M Squared Financial Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
M Squared Financial Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | M Squared Financial Llc 7501 Mission Rd Ste 200 Hays, KS 66208 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 |
| Total Number of Mortgage Applications | 276 |
| Total Mortgage Loan Application Amount | $95,750,000 |
| Average Mortgage Loan Application Amount | $323,500 |
| Highest Mortgage Loan Application Amount | $1,205,000 |
| Average Applicant Income | $150,500 |
| Highest Applicant Income | $692,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with M Squared Financial Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing M Squared Financial Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down M Squared Financial Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how M Squared Financial Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by M Squared Financial Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at M Squared Financial Llc's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 45 | $ 15,385,000 | $ 341,000 | $ 147,000 |
| Jackson County Missouri | 45 | $ 12,055,000 | $ 267,000 | $ 128,000 |
| Wyandotte County Kansas | 9 | $ 2,175,000 | $ 241,000 | $ 97,000 |
| Clay County Missouri | 7 | $ 1,915,000 | $ 273,000 | $ 98,000 |
| Platte County Missouri | 7 | $ 2,305,000 | $ 329,000 | $ 152,000 |
| Collin County Texas | 7 | $ 3,255,000 | $ 465,000 | $ 166,000 |
| Harris County Texas | 7 | $ 2,345,000 | $ 335,000 | $ 148,000 |
| Bexar County Texas | 5 | $ 1,795,000 | $ 359,000 | $ 246,000 |
| Gwinnett County Georgia | 4 | $ 1,090,000 | $ 272,000 | $ 99,000 |
| Cass County Missouri | 4 | $ 990,000 | $ 247,000 | $ 79,000 |
| Wake County North Carolina | 4 | $ 1,330,000 | $ 332,000 | $ 122,000 |
| Dallas County Texas | 4 | $ 1,180,000 | $ 295,000 | $ 121,000 |
| Galveston County Texas | 4 | $ 1,490,000 | $ 372,000 | $ 188,000 |
| Tarrant County Texas | 4 | $ 1,510,000 | $ 377,000 | $ 166,000 |
| Brevard County Florida | 3 | $ 1,775,000 | $ 591,000 | $ 207,000 |
| Lake County Illinois | 3 | $ 1,415,000 | $ 471,000 | $ 120,000 |
| Howard County Maryland | 3 | $ 1,175,000 | $ 391,000 | $ 159,000 |
| Montgomery County Maryland | 3 | $ 1,345,000 | $ 448,000 | $ 222,000 |
| Bell County Texas | 3 | $ 865,000 | $ 288,000 | $ 100,000 |
| Denton County Texas | 3 | $ 1,135,000 | $ 378,000 | $ 153,000 |
| Riverside County California | 2 | $ 920,000 | $ 460,000 | $ 124,000 |
| Hillsborough County Florida | 2 | $ 980,000 | $ 490,000 | $ 125,000 |
| Pasco County Florida | 2 | $ 940,000 | $ 470,000 | $ 269,000 |
| Pinellas County Florida | 2 | $ 1,650,000 | $ 825,000 | $ 202,000 |
| Houston County Georgia | 2 | $ 1,050,000 | $ 525,000 | $ 243,000 |
| Anne Arundel County Maryland | 2 | $ 910,000 | $ 455,000 | $ 171,000 |
| Hennepin County Minnesota | 2 | $ 970,000 | $ 485,000 | $ 127,000 |
| Camden County Missouri | 2 | $ 290,000 | $ 145,000 | $ 146,000 |
| Guilford County North Carolina | 2 | $ 710,000 | $ 355,000 | $ 130,000 |
| Mecklenburg County North Carolina | 2 | $ 1,090,000 | $ 545,000 | $ 276,000 |
| Brazoria County Texas | 2 | $ 670,000 | $ 335,000 | $ 142,000 |
| El Paso County Texas | 2 | $ 550,000 | $ 275,000 | $ 104,000 |
| Johnson County Texas | 2 | $ 810,000 | $ 405,000 | $ 144,000 |
| James City County Virginia | 2 | $ 670,000 | $ 335,000 | $ 132,000 |
| Norfolk County Virginia | 2 | $ 690,000 | $ 345,000 | $ 110,000 |
| Kern County California | 1 | $ 285,000 | $ 285,000 | $ 103,000 |
| Solano County California | 1 | $ 475,000 | $ 475,000 | $ 92,000 |
| Ventura County California | 1 | $ 735,000 | $ 735,000 | $ 200,000 |
| Adams County Colorado | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Boulder County Colorado | 1 | $ 595,000 | $ 595,000 | $ 114,000 |
| Chaffee County Colorado | 1 | $ 615,000 | $ 615,000 | $ 545,000 |
| Gunnison County Colorado | 1 | $ 645,000 | $ 645,000 | $ 274,000 |
| Larimer County Colorado | 1 | $ 575,000 | $ 575,000 | $ 158,000 |
| San Juan County Colorado | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Duval County Florida | 1 | $ 245,000 | $ 245,000 | $ 170,000 |
| Escambia County Florida | 1 | $ 375,000 | $ 375,000 | $ 110,000 |
| Lake County Florida | 1 | $ 625,000 | $ 625,000 | $ 149,000 |
| Miami-Dade County Florida | 1 | $ 435,000 | $ 435,000 | $ 79,000 |
| Okaloosa County Florida | 1 | $ 335,000 | $ 335,000 | $ 101,000 |
| Polk County Florida | 1 | $ 295,000 | $ 295,000 | $ 129,000 |
| Santa Rosa County Florida | 1 | $ 315,000 | $ 315,000 | $ 139,000 |
| St. Lucie County Florida | 1 | $ 235,000 | $ 235,000 | $ 370,000 |
| Carroll County Georgia | 1 | $ 345,000 | $ 345,000 | $ 135,000 |
| Cherokee County Georgia | 1 | $ 505,000 | $ 505,000 | $ 122,000 |
| Coweta County Georgia | 1 | $ 235,000 | $ 235,000 | $ 94,000 |
| Hall County Georgia | 1 | $ 375,000 | $ 375,000 | $ 109,000 |
| Henry County Georgia | 1 | $ 295,000 | $ 295,000 | $ 77,000 |
| Ada County Idaho | 1 | $ 325,000 | $ 325,000 | $ 83,000 |
| Cook County Illinois | 1 | $ 505,000 | $ 505,000 | $ 191,000 |
| St. Clair County Illinois | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Winnebago County Illinois | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| Jackson County Kansas | 1 | $ 285,000 | $ 285,000 | $ 96,000 |
| Sedgwick County Kansas | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Shawnee County Kansas | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Baltimore County Maryland | 1 | $ 355,000 | $ 355,000 | $ 425,000 |
| Worcester County Maryland | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Anoka County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 150,000 |
| Itasca County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 155,000 |
| Olmsted County Minnesota | 1 | $ 425,000 | $ 425,000 | $ 210,000 |
| Johnson County Missouri | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Lincoln County Missouri | 1 | $ 445,000 | $ 445,000 | $ 111,000 |
| Ray County Missouri | 1 | $ 435,000 | $ 435,000 | $ 133,000 |
| Cabarrus County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Cumberland County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 134,000 |
| Forsyth County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Harnett County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 125,000 |
| Montgomery County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 253,000 |
| New Hanover County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 149,000 |
| Onslow County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Pender County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 164,000 |
| Richmond County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 129,000 |
| Brazos County Texas | 1 | $ 345,000 | $ 345,000 | $ 170,000 |
| Fort Bend County Texas | 1 | $ 345,000 | $ 345,000 | $ 85,000 |
| Grayson County Texas | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| Hidalgo County Texas | 1 | $ 345,000 | $ 345,000 | $ 119,000 |
| Hunt County Texas | 1 | $ 425,000 | $ 425,000 | $ 115,000 |
| Jefferson County Texas | 1 | $ 645,000 | $ 645,000 | $ 216,000 |
| Kaufman County Texas | 1 | $ 275,000 | $ 275,000 | $ 76,000 |
| Kerr County Texas | 1 | $ 355,000 | $ 355,000 | $ 102,000 |
| Lubbock County Texas | 1 | $ 265,000 | $ 265,000 | $ 248,000 |
| Montgomery County Texas | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Nacogdoches County Texas | 1 | $ 265,000 | $ 265,000 | $ 53,000 |
| Rockwall County Texas | 1 | $ 385,000 | $ 385,000 | $ 146,000 |
| Trinity County Texas | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Williamson County Texas | 1 | $ 305,000 | $ 305,000 | $ 240,000 |
| Albemarle County Virginia | 1 | $ 715,000 | $ 715,000 | $ 256,000 |
| Alexandria County Virginia | 1 | $ 325,000 | $ 325,000 | $ 103,000 |
| Amherst County Virginia | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Augusta County Virginia | 1 | $ 635,000 | $ 635,000 | $ 267,000 |
| Buchanan County Virginia | 1 | $ 225,000 | $ 225,000 | $ 124,000 |
| Chesterfield County Virginia | 1 | $ 265,000 | $ 265,000 | $ 182,000 |
| Fairfax County Virginia | 1 | $ 705,000 | $ 705,000 | $ 217,000 |
| Hampton County Virginia | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Henrico County Virginia | 1 | $ 405,000 | $ 405,000 | $ 191,000 |
| Loudoun County Virginia | 1 | $ 455,000 | $ 455,000 | $ 83,000 |
| Lynchburg County Virginia | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Virginia Beach County Virginia | 1 | $ 275,000 | $ 275,000 | $ 114,000 |
Mortgage Loan Application Detail Totals for M Squared Financial Llc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 265 | $92,455,000 | $348,000 | $1,205,000 | $143,000 | $692,000 |
| Refinancing | 11 | $3,295,000 | $299,000 | $645,000 | $158,000 | $545,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 153 | $51,915,000 | $339,000 | $1,205,000 | $135,000 | $609,000 |
| Not Provided | 81 | $30,165,000 | $372,000 | $735,000 | $160,000 | $692,000 |
| Black or African American | 14 | $4,450,000 | $317,000 | $525,000 | $115,000 | $372,000 |
| Hispanic | 14 | $4,460,000 | $318,000 | $675,000 | $135,000 | $341,000 |
| Asian | 13 | $4,475,000 | $344,000 | $715,000 | $181,000 | $353,000 |
| American Indian or Alaskan Native | 1 | $285,000 | $285,000 | $285,000 | $96,000 | $96,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 182 | $58,620,000 | $322,000 | $725,000 | $148,000 | $692,000 |
| VA-guaranteed (Veterans Administration) | 67 | $28,755,000 | $429,000 | $1,205,000 | $150,000 | $609,000 |
| FHA-insured (Federal Housing Administration) | 27 | $8,375,000 | $310,000 | $575,000 | $95,000 | $158,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 276 | $95,750,000 | $346,000 | $1,205,000 | $143,000 | $692,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 276 | $95,750,000 | $346,000 | $1,205,000 | $143,000 | $692,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M Squared Financial Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M Squared Financial Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.