Liberty Savings Bank, F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Liberty Savings Bank, F.S.B. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Savings Bank, F.S.B. 3435 Airborne Rd, Ste B Wilmington, OH 45177 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 546 |
| Total Mortgage Loan Application Amount | $318,300,000 |
| Average Mortgage Loan Application Amount | $384,600 |
| Highest Mortgage Loan Application Amount | $2,025,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $2,900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Liberty Savings Bank, F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Savings Bank, F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Liberty Savings Bank, F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Savings Bank, F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Savings Bank, F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Savings Bank, F.S.B.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Grand County Colorado | 29 | $ 14,135,000 | $ 487,000 | $ 240,000 |
| Sarasota County Florida | 26 | $ 5,000,000 | $ 192,000 | $ 97,000 |
| Maricopa County Arizona | 21 | $ 16,825,000 | $ 801,000 | $ 0 |
| Douglas County Colorado | 15 | $ 8,485,000 | $ 565,000 | $ 156,000 |
| Allen County Indiana | 15 | $ 2,645,000 | $ 176,000 | $ 59,000 |
| Anoka County Minnesota | 13 | $ 3,045,000 | $ 234,000 | $ 97,000 |
| Denver County Colorado | 11 | $ 8,805,000 | $ 800,000 | $ 369,000 |
| Manatee County Florida | 11 | $ 2,975,000 | $ 270,000 | $ 139,000 |
| Arapahoe County Colorado | 10 | $ 5,010,000 | $ 501,000 | $ 145,000 |
| Palm Beach County Florida | 10 | $ 5,470,000 | $ 547,000 | $ 30,000 |
| Hennepin County Minnesota | 10 | $ 3,990,000 | $ 399,000 | $ 119,000 |
| Contra Costa County California | 9 | $ 11,445,000 | $ 1,271,000 | $ 0 |
| Jefferson County Colorado | 8 | $ 3,300,000 | $ 412,000 | $ 108,000 |
| King County Washington | 8 | $ 8,420,000 | $ 1,052,000 | $ 0 |
| Los Angeles County California | 7 | $ 7,355,000 | $ 1,050,000 | $ 0 |
| Orange County California | 7 | $ 6,935,000 | $ 990,000 | $ 0 |
| New York County New York | 7 | $ 7,895,000 | $ 1,127,000 | $ 0 |
| San Diego County California | 6 | $ 6,510,000 | $ 1,085,000 | $ 0 |
| Multnomah County Oregon | 6 | $ 4,220,000 | $ 703,000 | $ 0 |
| Salt Lake County Utah | 6 | $ 4,870,000 | $ 811,000 | $ 0 |
| Fairfax County Virginia | 6 | $ 3,050,000 | $ 508,000 | $ 624,000 |
| Miami-Dade County Florida | 5 | $ 5,055,000 | $ 1,011,000 | $ 0 |
| Cook County Illinois | 5 | $ 1,985,000 | $ 397,000 | $ 37,000 |
| Boulder County Colorado | 4 | $ 2,910,000 | $ 727,000 | $ 523,000 |
| Broward County Florida | 4 | $ 3,630,000 | $ 907,000 | $ 0 |
| Charlotte County Florida | 4 | $ 870,000 | $ 217,000 | $ 101,000 |
| Hernando County Florida | 4 | $ 850,000 | $ 212,000 | $ 85,000 |
| Pinellas County Florida | 4 | $ 490,000 | $ 122,000 | $ 72,000 |
| Honolulu County Hawaii | 4 | $ 4,510,000 | $ 1,127,000 | $ 0 |
| Baltimore City County Maryland | 4 | $ 1,050,000 | $ 262,000 | $ 41,000 |
| Clark County Nevada | 4 | $ 3,900,000 | $ 975,000 | $ 0 |
| Kings County New York | 4 | $ 5,940,000 | $ 1,485,000 | $ 0 |
| Clackamas County Oregon | 4 | $ 3,710,000 | $ 927,000 | $ 0 |
| Bucks County Pennsylvania | 4 | $ 1,260,000 | $ 315,000 | $ 23,000 |
| Alameda County California | 3 | $ 3,175,000 | $ 1,058,000 | $ 0 |
| San Francisco County California | 3 | $ 1,965,000 | $ 655,000 | $ 15,000 |
| Santa Clara County California | 3 | $ 3,255,000 | $ 1,085,000 | $ 0 |
| District of Columbia County District Of Columbia | 3 | $ 1,295,000 | $ 431,000 | $ 81,000 |
| Duval County Florida | 3 | $ 1,325,000 | $ 441,000 | $ 75,000 |
| Hillsborough County Florida | 3 | $ 905,000 | $ 301,000 | $ 98,000 |
| St. Johns County Florida | 3 | $ 1,155,000 | $ 385,000 | $ 71,000 |
| DuPage County Illinois | 3 | $ 965,000 | $ 321,000 | $ 0 |
| Bristol County Massachusetts | 3 | $ 185,000 | $ 61,000 | $ 39,000 |
| Ramsey County Minnesota | 3 | $ 965,000 | $ 321,000 | $ 206,000 |
| Sherburne County Minnesota | 3 | $ 655,000 | $ 218,000 | $ 90,000 |
| Washington County Minnesota | 3 | $ 1,345,000 | $ 448,000 | $ 103,000 |
| Nassau County New York | 3 | $ 4,375,000 | $ 1,458,000 | $ 0 |
| Warren County Ohio | 3 | $ 1,225,000 | $ 408,000 | $ 99,000 |
| Deschutes County Oregon | 3 | $ 1,845,000 | $ 615,000 | $ 0 |
| Lane County Oregon | 3 | $ 1,415,000 | $ 471,000 | $ 0 |
| Washington County Oregon | 3 | $ 3,055,000 | $ 1,018,000 | $ 0 |
| Weber County Utah | 3 | $ 1,515,000 | $ 505,000 | $ 0 |
| Snohomish County Washington | 3 | $ 3,425,000 | $ 1,141,000 | $ 0 |
| Baldwin County Alabama | 2 | $ 1,100,000 | $ 550,000 | $ 0 |
| Mohave County Arizona | 2 | $ 1,790,000 | $ 895,000 | $ 0 |
| Riverside County California | 2 | $ 1,800,000 | $ 900,000 | $ 0 |
| San Bernardino County California | 2 | $ 1,250,000 | $ 625,000 | $ 0 |
| Sonoma County California | 2 | $ 1,940,000 | $ 970,000 | $ 0 |
| El Paso County Colorado | 2 | $ 940,000 | $ 470,000 | $ 61,000 |
| Larimer County Colorado | 2 | $ 1,740,000 | $ 870,000 | $ 0 |
| Weld County Colorado | 2 | $ 1,280,000 | $ 640,000 | $ 0 |
| Brevard County Florida | 2 | $ 910,000 | $ 455,000 | $ 29,000 |
| Collier County Florida | 2 | $ 2,190,000 | $ 1,095,000 | $ 0 |
| Orange County Florida | 2 | $ 1,220,000 | $ 610,000 | $ 0 |
| Gwinnett County Georgia | 2 | $ 450,000 | $ 225,000 | $ 54,000 |
| Lake County Illinois | 2 | $ 2,460,000 | $ 1,230,000 | $ 0 |
| Hamilton County Indiana | 2 | $ 880,000 | $ 440,000 | $ 274,000 |
| Sedgwick County Kansas | 2 | $ 280,000 | $ 140,000 | $ 173,000 |
| Middlesex County Massachusetts | 2 | $ 1,180,000 | $ 590,000 | $ 0 |
| Wright County Minnesota | 2 | $ 570,000 | $ 285,000 | $ 155,000 |
| Jackson County Missouri | 2 | $ 1,180,000 | $ 590,000 | $ 0 |
| Gallatin County Montana | 2 | $ 2,170,000 | $ 1,085,000 | $ 0 |
| Washoe County Nevada | 2 | $ 640,000 | $ 320,000 | $ 0 |
| Ocean County New Jersey | 2 | $ 340,000 | $ 170,000 | $ 208,000 |
| Santa Fe County New Mexico | 2 | $ 1,860,000 | $ 930,000 | $ 0 |
| Westchester County New York | 2 | $ 2,580,000 | $ 1,290,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 46,000 |
| Franklin County Ohio | 2 | $ 220,000 | $ 110,000 | $ 98,000 |
| Sevier County Tennessee | 2 | $ 1,830,000 | $ 915,000 | $ 0 |
| Dallas County Texas | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Galveston County Texas | 2 | $ 1,810,000 | $ 905,000 | $ 0 |
| Williamson County Texas | 2 | $ 1,130,000 | $ 565,000 | $ 35,000 |
| Utah County Utah | 2 | $ 1,900,000 | $ 950,000 | $ 0 |
| Chilton County Alabama | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Coconino County Arizona | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Gila County Arizona | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Yuma County Arizona | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Calaveras County California | 1 | $ 565,000 | $ 565,000 | $ 0 |
| El Dorado County California | 1 | $ 1,045,000 | $ 1,045,000 | $ 0 |
| Kern County California | 1 | $ 835,000 | $ 835,000 | $ 0 |
| Monterey County California | 1 | $ 915,000 | $ 915,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 1,395,000 | $ 1,395,000 | $ 0 |
| San Mateo County California | 1 | $ 1,125,000 | $ 1,125,000 | $ 0 |
| Santa Barbara County California | 1 | $ 1,495,000 | $ 1,495,000 | $ 0 |
| Adams County Colorado | 1 | $ 355,000 | $ 355,000 | $ 201,000 |
| Chaffee County Colorado | 1 | $ 425,000 | $ 425,000 | $ 90,000 |
| Eagle County Colorado | 1 | $ 945,000 | $ 945,000 | $ 0 |
| Elbert County Colorado | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Gilpin County Colorado | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| Lake County Colorado | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Mesa County Colorado | 1 | $ 365,000 | $ 365,000 | $ 253,000 |
| Routt County Colorado | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Lee County Florida | 1 | $ 1,165,000 | $ 1,165,000 | $ 0 |
| Martin County Florida | 1 | $ 395,000 | $ 395,000 | $ 146,000 |
| Monroe County Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Seminole County Florida | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Sumter County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Walton County Florida | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Cobb County Georgia | 1 | $ 215,000 | $ 215,000 | $ 111,000 |
| DeKalb County Georgia | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Fannin County Georgia | 1 | $ 1,325,000 | $ 1,325,000 | $ 0 |
| Union County Georgia | 1 | $ 105,000 | $ 105,000 | $ 121,000 |
| Ware County Georgia | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Kauai County Hawaii | 1 | $ 955,000 | $ 955,000 | $ 0 |
| Blaine County Idaho | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Valley County Idaho | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Macon County Illinois | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Woodford County Illinois | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Huntington County Indiana | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Kosciusko County Indiana | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Jefferson County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| St. Tammany County Louisiana | 1 | $ 1,845,000 | $ 1,845,000 | $ 2,900,000 |
| Cumberland County Maine | 1 | $ 795,000 | $ 795,000 | $ 0 |
| York County Maine | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Worcester County Maryland | 1 | $ 1,455,000 | $ 1,455,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Norfolk County Massachusetts | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 1,155,000 | $ 1,155,000 | $ 0 |
| Allegan County Michigan | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Wayne County Michigan | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| Benton County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Carver County Minnesota | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Crow Wing County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Dakota County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 295,000 |
| Douglas County Minnesota | 1 | $ 455,000 | $ 455,000 | $ 236,000 |
| Goodhue County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Kanabec County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Scott County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| St. Louis County Minnesota | 1 | $ 415,000 | $ 415,000 | $ 132,000 |
| Newton County Missouri | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Douglas County Nevada | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Nye County Nevada | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 1,165,000 | $ 1,165,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Cape May County New Jersey | 1 | $ 1,395,000 | $ 1,395,000 | $ 0 |
| Union County New Jersey | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Clinton County New York | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Greene County New York | 1 | $ 965,000 | $ 965,000 | $ 0 |
| Suffolk County New York | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 1,385,000 | $ 1,385,000 | $ 0 |
| Gates County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 146,000 |
| Clark County Ohio | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Clermont County Ohio | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Delaware County Ohio | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Fairfield County Ohio | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Hamilton County Ohio | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Highland County Ohio | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Huron County Ohio | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Licking County Ohio | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Logan County Ohio | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Lorain County Ohio | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Lucas County Ohio | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Scioto County Ohio | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Summit County Ohio | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Columbia County Oregon | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Chester County Pennsylvania | 1 | $ 1,775,000 | $ 1,775,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Schuylkill County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Beaufort County South Carolina | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
| York County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
| Blount County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Loudon County Tennessee | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Brazoria County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Brazos County Texas | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Comal County Texas | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Harris County Texas | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Parker County Texas | 1 | $ 5,000 | $ 5,000 | $ 0 |
| San Patricio County Texas | 1 | $ 905,000 | $ 905,000 | $ 0 |
| Wise County Texas | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Davis County Utah | 1 | $ 1,135,000 | $ 1,135,000 | $ 0 |
| Washington County Utah | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Bedford County Virginia | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Henrico County Virginia | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Shenandoah County Virginia | 1 | $ 575,000 | $ 575,000 | $ 127,000 |
| Virginia Beach County Virginia | 1 | $ 1,435,000 | $ 1,435,000 | $ 0 |
| Clark County Washington | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Spokane County Washington | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Whatcom County Washington | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Jefferson County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Liberty Savings Bank, F.S.B. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Applicable | 265 | $242,555,000 | $915,000 | $2,025,000 | $0 | $0 |
| Cash-out Refinancing | 137 | $27,005,000 | $197,000 | $1,015,000 | $87,000 | $320,000 |
| Home Purchase | 104 | $38,330,000 | $368,000 | $1,845,000 | $179,000 | $2,900,000 |
| Refinancing | 33 | $9,265,000 | $280,000 | $1,085,000 | $161,000 | $1,440,000 |
| Home Improvement | 7 | $1,145,000 | $163,000 | $305,000 | $123,000 | $300,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 265 | $242,555,000 | $915,000 | $2,025,000 | $0 | $0 |
| White | 231 | $63,705,000 | $275,000 | $1,085,000 | $133,000 | $1,440,000 |
| Not Provided | 19 | $6,355,000 | $334,000 | $1,845,000 | $302,000 | $2,900,000 |
| Black or African American | 13 | $1,285,000 | $98,000 | $325,000 | $81,000 | $146,000 |
| Hispanic | 10 | $1,310,000 | $131,000 | $215,000 | $70,000 | $117,000 |
| Asian | 6 | $2,600,000 | $433,000 | $575,000 | $93,000 | $120,000 |
| American Indian or Alaskan Native | 1 | $205,000 | $205,000 | $205,000 | $109,000 | $109,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 542 | $317,890,000 | $586,000 | $2,025,000 | $139,000 | $2,900,000 |
| FHA-insured (Federal Housing Administration) | 4 | $410,000 | $102,000 | $185,000 | $23,000 | $23,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 265 | $242,555,000 | $915,000 | $2,025,000 | $0 | $0 |
| Loan Originated | 190 | $56,070,000 | $295,000 | $1,085,000 | $126,000 | $684,000 |
| Application Denied By Financial Institution | 42 | $8,850,000 | $210,000 | $1,845,000 | $226,000 | $2,900,000 |
| Application Withdrawn By Applicant | 30 | $5,700,000 | $190,000 | $595,000 | $120,000 | $296,000 |
| File Closed For Incompleteness | 5 | $1,185,000 | $237,000 | $555,000 | $352,000 | $405,000 |
| Application Approved But Not Accepted | 5 | $1,185,000 | $237,000 | $445,000 | $82,000 | $108,000 |
| Preapproval Approved but not Accepted | 5 | $1,575,000 | $315,000 | $455,000 | $91,000 | $203,000 |
| Preapproval Denied by Financial Institution | 4 | $1,180,000 | $295,000 | $455,000 | $49,000 | $95,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 500 | $308,270,000 | $616,000 | $2,025,000 | $127,000 | $684,000 |
| Other | 20 | $6,470,000 | $323,000 | $1,845,000 | $262,000 | $2,900,000 |
| Collateral | 11 | $855,000 | $77,000 | $185,000 | $61,000 | $90,000 |
| Credit History | 9 | $1,315,000 | $146,000 | $385,000 | $399,000 | $1,440,000 |
| Unverifiable Information | 4 | $960,000 | $240,000 | $425,000 | $79,000 | $110,000 |
| Debt-To-Income Ratio | 2 | $430,000 | $215,000 | $395,000 | $82,000 | $146,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, F.S.B.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.