Loan Simple, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Loan Simple, Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loan Simple, Inc. 9635 Maroon Circle Suite 100 Colorado Springs, CO 80112 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 3,307 |
| Total Mortgage Loan Application Amount | $696,787,000 |
| Average Mortgage Loan Application Amount | $219,333 |
| Highest Mortgage Loan Application Amount | $1,278,000 |
| Average Applicant Income | $85,000 |
| Highest Applicant Income | $2,707,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Loan Simple, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loan Simple, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Loan Simple, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loan Simple, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Loan Simple, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loan Simple, Inc.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Larimer County Colorado | 221 | $ 54,812,000 | $ 248,000 | $ 77,000 |
| Weld County Colorado | 193 | $ 45,703,000 | $ 236,000 | $ 82,000 |
| Bexar County Texas | 147 | $ 22,943,000 | $ 156,000 | $ 63,000 |
| Bernalillo County New Mexico | 119 | $ 22,602,000 | $ 189,000 | $ 83,000 |
| Cameron County Texas | 102 | $ 14,866,000 | $ 145,000 | $ 71,000 |
| Harris County Texas | 99 | $ 17,963,000 | $ 181,000 | $ 95,000 |
| Adams County Colorado | 88 | $ 20,788,000 | $ 236,000 | $ 75,000 |
| Arapahoe County Colorado | 84 | $ 19,870,000 | $ 236,000 | $ 82,000 |
| Dallas County Texas | 79 | $ 12,908,000 | $ 163,000 | $ 58,000 |
| Tulare County California | 73 | $ 11,492,000 | $ 157,000 | $ 61,000 |
| Miami-Dade County Florida | 71 | $ 16,330,000 | $ 230,000 | $ 115,000 |
| Jefferson County Colorado | 67 | $ 17,655,000 | $ 263,000 | $ 89,000 |
| Douglas County Colorado | 63 | $ 21,627,000 | $ 343,000 | $ 119,000 |
| Denver County Colorado | 60 | $ 14,833,000 | $ 247,000 | $ 94,000 |
| East Baton Rouge County Louisiana | 58 | $ 9,842,000 | $ 169,000 | $ 64,000 |
| Santa Clara County California | 57 | $ 26,880,000 | $ 471,000 | $ 131,000 |
| Jackson County Missouri | 48 | $ 7,246,000 | $ 150,000 | $ 63,000 |
| Tarrant County Texas | 46 | $ 8,285,000 | $ 180,000 | $ 75,000 |
| Broward County Florida | 43 | $ 9,526,000 | $ 221,000 | $ 100,000 |
| Hillsborough County Florida | 40 | $ 6,635,000 | $ 165,000 | $ 84,000 |
| Collin County Texas | 40 | $ 7,826,000 | $ 195,000 | $ 78,000 |
| Pinellas County Florida | 37 | $ 6,699,000 | $ 181,000 | $ 79,000 |
| Hamilton County Tennessee | 35 | $ 4,790,000 | $ 136,000 | $ 63,000 |
| Palm Beach County Florida | 34 | $ 5,708,000 | $ 167,000 | $ 64,000 |
| King County Washington | 33 | $ 11,559,000 | $ 350,000 | $ 93,000 |
| Oklahoma County Oklahoma | 31 | $ 5,542,000 | $ 178,000 | $ 68,000 |
| Maricopa County Arizona | 30 | $ 5,647,000 | $ 188,000 | $ 69,000 |
| Travis County Texas | 29 | $ 7,282,000 | $ 251,000 | $ 113,000 |
| Williamson County Texas | 29 | $ 5,577,000 | $ 192,000 | $ 83,000 |
| Fort Bend County Texas | 28 | $ 6,711,000 | $ 239,000 | $ 99,000 |
| Jefferson County Texas | 28 | $ 3,245,000 | $ 115,000 | $ 51,000 |
| Los Angeles County California | 27 | $ 11,547,000 | $ 427,000 | $ 133,000 |
| Ascension County Louisiana | 27 | $ 5,103,000 | $ 189,000 | $ 82,000 |
| Macomb County Michigan | 26 | $ 3,436,000 | $ 132,000 | $ 27,000 |
| Pasco County Florida | 23 | $ 3,598,000 | $ 156,000 | $ 57,000 |
| Fulton County Georgia | 23 | $ 4,597,000 | $ 199,000 | $ 171,000 |
| Orange County Florida | 21 | $ 4,318,000 | $ 205,000 | $ 64,000 |
| Wayne County Michigan | 21 | $ 2,090,000 | $ 99,000 | $ 47,000 |
| Osceola County Florida | 20 | $ 2,789,000 | $ 139,000 | $ 76,000 |
| Livingston County Louisiana | 20 | $ 3,404,000 | $ 170,000 | $ 65,000 |
| St. Louis County Missouri | 20 | $ 2,657,000 | $ 132,000 | $ 53,000 |
| Solano County California | 19 | $ 6,113,000 | $ 321,000 | $ 117,000 |
| Boulder County Colorado | 19 | $ 5,389,000 | $ 283,000 | $ 124,000 |
| Sandoval County New Mexico | 19 | $ 3,551,000 | $ 186,000 | $ 74,000 |
| Kern County California | 18 | $ 4,018,000 | $ 223,000 | $ 81,000 |
| Clark County Nevada | 17 | $ 3,260,000 | $ 191,000 | $ 66,000 |
| Cobb County Georgia | 16 | $ 3,174,000 | $ 198,000 | $ 81,000 |
| Hidalgo County Texas | 16 | $ 2,537,000 | $ 158,000 | $ 75,000 |
| Alameda County California | 15 | $ 6,342,000 | $ 422,000 | $ 120,000 |
| Seminole County Florida | 15 | $ 2,428,000 | $ 161,000 | $ 69,000 |
| Catoosa County Georgia | 15 | $ 2,437,000 | $ 162,000 | $ 61,000 |
| Oakland County Michigan | 15 | $ 2,260,000 | $ 150,000 | $ 34,000 |
| Placer County California | 14 | $ 4,640,000 | $ 331,000 | $ 113,000 |
| San Joaquin County California | 14 | $ 3,321,000 | $ 237,000 | $ 69,000 |
| Gwinnett County Georgia | 14 | $ 2,490,000 | $ 177,000 | $ 64,000 |
| Denton County Texas | 14 | $ 2,863,000 | $ 204,000 | $ 80,000 |
| Sacramento County California | 12 | $ 3,072,000 | $ 256,000 | $ 51,000 |
| St. James County Louisiana | 12 | $ 1,510,000 | $ 125,000 | $ 45,000 |
| Carter County Oklahoma | 12 | $ 1,728,000 | $ 144,000 | $ 79,000 |
| Charleston County South Carolina | 12 | $ 2,836,000 | $ 236,000 | $ 90,000 |
| Montgomery County Texas | 12 | $ 2,769,000 | $ 230,000 | $ 117,000 |
| Chesapeake County Virginia | 12 | $ 2,340,000 | $ 195,000 | $ 86,000 |
| Contra Costa County California | 11 | $ 3,421,000 | $ 311,000 | $ 80,000 |
| El Paso County Colorado | 11 | $ 2,386,000 | $ 216,000 | $ 59,000 |
| Galveston County Texas | 11 | $ 1,975,000 | $ 179,000 | $ 109,000 |
| San Mateo County California | 10 | $ 5,271,000 | $ 527,000 | $ 154,000 |
| Stanislaus County California | 10 | $ 2,558,000 | $ 255,000 | $ 51,000 |
| Marion County Indiana | 10 | $ 1,307,000 | $ 130,000 | $ 46,000 |
| Jefferson County Louisiana | 10 | $ 1,539,000 | $ 153,000 | $ 62,000 |
| Dakota County Minnesota | 9 | $ 2,251,000 | $ 250,000 | $ 92,000 |
| Valencia County New Mexico | 9 | $ 1,122,000 | $ 124,000 | $ 52,000 |
| Willacy County Texas | 9 | $ 1,034,000 | $ 114,000 | $ 23,000 |
| Snohomish County Washington | 9 | $ 2,821,000 | $ 313,000 | $ 82,000 |
| Polk County Florida | 8 | $ 1,121,000 | $ 140,000 | $ 63,000 |
| Sarasota County Florida | 8 | $ 1,647,000 | $ 205,000 | $ 59,000 |
| Walker County Georgia | 8 | $ 808,000 | $ 101,000 | $ 45,000 |
| Polk County Iowa | 8 | $ 1,096,000 | $ 137,000 | $ 87,000 |
| Cass County Missouri | 8 | $ 1,228,000 | $ 153,000 | $ 71,000 |
| Clay County Missouri | 8 | $ 1,481,000 | $ 185,000 | $ 61,000 |
| Orange County California | 7 | $ 2,617,000 | $ 373,000 | $ 127,000 |
| Riverside County California | 7 | $ 2,054,000 | $ 293,000 | $ 89,000 |
| Duval County Florida | 7 | $ 1,510,000 | $ 215,000 | $ 84,000 |
| Whitfield County Georgia | 7 | $ 925,000 | $ 132,000 | $ 53,000 |
| Dorchester County South Carolina | 7 | $ 683,000 | $ 97,000 | $ 43,000 |
| Greenville County South Carolina | 7 | $ 933,000 | $ 133,000 | $ 40,000 |
| Brazoria County Texas | 7 | $ 1,413,000 | $ 201,000 | $ 125,000 |
| Portsmouth County Virginia | 7 | $ 1,044,000 | $ 149,000 | $ 75,000 |
| Fresno County California | 6 | $ 1,635,000 | $ 272,000 | $ 93,000 |
| Broomfield County Colorado | 6 | $ 1,702,000 | $ 283,000 | $ 120,000 |
| Clear Creek County Colorado | 6 | $ 1,058,000 | $ 176,000 | $ 96,000 |
| Eagle County Colorado | 6 | $ 2,074,000 | $ 345,000 | $ 299,000 |
| Norfolk County Virginia | 6 | $ 1,218,000 | $ 203,000 | $ 59,000 |
| Pierce County Washington | 6 | $ 1,208,000 | $ 201,000 | $ 66,000 |
| Manatee County Florida | 5 | $ 925,000 | $ 185,000 | $ 91,000 |
| Leavenworth County Kansas | 5 | $ 669,000 | $ 133,000 | $ 52,000 |
| St. John the Baptist County Louisiana | 5 | $ 532,000 | $ 106,000 | $ 49,000 |
| St. Louis City County Missouri | 5 | $ 701,000 | $ 140,000 | $ 70,000 |
| Canadian County Oklahoma | 5 | $ 951,000 | $ 190,000 | $ 129,000 |
| Ellis County Texas | 5 | $ 1,246,000 | $ 249,000 | $ 115,000 |
| Hardin County Texas | 5 | $ 859,000 | $ 171,000 | $ 52,000 |
| Hays County Texas | 5 | $ 1,205,000 | $ 241,000 | $ 96,000 |
| Elbert County Colorado | 4 | $ 1,020,000 | $ 255,000 | $ 69,000 |
| Fremont County Colorado | 4 | $ 991,000 | $ 247,000 | $ 176,000 |
| Garfield County Colorado | 4 | $ 1,620,000 | $ 405,000 | $ 146,000 |
| Mesa County Colorado | 4 | $ 759,000 | $ 189,000 | $ 37,000 |
| Morgan County Colorado | 4 | $ 769,000 | $ 192,000 | $ 86,000 |
| Brevard County Florida | 4 | $ 1,084,000 | $ 271,000 | $ 85,000 |
| Lake County Florida | 4 | $ 778,000 | $ 194,000 | $ 54,000 |
| Lee County Florida | 4 | $ 579,000 | $ 144,000 | $ 43,000 |
| St. Lucie County Florida | 4 | $ 599,000 | $ 149,000 | $ 43,000 |
| Bibb County Georgia | 4 | $ 349,000 | $ 87,000 | $ 59,000 |
| Douglas County Georgia | 4 | $ 394,000 | $ 98,000 | $ 21,000 |
| Fayette County Georgia | 4 | $ 921,000 | $ 230,000 | $ 66,000 |
| Johnson County Kansas | 4 | $ 734,000 | $ 183,000 | $ 64,000 |
| Orleans County Louisiana | 4 | $ 902,000 | $ 225,000 | $ 51,000 |
| Washtenaw County Michigan | 4 | $ 752,000 | $ 188,000 | $ 25,000 |
| Hennepin County Minnesota | 4 | $ 686,000 | $ 171,000 | $ 78,000 |
| Santa Fe County New Mexico | 4 | $ 1,051,000 | $ 262,000 | $ 81,000 |
| Logan County Oklahoma | 4 | $ 670,000 | $ 167,000 | $ 79,000 |
| Rogers County Oklahoma | 4 | $ 1,008,000 | $ 252,000 | $ 106,000 |
| Berkeley County South Carolina | 4 | $ 751,000 | $ 187,000 | $ 63,000 |
| Richland County South Carolina | 4 | $ 518,000 | $ 129,000 | $ 31,000 |
| Burnet County Texas | 4 | $ 697,000 | $ 174,000 | $ 97,000 |
| Guadalupe County Texas | 4 | $ 717,000 | $ 179,000 | $ 78,000 |
| Johnson County Texas | 4 | $ 641,000 | $ 160,000 | $ 77,000 |
| Kaufman County Texas | 4 | $ 687,000 | $ 171,000 | $ 62,000 |
| Nueces County Texas | 4 | $ 513,000 | $ 128,000 | $ 61,000 |
| Hampton County Virginia | 4 | $ 645,000 | $ 161,000 | $ 52,000 |
| Marin County California | 3 | $ 1,237,000 | $ 412,000 | $ 108,000 |
| San Diego County California | 3 | $ 861,000 | $ 287,000 | $ 167,000 |
| Shasta County California | 3 | $ 653,000 | $ 217,000 | $ 97,000 |
| Pueblo County Colorado | 3 | $ 502,000 | $ 167,000 | $ 47,000 |
| Dixie County Florida | 3 | $ 207,000 | $ 69,000 | $ 100,000 |
| Marion County Florida | 3 | $ 364,000 | $ 121,000 | $ 57,000 |
| Carroll County Georgia | 3 | $ 352,000 | $ 117,000 | $ 89,000 |
| DeKalb County Georgia | 3 | $ 735,000 | $ 245,000 | $ 77,000 |
| Rockdale County Georgia | 3 | $ 314,000 | $ 104,000 | $ 14,000 |
| Boone County Iowa | 3 | $ 381,000 | $ 127,000 | $ 52,000 |
| Dallas County Iowa | 3 | $ 270,000 | $ 90,000 | $ 42,000 |
| Wyandotte County Kansas | 3 | $ 488,000 | $ 162,000 | $ 51,000 |
| Assumption County Louisiana | 3 | $ 283,000 | $ 94,000 | $ 40,000 |
| Tangipahoa County Louisiana | 3 | $ 330,000 | $ 110,000 | $ 34,000 |
| Scott County Minnesota | 3 | $ 846,000 | $ 282,000 | $ 138,000 |
| Dona Ana County New Mexico | 3 | $ 461,000 | $ 153,000 | $ 83,000 |
| Sequatchie County Tennessee | 3 | $ 424,000 | $ 141,000 | $ 106,000 |
| Chambers County Texas | 3 | $ 659,000 | $ 219,000 | $ 104,000 |
| Comal County Texas | 3 | $ 976,000 | $ 325,000 | $ 159,000 |
| El Paso County Texas | 3 | $ 296,000 | $ 98,000 | $ 83,000 |
| Hutchinson County Texas | 3 | $ 460,000 | $ 153,000 | $ 63,000 |
| Liberty County Texas | 3 | $ 651,000 | $ 217,000 | $ 69,000 |
| Virginia Beach County Virginia | 3 | $ 406,000 | $ 135,000 | $ 67,000 |
| Clark County Washington | 3 | $ 606,000 | $ 202,000 | $ 63,000 |
| Monterey County California | 2 | $ 797,000 | $ 398,000 | $ 145,000 |
| San Francisco County California | 2 | $ 1,116,000 | $ 558,000 | $ 188,000 |
| Sutter County California | 2 | $ 554,000 | $ 277,000 | $ 62,000 |
| Yolo County California | 2 | $ 638,000 | $ 319,000 | $ 169,000 |
| Gilpin County Colorado | 2 | $ 615,000 | $ 307,000 | $ 174,000 |
| Teller County Colorado | 2 | $ 409,000 | $ 204,000 | $ 48,000 |
| Collier County Florida | 2 | $ 468,000 | $ 234,000 | $ 54,000 |
| Santa Rosa County Florida | 2 | $ 247,000 | $ 123,000 | $ 34,000 |
| Volusia County Florida | 2 | $ 247,000 | $ 123,000 | $ 48,000 |
| Walton County Florida | 2 | $ 630,000 | $ 315,000 | $ 140,000 |
| Coweta County Georgia | 2 | $ 177,000 | $ 88,000 | $ 35,000 |
| Heard County Georgia | 2 | $ 214,000 | $ 107,000 | $ 45,000 |
| Henry County Georgia | 2 | $ 477,000 | $ 238,000 | $ 56,000 |
| Monroe County Georgia | 2 | $ 1,055,000 | $ 527,000 | $ 329,000 |
| Troup County Georgia | 2 | $ 231,000 | $ 115,000 | $ 47,000 |
| St. Tammany County Louisiana | 2 | $ 455,000 | $ 227,000 | $ 63,000 |
| West Baton Rouge County Louisiana | 2 | $ 404,000 | $ 202,000 | $ 61,000 |
| Carver County Minnesota | 2 | $ 366,000 | $ 183,000 | $ 53,000 |
| Bates County Missouri | 2 | $ 150,000 | $ 75,000 | $ 45,000 |
| Platte County Missouri | 2 | $ 514,000 | $ 257,000 | $ 194,000 |
| St. Charles County Missouri | 2 | $ 330,000 | $ 165,000 | $ 17,000 |
| Cleveland County Oklahoma | 2 | $ 337,000 | $ 168,000 | $ 152,000 |
| Grady County Oklahoma | 2 | $ 332,000 | $ 166,000 | $ 73,000 |
| Beaufort County South Carolina | 2 | $ 1,178,000 | $ 589,000 | $ 180,000 |
| Colleton County South Carolina | 2 | $ 276,000 | $ 138,000 | $ 57,000 |
| Bradley County Tennessee | 2 | $ 248,000 | $ 124,000 | $ 38,000 |
| Davidson County Tennessee | 2 | $ 382,000 | $ 191,000 | $ 76,000 |
| Bell County Texas | 2 | $ 273,000 | $ 136,000 | $ 87,000 |
| Dallam County Texas | 2 | $ 177,000 | $ 88,000 | $ 28,000 |
| Hale County Texas | 2 | $ 242,000 | $ 121,000 | $ 56,000 |
| Hartley County Texas | 2 | $ 436,000 | $ 218,000 | $ 97,000 |
| Jasper County Texas | 2 | $ 303,000 | $ 151,000 | $ 78,000 |
| Lamar County Texas | 2 | $ 132,000 | $ 66,000 | $ 38,000 |
| San Jacinto County Texas | 2 | $ 274,000 | $ 137,000 | $ 85,000 |
| Swisher County Texas | 2 | $ 194,000 | $ 97,000 | $ 95,000 |
| Walker County Texas | 2 | $ 731,000 | $ 365,000 | $ 146,000 |
| Chesterfield County Virginia | 2 | $ 360,000 | $ 180,000 | $ 109,000 |
| Newport News County Virginia | 2 | $ 265,000 | $ 132,000 | $ 47,000 |
| Suffolk County Virginia | 2 | $ 395,000 | $ 197,000 | $ 30,000 |
| Yakima County Washington | 2 | $ 462,000 | $ 231,000 | $ 0 |
| Pinal County Arizona | 1 | $ 199,000 | $ 199,000 | $ 70,000 |
| El Dorado County California | 1 | $ 393,000 | $ 393,000 | $ 97,000 |
| Napa County California | 1 | $ 382,000 | $ 382,000 | $ 99,000 |
| San Benito County California | 1 | $ 400,000 | $ 400,000 | $ 76,000 |
| San Bernardino County California | 1 | $ 278,000 | $ 278,000 | $ 70,000 |
| Sonoma County California | 1 | $ 476,000 | $ 476,000 | $ 129,000 |
| Ventura County California | 1 | $ 283,000 | $ 283,000 | $ 48,000 |
| Yuba County California | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Grand County Colorado | 1 | $ 182,000 | $ 182,000 | $ 39,000 |
| Park County Colorado | 1 | $ 60,000 | $ 60,000 | $ 81,000 |
| Citrus County Florida | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Hernando County Florida | 1 | $ 111,000 | $ 111,000 | $ 34,000 |
| Highlands County Florida | 1 | $ 154,000 | $ 154,000 | $ 79,000 |
| Leon County Florida | 1 | $ 242,000 | $ 242,000 | $ 129,000 |
| Levy County Florida | 1 | $ 90,000 | $ 90,000 | $ 34,000 |
| Sumter County Florida | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
| Cherokee County Georgia | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Clayton County Georgia | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Dougherty County Georgia | 1 | $ 131,000 | $ 131,000 | $ 152,000 |
| Gordon County Georgia | 1 | $ 83,000 | $ 83,000 | $ 36,000 |
| Hancock County Georgia | 1 | $ 95,000 | $ 95,000 | $ 19,000 |
| Meriwether County Georgia | 1 | $ 91,000 | $ 91,000 | $ 32,000 |
| Newton County Georgia | 1 | $ 128,000 | $ 128,000 | $ 33,000 |
| Paulding County Georgia | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Story County Iowa | 1 | $ 147,000 | $ 147,000 | $ 51,000 |
| Douglas County Kansas | 1 | $ 136,000 | $ 136,000 | $ 42,000 |
| Osage County Kansas | 1 | $ 76,000 | $ 76,000 | $ 31,000 |
| Calcasieu County Louisiana | 1 | $ 240,000 | $ 240,000 | $ 59,000 |
| De Soto County Louisiana | 1 | $ 260,000 | $ 260,000 | $ 106,000 |
| Iberia County Louisiana | 1 | $ 93,000 | $ 93,000 | $ 96,000 |
| Iberville County Louisiana | 1 | $ 83,000 | $ 83,000 | $ 42,000 |
| Lafayette County Louisiana | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Lafourche County Louisiana | 1 | $ 154,000 | $ 154,000 | $ 98,000 |
| St. Charles County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| St. Helena County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| St. Mary County Louisiana | 1 | $ 144,000 | $ 144,000 | $ 45,000 |
| Terrebonne County Louisiana | 1 | $ 289,000 | $ 289,000 | $ 89,000 |
| Berrien County Michigan | 1 | $ 90,000 | $ 90,000 | $ 70,000 |
| Calhoun County Michigan | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 263,000 | $ 263,000 | $ 166,000 |
| Hillsdale County Michigan | 1 | $ 60,000 | $ 60,000 | $ 88,000 |
| Ingham County Michigan | 1 | $ 113,000 | $ 113,000 | $ 39,000 |
| Kalamazoo County Michigan | 1 | $ 229,000 | $ 229,000 | $ 83,000 |
| Livingston County Michigan | 1 | $ 192,000 | $ 192,000 | $ 89,000 |
| Monroe County Michigan | 1 | $ 84,000 | $ 84,000 | $ 75,000 |
| Shiawassee County Michigan | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Le Sueur County Minnesota | 1 | $ 122,000 | $ 122,000 | $ 41,000 |
| Renville County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 33,000 |
| Rice County Minnesota | 1 | $ 339,000 | $ 339,000 | $ 81,000 |
| Washington County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Christian County Missouri | 1 | $ 130,000 | $ 130,000 | $ 83,000 |
| Johnson County Missouri | 1 | $ 116,000 | $ 116,000 | $ 50,000 |
| Lafayette County Missouri | 1 | $ 132,000 | $ 132,000 | $ 88,000 |
| St. Clair County Missouri | 1 | $ 124,000 | $ 124,000 | $ 36,000 |
| Elko County Nevada | 1 | $ 146,000 | $ 146,000 | $ 98,000 |
| Nye County Nevada | 1 | $ 59,000 | $ 59,000 | $ 69,000 |
| Cibola County New Mexico | 1 | $ 98,000 | $ 98,000 | $ 35,000 |
| Lincoln County New Mexico | 1 | $ 162,000 | $ 162,000 | $ 109,000 |
| Otero County New Mexico | 1 | $ 64,000 | $ 64,000 | $ 41,000 |
| Rio Arriba County New Mexico | 1 | $ 316,000 | $ 316,000 | $ 195,000 |
| Aiken County South Carolina | 1 | $ 171,000 | $ 171,000 | $ 43,000 |
| Sevier County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 48,000 |
| Shelby County Tennessee | 1 | $ 237,000 | $ 237,000 | $ 91,000 |
| Washington County Tennessee | 1 | $ 816,000 | $ 816,000 | $ 606,000 |
| Williamson County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 60,000 |
| Wilson County Tennessee | 1 | $ 222,000 | $ 222,000 | $ 26,000 |
| Angelina County Texas | 1 | $ 67,000 | $ 67,000 | $ 46,000 |
| Bastrop County Texas | 1 | $ 240,000 | $ 240,000 | $ 69,000 |
| Blanco County Texas | 1 | $ 110,000 | $ 110,000 | $ 53,000 |
| Brazos County Texas | 1 | $ 126,000 | $ 126,000 | $ 254,000 |
| Brewster County Texas | 1 | $ 138,000 | $ 138,000 | $ 153,000 |
| Brown County Texas | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Colorado County Texas | 1 | $ 199,000 | $ 199,000 | $ 167,000 |
| Comanche County Texas | 1 | $ 154,000 | $ 154,000 | $ 64,000 |
| Fannin County Texas | 1 | $ 498,000 | $ 498,000 | $ 190,000 |
| Gonzales County Texas | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Gray County Texas | 1 | $ 91,000 | $ 91,000 | $ 51,000 |
| Gregg County Texas | 1 | $ 110,000 | $ 110,000 | $ 39,000 |
| Grimes County Texas | 1 | $ 113,000 | $ 113,000 | $ 43,000 |
| Hill County Texas | 1 | $ 365,000 | $ 365,000 | $ 133,000 |
| Hood County Texas | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Hunt County Texas | 1 | $ 93,000 | $ 93,000 | $ 151,000 |
| Kendall County Texas | 1 | $ 230,000 | $ 230,000 | $ 128,000 |
| Limestone County Texas | 1 | $ 395,000 | $ 395,000 | $ 133,000 |
| Medina County Texas | 1 | $ 69,000 | $ 69,000 | $ 48,000 |
| Midland County Texas | 1 | $ 228,000 | $ 228,000 | $ 120,000 |
| Orange County Texas | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| Palo Pinto County Texas | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Parker County Texas | 1 | $ 103,000 | $ 103,000 | $ 50,000 |
| Polk County Texas | 1 | $ 113,000 | $ 113,000 | $ 48,000 |
| Robertson County Texas | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
| Rockwall County Texas | 1 | $ 232,000 | $ 232,000 | $ 98,000 |
| Terry County Texas | 1 | $ 220,000 | $ 220,000 | $ 162,000 |
| Trinity County Texas | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Upshur County Texas | 1 | $ 148,000 | $ 148,000 | $ 51,000 |
| Waller County Texas | 1 | $ 396,000 | $ 396,000 | $ 206,000 |
| Washington County Texas | 1 | $ 324,000 | $ 324,000 | $ 269,000 |
| Wilson County Texas | 1 | $ 319,000 | $ 319,000 | $ 110,000 |
| Wood County Texas | 1 | $ 210,000 | $ 210,000 | $ 54,000 |
| Isle of Wight County Virginia | 1 | $ 96,000 | $ 96,000 | $ 30,000 |
| Loudoun County Virginia | 1 | $ 382,000 | $ 382,000 | $ 0 |
| Surry County Virginia | 1 | $ 91,000 | $ 91,000 | $ 64,000 |
| Grant County Washington | 1 | $ 138,000 | $ 138,000 | $ 111,000 |
| Grays Harbor County Washington | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Skagit County Washington | 1 | $ 201,000 | $ 201,000 | $ 51,000 |
| Spokane County Washington | 1 | $ 146,000 | $ 146,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Loan Simple, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,334 | $470,294,000 | $201,000 | $1,232,000 | $78,000 | $1,226,000 |
| Refinancing | 579 | $143,908,000 | $248,000 | $1,278,000 | $89,000 | $2,707,000 |
| Home Improvement | 394 | $82,585,000 | $209,000 | $1,200,000 | $88,000 | $541,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,466 | $324,050,000 | $221,000 | $1,278,000 | $87,000 | $2,707,000 |
| Not Provided | 725 | $154,156,000 | $212,000 | $900,000 | $83,000 | $1,226,000 |
| Hispanic | 588 | $106,099,000 | $180,000 | $722,000 | $70,000 | $855,000 |
| Black or African American | 360 | $62,583,000 | $173,000 | $833,000 | $62,000 | $478,000 |
| Asian | 155 | $46,943,000 | $302,000 | $1,232,000 | $97,000 | $375,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,019,000 | $288,000 | $580,000 | $78,000 | $123,000 |
| American Indian or Alaskan Native | 6 | $937,000 | $156,000 | $236,000 | $76,000 | $202,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,484 | $270,090,000 | $182,000 | $722,000 | $59,000 | $855,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,456 | $344,130,000 | $236,000 | $1,278,000 | $106,000 | $2,707,000 |
| VA-guaranteed (Veterans Administration) | 265 | $64,080,000 | $241,000 | $589,000 | $78,000 | $232,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 102 | $18,487,000 | $181,000 | $393,000 | $53,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,023 | $432,966,000 | $214,000 | $1,278,000 | $79,000 | $800,000 |
| Application Withdrawn By Applicant | 839 | $172,804,000 | $205,000 | $1,162,000 | $84,000 | $1,226,000 |
| Application Approved But Not Accepted | 293 | $61,383,000 | $209,000 | $1,065,000 | $77,000 | $524,000 |
| Application Denied By Financial Institution | 117 | $22,478,000 | $192,000 | $1,025,000 | $89,000 | $2,707,000 |
| File Closed For Incompleteness | 35 | $7,156,000 | $204,000 | $603,000 | $92,000 | $540,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 32 | $6,560,000 | $205,000 | $1,025,000 | $137,000 | $2,707,000 |
| Credit History | 27 | $5,727,000 | $212,000 | $750,000 | $76,000 | $205,000 |
| Collateral | 15 | $2,240,000 | $149,000 | $298,000 | $68,000 | $206,000 |
| Employment History | 7 | $1,157,000 | $165,000 | $299,000 | $41,000 | $81,000 |
| Other | 5 | $1,036,000 | $207,000 | $228,000 | $67,000 | $95,000 |
| Unverifiable Information | 3 | $535,000 | $178,000 | $286,000 | $95,000 | $146,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $388,000 | $194,000 | $211,000 | $67,000 | $84,000 |
| Credit Application Incomplete | 1 | $193,000 | $193,000 | $193,000 | $90,000 | $90,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Simple, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loan Simple, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.