3 | $ 745,000 | $ 248,000 | $ 134,000 |
| Santa Rosa County Florida | 3 | $ 502,000 | $ 167,000 | $ 51,000 |
| Gwinnett County Georgia | 3 | $ 373,000 | $ 124,000 | $ 51,000 |
| Hall County Georgia | 3 | $ 581,000 | $ 193,000 | $ 135,000 |
| Peoria County Illinois | 3 | $ 314,000 | $ 104,000 | $ 50,000 |
| Will County Illinois | 3 | $ 657,000 | $ 219,000 | $ 84,000 |
| Wayne County Indiana | 3 | $ 377,000 | $ 125,000 | $ 6,000 |
| Monroe County Michigan | 3 | $ 481,000 | $ 160,000 | $ 138,000 |
| Blue Earth County Minnesota | 3 | $ 402,000 | $ 134,000 | $ 51,000 |
| Cass County Minnesota | 3 | $ 884,000 | $ 294,000 | $ 159,000 |
| Goodhue County Minnesota | 3 | $ 581,000 | $ 193,000 | $ 133,000 |
| Le Sueur County Minnesota | 3 | $ 777,000 | $ 259,000 | $ 73,000 |
| Meeker County Minnesota | 3 | $ 574,000 | $ 191,000 | $ 71,000 |
| Olmsted County Minnesota | 3 | $ 525,000 | $ 175,000 | $ 61,000 |
| Auglaize County Ohio | 3 | $ 204,000 | $ 68,000 | $ 38,000 |
| Erie County Ohio | 3 | $ 465,000 | $ 155,000 | $ 67,000 |
| Huron County Ohio | 3 | $ 369,000 | $ 123,000 | $ 100,000 |
| Morrow County Ohio | 3 | $ 455,000 | $ 151,000 | $ 15,000 |
| Scioto County Ohio | 3 | $ 169,000 | $ 56,000 | $ 32,000 |
| Shelby County Ohio | 3 | $ 326,000 | $ 108,000 | $ 45,000 |
| Wayne County Ohio | 3 | $ 459,000 | $ 153,000 | $ 43,000 |
| Berks County Pennsylvania | 3 | $ 480,000 | $ 160,000 | $ 73,000 |
| Dallas County Texas | 3 | $ 110,000 | $ 36,000 | $ 38,000 |
| Pinal County Arizona | 2 | $ 296,000 | $ 148,000 | $ 31,000 |
| Riverside County California | 2 | $ 350,000 | $ 175,000 | $ 22,000 |
| Gilpin County Colorado | 2 | $ 583,000 | $ 291,000 | $ 121,000 |
| Montezuma County Colorado | 2 | $ 333,000 | $ 166,000 | $ 75,000 |
| Brevard County Florida | 2 | $ 381,000 | $ 190,000 | $ 82,000 |
| Citrus County Florida | 2 | $ 251,000 | $ 125,000 | $ 22,000 |
| Clay County Florida | 2 | $ 220,000 | $ 110,000 | $ 34,000 |
| Marion County Florida | 2 | $ 208,000 | $ 104,000 | $ 39,000 |
| Martin County Florida | 2 | $ 424,000 | $ 212,000 | $ 47,000 |
| Fayette County Georgia | 2 | $ 398,000 | $ 199,000 | $ 122,000 |
| Cook County Illinois | 2 | $ 227,000 | $ 113,000 | $ 47,000 |
| Lake County Illinois | 2 | $ 578,000 | $ 289,000 | $ 0 |
| Madison County Illinois | 2 | $ 199,000 | $ 99,000 | $ 69,000 |
| McHenry County Illinois | 2 | $ 272,000 | $ 136,000 | $ 69,000 |
| Adams County Indiana | 2 | $ 414,000 | $ 207,000 | $ 58,000 |
| Hamilton County Indiana | 2 | $ 559,000 | $ 279,000 | $ 85,000 |
| Huntington County Indiana | 2 | $ 179,000 | $ 89,000 | $ 51,000 |
| LaGrange County Indiana | 2 | $ 130,000 | $ 65,000 | $ 63,000 |
| Whitley County Indiana | 2 | $ 277,000 | $ 138,000 | $ 55,000 |
| Jackson County Michigan | 2 | $ 344,000 | $ 172,000 | $ 94,000 |
| Lenawee County Michigan | 2 | $ 324,000 | $ 162,000 | $ 396,000 |
| Livingston County Michigan | 2 | $ 283,000 | $ 141,000 | $ 72,000 |
| Carlton County Minnesota | 2 | $ 334,000 | $ 167,000 | $ 59,000 |
| Isanti County Minnesota | 2 | $ 340,000 | $ 170,000 | $ 59,000 |
| Kanabec County Minnesota | 2 | $ 267,000 | $ 133,000 | $ 115,000 |
| Mille Lacs County Minnesota | 2 | $ 286,000 | $ 143,000 | $ 71,000 |
| Morrison County Minnesota | 2 | $ 354,000 | $ 177,000 | $ 132,000 |
| Nicollet County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 90,000 |
| Otter Tail County Minnesota | 2 | $ 548,000 | $ 274,000 | $ 268,000 |
| Sibley County Minnesota | 2 | $ 463,000 | $ 231,000 | $ 65,000 |
| Yellow Medicine County Minnesota | 2 | $ 243,000 | $ 121,000 | $ 54,000 |
| Cass County Missouri | 2 | $ 377,000 | $ 188,000 | $ 54,000 |
| Jackson County Missouri | 2 | $ 553,000 | $ 276,000 | $ 154,000 |
| Clark County Nevada | 2 | $ 496,000 | $ 248,000 | $ 34,000 |
| Adams County Ohio | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Ashtabula County Ohio | 2 | $ 223,000 | $ 111,000 | $ 79,000 |
| Athens County Ohio | 2 | $ 426,000 | $ 213,000 | $ 72,000 |
| Coshocton County Ohio | 2 | $ 350,000 | $ 175,000 | $ 77,000 |
| Darke County Ohio | 2 | $ 345,000 | $ 172,000 | $ 57,000 |
| Fayette County Ohio | 2 | $ 289,000 | $ 144,000 | $ 86,000 |
| Fulton County Ohio | 2 | $ 192,000 | $ 96,000 | $ 55,000 |
| Muskingum County Ohio | 2 | $ 373,000 | $ 186,000 | $ 56,000 |
| Ross County Ohio | 2 | $ 337,000 | $ 168,000 | $ 0 |
| Tuscarawas County Ohio | 2 | $ 304,000 | $ 152,000 | $ 41,000 |
| Oklahoma County Oklahoma | 2 | $ 302,000 | $ 151,000 | $ 49,000 |
| Northampton County Pennsylvania | 2 | $ 465,000 | $ 232,000 | $ 114,000 |
| Maury County Tennessee | 2 | $ 323,000 | $ 161,000 | $ 0 |
| Williamson County Tennessee | 2 | $ 697,000 | $ 348,000 | $ 120,000 |
| Kenosha County Wisconsin | 2 | $ 510,000 | $ 255,000 | $ 79,000 |
| Waukesha County Wisconsin | 2 | $ 385,000 | $ 192,000 | $ 73,000 |
| Cochise County Arizona | 1 | $ 211,000 | $ 211,000 | $ 110,000 |
| Coconino County Arizona | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 109,000 | $ 109,000 | $ 72,000 |
| Yuma County Arizona | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Alameda County California | 1 | $ 170,000 | $ 170,000 | $ 79,000 |
| Sacramento County California | 1 | $ 250,000 | $ 250,000 | $ 119,000 |
| Solano County California | 1 | $ 120,000 | $ 120,000 | $ 81,000 |
| Chaffee County Colorado | 1 | $ 188,000 | $ 188,000 | $ 170,000 |
| Garfield County Colorado | 1 | $ 404,000 | $ 404,000 | $ 188,000 |
| Hinsdale County Colorado | 1 | $ 213,000 | $ 213,000 | $ 123,000 |
| Lake County Colorado | 1 | $ 116,000 | $ 116,000 | $ 47,000 |
| Logan County Colorado | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Moffat County Colorado | 1 | $ 149,000 | $ 149,000 | $ 74,000 |
| Ouray County Colorado | 1 | $ 115,000 | $ 115,000 | $ 172,000 |
| Saguache County Colorado | 1 | $ 186,000 | $ 186,000 | $ 127,000 |
| San Miguel County Colorado | 1 | $ 417,000 | $ 417,000 | $ 201,000 |
| Teller County Colorado | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Sussex County Delaware | 1 | $ 266,000 | $ 266,000 | $ 71,000 |
| Bay County Florida | 1 | $ 151,000 | $ 151,000 | $ 142,000 |
| Bradford County Florida | 1 | $ 213,000 | $ 213,000 | $ 67,000 |
| Lake County Florida | 1 | $ 190,000 | $ 190,000 | $ 44,000 |
| Monroe County Florida | 1 | $ 280,000 | $ 280,000 | $ 152,000 |
| Okaloosa County Florida | 1 | $ 250,000 | $ 250,000 | $ 51,000 |
| Putnam County Florida | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Seminole County Florida | 1 | $ 104,000 | $ 104,000 | $ 101,000 |
| St. Lucie County Florida | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Sumter County Florida | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Taylor County Florida | 1 | $ 123,000 | $ 123,000 | $ 67,000 |
| Bartow County Georgia | 1 | $ 220,000 | $ 220,000 | $ 147,000 |
| Cobb County Georgia | 1 | $ 133,000 | $ 133,000 | $ 129,000 |
| Coweta County Georgia | 1 | $ 121,000 | $ 121,000 | $ 71,000 |
| Dougherty County Georgia | 1 | $ 146,000 | $ 146,000 | $ 117,000 |
| Fulton County Georgia | 1 | $ 296,000 | $ 296,000 | $ 169,000 |
| Henry County Georgia | 1 | $ 146,000 | $ 146,000 | $ 101,000 |
| Morgan County Georgia | 1 | $ 246,000 | $ 246,000 | $ 12,000 |
| Adams County Illinois | 1 | $ 70,000 | $ 70,000 | $ 153,000 |
| Boone County Illinois | 1 | $ 126,000 | $ 126,000 | $ 101,000 |
| DeKalb County Illinois | 1 | $ 152,000 | $ 152,000 | $ 31,000 |
| Kane County Illinois | 1 | $ 74,000 | $ 74,000 | $ 35,000 |
| Knox County Illinois | 1 | $ 140,000 | $ 140,000 | $ 71,000 |
| LaSalle County Illinois | 1 | $ 280,000 | $ 280,000 | $ 26,000 |
| Marshall County Illinois | 1 | $ 64,000 | $ 64,000 | $ 105,000 |
| Schuyler County Illinois | 1 | $ 173,000 | $ 173,000 | $ 240,000 |
| Woodford County Illinois | 1 | $ 64,000 | $ 64,000 | $ 50,000 |
| DeKalb County Indiana | 1 | $ 84,000 | $ 84,000 | $ 27,000 |
| Hancock County Indiana | 1 | $ 164,000 | $ 164,000 | $ 399,000 |
| Johnson County Indiana | 1 | $ 86,000 | $ 86,000 | $ 37,000 |
| Marshall County Indiana | 1 | $ 119,000 | $ 119,000 | $ 153,000 |
| Steuben County Indiana | 1 | $ 167,000 | $ 167,000 | $ 134,000 |
| Warrick County Indiana | 1 | $ 213,000 | $ 213,000 | $ 42,000 |
| White County Indiana | 1 | $ 87,000 | $ 87,000 | $ 58,000 |
| Benton County Iowa | 1 | $ 227,000 | $ 227,000 | $ 84,000 |
| Des Moines County Iowa | 1 | $ 68,000 | $ 68,000 | $ 107,000 |
| Sedgwick County Kansas | 1 | $ 125,000 | $ 125,000 | $ 140,000 |
| Estill County Kentucky | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Fleming County Kentucky | 1 | $ 174,000 | $ 174,000 | $ 108,000 |
| Harrison County Kentucky | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Henry County Kentucky | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Laurel County Kentucky | 1 | $ 136,000 | $ 136,000 | $ 77,000 |
| Logan County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 21,000 |
| Oldham County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 95,000 |
| Scott County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Whitley County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 205,000 | $ 205,000 | $ 124,000 |
| Genesee County Michigan | 1 | $ 31,000 | $ 31,000 | $ 32,000 |
| Grand Traverse County Michigan | 1 | $ 174,000 | $ 174,000 | $ 172,000 |
| St. Clair County Michigan | 1 | $ 73,000 | $ 73,000 | $ 0 |
| St. Joseph County Michigan | 1 | $ 320,000 | $ 320,000 | $ 418,000 |
| Washtenaw County Michigan | 1 | $ 122,000 | $ 122,000 | $ 214,000 |
| Benton County Minnesota | 1 | $ 299,000 | $ 299,000 | $ 131,000 |
| Dodge County Minnesota | 1 | $ 116,000 | $ 116,000 | $ 43,000 |
| Faribault County Minnesota | 1 | $ 126,000 | $ 126,000 | $ 66,000 |
| Fillmore County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 6,000 |
| Itasca County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
| Lyon County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 92,000 |
| McLeod County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 107,000 |
| Mower County Minnesota | 1 | $ 78,000 | $ 78,000 | $ 71,000 |
| Polk County Minnesota | 1 | $ 262,000 | $ 262,000 | $ 107,000 |
| St. Louis County Minnesota | 1 | $ 169,000 | $ 169,000 | $ 65,000 |
| Steele County Minnesota | 1 | $ 218,000 | $ 218,000 | $ 112,000 |
| Waseca County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Watonwan County Minnesota | 1 | $ 51,000 | $ 51,000 | $ 31,000 |
| Buchanan County Missouri | 1 | $ 368,000 | $ 368,000 | $ 140,000 |
| Clay County Missouri | 1 | $ 208,000 | $ 208,000 | $ 74,000 |
| Franklin County Missouri | 1 | $ 90,000 | $ 90,000 | $ 117,000 |
| Gasconade County Missouri | 1 | $ 385,000 | $ 385,000 | $ 115,000 |
| Warren County Missouri | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Washoe County Nevada | 1 | $ 186,000 | $ 186,000 | $ 32,000 |
| Essex County New Jersey | 1 | $ 476,000 | $ 476,000 | $ 109,000 |
| Ocean County New Jersey | 1 | $ 27,000 | $ 27,000 | $ 62,000 |
| Somerset County New Jersey | 1 | $ 191,000 | $ 191,000 | $ 83,000 |
| Chaves County New Mexico | 1 | $ 252,000 | $ 252,000 | $ 350,000 |
| Colfax County New Mexico | 1 | $ 210,000 | $ 210,000 | $ 138,000 |
| Lewis County New York | 1 | $ 67,000 | $ 67,000 | $ 65,000 |
| Beaufort County North Carolina | 1 | $ 73,000 | $ 73,000 | $ 138,000 |
| Davidson County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 96,000 |
| New Hanover County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 359,000 |
| Columbiana County Ohio | 1 | $ 188,000 | $ 188,000 | $ 42,000 |
| Crawford County Ohio | 1 | $ 151,000 | $ 151,000 | $ 144,000 |
| Gallia County Ohio | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Henry County Ohio | 1 | $ 201,000 | $ 201,000 | $ 110,000 |
| Hocking County Ohio | 1 | $ 253,000 | $ 253,000 | $ 143,000 |
| Holmes County Ohio | 1 | $ 171,000 | $ 171,000 | $ 189,000 |
| Jefferson County Ohio | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Marion County Ohio | 1 | $ 251,000 | $ 251,000 | $ 89,000 |
| Ottawa County Ohio | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Sandusky County Ohio | 1 | $ 97,000 | $ 97,000 | $ 41,000 |
| Trumbull County Ohio | 1 | $ 36,000 | $ 36,000 | $ 246,000 |
| Union County Ohio | 1 | $ 61,000 | $ 61,000 | $ 62,000 |
| Van Wert County Ohio | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Multnomah County Oregon | 1 | $ 301,000 | $ 301,000 | $ 203,000 |
| Carbon County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Dauphin County Pennsylvania | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 92,000 |
| Philadelphia County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Schuylkill County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Horry County South Carolina | 1 | $ 350,000 | $ 350,000 | $ 97,000 |
| Richland County South Carolina | 1 | $ 129,000 | $ 129,000 | $ 47,000 |
| York County South Carolina | 1 | $ 209,000 | $ 209,000 | $ 118,000 |
| Blount County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 355,000 |
| Davidson County Tennessee | 1 | $ 244,000 | $ 244,000 | $ 75,000 |
| Knox County Tennessee | 1 | $ 187,000 | $ 187,000 | $ 71,000 |
| Rhea County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Galveston County Texas | 1 | $ 180,000 | $ 180,000 | $ 154,000 |
| Harris County Texas | 1 | $ 153,000 | $ 153,000 | $ 32,000 |
| Utah County Utah | 1 | $ 300,000 | $ 300,000 | $ 62,000 |
| Cowlitz County Washington | 1 | $ 137,000 | $ 137,000 | $ 60,000 |
| King County Washington | 1 | $ 385,000 | $ 385,000 | $ 77,000 |
| Barron County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 205,000 |
| Manitowoc County Wisconsin | 1 | $ 362,000 | $ 362,000 | $ 150,000 |
| Milwaukee County Wisconsin | 1 | $ 228,000 | $ 228,000 | $ 83,000 |
| Outagamie County Wisconsin | 1 | $ 283,000 | $ 283,000 | $ 90,000 |
| Ozaukee County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 70,000 |
| Carbon County Wyoming | 1 | $ 245,000 | $ 245,000 | $ 188,000 |
Mortgage Loan Application Detail Totals for Liberty Savings Bank, F.S.B. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,266 | $423,289,000 | $186,000 | $953,000 | $94,000 | $1,206,000 |
| Home Purchase | 642 | $105,692,000 | $164,000 | $499,000 | $95,000 | $1,601,000 |
| Home Improvement | 10 | $1,483,000 | $148,000 | $417,000 | $129,000 | $422,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,282 | $422,559,000 | $185,000 | $499,000 | $104,000 | $1,601,000 |
| Not applicable | 243 | $34,632,000 | $142,000 | $363,000 | $0 | $0 |
| Not Provided | 202 | $38,885,000 | $192,000 | $953,000 | $99,000 | $644,000 |
| Hispanic | 80 | $13,444,000 | $168,000 | $417,000 | $85,000 | $422,000 |
| Asian | 56 | $11,597,000 | $207,000 | $417,000 | $129,000 | $540,000 |
| Black or African American | 44 | $7,345,000 | $166,000 | $326,000 | $73,000 | $175,000 |
| American Indian or Alaskan Native | 9 | $1,491,000 | $165,000 | $296,000 | $80,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $511,000 | $255,000 | $380,000 | $187,000 | $310,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,521 | $472,067,000 | $187,000 | $953,000 | $104,000 | $1,601,000 |
| FHA-insured (Federal Housing Administration) | 397 | $58,397,000 | $147,000 | $380,000 | $30,000 | $268,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,961 | $370,172,000 | $188,000 | $477,000 | $108,000 | $1,601,000 |
| Application Denied By Financial Institution | 513 | $92,785,000 | $180,000 | $953,000 | $88,000 | $1,206,000 |
| Loan Purchased By The Institution | 243 | $34,632,000 | $142,000 | $363,000 | $0 | $0 |
| Application Withdrawn By Applicant | 123 | $20,604,000 | $167,000 | $417,000 | $89,000 | $422,000 |
| File Closed For Incompleteness | 57 | $8,532,000 | $149,000 | $392,000 | $89,000 | $340,000 |
| Application Approved But Not Accepted | 21 | $3,739,000 | $178,000 | $417,000 | $107,000 | $423,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 225 | $40,345,000 | $179,000 | $499,000 | $104,000 | $1,206,000 |
| Collateral | 93 | $17,241,000 | $185,000 | $417,000 | $93,000 | $644,000 |
| Debt-To-Income Ratio | 66 | $11,855,000 | $179,000 | $953,000 | $53,000 | $256,000 |
| Credit History | 43 | $6,220,000 | $144,000 | $417,000 | $60,000 | $220,000 |
| Unverifiable Information | 28 | $4,869,000 | $173,000 | $417,000 | $26,000 | $98,000 |
| Credit Application Incomplete | 23 | $4,480,000 | $194,000 | $417,000 | $103,000 | $441,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $4,719,000 | $248,000 | $417,000 | $152,000 | $725,000 |
| Mortgage Insurance Denied | 11 | $2,339,000 | $212,000 | $417,000 | $71,000 | $151,000 |
| Employment History | 5 | $717,000 | $143,000 | $216,000 | $75,000 | $129,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, F.S.B.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.