Loan Simple, Inc. Mortgage Lending & HMDA Data, 2015
In 2015, Loan Simple, Inc. of Englewood, CO reported 3,307 mortgage applications totaling $696.8 million, up 22% from 2014. The average application was for $210,700, and applicants reported an average income of $81,117. 61% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (381), Fort Collins, CO (221) and Greeley, CO (193) (applications in parentheses).
| Mortgage Company & Address | Loan Simple, Inc. 9635 Maroon Circle Suite 100 Englewood, CO 80112 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 3,307 |
| Total Mortgage Loan Application Amount | $696,787,000 |
| Average Mortgage Loan Application Amount | $210,700 |
| Highest Mortgage Loan Application Amount | $1,278,000 |
| Average Applicant Income | $81,117 |
| Highest Applicant Income | $2,707,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Loan Simple, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Denver-Aurora-Lakewood, CO | 381 | $ 99,228,000 | $ 260,440 | $ 91,000 |
| Fort Collins, CO | 221 | $ 54,812,000 | $ 248,018 | $ 77,000 |
| Greeley, CO | 193 | $ 45,703,000 | $ 236,803 | $ 82,000 |
| Houston-The Woodlands-Sugar Land, TX | 164 | $ 32,537,000 | $ 198,396 | $ 100,000 |
| San Antonio-New Braunfels, TX | 157 | $ 25,254,000 | $ 160,853 | $ 66,000 |
| Albuquerque, NM | 147 | $ 27,275,000 | $ 185,544 | $ 80,000 |
| Dallas-Plano-Irving, TX | 144 | $ 25,855,000 | $ 179,548 | $ 69,000 |
| Baton Rouge, LA | 109 | $ 18,921,000 | $ 173,587 | $ 68,000 |
| Brownsville-Harlingen, TX | 102 | $ 14,866,000 | $ 145,745 | $ 71,000 |
| Tampa-St. Petersburg-Clearwater, FL | 101 | $ 17,043,000 | $ 168,742 | $ 75,000 |
| Atlanta-Sandy Springs-Roswell, GA | 81 | $ 14,414,000 | $ 177,950 | $ 91,000 |
| Kansas City, MO-KS | 81 | $ 12,642,000 | $ 156,074 | $ 65,370 |
| Visalia-Porterville, CA | 73 | $ 11,492,000 | $ 157,424 | $ 61,000 |
| Miami-Miami Beach-Kendall, FL | 71 | $ 16,330,000 | $ 230,000 | $ 115,000 |
| Austin-Round Rock, TX | 64 | $ 14,304,000 | $ 223,500 | $ 97,000 |
| Chattanooga, TN-GA | 61 | $ 8,459,000 | $ 138,672 | $ 61,852 |
| Orlando-Kissimmee-Sanford, FL | 60 | $ 10,313,000 | $ 171,883 | $ 69,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 58 | $ 27,280,000 | $ 470,344 | $ 130,000 |
| Fort Worth-Arlington, TX | 52 | $ 9,189,000 | $ 176,711 | $ 74,000 |
| Oklahoma City, OK | 44 | $ 7,832,000 | $ 178,000 | $ 80,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 43 | $ 9,526,000 | $ 221,534 | $ 100,000 |
| Seattle-Bellevue-Everett, WA | 42 | $ 14,380,000 | $ 342,380 | $ 91,000 |
| Warren-Troy-Farmington Hills, MI | 42 | $ 5,888,000 | $ 140,190 | $ 31,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 37 | $ 6,409,000 | $ 173,216 | $ 68,000 |
| Beaumont-Port Arthur, TX | 34 | $ 4,219,000 | $ 124,088 | $ 52,000 |
| New Orleans-Metairie, LA | 34 | $ 5,038,000 | $ 148,176 | $ 53,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 34 | $ 5,708,000 | $ 167,882 | $ 64,000 |
| Phoenix-Mesa-Scottsdale, AZ | 31 | $ 5,846,000 | $ 188,580 | $ 69,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 29 | $ 8,743,000 | $ 301,482 | $ 91,000 |
| Los Angeles-Long Beach-Glendale, CA | 27 | $ 11,547,000 | $ 427,666 | $ 133,000 |
| St. Louis, MO-IL | 27 | $ 3,688,000 | $ 136,592 | $ 53,000 |
| Oakland-Hayward-Berkeley, CA | 26 | $ 9,763,000 | $ 375,500 | $ 103,000 |
| Charleston-North Charleston, SC | 23 | $ 4,270,000 | $ 185,652 | $ 71,000 |
| Detroit-Dearborn-Livonia, MI | 21 | $ 2,090,000 | $ 99,523 | $ 47,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 20 | $ 4,536,000 | $ 226,800 | $ 89,000 |
| Boulder, CO | 19 | $ 5,389,000 | $ 283,631 | $ 124,000 |
| Vallejo-Fairfield, CA | 19 | $ 6,113,000 | $ 321,736 | $ 117,000 |
| Bakersfield, CA | 18 | $ 4,018,000 | $ 223,222 | $ 81,000 |
| Las Vegas-Henderson-Paradise, NV | 17 | $ 3,260,000 | $ 191,764 | $ 66,000 |
| McAllen-Edinburg-Mission, TX | 16 | $ 2,537,000 | $ 158,562 | $ 75,000 |
| Stockton-Lodi, CA | 14 | $ 3,321,000 | $ 237,214 | $ 69,000 |
| Colorado Springs, CO | 13 | $ 2,795,000 | $ 215,000 | $ 57,000 |
| North Port-Sarasota-Bradenton, FL | 13 | $ 2,572,000 | $ 197,846 | $ 71,000 |
| San Francisco-Redwood City-South San Francisco, CA | 12 | $ 6,387,000 | $ 532,250 | $ 159,000 |
| Des Moines-West Des Moines, IA | 11 | $ 1,366,000 | $ 124,181 | $ 75,000 |
| Indianapolis-Carmel-Anderson, IN | 10 | $ 1,307,000 | $ 130,700 | $ 46,000 |
| Modesto, CA | 10 | $ 2,558,000 | $ 255,800 | $ 51,000 |
| Lakeland-Winter Haven, FL | 8 | $ 1,121,000 | $ 140,125 | $ 63,000 |
| Riverside-San Bernardino-Ontario, CA | 8 | $ 2,332,000 | $ 291,500 | $ 87,000 |
| Anaheim-Santa Ana-Irvine, CA | 7 | $ 2,617,000 | $ 373,857 | $ 127,000 |
| Dalton, GA | 7 | $ 925,000 | $ 132,142 | $ 53,000 |
| Greenville-Anderson-Mauldin, SC | 7 | $ 933,000 | $ 133,285 | $ 40,000 |
| Jacksonville, FL | 7 | $ 1,510,000 | $ 215,714 | $ 84,000 |
| Fresno, CA | 6 | $ 1,635,000 | $ 272,500 | $ 93,000 |
| Macon, GA | 6 | $ 1,404,000 | $ 234,000 | $ 149,000 |
| Tacoma-Lakewood, WA | 6 | $ 1,208,000 | $ 201,333 | $ 66,000 |
| Ann Arbor, MI | 4 | $ 752,000 | $ 188,000 | $ 25,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 579,000 | $ 144,750 | $ 43,000 |
| Columbia, SC | 4 | $ 518,000 | $ 129,500 | $ 31,000 |
| Corpus Christi, TX | 4 | $ 513,000 | $ 128,250 | $ 61,000 |
| Grand Junction, CO | 4 | $ 759,000 | $ 189,750 | $ 37,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4 | $ 1,021,000 | $ 255,250 | $ 59,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 1,084,000 | $ 271,000 | $ 85,000 |
| Port St. Lucie, FL | 4 | $ 599,000 | $ 149,750 | $ 43,000 |
| Santa Fe, NM | 4 | $ 1,051,000 | $ 262,750 | $ 81,000 |
| Tulsa, OK | 4 | $ 1,008,000 | $ 252,000 | $ 106,000 |
| El Paso, TX | 3 | $ 296,000 | $ 98,666 | $ 83,000 |
| Hammond, LA | 3 | $ 330,000 | $ 110,000 | $ 34,000 |
| Las Cruces, NM | 3 | $ 461,000 | $ 153,666 | $ 83,000 |
| Ocala, FL | 3 | $ 364,000 | $ 121,333 | $ 57,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 3 | $ 606,000 | $ 202,000 | $ 63,000 |
| Pueblo, CO | 3 | $ 502,000 | $ 167,333 | $ 47,000 |
| Redding, CA | 3 | $ 653,000 | $ 217,666 | $ 97,000 |
| San Diego-Carlsbad, CA | 3 | $ 861,000 | $ 287,000 | $ 167,000 |
| San Rafael, CA | 3 | $ 1,237,000 | $ 412,333 | $ 108,000 |
| Yuba City, CA | 3 | $ 789,000 | $ 263,000 | $ 41,000 |
| Cleveland, TN | 2 | $ 248,000 | $ 124,000 | $ 38,000 |
| College Station-Bryan, TX | 2 | $ 411,000 | $ 205,500 | $ 171,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 630,000 | $ 315,000 | $ 140,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 247,000 | $ 123,500 | $ 48,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 1,178,000 | $ 589,000 | $ 180,000 |
| Houma-Thibodaux, LA | 2 | $ 443,000 | $ 221,500 | $ 93,000 |
| Killeen-Temple, TX | 2 | $ 273,000 | $ 136,500 | $ 87,000 |
| Lafayette, LA | 2 | $ 290,000 | $ 145,000 | $ 48,000 |
| Longview, TX | 2 | $ 258,000 | $ 129,000 | $ 45,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 468,000 | $ 234,000 | $ 54,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 247,000 | $ 123,500 | $ 34,000 |
| Richmond, VA | 2 | $ 360,000 | $ 180,000 | $ 109,000 |
| Salinas, CA | 2 | $ 797,000 | $ 398,500 | $ 145,000 |
| Yakima, WA | 2 | $ 462,000 | $ 231,000 | $ 0 |
| Albany, GA | 1 | $ 131,000 | $ 131,000 | $ 152,000 |
| Ames, IA | 1 | $ 147,000 | $ 147,000 | $ 51,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 171,000 | $ 171,000 | $ 43,000 |
| Battle Creek, MI | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Homosassa Springs, FL | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Johnson City, TN | 1 | $ 816,000 | $ 816,000 | $ 606,000 |
| Kalamazoo-Portage, MI | 1 | $ 229,000 | $ 229,000 | $ 83,000 |
| Lake Charles, LA | 1 | $ 240,000 | $ 240,000 | $ 59,000 |
| Lansing-East Lansing, MI | 1 | $ 113,000 | $ 113,000 | $ 39,000 |
| Lawrence, KS | 1 | $ 136,000 | $ 136,000 | $ 42,000 |
| Memphis, TN-MS-AR | 1 | $ 237,000 | $ 237,000 | $ 91,000 |
| Midland, TX | 1 | $ 228,000 | $ 228,000 | $ 120,000 |
| Monroe, MI | 1 | $ 84,000 | $ 84,000 | $ 75,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 201,000 | $ 201,000 | $ 51,000 |
| Napa, CA | 1 | $ 382,000 | $ 382,000 | $ 99,000 |
| Niles-Benton Harbor, MI | 1 | $ 90,000 | $ 90,000 | $ 70,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 283,000 | $ 283,000 | $ 48,000 |
| Santa Rosa, CA | 1 | $ 476,000 | $ 476,000 | $ 129,000 |
| Sebring, FL | 1 | $ 154,000 | $ 154,000 | $ 79,000 |
| Shreveport-Bossier City, LA | 1 | $ 260,000 | $ 260,000 | $ 106,000 |
| Spokane-Spokane Valley, WA | 1 | $ 146,000 | $ 146,000 | $ 55,000 |
| Springfield, MO | 1 | $ 130,000 | $ 130,000 | $ 83,000 |
| Tallahassee, FL | 1 | $ 242,000 | $ 242,000 | $ 129,000 |
| The Villages, FL | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
| Topeka, KS | 1 | $ 76,000 | $ 76,000 | $ 31,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 382,000 | $ 382,000 | $ 0 |
Mortgage Loan Application Detail Totals for Loan Simple, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,334 | $470,294,000 | $201,000 | $1,232,000 | $78,000 | $1,226,000 |
| Refinancing | 579 | $143,908,000 | $248,000 | $1,278,000 | $89,000 | $2,707,000 |
| Home Improvement | 394 | $82,585,000 | $209,000 | $1,200,000 | $88,000 | $541,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,466 | $324,050,000 | $221,000 | $1,278,000 | $87,000 | $2,707,000 |
| Not Provided | 725 | $154,156,000 | $212,000 | $900,000 | $83,000 | $1,226,000 |
| Hispanic | 588 | $106,099,000 | $180,000 | $722,000 | $70,000 | $855,000 |
| Black or African American | 360 | $62,583,000 | $173,000 | $833,000 | $62,000 | $478,000 |
| Asian | 155 | $46,943,000 | $302,000 | $1,232,000 | $97,000 | $375,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,019,000 | $288,000 | $580,000 | $78,000 | $123,000 |
| American Indian or Alaskan Native | 6 | $937,000 | $156,000 | $236,000 | $76,000 | $202,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,484 | $270,090,000 | $182,000 | $722,000 | $59,000 | $855,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,456 | $344,130,000 | $236,000 | $1,278,000 | $106,000 | $2,707,000 |
| VA-guaranteed (Veterans Administration) | 265 | $64,080,000 | $241,000 | $589,000 | $78,000 | $232,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 102 | $18,487,000 | $181,000 | $393,000 | $53,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,023 | $432,966,000 | $214,000 | $1,278,000 | $79,000 | $800,000 |
| Application Withdrawn By Applicant | 839 | $172,804,000 | $205,000 | $1,162,000 | $84,000 | $1,226,000 |
| Application Approved But Not Accepted | 293 | $61,383,000 | $209,000 | $1,065,000 | $77,000 | $524,000 |
| Application Denied By Financial Institution | 117 | $22,478,000 | $192,000 | $1,025,000 | $89,000 | $2,707,000 |
| File Closed For Incompleteness | 35 | $7,156,000 | $204,000 | $603,000 | $92,000 | $540,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 32 | $6,560,000 | $205,000 | $1,025,000 | $137,000 | $2,707,000 |
| Credit History | 27 | $5,727,000 | $212,000 | $750,000 | $76,000 | $205,000 |
| Collateral | 15 | $2,240,000 | $149,000 | $298,000 | $68,000 | $206,000 |
| Employment History | 7 | $1,157,000 | $165,000 | $299,000 | $41,000 | $81,000 |
| Other | 5 | $1,036,000 | $207,000 | $228,000 | $67,000 | $95,000 |
| Unverifiable Information | 3 | $535,000 | $178,000 | $286,000 | $95,000 | $146,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $388,000 | $194,000 | $211,000 | $67,000 | $84,000 |
| Credit Application Incomplete | 1 | $193,000 | $193,000 | $193,000 | $90,000 | $90,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Simple, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loan Simple, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About