Loan Simple, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Loan Simple, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loan Simple, Inc. 9635 Maroon Circle Suite 100 Colorado Springs, CO 80112 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,073 |
| Total Mortgage Loan Application Amount | $526,115,000 |
| Average Mortgage Loan Application Amount | $257,000 |
| Highest Mortgage Loan Application Amount | $1,405,000 |
| Average Applicant Income | $95,500 |
| Highest Applicant Income | $3,881,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Loan Simple, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loan Simple, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Loan Simple, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loan Simple, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Loan Simple, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loan Simple, Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shasta County California | 236 | $ 54,520,000 | $ 231,000 | $ 78,000 |
| Weld County Colorado | 178 | $ 52,560,000 | $ 295,000 | $ 86,000 |
| Larimer County Colorado | 158 | $ 47,570,000 | $ 301,000 | $ 107,000 |
| Yavapai County Arizona | 107 | $ 27,125,000 | $ 253,000 | $ 94,000 |
| Tarrant County Texas | 58 | $ 11,990,000 | $ 206,000 | $ 82,000 |
| Maricopa County Arizona | 53 | $ 13,535,000 | $ 255,000 | $ 93,000 |
| Adams County Colorado | 50 | $ 14,370,000 | $ 287,000 | $ 89,000 |
| Jefferson County Colorado | 46 | $ 15,150,000 | $ 329,000 | $ 88,000 |
| Bernalillo County New Mexico | 44 | $ 9,120,000 | $ 207,000 | $ 82,000 |
| Hamilton County Tennessee | 44 | $ 8,180,000 | $ 185,000 | $ 98,000 |
| Arapahoe County Colorado | 43 | $ 13,525,000 | $ 314,000 | $ 190,000 |
| Denver County Colorado | 41 | $ 14,045,000 | $ 342,000 | $ 120,000 |
| Denton County Texas | 40 | $ 9,790,000 | $ 244,000 | $ 92,000 |
| Clark County Nevada | 38 | $ 9,640,000 | $ 253,000 | $ 77,000 |
| Cameron County Texas | 38 | $ 5,080,000 | $ 133,000 | $ 56,000 |
| Santa Clara County California | 35 | $ 19,035,000 | $ 543,000 | $ 120,000 |
| Dallas County Texas | 32 | $ 6,260,000 | $ 195,000 | $ 83,000 |
| Adams County Washington | 26 | $ 4,700,000 | $ 180,000 | $ 65,000 |
| Douglas County Colorado | 25 | $ 9,235,000 | $ 369,000 | $ 121,000 |
| Gwinnett County Georgia | 25 | $ 5,535,000 | $ 221,000 | $ 75,000 |
| Fulton County Georgia | 24 | $ 6,020,000 | $ 250,000 | $ 90,000 |
| Harris County Texas | 21 | $ 4,135,000 | $ 196,000 | $ 101,000 |
| Valencia County New Mexico | 20 | $ 2,700,000 | $ 135,000 | $ 59,000 |
| Tehama County California | 19 | $ 3,935,000 | $ 207,000 | $ 63,000 |
| Boulder County Colorado | 19 | $ 6,855,000 | $ 360,000 | $ 115,000 |
| Collin County Texas | 19 | $ 5,195,000 | $ 273,000 | $ 117,000 |
| El Paso County Colorado | 16 | $ 4,030,000 | $ 251,000 | $ 84,000 |
| Broward County Florida | 16 | $ 4,370,000 | $ 273,000 | $ 110,000 |
| St. Louis County Missouri | 16 | $ 2,220,000 | $ 138,000 | $ 71,000 |
| Hennepin County Minnesota | 15 | $ 3,485,000 | $ 232,000 | $ 95,000 |
| Hillsborough County Florida | 12 | $ 2,970,000 | $ 247,000 | $ 68,000 |
| Palm Beach County Florida | 11 | $ 2,285,000 | $ 207,000 | $ 67,000 |
| Cobb County Georgia | 11 | $ 2,795,000 | $ 254,000 | $ 81,000 |
| DeKalb County Georgia | 11 | $ 1,985,000 | $ 180,000 | $ 68,000 |
| Sandoval County New Mexico | 11 | $ 2,485,000 | $ 225,000 | $ 96,000 |
| Deschutes County Oregon | 11 | $ 4,075,000 | $ 370,000 | $ 108,000 |
| Bexar County Texas | 10 | $ 1,470,000 | $ 147,000 | $ 58,000 |
| Coconino County Arizona | 9 | $ 3,345,000 | $ 371,000 | $ 224,000 |
| Sacramento County California | 9 | $ 2,225,000 | $ 247,000 | $ 52,000 |
| Forsyth County Georgia | 9 | $ 3,005,000 | $ 333,000 | $ 112,000 |
| Walker County Georgia | 9 | $ 1,215,000 | $ 135,000 | $ 47,000 |
| Parker County Texas | 9 | $ 1,865,000 | $ 207,000 | $ 75,000 |
| Tulare County California | 8 | $ 1,540,000 | $ 192,000 | $ 85,000 |
| Catoosa County Georgia | 8 | $ 1,410,000 | $ 176,000 | $ 94,000 |
| Fort Bend County Texas | 8 | $ 1,590,000 | $ 198,000 | $ 111,000 |
| Midland County Texas | 8 | $ 1,950,000 | $ 243,000 | $ 105,000 |
| Clear Creek County Colorado | 7 | $ 1,955,000 | $ 279,000 | $ 62,000 |
| Clayton County Georgia | 7 | $ 655,000 | $ 93,000 | $ 50,000 |
| Linn County Oregon | 7 | $ 1,455,000 | $ 207,000 | $ 43,000 |
| Pima County Arizona | 6 | $ 890,000 | $ 148,000 | $ 62,000 |
| Teller County Colorado | 6 | $ 1,350,000 | $ 225,000 | $ 101,000 |
| Rabun County Georgia | 6 | $ 880,000 | $ 146,000 | $ 45,000 |
| East Baton Rouge County Louisiana | 6 | $ 680,000 | $ 113,000 | $ 59,000 |
| Ramsey County Minnesota | 6 | $ 1,360,000 | $ 226,000 | $ 104,000 |
| Sherburne County Minnesota | 6 | $ 1,280,000 | $ 213,000 | $ 66,000 |
| Cherokee County Georgia | 5 | $ 1,255,000 | $ 251,000 | $ 91,000 |
| Henry County Georgia | 5 | $ 885,000 | $ 177,000 | $ 55,000 |
| Anoka County Minnesota | 5 | $ 1,095,000 | $ 219,000 | $ 87,000 |
| Greenville County South Carolina | 5 | $ 1,225,000 | $ 245,000 | $ 79,000 |
| Brazoria County Texas | 5 | $ 1,145,000 | $ 229,000 | $ 111,000 |
| Gray County Texas | 5 | $ 535,000 | $ 107,000 | $ 47,000 |
| Montgomery County Texas | 5 | $ 1,215,000 | $ 243,000 | $ 106,000 |
| Webb County Texas | 5 | $ 495,000 | $ 99,000 | $ 34,000 |
| Chesapeake County Virginia | 5 | $ 1,355,000 | $ 271,000 | $ 51,000 |
| Portsmouth County Virginia | 5 | $ 865,000 | $ 173,000 | $ 40,000 |
| Suffolk County Virginia | 5 | $ 1,265,000 | $ 253,000 | $ 56,000 |
| Contra Costa County California | 4 | $ 1,390,000 | $ 347,000 | $ 89,000 |
| Glenn County California | 4 | $ 1,050,000 | $ 262,000 | $ 113,000 |
| Los Angeles County California | 4 | $ 2,110,000 | $ 527,000 | $ 130,000 |
| Eagle County Colorado | 4 | $ 1,400,000 | $ 350,000 | $ 65,000 |
| Morgan County Colorado | 4 | $ 740,000 | $ 185,000 | $ 51,000 |
| Park County Colorado | 4 | $ 1,030,000 | $ 257,000 | $ 182,000 |
| Orange County Florida | 4 | $ 630,000 | $ 157,000 | $ 49,000 |
| Pasco County Florida | 4 | $ 1,070,000 | $ 267,000 | $ 160,000 |
| Pinellas County Florida | 4 | $ 870,000 | $ 217,000 | $ 85,000 |
| Hall County Georgia | 4 | $ 790,000 | $ 197,000 | $ 90,000 |
| Livingston County Louisiana | 4 | $ 630,000 | $ 157,000 | $ 52,000 |
| Carver County Minnesota | 4 | $ 1,010,000 | $ 252,000 | $ 80,000 |
| Wright County Minnesota | 4 | $ 1,420,000 | $ 355,000 | $ 78,000 |
| Benton County Oregon | 4 | $ 770,000 | $ 192,000 | $ 49,000 |
| Galveston County Texas | 4 | $ 1,280,000 | $ 320,000 | $ 112,000 |
| Johnson County Texas | 4 | $ 890,000 | $ 222,000 | $ 86,000 |
| Willacy County Texas | 4 | $ 660,000 | $ 165,000 | $ 105,000 |
| Hampton County Virginia | 4 | $ 870,000 | $ 217,000 | $ 78,000 |
| Grant County Washington | 4 | $ 640,000 | $ 160,000 | $ 76,000 |
| Alameda County California | 3 | $ 2,065,000 | $ 688,000 | $ 198,000 |
| San Benito County California | 3 | $ 1,355,000 | $ 451,000 | $ 116,000 |
| San Joaquin County California | 3 | $ 975,000 | $ 325,000 | $ 63,000 |
| Solano County California | 3 | $ 975,000 | $ 325,000 | $ 52,000 |
| Broomfield County Colorado | 3 | $ 535,000 | $ 178,000 | $ 17,000 |
| Elbert County Colorado | 3 | $ 1,385,000 | $ 461,000 | $ 134,000 |
| Garfield County Colorado | 3 | $ 1,305,000 | $ 435,000 | $ 106,000 |
| Grand County Colorado | 3 | $ 935,000 | $ 311,000 | $ 162,000 |
| Mesa County Colorado | 3 | $ 535,000 | $ 178,000 | $ 51,000 |
| Miami-Dade County Florida | 3 | $ 2,115,000 | $ 705,000 | $ 263,000 |
| Barrow County Georgia | 3 | $ 545,000 | $ 181,000 | $ 55,000 |
| Bartow County Georgia | 3 | $ 485,000 | $ 161,000 | $ 17,000 |
| Monroe County Indiana | 3 | $ 735,000 | $ 245,000 | $ 83,000 |
| Stearns County Minnesota | 3 | $ 405,000 | $ 135,000 | $ 49,000 |
| Grayson County Texas | 3 | $ 725,000 | $ 241,000 | $ 62,000 |
| Hill County Texas | 3 | $ 375,000 | $ 125,000 | $ 70,000 |
| Rockwall County Texas | 3 | $ 855,000 | $ 285,000 | $ 148,000 |
| Tom Green County Texas | 3 | $ 485,000 | $ 161,000 | $ 57,000 |
| Laramie County Wyoming | 3 | $ 905,000 | $ 301,000 | $ 93,000 |
| Pinal County Arizona | 2 | $ 410,000 | $ 205,000 | $ 25,000 |
| Monterey County California | 2 | $ 440,000 | $ 220,000 | $ 166,000 |
| Orange County California | 2 | $ 840,000 | $ 420,000 | $ 105,000 |
| Riverside County California | 2 | $ 490,000 | $ 245,000 | $ 125,000 |
| Sonoma County California | 2 | $ 980,000 | $ 490,000 | $ 109,000 |
| Tuolumne County California | 2 | $ 780,000 | $ 390,000 | $ 96,000 |
| Custer County Colorado | 2 | $ 340,000 | $ 170,000 | $ 165,000 |
| Montrose County Colorado | 2 | $ 470,000 | $ 235,000 | $ 42,000 |
| Osceola County Florida | 2 | $ 440,000 | $ 220,000 | $ 51,000 |
| Spalding County Georgia | 2 | $ 360,000 | $ 180,000 | $ 48,000 |
| Randolph County Indiana | 2 | $ 110,000 | $ 55,000 | $ 46,000 |
| Caddo County Louisiana | 2 | $ 250,000 | $ 125,000 | $ 47,000 |
| Jefferson County Louisiana | 2 | $ 460,000 | $ 230,000 | $ 112,000 |
| St. Charles County Louisiana | 2 | $ 550,000 | $ 275,000 | $ 107,000 |
| Benton County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 47,000 |
| Isanti County Minnesota | 2 | $ 290,000 | $ 145,000 | $ 47,000 |
| Lane County Oregon | 2 | $ 460,000 | $ 230,000 | $ 69,000 |
| Marion County Oregon | 2 | $ 540,000 | $ 270,000 | $ 67,000 |
| Tillamook County Oregon | 2 | $ 690,000 | $ 345,000 | $ 213,000 |
| Davidson County Tennessee | 2 | $ 420,000 | $ 210,000 | $ 41,000 |
| Aransas County Texas | 2 | $ 380,000 | $ 190,000 | $ 93,000 |
| El Paso County Texas | 2 | $ 280,000 | $ 140,000 | $ 104,000 |
| Ellis County Texas | 2 | $ 720,000 | $ 360,000 | $ 147,000 |
| Guadalupe County Texas | 2 | $ 410,000 | $ 205,000 | $ 114,000 |
| Hidalgo County Texas | 2 | $ 220,000 | $ 110,000 | $ 47,000 |
| Howard County Texas | 2 | $ 400,000 | $ 200,000 | $ 127,000 |
| Newport News County Virginia | 2 | $ 240,000 | $ 120,000 | $ 55,000 |
| Norfolk County Virginia | 2 | $ 440,000 | $ 220,000 | $ 124,000 |
| Clallam County Washington | 2 | $ 410,000 | $ 205,000 | $ 62,000 |
| Franklin County Washington | 2 | $ 340,000 | $ 170,000 | $ 58,000 |
| Butte County California | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| El Dorado County California | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Fresno County California | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Imperial County California | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Inyo County California | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| Kings County California | 1 | $ 115,000 | $ 115,000 | $ 153,000 |
| Modoc County California | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Placer County California | 1 | $ 425,000 | $ 425,000 | $ 146,000 |
| San Bernardino County California | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| San Francisco County California | 1 | $ 685,000 | $ 685,000 | $ 192,000 |
| San Luis Obispo County California | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| San Mateo County California | 1 | $ 775,000 | $ 775,000 | $ 194,000 |
| Santa Cruz County California | 1 | $ 1,405,000 | $ 1,405,000 | $ 555,000 |
| Siskiyou County California | 1 | $ 325,000 | $ 325,000 | $ 117,000 |
| Yuba County California | 1 | $ 305,000 | $ 305,000 | $ 141,000 |
| Chaffee County Colorado | 1 | $ 235,000 | $ 235,000 | $ 316,000 |
| Jackson County Colorado | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Kit Carson County Colorado | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| La Plata County Colorado | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Lake County Colorado | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Logan County Colorado | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Pueblo County Colorado | 1 | $ 95,000 | $ 95,000 | $ 144,000 |
| Washington County Colorado | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Yuma County Colorado | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Brevard County Florida | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Lake County Florida | 1 | $ 315,000 | $ 315,000 | $ 142,000 |
| Monroe County Florida | 1 | $ 385,000 | $ 385,000 | $ 124,000 |
| Sarasota County Florida | 1 | $ 175,000 | $ 175,000 | $ 313,000 |
| St. Lucie County Florida | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Banks County Georgia | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Bulloch County Georgia | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Butts County Georgia | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Douglas County Georgia | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Fayette County Georgia | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Gordon County Georgia | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Habersham County Georgia | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| Jones County Georgia | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Meriwether County Georgia | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Paulding County Georgia | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Richmond County Georgia | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Rockdale County Georgia | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Sumter County Georgia | 1 | $ 305,000 | $ 305,000 | $ 211,000 |
| Whitfield County Georgia | 1 | $ 95,000 | $ 95,000 | $ 21,000 |
| Allen County Indiana | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Blackford County Indiana | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Steuben County Indiana | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Dallas County Iowa | 1 | $ 345,000 | $ 345,000 | $ 135,000 |
| Polk County Iowa | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Ascension County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Bossier County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| St. Landry County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 112,000 |
| St. Tammany County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Tangipahoa County Louisiana | 1 | $ 375,000 | $ 375,000 | $ 174,000 |
| West Baton Rouge County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| West Feliciana County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Wayne County Michigan | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Dakota County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 175,000 |
| Douglas County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 174,000 |
| Grant County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Scott County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Washington County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| St. Charles County Missouri | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| St. Louis City County Missouri | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Nye County Nevada | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Curry County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 118,000 |
| Socorro County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Kay County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 140,000 |
| Noble County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Oklahoma County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 18,000 |
| Osage County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Klamath County Oregon | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Multnomah County Oregon | 1 | $ 395,000 | $ 395,000 | $ 87,000 |
| Georgetown County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Bradley County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| Jefferson County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Robertson County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Rutherford County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Sumner County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Anderson County Texas | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Bandera County Texas | 1 | $ 325,000 | $ 325,000 | $ 140,000 |
| Bell County Texas | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Bowie County Texas | 1 | $ 295,000 | $ 295,000 | $ 135,000 |
| Comal County Texas | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| Eastland County Texas | 1 | $ 165,000 | $ 165,000 | $ 165,000 |
| Ector County Texas | 1 | $ 325,000 | $ 325,000 | $ 139,000 |
| Fannin County Texas | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Hale County Texas | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Hays County Texas | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Henderson County Texas | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
| Hood County Texas | 1 | $ 165,000 | $ 165,000 | $ 121,000 |
| Hunt County Texas | 1 | $ 305,000 | $ 305,000 | $ 139,000 |
| Jasper County Texas | 1 | $ 275,000 | $ 275,000 | $ 145,000 |
| Kerr County Texas | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Lubbock County Texas | 1 | $ 165,000 | $ 165,000 | $ 158,000 |
| McLennan County Texas | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Montague County Texas | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Nolan County Texas | 1 | $ 165,000 | $ 165,000 | $ 136,000 |
| Nueces County Texas | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| San Patricio County Texas | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| Shelby County Texas | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Van Zandt County Texas | 1 | $ 265,000 | $ 265,000 | $ 40,000 |
| Victoria County Texas | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Waller County Texas | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| Ward County Texas | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Washington County Texas | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Wilson County Texas | 1 | $ 395,000 | $ 395,000 | $ 105,000 |
| Wise County Texas | 1 | $ 215,000 | $ 215,000 | $ 107,000 |
| Virginia Beach County Virginia | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| Stevens County Washington | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Carbon County Wyoming | 1 | $ 215,000 | $ 215,000 | $ 266,000 |
| Fremont County Wyoming | 1 | $ 145,000 | $ 145,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Loan Simple, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,654 | $415,740,000 | $251,000 | $1,265,000 | $87,000 | $801,000 |
| Refinancing | 419 | $110,375,000 | $263,000 | $1,405,000 | $104,000 | $3,881,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,294 | $336,190,000 | $259,000 | $1,405,000 | $93,000 | $801,000 |
| Hispanic | 296 | $63,640,000 | $215,000 | $1,265,000 | $68,000 | $535,000 |
| Not Provided | 213 | $55,875,000 | $262,000 | $1,405,000 | $111,000 | $3,881,000 |
| Black or African American | 175 | $36,055,000 | $206,000 | $525,000 | $77,000 | $472,000 |
| Asian | 76 | $29,340,000 | $386,000 | $1,005,000 | $104,000 | $330,000 |
| American Indian or Alaskan Native | 12 | $3,090,000 | $257,000 | $395,000 | $70,000 | $147,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $580,000 | $290,000 | $365,000 | $177,000 | $235,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,254 | $339,440,000 | $270,000 | $1,405,000 | $105,000 | $3,881,000 |
| FHA-insured (Federal Housing Administration) | 632 | $139,300,000 | $220,000 | $565,000 | $68,000 | $207,000 |
| VA-guaranteed (Veterans Administration) | 139 | $38,855,000 | $279,000 | $575,000 | $84,000 | $235,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 48 | $8,520,000 | $177,000 | $295,000 | $48,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,518 | $387,370,000 | $255,000 | $1,195,000 | $89,000 | $801,000 |
| Application Withdrawn By Applicant | 417 | $108,495,000 | $260,000 | $1,405,000 | $102,000 | $3,881,000 |
| Application Denied By Financial Institution | 113 | $24,325,000 | $215,000 | $745,000 | $71,000 | $284,000 |
| Application Approved But Not Accepted | 15 | $3,385,000 | $225,000 | $325,000 | $66,000 | $100,000 |
| File Closed For Incompleteness | 10 | $2,540,000 | $254,000 | $405,000 | $94,000 | $147,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,960 | $501,790,000 | $256,000 | $1,405,000 | $92,000 | $3,881,000 |
| Debt-To-Income Ratio | 44 | $9,120,000 | $207,000 | $455,000 | $61,000 | $203,000 |
| Credit History | 25 | $5,245,000 | $209,000 | $465,000 | $87,000 | $283,000 |
| Unverifiable Information | 21 | $5,005,000 | $238,000 | $685,000 | $73,000 | $284,000 |
| Collateral | 13 | $2,765,000 | $212,000 | $375,000 | $62,000 | $146,000 |
| Employment History | 5 | $925,000 | $185,000 | $325,000 | $78,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,265,000 | $253,000 | $745,000 | $81,000 | $270,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Simple, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loan Simple, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.