Lydian Private Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Lydian Private Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lydian Private Bank 3801 Pga Blvd Suite 700 Palm Beach Gardens, FL 33410 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,352 |
| Total Mortgage Loan Application Amount | $3,912,830,000 |
| Average Mortgage Loan Application Amount | $291,480 |
| Highest Mortgage Loan Application Amount | $10,250,000 |
| Average Applicant Income | $139,715 |
| Highest Applicant Income | $9,396,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Lydian Private Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lydian Private Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Lydian Private Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lydian Private Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Lydian Private Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lydian Private Bank's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 690 | $ 317,906,000 | $ 460,000 | $ 147,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 543 | $ 221,518,000 | $ 407,000 | $ 173,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 528 | $ 270,204,000 | $ 511,000 | $ 195,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 514 | $ 187,839,000 | $ 365,000 | $ 217,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 374 | $ 136,914,000 | $ 366,000 | $ 132,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 346 | $ 191,201,000 | $ 552,000 | $ 181,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 280 | $ 96,847,000 | $ 345,000 | $ 137,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 237 | $ 91,747,000 | $ 387,000 | $ 234,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 232 | $ 101,977,000 | $ 439,000 | $ 166,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 219 | $ 87,209,000 | $ 398,000 | $ 213,000 |
| ORLANDO, FL | 190 | $ 48,863,000 | $ 257,000 | $ 126,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 177 | $ 123,747,000 | $ 699,000 | $ 275,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 144 | $ 71,347,000 | $ 495,000 | $ 143,000 |
| MEDFORD, OR | 141 | $ 13,148,000 | $ 93,000 | $ 31,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 125 | $ 83,939,000 | $ 671,000 | $ 222,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 123 | $ 44,431,000 | $ 361,000 | $ 128,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 117 | $ 71,938,000 | $ 614,000 | $ 240,000 |
| NAPLES-MARCO ISLAND, FL | 116 | $ 71,325,000 | $ 614,000 | $ 284,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 112 | $ 34,906,000 | $ 311,000 | $ 118,000 |
| NASSAU-SUFFOLK, NY | 103 | $ 63,099,000 | $ 612,000 | $ 280,000 |
| BALTIMORE-TOWSON, MD | 99 | $ 37,445,000 | $ 378,000 | $ 139,000 |
| BOSTON-QUINCY, MA | 92 | $ 40,448,000 | $ 439,000 | $ 224,000 |
| CAPE CORAL-FORT MYERS, FL | 91 | $ 40,756,000 | $ 447,000 | $ 219,000 |
| LAKELAND, FL | 88 | $ 16,756,000 | $ 190,000 | $ 91,000 |
| EDISON, NJ | 84 | $ 38,144,000 | $ 454,000 | $ 210,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 81 | $ 14,038,000 | $ 173,000 | $ 60,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 80 | $ 37,335,000 | $ 466,000 | $ 138,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 80 | $ 28,774,000 | $ 359,000 | $ 175,000 |
| LAS VEGAS-PARADISE, NV | 78 | $ 29,611,000 | $ 379,000 | $ 109,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 76 | $ 29,213,000 | $ 384,000 | $ 132,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 74 | $ 22,158,000 | $ 299,000 | $ 140,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 67 | $ 34,955,000 | $ 521,000 | $ 136,000 |
| NEWARK-UNION, NJ-PA | 65 | $ 27,659,000 | $ 425,000 | $ 158,000 |
| PHILADELPHIA, PA | 61 | $ 21,082,000 | $ 345,000 | $ 202,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 53 | $ 29,792,000 | $ 562,000 | $ 205,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 50 | $ 29,475,000 | $ 589,000 | $ 209,000 |
| SPOKANE, WA | 50 | $ 6,408,000 | $ 128,000 | $ 15,000 |
| BEND, OR | 49 | $ 5,171,000 | $ 105,000 | $ 45,000 |
| ESSEX COUNTY, MA | 48 | $ 19,675,000 | $ 409,000 | $ 118,000 |
| SARASOTA-BRADENTON-VENICE, FL | 47 | $ 22,263,000 | $ 473,000 | $ 214,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 45 | $ 13,953,000 | $ 310,000 | $ 100,000 |
| DENVER-AURORA, CO | 43 | $ 18,334,000 | $ 426,000 | $ 137,000 |
| JACKSONVILLE, FL | 41 | $ 16,639,000 | $ 405,000 | $ 137,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 40 | $ 10,928,000 | $ 273,000 | $ 137,000 |
| WORCESTER, MA | 38 | $ 9,440,000 | $ 248,000 | $ 97,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 37 | $ 10,428,000 | $ 281,000 | $ 160,000 |
| STOCKTON, CA | 36 | $ 12,803,000 | $ 355,000 | $ 123,000 |
| BOISE CITY-NAMPA, ID | 34 | $ 3,626,000 | $ 106,000 | $ 17,000 |
| SANTA ROSA-PETALUMA, CA | 32 | $ 15,411,000 | $ 481,000 | $ 191,000 |
| VALLEJO-FAIRFIELD, CA | 32 | $ 10,730,000 | $ 335,000 | $ 110,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 31 | $ 3,063,000 | $ 98,000 | $ 33,000 |
| BAKERSFIELD, CA | 30 | $ 7,631,000 | $ 254,000 | $ 125,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 30 | $ 8,235,000 | $ 274,000 | $ 118,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 30 | $ 17,626,000 | $ 587,000 | $ 535,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 29 | $ 11,400,000 | $ 393,000 | $ 194,000 |
| CAMDEN, NJ | 28 | $ 7,434,000 | $ 265,000 | $ 117,000 |
| SALT LAKE CITY, UT | 28 | $ 7,937,000 | $ 283,000 | $ 129,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 27 | $ 9,194,000 | $ 340,000 | $ 176,000 |
| FRESNO, CA | 26 | $ 6,651,000 | $ 255,000 | $ 158,000 |
| NEW HAVEN-MILFORD, CT | 26 | $ 6,842,000 | $ 263,000 | $ 145,000 |
| BARNSTABLE TOWN, MA | 23 | $ 11,159,000 | $ 485,000 | $ 228,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 23 | $ 15,826,000 | $ 688,000 | $ 371,000 |
| TACOMA, WA | 23 | $ 4,499,000 | $ 195,000 | $ 65,000 |
| ANN ARBOR, MI | 22 | $ 8,429,000 | $ 383,000 | $ 229,000 |
| WILMINGTON, DE-MD-NJ | 22 | $ 4,356,000 | $ 198,000 | $ 71,000 |
| MANCHESTER-NASHUA, NH | 21 | $ 5,635,000 | $ 268,000 | $ 90,000 |
| SALINAS, CA | 21 | $ 12,975,000 | $ 617,000 | $ 206,000 |
| RICHMOND, VA | 20 | $ 5,328,000 | $ 266,000 | $ 132,000 |
| TUCSON, AZ | 19 | $ 4,537,000 | $ 238,000 | $ 85,000 |
| EUGENE-SPRINGFIELD, OR | 18 | $ 1,926,000 | $ 107,000 | $ 12,000 |
| PUNTA GORDA, FL | 18 | $ 5,534,000 | $ 307,000 | $ 153,000 |
| WINCHESTER, VA-WV | 18 | $ 4,834,000 | $ 268,000 | $ 100,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 17 | $ 4,240,000 | $ 249,000 | $ 112,000 |
| RENO-SPARKS, NV | 17 | $ 6,151,000 | $ 361,000 | $ 169,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 17 | $ 8,266,000 | $ 486,000 | $ 249,000 |
| SANTA CRUZ-WATSONVILLE, CA | 17 | $ 8,301,000 | $ 488,000 | $ 233,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 16 | $ 4,933,000 | $ 308,000 | $ 135,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 16 | $ 9,008,000 | $ 563,000 | $ 212,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 16 | $ 3,625,000 | $ 226,000 | $ 102,000 |
| OLYMPIA, WA | 16 | $ 1,733,000 | $ 108,000 | $ 39,000 |
| COLORADO SPRINGS, CO | 15 | $ 4,388,000 | $ 292,000 | $ 119,000 |
| OCALA, FL | 15 | $ 2,276,000 | $ 151,000 | $ 59,000 |
| SALEM, OR | 15 | $ 1,301,000 | $ 86,000 | $ 16,000 |
| TRENTON-EWING, NJ | 14 | $ 3,821,000 | $ 272,000 | $ 130,000 |
| ALBUQUERQUE, NM | 13 | $ 3,393,000 | $ 261,000 | $ 113,000 |
| OCEAN CITY, NJ | 13 | $ 9,833,000 | $ 756,000 | $ 145,000 |
| SPRINGFIELD, MA | 13 | $ 3,024,000 | $ 232,000 | $ 79,000 |
| WILMINGTON, NC | 13 | $ 4,953,000 | $ 381,000 | $ 327,000 |
| MODESTO, CA | 12 | $ 3,126,000 | $ 260,000 | $ 94,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 12 | $ 5,148,000 | $ 429,000 | $ 181,000 |
| OKLAHOMA CITY, OK | 12 | $ 1,740,000 | $ 145,000 | $ 91,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 12 | $ 3,362,000 | $ 280,000 | $ 106,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 12 | $ 4,168,000 | $ 347,000 | $ 123,000 |
| ST. LOUIS, MO-IL | 12 | $ 2,115,000 | $ 176,000 | $ 78,000 |
| DALLAS-PLANO-IRVING, TX | 11 | $ 3,113,000 | $ 283,000 | $ 133,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 11 | $ 4,703,000 | $ 427,000 | $ 165,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 11 | $ 8,922,000 | $ 811,000 | $ 323,000 |
| NAPA, CA | 11 | $ 4,796,000 | $ 436,000 | $ 127,000 |
| PITTSBURGH, PA | 11 | $ 2,257,000 | $ 205,000 | $ 143,000 |
| PRESCOTT, AZ | 11 | $ 2,767,000 | $ 251,000 | $ 137,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 10 | $ 1,968,000 | $ 196,000 | $ 76,000 |
| BELLINGHAM, WA | 10 | $ 1,836,000 | $ 183,000 | $ 51,000 |
| BIRMINGHAM-HOOVER, AL | 10 | $ 3,245,000 | $ 324,000 | $ 111,000 |
| KANSAS CITY, MO-KS | 10 | $ 2,292,000 | $ 229,000 | $ 91,000 |
| RALEIGH-CARY, NC | 10 | $ 2,295,000 | $ 229,000 | $ 95,000 |
| ALBANY-SCHENECTADY-TROY, NY | 9 | $ 1,607,000 | $ 178,000 | $ 95,000 |
| AUSTIN-ROUND ROCK, TX | 9 | $ 1,514,000 | $ 168,000 | $ 69,000 |
| HANFORD-CORCORAN, CA | 9 | $ 3,013,000 | $ 334,000 | $ 158,000 |
| MERCED, CA | 9 | $ 2,774,000 | $ 308,000 | $ 120,000 |
| PROVO-OREM, UT | 9 | $ 2,980,000 | $ 331,000 | $ 168,000 |
| VISALIA-PORTERVILLE, CA | 9 | $ 1,831,000 | $ 203,000 | $ 103,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 8 | $ 3,716,000 | $ 464,000 | $ 1,036,000 |
| INDIANAPOLIS, IN | 8 | $ 3,020,000 | $ 377,000 | $ 167,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 8 | $ 1,802,000 | $ 225,000 | $ 89,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 8 | $ 4,647,000 | $ 580,000 | $ 271,000 |
| BUFFALO-NIAGARA FALLS, NY | 7 | $ 904,000 | $ 129,000 | $ 85,000 |
| CHICO, CA | 7 | $ 1,828,000 | $ 261,000 | $ 160,000 |
| COLUMBUS, OH | 7 | $ 2,111,000 | $ 301,000 | $ 219,000 |
| GLENS FALLS, NY | 7 | $ 965,000 | $ 137,000 | $ 134,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 7 | $ 2,426,000 | $ 346,000 | $ 185,000 |
| OGDEN-CLEARFIELD, UT | 7 | $ 1,502,000 | $ 214,000 | $ 113,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 7 | $ 742,000 | $ 106,000 | $ 47,000 |
| SYRACUSE, NY | 7 | $ 836,000 | $ 119,000 | $ 94,000 |
| TALLAHASSEE, FL | 7 | $ 875,000 | $ 125,000 | $ 54,000 |
| VERO BEACH, FL | 7 | $ 2,600,000 | $ 371,000 | $ 80,000 |
| BREMERTON-SILVERDALE, WA | 6 | $ 1,598,000 | $ 266,000 | $ 77,000 |
| DES MOINES, IA | 6 | $ 1,016,000 | $ 169,000 | $ 105,000 |
| DOVER, DE | 6 | $ 1,698,000 | $ 283,000 | $ 72,000 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 1,605,000 | $ 267,000 | $ 85,000 |
| JACKSON, MS | 6 | $ 2,489,000 | $ 414,000 | $ 151,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 6 | $ 1,253,000 | $ 208,000 | $ 61,000 |
| MADISON, WI | 6 | $ 1,720,000 | $ 286,000 | $ 108,000 |
| PANAMA CITY-LYNN HAVEN, FL | 6 | $ 4,237,000 | $ 706,000 | $ 310,000 |
| REDDING, CA | 6 | $ 1,292,000 | $ 215,000 | $ 113,000 |
| TULSA, OK | 6 | $ 1,479,000 | $ 246,000 | $ 99,000 |
| WENATCHEE, WA | 6 | $ 353,000 | $ 58,000 | $ 0 |
| WICHITA, KS | 6 | $ 1,618,000 | $ 269,000 | $ 116,000 |
| YUBA CITY, CA | 6 | $ 1,366,000 | $ 227,000 | $ 70,000 |
| ATLANTIC CITY, NJ | 5 | $ 2,028,000 | $ 405,000 | $ 115,000 |
| CHARLOTTESVILLE, VA | 5 | $ 1,564,000 | $ 312,000 | $ 184,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 5 | $ 680,000 | $ 136,000 | $ 57,000 |
| CORVALLIS, OR | 5 | $ 652,000 | $ 130,000 | $ 46,000 |
| LANCASTER, PA | 5 | $ 566,000 | $ 113,000 | $ 61,000 |
| LOUISVILLE, KY-IN | 5 | $ 1,136,000 | $ 227,000 | $ 83,000 |
| MADERA, CA | 5 | $ 1,233,000 | $ 246,000 | $ 98,000 |
| MEMPHIS, TN-MS-AR | 5 | $ 4,101,000 | $ 820,000 | $ 308,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 5 | $ 432,000 | $ 86,000 | $ 64,000 |
| NORWICH-NEW LONDON, CT | 5 | $ 1,328,000 | $ 265,000 | $ 74,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 5 | $ 1,647,000 | $ 329,000 | $ 121,000 |
| READING, PA | 5 | $ 1,488,000 | $ 297,000 | $ 121,000 |
| SANTA FE, NM | 5 | $ 1,425,000 | $ 285,000 | $ 102,000 |
| YORK-HANOVER, PA | 5 | $ 1,034,000 | $ 206,000 | $ 83,000 |
| AKRON, OH | 4 | $ 604,000 | $ 151,000 | $ 161,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 1,142,000 | $ 285,000 | $ 81,000 |
| BOULDER, CO | 4 | $ 1,640,000 | $ 410,000 | $ 119,000 |
| EL CENTRO, CA | 4 | $ 959,000 | $ 239,000 | $ 62,000 |
| FLINT, MI | 4 | $ 2,835,000 | $ 708,000 | $ 234,000 |
| FORT WAYNE, IN | 4 | $ 782,000 | $ 195,000 | $ 137,000 |
| GREENVILLE, SC | 4 | $ 677,000 | $ 169,000 | $ 97,000 |
| HUNTSVILLE, AL | 4 | $ 1,081,000 | $ 270,000 | $ 308,000 |
| PITTSFIELD, MA | 4 | $ 906,000 | $ 226,000 | $ 66,000 |
| ST. GEORGE, UT | 4 | $ 1,035,000 | $ 258,000 | $ 96,000 |
| TOPEKA, KS | 4 | $ 412,000 | $ 103,000 | $ 57,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 658,000 | $ 164,000 | $ 68,000 |
| COEUR D'ALENE, ID | 3 | $ 412,000 | $ 137,000 | $ 22,000 |
| DAYTON, OH | 3 | $ 401,000 | $ 133,000 | $ 63,000 |
| DULUTH, MN-WI | 3 | $ 1,360,000 | $ 453,000 | $ 256,000 |
| DURHAM, NC | 3 | $ 767,000 | $ 255,000 | $ 100,000 |
| FLAGSTAFF, AZ | 3 | $ 610,000 | $ 203,000 | $ 87,000 |
| GAINESVILLE, FL | 3 | $ 408,000 | $ 136,000 | $ 55,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 460,000 | $ 153,000 | $ 135,000 |
| HARRISBURG-CARLISLE, PA | 3 | $ 1,142,000 | $ 380,000 | $ 198,000 |
| JACKSONVILLE, NC | 3 | $ 1,224,000 | $ 408,000 | $ 158,000 |
| KINGSTON, NY | 3 | $ 903,000 | $ 301,000 | $ 135,000 |
| LAFAYETTE, LA | 3 | $ 402,000 | $ 134,000 | $ 61,000 |
| LANSING-EAST LANSING, MI | 3 | $ 787,000 | $ 262,000 | $ 520,000 |
| LAWRENCE, KS | 3 | $ 646,000 | $ 215,000 | $ 109,000 |
| LEWISTON, ID-WA | 3 | $ 415,000 | $ 138,000 | $ 0 |
| MISSOULA, MT | 3 | $ 182,000 | $ 60,000 | $ 0 |
| ROCHESTER, MN | 3 | $ 859,000 | $ 286,000 | $ 143,000 |
| SPRINGFIELD, MO | 3 | $ 250,000 | $ 83,000 | $ 41,000 |
| TOLEDO, OH | 3 | $ 754,000 | $ 251,000 | $ 114,000 |
| WINSTON-SALEM, NC | 3 | $ 610,000 | $ 203,000 | $ 123,000 |
| YUMA, AZ | 3 | $ 610,000 | $ 203,000 | $ 73,000 |
| ANCHORAGE, AK | 2 | $ 132,000 | $ 66,000 | $ 0 |
| ASHEVILLE, NC | 2 | $ 460,000 | $ 230,000 | $ 380,000 |
| BANGOR, ME | 2 | $ 257,000 | $ 128,000 | $ 90,000 |
| BATON ROUGE, LA | 2 | $ 392,000 | $ 196,000 | $ 124,000 |
| BLOOMINGTON-NORMAL, IL | 2 | $ 322,000 | $ 161,000 | $ 153,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 603,000 | $ 301,000 | $ 131,000 |
| COLUMBIA, SC | 2 | $ 286,000 | $ 143,000 | $ 125,000 |
| EL PASO, TX | 2 | $ 130,000 | $ 65,000 | $ 78,000 |
| FORT COLLINS-LOVELAND, CO | 2 | $ 198,000 | $ 99,000 | $ 97,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 180,000 | $ 90,000 | $ 53,000 |
| GARY, IN | 2 | $ 235,000 | $ 117,000 | $ 61,000 |
| HARRISONBURG, VA | 2 | $ 970,000 | $ 485,000 | $ 155,000 |
| HOLLAND-GRAND HAVEN, MI | 2 | $ 1,265,000 | $ 632,000 | $ 277,000 |
| JACKSON, MI | 2 | $ 303,000 | $ 151,000 | $ 31,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 384,000 | $ 192,000 | $ 121,000 |
| KNOXVILLE, TN | 2 | $ 264,000 | $ 132,000 | $ 77,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 509,000 | $ 254,000 | $ 83,000 |
| LYNCHBURG, VA | 2 | $ 1,275,000 | $ 637,000 | $ 276,000 |
| MOBILE, AL | 2 | $ 262,000 | $ 131,000 | $ 180,000 |
| MONROE, MI | 2 | $ 431,000 | $ 215,000 | $ 74,000 |
| MORGANTOWN, WV | 2 | $ 140,000 | $ 70,000 | $ 72,000 |
| ROCKFORD, IL | 2 | $ 676,000 | $ 338,000 | $ 188,000 |
| SCRANTON--WILKES-BARRE, PA | 2 | $ 141,000 | $ 70,000 | $ 15,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 444,000 | $ 222,000 | $ 655,000 |
| SIOUX FALLS, SD | 2 | $ 311,000 | $ 155,000 | $ 33,000 |
| ST. CLOUD, MN | 2 | $ 304,000 | $ 152,000 | $ 53,000 |
| ALTOONA, PA | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| AMARILLO, TX | 1 | $ 145,000 | $ 145,000 | $ 0 |
| ANDERSON, IN | 1 | $ 148,000 | $ 148,000 | $ 64,000 |
| APPLETON, WI | 1 | $ 168,000 | $ 168,000 | $ 91,000 |
| AUBURN-OPELIKA, AL | 1 | $ 116,000 | $ 116,000 | $ 181,000 |
| BATTLE CREEK, MI | 1 | $ 144,000 | $ 144,000 | $ 58,000 |
| BINGHAMTON, NY | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
| BLOOMINGTON, IN | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| BOWLING GREEN, KY | 1 | $ 192,000 | $ 192,000 | $ 91,000 |
| BRUNSWICK, GA | 1 | $ 108,000 | $ 108,000 | $ 98,000 |
| CARSON CITY, NV | 1 | $ 415,000 | $ 415,000 | $ 144,000 |
| CEDAR RAPIDS, IA | 1 | $ 200,000 | $ 200,000 | $ 144,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 78,000 | $ 78,000 | $ 70,000 |
| CHARLESTON, WV | 1 | $ 120,000 | $ 120,000 | $ 63,000 |
| CHATTANOOGA, TN-GA | 1 | $ 615,000 | $ 615,000 | $ 415,000 |
| CHEYENNE, WY | 1 | $ 188,000 | $ 188,000 | $ 110,000 |
| CLARKSVILLE, TN-KY | 1 | $ 104,000 | $ 104,000 | $ 25,000 |
| CLEVELAND, TN | 1 | $ 108,000 | $ 108,000 | $ 248,000 |
| DANVILLE, VA | 1 | $ 115,000 | $ 115,000 | $ 127,000 |
| DOTHAN, AL | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| ERIE, PA | 1 | $ 86,000 | $ 86,000 | $ 36,000 |
| FARMINGTON, NM | 1 | $ 370,000 | $ 370,000 | $ 86,000 |
| FAYETTEVILLE, NC | 1 | $ 81,000 | $ 81,000 | $ 97,000 |
| FLORENCE, SC | 1 | $ 83,000 | $ 83,000 | $ 100,000 |
| GAINESVILLE, GA | 1 | $ 152,000 | $ 152,000 | $ 82,000 |
| GREELEY, CO | 1 | $ 229,000 | $ 229,000 | $ 84,000 |
| GREEN BAY, WI | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| GREENVILLE, NC | 1 | $ 82,000 | $ 82,000 | $ 38,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| IDAHO FALLS, ID | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| IOWA CITY, IA | 1 | $ 187,000 | $ 187,000 | $ 117,000 |
| JOHNSON CITY, TN | 1 | $ 189,000 | $ 189,000 | $ 88,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 228,000 | $ 228,000 | $ 120,000 |
| KANKAKEE-BRADLEY, IL | 1 | $ 128,000 | $ 128,000 | $ 56,000 |
| LAFAYETTE, IN | 1 | $ 160,000 | $ 160,000 | $ 61,000 |
| LINCOLN, NE | 1 | $ 270,000 | $ 270,000 | $ 216,000 |
| LOGAN, UT-ID | 1 | $ 469,000 | $ 469,000 | $ 143,000 |
| LONGVIEW, WA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| MANSFIELD, OH | 1 | $ 40,000 | $ 40,000 | $ 120,000 |
| MCALLEN-EDINBURG-PHARR, TX | 1 | $ 92,000 | $ 92,000 | $ 57,000 |
| MONTGOMERY, AL | 1 | $ 42,000 | $ 42,000 | $ 48,000 |
| MORRISTOWN, TN | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 192,000 | $ 192,000 | $ 96,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 544,000 | $ 544,000 | $ 209,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 675,000 | $ 675,000 | $ 240,000 |
| PEORIA, IL | 1 | $ 137,000 | $ 137,000 | $ 51,000 |
| PUEBLO, CO | 1 | $ 440,000 | $ 440,000 | $ 115,000 |
| RAPID CITY, SD | 1 | $ 600,000 | $ 600,000 | $ 161,000 |
| ROCHESTER, NY | 1 | $ 148,000 | $ 148,000 | $ 48,000 |
| SALISBURY, MD | 1 | $ 275,000 | $ 275,000 | $ 114,000 |
| SAN ANTONIO, TX | 1 | $ 900,000 | $ 900,000 | $ 396,000 |
| SPARTANBURG, SC | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| STATE COLLEGE, PA | 1 | $ 430,000 | $ 430,000 | $ 229,000 |
| UTICA-ROME, NY | 1 | $ 52,000 | $ 52,000 | $ 23,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 360,000 | $ 360,000 | $ 124,000 |
Mortgage Loan Application Detail Totals for Lydian Private Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,135 | $2,383,911,000 | $308,901 | $10,250,000 | $137,960 | $7,031,000 |
| Home Purchase | 4,217 | $1,528,919,000 | $274,058 | $8,550,000 | $141,470 | $9,396,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,965 | $2,157,876,000 | $314,306 | $10,250,000 | $159,755 | $7,031,000 |
| Not Provided | 2,315 | $934,480,000 | $337,893 | $3,250,000 | $142,808 | $9,396,000 |
| Not applicable | 1,506 | $236,261,000 | $169,166 | $5,500,000 | $31,750 | $2,100,000 |
| Hispanic | 620 | $208,816,000 | $243,607 | $2,113,000 | $105,535 | $1,437,000 |
| Asian | 550 | $220,676,000 | $273,757 | $2,438,000 | $136,303 | $1,975,000 |
| Black or African American | 333 | $120,928,000 | $376,156 | $3,075,000 | $353,187 | $7,000,000 |
| Native Hawaiian or Other Pacific Islander | 49 | $29,521,000 | $574,000 | $4,500,000 | $222,230 | $1,237,000 |
| American Indian or Alaskan Native | 14 | $4,272,000 | $308,416 | $920,000 | $116,083 | $363,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,352 | $3,912,830,000 | $286,254 | $10,250,000 | $139,392 | $9,396,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,488 | $1,708,329,000 | $294,521 | $5,500,000 | $134,913 | $7,000,000 |
| Application Denied By Financial Institution | 1,686 | $909,568,000 | $382,729 | $10,250,000 | $192,937 | $9,396,000 |
| Loan Purchased By The Institution | 1,500 | $226,937,000 | $146,833 | $3,869,000 | $0 | $0 |
| Application Approved But Not Accepted | 1,343 | $547,300,000 | $292,930 | $3,998,000 | $138,116 | $4,200,000 |
| Application Withdrawn By Applicant | 1,040 | $427,024,000 | $279,541 | $8,550,000 | $133,375 | $3,000,000 |
| Preapproval Approved but not Accepted | 115 | $42,065,000 | $365,000 | $1,495,000 | $109,000 | $769,000 |
| File Closed For Incompleteness | 96 | $27,688,000 | $261,058 | $2,811,000 | $132,382 | $821,000 |
| Preapproval Denied by Financial Institution | 84 | $23,919,000 | $284,000 | $1,450,000 | $171,000 | $1,248,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 747 | $427,858,000 | $473,000 | $10,250,000 | $216,925 | $6,624,000 |
| Credit History | 361 | $129,200,000 | $286,523 | $3,000,000 | $110,309 | $1,800,000 |
| Debt-To-Income Ratio | 280 | $129,084,000 | $413,034 | $3,895,000 | $111,793 | $1,776,000 |
| Collateral | 192 | $116,469,000 | $556,787 | $5,115,000 | $251,484 | $2,436,000 |
| Unverifiable Information | 61 | $42,016,000 | $544,900 | $4,125,000 | $227,550 | $1,500,000 |
| Employment History | 57 | $25,085,000 | $500,312 | $3,075,000 | $168,687 | $1,010,000 |
| Credit Application Incomplete | 52 | $57,810,000 | $1,139,466 | $6,563,000 | $822,800 | $9,396,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $5,381,000 | $232,800 | $583,000 | $109,100 | $202,000 |
| Mortgage Insurance Denied | 1 | $584,000 | $584,000 | $584,000 | $187,000 | $187,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lydian Private Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lydian Private Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.