Sage Bank
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Sage Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Sage Bank 18 Hurd Street Lowell, MA 01852 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,858 |
| Total Mortgage Loan Application Amount | $1,527,763,000 |
| Average Mortgage Loan Application Amount | $248,000 |
| Highest Mortgage Loan Application Amount | $2,071,000 |
| Average Applicant Income | $96,000 |
| Highest Applicant Income | $2,142,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 1,312 | $ 376,928,000 | $ 287,000 | $ 112,000 |
| Essex County Massachusetts | 933 | $ 235,616,000 | $ 252,000 | $ 93,000 |
| Norfolk County Massachusetts | 518 | $ 158,836,000 | $ 306,000 | $ 119,000 |
| Suffolk County Massachusetts | 473 | $ 136,255,000 | $ 288,000 | $ 101,000 |
| Worcester County Massachusetts | 314 | $ 69,948,000 | $ 222,000 | $ 95,000 |
| Rockingham County New Hampshire | 289 | $ 70,559,000 | $ 244,000 | $ 110,000 |
| Plymouth County Massachusetts | 252 | $ 67,832,000 | $ 269,000 | $ 99,000 |
| Hillsborough County New Hampshire | 239 | $ 52,576,000 | $ 219,000 | $ 95,000 |
| Bristol County Massachusetts | 188 | $ 48,942,000 | $ 260,000 | $ 102,000 |
| Hampden County Massachusetts | 159 | $ 26,614,000 | $ 167,000 | $ 55,000 |
| Barnstable County Massachusetts | 107 | $ 28,836,000 | $ 269,000 | $ 140,000 |
| Providence County Rhode Island | 99 | $ 18,005,000 | $ 181,000 | $ 77,000 |
| Hartford County Connecticut | 77 | $ 15,821,000 | $ 205,000 | $ 75,000 |
| New Haven County Connecticut | 34 | $ 7,130,000 | $ 209,000 | $ 72,000 |
| Cheshire County New Hampshire | 29 | $ 5,194,000 | $ 179,000 | $ 75,000 |
| Bergen County New Jersey | 25 | $ 6,597,000 | $ 263,000 | $ 93,000 |
| York County Maine | 24 | $ 5,599,000 | $ 233,000 | $ 149,000 |
| Kent County Rhode Island | 24 | $ 5,423,000 | $ 225,000 | $ 121,000 |
| Merrimack County New Hampshire | 21 | $ 4,287,000 | $ 204,000 | $ 86,000 |
| Strafford County New Hampshire | 20 | $ 4,223,000 | $ 211,000 | $ 87,000 |
| Grafton County New Hampshire | 19 | $ 4,066,000 | $ 214,000 | $ 242,000 |
| Fairfield County Connecticut | 18 | $ 7,021,000 | $ 390,000 | $ 133,000 |
| Hampshire County Massachusetts | 18 | $ 3,840,000 | $ 213,000 | $ 84,000 |
| Carroll County New Hampshire | 18 | $ 3,901,000 | $ 216,000 | $ 174,000 |
| Cumberland County Maine | 17 | $ 4,540,000 | $ 267,000 | $ 138,000 |
| Belknap County New Hampshire | 17 | $ 4,024,000 | $ 236,000 | $ 146,000 |
| Fairfax County Virginia | 17 | $ 6,457,000 | $ 379,000 | $ 146,000 |
| Queens County New York | 15 | $ 5,782,000 | $ 385,000 | $ 99,000 |
| Burlington County New Jersey | 14 | $ 3,769,000 | $ 269,000 | $ 97,000 |
| Middlesex County New Jersey | 13 | $ 4,358,000 | $ 335,000 | $ 113,000 |
| Litchfield County Connecticut | 12 | $ 2,765,000 | $ 230,000 | $ 51,000 |
| Newport County Rhode Island | 12 | $ 3,054,000 | $ 254,000 | $ 110,000 |
| Washington County Rhode Island | 12 | $ 3,577,000 | $ 298,000 | $ 171,000 |
| Miami-Dade County Florida | 11 | $ 3,888,000 | $ 353,000 | $ 127,000 |
| Ocean County New Jersey | 11 | $ 2,401,000 | $ 218,000 | $ 91,000 |
| Nassau County New York | 11 | $ 4,374,000 | $ 397,000 | $ 109,000 |
| Suffolk County New York | 11 | $ 3,395,000 | $ 308,000 | $ 113,000 |
| Wake County North Carolina | 11 | $ 2,409,000 | $ 219,000 | $ 57,000 |
| Middlesex County Connecticut | 10 | $ 2,551,000 | $ 255,000 | $ 67,000 |
| Dukes County Massachusetts | 10 | $ 3,323,000 | $ 332,000 | $ 108,000 |
| Kings County New York | 10 | $ 3,263,000 | $ 326,000 | $ 108,000 |
| Shelby County Tennessee | 10 | $ 1,443,000 | $ 144,000 | $ 78,000 |
| Somerset County New Jersey | 9 | $ 2,730,000 | $ 303,000 | $ 103,000 |
| Westchester County New York | 9 | $ 3,547,000 | $ 394,000 | $ 157,000 |
| Bristol County Rhode Island | 9 | $ 2,505,000 | $ 278,000 | $ 152,000 |
| Tolland County Connecticut | 8 | $ 2,368,000 | $ 296,000 | $ 103,000 |
| Union County New Jersey | 8 | $ 2,235,000 | $ 279,000 | $ 117,000 |
| Mecklenburg County North Carolina | 7 | $ 1,513,000 | $ 216,000 | $ 42,000 |
| Philadelphia County Pennsylvania | 7 | $ 1,300,000 | $ 185,000 | $ 62,000 |
| Windham County Connecticut | 6 | $ 1,639,000 | $ 273,000 | $ 60,000 |
| Lee County Florida | 6 | $ 1,667,000 | $ 277,000 | $ 312,000 |
| Palm Beach County Florida | 6 | $ 1,227,000 | $ 204,000 | $ 109,000 |
| Seminole County Florida | 6 | $ 821,000 | $ 136,000 | $ 79,000 |
| Coos County New Hampshire | 6 | $ 866,000 | $ 144,000 | $ 67,000 |
| Monmouth County New Jersey | 6 | $ 1,502,000 | $ 250,000 | $ 85,000 |
| Bronx County New York | 6 | $ 1,665,000 | $ 277,000 | $ 71,000 |
| Rockland County New York | 6 | $ 2,072,000 | $ 345,000 | $ 108,000 |
| Collier County Florida | 5 | $ 795,000 | $ 159,000 | $ 103,000 |
| Orange County Florida | 5 | $ 753,000 | $ 150,000 | $ 73,000 |
| Morris County New Jersey | 5 | $ 2,091,000 | $ 418,000 | $ 98,000 |
| Dutchess County New York | 5 | $ 1,272,000 | $ 254,000 | $ 100,000 |
| New York County New York | 5 | $ 2,843,000 | $ 568,000 | $ 158,000 |
| Richmond County New York | 5 | $ 1,867,000 | $ 373,000 | $ 119,000 |
| Saratoga County New York | 5 | $ 808,000 | $ 161,000 | $ 61,000 |
| Johnston County North Carolina | 5 | $ 839,000 | $ 167,000 | $ 57,000 |
| Berks County Pennsylvania | 5 | $ 968,000 | $ 193,000 | $ 98,000 |
| Montgomery County Pennsylvania | 5 | $ 1,507,000 | $ 301,000 | $ 105,000 |
| Loudoun County Virginia | 5 | $ 2,137,000 | $ 427,000 | $ 126,000 |
| New London County Connecticut | 4 | $ 747,000 | $ 186,000 | $ 61,000 |
| Brevard County Florida | 4 | $ 770,000 | $ 192,000 | $ 142,000 |
| Broward County Florida | 4 | $ 669,000 | $ 167,000 | $ 149,000 |
| Duval County Florida | 4 | $ 615,000 | $ 153,000 | $ 51,000 |
| Manatee County Florida | 4 | $ 1,427,000 | $ 356,000 | $ 136,000 |
| Pinellas County Florida | 4 | $ 925,000 | $ 231,000 | $ 91,000 |
| Volusia County Florida | 4 | $ 711,000 | $ 177,000 | $ 146,000 |
| Penobscot County Maine | 4 | $ 1,033,000 | $ 258,000 | $ 72,000 |
| Atlantic County New Jersey | 4 | $ 1,109,000 | $ 277,000 | $ 172,000 |
| Passaic County New Jersey | 4 | $ 1,034,000 | $ 258,000 | $ 57,000 |
| Erie County New York | 4 | $ 375,000 | $ 93,000 | $ 55,000 |
| Oneida County New York | 4 | $ 489,000 | $ 122,000 | $ 37,000 |
| Onondaga County New York | 4 | $ 489,000 | $ 122,000 | $ 41,000 |
| Allegheny County Pennsylvania | 4 | $ 535,000 | $ 133,000 | $ 49,000 |
| Bucks County Pennsylvania | 4 | $ 916,000 | $ 229,000 | $ 9,000 |
| Chesterfield County Virginia | 4 | $ 921,000 | $ 230,000 | $ 53,000 |
| Prince William County Virginia | 4 | $ 842,000 | $ 210,000 | $ 91,000 |
| Androscoggin County Maine | 3 | $ 360,000 | $ 120,000 | $ 45,000 |
| Lincoln County Maine | 3 | $ 559,000 | $ 186,000 | $ 49,000 |
| Franklin County Massachusetts | 3 | $ 385,000 | $ 128,000 | $ 42,000 |
| Sullivan County New Hampshire | 3 | $ 552,000 | $ 184,000 | $ 93,000 |
| Camden County New Jersey | 3 | $ 586,000 | $ 195,000 | $ 88,000 |
| Sussex County New Jersey | 3 | $ 520,000 | $ 173,000 | $ 40,000 |
| Orange County New York | 3 | $ 586,000 | $ 195,000 | $ 123,000 |
| Putnam County New York | 3 | $ 613,000 | $ 204,000 | $ 78,000 |
| Schenectady County New York | 3 | $ 619,000 | $ 206,000 | $ 80,000 |
| Washington County New York | 3 | $ 404,000 | $ 134,000 | $ 66,000 |
| Carteret County North Carolina | 3 | $ 613,000 | $ 204,000 | $ 89,000 |
| Forsyth County North Carolina | 3 | $ 697,000 | $ 232,000 | $ 54,000 |
| Iredell County North Carolina | 3 | $ 651,000 | $ 217,000 | $ 48,000 |
| Lehigh County Pennsylvania | 3 | $ 828,000 | $ 276,000 | $ 145,000 |
| Northampton County Pennsylvania | 3 | $ 623,000 | $ 207,000 | $ 17,000 |
| Pike County Pennsylvania | 3 | $ 428,000 | $ 142,000 | $ 83,000 |
| Davidson County Tennessee | 3 | $ 603,000 | $ 201,000 | $ 49,000 |
| Alexandria County Virginia | 3 | $ 961,000 | $ 320,000 | $ 150,000 |
| Spotsylvania County Virginia | 3 | $ 647,000 | $ 215,000 | $ 112,000 |
| Warren County Virginia | 3 | $ 741,000 | $ 247,000 | $ 81,000 |
| Flagler County Florida | 2 | $ 238,000 | $ 119,000 | $ 91,000 |
| Hillsborough County Florida | 2 | $ 243,000 | $ 121,000 | $ 88,000 |
| Monroe County Florida | 2 | $ 892,000 | $ 446,000 | $ 201,000 |
| Sarasota County Florida | 2 | $ 360,000 | $ 180,000 | $ 84,000 |
| Sumter County Florida | 2 | $ 330,000 | $ 165,000 | $ 62,000 |
| Kennebec County Maine | 2 | $ 673,000 | $ 336,000 | $ 317,000 |
| Somerset County Maine | 2 | $ 153,000 | $ 76,000 | $ 44,000 |
| Nantucket County Massachusetts | 2 | $ 930,000 | $ 465,000 | $ 118,000 |
| Cape May County New Jersey | 2 | $ 468,000 | $ 234,000 | $ 75,000 |
| Cumberland County New Jersey | 2 | $ 379,000 | $ 189,000 | $ 67,000 |
| Hudson County New Jersey | 2 | $ 460,000 | $ 230,000 | $ 127,000 |
| Delaware County New York | 2 | $ 458,000 | $ 229,000 | $ 95,000 |
| Genesee County New York | 2 | $ 348,000 | $ 174,000 | $ 58,000 |
| Herkimer County New York | 2 | $ 470,000 | $ 235,000 | $ 104,000 |
| Monroe County New York | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Rensselaer County New York | 2 | $ 244,000 | $ 122,000 | $ 65,000 |
| Ulster County New York | 2 | $ 388,000 | $ 194,000 | $ 38,000 |
| Cumberland County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 45,000 |
| New Hanover County North Carolina | 2 | $ 435,000 | $ 217,000 | $ 97,000 |
| Randolph County North Carolina | 2 | $ 268,000 | $ 134,000 | $ 50,000 |
| Franklin County Pennsylvania | 2 | $ 438,000 | $ 219,000 | $ 0 |
| Greene County Tennessee | 2 | $ 297,000 | $ 148,000 | $ 49,000 |
| Hamilton County Tennessee | 2 | $ 397,000 | $ 198,000 | $ 36,000 |
| Arlington County Virginia | 2 | $ 386,000 | $ 193,000 | $ 18,000 |
| Chesapeake County Virginia | 2 | $ 556,000 | $ 278,000 | $ 70,000 |
| Newport News County Virginia | 2 | $ 366,000 | $ 183,000 | $ 69,000 |
| Charlotte County Florida | 1 | $ 193,000 | $ 193,000 | $ 87,000 |
| Clay County Florida | 1 | $ 132,000 | $ 132,000 | $ 88,000 |
| Martin County Florida | 1 | $ 782,000 | $ 782,000 | $ 0 |
| Osceola County Florida | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Polk County Florida | 1 | $ 112,000 | $ 112,000 | $ 137,000 |
| St. Johns County Florida | 1 | $ 186,000 | $ 186,000 | $ 39,000 |
| St. Lucie County Florida | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Franklin County Maine | 1 | $ 104,000 | $ 104,000 | $ 28,000 |
| Oxford County Maine | 1 | $ 272,000 | $ 272,000 | $ 1,379,000 |
| Sagadahoc County Maine | 1 | $ 189,000 | $ 189,000 | $ 194,000 |
| Waldo County Maine | 1 | $ 137,000 | $ 137,000 | $ 52,000 |
| Berkshire County Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Rankin County Mississippi | 1 | $ 232,000 | $ 232,000 | $ 91,000 |
| Essex County New Jersey | 1 | $ 237,000 | $ 237,000 | $ 81,000 |
| Gloucester County New Jersey | 1 | $ 331,000 | $ 331,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 362,000 | $ 362,000 | $ 91,000 |
| Warren County New Jersey | 1 | $ 359,000 | $ 359,000 | $ 172,000 |
| Albany County New York | 1 | $ 133,000 | $ 133,000 | $ 72,000 |
| Chemung County New York | 1 | $ 178,000 | $ 178,000 | $ 37,000 |
| Columbia County New York | 1 | $ 250,000 | $ 250,000 | $ 72,000 |
| Essex County New York | 1 | $ 177,000 | $ 177,000 | $ 88,000 |
| Jefferson County New York | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Niagara County New York | 1 | $ 67,000 | $ 67,000 | $ 39,000 |
| Schoharie County New York | 1 | $ 169,000 | $ 169,000 | $ 75,000 |
| Steuben County New York | 1 | $ 347,000 | $ 347,000 | $ 140,000 |
| Warren County New York | 1 | $ 256,000 | $ 256,000 | $ 133,000 |
| Brunswick County North Carolina | 1 | $ 214,000 | $ 214,000 | $ 104,000 |
| Burke County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 100,000 |
| Cabarrus County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 36,000 |
| Chatham County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Craven County North Carolina | 1 | $ 212,000 | $ 212,000 | $ 112,000 |
| Currituck County North Carolina | 1 | $ 360,000 | $ 360,000 | $ 292,000 |
| Davidson County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 53,000 |
| Gaston County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 68,000 |
| Guilford County North Carolina | 1 | $ 276,000 | $ 276,000 | $ 57,000 |
| Haywood County North Carolina | 1 | $ 247,000 | $ 247,000 | $ 55,000 |
| Henderson County North Carolina | 1 | $ 302,000 | $ 302,000 | $ 41,000 |
| Lincoln County North Carolina | 1 | $ 634,000 | $ 634,000 | $ 240,000 |
| Macon County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 90,000 |
| Madison County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 105,000 |
| Moore County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 75,000 |
| Pamlico County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 33,000 |
| Rowan County North Carolina | 1 | $ 217,000 | $ 217,000 | $ 96,000 |
| Stokes County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 69,000 |
| Transylvania County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Union County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 75,000 |
| Watauga County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Wilson County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 47,000 |
| Beaver County Pennsylvania | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Bradford County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Centre County Pennsylvania | 1 | $ 203,000 | $ 203,000 | $ 68,000 |
| Chester County Pennsylvania | 1 | $ 177,000 | $ 177,000 | $ 106,000 |
| Delaware County Pennsylvania | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 92,000 |
| Luzerne County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 69,000 |
| Monroe County Pennsylvania | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Tioga County Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 73,000 |
| Warren County Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 92,000 |
| Westmoreland County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 92,000 |
| York County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Claiborne County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 60,000 |
| Decatur County Tennessee | 1 | $ 249,000 | $ 249,000 | $ 70,000 |
| Knox County Tennessee | 1 | $ 276,000 | $ 276,000 | $ 130,000 |
| McMinn County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 62,000 |
| Montgomery County Tennessee | 1 | $ 290,000 | $ 290,000 | $ 86,000 |
| Wilson County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 85,000 |
| Bedford County Virginia | 1 | $ 140,000 | $ 140,000 | $ 31,000 |
| Caroline County Virginia | 1 | $ 292,000 | $ 292,000 | $ 48,000 |
| Essex County Virginia | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Falls Church County Virginia | 1 | $ 530,000 | $ 530,000 | $ 114,000 |
| Floyd County Virginia | 1 | $ 147,000 | $ 147,000 | $ 61,000 |
| Gloucester County Virginia | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Henrico County Virginia | 1 | $ 159,000 | $ 159,000 | $ 29,000 |
| Isle of Wight County Virginia | 1 | $ 310,000 | $ 310,000 | $ 73,000 |
| New Kent County Virginia | 1 | $ 102,000 | $ 102,000 | $ 19,000 |
| Northumberland County Virginia | 1 | $ 156,000 | $ 156,000 | $ 60,000 |
| Page County Virginia | 1 | $ 190,000 | $ 190,000 | $ 64,000 |
| Pittsylvania County Virginia | 1 | $ 179,000 | $ 179,000 | $ 46,000 |
| Portsmouth County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Prince George County Virginia | 1 | $ 197,000 | $ 197,000 | $ 54,000 |
| Smyth County Virginia | 1 | $ 360,000 | $ 360,000 | $ 237,000 |
| Virginia Beach County Virginia | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Washington County Virginia | 1 | $ 92,000 | $ 92,000 | $ 27,000 |
| York County Virginia | 1 | $ 417,000 | $ 417,000 | $ 198,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Sage Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,091 | $1,100,639,000 | $269,000 | $2,071,000 | $107,000 | $2,142,000 |
| Home Purchase | 1,682 | $407,249,000 | $242,000 | $1,780,000 | $93,000 | $1,132,000 |
| Home Improvement | 85 | $19,875,000 | $233,000 | $619,000 | $88,000 | $382,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,616 | $1,213,025,000 | $262,000 | $1,395,000 | $108,000 | $2,142,000 |
| Hispanic | 433 | $95,898,000 | $221,000 | $705,000 | $68,000 | $350,000 |
| Not Provided | 345 | $93,535,000 | $271,000 | $782,000 | $106,000 | $376,000 |
| Asian | 216 | $58,533,000 | $270,000 | $900,000 | $101,000 | $532,000 |
| Black or African American | 185 | $43,008,000 | $232,000 | $948,000 | $68,000 | $270,000 |
| Not applicable | 36 | $17,043,000 | $473,000 | $2,071,000 | $0 | $0 |
| American Indian or Alaskan Native | 17 | $4,446,000 | $261,000 | $387,000 | $111,000 | $292,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,275,000 | $227,000 | $340,000 | $58,000 | $159,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,259 | $1,138,572,000 | $267,000 | $2,071,000 | $116,000 | $2,142,000 |
| FHA-insured (Federal Housing Administration) | 1,480 | $361,812,000 | $244,000 | $727,000 | $66,000 | $621,000 |
| VA-guaranteed (Veterans Administration) | 96 | $23,138,000 | $241,000 | $634,000 | $59,000 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $4,241,000 | $184,000 | $338,000 | $57,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,753 | $993,445,000 | $264,000 | $2,071,000 | $105,000 | $2,142,000 |
| File Closed For Incompleteness | 870 | $217,986,000 | $250,000 | $1,395,000 | $99,000 | $800,000 |
| Application Denied By Financial Institution | 725 | $182,857,000 | $252,000 | $2,060,000 | $92,000 | $935,000 |
| Application Withdrawn By Applicant | 435 | $114,689,000 | $263,000 | $996,000 | $106,000 | $600,000 |
| Application Approved But Not Accepted | 75 | $18,786,000 | $250,000 | $664,000 | $100,000 | $336,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 7 | $1,486,000 | $212,000 | $452,000 | $97,000 | $218,000 |
| Collateral | 6 | $1,692,000 | $282,000 | $641,000 | $98,000 | $180,000 |
| Credit History | 3 | $617,000 | $205,000 | $306,000 | $87,000 | $164,000 |
| Other | 2 | $524,000 | $262,000 | $387,000 | $157,000 | $190,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $417,000 | $417,000 | $417,000 | $87,000 | $87,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.