Loanleaders Of America, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Loanleaders Of America, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loanleaders Of America, Inc. 38 Executive Park #260 Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 243 |
| Total Mortgage Loan Application Amount | $70,675,000 |
| Average Mortgage Loan Application Amount | $327,000 |
| Highest Mortgage Loan Application Amount | $725,000 |
| Average Applicant Income | $128,000 |
| Highest Applicant Income | $844,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Loanleaders Of America, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loanleaders Of America, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Loanleaders Of America, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loanleaders Of America, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Loanleaders Of America, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loanleaders Of America, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Bernardino County California | 8 | $ 3,290,000 | $ 411,000 | $ 110,000 |
| Fulton County Georgia | 8 | $ 2,710,000 | $ 338,000 | $ 92,000 |
| Los Angeles County California | 5 | $ 2,175,000 | $ 435,000 | $ 177,000 |
| Riverside County California | 5 | $ 2,395,000 | $ 479,000 | $ 147,000 |
| Volusia County Florida | 5 | $ 1,335,000 | $ 267,000 | $ 97,000 |
| Maricopa County Arizona | 4 | $ 1,360,000 | $ 340,000 | $ 77,000 |
| Miami-Dade County Florida | 4 | $ 1,480,000 | $ 370,000 | $ 103,000 |
| Orange County Florida | 4 | $ 1,150,000 | $ 287,000 | $ 86,000 |
| Palm Beach County Florida | 4 | $ 1,950,000 | $ 487,000 | $ 157,000 |
| Polk County Florida | 4 | $ 1,100,000 | $ 275,000 | $ 119,000 |
| Clayton County Georgia | 4 | $ 820,000 | $ 205,000 | $ 87,000 |
| Montgomery County Pennsylvania | 4 | $ 860,000 | $ 215,000 | $ 63,000 |
| Pinal County Arizona | 3 | $ 885,000 | $ 295,000 | $ 83,000 |
| Alameda County California | 3 | $ 1,545,000 | $ 515,000 | $ 63,000 |
| Bay County Florida | 3 | $ 955,000 | $ 318,000 | $ 124,000 |
| Brevard County Florida | 3 | $ 795,000 | $ 265,000 | $ 96,000 |
| Hillsborough County Florida | 3 | $ 805,000 | $ 268,000 | $ 65,000 |
| Pinellas County Florida | 3 | $ 565,000 | $ 188,000 | $ 54,000 |
| Sarasota County Florida | 3 | $ 645,000 | $ 215,000 | $ 85,000 |
| St. Lucie County Florida | 3 | $ 665,000 | $ 221,000 | $ 144,000 |
| Paulding County Georgia | 3 | $ 855,000 | $ 285,000 | $ 78,000 |
| Baltimore County Maryland | 3 | $ 665,000 | $ 221,000 | $ 57,000 |
| Wake County North Carolina | 3 | $ 735,000 | $ 245,000 | $ 120,000 |
| Dallas County Texas | 3 | $ 675,000 | $ 225,000 | $ 58,000 |
| Travis County Texas | 3 | $ 925,000 | $ 308,000 | $ 73,000 |
| Pima County Arizona | 2 | $ 500,000 | $ 250,000 | $ 67,000 |
| Sacramento County California | 2 | $ 620,000 | $ 310,000 | $ 110,000 |
| San Diego County California | 2 | $ 1,190,000 | $ 595,000 | $ 138,000 |
| San Joaquin County California | 2 | $ 730,000 | $ 365,000 | $ 97,000 |
| Broward County Florida | 2 | $ 600,000 | $ 300,000 | $ 85,000 |
| Duval County Florida | 2 | $ 960,000 | $ 480,000 | $ 249,000 |
| Lake County Florida | 2 | $ 680,000 | $ 340,000 | $ 122,000 |
| Lee County Florida | 2 | $ 410,000 | $ 205,000 | $ 105,000 |
| Leon County Florida | 2 | $ 340,000 | $ 170,000 | $ 71,000 |
| Cobb County Georgia | 2 | $ 400,000 | $ 200,000 | $ 106,000 |
| DeKalb County Georgia | 2 | $ 710,000 | $ 355,000 | $ 111,000 |
| Henry County Georgia | 2 | $ 600,000 | $ 300,000 | $ 72,000 |
| Carroll County Maryland | 2 | $ 440,000 | $ 220,000 | $ 83,000 |
| Howard County Maryland | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| Prince George's County Maryland | 2 | $ 1,150,000 | $ 575,000 | $ 151,000 |
| Camden County New Jersey | 2 | $ 480,000 | $ 240,000 | $ 459,000 |
| Mercer County New Jersey | 2 | $ 560,000 | $ 280,000 | $ 90,000 |
| Union County New Jersey | 2 | $ 820,000 | $ 410,000 | $ 93,000 |
| Guilford County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 77,000 |
| Mecklenburg County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 95,000 |
| Onslow County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 54,000 |
| Rowan County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 108,000 |
| Delaware County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 72,000 |
| Franklin County Pennsylvania | 2 | $ 720,000 | $ 360,000 | $ 118,000 |
| Northampton County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 73,000 |
| York County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 68,000 |
| Harris County Texas | 2 | $ 340,000 | $ 170,000 | $ 108,000 |
| Tarrant County Texas | 2 | $ 520,000 | $ 260,000 | $ 102,000 |
| Fairfax County Virginia | 2 | $ 960,000 | $ 480,000 | $ 100,000 |
| King County Washington | 2 | $ 570,000 | $ 285,000 | $ 158,000 |
| Pierce County Washington | 2 | $ 650,000 | $ 325,000 | $ 208,000 |
| Coconino County Arizona | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
| Mohave County Arizona | 1 | $ 295,000 | $ 295,000 | $ 142,000 |
| Contra Costa County California | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| El Dorado County California | 1 | $ 335,000 | $ 335,000 | $ 101,000 |
| Fresno County California | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Kern County California | 1 | $ 245,000 | $ 245,000 | $ 50,000 |
| Lassen County California | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Nevada County California | 1 | $ 395,000 | $ 395,000 | $ 120,000 |
| Denver County Colorado | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Douglas County Colorado | 1 | $ 415,000 | $ 415,000 | $ 119,000 |
| El Paso County Colorado | 1 | $ 415,000 | $ 415,000 | $ 92,000 |
| Clay County Florida | 1 | $ 235,000 | $ 235,000 | $ 46,000 |
| Collier County Florida | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Indian River County Florida | 1 | $ 375,000 | $ 375,000 | $ 71,000 |
| Manatee County Florida | 1 | $ 285,000 | $ 285,000 | $ 84,000 |
| Osceola County Florida | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Pasco County Florida | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Santa Rosa County Florida | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Bibb County Georgia | 1 | $ 275,000 | $ 275,000 | $ 187,000 |
| Cook County Georgia | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Houston County Georgia | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Monroe County Georgia | 1 | $ 375,000 | $ 375,000 | $ 86,000 |
| Newton County Georgia | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| Putnam County Georgia | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Rockdale County Georgia | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Stephens County Georgia | 1 | $ 205,000 | $ 205,000 | $ 32,000 |
| Walker County Georgia | 1 | $ 175,000 | $ 175,000 | $ 31,000 |
| Ada County Idaho | 1 | $ 205,000 | $ 205,000 | $ 185,000 |
| Anne Arundel County Maryland | 1 | $ 215,000 | $ 215,000 | $ 101,000 |
| Caroline County Maryland | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Charles County Maryland | 1 | $ 445,000 | $ 445,000 | $ 146,000 |
| Frederick County Maryland | 1 | $ 295,000 | $ 295,000 | $ 73,000 |
| St. Mary's County Maryland | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Talbot County Maryland | 1 | $ 395,000 | $ 395,000 | $ 158,000 |
| Wicomico County Maryland | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Burlington County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Hunterdon County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 76,000 |
| Middlesex County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 102,000 |
| Monmouth County New Jersey | 1 | $ 495,000 | $ 495,000 | $ 317,000 |
| Passaic County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 86,000 |
| Somerset County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Cabarrus County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Catawba County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Duplin County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Edgecombe County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Johnston County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 134,000 |
| Nash County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| New Hanover County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Rockingham County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Washington County Oregon | 1 | $ 395,000 | $ 395,000 | $ 120,000 |
| Allegheny County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| Berks County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 99,000 |
| Bucks County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 148,000 |
| Juniata County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Lancaster County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Luzerne County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| Philadelphia County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 74,000 |
| Pike County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Berkeley County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Charleston County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 105,000 |
| Horry County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 32,000 |
| Lexington County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Richland County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 20,000 |
| Rutherford County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 125,000 |
| Collin County Texas | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Denton County Texas | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Guadalupe County Texas | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| Midland County Texas | 1 | $ 285,000 | $ 285,000 | $ 162,000 |
| Parker County Texas | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Victoria County Texas | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Augusta County Virginia | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Campbell County Virginia | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Chesapeake County Virginia | 1 | $ 315,000 | $ 315,000 | $ 128,000 |
| Chesterfield County Virginia | 1 | $ 295,000 | $ 295,000 | $ 77,000 |
| Essex County Virginia | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Loudoun County Virginia | 1 | $ 445,000 | $ 445,000 | $ 69,000 |
| Lunenburg County Virginia | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Newport News County Virginia | 1 | $ 345,000 | $ 345,000 | $ 110,000 |
| Richmond City County Virginia | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Southampton County Virginia | 1 | $ 335,000 | $ 335,000 | $ 121,000 |
| Virginia Beach County Virginia | 1 | $ 465,000 | $ 465,000 | $ 142,000 |
| Waynesboro County Virginia | 1 | $ 245,000 | $ 245,000 | $ 40,000 |
| Thurston County Washington | 1 | $ 315,000 | $ 315,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for Loanleaders Of America, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 178 | $49,790,000 | $279,000 | $725,000 | $93,000 | $844,000 |
| Home Purchase | 39 | $13,395,000 | $343,000 | $665,000 | $113,000 | $320,000 |
| Home Improvement | 23 | $6,245,000 | $271,000 | $495,000 | $111,000 | $317,000 |
| Refinancing | 3 | $1,245,000 | $415,000 | $665,000 | $195,000 | $338,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 112 | $32,630,000 | $291,000 | $725,000 | $107,000 | $844,000 |
| Black or African American | 63 | $18,115,000 | $287,000 | $715,000 | $90,000 | $299,000 |
| Hispanic | 31 | $8,425,000 | $271,000 | $585,000 | $95,000 | $338,000 |
| Not Provided | 30 | $8,610,000 | $287,000 | $605,000 | $86,000 | $148,000 |
| Asian | 6 | $2,310,000 | $385,000 | $665,000 | $120,000 | $173,000 |
| American Indian or Alaskan Native | 1 | $585,000 | $585,000 | $585,000 | $192,000 | $192,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 156 | $44,540,000 | $285,000 | $635,000 | $86,000 | $243,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 84 | $24,810,000 | $295,000 | $725,000 | $123,000 | $844,000 |
| VA-guaranteed (Veterans Administration) | 3 | $1,325,000 | $441,000 | $665,000 | $101,000 | $142,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 169 | $50,655,000 | $299,000 | $725,000 | $105,000 | $844,000 |
| Application Withdrawn By Applicant | 45 | $11,135,000 | $247,000 | $595,000 | $85,000 | $255,000 |
| Application Denied By Financial Institution | 16 | $4,440,000 | $277,000 | $555,000 | $74,000 | $128,000 |
| File Closed For Incompleteness | 11 | $3,935,000 | $357,000 | $645,000 | $108,000 | $220,000 |
| Application Approved But Not Accepted | 2 | $510,000 | $255,000 | $265,000 | $102,000 | $111,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 227 | $66,235,000 | $291,000 | $725,000 | $101,000 | $844,000 |
| Credit History | 11 | $3,375,000 | $306,000 | $555,000 | $78,000 | $128,000 |
| Collateral | 2 | $480,000 | $240,000 | $335,000 | $78,000 | $121,000 |
| Employment History | 2 | $260,000 | $130,000 | $145,000 | $35,000 | $38,000 |
| Unverifiable Information | 1 | $325,000 | $325,000 | $325,000 | $98,000 | $98,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loanleaders Of America, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loanleaders Of America, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.