Loan Link Finfancial Services Mortgage Lending & HMDA Data, 2006
In 2006, Loan Link Finfancial Services of Aliso Viejo, CA reported 3,132 mortgage applications totaling $905.4 million, down 4% from 2005. The average application was for $289,093, and applicants reported an average income of $155,033. 64% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (622), Santa Ana-Anaheim-Irvine, CA (610) and Riverside-San Bernardino-Ontario, CA (543) (applications in parentheses).
| Mortgage Company & Address | Loan Link Finfancial Services 26800 Aliso Viejo Parkway Suite 100 Aliso Viejo, CA 92656 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,132 |
| Total Mortgage Loan Application Amount | $905,440,000 |
| Average Mortgage Loan Application Amount | $289,093 |
| Highest Mortgage Loan Application Amount | $1,950,000 |
| Average Applicant Income | $155,033 |
| Highest Applicant Income | $1,917,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Loan Link Finfancial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 622 | $ 190,009,000 | $ 305,480 | $ 148,000 |
| Orange, California | 610 | $ 216,948,000 | $ 355,652 | $ 185,000 |
| San Diego, California | 361 | $ 100,989,000 | $ 279,747 | $ 147,000 |
| Riverside, California | 358 | $ 92,764,000 | $ 259,117 | $ 142,000 |
| San Bernardino, California | 185 | $ 46,954,000 | $ 253,805 | $ 131,000 |
| Maricopa, Arizona | 56 | $ 9,606,000 | $ 171,535 | $ 148,000 |
| Sacramento, California | 32 | $ 6,709,000 | $ 209,656 | $ 112,000 |
| Honolulu, Hawaii | 32 | $ 13,001,000 | $ 406,281 | $ 151,000 |
| Kern, California | 25 | $ 4,395,000 | $ 175,800 | $ 114,000 |
| Alameda, California | 22 | $ 9,065,000 | $ 412,045 | $ 158,000 |
| Ventura, California | 20 | $ 6,137,000 | $ 306,850 | $ 149,000 |
| Santa Clara, California | 19 | $ 9,530,000 | $ 501,578 | $ 185,000 |
| Pima, Arizona | 18 | $ 2,771,000 | $ 153,944 | $ 117,000 |
| Clark, Nevada | 18 | $ 3,879,000 | $ 215,500 | $ 164,000 |
| Broward, Florida | 15 | $ 5,135,000 | $ 342,333 | $ 221,000 |
| Miami-Dade, Florida | 15 | $ 2,665,000 | $ 177,666 | $ 105,000 |
| Fresno, California | 14 | $ 2,770,000 | $ 197,857 | $ 89,000 |
| San Joaquin, California | 14 | $ 4,041,000 | $ 288,642 | $ 140,000 |
| Mohave, Arizona | 12 | $ 2,083,000 | $ 173,583 | $ 139,000 |
| Contra Costa, California | 12 | $ 4,280,000 | $ 356,666 | $ 206,000 |
| San Mateo, California | 10 | $ 9,124,000 | $ 912,400 | $ 305,000 |
| District of Columbia, District Of Columbia | 10 | $ 3,585,000 | $ 358,500 | $ 377,000 |
| King, Washington | 10 | $ 2,762,000 | $ 276,200 | $ 144,000 |
| Whatcom, Washington | 10 | $ 1,322,000 | $ 132,200 | $ 96,000 |
| Prince George's, Maryland | 9 | $ 2,647,000 | $ 294,111 | $ 120,000 |
| Clark, Washington | 9 | $ 2,129,000 | $ 236,555 | $ 159,000 |
| Tulare, California | 8 | $ 1,716,000 | $ 214,500 | $ 122,000 |
| Orange, Florida | 8 | $ 1,203,000 | $ 150,375 | $ 124,000 |
| Maui, Hawaii | 8 | $ 2,092,000 | $ 261,500 | $ 117,000 |
| Snohomish, Washington | 8 | $ 1,818,000 | $ 227,250 | $ 128,000 |
| Palm Beach, Florida | 7 | $ 1,614,000 | $ 230,571 | $ 96,000 |
| Montgomery, Maryland | 7 | $ 1,898,000 | $ 271,142 | $ 126,000 |
| Pinal, Arizona | 6 | $ 1,174,000 | $ 195,666 | $ 246,000 |
| Yuma, Arizona | 6 | $ 743,000 | $ 123,833 | $ 78,000 |
| Kings, California | 6 | $ 1,101,000 | $ 183,500 | $ 103,000 |
| Solano, California | 6 | $ 2,577,000 | $ 429,500 | $ 100,000 |
| Collier, Florida | 6 | $ 1,463,000 | $ 243,833 | $ 1,311,000 |
| Pinellas, Florida | 6 | $ 1,796,000 | $ 299,333 | $ 147,000 |
| Hawaii, Hawaii | 6 | $ 1,890,000 | $ 315,000 | $ 83,000 |
| Cook, Illinois | 6 | $ 1,208,000 | $ 201,333 | $ 210,000 |
| Anne Arundel, Maryland | 6 | $ 2,478,000 | $ 413,000 | $ 127,000 |
| Imperial, California | 5 | $ 633,000 | $ 126,600 | $ 64,000 |
| San Luis Obispo, California | 5 | $ 1,883,000 | $ 376,600 | $ 158,000 |
| Escambia, Florida | 5 | $ 957,000 | $ 191,400 | $ 68,000 |
| Hennepin, Minnesota | 5 | $ 1,133,000 | $ 226,600 | $ 141,000 |
| Flathead, Montana | 5 | $ 555,000 | $ 111,000 | $ 117,000 |
| Clackamas, Oregon | 5 | $ 1,650,000 | $ 330,000 | $ 137,000 |
| Polk, Oregon | 5 | $ 1,046,000 | $ 209,200 | $ 160,000 |
| El Paso, Texas | 5 | $ 623,000 | $ 124,600 | $ 178,000 |
| Merced, California | 4 | $ 1,305,000 | $ 326,250 | $ 115,000 |
| Placer, California | 4 | $ 1,685,000 | $ 421,250 | $ 131,000 |
| San Francisco, California | 4 | $ 1,268,000 | $ 317,000 | $ 148,000 |
| Santa Barbara, California | 4 | $ 1,742,000 | $ 435,500 | $ 129,000 |
| Shasta, California | 4 | $ 684,000 | $ 171,000 | $ 101,000 |
| Sonoma, California | 4 | $ 814,000 | $ 203,500 | $ 170,000 |
| El Paso, Colorado | 4 | $ 709,000 | $ 177,250 | $ 184,000 |
| Manatee, Florida | 4 | $ 1,107,000 | $ 276,750 | $ 207,000 |
| Baltimore City, Maryland | 4 | $ 502,000 | $ 125,500 | $ 159,000 |
| Marion, Oregon | 4 | $ 463,000 | $ 115,750 | $ 119,000 |
| Washington, Oregon | 4 | $ 1,416,000 | $ 354,000 | $ 132,000 |
| Travis, Texas | 4 | $ 517,000 | $ 129,250 | $ 83,000 |
| Fairfax, Virginia | 4 | $ 928,000 | $ 232,000 | $ 127,000 |
| Prince William, Virginia | 4 | $ 1,266,000 | $ 316,500 | $ 135,000 |
| Thurston, Washington | 4 | $ 690,000 | $ 172,500 | $ 99,000 |
| Yavapai, Arizona | 3 | $ 687,000 | $ 229,000 | $ 221,000 |
| El Dorado, California | 3 | $ 805,000 | $ 268,333 | $ 124,000 |
| Madera, California | 3 | $ 670,000 | $ 223,333 | $ 108,000 |
| Santa Cruz, California | 3 | $ 1,358,000 | $ 452,666 | $ 256,000 |
| Adams, Colorado | 3 | $ 559,000 | $ 186,333 | $ 216,000 |
| Clay, Florida | 3 | $ 446,000 | $ 148,666 | $ 108,000 |
| Duval, Florida | 3 | $ 317,000 | $ 105,666 | $ 45,000 |
| Hillsborough, Florida | 3 | $ 418,000 | $ 139,333 | $ 65,000 |
| Lake, Florida | 3 | $ 704,000 | $ 234,666 | $ 143,000 |
| Pasco, Florida | 3 | $ 867,000 | $ 289,000 | $ 273,000 |
| St. Johns, Florida | 3 | $ 1,765,000 | $ 588,333 | $ 237,000 |
| St. Lucie, Florida | 3 | $ 379,000 | $ 126,333 | $ 76,000 |
| Kauai, Hawaii | 3 | $ 1,296,000 | $ 432,000 | $ 420,000 |
| Harford, Maryland | 3 | $ 522,000 | $ 174,000 | $ 110,000 |
| Howard, Maryland | 3 | $ 1,652,000 | $ 550,666 | $ 158,000 |
| Oakland, Michigan | 3 | $ 734,000 | $ 244,666 | $ 152,000 |
| Wayne, Michigan | 3 | $ 398,000 | $ 132,666 | $ 88,000 |
| St. Louis, Missouri | 3 | $ 550,000 | $ 183,333 | $ 111,000 |
| Washoe, Nevada | 3 | $ 830,000 | $ 276,666 | $ 258,000 |
| Lane, Oregon | 3 | $ 332,000 | $ 110,666 | $ 130,000 |
| Chesterfield, Virginia | 3 | $ 254,000 | $ 84,666 | $ 112,000 |
| Loudoun, Virginia | 3 | $ 709,000 | $ 236,333 | $ 169,000 |
| Pierce, Washington | 3 | $ 544,000 | $ 181,333 | $ 113,000 |
| Yakima, Washington | 3 | $ 397,000 | $ 132,333 | $ 84,000 |
| Cochise, Arizona | 2 | $ 191,000 | $ 95,500 | $ 150,000 |
| Mono, California | 2 | $ 473,000 | $ 236,500 | $ 177,000 |
| Stanislaus, California | 2 | $ 622,000 | $ 311,000 | $ 67,000 |
| Tehama, California | 2 | $ 378,000 | $ 189,000 | $ 300,000 |
| Arapahoe, Colorado | 2 | $ 303,000 | $ 151,500 | $ 114,000 |
| Baca, Colorado | 2 | $ 120,000 | $ 60,000 | $ 47,000 |
| Boulder, Colorado | 2 | $ 319,000 | $ 159,500 | $ 125,000 |
| Grand, Colorado | 2 | $ 255,000 | $ 127,500 | $ 107,000 |
| Jefferson, Colorado | 2 | $ 532,000 | $ 266,000 | $ 230,000 |
| Bay, Florida | 2 | $ 660,000 | $ 330,000 | $ 300,000 |
| Hernando, Florida | 2 | $ 167,000 | $ 83,500 | $ 85,000 |
| Highlands, Florida | 2 | $ 233,000 | $ 116,500 | $ 300,000 |
| Lee, Florida | 2 | $ 731,000 | $ 365,500 | $ 211,000 |
| Sarasota, Florida | 2 | $ 396,000 | $ 198,000 | $ 66,000 |
| Hendricks, Indiana | 2 | $ 97,000 | $ 48,500 | $ 156,000 |
| Gallatin, Kentucky | 2 | $ 108,000 | $ 54,000 | $ 49,000 |
| Jefferson, Kentucky | 2 | $ 252,000 | $ 126,000 | $ 116,000 |
| Laurel, Kentucky | 2 | $ 245,000 | $ 122,500 | $ 58,000 |
| St. Mary's, Maryland | 2 | $ 263,000 | $ 131,500 | $ 112,000 |
| Washtenaw, Michigan | 2 | $ 1,329,000 | $ 664,500 | $ 236,000 |
| Washington, Minnesota | 2 | $ 413,000 | $ 206,500 | $ 100,000 |
| Hudson, New Jersey | 2 | $ 421,000 | $ 210,500 | $ 90,000 |
| Bernalillo, New Mexico | 2 | $ 347,000 | $ 173,500 | $ 152,000 |
| Taos, New Mexico | 2 | $ 221,000 | $ 110,500 | $ 96,000 |
| Oklahoma, Oklahoma | 2 | $ 295,000 | $ 147,500 | $ 133,000 |
| Benton, Oregon | 2 | $ 950,000 | $ 475,000 | $ 420,000 |
| Hood River, Oregon | 2 | $ 288,000 | $ 144,000 | $ 108,000 |
| Multnomah, Oregon | 2 | $ 520,000 | $ 260,000 | $ 95,000 |
| Umatilla, Oregon | 2 | $ 185,000 | $ 92,500 | $ 137,000 |
| Harris, Texas | 2 | $ 170,000 | $ 85,000 | $ 59,000 |
| Williamson, Texas | 2 | $ 146,000 | $ 73,000 | $ 114,000 |
| Augusta, Virginia | 2 | $ 357,000 | $ 178,500 | $ 97,000 |
| Bedford, Virginia | 2 | $ 146,000 | $ 73,000 | $ 50,000 |
| Charlottesville, Virginia | 2 | $ 225,000 | $ 112,500 | $ 169,000 |
| Chesapeake, Virginia | 2 | $ 361,000 | $ 180,500 | $ 101,000 |
| Henrico, Virginia | 2 | $ 210,000 | $ 105,000 | $ 85,000 |
| King George, Virginia | 2 | $ 250,000 | $ 125,000 | $ 71,000 |
| Stafford, Virginia | 2 | $ 754,000 | $ 377,000 | $ 99,000 |
| Virginia Beach, Virginia | 2 | $ 135,000 | $ 67,500 | $ 96,000 |
| Island, Washington | 2 | $ 350,000 | $ 175,000 | $ 66,000 |
| Milwaukee, Wisconsin | 2 | $ 153,000 | $ 76,500 | $ 60,000 |
| Lincoln, Wyoming | 2 | $ 1,119,000 | $ 559,500 | $ 420,000 |
| Calaveras, California | 1 | $ 216,000 | $ 216,000 | $ 144,000 |
| Humboldt, California | 1 | $ 296,000 | $ 296,000 | $ 96,000 |
| Lake, California | 1 | $ 60,000 | $ 60,000 | $ 96,000 |
| Marin, California | 1 | $ 825,000 | $ 825,000 | $ 350,000 |
| Mendocino, California | 1 | $ 385,000 | $ 385,000 | $ 104,000 |
| Monterey, California | 1 | $ 330,000 | $ 330,000 | $ 61,000 |
| Napa, California | 1 | $ 338,000 | $ 338,000 | $ 83,000 |
| Sutter, California | 1 | $ 80,000 | $ 80,000 | $ 116,000 |
| Trinity, California | 1 | $ 322,000 | $ 322,000 | $ 50,000 |
| Yuba, California | 1 | $ 508,000 | $ 508,000 | $ 88,000 |
| Denver, Colorado | 1 | $ 484,000 | $ 484,000 | $ 193,000 |
| Douglas, Colorado | 1 | $ 110,000 | $ 110,000 | $ 180,000 |
| Larimer, Colorado | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Summit, Colorado | 1 | $ 650,000 | $ 650,000 | $ 275,000 |
| Weld, Colorado | 1 | $ 288,000 | $ 288,000 | $ 60,000 |
| Fairfield, Connecticut | 1 | $ 319,000 | $ 319,000 | $ 95,000 |
| New Haven, Connecticut | 1 | $ 117,000 | $ 117,000 | $ 60,000 |
| Alachua, Florida | 1 | $ 260,000 | $ 260,000 | $ 70,000 |
| Brevard, Florida | 1 | $ 177,000 | $ 177,000 | $ 55,000 |
| Charlotte, Florida | 1 | $ 500,000 | $ 500,000 | $ 260,000 |
| Holmes, Florida | 1 | $ 72,000 | $ 72,000 | $ 24,000 |
| Jefferson, Florida | 1 | $ 176,000 | $ 176,000 | $ 132,000 |
| Seminole, Florida | 1 | $ 385,000 | $ 385,000 | $ 120,000 |
| Walton, Florida | 1 | $ 608,000 | $ 608,000 | $ 240,000 |
| Cobb, Georgia | 1 | $ 550,000 | $ 550,000 | $ 274,000 |
| DeKalb, Georgia | 1 | $ 637,000 | $ 637,000 | $ 250,000 |
| Fulton, Georgia | 1 | $ 1,040,000 | $ 1,040,000 | $ 300,000 |
| Liberty, Georgia | 1 | $ 136,000 | $ 136,000 | $ 60,000 |
| Kootenai, Idaho | 1 | $ 110,000 | $ 110,000 | $ 110,000 |
| Crawford, Illinois | 1 | $ 158,000 | $ 158,000 | $ 150,000 |
| McHenry, Illinois | 1 | $ 180,000 | $ 180,000 | $ 180,000 |
| Hamilton, Indiana | 1 | $ 225,000 | $ 225,000 | $ 107,000 |
| Johnson, Indiana | 1 | $ 57,000 | $ 57,000 | $ 146,000 |
| Lake, Indiana | 1 | $ 86,000 | $ 86,000 | $ 22,000 |
| Monroe, Indiana | 1 | $ 306,000 | $ 306,000 | $ 180,000 |
| Scott, Indiana | 1 | $ 281,000 | $ 281,000 | $ 155,000 |
| Starke, Indiana | 1 | $ 72,000 | $ 72,000 | $ 53,000 |
| Wells, Indiana | 1 | $ 137,000 | $ 137,000 | $ 77,000 |
| Polk, Iowa | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Harvey, Kansas | 1 | $ 103,000 | $ 103,000 | $ 95,000 |
| Johnson, Kansas | 1 | $ 114,000 | $ 114,000 | $ 44,000 |
| Barren, Kentucky | 1 | $ 104,000 | $ 104,000 | $ 65,000 |
| Meade, Kentucky | 1 | $ 163,000 | $ 163,000 | $ 55,000 |
| Warren, Kentucky | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Cecil, Maryland | 1 | $ 396,000 | $ 396,000 | $ 95,000 |
| Charles, Maryland | 1 | $ 251,000 | $ 251,000 | $ 137,000 |
| Frederick, Maryland | 1 | $ 260,000 | $ 260,000 | $ 87,000 |
| Wicomico, Maryland | 1 | $ 1,105,000 | $ 1,105,000 | $ 750,000 |
| Genesee, Michigan | 1 | $ 84,000 | $ 84,000 | $ 150,000 |
| Kalamazoo, Michigan | 1 | $ 194,000 | $ 194,000 | $ 113,000 |
| Ottawa, Michigan | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Benton, Minnesota | 1 | $ 290,000 | $ 290,000 | $ 114,000 |
| Audrain, Missouri | 1 | $ 137,000 | $ 137,000 | $ 71,000 |
| Clay, Missouri | 1 | $ 152,000 | $ 152,000 | $ 72,000 |
| Franklin, Missouri | 1 | $ 178,000 | $ 178,000 | $ 49,000 |
| Newton, Missouri | 1 | $ 153,000 | $ 153,000 | $ 59,000 |
| Missoula, Montana | 1 | $ 189,000 | $ 189,000 | $ 49,000 |
| Yellowstone, Montana | 1 | $ 60,000 | $ 60,000 | $ 123,000 |
| Santa Fe, New Mexico | 1 | $ 682,000 | $ 682,000 | $ 186,000 |
| Clatsop, Oregon | 1 | $ 360,000 | $ 360,000 | $ 162,000 |
| Curry, Oregon | 1 | $ 237,000 | $ 237,000 | $ 90,000 |
| Deschutes, Oregon | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| Josephine, Oregon | 1 | $ 191,000 | $ 191,000 | $ 33,000 |
| Lincoln, Oregon | 1 | $ 210,000 | $ 210,000 | $ 204,000 |
| Northampton, Pennsylvania | 1 | $ 203,000 | $ 203,000 | $ 66,000 |
| York, Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 224,000 |
| Wilson, Tennessee | 1 | $ 564,000 | $ 564,000 | $ 165,000 |
| Bexar, Texas | 1 | $ 94,000 | $ 94,000 | $ 104,000 |
| Dallas, Texas | 1 | $ 190,000 | $ 190,000 | $ 82,000 |
| Denton, Texas | 1 | $ 162,000 | $ 162,000 | $ 83,000 |
| Fayette, Texas | 1 | $ 128,000 | $ 128,000 | $ 93,000 |
| Fort Bend, Texas | 1 | $ 207,000 | $ 207,000 | $ 115,000 |
| Hidalgo, Texas | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Lubbock, Texas | 1 | $ 80,000 | $ 80,000 | $ 332,000 |
| Montgomery, Texas | 1 | $ 212,000 | $ 212,000 | $ 111,000 |
| Salt Lake, Utah | 1 | $ 167,000 | $ 167,000 | $ 152,000 |
| Tooele, Utah | 1 | $ 214,000 | $ 214,000 | $ 180,000 |
| Utah, Utah | 1 | $ 150,000 | $ 150,000 | $ 288,000 |
| Arlington, Virginia | 1 | $ 381,000 | $ 381,000 | $ 238,000 |
| James City, Virginia | 1 | $ 245,000 | $ 245,000 | $ 153,000 |
| Montgomery, Virginia | 1 | $ 113,000 | $ 113,000 | $ 40,000 |
| Portsmouth, Virginia | 1 | $ 114,000 | $ 114,000 | $ 162,000 |
| Williamsburg, Virginia | 1 | $ 294,000 | $ 294,000 | $ 96,000 |
| Lewis, Washington | 1 | $ 190,000 | $ 190,000 | $ 61,000 |
| Skagit, Washington | 1 | $ 176,000 | $ 176,000 | $ 72,000 |
| La Crosse, Wisconsin | 1 | $ 216,000 | $ 216,000 | $ 70,000 |
| Johnson, Wyoming | 1 | $ 460,000 | $ 460,000 | $ 91,000 |
| Laramie, Wyoming | 1 | $ 172,000 | $ 172,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Loan Link Finfancial Services in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,875 | $573,368,000 | $305,000 | $1,950,000 | $145,000 | $1,122,000 |
| Home Purchase | 1,257 | $332,072,000 | $264,000 | $1,782,000 | $170,000 | $1,917,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,498 | $445,474,000 | $297,000 | $1,935,000 | $171,000 | $1,917,000 |
| Hispanic | 841 | $219,423,000 | $260,000 | $1,365,000 | $126,000 | $540,000 |
| Not Provided | 399 | $117,993,000 | $295,000 | $1,500,000 | $157,000 | $1,122,000 |
| Black or African American | 177 | $47,430,000 | $267,000 | $1,000,000 | $141,000 | $480,000 |
| Asian | 166 | $56,374,000 | $339,000 | $1,950,000 | $164,000 | $547,000 |
| Native Hawaiian or Other Pacific Islander | 41 | $15,603,000 | $380,000 | $1,782,000 | $184,000 | $996,000 |
| American Indian or Alaskan Native | 10 | $3,143,000 | $314,000 | $650,000 | $216,000 | $684,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,130 | $905,053,000 | $289,000 | $1,950,000 | $155,000 | $1,917,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $387,000 | $193,000 | $344,000 | $116,000 | $116,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,006 | $576,355,000 | $287,000 | $1,935,000 | $151,000 | $1,260,000 |
| Application Withdrawn By Applicant | 816 | $244,712,000 | $299,000 | $1,950,000 | $158,000 | $1,200,000 |
| Application Denied By Financial Institution | 250 | $67,601,000 | $270,000 | $1,500,000 | $188,000 | $1,917,000 |
| Application Approved But Not Accepted | 60 | $16,772,000 | $279,000 | $1,500,000 | $128,000 | $311,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 100 | $28,049,000 | $280,000 | $1,500,000 | $178,000 | $750,000 |
| Credit History | 33 | $7,290,000 | $220,000 | $615,000 | $128,000 | $492,000 |
| Collateral | 24 | $5,513,000 | $229,000 | $640,000 | $454,000 | $1,917,000 |
| Unverifiable Information | 19 | $3,678,000 | $193,000 | $760,000 | $140,000 | $420,000 |
| Debt-To-Income Ratio | 7 | $1,989,000 | $284,000 | $590,000 | $80,000 | $119,000 |
| Employment History | 5 | $2,054,000 | $410,000 | $941,000 | $156,000 | $312,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $515,000 | $515,000 | $515,000 | $156,000 | $156,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Link Finfancial Services's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loan Link Finfancial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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